The IRR can lead to incorrect project rankings because projects with much higher NPVS may also have longer project lives.
Certain projects may have a very high IRR and may only last a year. Therefore, a project with a slightly lower IRR and lasting several years may be favored over a project with a higher IRR. NPV correctly ranks these projects when ranking from highest NPV to lowest NPV.
A project is an undertaking, individually or collectively, involving carefully planned research and design to achieve a specific goal.
Another view of project management is to think of it as a series of events or "a series of related tasks to be performed over a specified period of time and within specified costs and other constraints."
A project is a temporary (rather than permanent) social system (work system) set up by a team (intra-organizational or inter-organizational) to accomplish a specific task under time constraints. in some cases.
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(Table: Cherry Farm) Use Table: Cherry Farm. If Hank and Helen have one of 100 farms in the perfectly competitive cherry industry and if the price is $5, in the short run the industry will supply _____ pounds.
Answer:
500
Explanation:
please find attached the table referred to in this question and a second table where marginal cost is included
A perfect competition is characterised by many buyers and sellers of homogeneous goods and services. Market prices are set by the forces of demand and supply.
in a perfect competition, price = marginal cost = marginal revenue
Marginal cost = total cost 2 - total cost 1
e.g. marginal cost at 2 units of output = $7 - $2 = $5
Hank and Helen would supply at the point where marginal cost is equal to $5.
looking at the second attached table, there are two points where marginal cost is equal to $5. at output 1 and output 5.
at output one, Hank and Helen would be earning a loss because total cost is greater than total revenue. so they would not supply at this point.
at output five, Hank and Helen would earn a profit and thus would supply at 5 units of output.
Since all firms face and identical cost structure, the industry supply would be 100 x 5 = 500 pounds
Dawn walks into a customer's office with her sales presentation planned and immediately recognizes that the customer is upset about something. In this situation, Dawn should Dawn walks into a customer's office with her sales presentation planned and immediately recognizes that the customer is upset about something. In this situation, Dawn should:
a. maintain a happy and cheerful demeanor.
b. sit down immediately and begin the presentation.
c. All of the answers are correct.
d. say something funny in an attempt to lighten the customer's mood.
e. ask if she should come back some other time for the meeting.
PLZ HELP: FIND THE PROFIT
Fixed costs are £26,000 per year, and variable costs include wages at £10 per
unit, raw materials at £12 per unit and delivery/packaging at £3 per unit. It is expected that a business will make and sell 750 units during the year, with
a selling price of £26.
Answer:
Net loss -£25,250
Explanation:
The computation of the profit is shown below:
Sales (750 units × £26) £19,500
Less: Variable cost (750 units × £25) £18,750
Contribution margin £750
Less: Fixed cost £26,000
Net loss -£25,250
The £25 could be calculated below:
= £10 + £12 + £3
= £25
Basically applied the above format
Doris put in $4000 in a 2-year CD paying 6% interest and being compounded monthly. What will her balance be after 2 years
Answer:
$4508.64
Explanation:
The formula for calculating future value:
FV = P (1 + r/m)^mn
FV = Future value
P = Present value
R = interest rate
N = number of years
m = number of compounding = 12
$4000 x (1 + 0.06 /12)^(2 x 12)
$4000 x 1.005^24
= $4,508.64
4508.64
Answer:
$4,261.93
Explanation:
It is the correct answer for the quiz. Full question by the way is "Doris put $4000 in a 5-year CD paying 6% interest compounded monthly. After 2 years, she withdrew all her money, and as an early withdrawal penalty, she paid back all interest she made during the first year. How much money was Doris left with?"
what describes initial public offering?
Answer:
refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.
Explanation:
You are using earned value analysis to track your project's progress. In your project, earned value is higher than planned value and actual value. That means the project is _____ schedule and _____ budget.
Answer: ahead of; under.
Explanation:
The Planned Value is the amount of money that is being allocated to complete a project. The Earned Value is the amount of work that the project has been able to achieve in reference to the original amount that was actually planned for the project.
Since we are told that the earned value is higher than planned value, it means that the project has been able to achieve a value that is more than the actual value planned for that period, therefore, the project is ahead of schedule.
Also, when the earned value is higher than actual value, it means that the project has been able to spend a lower amount for a certain amount of work than the amount that was budgeted for similar work, therefore we say it is under budget.
Which of the following is most likely reason that a regulated product may go
to market?
