Answer:
Goods are tangible, as in these have a physical presence and they can be touched, while services are intangible in nature.
When the real interest rate , the ______ because the ______ is the opportunity cost of loanable funds.
When the real interest rate increases, the cost of borrowing rises because the real interest rate is the opportunity cost of loanable funds.
The real interest rate represents the return on investment adjusted for inflation. It reflects the compensation an individual or entity receives for lending funds or forgoing consumption in the present. When the real interest rate is higher, borrowers face a higher cost of accessing loanable funds.
An increase in the real interest rate affects borrowing decisions and investment choices. It makes borrowing more expensive, which can discourage individuals and businesses from taking on loans or financing projects. Higher borrowing costs can reduce consumer spending and business investment, leading to a slowdown in economic activity.
The increase in the real interest rate also affects the supply and demand for loanable funds. As the cost of borrowing rises, the quantity of loanable funds supplied tends to increase, as individuals and institutions seek to take advantage of higher returns. On the other hand, the quantity of loanable funds demanded may decrease, as higher interest rates make borrowing less attractive for investment purposes.
In summary, when the real interest rate increases, borrowing becomes more costly, and it becomes more expensive to access loanable funds. This can impact investment decisions, economic activity, and the supply and demand dynamics of loanable funds in the market.
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What accounts are affected. issued check $644 to pay for an advertisement
Answer:
Bank and Advertisement accounts
Explanation:
Journal entries
Advertisement A/c Dr $644
To Bank A/c $644
(Being advertisement expenses made by cheque)
Bank and Advertisement accounts are affected
g xyz corp expects to earn $4.0 per share next year and plow back 37.5% of its earnings (i.e., it expects to pay out a dividend of $2.5 per share, representing 62.5% of its earnings). the dividends are expected to grow at a constant sustainable growth rate and the stocks are currently priced at $30 per share. how much of the stock's $30 price is reflected in present value of growth opportunities (pvgo) if the investors' required rate of return is 20%?
The present value of growth opportunities (PVGO) for g xyz corp's stock is $10.
To calculate the PVGO, we first need to find the stock's dividend discount model (DDM) value. Here's a step-by-step explanation:
1. Calculate the dividend in the next year (D1): Since the company expects to pay a dividend of $2.5 per share, D1 = $2.5.
2. Determine the required rate of return (r): The investors' required rate of return is given as 20% (0.2).
3. Calculate the sustainable growth rate (g): The company plows back 37.5% of its earnings. The payout ratio is 62.5% (1 - 37.5%). With earnings per share (EPS) of $4.0, the growth rate (g) = EPS × retention ratio = $4 × 37.5% = $1.5.
4. Find the DDM value (P0): Using the Gordon Growth Model, P0 = D1 / (r - g) = $2.5 / (0.2 - 0.0375) = $2.5 / 0.1625 = $15.385.
5. Calculate the PVGO: Subtract the DDM value from the stock's current price: PVGO = $30 - $15.385 ≈ $10.
Thus, $10 of the stock's $30 price is reflected in the present value of growth opportunities.
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an open market sale by the fed will group of answer choices
A. increase bank reserves.
B. increase currency held by the public or vault cash. C. increase the money supply.
D. reduce the money supply.
Answer:
c
Explanation:
BC it's a market sale so
An open market sale by the Fed will reduce the money supply. Hence the correct answer is option D.
When the Federal Reserve conducts an open market sale, it involves offering to sell Treasury bills or bonds to investors, commercial institutions, or the general public. This move lowers the amount of money that is readily available in the economy, which lowers the money supply.
This is how it goes:
Selling of government securities: The Federal Reserve normally sells securities to market players through auctions. This indicates that the Fed is withdrawing cash from circulation in order to purchase these securities.
Decrease in bank reserves: Market participants use money from their bank accounts to pay for these government securities. As a result of the money moving from the banks to the Fed, commercial banks have less reserves.
Reduced lending capacity: As bank reserves decrease, commercial banks have less capacity to lend to businesses and individuals. This reduction in lending ability can lead to a decrease in credit availability and potentially slow down economic activity.
Decrease in the money supply: Since the money used to purchase government securities is taken out of circulation, the overall money supply in the economy decreases. This reduction in available money affects the amount of currency held by the public and the reserves held by banks.
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Can anybody help me ? Can you give me an example to get an idea? Can you help me? please
Answer:
chick fil a
Explanation:
y has breached a contract between x and y, but has not materially breached it. this means that x can:
This means that X may only file a lawsuit for losses brought on by the breach.
