Answers
The Securities and Exchange Commission (SEC) is an independent agency of the United States government that was established by the Securities Exchange Act of 1934. The Securities and Exchange Commission (SEC) of the United States is an unbiased federal government regulatory institution responsible for protecting investors, ensuring the integrity and orderly operation of the securities markets, and enabling capital formation. The United States Securities and Exchange Commission is an independent federal government agency established in the aftermath of the 1929 Wall Street Crash. The primary goal of the SEC is to develop regulations to combat market manipulation. Dodd-Frank Act The Consumer Financial Protection Bureau was founded by the Wall Street Reform and Consumer Protection Act of 2010. (CFPB). The CFPB assists consumers in navigating financial markets by enacting fair and uniform standards. They fairly enforce the regulations and also give a platform for consumers to take control of their financial position, especially if a business has treated them unfairly. Some financial organizations may engage in unfair, dishonest, or exploitative tactics. The CFPB aims to educate customers about the obligations of financial institutions. The CFPB's website includes interactive forums regarding a variety of issues, including student loans, mortgage payments, and proper debt collection techniques and what collectors are not permitted to do. In addition, they execute the regulations by monitoring banks, credit unions, and other financial institutions. The CFPB has the authority to prosecute these institutions with formal violations. Finally, they research the sector in order to better understand customers and financial institutions in order to better serve the financial community. Here's an example of how the Consumer Financial Protection Bureau assisted a consumer. Rebecca, from North Carolina, failed to make a mortgage payment nine months after her husband died. Despite Rebecca's efforts to catch up with the mortgage business during the next two years, the mortgage company upped her mortgage payment and charged costs that pushed her further behind. She was charged extra service costs by the mortgage company for services she did not request or receive. The mortgage company threatened repossession. She continued to pay the exploitative fees to stay in her house because she had nowhere else to turn. She was charged extra service costs by the mortgage company for services she did not request or receive. The mortgage company threatened repossession. She continued to pay the exploitative fees to stay in her house because she had nowhere else to turn. The mortgage firm charged her extra service fees for services she did not request or get. The mortgage company threatened foreclosure. With nowhere else to turn, she continued to pay the exploitative fees to stay in her house. The CFPB exists to assist consumers like Rebecca who have fallen victim to unscrupulous actions like these. Another example is a person whose mortgage company failed to pay the property insurance out of the escrow account on time and then took the money twice. This produced issues since the escrow account fell below the permitted amount under Federal Law. As a result, the insurance company charged late fines and sent a "cancellation of insurance" letter.
The CFPB posts these cases on its website so that other consumers may see how certain businesses abuse customers. It is similar to the Better Business Bureau. Customers can publish their complaints anonymously, and the corporation can reply. Even if the corporation does not reply, the CFPB can assist consumers in resolving these and other concerns.
How Does The Agency Regulate And Enforce The Protection Of Financial Markets (Short Answer):Notably, federal regulators often take a back seat in insurance markets. Regulators use licensing, registration, rulemaking, supervision, enforcement, and resolution capabilities to control financial institutions, markets, and products.
Related Questions
You are an economics professor teaching large sections of Principles courses this semester. Within the first week of class,
several students have approached you with concerns about exam and homework due dates. They fear they won't do well
because the due dates for your class conflict with the dates for their other classes. You want to allocate exam and homework
due dates to the days most valued by students, but sifting through the opinions of hundreds of students presents a challenge.
The MOST efficient allocation would result if you:
design a predictions market for students to designate when they think the dates will be.
b. create an internal market for students to bid for their preferred dates.
C.
use your centralized power as a professor to assign the dates without student input.
d. determine that you have a knowledge problem when assigning dates
Answers
The MOST efficient allocation of exam and homework due dates for students who have concerns due to conflicting schedules with other classes is to create an internal market for students to bid for their preferred dates.The correct answer is option-b.
A market is the most efficient mechanism for allocating goods and services according to the preferences of consumers. Students who have conflicting schedules can bid for their preferred exam and homework due dates through an internal market.
This method has the advantage of providing the exam and homework due dates to those who are willing to pay the most for them. By using the internal market, the professor can allocate the dates in the most efficient manner without sifting through the opinions of hundreds of students.
