The Fed has three options for increasing the money supply: lowering the discount rate, buying government bonds, or reducing the minimum reserve ratio. Simple deposit multiplier increases with decreasing necessary reserve ratio.
What Does lowering the reserve requirement reduce the discount rate?Banks must extend more loans if the Fed is to expand the amount of money in circulation. In order to encourage banks to lend more money, the Fed can choose among three options. Reduced reserve needs may result from it. The discount rate may be lowered.In order to increase the amount of loans that banks can provide to individuals and businesses, the Federal Reserve must reduce the reserve ratio. When this occurs, banks are no longer required to retain as much cash in reserves. As a result, the economy grows and the amount of money in the country increases.The amount of the monetary multiplier and the excess reserves kept by commercial banks will both drop as the reserve ratio rises, which will result in a reduction in the money supply.To Learn more About discount rate refer to:
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Nationwide, alcohol related collisions have a total average cost of $______ per year
Nationwide, alcohol-related collisions have a total average cost of billions of dollars per year.
These costs encompass various factors, including property damage, medical expenses, legal fees, emergency response services, and loss of productivity. Moreover, alcohol-related collisions can result in severe injuries, loss of life, and long-term physical and emotional consequences for individuals involved. The financial burden extends beyond the immediate costs and affects insurance rates, healthcare systems, and the overall economy. To address this issue, it is essential to prioritize efforts in promoting responsible drinking habits, implementing effective legislation and enforcement, and raising awareness about the dangers of driving under the influence. By doing so, we can strive to reduce the economic and societal impact of alcohol-related collisions.
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Elena Fargas Charge account statement shows unpaid balance of $6982.25 the monthly finance charge is 1.55% of unpaid ba
Answer:
Find my detailed explanations and computations below
Explanation:
In essence, based on the unpaid balance of $6982.25 with a monthly interest rate of 1.55%, the finance charge on the unpaid balance can be determined as the unpaid balance multiplied by the monthly interest rate as shown
The finance charge for the month=unpaid balance*monthly interest
The finance charge for the month=$6982.25*1.55%
The finance charge for the month=$108.22
The balance owed altogether is the unpaid balance plus the finance charge on the unpaid balance
Total balance unpaid=$6982.25+$108.22
Total balance unpaid=$7,090.47
What are the issues and challenges with Circuit City 2018 latest
e-commerce initiative?
As of my knowledge cutoff in September 2021, Circuit City, a once-prominent electronics retailer, experienced financial difficulties and declared bankruptcy in 2008.
There have been no recent developments or initiatives in 2018 or afterward regarding Circuit City's e-commerce initiatives. It's worth noting that my information may not be up to date, and I recommend referring to recent news sources or the official Circuit City website for the latest updates on their e-commerce initiatives and any associated issues or challenges. E-commerce, short for electronic commerce, refers to the buying and selling of goods and services over the internet. It has revolutionized the way businesses operate and how consumers shop. E-commerce offers numerous benefits, including convenience, a wide selection of products, competitive pricing, and the ability to reach a global customer base.
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The graph presents a production possibilities curve, or frontier, PPF for the nation of New Carnitas. Each point on this curve represents a combination of steak and potatoes that this country can produce given its resources and technology. Based on the information in the graph, place the points as indicated.
Point A is an attainable and efficient combination of steak and potatoes.
Point B is consistent with the full employment of available resources.
Between points C and D, the opportunity cost of 1 pound of steak is 2 pounds of potatoes.
Between points E and F, the opportunity cost of 1 pound of potatoes is 3 pounds of steak.
Point G represents an unattainable combination of steak and potatoes.
Point H represents an inefficient use of New Carnitas's resources.
Given that the graph is not shown here these are the basic points in a production possibility curve.
The attainable point in a production possibility curve
This is the point that lies on the curve of the PPC. This point can be produced by the resources that are available at the moment.
The full employment of resources on the PPCThis is the point that has all the resources in the economy being used in the production of goods and resources.
The unattainable point in a PPCThe unattainable point in the curve is the point that is outside of the curve. At this point the resources available cannot be used for production.
