City University, Bangladesh started its operations in 2003 under the private University Act, 1992 (amended in 1998). It is one of the best quality higher education providers in Bangladesh. City University has a State of Art campus in Uttara. Additionally, it has one of the best e-learning platforms in Bangladesh. City University has around 6000 students and 250 employees. It faces competition from the top 10 private universities in Bangladesh. Usually, students consider the cost while they take admission to private universities, but education quality and student satisfaction are also considered.
Question:
a) Briefly describe the steps in the risk management process that should be followed by the risk manager of City University.
b) Identify the major loss exposures faced by City University.
c) For each of the loss exposures identified in (b), identify a risk management technique or combination of techniques that could be used to handle the exposure.
d) Describe several sources of funds for paying losses if retention is used in the risk management program.
e) Identify other departments in City University that would also be involved in the risk management program.

Answer:

I hope this helps

Explanation:

216-258 0

An increase in the labor force and capital stock raises potential GDP of a particular economy.

Gross domestic product, also known as GDP, is one of the most popular. It is frequently quoted in reports by governments, central banks, and the business community as well as in newspapers, on television news, and in publications. It is now frequently used as a benchmark for measuring the strength of both national and global economies.

A GDP growth rate of 2% to 3% is considered desirable. The GDP growth rate is a gauge of the state of the economy. The economy is expanding when the number is positive. The economy is contracting when the figure is negative.

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Answer:

Both single column cash book and double column cash book are similar because they both record cash payments

Explanation:

A cash book is a book or journal used to record all business transactions within a particular period like receipts, disbursements, bank deposits and bank withdrawals. They are different cash books namely: single column cash book, double column cash book and triple column cash book.

A single column cash book is used to record payments in form of cash while a double column cash book records both cash payments as well as bank transactions.

Both single column cash book and double column cash book are similar because they both record cash payments

It highlights sunk cost which is a previously incurred expense that cannot be recovered.

A sunk cost is a previously incurred expense that cannot be recovered. These costs should not be considered in decision-making. A sunk cost varies from future costs that a company may face, such as inventory purchase costs or product pricing decisions. Sunk costs are exempted from future company choices as they will remain constant regardless of decision outcome. A manufacturing company, for example, might have a number of sunk costs, such as the expense of machinery and equipment, as well as the cost of factory lease. Institutions should only take into consideration the following costs when making financial decisions, which include future costs that must still be incurred.

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Regarding the value of a property, an appraisal estimates value.

An appraisal is the estimation of a qualified person on the value of a piece of property, such as real estate, a company, a collectible, or an antique. The designation of the approved appraiser must come from the regulatory agency overseeing the appraiser's area of practice.

Although they are not required by law, appraisals can be helpful for you and your employer to examine progress and talk about more general workplace issues.

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Antitrust laws initiate action against companies that appear to have too much power.

Antitrust laws are rules that promote competition by restricting a firm's ability to dominate the market. This frequently entails dismantling monopolistic enterprises as well as making sure mergers and acquisitions don't excessively concentrate market power.

Additionally, cartels or groups of companies working together to restrict competition through tactics like price fixing are prohibited by antitrust laws. Antitrust law has developed into distinct legal expertise as a result of the difficulty in determining what actions may restrict competition.

Federal antitrust laws are currently enforced by the Federal Trade Commission, often in cooperation with the Department of Justice.

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The student will evaluate two EHR systems, analyze their factors, and recommend an implementation plan to the Board.

As a Medical services IT specialist, the understudy's job includes working with the Governing body and corporate colleagues to assess two potential electronic wellbeing record (EHR) frameworks for a public Medical services Framework.

The understudy's liabilities remember gathering data and directing examinations for the adequacy, wellbeing, security, lawful variables, cost viability, and money saving advantage contemplations of the proposed frameworks.

In light of the examination, the understudy will give suggestions to the Board with respect to the execution of one of the EHR frameworks.

Furthermore, the understudy will foster a significant level execution plan that includes framework cutover and change the executives, guaranteeing a smooth progress and fruitful reception of the picked EHR framework across all offices.

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True. Hofstede's power distance dimension focused on how a society deals with the fact that people are unequal in physical and intellectual capabilities.