Answer:
B) it has passed testing and certification standards
Explanation: hope this helps!
Answer:
B IS CORRECT :))))
Explanation:
What describes the number of deaths in a year compared to the number of people in a select group?
Mortality Rate
When calculating life insurance premium rates, which component would an agent’s commission fall under?
Insurer’s expenses
-is a component of the premium
Pam is the primary beneficiary of a life insurance policy and wants to let the death benefit accumulate and receive only the monthly investment proceeds. Which settlement option should she choose?
Interest option
A beneficiary receives only the death benefit earnings in which settlement option?
Interest option
What is NOT a life insurance settlement option?
Extended term option
When calculating life insurance premium rates, which component is affected by an insured’s age and gender?
Mortality
Premiums are best described as?
The amount an insured pays per unit of coverage
A creditor would be allowed rights to life insurance policy proceeds if which type of beneficiary was chosen?
The insured’s estate
How are death benefits that are received by a beneficiary normally treated for tax purposes?
Exempt from federal income taxes
The probability of death, listed by year, is determined in?
Mortality tables
-gives a measure of the number of deaths in a given population over a certain period of time
What is considered the automatic mode of settlement for life insurance policy proceeds
Lump-sum
What is NOT a component when determining policy premiums?
Dividends
Level premium term life insurance policies
Have premiums that are averaged over the policy period
Over the course of a year, which premium payment mode is most expensive?
Monthly
Elizabeth is the beneficiary of a life insurance policy. She is receiving the death benefit in payments of $10,000 per month until the principal and interest has been paid out. Which option was chosen?
Fixed amount
What is the price of insurance for each exposure unit?
Rate
A spendthrift clause in a life insurance policy ______?
Restricts the ability of the beneficiary to assign benefits
What is NOT an insurer policy expense?
Premiums
What premium payment frequencies are not typically available to a policy owner?
Biweekly
A policy owner can receive an immediate payment before the insured dies by using a _____?
Viatical settlement contract
-transaction that involves an immediate payment to the policy owner prior to the death of the insured
A policy owner is prohibited from making any changes to the policy without the beneficiary’s written consent under which beneficiary designation?
Irrevocable beneficiary
What does a life insurance policy guarantee to the stated beneficiary upon the death of the insured?
Specified amount of money
What happens to the total amount of premium paid for an insurance policy when the payment frequency increases?
Increases
Proceeds from a life insurance policy are protected from the beneficiary’s creditors by which clause?
Spendthrift trust clause
An example of naming a beneficiary by class would be?
"To the children born of my union with Ned Jackson."
What is affected by the frequency of an insurance policy’s premium payments?
Cost
A life insurance claim which involves a per capita distribution of policy proceeds would be payable to the ______?
Named living primary beneficiaries
Pat is insured with a life insurance policy and Karen is his primary beneficiary. They are both involved in a car accident where Pat dies instantly and Karen dies 5 days later. Which policy provision will protect the rights of the contingent beneficiary to receive the policy benefits?
Common disaster clause
-a policy owner can be sure that if both the insured and the primary beneficiary die within a short period of time, the death benefits will be paid to the contingent beneficiary
A tax free Section 1035 Exchange of a life insurance policy to a different policy is permitted if it occurs ______?
From insurer to insurer and no cash is received by the policy owner
What would be an expense factor in an insurance program?
Mortality Costs
What factors help determine an insured’s life insurance premium?
Avocation (hobby)
-premiums are determined by several factors pertaining to the insured, such as age, occupation, and avocation (hobby)
Naming a contingent beneficiary as "all surviving children" is described by which term?
Class designation
If the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if _____?
The insured outlived the beneficiary
*common disaster provision
The concept here is Agent. In legal terminology, an agent is a person who has been authorized by law to act on behalf of another person or entity.
1) mortality rate
2)The agent's commission is considered part of the insurer's expenses and is a component of the premium.
3) the beneficiary should select the interest option.
4)interest settlement option.
5)extended term option
6) Mortality is the component of a life insurance premium that age and gender affect.
7) The amount you pay for covered services before your insurance plan starts.
8)Creditors have rights to life insurance policy proceeds when the beneficiary is the insured's estate.
9)Death benefits that are received by a beneficiary are generally exempt from federal income tax.
10) Mortality tables
11) The lump-sum cash settlement is considered the automatic (or "default") option for most life insurance contracts.
12)Dividends are not a component when determining policy premiums.