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Which of the following choices is not a step that can reduce your spending?
a.
eating at home, rather than dining out
b. using budgeted cash only
c. forgoing premium cable TV channels
d. purchasing reduced fat lattes during the week
Out of the given options, you won't reduce your spending by d. purchasing reduced fat lattes during the week.
How can we reduce spending?The best way to reduce spending is by spending less on things that we don't need or that we can do without.
In this case, spending on fat lattes won't be a way to reduce spending because they aren't very significant.
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To complete the first setup on a new machine took an employee 190 minutes. Using an 76% incremental unit−time learning model indicates that the second setup on the new machine is expected to take ________.
According to the 76% incremental unit-time learning model, the time required to complete the second setup on the new machine is 107.16 minutes
56.4% of the time is required for the first setup. Therefore, we can calculate the expected time for the second setup as follows:
Expected time for the second setup = 190 minutes x 0.564
Expected time for the second setup = 107.16 minutes
So, the employee is expected to take around 107.16 minutes to complete the second setup on the new machine. It is important to note that this is just an estimation based on the unit-time learning model, and the actual time required may vary depending on various factors such as the complexity of the setup, the employee's proficiency, and any unforeseen issues that may arise during the process.
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Less need for policy manuals, organization charts, and formal controls is a sign of shared values in a:
Multiple choice question.
corporate culture where there is little trust
corporate culture that doesn't empower employees
negative corporate culture
corporate culture that emphasizes service to others
An organization which preaches empathy and hence instills a cultural value which resonates around togetherness will show low levels of harsh and formal control and flexible policies.
When an organization shows less need for policy manuals, then it exhibits its level of flexibility and accommodation. Being less rigid in terms of being bent on formal guidelines and principles is a sign that the organization is empathic and promotes service to others. Such corporate policy framework is positive and hence, shows the orgainiziation's commitment towards social inclusion.Learn more : https://brainly.com/question/14378811?referrer=searchResults
Answer: corporate culture that emphasizes service to others
When text is indented in an outline, what does that usually mean?
A.
The indented text is not very important.
B.
The viewer should ignore the indented text.
C.
The speaker should spend more time talking about the indented text.
D.
The indented text supports the main idea above it.
Answer:
D
Explanation:
its is D because why not ight
Answer:
D. The indented text supports the main idea above it.
Explanation:
Got a 100! This answer was correct.
word-of-mouth communication has more credibility, whereas advertising: group of answer choices is more casual. has more reach. is more personable. is more personal. has more meaning.
Word-of-mouth communication has more credibility, whereas advertising has more reach. Thus, option (B) is correct.
Word-of-mouth communication is frequently regarded as more trustworthy because it includes personal recommendations from people we know and trust rather than coming straight from a business or brand. People are more likely to believe suggestions from peers, family, and coworkers than ads.
Advertising, on the other hand, has a greater reach because it can be disseminated to a large population via various media platforms such as television, radio, print, and digital media. Advertising has the ability to reach millions of people at once, whereas word-of-mouth contact is restricted to those who directly receive it.
It is essential to note that advertising can be friendly and relevant, as can word-of-mouth contact. However, the credibility of word-of-mouth contact and the reach of ads are their most distinguishing features.
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Which of the following would not be provided to entrepreneurs through a business incubator?
Assistance developing a marketing plan
Assistance with meeting any regulatory hurdles
Assistance with salaries for new employees
all of the above
C. assistance with salaries for new employees
Groups of employees from different departments who work together on a long- term basis are called ______________________________________________.
Answer:
cross-functional teams
Explanation:
There are 4 different negotiations that you will be required to carry out. You will need to answer all the questions in part I and part II for each scenario.
Scenario #1: Retail negotiation - negotiating face-to-face for a price reduction in the purchase of an item for sale.
• Scenario #2: Service negotiation - negotiating with a service provider (e.g., cell phone, cable t.v., high-speed internet, credit card, car insurance, etc.) for a price reduction and/or enhanced benefits/services at reduced/no additional cost.
