Based on the terms provided, it seems you are looking for the term that describes an individual unit within an organization whose manager has the responsibility to carry out its services. The correct term for this is "segment."
A segment is part of an organization that focuses on specific services or products, and it is managed by a person responsible for its performance and success. This person ensures that the segment's goals and objectives are achieved, while also managing the resources and budget allocated for the segment.
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Predatory lenders get their negative reputation from . . .
a. Discreetly selling personal bank information
b. Limiting the amount of time a borrower has to use a loan
c. Taking advantage of people during the Great Depression
d. Charging high fees for loans and targeting desperate people
Predatory lenders get their negative reputation by Charging high fees for loans and targeting desperate people. The correct option is d.
Who are predatory lenders?Predatory lenders are those practices, broadly defined, that are the fraudulent, deceptive, and unfair tactics some people use to dupe us into mortgage loans that we can't afford. Burdened with high mortgage debts, the victims of predatory lending can't spare the money to keep their houses in good repair. They strain just to keep up with their mortgage payments. Often, the strain is too much. They succumb to foreclosure. Their houses have been stolen from them.
The Office has prosecuted and will continue to prosecute the worst predatory lenders.
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Lexi transferred cash from a personal bank account to an account to be used for the business in exchange for common stock, $27,500
On November 1, 2019, Lexi Martin established an interior decorating business, Heritage Designs.
To begin the business, Lexi transferred $50,000 in cash from her personal bank account to a new account established for the business in exchange for common stock.
This transaction would be recorded in the accounting records of Heritage Designs as a capital contribution. Specifically, the $50,000 cash received would be debited to the Cash account, while the Common Stock account would be credited for the same amount. This transaction would increase both the assets and equity of the business by $50,000.
It's important for Lexi to establish separate accounts for the business to keep her personal finances separate from the finances of the business. This will help her keep accurate financial records, and ensure that she can track the performance of the business and make informed decisions about its future.
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The complete question is
On November 1, 2019, Lexi Martin established an interior decorating business, Heritage Designs. During the month, Lexi completed the following transactions related to the business:
Nov.1 Lexi transferred cash from a personal bank account to an account to be used for the business in exchange for common stock, $50,000.
PLZ HELP ME!!!!!!
Which statement about credit card interest rates is TRUE?
A.) The more money you spend on purchases, the higher your interest rate will be
B.) A high interest rate means you'll pay MORE money total
C.) A high interst rate means you'll pay LESS money total
D.) Most credit cards do not charge any interest rate
Answer:
I think its A?
Explanation:
Can you outsmart me test? I will give you 20 brainly points!
Answer:
Yes I can outsmart you :)
Explanation:
henry suspects that some of his employees have been stealing from his company. he purchases a commercial crime insurance policy, which will cover any losses that actually occur during the policy period. under which coverage form of commercial crime insurance is henry's company insured?
Loss-Sustained form of commercial crime insurance henry's company insured.
The required details about commercial crime insurance is mentioned in below paragraph.
Insurance against business-related crimes, such as employee theft, forgery, robbery, and technological crime, protects against monetary damages. It is a kind of business insurance that offers protection for the company under the following types of policy: Employee dishonesty in Form A may be written as scheduled insurance or on a blanket insurance basis and covers money, securities, and other properties.
What are the commercial crime policy's exclusions?
The following things are not covered by commercial crime insurance: theft, misdemeanors, or other wrongdoing by you or your company partners. Additionally, it excludes any activities taken by personnel who colluded with one of your partners.
Thus, Henry company is insured under Loss-Sustained form.