This dimension was first introduced by Geert Hofstede in his book, "Culture's Consequences: International Differences in Work-Related Values". This dimension is based on the idea that power and inequality can be managed differently in different cultures. In societies with a high power distance, people tend to accept hierarchical structures and have a strong focus on respect for authority. In societies with a low power distance, people tend to be more equal in their relationships and are more likely to challenge authority. In Hofstede's model, the power distance dimension is based on the idea that people have different physical and intellectual capabilities. Those in power are expected to use their knowledge and power responsibly and fairly, while those in subordinate positions are expected to respect those in authority. Therefore, this dimension acknowledges the physical and intellectual inequality between people and seeks to manage it in a way that is fair and equitable.

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The ideal paragraph length in a business email depends on the purpose of the email and the content it contains. Generally speaking, a good rule of thumb is to keep paragraphs between 30 to 50 words.

Business is the activity of making one's living or making money by producing or buying and selling goods or services. It includes all of the activities and processes involved in the production and sale of goods and services, from the moment the goods or services are conceived until they are sold and delivered to the customer. Business activities include the development of business plans and strategies, the production of goods and services, marketing, customer service, finance, accounting, legal and other related activities.

This allows the message to be concise and easy to read. However, in some cases, including when providing detailed explanations or instructions, a paragraph of up to 80 words may be appropriate. In any case, it is important to avoid paragraphs that are excessively long; a paragraph of 100 words or more can be difficult to process and understand.

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Answer:

b). Positive

Explanation:

The nature of the balance of trade if imports are of manufactured goods is POSITIVE

Considering that Balance of trade is a term that is used to describe the difference between the imports and exports value of a country over a given period.

Hence, when a country manufactured goods instead of importing them, the balance of trade is believed to be Positive.

On the other hand, when a country imports goods instead of manufacturing them, the balance of trade is believed to be negative.

Answer:

A

Explanation:Bcause ethnic identity should not determine youre personality. Many peoplefrom the same ethic identity may have different personalities.

Answer:

emotional qualities, ways of behaving

Explanation:

correct on quick check.

Answer:

first one is T the second is F

The systematic collection, compilation, and processing of consumer data is known as database marketing. Database marketing, often known as customer relationship management, is a type of direct marketing. Customers' and potential customers' data is gathered and kept in a database by a business. An organization can better understand and market to its customers as a result of the process of gathering this data, perhaps increasing revenue.

Database marketing is a type of marketing technique that can be used by companies like merchants, technology suppliers, insurance providers, and other services. The companies who have a huge client base will benefit the most from this marketing strategy since they will generate more transaction data, which opens up more opportunities to identify potential customers.

In database marketing, marketers will use the information gathered to better understand customers, choose target markets for certain marketing campaigns (through customer segmentation), assess how valuable clients are to the business, and give customers more specialized options. Customers' names, addresses, emails, phone numbers, purchase histories, job titles, website cookies, and even help requests are among the data that may be collected.

Data is first gathered from a variety of sources in database marketing. Tracking is possible for names, addresses, emails, phone numbers, purchase histories, and other information. The information can be gathered through a variety of techniques, such as tracking user cookies, purchase histories, newsletter subscriptions, or anything else that calls for the completion of forms, such entry forms for contests, offers of free samples of goods, product warranty cards, and so forth. Additional client records may be created as a result of leads generated by the marketing and sales teams. Although different nations may have varying rules surrounding what types of data can be bought and sold, prospect data can also be purchased from third parties.

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Given the selling price of the bond and the interest rate, the pretax cost of debt is 4. 25%.

Given the corporation tax rate, the cost of debt after taxes is 3. 31%.

The cost of debt to Jiminy's cricket farm, will be the yield to maturity on the bond. This yield to maturity can be found by the formula :

= ( Periodic coupon payment + ( face value - market value ) / years to maturity ) / ( face value + market value ) / 2 )

Periodic coupon payment :

= 4.5 % / 2 x 100

= $ 2.25

Number of years := 30 x 2

= 60 semi annual periods

Yield to maturity and pretax cost of debt :

= (( 2.25 + ( 100 - 104 ) / 60 ) / ( 100 + 104 ) / 2)

= 4. 25 %

The after-tax cost of debt is :

= Pretax cost of debt x ( 1 - tax rate )

= 4. 25 % x ( 1 - 22 %)

= 3. 31%

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The correct answer is c. Oil or gas lease,the described lease arrangement with an upfront cash payment and potential additional payments based on drilling success

An oil or gas lease is a special type of commercial lease agreement where the landowner receives a cash payment upfront for granting the lessee the right to explore and extract oil or gas resources from their land. In addition to the initial payment, the landowner may also be entitled to receive further payments, known as royalties, if drilling operations are successful and oil or gas is produced.