• Scenario #3: Workplace/school negotiation – negotiating a workplace or school-related issue face-to-face with a coworker or faculty member. •
Scenario #4: Interpersonal negotiation – negotiating the resolution of a conflict or difference of opinion with someone you know, e.g., a family member, friend or acquaintance. In your write-up, please copy each of the following questions verbatim, and answer them in the same order as they appear here.
Part I: Pre-negotiation Preparation Worksheet
1. If you are unable to reach an agreement in your negotiation, what are your alternatives (what do you see as your best alternative(s) to a negotiated agreement (BATNA))?
2. What are your real interests in this negotiation (what you need to achieve, and why):
3. What are your "must haves" in this negotiation vs. what you’d "like to have":
4. In this negotiation, what do you hope to get ("wish"/asking price), expect to get ("want"/target price) and the least you’d be willing to settle for ("walk"/reservation price/bottom line)?
5. What do you think is the other party’s wish, want and walk price?
6. What can you say/do to help make this negotiation collaborative (win-win) rather than competitive?
7. What no’s do you expect to hear in response to your proposals, and what do you plan to say/do to help overcome them?
8. Are there any outside authorities (e.g., policies, laws, independent reviews, internet search, competitor’s offers, etc.) that you could reference to make your requests/responses appear more authoritative and credible?
Part II: Description of the Negotiation
NOTE: For the retail or service negotiation, you are not required to actually purchase the item or additional service.
1. How/where/when/with whom did your negotiation take place?
2. What was the outcome of the negotiation; describe the negotiation process.
3. Specifically, in what ways were you satisfied/dissatisfied with the outcome?
4. Explain the things did you do well in the negotiation?
5. Specifically, explain what you did during the negotiation that could use improvement?
6. Finally, what did you learn in this negotiation that could help you in your career?
Part I: Pre-negotiation Preparation WorksheetScenario #1: Retail negotiation1. Alternatives: If I am unable to reach an agreement in my negotiation, I have a few alternatives that I could turn to. One alternative is to negotiate with a different retailer who may be willing to offer the same product for a lower price.
Another alternative would be to wait and see if the price of the product goes down in the future.2. Real interests: I need to purchase the item for sale at a lower price to ensure that I can make a profit when selling it.3. Must haves vs like to haves: My must-have in this negotiation is a lower price for the product, whereas my like to have would be additional benefits or services that come with the purchase of the product.4. Wish/Want/Walk: I hope to get the product for the lowest possible price, but I expect to pay the listed price. The least I would be willing to settle for is a 10% discount.5. Other party's wish/want/walk price: I think the other party's wish price is the listed price, their want price is 10% off the listed price, and their walk price is 15% off the listed price.6. Collaborative negotiation: I could offer to purchase a large quantity of the product at once, which would be beneficial for both parties.7. Overcoming objections: I expect to hear "no" when I ask for a discount, but I plan to offer to purchase a larger quantity of the product.8. Outside authorities: I could reference competitor's offers to make my negotiation more credible.Part II: Description of the NegotiationScenario #1: Retail negotiation1. How/where/when/with whom: I negotiated face-to-face with a sales associate at the retail store. The negotiation took place during business hours in the store.2. Outcome/negotiation process: I was able to negotiate a 5% discount on the product. I started by asking for a 10% discount, but the sales associate was only willing to offer 5%. I then offered to purchase a larger quantity of the product, which the sales associate agreed to.3. Satisfaction with outcome: I am somewhat satisfied with the outcome because I was able to negotiate a discount, but it was not as much as I had hoped for.4. Things done well: I was able to negotiate a discount by offering to purchase a larger quantity of the product.5. Areas for improvement: I could have been more assertive in my negotiation and asked for a higher discount.6. Lessons learned: I learned that offering to purchase a larger quantity of the product can be an effective negotiation tactic to receive a discount.
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________________ manage scheduling and work flow so that over production and excess inventories are eliminated. It banishes traditional systems of high inventory and are driven by customer demand. Its efficiencies include simplification, reduction of steps and handoffs and elimination of unnecessary loops. Name the correct Lean tool.