13) monthly
14) fixed amount
15)The price of insurance for each exposure unit is called the rate.
16)The spendthrift clause protects life insurance proceeds from creditors.
17)Restricts the ability of the beneficiary to assign benefits
18)Premiums
19) Biweekly
20)Viatical settlement contract
21) Irrevocable beneficiary
22) Specified amount of money
23) Increases
24) Spendthrift trust clause
25) "To the children born of my union with Ned Jackson."
26) Cost
27) Named living primary beneficiaries
28) Common disaster clause
29) From insurer to insurer and no cash is received by the policy owner
30) Mortality Costs
31) Avocation (hobby)
32) Class designation
33) The insured outlived the beneficiary
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How are scarcity and the laws of supply and demand connected?
Answer:
Scarcity and supply and demand are connected because they determine how much the product costs. First of all, scarcity describes supply. If a product is scarce and demand is high, the supplier would raise the costs for the product, but if there is plenty of supply, and low demand, the supplier would decrease the costs.
The financial condition of the Bank of China. Including: asset liability ratio in recent five years (total liability ratio, long-term negative
Debt ratio and short-term debt ratio), net assets per share, ROE, ROA, inventory turnover, growth rate of operating income
The Bank of China, founded in 1912, is one of China's four major banks. The bank provides a range of services to its clients, including corporate banking, personal banking, insurance, and investment banking, among others.
According to the financial statements released by the bank, the following is the financial condition of the Bank of China:Asset Liability Ratio: The Bank of China's Asset Liability Ratio has fluctuated in the last five years. In 2020, it was 77.75%, indicating that the bank is leveraging its assets to generate more revenue. In 2019, it was 79.01%, indicating a decrease in liability.
Totalliability ratio: Total liability ratio is a measure of the Bank of China's total debt and other liabilities, expressed as a percentage of its total assets. The bank has an average total liability ratio of 95% in the last five years.Long-term negative debt ratio: In 2020, the bank had a long-term negative debt ratio of 1.48%, which decreased from 1.55% in the previous year.Short-term debt ratio: The Bank of China has an average short-term debt ratio of 25.36% in the last five years, which means that the bank has enough liquidity to cover its short-term debt.Net assets per share: In 2020, the Bank of China had a net asset per share of CNY 5.56.
ROE: Return on equity (ROE) is a measure of the profitability of a company that measures how much profit a company generates with the money shareholders have invested. The Bank of China has a stable ROE, with an average of 10.46% in the last five years.ROA: Return on assets (ROA) measures how efficient a company is at using its assets to generate revenue. The Bank of China has an average ROA of 0.86% in the last five years, which is relatively stable.Inventory turnover: The inventory turnover of the Bank of China has been increasing in recent years, indicating that the bank is managing its inventory more efficiently.
Growth rate of operating income: The growth rate of the Bank of China's operating income has been steady over the past five years, with an average growth rate of 6.98%.
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The financial condition of the Bank of China. Including: asset liability ratio in recent five years (total liability ratio, long-term negative
Debt ratio and short-term debt ratio), net assets per share, ROE, ROA, inventory turnover, growth rate of operating income. The impact of the liability - Asset ratio on profitability in China's industrial state-owned enterprises
Kevin and Shuang have two children, ages 8 and 14. They spend $6,200 per year on eligible employment related expenses for the care of their children after school. Kevin earned a salary of $20,000 and Shuang earned a salary of $18,000. What is the amount of the couple's credit for child and dependent care expenses
The amount of the couple's credit for child and dependent care expenses will depend on their adjusted gross income (AGI) and the percentage of eligible expenses that can be claimed for the credit.
To calculate the couple's AGI, we can add Kevin and Shuang's salaries together:
$20,000 + $18,000 = $38,000
Next, we need to determine the percentage of eligible expenses that can be claimed for the credit. This percentage is based on the couple's AGI and ranges from 20% to 35%. The higher the AGI, the lower the percentage.
For 2021, the maximum amount of eligible expenses that can be used to calculate the credit is $8,000 for one child or $16,000 for two or more children. Since Kevin and Shuang have two children, we can use the maximum of $16,000 for our calculation.