It could appear as though someone choose a number out of thin air when filing a lawsuit against individuals who are not involved in the case. Actually, you can only seek compensation for damages that the defendant owes you. Tort cases are those that result in monetary compensation but lack or are distinct from criminal charges.
A tort is a civil lawsuit committed by someone or something else against you. It comprises wrongdoing or the violation of your rights. You have the right to file a claim for damages if someone violates your civil rights.
Whether the party who caused the injury is legally liable and, if so, how much compensation the injured party should get is determined by the laws that apply to a tort case.
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Find the present value of $12,075 if money was invested at 7.2% compounded continuously for
8 years, 9 months.
The present value of $12,075 is $22672.14 if the money is invested at 7.2% compounded continuously for 8 years and 9 months.
The formula for continuously compounded interest is obtained by computing the limit of this formula as n approaches infinity (according to the notion of continuous compounding):
Continuously compound interest formula
\(A = Pe^{rt}\)
A - Amount
P - Principal
r - Rate
t - Time
P = $12075
r = 7.2 % = 7.2/100 = 0.072
t = 8 years 9 months
= 8 + 9/12 years
= 8 + 0.75
= 0.75 years
A = 12075 × \(e^{(0.072 * 0.75)}\)
= 12075 × \(e^{0.63}\)
= 12075 × 1.87761
= 22672.1408 $
So, the final amount is $22672.14
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The _________________ means that a higher price level leads to lower real wealth.
a. employment effect
b. interest rate effect
c. wealth effect
d. foreign price effect
The c. wealth effect means that a higher price level leads to lower real wealth.
Real Wealth data seeks to empower individuals with the capacity to make knowledgeable choices with their profits. whether or not you are searching for help, in want of guidance at the cutting-edge monetary traits, or looking for a loan or a different provider, you are positive to find a helpful useful resource thru our movement of updates.
There are primary approaches to getting cash: via earned profits or passive profits. Earned earnings come from what you do for a living, while passive income is derived from investments. You may no longer have any passive earnings till you've got earned sufficient cash to start making an investment.
For masses of years, shopping for real estate has been one of the high-quality approaches to building up wealth. Certain, we have visible actual estate increase-and-bust cycles in latest many years, however through the years, owning actual estate has made lots of human beings rich in each part of the united states.
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vance was served liquor while he was an intoxicated patron of a united states air force bar. he later injured himself as a result of his intoxication. an alaska state statute makes it a crime to give or to sell liquor to intoxicated persons. vance has brought an action seeking damages for the injuries he suffered. could vance successfully argue that the united states air force was negligent per se by its employee's violation of the statute? under 50 words
Yes, Vance could successfully argue that the United States Air Force was negligent per se by its employee's violation of the Alaska state statute that makes it a crime to give or sell liquor to intoxicated persons.
Negligence per se occurs when a defendant violates a statute or regulation that is designed to protect a specific class of people from a specific type of harm, and that violation results in the type of harm the statute was intended to prevent. In this case, the statute was designed to protect intoxicated persons from being served alcohol, and Vance's injury was the type of harm the statute was intended to prevent.
Therefore, the violation of the statute would be considered a breach of duty, making the United States Air Force negligent per se. However, Vance would still need to prove causation and damages in order to recover compensation for his injuries.
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if payment terms for merchandise are expressed as n/30, this means that a.the buyer can take a 30% discount if payment is made immediately. b.payment is due within 30 days after the invoice date. c.payment is due at the end of the month. d.none of these choices are correct.
Dates should be included on invoices to make obligations clear for both the issuer and the recipient. The date of the invoice is the day it was issued, not necessarily the day the goods or services were rendered. Payment terms are read in light of this day.
B) The invoice must be paid within 30 days after the invoice date.
Credit terms often specify the length of the credit as well as the discounts available for timely payments and the number of days to get them. If payment is made within 10 days of the invoice date, a credit term such as 1/10, n/30, 1/10 will grant a 1% discount. N/30 denotes that the credit will be due 30 days after the invoice's date.
Even if multiple invoices are generated with the same invoice date, a sequential numbering system makes sure that they can all be traced when they are created and paid.
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u.s. department of education (department) announced an extension of the pause on student loan repayment, interest, and collections through august 31, 2022
The U.S. Department of Education (Department) has announced an extension of the pause on student loan repayment, interest, and collections through August 31, 2022.
This means that borrowers who have federal student loans will not be required to make payments on their loans during this time, and no interest will accrue. Additionally, collections activities, such as wage garnishment and tax refund offsets, will continue to be paused.