This method is also fair as it gives students the opportunity to choose their preferred dates based on their schedule constraints, and it reflects the value that students place on certain exam and homework due dates.
Therefore, the correct answer is option-b.
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A clothing eCommerce comapny has an Average Order Value of $65. It costs the company $35 to produce the clothes in the average order and $15 to ship it to the customer. What is the Average Order's Gross Profit? * $65 $50 $30 $15
Previous question
Answers
The average order's gross profit for the ecommerce company is $15. The Option D is correct.
What is the calculation for the gross profit?To calculate the average order's gross profit, we will subtract the total cost of producing and shipping the clothes from the revenue generated by the order.
Revenue generated by the order is $65.
The total cost of producing and shipping the clothes is:
= $35 + $15
= $50.
The gross profit of the average order is:
= $65 - $50
= $15.
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ÇIBIL sCore is not the only credit Score in India.
Answers
In India, there are actually multiple credit scoring systems that are used to evaluate an individual's creditworthiness.
While the CIBIL score is certainly one of the most well-known and widely used credit scores in India, it is not the only credit score that lenders and financial institutions rely on. Other credit bureaus such as Experian, Equifax, and CRIF High Mark also offer credit scores that are used by lenders to assess the creditworthiness of borrowers.
Each credit bureau may use a slightly different methodology to calculate credit scores, which is why it's important for individuals to check their credit scores from all relevant bureaus to get a complete picture of their creditworthiness. Additionally, lenders may have their own internal credit scoring systems that take into account other factors beyond just credit history, such as income and employment status.
Therefore, it's important for individuals to be aware of all the credit scoring systems that are used in India and to regularly monitor their credit scores from multiple sources to ensure they have a comprehensive understanding of their financial standing.
By maintaining a good credit score across multiple credit bureaus, individuals can increase their chances of being approved for loans, credit cards, and other financial products with favorable terms and interest rates.
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Assume that on September 1, Office Depot had an inventory that included a variety of calculators. The company uses a perpetual inventory system. During September, these transactions occurred. Sept. 6 Purchased calculators from Dragoo Co. at a total cost of $ 1,540, on account, terms n/30 FOB shipping point. 9 Paid freight of $ 54 on calculators purchased from Dragoo Co. 10 Returned calculators to Dragoo Co. for $ 64 credit because they did not meet specifications. 12 Sold calculators costing $ 510 for $ 700 to Fryer Book Store, on account, terms n/30. 14 Granted credit of $ 44 to Fryer Book Store for the return of one calculator that was not ordered. The calculator cost $ 34. 20 Sold calculators costing $ 590 for $ 780 to Heasley Card Shop, on account, terms n/30.
Answers
Answer: Question: Assume That On September 1, Office Depot Had An Inventory That Included A Variety Of Calculators. The Company Uses A Perpetual Inventory System. During September, These Transactions Occurred. Sept. 6 Purchased Calculators From Dragoo Co. At A Total Cost Of $1,740, Terms N/30. 9
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Assume that on September 1, Office Depot had an inventory that included a variety of calculators. The company uses a perpetual inventory system. During September, these transactions occurred.
Sept. 6 Purchased calculators from Dragoo Co. at a total cost of $1,740, terms n/30.
9 Paid freight of $40 on calculators purchased from Dragoo Co.
10 Returned calculators to Dragoo Co. for $56 credit because they did not meet specifications.
12 Sold calculators costing $450 for $650 to Fryer Book Store, terms n/30.
14 Granted credit of $45 to Fryer Book Store for the return of one calculator that was not ordered. The calculator cost $34.
20 Sold calculators costing $560 for $730 to Heasley Card Shop, terms n/30.
Hope it helped!
:D
Melba has a small business that sells cosmetics. During 2021, she uses $7,425 of her inventory for her personal use. How much of that $7,425 may Melba deduct from the gross income of the business?
Answers
Withdrawals from the inventory for personal uses are not charged to the income or profit of the business . Here in this case ,melba uses $7,425 of her inventory for her personal use. It is not charged to the income or profit of the melba's business . It is charged on melba's capital.
What is inventory?
Both the raw materials used in production and the finished commodities that are offered for sale are included in the definition of inventory. One of a company's most valuable assets is its inventory because it is one of the main sources of revenue generation and, consequently, a source of profits for the company's shareholders. There are three different categories of inventory: finished commodities, work-in-progress, and raw materials. On the balance sheet of a company, it is listed as a current asset. Inventory is a crucial asset for any business. It is described as the assortment of raw materials or completed products that a company maintains throughout the normal course of operations.