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Tyler and Candice are married and file a joint tax return. They have adjusted aross income of $39,800 before considering their social Security benefits, no tax exempt interest, and $13,930 of Social Security benefits. As a result, s of the Social Security Benefits are taxable. b. Assume Tyler and Candice have adjusted gross income of $16,000 before considering their Social Security benefits, no tax-exempt Interest, and $17,600 of Social Security benefits. As a result, of the Social Security benefits are taxable. c. Assume Tarand Candice have adjusted gross income of $119,500 before considering their Social Security benefits, no tax-exempt interest, and 517,025 of Social Security benefits. As a result, of the Social Security benefits are taxable:
a) In this scenario, Tyler and Candice have an adjusted gross income of $39,800. Their Social Security benefits amount to $13,930. Thus, the taxable part of their Social Security Benefits will be calculated as follows: AGI = $39,800SS benefits = $13,930One half of SS benefits = $6,965The larger of (0 or AGI-32,000) = $7,800
Taxable Social Security benefits = $6,965This means that $6,965 of the Social Security benefits received by Tyler and Candice will be taxable .b) In this scenario, Tyler and Candice have an adjusted gross income of $16,000. Their Social Security benefits amount to $17,600. Thus, the taxable part of their Social Security Benefits will be calculated as follows :AGI = $16,000SS benefits = $17,600One half of SS benefits = $8,800The larger of (0 or AGI-32,000) = $0Taxable Social Security benefits = $0This means that none of the Social Security benefits received by Tyler and Candice will be taxable. c) In this scenario, Tyler and Candice have an adjusted gross income of $119,500. Their Social Security benefits amount to $517,025. Thus, the taxable part of their Social Security Benefits will be calculated as follows :AGI = $119,500SS benefits = $517,025One half of SS benefits = $258,513The larger of (0 or AGI-32,000) = $87,500Taxable Social Security benefits = $87,500This means that $87,500 of the Social Security benefits received by Tyler and Candice will be taxable.
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What do you think the future trend of women's involvement in
marketing and executive level careers will be?
Future trend of women's involvement in marketing and executive level careers:
1. Increasing representation of women in leadership positions.
2. on diversity and inclusion.
3. Advancement in closing the gender pay gap.
4. Continued efforts to break gender stereotypes and biases.
5. Greater support for work-life balance and flexible work arrangements.
The future trend of women's involvement in marketing and executive level careers is expected to witness positive developments. Firstly, there will likely be an increasing representation of women in leadership positions. Organizations are recognizing the value of diverse perspectives and the benefits of gender-balanced leadership teams.
Furthermore, there will be a growing emphasis on diversity and inclusion, with companies actively working to create inclusive environments that support the advancement of women. This includes implementing policies and initiatives to ensure equal opportunities for career growth and development.
Efforts to close the gender pay gap are also expected to continue. As awareness grows, organizations are striving to address pay disparities and ensure equitable compensation for women in marketing and executive roles.
Breaking gender stereotypes and biases will remain an important focus. Society's perception of women's capabilities in leadership positions is changing, and organizations are challenging traditional norms to promote gender equality and recognize individual merit.
Additionally, there will be greater support for work-life balance and flexible work arrangements. Recognizing the importance of work-life integration, companies are adopting policies and practices that enable women to succeed in their careers while maintaining personal well-being and family responsibilities.
Overall, the future trend indicates a positive shift towards increased opportunities, recognition, and support for women's involvement in marketing and executive level careers, fostering a more diverse and inclusive professional landscape.
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Write three sentences.What is summer mainly about and what is your fav thing about summer time?
JohnBoy Industries has a cash balance of $42,000, accounts payable of $122,000, inventory of $172,000, accounts receivable of $207,000, notes payable of $117,000, and accrued wages and taxes of $35,500. How much net working capital does the firm need to fund?
The net working capital the firm needs to fund is $146,500. It is important for a company to have a sufficient amount of Net Working Capital to run its business smoothly. Inadequate working capital may lead to financial problems and may hinder the growth of the company.
Net Working Capital refers to the difference between the assets and the liabilities of a company. In other words, it is the amount of funds required by a company to operate its business smoothly. It is the amount of money required by a business to meet its financial obligations. It helps in the efficient functioning of a business. It is the difference between current assets and current liabilities.
Given,
Cash balance = $42,000
Accounts payable = $122,000
Inventory = $172,000
Accounts receivable = $207,000
Notes payable = $117,000
Accrued wages and taxes = $35,500
Net Working Capital (NWC) = Current Assets - Current Liabilities
Current Assets = Cash balance + Inventory + Accounts receivable
= $42,000 + $172,000 + $207,000
= $421,000
Current Liabilities = Accounts payable + Notes payable + Accrued wages and taxes
= $122,000 + $117,000 + $35,500
= $274,500
Net Working Capital (NWC) = $421,000 - $274,500
= $146,500
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When employers give raises, they're using _______ power.
legitimate
reward
referent
absolute
Answer:
absolute powerrrrrrrrrr
When employers give raises, they're using reward power. Thus, option (b) is correct.