In an oil or gas lease, the landowner typically grants the lessee the exclusive right to explore and produce oil or gas from the leased property for a specified period. The lessee bears the costs and risks associated with exploration and drilling, while the landowner benefits from the upfront payment and potential royalties.

The cash payment made to the landowner at the beginning of the lease is often referred to as a "bonus" and is typically negotiated based on factors such as the size of the property, the estimated resource potential, and market conditions. The royalties, if applicable, are usually calculated as a percentage of the value of the oil or gas produced and vary depending on the terms of the lease agreement.

the described lease arrangement with an upfront cash payment and potential additional payments based on drilling success is characteristic of an oil or gas lease.

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The accounting method for doubtful accounts that is easier to apply but less accurate is the allowance method.

The allowance method tends to be used on a monthly basis rather than on an annual basis, is the answer to this multiple-choice question. Thus, the correct option is the third one.

Let's have a look at what is the allowance method of accounting for doubtful accounts.

What is the allowance method?

The allowance method is an accounting technique that accounts for uncollectible accounts receivable on an ongoing basis, rather than just at the end of the accounting period.

As a result, it is frequently used in conjunction with the percentage of credit sales approach, which estimates the percentage of credit sales that will eventually become uncollectible.

The allowance method is a more accurate approach to estimating uncollectible receivables than the direct write-off method, which only accounts for receivables once they have been identified as uncollectible.

The two primary components of the allowance method are the allowance for doubtful accounts and the bad debt expense. The allowance for doubtful accounts is a balance sheet account that reduces the amount of the company's receivables to their net realizable value, whereas the bad debt expense is an income statement account that is utilized to estimate the amount of uncollectible receivables for the period.

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Answer:

37,8

Explanation:

Podemos hacer esto de dos formas.

Si compró 3 latas a 15,75, podemos encontrar el porcentaje de cada lata y luego multiplicar por 3. Como

20% * 15,75 =

20/100 * 15,75 = 3,15

15,75 - 3,15 = 12,6

Luego multiplicamos el 12,6 por 3.

12,6 * 3 = 37,8

De otra forma, podemos hacer la multiplicación primero. Como,

15,75 * 3 latas = 47,25

20% de 47,25 =

20/100 * 47,25 = 9,45

47,25 - 9,45 = 37,8

Entonces, en total, pagó 37,8

The lifespan of a product depicts how long it remains on the market, from the moment it is first introduced to consumers until it is phased out and taken off the shelves.

Sales declined during the mature period, a sign that the market has started to become saturated. During this phase of the product life cycle, the price also starts to become competitive. The profit margins become slimmer as a result.

In most life-cycle situations, profits normally reach their greatest level during the early growth stages, but sales often reach their peak during the mature stages.

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Credit risks are people who are more likely to default on a loan or fail to meet contractual obligations.

Credit risk is the risk that a lender may not obtain the owed principal and interest, resulting in a disruption of revenues and increased collection expenses in loan.

Lenders go to great measures to assess a borrower's financial health and quantify the risk that the borrower will trigger a default event in the future.

As a result, the significance of the expect to find out about people who are described as credit risks are the aforementioned.

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Answer:

Under such economies, all economic problems are solved with the help of free price mechanism and controlled price mechanism (economic planning). Free price mechanism operates within the private sector; hence, prices are allowed to change as per demand and supply of goods

Answer:

it's 3(x^2-2) bcoz -18-24= -6 and 3 is divisible into 6 twice

England Inc. reported a $42,000 cash balance as of June 1st, 2020. England made cash transactions and payments of $16,000 and $48,000 in june. There would be a $10,000 negative balance in the cash balance at the end of June.