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Most food service establishment before the 18th century cater to ____.
1. Farmers
2.travelers
3. city dwellers
4. Royalty
Answers
Kathleen is starting a new job where she will be working remotely. Her new company has
all kinds of collaborative tools they use to work together. What are three types of tools she
will likely be using in this new job? List and describe the functions of these three tools.
Answers
With her new employment, Kathleen will be working from home. Her new business uses a variety of teamwork methods to get things done.
What does the term "collaboration" mean?The technique of creating and producing something while working as a team is known as collaboration. Collaboration might take place between two people or many persons, intimate friends or total strangers. When you work together, the possibility of producing something superior to what could be produced in a silo exists.
Is working with others a skill?Collaboration skills are the aptitudes you employ when working with others to generate, develop, or achieve a common goal. Cooperation skills are a collection of many soft talents and behaviors that support collaboration and teamwork rather than being a separate skill set in and of itself.
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Miao Clinic uses client-visits as its measure of activity. During July, the clinic budgeted for 3,000 client-visits, but its actual level of activity was 2,980 client-visits. The clinic has provided the following data concerning the formulas used in its budgeting and its actual results for July: Data used in budgeting: Fixed element per month Variable element per client-visit Revenue − $39.80 Personnel expenses $26,500 $12.30 Medical supplies 1,400 8.20 Occupancy expenses 8,200 1.00 Administrative expenses 5,300 0.40 Total expenses $41,400 $21.90 Actual results for July: Revenue $114,494 Personnel expenses $60,564 Medical supplies $26,936 Occupancy expenses $10,980 Administrative expenses $6,192 The administrative expenses in the planning budget for July would be closest to:
Answers
Nevertire Ltd purchased a delivery van costing $52,000. It is expected to have a residual value of $12,000 at the end of its useful life of 4 years or 200,000 kilometers. Ignore GST.
Required:
a) Assume the van was purchased on 1 July 2019 and that the accounting period ends on 30 June. Calculate the depreciation expense for the year 2019–20 using each of the following depreciation methods
straight-line.
diminishing balance (depreciation rate has been calculated as 31%).
units of production (assume the van was driven 78,000 kilometers during the financial year).
b) Record the adjusting entries for the depreciation on 30 June 2021 using a diminishing balance method.
c) Show how the van would appear in the balance sheet prepared at the end of year 2 using the Straightline method.
Answers
Answer:
a.
Straight line method
This method gives a uniform depreciation figure over the lifetime of the asset. Formula is,
= ( Cost - Residual Value) / Useful life
= (52,000 - 12,000) / 4
= $10,000
Diminishing Balance Method
This method applies depreciation at a faster rate so that the assets depreciates faster in it's earlier years.
Formula is,
= Cost * Depreciation rate
= 52,000 * 31%
= $16,120
Units of Production
This method depreciates based on the usage of the asset vs the total capacity of the asset. Assuming the van was driven 78,000 kilometers during the financial year
Formula is,
= (( Cost - Residual value) * units for the year) / Estimated production capacity
= ((52,000 - 12,000)*78,000)/200,000
= 3,120,000 / 200,000
= $15,600
b.
Date
June 30 2021
DR Depreciation $11,123
CR Accumulated Depreciation $11,123
Working
June 30 2021 Depreciation
= ( Cost - 2020 Depreciation ) * 31%
= (52,000 - 16,120 ) * 31%
= 35,880 * 31%
= $11,123
c. Straight line depreciation is constant so Value at the second year using Straight line will be,
= Cost - 2020 Depreciation - 2021 Depreciation
= 52,000 - 10,000 - 10,000
= $32,000
Balance sheet excerpt,
Particulars Amount
Assets
Fixed assets
Vechicles $32,000
Privott, Inc., manufactures and sells two products: Product Z9 and Product N0. The company is considering adopting an activity-based costing system with the following activity cost pools, activity measures, and expected activity:
Estimated Expected Activity
Activity Overhead
Measures Cost Product Z9 Product N0 Total
Labor-related DLHs $328,018 6,800 3,400 10,200
Product testing tests 47,747 600 700 1,300
Order size MHs 473,108 4,400 4,700 9,100
$848,873
The activity rate for the Labor-Related activity cost pool under activity-based costing is closest to:______.
a. $28.88 per DLH.
b. $48.81 per DLH.
c. $53.94 per DLH.
d. $431.44 per DLH.