This question is required.*
A
Poka-Yoke
B
Just In Time
C
Pull System
D
Jidoka
The correct answer is option (b). Just In Time (JIT) manage scheduling and work flow so that overproduction and excess inventories are eliminated.
Just In Time (JIT) is a Lean tool and philosophy that aims to produce and deliver goods or services at the exact time they are needed, in the exact quantities required, and with the desired quality. The primary goal of JIT is to eliminate waste in the production process, including overproduction and excess inventories.
By synchronizing production with customer demand, JIT minimizes the need for excessive inventory and reduces the risk of overproduction. To achieve JIT, organizations focus on simplifying processes, reducing non-value-added steps, and eliminating unnecessary loops or delays.
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The correct Lean tool is Just In Time (JIT) system, which focuses on eliminating over production and excess inventories by producing the right amount of products at the right time based on customer demand.
Explanation:The correct Lean tool that manages scheduling and work flow in order to eliminate over production and excess inventories is the Just In Time (JIT) system.
JIT is a management philosophy that focuses on producing the right amount of products at the right time, based on customer demand. It aims to reduce waste and improve efficiency by eliminating unnecessary inventory, simplifying processes, and reducing handoffs and loops.
By using the JIT system, companies can improve their productivity, reduce costs, and meet customer demands more effectively.
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Mr Ahmet has 3.000 TL credit card debt to Kart Bank. He has not paid his debt for 3 months and then took bank loan from Rant Bank to pay his credit card debt at the end of 3rd month. Kart Bank charges 1,25% monthly late payment interest for credit card debt and Rant Bank charges 1,20% monthly interest for the loan. Rant Bank debt has 6 months maturity, principal and interest of the loan taken from Rant Bank will be paid in full at the end of 6th month. Using compounded interest
1-Find the amount MrAhmet needs to borrow from Rant Bank to pay his credit card debt.
2-Find the debt amount to be repaid to Rant Bank at maturity
Managemnet is not only art and science but also a profession.Explain
Answer:
Art is wonderful art is beautiful are is mysterious art is so much more...
Taryn is 16 years old in a state where the age of majority is 19. Taryn plans to begin working at a restaurant next week. Her parents are willing to let her use one of their cars, but she wants her own car. If Taryn buys a car for fair market value, would she be able to return the car and get a full refund
Since Taryn is a minor does have special contractual rights when he purchases necessaries. In this case Taryn does not really need the car since his parents have offered the use of car.
The car dealer could not legally refuse to take the car back and must return Taryn's money.
Fair market value:The fair market value of a piece of property is the price at which it would change hands between a willing and informed buyer and seller. The term can be found throughout the Internal Revenue Code, as well as in numerous state laws, bankruptcy laws, and regulatory bodies. In real estate, a property's determined fair market value (FMV) is the price it will sell for on the open market. A willing buyer and seller who are both reasonably knowledgeable about the property in question agree on the FMV.
How significant is fair market value?Parties can agree on a fair market value provided certain conditions are met. It usually takes place in legal settings and implies free and open market activity. Insurance companies and tax authorities use it extensively.
Question is incomplete . Missing part is:
Taryn is 16 years old in a state where the age of majority is 19. Taryn plans to begin working at a restaurant next week. Her parents are willing to let her use one of their cars, but she wants her own car. If Taryn buys a car for fair market value, would she be able to return the car and get a full refund. Explain the answer.
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What does "Certeris Paribus" assume when
calculating how people spend money?
A. The person has held the same job with the same amount of
pay
B. The person has been promoted and makes more money than
before.
C. The person has lost their job and is unemployed at the
moment.
D. The person has taken a second job for additional income.
A project has an initial cost of $40,000, expected net cash inflows of $8,000 per year for 11 years, and a cost of capital of 10%. What is the project's NPV? (Hint: Begin by constructing a time line.) Do not round intermediate calculations. Round your answer to the nearest cent.