Being able to give others rewards or incentives gives one a form of power known as reward power. Employers might utilize incentives such as increases, bonuses, promotions, or other rewards to encourage workers at work.
Employers have the capacity to shape their employees' behaviour and motivate them to put in more effort or deliver better work by employing the power of rewards. Legitimate power, on the other hand, comes from a person's position or title within an organization. This form of power is distinct from that.
As a result, the significance of the employers give raises, they're using reward power are the aforementioned. Therefore, option (b) is correct.
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abc and xyz agree to maximize joint profits. However, while ABC produces the agreed upon amount, XYZ breaks the agreement and each produce 5 more than agreed upon, how much less profit does each make
Answer:
The answer is "$ 140".
Explanation:
The company produces the quantity MR = MC and if there is no quantity MR = MC, the amount throughout the case MR is just greater and closest to MC to maximize profit.
Here MR = marginal income and marginal cost =MC
MR =\(\frac{Overall \ sales \ change}{Quantity\ shift}\)
In the above table, we could see that the amount MR = MC = 8 isn't available. Thus it produces the amount where the MR
is only larger but nearest to MC.
25 unit MR =\(\frac{TR \ change}{Quality \ change}\)
\(= [TR (when \ Q = 25) -TR \frac{(when \ Q = 20)]}{(25 - 20)}\)
\(= \frac{(450 - 400)}{5}= 10\)
(Minimum and superior to MC)
MR of 30 units\(=\frac{(480 – 450)}{(30–25)}=6 <8 = MC\), similarly MR of 30 units.
Consequently, 25 units were produced and 12.5 units were produced.
Currently, XYZ breaks the agreement and produces three more so thus maximum quantity produced on a market = 25 + 5 = 30 and through the above table they see which if quantity = 30, price = 16.
XYZ produces 12.5 + 5 = 17.5 output from 30 units.
Cost Total = TVC + TFC
Total TVC = Total Cost for Variable TFC = Maximum Cost of TFC = 0.
If MC is stable, TVC = MC \(\times\) Q = 8 \(\times\) q, where Q = exposed to the real produced and XYZ produces 17.5 in this case.
Total expenditure (TC+) is TVC = TFC = 8 \(\times\) 17.5.
Take control = TR - TC = TC = 16 \(\times\) 17.5 - 8 \(\times\) 17.5 = 150.
So the business XYZ is profiting = 140
assume tht a stock is expected to pay dividends at the end of year 1 and year 2 of $1.25 and $1.56, respectively. dvidends are expected to grow at 5% rate thereafter
The main information provided is that the stock is expected to pay dividends of $1.25 and $1.56 at the end of year 1 and year 2, respectively, with a 5% growth rate thereafter.
To determine the stock's value, we'll use the Dividend Discount Model (DDM) which takes into account the expected dividends and the growth rate.
Step 1: Calculate the present value of the dividends for year 1 and year 2.
Dividend in year 1 (D1) = $1.25
Dividend in year 2 (D2) = $1.56
Step 2: Determine the dividends for year 3 and onwards.
Starting from year 3, dividends are expected to grow at a constant rate (g) of 5%.
Dividend in year 3 (D3) = Dividend in year 2 * (1 + g) = $1.56 * (1 + 0.05) = $1.638
Step 3: Calculate the present value of the dividends for year 3 and onwards.
To calculate this, we need the required rate of return (r). Assume that the required rate of return is given as 'r'.
Present value of dividends from year 3 onwards (PV_D3) = D3 / (r - g)
Step 4: Calculate the total present value of all expected dividends.
Total Present Value (PV_total) = Present value of D1 + Present value of D2 + PV_D3
Step 5: Determine the stock's value.
The stock's value is equal to the total present value of all expected dividends, PV_total. Once you have the required rate of return (r), you can plug it into the equation to determine the stock's value.
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the point where the long-run aggregate supply curve intercepts the horizontal axis is
The point where the long-run aggregate supply (LRAS) curve intercepts the horizontal axis is the potential GDP or full employment level of output.