To determine the percentage, we can use the following table:
| AGI | Percentage |
| Up to $15,000 | 35% |
| $15,001-$17,000 | 34% |
| $17,001-$19,000 | 33% |
| $19,001-$21,000 | 32% |
| $21,001-$23,000 | 31% |
| $23,001-$25,000 | 30% |
| $25,001-$27,000 | 29% |
| $27,001-$29,000 | 28% |
| $29,001-$31,000 | 27% |
| $31,001-$33,000 | 26% |
| $33,001-$35,000 | 25% |
| $35,001-$37,000 | 24% |
| $37,001-$39,000 | 23% |
| Over $39,000 | 20% |
Since the couple's AGI is $38,000, they fall into the 25% category.
To calculate the credit, we can multiply the eligible expenses by the percentage:
$16,000 x 25% = $4,000
Therefore, the amount of the couple's credit for child and dependent care expenses is $4,000.
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PLEASE HELP ME!! I'LL GIVE BRAINLIEST!!!!!!!!
Charlotte is an administrative assistant for an accounting firm. She sits near the entrance to the firm and assists walk-in customers along with her other administrative tasks. Where is the BEST place for Charlotte to keep her personal cell phone during the workday?
visible on the surface of her desk
directly next to her computer keyboard
in her purse under the desk
near her notepad and pens at the corner of her desk
Answer:
In her purse under her desk
Explanation:
I think that in all the other places the phone could become a distraction.
Answer:
i believe it is c
Explanation:
if she is helping walk-in costumers she cant be distracted with texting or social media so she has to store it in a safe place where she cant be distracted or it can be stolen while doing her job. the answer would change if it was her work phone but since it's not, the answer is C
When sales were down for the third month in a row, the sales manager called a meeting of all sales staff in order to analyze the situation and attempt to come up with some solutions. This example illustrates:
Answer:
problem-focused coping.
Explanation:
Problem-focused coping is that kind of coping aimed at resolving the stressful situation or event or altering the source of the stress.
how can businesses influence motivation?
Employees are more likely to be motivated when they are included and satisfied in all or most of these areas.
Inspiration factors remembered for Hertz berg's hypothesis incorporate the actual work, development, acknowledgment, progression, accomplishment and obligation.
Motivation in the workplace rises when goals are set and met, expectations are clear, feedback is given, and management is encouraged. It thrives in a positive workplace, which is the reason such countless pioneers need to learn better approaches to spur their labor force.
Inspirations like advancements make a drive for representatives to work to the best of their capacities. In that capacity, inspiration in an association will prompt an expansion in the efficiency of a worker, who will offer more contrasted with a demoralized representative
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What role does customer satisfaction play in public relations? Why is it important? Provide two reasons.
Answer:
Trust.
Explanation:
See its important so people can know you as a generally trustable person. Also, when a customer is they more than likely feel the need to come back. So if your selling product it will generate more customers and money.
How does a notice board help in providing information?
Answer:
to boost the marble of employees
Answer:
A notice board can display graphs, data, facts and other relevant information
Explanation:
A notice board saves time, keep people informed, and can be serve for many purposes.
) in order for a citizen of kona to maintain the same standard of living between 2010 and 2015 , what percentage change in nominal income would be needed? explain.
The required percentage change in nominal income in order for a citizen of Kona to maintain the same standard of living between 2010 and 2015 would be 64.29%.
To maintain the same standard of living between 2010 and 2015 in Kona, we need to find the percentage change in nominal income. Nominal income is the amount of money one receives in a given time period such as daily, weekly, or monthly. Inflation refers to the process by which prices of goods and services rise over time. It is usually measured in percentage terms as an increase in the Consumer Price Index (CPI).
The inflation rate is calculated as follows:
Inflation Rate = (CPI2 - CPI1) / CPI1 * 100
Where CPI1 is the initial CPI and CPI2 is the final CPI.
Calculate the nominal income for the market basket in 2010 and 2015 as follows:
Market basket value in 2010: (100 * $2.00) + (50 * $1.50) + (25 * $1.00) = $350
Market basket value in 2015: (100 * $2.50) + (50 * $2.20) + (25 * $1.20) = $575
Using the inflation formula, we calculate the inflation rate from 2010 to 2015 as:
(575 - 350) / 350 * 100 = 64.29%
Since the nominal income needs to change by the inflation rate to maintain the same standard of living, we need to increase the nominal income by 64.29%. Therefore, the percentage change in nominal income required to maintain the same standard of living between 2010 and 2015 would be 64.29%.
Note: The question is incomplete. The complete question probably is: 1) See chart of describing the outputs and prices in the nation of Kona. The nation of Kona cultivates coffee beans and cassava, from which all their consumer goods are produced.