You may use the following formula to determine the final cash balance:

Ending Cash Balance = Beginning Cash Balance + Cash Sales - Cash Payments.

Adding the specified values:

$42,000 plus $16,000 less $48,000 is a $10,000 deficit.

A debit balance in accounting denotes a negative cash balance, indicating debt for the business. This indicates that the business has to raise extra dollars to pay its expenditures since it has spent more money than it has brought in via sales.

The sum of money that a business has on hand at the moment is called its cash balance. This cash is held in reserve to cover any unforeseen financial shortfalls. Without this financial safety net, companies could find themselves unable to cover their expenses.

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Be consistent in your observations and use descriptive language to ensure accuracy.

To make observations about Tony, you can draw on various sources of information. First, you can observe Tony directly by watching his interactions with other children and his behavior during activities. Second, you can gather information from his mother about his eating habits and resting patterns.

From the given information, you can observe that Tony enjoys playing with other children but struggles with larger group activities. This suggests that he may thrive in smaller, more intimate settings. Planning for Tony can involve creating opportunities for him to engage in smaller group activities, such as pairing him up with a few children for collaborative play.

Another observation is that Tony has a special interest in dinosaurs and can sometimes exclude other children if they don't follow his play scenarios. This indicates a need for guidance on cooperative play and understanding others' perspectives. Planning for Tony can include incorporating activities that promote sharing, turn-taking, and empathy, such as role-playing games where children take turns being different characters.

When recording meaningful information, consider using objective language, noting specific behaviors or actions you observe. Focus on relevant details that help paint a clear picture of Tony's strengths, interests, and areas for growth. Be consistent in your observations and use descriptive language to ensure accuracy.

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To help make observations about Tony, I could draw on the following sources of information:

1. Direct observations: By closely watching Tony during various activities and interactions, I can gather firsthand information about his behavior, preferences, and interactions with others.

2. Communication with parents: Speaking with Tony's mother can provide valuable insights into his home environment, routines, concerns, and any specific instructions or preferences from his family.

Two things I could observe about Tony from the given information are:

1. Tony's social interactions and play preferences: By observing how Tony engages with other children during playtime, I can assess his ability to join group activities and identify any challenges he may face. This information can help in planning activities that promote inclusion and social skills development.

2. Tony's rest-time behavior: Observing Tony's behavior during rest periods can provide insights into his need for rest and relaxation. This observation can inform planning by ensuring appropriate rest-time activities are available, such as quiet reading or calming activities, to support his restful moments.

1. Direct observations: By directly observing Tony's behavior, I can gather detailed and firsthand information about his actions, reactions, and preferences. This can include observing his play interactions, his responses to different activities, his engagement level, and any instances of excluding other children during play. These observations can inform planning by helping educators create activities and strategies that encourage Tony's participation in group settings, promote social skills, and address any exclusivity concerns.

2. Communication with parents: Speaking with Tony's mother provides insights into his home environment, routines, and any specific concerns or instructions from his family. It helps create a collaborative partnership between educators and parents, enabling a holistic understanding of Tony's needs and preferences. Parents can share valuable information about Tony's interests, dietary requirements, sleep patterns, or any health considerations that may affect his experiences at the childcare service. This information guides planning by ensuring that Tony's individual needs and preferences are considered when designing activities, menus, rest periods, and daily routines.

When recording meaningful information, it is important to consider the following:

- Objectivity and accuracy: Observations should be based on factual information and recorded in a neutral manner, avoiding personal biases or assumptions.

- Relevance: Focus on recording information that is directly related to the child's development, behavior, interests, and well-being. This ensures that the recorded information is useful for planning and supporting the child's growth and learning.

- Clarity and specificity: Use clear and concise language to describe observations, ensuring that the recorded information accurately reflects the child's actions, behaviors, and interactions.

- Context and context-sensitive information: Record observations within the context in which they occurred, noting the environment, time, and relevant details. This helps in understanding the factors that may have influenced the observed behavior and aids in planning appropriate strategies and interventions.

- Timeliness: Record observations promptly after they occur to ensure accuracy and to capture the most relevant details. Prompt recording also helps in maintaining an ongoing record of the child's progress and development over time.

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Answer: routine decision- the type made every day without much though

planned decision- use more time and energy to make the best choice

Explanation: i really hoped it helped.