The LRAS curve represents the aggregate supply of goods and services in an economy when all factors of production are fully utilized and there are no temporary frictions or imbalances. At the potential GDP or full employment level of output, the economy is operating at its maximum sustainable production capacity, and the LRAS curve intersects the horizontal axis. This point signifies that the economy is producing at its long-run equilibrium, where the aggregate supply equals the aggregate demand and there is no upward or downward pressure on prices. It represents the level of output that can be sustained in the long run without causing inflationary or recessionary gaps.
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hi Im timed so please hurry thanks!
The chart indicates the tasks of four individuals who work in the Education and Training career cluster.
Tasks of Four Individuals in Education and Training Career Cluster
Tasks
Tammy
-typically works at home for several hours developing creative ways to teach high school students about world history
-discusses any school issues with Alcott
Vania
-takes the minutes in Alcott’s meetings with parents and the school board
-managed Tammy’s hiring paperwork so it was sent to Human Resources
Alcott
-has meetings with parents and the school board about budget changes and school progress
-hired Tammy
Stefan
-talked to a student whom Tammy recommended for a college scholarship
-discusses testing information with Alcott
Which best describes the pathways of these four individuals?
Tammy and Alcott are in the Professional Support Services pathway, Vania is in the Administration and Administrative Support pathway, and Stefan is in the Teaching and Training pathway.
Tammy and Stefan are in the Teaching and Training pathway, Vania is in the Professional Support Services pathway, and Alcott is in the Administration and Administrative Support pathway.
Tammy and Vania are in the Administration and Administrative Support pathway, Alcott is in the Teaching and Training pathway, and Stefan is in the Professional Support Services pathway.
Tammy is in the Teaching and Training pathway, Vania and Alcott are in the Administration and Administrative Support pathway, and Stefan is in the Professional Support Services pathway.
Answer:
D
Explanation:
Answer:
D
Explanation:
I just took the test
please give my brainliest
all else held constant, the earnings per share will decrease as the: group of answer choices total revenue of the firm increases. number of shares outstanding increases. costs decrease. tax rate decreases. net income increases.
All else held constant, the earnings per share will decrease as the number of shares outstanding increases.
Earnings per share (EPS) is determined by dividing a company's revenue by the number of outstanding shares of its common stock. The resulting figure serves as a gauge of a business's profitability. Earnings per share that has been modified for unusual items and probable share dilution is a standard practice for businesses.
The value of earnings per share is derived by dividing net income, sometimes referred to as profits or earnings, by the number of shares that are outstanding. For shares that might be created through options, convertible debt, or warrants, a more precise computation modifies the numerator and denominator. If the equation is modified to account for ongoing activities, the numerator becomes even more important.
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Fields & Company expects its EBIT to be $108,000 every year forever. The company can borrow at 6 percent. The company currently has no debt and its cost of equity is 12 percent.
a. If the tax rate is 22 percent, what is the value of the company? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
b. What will the value be if the company borrows $220,000 and uses the proceeds to repurchase shares? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The value of the company is $702,000. The value of the company with the new capital structure is $617,400.
a. To calculate the value of the company, we can use the formula for the value of a perpetual cash flow: Value of the Company = EBIT × (1 - Tax Rate) / Cost of Equity. Given: EBIT = $108,000. Tax Rate = 22%; Cost of Equity = 12%; Value of the Company = $108,000 × (1 - 0.22) / 0.12; Value of the Company = $108,000 × 0.78 / 0.12; Value of the Company = $702,000. Therefore, the value of the company is $702,000.
b. If the company borrows $220,000 and uses the proceeds to repurchase shares, we need to consider the new capital structure. The interest expense on the debt will reduce the company's taxable income, resulting in tax savings. The value of the company with the new capital structure can be calculated as follows: Value of the Company = (EBIT - Interest Expense) × (1 - Tax Rate) / Cost of Equity. Given: EBIT = $108,000
Interest Expense = $220,000 × 0.06 = $13,200 (assuming a 6% interest rate); Tax Rate = 22%; Cost of Equity = 12%. Value of the Company = ($108,000 - $13,200) × (1 - 0.22) / 0.12. Value of the Company = $94,800 × 0.78 / 0.12. Value of the Company = $617,400. Therefore, the value of the company with the new capital structure is $617,400.
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This is a receipt for a purchase made at a restaurant in
Sacramento, California.