It's important to note that this pause only applies to federal student loans owned by the Department, so private student loans are not included. Borrowers should check with their loan servicer to confirm their eligibility for this extension and to make sure their loans are covered. This extension aims to provide financial relief to borrowers who may still be facing challenges due to the ongoing COVID-19 pandemic.
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Which stage in project management involves team members working on the assigned tasks as described in the project plan?
A.
initiation
B.
monitoring
C.
execution
D.
closure
E.
planning
Answer:
C. execution
Explanation:
The execution stage is 3rd stage in project management lifecycle is usually is longest phase as during which the teams develops the product or services and presents the final end product to the clients. Here the team members work on the same set of guidelines that are assigned or designed in a project.There is always some degree of government involvement in a mixed economy.a. Trueb. False
The given statement " there is always some degree of government involvement in a mixed economy because of the involvement of public as well as private sector in the economy" is false because of government would be involved in arranging the utilization of specific resources as well as could indeed exert control accented with oil - rubbed the private sector's businesses..
A mixed economy protects private property and permits some economic freedom in the use of capital, but it also permits government intervention to further social objectives.
A mixed economy seeks to address the drawbacks of both a capitalism and a socialist economy in order to create a novel framework. It respects the idea of private property ownership and the freedom that comes with it.
However, it recognizes the drawbacks of uncontrolled capitalism. Therefore, it suggests government regulation and economic planning to prevent prejudice toward the most vulnerable populations.
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The cost of preferred stock:
Select one:
a. is equal to the dividend yield.
b. is equal to the yield to maturity.
c. is highly dependent on the dividend growth rate
d. is independent of the stock's price.
e. decreases when tax rates increase.
The final answer is (a) equal to the dividend yield. The cost of preferred stock is the rate of return required by investors who purchase preferred stock.
This rate of return is usually in the form of dividends, which are a fixed percentage of the stock's par value. Therefore, the cost of preferred stock is equal to the dividend yield, which is the annual dividend payment divided by the stock's current market price.
Option b is incorrect because yield to maturity is a concept applicable to bonds, not preferred stock. Option c is not entirely accurate since while dividend growth rate may affect the attractiveness of the stock, it is not a direct determinant of the cost of preferred stock. Option d is incorrect because the cost of preferred stock is dependent on the stock's price. Finally, option e is not relevant to the cost of preferred stock.
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What is the difference between international and domestic travel?
Answer:
domestic is within the same country
international is between countries
The cash flow resulting from a firm's ongoing, normal business activities is referred to as the:
A. Operating cash flow.
B. Cash flow to retained earnings.
C. Net capital spending.
D. Additions to net working capital.
E. Cash flow to investors.
The cash flow resulting from a firm's ongoing, normal business activities is referred to as given by option A. Operating cash flow.
Operating cash flow represents the cash inflows and outflows directly related to a company's core business operations.
It reflects the cash generated or consumed by the day-to-day activities of the firm.
Such as revenue from sales, payments to suppliers, operating expenses, and taxes.
Operating cash flow is an important measure of a company's ability to generate cash from its primary operations.
And is often used to assess its financial health and sustainability.
Therefore, from a firm's ongoing normal business activities resulting the cash flow shows option A. Operating cash flow.
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economic growth causes the production possibilities frontier (ppf) to group of answer choices shift leftward. shift rightward. remain constant.
Economic growth causes the production possibilities frontier rightward
The production possibility frontier (PPF) is a graphed curve that shows the possible output of two items whose production is reliant on a single finite resource. The PPF is often referred to as the production possibility curve. PPF also has a significant role in economics. For instance, it can indicate that a nation's economy has reached its peak efficiency. Most crucially, the frontier of production possibilities makes the balance between healthcare and education crystal clear. Let's imagine that society has made the decision to proceed to point B and is considering developing further education.
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why do you think bank managers are not always willing to pursue strategies to reduce the fragility of their institutions? banks usually pay relatively (click to select) interest rates on demand deposits and earn relatively (click to select) interest rates on more liquid assets. strategies to reduce fragility are likely to (click to select) profit margins.
There are several reasons why bank managers may not be willing to pursue strategies to reduce the fragility of their institutions. Banks need to prioritize risk management and invest in the resources necessary to ensure their long-term viability.
Firstly, bank managers may prioritize short-term profits over long-term stability. Pursuing strategies to reduce fragility may require significant investments in technology, training, and risk management, which may not yield immediate returns.
Secondly, bank managers may be reluctant to acknowledge weaknesses in their institution's risk management practices. Admitting that the bank is fragile may damage the bank's reputation and lead to decreased investor confidence.