Answers
Answer:
Privott, Inc.
The activity rate for the Labor-Related activity cost pool under activity-based costing is closest to:______.
$32.16
Explanation:
a) Data and Calculations:
Estimated Expected Activity
Activity Overhead
Measures Cost Product Z9 Product N0 Total
Labor-related DLHs $328,018 6,800 3,400 10,200
Product testing tests 47,747 600 700 1,300
Order size MHs 473,108 4,400 4,700 9,100
$848,873
The activity rate for the Labor-Related activity cost pool:
= Labor Overhead Cost divided by Total Direct Labor Hours
= $328,018/10,200
= $32.16
How many pounds of RCRA hazardous waste can a CESQG/VSQG generator per month
Answers
The maximum amount of RCRA hazardous waste that a CESQG can generate per month is 220 pounds (100 kilograms) of non-acute hazardous waste, or one kilogram of acute hazardous waste.
How to explain the informationCESQG (conditionally exempt small quantity generator) and VSQG (very small quantity generator) are two different classifications of hazardous waste generators under the Resource Conservation and Recovery Act (RCRA) regulations in the United States.
The maximum amount of RCRA hazardous waste that a CESQG can generate per month is 220 pounds (100 kilograms) of non-acute hazardous waste, or one kilogram of acute hazardous waste.
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What basic economic question is addressed in the press release?
Answers
Answer:
for whom to produce
Explanation:
for whom to produce
Which of the following statements best explains why the red bar goes up when the blue goes up? (4 points)
Equivalent spending and taxing does not allow for debt reduction.
Higher spending than taxing results in a deficit, which contributes to more debt.
Higher taxing than spending results in a deficit, which contributes to more debt.
Higher taxing and higher spending result in more debt.
Answers
Higher taxing and higher spending result in more debt. When the blue bar (spending) goes up, it results in a larger deficit, which increases the amount of debt.
What is spending?Spending is the use of money to purchase goods or services. It is an essential part of everyday life, as it allows people to buy the things they need or want. Spending can involve buying items in person, online, or through other means. In addition to purchasing items, spending also covers the cost of activities such as dining out, going to the movies, or taking a vacation. For many people, spending is an important way to express their values, preferences, and lifestyle. When done responsibly, spending can be a powerful tool for achieving financial goals, such as saving for retirement or funding a child’s college education. However, irresponsible spending can lead to debt and financial difficulty. Therefore, it is important to understand the impact of spending and develop a budgeting strategy that allows for both financial security and enjoyment of life.
This increase in debt is represented by the red bar (debt) going up.
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Paul’s grocery received 1,000 pounds of onion at $0.11 per pound. On the average, 3% of the onions will spoil before selling. Find the selling price per pound to obtain a makeup rate of 180% based on cost.
Answers
The selling price per pound for onions to obtain a makeup rate of 180% based on cost is $2.0350.
What is the selling price per pound for onions?Total Cost = Quantity * Cost per pound
Total Cost = 1,000 pounds * $0.11/pound
Total Cost = $110
Spoilage Quantity = 3% of Quantity
Spoilage Quantity = 3% of 1,000 pounds
Spoilage Quantity = 0.03 * 1,000 pounds
Spoilage Quantity = 30 pounds
Effective Quantity = Quantity - Spoilage Quantity
Effective Quantity = 1,000 pounds - 30 pounds
Effective Quantity = 970 pounds
Makeup Rate = 180%
Selling Price per pound:
= (Total Cost * Makeup Rate) / Effective Quantity
= ($110 * 1.80) / 970 pounds
= $2.03505/pound.
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How do you build and maintain a positive credit history that leads to a high credit score? What changes could you make to improve yours?
Answers
Building and maintaining a positive credit history requires responsible borrowing and timely payments. To improve your credit score, you should pay your bills on time, keep your credit utilization low, maintain your credit accounts, diversify your credit mix, and avoid applying for too many credit accounts.