Answer: Yes it was

Explanation:

When considering where you should set up location, it is best to look at the cost of locating your business from various perspectives such as raw material acquisition, transport to suppliers, transport to customers and accessibility.

Depending on the business, some factors would have to be given more weight. In the above scenario, raw material acquisition and transport from suppliers should be given a higher weight because the goods are perishable and so costs would be high if the location is too far from the source of the fish.

Given that technology has made it easier to sell from many places, transport to customers is not as major a factor as transport to suppliers. The most important factor to focus on for this business therefore is raw material acquisition and by locating the company so close to the source, the cost to acquire the raw material from suppliers was heavily reduced so this was the best option.

The  amount that Plunkett should report in ending inventory on December 31 is: E. $156,000.

Using this formula

Ending inventory= Ending inventory balance - FOB destination goods purchased - Goods being held on consignment

Let plug in the formula

Ending inventory= $215,000 - $44,000 - $15,000

Ending inventory= $156,000

Therefore the correct option is E.

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True . The Internal Rate of Return (IRR) approach may lead to incorrect decisions in comparison to two mutually exclusive projects.  

What is the meaning of mutually exclusive projects? In finance, mutually exclusive projects are a set of undertakings where selecting one project prohibits the selection of other projects. This implies that the adoption of one project will exclude the adoption of the other project. As a result, mutually exclusive projects are a situation in which an investor has to pick between two or more projects where the acceptance of one results in the exclusion of the others.

What is IRR? The internal rate of return (IRR) is a metric used in capital budgeting to estimate the profit of prospective investments. It is the interest rate at which the net present value of the cash inflows is equal to the net present value of the cash outflows, which is used to calculate the IRR. The IRR method, which is a discounted cash flow approach, is often used to evaluate a project's feasibility by comparing it to the projected rate of return.

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In order to calculate the Days of Sales in Inventory using Cost of Goods Sold, we can use the following formula:

Days of Sales in Inventory = (Average Inventory / Cost of Goods Sold) * 365

To find the Average Inventory, we can use the formula:

Average Inventory = (Beginning Inventory + Ending Inventory) / 2

Now, let's calculate step-by-step:

1. Calculate the Average Inventory:
  - Beginning Inventory is not provided in the question. If you have this information, you can substitute it in the formula.
  - Ending Inventory is given as $408,411.

  Average Inventory = (Beginning Inventory + Ending Inventory) / 2

2. Calculate the Cost of Goods Sold:
  - Cost of Goods Sold is given as $2,349,547.

3. Calculate the Days of Sales in Inventory:
  - Use the formula: Days of Sales in Inventory = (Average Inventory / Cost of Goods Sold) * 365

Now, let's substitute the values and calculate:

1. Calculate the Average Inventory:
  - We only have the Ending Inventory, which is given as $408,411.

  Average Inventory = (Beginning Inventory + Ending Inventory) / 2
  Since the Beginning Inventory is not given, we cannot calculate the exact Average Inventory.

2. Calculate the Cost of Goods Sold:
  - Cost of Goods Sold is given as $2,349,547.

3. Calculate the Days of Sales in Inventory:
  - Use the formula: Days of Sales in Inventory = (Average Inventory / Cost of Goods Sold) * 365

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Answer:

idk

Explanation:

Answer:

Globalization

Explanation:

Globalization is the word used to describe the growing interdependence of the world's economies, cultures, and populations, brought about by cross-border trade in goods and services, technology, and flows of investment, people, and information.

A liquidity of certificate of deposit means the ease of investors to making a withdrawals without incurring a penalty on the account while the liquidity of mutual fund means the ease of investors to making a withdrawals of the funds

In finance, the term "Liquidity" means the ease with which an asset or security can be converted into ready cash without affecting its market price. As it explains the ease of converting into ready cash without affecting its market price, the most liquid asset of all is the cash itself.

That said, the cash is the most liquid of assets while the tangible items are less liquid. The main types of liquidity include the market liquidity and accounting liquidity.

In conclusion, the liquidity of certificate of deposit and mutual funds means the ease of investors to making a withdrawals without incurring a penalty on the account and this is an important attribute of these securities as it measures the fund's ability to meet near-term shareholder redemption.

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