Finally, bank managers may lack the expertise or resources to effectively pursue strategies to reduce fragility. Reducing fragility requires a comprehensive understanding of the risks facing the institution, as well as the ability to develop and implement effective risk management practices.
In conclusion, while reducing fragility is essential for the long-term health and stability of banks, there are several reasons why bank managers may not always be willing to pursue these strategies. Banks need to prioritize risk management and invest in the resources necessary to ensure their long-term viability.
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The method, identifies each item in ending inventory with a specific purchase and invoice. O FIFO O Weighted Average O Specific Identification OLIFO Question 8 The method, identifies each item in ending inventory with a specific purchase and invoice. O FIFO O Weighted Average O Specific Identification LIFO
The method that identifies each item in ending inventory with a specific purchase and invoice is the Specific Identification method.
The Specific Identification method tracks each individual item in inventory and matches it with the corresponding purchase and invoice. This method is often used when the items in inventory have distinct and identifiable characteristics, such as serial numbers or unique features.
For example, let's consider a company that sells electronic devices. Each device has a unique serial number, and the company uses the Specific Identification method to track the inventory. If they sell three devices with serial numbers 001, 002, and 003, and have two devices with serial numbers 004 and 005 in ending inventory, they can directly associate the two devices with their respective purchase and invoice records.
The Specific Identification method provides a detailed and accurate representation of ending inventory by precisely identifying each item with its specific purchase and invoice information. This method is particularly useful when dealing with unique or high-value items. However, it requires meticulous record-keeping and may not be practical for companies with a large number of inventory items without distinguishing features.
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The case mentions that making carbonated water isn’t particularly difficult. Based on porter’s model for industry analysis, this increases which competitive force?.
Based on porter’s model for industry analysis, this increases which the Threats of new entrants.
What is threat of new entrants?The threat of new entrants is known to be a risk liked with new competitor that produce for current companies in an industry.
This is said to often take place when a new company is said to be starting to sell a similar product or service based on the fact that they are an existing company.
See options below
Multiple Choice
rivalry among competitors
bargaining power of buyers
bargaining power of suppliers
threats of substitute products or services
threats of new entrants
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True or False: After calculating how much money you have left after paying for all of your monthly expenses, you can
olan on spending up to 50% of that amount on car expenses
Based on microeconomic theory, it is true that after calculating how much money you have left after paying for all of your monthly expenses, you can
plan on spending up to 50% of that amount on car expenses.
Note that after making a payment on living expenses, such as rent, mortgage, utilities, loans, car payments, and food, the money that remains is discretionary income.
This discretionary income can be used as savings, investment, or spending on your discretionary expenses such as vacations and travel expenses, car expenses.
This is because discretionary expenses are categorized under wants instead of needs.
Thus, given that planning for car expenses is a want, then the statement in the question is True.
Hence, in this case, it is concluded that the correct answer is "True."
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Formerly owned by ebay, a popular free online payment service that allows you to send money, and accept payments without revealing your personal financial information is?
A popular free online payment service that allows you to send money, and accepts payments without revealing your personal financial information is Pay- pal.
What is financial information?Personal information is refer to information related to banks that shows the financial position of an individual. This information includes the number or pin of debit cards or credit cards, statements of banks, and the transaction made.
Owned subsidiary of eBay pay-pal is referred to as an online service payment that is owned by eBay providing users with security by allowing them for making payments without revealing their personal financial information.
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The National Income and Product Accounts allows us to relate ________ to ________ to ________. Group of answer choices household income; government income; firm income total output; total spending; inflation household income; household expenditure; total output total output; inflation; total income total output; total spending; total income
Answer:
gross domestic product (GDP), gross national product (GNP), and gross national income
Explanation:
The National Income and Product Accounts allows us to relate total output to total spending to total income. Therefore, option E is correct.
The National Income and Product Accounts (NIPA) is a system of economic measures used by the government to track and analyze the overall economic activity of a country.
It provides comprehensive data on national income, production, consumption, and investment. NIPA allows for the calculation of important indicators such as Gross Domestic Product (GDP), which measures the total value of goods and services produced within a country over a specific period.
By providing a framework to track income and output flows across different sectors, NIPA enables policymakers, economists, and analysts to monitor economic performance, make informed decisions, and assess the overall health of an economy.
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Most probably, your complete question is this:
The National Income and Product Accounts allows us to relate ________ to ________ to ________.
Group of answer choices
A. household income; government income; firm income
B. total output; total spending; inflation
C. household income; household expenditure; total output
D. total output; inflation; total income
E. total output; total spending; total income
What courses or information would be helpful for a hospitality manager?