Quantity Prices
Product Market Basket of Goods 2010 2015
Mocha coffee 100 cups $2.00 per cup $2.50 per cup
Sweet pudding 50 quarts $1.50 per quart $2.20 per quart
Cassava leaf salad 25 packages $1.00 per package $1.20 per package
In order for a citizen of Kona to maintain the same standard of living between 2010 and 2015 , what percentage change in nominal income would be needed? explain.
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Suppose you are planning a summer vacation and book a hotel room online for $149 a night. However, when you get to the reservation screen, you are informed that you will be charged an additional $30 a night in various taxes that you have to pay to the hotel.
Indicate whether each of the given factors is likely to raise the economic burden of the tax for you or for the hotel. (for each of the following)
i- A hurricane recently ravaged the area, resulting in many vacancies at competing hotels.
ii- There are many other hotels in the area
iii- It is the peak of tourist season
iv- The hotel has unique architecture and is considered a historical landmark.
Answer:
iii
Explanation:
Most of the time hotels will charge more when more rooms are booked, so when you book your hotel room, and many rooms are booked, most people do get charged more.
A hurricane would raise the burden of tax on the hotel.
The availability of many hotels would raise the burden of tax on the hotel.
The peak of tourist season would raise the burden of tax on you.
As a result of the hotel's architecture, the burden of tax would raise on you.
What does the burden of tax mean?
Economic burden of tax refers to who pays more tax between the buyer and the seller. The economic burden of tax depends on the elasticities of demand of the consumer and the elasticities of supply of the supplier.
The party between the supplier and the consumer that has a more elastic demand or supply would bear less tax burden and the party that has a less elastic demand would bear more tax burden.
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The Age Discrimination in Employment Act of 1967 prohibits discrimination against employees aged _______ and older. Group of answer choices a. 21 b. 39 c. 40 d. 41 e. 65
The Age Discrimination in Employment Act of 1967 prohibits discrimination against employees aged
C. 40What is Age Discrimination in Employment Act of 1967?This refers to the government policy where there is the protection for people aged 40 and older from being discriminated and prevented employment.
With this in mind, we can see that this Act was enacted in 1967 in order to encourage the employment of older people who were previously rejected in favor for more younger people.
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Based on the question above, the correct answer goes thus:
c. 40The ADEA prohibits employment discrimination against persons 40 years of age or older.
In conclusion, we can conclude that the correct answer is 40
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In what seven (7) way can we promote good marriage in the society
Answer:
1.being loving
2bieng understanding
3being loy
Employees tend to stay with one company for their entire careers.
Please select the best answer from the choices provided
OTrue
OFalse
Answer:The answer would be true, unless the employee had to leave for personal reasons
Explanation:
what are some common tasks performed by Psychiatrists? (Select four options)
A administering first aid and life support care
B collaborating with other medical professionals
C maintaining patient information and records
D developing diagnostic imaging techniques
E prescribing, directing, or administering psychotherapeutic treatments or medications
F analyzing and evaluating patient data or test findings
Answer:
B, E and F and explanation I share you other thought about it
Explanation:
Psychiatrists are medical doctors who specialize in the treatment of mental health conditions. Some common tasks performed by psychiatrists include:
Conducting initial evaluations and assessments to diagnose mental health conditionsPrescribing and managing medications to treat mental health conditionsProviding individual, family, or group therapy to help patients manage their mental healthDeveloping and implementing treatment plans for patientsCollaborating with other healthcare providers to coordinate care for patientsProviding crisis intervention and support to patients experiencing mental health emergenciesConducting research to advance the field of psychiatry and improve treatment options for patients.#1 You are driving down the highway when one of your tires suddenly blows out. You should
Pump your brakes rapidly, and steer your vehicle to control any skids.
Avoid using your brakes. Slow down gradually and concentrate on steering.
Press hard on your brake pedal and stop as quickly as you can.
Every T account has two sides, credit and credit side.
True
False
Answer:
False
Explanation:
The two sides are DEBIT and credit.
An advantage of a corporation is that
A. owners pay fewer taxes than owners of other forms of business.
B. the business is subject to little government intervention.
C. owners have limited liability for debt.
D. owners have direct and immediate control over daily management of the business.
Answer:
C. Owners have limited liability for debt
Please help I'm about to fail my class and i will be grounded for life, 100 pts for it! its financial literacy
Part One–Research
Imagine you bought 100 shares of stock three years ago and are selling it today. Select a company and research its stock prices. You can start with websites like Nasdaq and Fidelity. Determine the stock's price three years ago, or the purchase price, and its price today, or the selling price.