A credit score is a three-digit number that reflects your creditworthiness. It indicates how well you manage your finances and repay your debts. A high credit score indicates that you are a responsible borrower and are less likely to default on your loans.
As a result, you are more likely to be approved for loans and credit cards, and you will receive lower interest rates. Here are some ways to build and maintain a positive credit history that leads to a high credit score:
Pay your bills on time: Late payments have a significant impact on your credit score. To avoid late payments, set up automatic payments or payment reminders.
Keep your credit utilization low: Credit utilization is the percentage of your available credit that you use. To maintain a good credit score, it is recommended that you keep your credit utilization under 30%.
Keep your credit accounts open: The length of your credit history is an essential factor in determining your credit score. Therefore, it is recommended that you keep your credit accounts open as long as possible and use them regularly. However, if you have too many credit accounts, consider closing the ones that you don't use.
Improve your credit mix: Having a mix of different types of credit, such as credit cards, auto loans, and mortgages, can help improve your credit score.
Therefore, if you only have one type of credit, consider adding another type to your credit mix. Avoid applying for too many credit accounts: Applying for too many credit accounts in a short period can negatively impact your credit score.
Therefore, it is recommended that you only apply for credit when you need it and space out your applications over time.
In conclusion, building and maintaining a positive credit history requires responsible borrowing and timely payments. To improve your credit score, you should pay your bills on time, keep your credit utilization low, maintain your credit accounts, diversify your credit mix, and avoid applying for too many credit accounts.
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Answer:The best way to build a credit history is to borrow responsibly and open lines of credit through credit cards, home and or car loans. Once these lines of credit are open you want to maintain timely payments monthly as well as maintaining your monthly bills, so they do not go into collections. These monthly bills are things such as utilities and medical bills. This will help establish credit history and the longer these lines are open and have on-time payments you will gain and build your credit score. You want your utilization of the credit lines to remain low, not max them out and avoid having too many open lines. Another way to protect and a healthy score to avoid too many credit inquiries especially hard inquiries.
Some changes I would make to mine would be to pay off the accounts I have in collections, open one or two secure cards while only using a small percentage of the available credit and make the minimum monthly payment. and start making early payments to my student loans. Once I have accomplished this, I would like to finance a new vehicle and maintain on time and or early monthly payments.
Explanation:
Two types of multitasking are:
O Competitive tasking and complex tasking
O Task switching and dual tasking
O Task switching and competitive tasking
Answers
One reason why firms might want to pursue a strategic alliance strategy is to exploit
economies of scale. Exploiting economies of scale should reduce firm’s costs. Does this
mean that a firm pursuing an alliance strategy to exploit economies of scale is actually
pursuing a cost leadership strategy? Why or why not? Support your answer
Answers
So, a strategic alliance may benefit the combined group in two ways: one, it will enable them to target larger clients without facing significant rivalry
Economies of scale, which are commonly assessed by the quantity of product provided per unit of time, seem to be the cost savings that businesses gain as a result of the significant scale of the economy.
In order to lower manufacturing costs, economies of scale is the method of producing any good at a very high volume. Strategic alliances allow two businesses to more effectively merge their operations.
It will enable them to lower costs through economies of scale. Additional benefits of economies of scale include lower prices for goods or cost focus in the marketplace.
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Wholemark is an Internet order business that sells one popular New Year greeting card once a year. The cost of the paper on which the card is printed is $0.40 per card, and the cost of printing is $0.10 per card. The company receives $3.75 per card sold. Since the cards have the current year printed on them, unsold cards have no salvage value. Their customers are from the four areas: Los Angeles, Santa Monica, Hollywood, and Pasadena. Based on past data, the number of customers from each of the four regions is normally distributed with mean 2,300 and standard deviation 200. (Assume these four are independent.)
What is the optimal production quantity for the card?
Answers
Answer:
≈ 9644 quantity of card
Explanation:
given data:
n = 4 regions/areas
mean demand = 2300
standard deviation = 200
cost of card (c) = $0.5
selling price (p) = $3.75
salvage value of card ( v ) = $ 0
The optimal production quantity for the card can be calculated using this formula below
= u + z (0.8667 ) * б
= 9200 + 1.110926 * 400
≈ 9644 quantity of card
First we have to find u
u = n * mean demand
= 4 * 2300 = 9200
next we find the value of Z
Z = ( \(\frac{p-c}{p-v}\) )
= ( 3.75 - 0.5 ) / 3.75 = 0.8667
Z( 0.8667 ) = 1.110926 ( using excel formula : NORMSINV (0.8667 )
next we find б
б = 200\(\sqrt{n}\) = 400
purchased goods of rs 40000 journal entries
Answers
The journal entry for Rs. 40, 000 purchases would include a debit to purchases and credit to cash or accounts payable.