The total cost of the food and drinks before taxes was
The buyer paid vin sales tax.
Based on the receipt, Sacramento has a sales tax rate
of
Answer:
10.00 , .85 , 8.5
Explanation:
Answer:
This is a receipt for a purchase made at a restaurant in Sacramento, California.
The total cost of the food and drinks before taxes was
✔ $10.00
.
The buyer paid
✔ $0.85
in sales tax.
Based on the receipt, Sacramento has a sales tax rate of
✔ 8.5%
.
Selma deposited a paycheck for $378. 42. She’ll use the check register to record her transaction. What will be her new balance? A checking account has a balance of 2636 dollars and 41 cents. $2,257. 99 $2,337. 06 $3,014. 83 $3,057. 31.
Answer:
$3,014. 83
Explanation:
So basically, just add the checking account balance to the amount she's depositing. So the equation should look like $378.42 + 2,636.41. Add it all up and you get $3,014.83
Hope this helps :)
Among the hurdles small businesses must overcome in starting to operate globally are: Multiple select question. many shippers available to start shipping more quickly difficulty finding financing understanding cultural differences bureaucratic paperwork
The hurdles that small businesses must overcome in starting to operate globally includes:
difficulty finding financingunderstanding cultural differencesbureaucratic paperworkWhat are hurdles in business?These refers to the barrier or problem faced by business owners/
The problem includes difficulty finding financing, understanding cultural differences and bureaucratic paperwork.
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At a local grocery store, they sell a Visa card that has a prepaid amount on it. People can use this card anywhere, but it cannot be used for more than its prepaid value. Which type of card is this?
A.
a debit card
B.
a smart card
C.
a stored value card
D.
a retail credit card
The type of the card is a Retail Credit card. Hence the option (D) is the correct one.
What is the function of retail credit cards work?For retail credit cards, an image You can potentially obtain benefits at some retail establishments if you have a retail store credit card.
Decide if you want a card that restricts the retailers with which you may earn rewards or one that enables you to earn rewards for regular purchases. Benefits could consist of privileged access to funding, exclusive deals, discounts, and awards.
For instance, paying in whole for a motorcycle costing $10,000 would be excessive for a buyer.
Consumer will receive a $10,000 loan from retail credit institutions, which will be repaid with interest over a period of time in the form of monthly installments.
Hence the correct option is (D).
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boron company has sales of $60,000, beginning inventory of $7,000, purchases of $35,000, and ending inventory of $5,000. the cost of goods sold is
The cost of goods sold is $37,000.
A periodic inventory system is a form of inventory valuation in which inventory accounts are updated at the end of the accounting period rather than after each sale or purchase. The cost of goods sold is the total amount paid by a company for expenses directly related to the sale of its products.
Some businesses may include direct labor associated with manufacturing or selling products raw materials packaging and merchandise purchased for resale. Adjusts the cost of crafted or purchased items as your inventory changes. For example, if 500 units were manufactured or purchased but the inventory was increased by 50 units the cost of 450 units would be the manufacturing cost of the goods sold.
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help!!
list 5 importance of freedom
Answer:
people can do what they want (with limitations)
people can say what they want (with limitations)
people can believe in what they want
and thats all ive got. good luck on the last two tho
what benefits and limitations of businesses specializing in the prodution and supply of just one type of good
Answer:
Limited market: If the demand for the product decreases or the market becomes saturated, the business may struggle to sell its products.
Dependence on a single product: If something goes wrong with the production of the product, the business may struggle to continue operating.
Lack of diversification: Specializing in just one product means that the business is not diversified and may be more vulnerable to market fluctuations.
Hello,
I hope you and your family are doing well!
The benefits of specializing in the production and supply of just one type of good include achieving economies of scale, developing expertise in a specific market, and reducing costs. Limitations include limited market opportunities, dependence on a single product, and difficulty diversifying.
----
Happy Holidays!
An individual seller in perfect competition will not sell at a price lower than the market price because.
The reason why an individual seller in a perfect competition will not sell at a price that is lower than the market price is because demand for the product will exceed supply.
How are prices determined in a perfect competition?In a perfect competition, the price of goods and services are determined by the market itself because every seller in the market is selling the same good or service. The market therefore becomes the best way to set the price such that all the sellers are selling at the same price, and selling the same product. The forces of supply and demand will then be the ones in the market setting the price.