Answer:
the net present value is $11,961
Explanation:
The computation of the project NPV is as follows;
The net present value is
= Present value of cash inflows - initial investment
= $8,000 × PVIFA factor for 11 years at 10% - $40,000
= $8,000 × 6.4951 - $40,000
= $51,961 - $40,000
= $11,961
Hence, the net present value is $11,961
The same is to be considered
Lack of downtime negative or positive
What's a curling iron?
Answer:
A curling iron is a tool that is used on hair to create a tight or loose curl.
Pls help it’s due tomorrow!
Answer:
A. Contact Information for Refrences.
Explanation:
Hi there! To me it makes the most sense because it has nothing to do with a carrer plan. Sure, refrences are benefical but they do not determine what can help you grow and succed in the workforce.
I hope this helps! Good luck! :)
Seven years ago, Elise Damato started a business specializing in dog walking and dog grooming. After the first year, her pet food supplier started giving Elise a cash discount of 2.25% on any amount paid within 15 days of the invoice date. On October 25, Elise bought pet food costing $1,064. On November 8, Elise paid $800 on the purchase. Compute the unpaid balance. (This problem involves the partial payment of an invoice within the discount period.)
Answer:
The answer is $246
Explanation:
Solution
Recall that:
The cash discount from the supplier = 2.25%
Elise purchased pet food for an amount = $1064
On 8 November she paid for a purchase of = $800
The next step to take is to calculate for he unpaid balance as stated from the question given.
Now,
The total amount due = 1064
The amount paid within the period of credit =$800
The cash discount = 2.25%
The corresponding amount of payment before credit for cash discount is = (B/1-C)
Which is = 800/1-2.25%
800/0.977
=818.4
Therefore the unpaid balance is = $1064-818.4
= 245.6 or 246
Why is marketing considered by many to be the most important business function?
list 3 features of the trial balance
Answer:
ur mom ur dad and........STEP BRO
Explanation:
It is a summary of debit and credit balances which are extracted from various ledger accounts.
It is a summary of debit and credit balances.
The motive behind the preparation of Trial balance is to establish arithmetical accuracy of the transactions recorded in the Books of Accounts.
why might alexandria choose a local movie theater when she could see the same movies for less at a corporate establishment
It can be inferred that Alexandria may exhibit the above traits because of her philosophy of always helping local businesses. This may come from the understanding that local businesses support and create more employment.
Why is employment important?Employment is critical because it ensures that aggregate demand is constantly growing.
Without aggregate demand, there won't be supply and the economy collapses.
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Exchange rates and interest rates are important for macroeconomic decision making
T-Mobile Magenta consumers can only stream content in 480p, whereas Magenta Max subscribers can do so in up versus 4K UHD resolution.
An economy with higher interest rates provides lenders with a larger return compared to other nations. As a result, higher interest rates draw in foreign investment and drive up the value of the currency.
A weaker currency drives up the cost of imported goods and may directly affect the cost of numerous items in stores. This cost-push inflation seems to have the effect of reducing the internet companies of a dropping pound and can be seen by inwards and movement of relatively brief aggregate supply.
Changes between the demand for exports as well as imports are the primary way that the exchange rate has an influence on the real economy. A genuine devaluation of the home currency increases demand for items made domestically by making exports more competitive overseas and importing less competitive domestically.
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Which of the following is true for services?
a) Service providers develop similar marketing programs for personal services and business services.
b) The client's presence is a hindrance during the service delivery process.
c) All service companies follow the same process to deliver their services.
d) Service providers can be either for-profit or nonprofit.
e) All services are people-based, while goods are equipment-based
The true statement about services is that all the service companies follow the same process to deliver their services.
What are service companies?Service companies means company that essentially performs tasks for the benefit of their customers and these some examples of their tasks includes transportation, cleaning, traveling, hospitality, maintenance etc.
Hence, in this question, the true statement is that all the service companies follow the same process to deliver their services for effective delivery.
Therefore, the Option C is correct.
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Marta is twenty eight years old, and she has no dependents. She has saved an emergency fund and an extra $1,500.