How to enter the journal ?The Purchases account is debited because the business has acquired goods, which is an asset. The Accounts Payable account is credited because the business owes money to the supplier for the goods.
Date Account title Debit Credit
XX -XXXX Purchases Rs. 40, 000
Accounts payable Rs. 40, 000
This journal entry will increase the balance of the Purchases account and the Accounts Payable account. The Purchases account will be used to track the cost of goods sold, and the Accounts Payable account will be used to track the amount of money owed to suppliers.
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On December 31, 2021, Coolwear Inc. had balances in Accounts Receivable and Allowance for Uncollectible Accounts of $44,000 and $1,300, respectively. During 2022, Coolwear wrote off $775 in accounts receivable and determined that there should be an allowance for uncollectible accounts of $4,100 at December 31, 2022. Bad debt expense for 2022 would be:
Answers
Answer: $3,575
Explanation:
Opening balance for Allowance for Noncollectable Accounts for 2022 is closing balance for 2021 = $1,300.
Cool wear wrote off $775 during the year which would come out of the allowance;
= 1,300 - 775
= $525
An allowance of $4,100 was determined for the year which means that the Bad debt expense is the difference between the determined allowance and the current balance because this is the amount that the account had to be increased by to cater for the bad debt expense.
= 4,100 - 525
= $3,575
• How strong is the team identity on this project and why? • What could participants do to strengthen team identity? • What kind of informal activities could be used to rejuvenate the team? Why would these activities work?
Answers
The group project was one that we recently started at work. Its purpose was to raise awareness about autistic youngsters. We were a team of ten persons from from various departments.
How resilient is the team identity on this project and why?This project's team identity was fairly strong. The reason for this was because the team was made up of people who were knowledgeable about the issue and knew what measures needed to be taken. This enhanced dedication, which aided the squad in developing its own identity.
What actions did the participants do to strengthen team identity?Despite being well aware of the problem and the preventative steps that must be implemented, the participants contributed to the numerous group discussions that were held.
We all expressed our worries about the gravity of the problem and how many people on the grounds were still not following the fundamental instructions that had been provided to them.
This intuitive knowledge of the same purpose and seeing a plan for tackling the situation aided in further integrating the team efforts.
What kind of informal activities could be used to rejuvenate the team? Why would these activities work?Following a formal debate, the team set out to make banners and posters informing firm employees about the epidemic.
Despite the gravity of the situation, we were able to enjoy the lighter moments of making the posters.
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Full Question:
The following activities are based on a current or recently completed group project that you have been involved in. This project may be a student project, a work project, or an extracurricular project.
a. How strong is the team identity on this project and why?
b. What could participants do to strengthen team identity?
c. What kind of informal activities could be used to rejuvenate the team? Why would these activities work?
HELP! THE WORK IS ATTACHED! 100 points!
Answers
Answer:
Hope this helps!:
Part A: Amazon is an online retailer that sells a wide range of products including electronics, home goods, apparel, and books.
Part B: To purchase a product from Amazon, customers need a sense of safety and security, which is a basic need in Maslow's hierarchy.
Part C: A salesperson can help a customer come back by providing excellent customer service, answering questions, and making sure they have a positive experience.
Part D: The best method for selling Amazon products is online, through their website.
Part E: To get customers to purchase Amazon products, the company can use a variety of methods, such as email campaigns, social media, targeted ads, and content marketing.
Part F: The price of a product should be determined by the demand for the product, the cost of production, and the profit margin the company wishes to make.
Part G: To set the price of a product, Amazon can use promotional pricing, psychological pricing, and customer segmentation strategies. Promotional pricing is when a company offers discounts or special offers to attract customers. Psychological pricing is when a company uses certain numbers or prices to make a product appear more attractive. Finally, customer segmentation is when a company divides customers into different groups based on their behaviors, needs and preferences, and then offers different prices to each group.