Should the market set the price, it is best that no individual seller sell at a price that is lower than this market price. If they did, then customers would switch to them and prices would drop across the board. This would then lead to more demand owning to the lower prices, than supply in the market.
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according to contractarianism, what motivates the contractors to select the rules they do? group of answer choices
According to contractarianism, rational self-interest motivates the contractors to select the rules they do.
What exactly does contractarianism mean?According to contractarianism's moral theory, moral standards derive their normative power from the concept of a contract or mutual agreement. Contractarians are dubious of the concept that morality or political power may be rooted in either divine will or some perfectionist ideal of what it is to be human.
How does the veil advance contractarianism?We can put theories of fairness to the test using the Veil of Ignorance, a part of social contract theory. Nobody recognizes themselves behind the Veil of Ignorance. They don't have any indications of their social standing, perks, shortcomings, or even personalities.
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Which is not a benefit of a checking account?
Answer:
no interest
Explanation:
A checking account is a type of account that enables comfortable deposits and withdrawal of money for regular trades.
It can include deposit and withdrawal of cash as well as cheque.
Getting no interest in a checking account is not a beneficial factor.
The benefits of the checking accounts are convenience, easy budgeting and safety.
As compared to the saving account having a proof of payment is the beneficial point of having checking account.
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Vitamin B 6 deficiency is characterized by ____. a. Numbness and muscle damage b. Convulsions in the early stages c. Purplish tongue d. Macrocytic anemia e. Depression and confusion in the early stages
Vitamin B6 deficiency is characterized by is e. Depression and confusion in the early stages.
Vitamin B6, also known as pyridoxine, is an essential nutrient involved in numerous bodily functions, including the production of neurotransmitters, the metabolism of proteins and carbohydrates, and the formation of red blood cells. A deficiency in vitamin B6 can lead to various neurological and psychological symptoms.
Depression and confusion are commonly associated with early-stage vitamin B6 deficiency. Other potential symptoms of vitamin B6 deficiency may include irritability, fatigue, weakness, dermatitis, cheilosis (inflammation and cracking of the lips), glossitis (inflammation of the tongue), and peripheral neuropathy (numbness and tingling in the extremities).
The options provided contain some incorrect information. While numbness and muscle damage (a) can occur in severe or prolonged cases of vitamin B6 deficiency, they are not the primary characteristics of the condition. Convulsions (b) are not typically associated with vitamin B6 deficiency. A purplish tongue (c) is not a characteristic symptom of vitamin B6 deficiency. Macrocytic anemia (d) is associated with vitamin B12 or folate deficiency, not vitamin B6 deficiency.
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Genera 5
3
Select the correct answer.
Which relationship is possible when two tables share the same primary key?
O A one-to-one
ОВ.
one-to-many
OC. many-to-one
OD. many-to-many
Reset
Next
Question:
Which relationship is possible when two tables share the same primary key?
Explanation:
One-to-one relationship.
What's the answer I need help ASAP!!
Answer:
B
Explanation:
In a product liability claim based on strict liability, the plaintiff must show that the product was "defective" in some way. Describe four types of "defects" that could be the basis for a claim, and give an example of each.
In a product liability claim based on strict liability, the plaintiff must demonstrate that the product was defective. There are four types of defects that could form the basis for a claim: design defects, manufacturing defects, warning defects, and marketing defects.
1. Design Defect: A design defect refers to a flaw in the product's original design that makes it unreasonably dangerous. For example, a car with a design flaw that causes it to roll over easily even under normal driving conditions.
2. Manufacturing Defect: A manufacturing defect occurs when a product deviates from its intended design due to an error during the manufacturing process. An example would be a bicycle with a brake system that was improperly installed, resulting in brake failure.
3. Warning Defect: A warning defect arises when a product lacks adequate warnings or instructions to inform users about potential risks and how to use the product safely. For instance, a medication that fails to include warnings about potential side effects or drug interactions.
4. Marketing Defect: A marketing defect involves misleading or deceptive marketing practices that conceal potential risks or exaggerate the product's safety. An example would be a dietary supplement that claims to provide certain health benefits without disclosing the associated risks.
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