Part Two–Determine the Real Return
Calculate the real return of your stock investment using the following information:
Purchase price of 100 shares of stock
Selling price of 100 shares of stock
10% tax rate
3% inflation rate
2% administrative fee on the selling price of the stock
Part Three–Evaluate
Analyze your research and calculations, and answer the following questions:
What company did you select to buy stock in? Why did you select the company?
Consider the real return of the stock investment. Do you consider it a wise investment? Why or why not?
1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.
Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.
2. The real return on my investment in Amazon.com Inc was a net loss of 7.12% or $667.60.
3. The company I selected to buy its stock three years ago was Amazon.com Inc.
4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.
5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.
6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.
What is the stock investment?Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.
The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).
Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)
Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)
Tax (10%) = $1,024.40 ($10,244 x 10%)
Inflation (3%) = $307.32 ($10,244 x 3%)
Administration fee on sales (2%) = $204.88 ($10,244 x 2%)
Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)
Loss on returns = $667.60 ($8,707.40 - $9,375)
Loss percentage = 7.12% ($667.60/$9,375 x 100)
Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.
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Compared to a short-term investment, what is the general return of a long-term investment? A) A long-term investment has a similar return to a short-term investment.
B) A long-term investment has a greater return because it has greater risk.
C) A long-term investment has a greater return because it has lower risk.
D) A long-term investment has a lower return because it has lower risk.
Let understand that "short-term investment" are investments that can be easily converted to cash and has a maturity period of less than a year. Example of this investment are Money Market.
"Long term investment" are investment that runs over a long period of time and yield higher return than the short-term investment". Example of these investment are stocks, bonds, real estate
People invest in "Long term investment" because its offers more risk for higher rewards.
In conclusion, long-term investment has a greater return because it has greater risk.
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Answer:
Compared to short-term investment, what is the general return of long-term investment?
Long-term investment has a similar return to short-term investment.Long-term investment has a greater return because it has greater risk.Long-term investment has a greater return because it has lower risk. <<<CORRECTLong-term investment has a lower return because it has lower risk.Explanation:
Edge 2022
Elly &Frank Valdez are thinking about buying a new house and financing it
through their bank. If they get approved, what type of loan will it most likely
be?
A. Installment credit
B. Single payment loan
C. Revolving credit
D. Multipayment loan
Answer: A.) Installment Credit
Explanation: Subject to approval, the loan afforded to Elly and Frank Valdez by their bank will most likely be an installment credit. The installment credit is a type of loan which requires the loanee to repay a fixed amount which has been borrowed at a regular scheduled amount over an agreed period of time. The loan period may vary depending on the agreement and amount of initial loan, and the repayment schedule also needs to be stated as maybe monthly, bimonthly, quartely and so on.
Answer:
Installment Credit
Explanation:
AP3X
Which element will you include to present numerical data visually on a slide? A. graph B. text C. flowchart D. audio clip
A graph represents numeric data in a visual format. Graphs make information easier to present on a PowerPoint.
The correct option A.
We can include a graph to present numerical data visually on a slide.
How do you describe a presentation in a graph?Tips and phrases for explaining graphsClearly introduce graph. Be sure to clearly introduce the title or topic at the beginning. Keep language simple. Remember, the aim is to help people understand your graph, not to make long, complex sentences. Use pointing effectively. Use hedging.What is the purpose of plot graphs?A plot is a graphical technique for representing a data set, usually as a graph showing the relationship between two or more variables. The plot can be drawn by hand or by a computer. In the past, sometimes mechanical or electronic plotters were used.
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Lucas invests $2000 per year in his retirement account for 40 years in an investment with an average annual return of 10%. Approximately how much will he have after 40 years
If Lucas invests $2,000 yearly for 40 years with annual return of 10%, he will have $885,185.
Data and Calculations:
N (# of periods) = 40 years
I/Y (Interest per year) = 10%
PV (Present Value) = $0
PMT (Periodic Payment) = $2,000
Results:
FV (Future Value) = $885,185.11
Sum of all periodic payments = $80,000 ($2,000 x 40)
Total Interest= $805,185.11
Thus, approximately, Lucas will have $885,185 in his retirement account after 40 years.
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