Explanation:
Roger Fox made deposits of $900 semiannually to Reed Bank at the end of each period, which pays 6% interest compounded semiannually. After seven years Roger made no more deposits. What will be the balance in the account eight years after the last deposit?
Answers
The balance in the account eight years after the last deposit is $24,676.68
What is an ordinary annuity?
Ordinary annuity means a fixed amount that would be paid over a period of time, with payments being made at the end of each period.
Like in this scenario, the $900 would be deposited every six months into the Reed Bank account for 7 years, in essence, our first task is to determine the balance in the account at the time of the last deposit in 7 years using the future value formula of an ordinary annuity as shown below:
FV=annuity payment*(1+r)^N-1/r
annuity payment=$900
r=semiannual interest rate=6%/2=0.03
N=number of semiannual payments in 7 years=7*2=14
FV=$900*(1+0.03)^14-1/0.03
FV=$900*(1.03)^14-1/0.03
FV=$900*(1.51258972485511-1)/0.03
FV=$900*0.51258972485511/0.03
FV=$15,377.69
The balance in the account eight years after the last deposit can be computed using the future value formula of single cash of $15,377.69
FV=PV*(1+r)^N
PV=balance at the time of the last deposit=$15,377.69
r=semiannual interest rate=6%/2=0.03
N=number of semiannual periods in 8 years=8*2=16
FV=$15,377.69*(1+0.03)^16
FV=$24,676.68
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Cheyenne Corp., a private corporation, received its articles of incorporation on January 3, 2024. It is authorized to issue an unlimited
number of common shares and $1 preferred shares. It had the following share transactions during the year:
Jan. 12
24
July 11
Oct. 1
Issued 47,000 common shares for $5 per share.
Issued 890 common shares in payment of a $5,479 bill for legal services.
Issued 940 preferred shares for $25 per share.
Issued 9,400 common shares in exchange for land. The land's fair value was estimated to be $51,700. Cheyenne's
accountant estimated that the fair value of the shares issued might be as high as $6 per share.
What is the average per share amount for the common shares???
Answers
The average per share amount for the common shares of Cheyenne Corp. is approximately $4.9787.
To calculate the average per share amount for the common shares of Cheyenne Corp., we need to determine the total amount of money received from the issuance of common shares and divide it by the total number of common shares issued.
Let's calculate the total amount of money received from the issuance of common shares:
Jan. 12: 47,000 common shares issued for $5 per share
47,000 common shares × $5 per share = $235,000
Now, let's calculate the total number of common shares issued:
Jan. 12: 47,000 common shares issued
The total number of common shares issued is 47,000.
Next, we can calculate the average per share amount for the common shares:
Average per share amount = Total amount of money received / Total number of common shares issued
Average per share amount = $235,000 / 47,000
Average per share amount ≈ $4.9787
Therefore, the average per share amount for the common shares of Cheyenne Corp. is approximately $4.9787.
It's important to note that the calculation assumes that there were no other common share issuances or transactions throughout the year. If there were additional issuances or transactions, they would need to be considered to calculate an accurate average per share amount.
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list down 10,10 real world examples of input and output markets.(Domestic and international)
Answers
Answer:
1) Example of an input market: you are an employee at CVS
input ⇒ labor (your work)
2) Example of an output market: you purchase medicines at CVS
output ⇒ goods (medicines)
3) Example of an input market: you deposit your savings at a bank
input ⇒ capital (savings)
4) Example of an output market: a company gets a loan from the bank
output ⇒ capital (loan)
5) Example of an input market: you have 2 houses and rent one of them
input ⇒ land (real estate)
6) Example of an output market: you rent a room at the university's dorm
output ⇒ land (room)
7) Example of an input market: a foreign company sells oil to the US
input ⇒ land (oil)
8) Example of an output market: an American company exports PVC products
output ⇒ goods (PVC products)
9) Example of an input market: you purchase bonds from Costco
input ⇒ capital (your money)
10) Example of an output market: Costco pays interest (coupons) to its bondholders
output ⇒ capital (interests)
Explanation:
Input factors are the resources used to produce goods and services.
Output factors are the goods or services that are produced using input factors.