Answer:
Travel Attendants.
Lodging Managers.
Meeting, Convention, and Event Planners.
Food Service Managers.
Holiday Counselor.
Explanation:
Match each term in Column A with its definition in column B.
(Column A) 1. union 2. agitator 3. solidarity 4. Knights of Labor 5. Congress of Industrial Organizations 6. American Federation of Labor 7. technological change 8. craft union 9. industrial union 10. organized labor (Column B) a. an association of both skilled and unskilled workers who work in one particular industry b. originally, a union of many different kinds of craft unions c. an association of skilled workers, such as carpenters d. a term meaning "sticking together" e. the name applied to an early union organizer who was considered a troublemaker by employers f. a term referring to all unions and the workers who belong to them g. an organization that represents workers’ interests on the job h. one of the first national labor unions in the United States i. the trend toward using modern, automated equipment and scientific know-how to produce goods and services j. originally, and association of industrial unions.
1. Union - g. an organization that represents workers’ interests on the job2. Agitator - e.
the name applied to an early union organizer who was considered a troublemaker by employers
3. Solidarity - d. a term meaning "sticking together"4. Knights of Labor - h. one of the first national labor unions in the United States
5. Congress of Industrial Organizations - j. originally, an association of industrial unions.6. American Federation of Labor - c. an association of skilled workers, such as carpenters
7. Technological change - i. the trend toward using modern, automated equipment and scientific know-how to produce goods and services8. Craft union - a. an association of both skilled and unskilled workers who work in one particular industry
9. Industrial union - b. originally, a union of many different kinds of craft unions10. Organized labor - f. a term referring to all unions and the workers who belong to them.
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How much y’all think I’m worth?
Y’all think ima great dancer?
Who follows me
Answer:
What????..............
Gabrielle deposited $1,000 in a savings account at compounded quarterly for 1 year. what is the future value of his savings account?
After 1 year of quarterly compounding with a 5% interest rate, Gabrielle's savings account would have a future value of $1,052.58.
The future value of Gabrielle's savings account can be calculated using the formula for compound interest:
Future Value = Principal × (1 + (Interest Rate / Compounding Frequency))^(Compounding Frequency × Time) In this case, Gabrielle deposited $1,000 in a savings account with quarterly compounding for 1 year. Let's assume the interest rate is 5%.
To calculate the future value, we can substitute the values into the formula: Principal = $1,000
Interest Rate = 5% = 0.05 (expressed as a decimal)
Compounding Frequency = 4 (quarterly)
Time = 1 year
Future Value = $1,000 × (1 + (0.05 / 4))^(4 × 1) Now, let's calculate step-by-step:
Future Value = $1,000 × (1 + 0.0125)^(4)
Next, we simplify the calculation inside the parentheses:
Future Value = $1,000 × (1.0125)^(4)
Now, let's calculate the value inside the parentheses:
Future Value = $1,000 × (1.052578125) Finally, we calculate the future value: Future Value = $1,052.58 Therefore, the future value of Gabrielle's savings account after 1 year, with quarterly compounding and an interest rate of 5%, is $1,052.58.
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don is an attorney who supplied a list of potential clients to a new attorney, lori. this list aided in the success of lori's practice. lori was very pleased and decided to do something for don. in the current year, lori gives don a new car worth $40,000. lori was not obligated to give this gift to don, and she did not expect don to perform future services for the gift. how much income, if any, should don report from this transaction and why?
Don must disclose his $40K in income. Even though there was no obligation to make the payment, the courts are likely to see the car as a payment for goods or services because the present was given in a professional setting.
What is income?Income is an entity's ability to save and spend money during a given period of time, and it is typically expressed in monetary terms. Conceptually, income can be difficult to define, and there may be variations depending on the field. The phrase "income" often refers to the total sum of cash, assets, and other value transfers received over a predetermined period of time in return for goods or services. There isn't a single, accepted definition of income; instead, the term is defined in light of the context in which it is used. Income is the money a person or organisation receives in return for labour, the creation of a good or service, or the use of capital.To learn more about income, refer to:
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why is each of the 4 factors of production important in running a business
Answer:
to run business sucessfully with out any type pf loss
What kind of monopoly does the cottage represent? Why?
The kind of monopoly does the cottage represent is Technological Monopoly.
What is definition of monopoly?A scenario known as monopoly occurs when there is only one seller in the market. The monopoly case is viewed as the polar opposite of perfect competition in conventional economic analysis.
According to Irving Fisher, a monopoly is a market where there is "no competition," which results in a situation where one person or business is the only supplier of a specific good or service.
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