She would like to save or invest this money in hopes that it will grow fast. Marta does not mind taking risks with her
money. Which type of account or investment is best for her?
fifteen-year savings bond
IDA
mutual fund
basic savings account earning 1.3 percent Interest, compounded monthly
Answer:
Mutual Fund
Explanation:
Mutual fund is a type of investment where professionals managed a pooled sum money contributed by different investors. These funds are invested into buying stocks , bonds other securities towards profit making.
It has its advantages in professional management , shared risks, dividends reinvestment and convenience. However , the disadvantages include poor trade execution ,potential for management bias and high fees.
Answer:
The correct answer would be a basic savings account earning 1.3% interest, compounded monthly.
Explanation:
Taking into account that Marta does not like taking risks with her money and does not have an emergency fund she should not invest in stocks. She also wishes to use her money within 18 months, so a fifteen-year savings bond would not be a great choice.
A mutual fund is a collection of money from a group of investors to buy different investments. This choice will also not work well for Marta.
An IDA is an individual development account for low-income families to save towards a targeted amount usually used for building assets in the form of home ownership, post-secondary education and small business ownership. Not a great account for a single person with no dependants.
$1,500 at 1.3% interest, compounded monthly after 18 months equals about $1,520. Even though Marta won't be earning a huge amount of money, she will still earn some. Since she doesn't have an emergency fund and doesn't like risks, a basic savings account earning 1.3% interest, compounded monthly will be the right choice for her.
Which of the following is an output device? DVD-ROM Touchpad Hard drive Printer
The printer should be considered an output device.
The following information should be considered for an output device:
The output device is the device that transforms the information into a human-readable form. The example of the output devices includes monitor, printer, plotters, speakers, etc.Therefore we can conclude that the printer should be considered an output device.
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What are some physical cues I should look for when carding guests?
Select all that apply and then click Submit.
• Height
• Weight
• Age
• Bone structure
• Gender
• Eye color
Answer:
Our accredited state alcohol training certification courses and food handlers courses help provide best practices and training tips for you to meet state, local, business, and professional needs. Our focus is to help you serve your patrons safely and be a successful bartender or server. Get your alcohol training certification online quickly with our training courses. Choose from the state-level seller-server course, Responsible Alcohol Manager course, Master Bartender course, Food Handler courses, and food manager certification. For bartender training, we have a two-for-one deal with our The Ultimate Guide To Bartending e-book and our Master Bartender course. Together, these provide the best seriously in-depth yet easy-to-follow book and course combination available on your iPhone, Android phone, tablet, or computer. We cover topics in our bartender courses about how to become a bartender, how old you need to be to become a bartender, how much is a bartending license, and how to get your bartender license. For reference, we have a web page dedicated to some helpful bartender career statistics in the US. For general information on obtaining a bartending license (not specific to any state), see our Ultimate Guide to Getting a Bartending License.
The Most Reputable and Recommended Alcohol Training Certification Happy bartender making a cocktail ServingAlcohol. offers the best option to accomplish your online certification. We go beyond the basics of alcohol awareness and carding techniques to deliver everything you need to know as an alcohol seller-server in your state. Over the past 35 years, we have become the most widely respected authority in responsible alcohol training by state and local officials. Our alcohol server certification program prepares alcohol sellers to sell and serve alcoholic drinks on and off-premises responsibly. We offer a wide host of state courses and bundles (combined with food safety handling courses) to suit your employment needs and business operations.
Pls Mark As Brainliest If The Answer Is Correct
Age is a physical cue I should look for when carding guests. Thus option C is correct.
What are physical cues?Use physical clues like examples, eye contact, facial emotions, and hand-over-hand touch. Other cues can be signs, a church bells, or dimmer lights.
State rules and regulations differ when it to requesting IDs, and the FDA also establishes a minimum carding age. Congress enacted laws in December 2019 that set the frisking age at under 30 and increased the legal drinking age from 18 to 21 for all tobacco and vapor products.
While some establishments set its carding practices at a specified age level, others require employees to card ALL clients. In a few years, it's conceivable that all IDs will be scanned prior to the purchase of a time-of-life commodity. Therefore, option C is the correct option.
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