Following year five, you estimate that CCM's free cash flows will grow at 5% per year and that CCM's weighted average cost of capital is 13%. If CCM has $200 million of debt and 8 million shares of stock outstanding, then the share price for CCM is closest to:
Answers
The Share Price is $24.45 per share.
FCF = [FCF1 / (1 + r)] + [FCF2 / (1 + r)^2] + [FCF3 / (1 + r)^3] + [FCF4 / (1 + r)^4] + [FCF5 / (1 + r)^5] + [{FCF5 * (1 + g)} / {(r - g)*(1 + r)^5}]
FCF = [25 / (1 + 0.13)] + [28 / (1 + 0.13)^2] + [32 / (1 + 0.13)^3] + [37 / (1 + 0.13)^4] + [40 / (1 + 0.13)^5] + [{40 * (1 + 0.05)} / {(0.13 - 0.05) * (1 + 0.13)^5}]
FCF = 22.13 + 21.93 + 22.18 + 22.69 + 21.71 + 284.95
FCF = $395.58 million
Value of Equity = Value of Firm - Value of Debt
Value of Equity = $395.58 million - $200 million
Value of Equity = $195.58 million
Share Price = Value of Equity / No. of shares outstanding
Share Price = $195.58 million / 8 million
Share Price = $24.45 per share
Thus, the Share Price is $24.45 per share.
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A free enterprise system provides individuals the opportunity to make their own economic decisions, without restrictions from the government. It allows the supply and demand of consumers to determine the success or failure of an economic endeavor. As a result, some business owners have become successful, while others have not.
In an essay, you will choose an entrepreneur and argue whether the free enterprise system was necessary for that individual to make an impact on the business world.
Answers
The entrepreneur that is chosen for this argument is Steve Jobs. Steve Jobs was one of the co-founders of Apple, which is now a trillion-dollar company.
The free enterprise system was necessary for Steve Jobs to make an impact on the business world. Steve Jobs did not come from a wealthy background, but he had a passion for technology. The free enterprise system allowed him to start a business without any restrictions from the government.
He was able to create innovative products, such as the iPhone and iPad, and sell them to consumers. The supply and demand of consumers determined the success or failure of his business endeavors. Steve Jobs was able to create a successful company and become a billionaire because of the free enterprise system.
Without the free enterprise system, Steve Jobs may not have been able to start a successful business and make an impact on the business world.
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An ethical entrepreneur should make sure that employees complete workplace
climate surveys.
O True
O False
Answers
Employees should complete their workplace climate surveys and an ethical entrepreneur should take the responsibility for that. Yes, the given statement is true.
What do you mean by organizational ethical climate?The ethical atmosphere of the work environment and the level of ethics practiced within a company can be defined as an ethical climate. The five types of climates that can exist in an organization are Instrumental, caring, law and order, rules, and independence.
Hence, it is true that employees should complete their workplace climate surveys and an ethical entrepreneur should take the responsibility for that. Yes, the given statement is true.
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State for each account whether it is likely to have debit entries only, credit entries only, or both debit and credit entries. also, indicate its normal balance.
Typical Entrees Normal Balance
1. Accounts Payable -
2. Cash -
3. Dividends -
4. Miscellaneous
5. Insurance Expense
6. Fees earned
Answers
Answer:
Explanation:?
Problem 8, MacroSoft Inc. has capitalized $600,000 of software costs. Sales from this product were $360,000 in the first year. MacroSoft estimates additional revenues of $840,000 over the product’s economic life of 5 years.
Instructions
Prepare the journal entry to record software cost amortization for the first year. Show all computations.
Answers
Journal Entry:
Date: [First year-end date]
The amortization expense for the first year is $120,000.
Debit: Amortization Expense - Software Cost - Year 1 ($600,000 / 5 years) = $120,000Credit: Accumulated Amortization - Software Cost - Year 1 ($600,000 / 5 years) = $120,000Explanation:To record the software cost amortization for the first year, we need to allocate a portion of the capitalized software costs as an expense. Since the software has an estimated economic life of 5 years, we divide the total software cost ($600,000) by 5 to determine the annual amortization expense. In this case, the amortization expense for the first year is $120,000. We debit the Amortization Expense - Software Cost account to recognize the expense and credit the Accumulated Amortization - Software Cost account to accumulate the amortization over time.For more such questions on Journal Entry
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