The term "minimum necessary" refers to the requirement in the HIPAA that covered entities utilize, evaluate, and disclose phi only as much as is required to achieve the intended purpose.
In order to reduce unauthorized or improper access to and disclosure of protected health information, covered entities are required under the minimum necessary level to review their procedures and strengthen security measures as necessary.
The requirements of the Rules to protect the privacy and security of health information must be followed by people, companies, and agencies that fit the description of a covered entity under HIPAA. Additionally, these entities must give people certain rights to their health information.
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Nathan wants a formula to return "YES" if the value in cell A1 is less than the value in cell B1, and to return "No" otherwise. Which of the following functions should he use?
Answer:
IF function
Explanation:
The options to the question are missing; however, I'll assume the question related to Microsoft Office Excel.
To do the task in the question, Nathan can only make use of the IF function.
This is so, because the question relates to conditional statement.
The full if statement is:.
=IF(A1 < B1, "YES","NO")
Your company has sent you an email telling you your department must increase the daily output goal of 120 widgets per hour, to 126 widgets per hour. Everyone on your team recognizes more efficient production will lead to more profit for the company, and a higher chance for a raise for each of them. As usual, you will hold a brief meeting explaining the new directive and provide the deadline as to when this new daily production goal must be met with regularity. The meeting ends after a couple of clarifying questions and answers, and you and your employees get back to work on meeting the deadline for the new goal. What management theory best describes the management style of this company? What leadership style will you employ to get the required increase in production of widgets your company requested? Why is this leadership style the best fit for this scenario?
Answer:
Participative Leadership style.
Explanation:
Participative leadership, also known as democratic leadership, is one in which the leader has the central focus of employee engagement and participation in important company decisions. In this style of leadership, the manager has a crucial role of being the main motivator and advisor of the team, being solicitous to guide, coordinate and assist his subordinates in all their work demands, so that the goals and organizational goals are achieved.
This style of participatory leadership would be more appropriate for this scenario as there are deadlines for completing tasks, which requires a motivated and productive team, which is essential in participatory leadership.
The motivation of employees is achieved due to clear and guiding communication from the leader, which creates the perception of inclusion and appreciation of the employee, who feels an essential and important part of the organization.
How can you use feedback from your clients?
a. To practice reflective listening
b. To improve your effective communication
c. To improve your trust and rapport with your clients
d. To improve your skills and craft
2. Suppose that there are five different lemonade stands in the same neighborhood. Explain
how the lemonade stands meet most of the conditions of perfect competition
Answer:
Eventually prices will equalize at all five lemonade stands.
Explanation:
Perfect competition is accomplished when, in an appropriate business, all firms have identical price arrangements and there is an adequately substantial amount of these same firms so that the production arrangement of any one firm has no obvious influence on the cost at which it commodity is marketed.
The lemonade made are similar in taste, thus they are identical products. Thus, if a lemonade seller increases the price of their good, buyers can patronise another lemonade seller. As a result, the price of lemonades would be the same among the five sellers.
Also, there is little or no barriers to entry for lemonade sellers.
A perfect competition is a market were there are numerous buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into the industry.
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NEED HELP ASAP!!!
Which TWO statements describe advantages of e-filing tax returns?
A. Taxpayers can download the tax forms from the IRS website and mail the completed forms directly to the IRS.
B. Taxpayers can use a software program for assistance in entering the required information and the tax calculation.
C. Taxpayers can avoid delayed returns and ensure quicker processing and faster refunds.
D. Taxpayers get a tax rebate for using an environmentally friendly process.
E. Taxpayers can seek free advice from the Volunteer Income Tax Assistance program.
Answer:
B. Taxpayers can use a software program for assistance in entering the required information and the tax calculation.
C. Taxpayers can avoid delayed returns and ensure quicker processing and faster refunds.
Explanation:
E-filling is electronic tax filling. It involves filing and submitting tax returns via the internet. A taxpayer needs to access the tax authority's website and fill-in the relevant details. The tax authority usually has customized programs that make the tax-payers work easy.
E-filling is quick and convenient. The taxpayer does not need to travel or send tax documents to the tax office. They fill the tax forms online and submit them immediately. The tax information is captured and stored in the systems. There are quick references and records don't get lost, which makes refund processes faster.
Answer:
B and C
Explanation:
Just got 100%
What is a key aspect of the global economy that works against you when trying to save and invest?
Answer: Instability in currencies and crude oil
Explanation:
Investing and saving takes a toll on individuals when there in an unstable economy, they may have some property or money and in some moment it losses value. The following are global key aspect of the economy that can affect investment and saving;
-Instability of currencies; for someone whose local currency is far lower than dollars(the general trading currency), they would find it hard to invest most especially if the country imports most of what they use. They could get an item for a particular price in January and in the next week's, their local currency falls, they may not be able to afford that same item they got.
- Crude oil price; due to a large percentage of the world uses crude oil, it's rise and fall in prices affects a lot of people and their investment
first come first serve
Answer:
hiiii
thanks for the free points
Answer:
hi hello
Explanation:
:) :) :):) :) :) :)
Financial Statement Analysis Assignment:
Your business has the following data:
Cash = $40,000
Average Accounts Receivable = $50,000
Supplies = $10,000
Equipment = $200,000
Accounts Payable = $40,000
Average Inventory = $60,000
Net Income = $80,000
Net Sales = $800,000 (100% Credit Sales)
Average Common Shares = 100,000
Cost of Goods Sold = $600,000
Market Price Per Share = $10
Required: Based on the above data, compute each of the following. Be sure to compare with the industry averages and comment on significance of your findings.
1) Current Ratio (Industry Average = 2.3 to 1)
2) Quick Ratio (Industry Average = 1.5 to 1)
3) Accounts Receivable Turnover (Industry Average = 62 days)
4) Inventory Turnover (Industry Average = 100 days)
5) Profit Margin Ratio (Industry Average = 8%)
6) Return on Assets (Industry Average = 16%)
7) Earnings Per Share = $1.20
8) Price-Earnings Ratio (Industry Average = 2)
1) Current Ratio: Current Ratio = Current Assets / Current Liabilities
Current Assets = Cash + Accounts Receivable + Supplies = $40,000 + $50,000 + $10,000 = $100,000
Current Liabilities = Accounts Payable = $40,000
Current Ratio = $100,000 / $40,000 = 2.5 to 1
The company's current ratio is higher than the industry average of 2.3 to 1 which is a good sign as it implies that the company has enough liquidity to meet its obligations.
2) Quick Ratio: Quick Ratio = (Current Assets - Inventory) / Current Liabilities
Current Assets = Cash + Accounts Receivable + Supplies = $40,000 + $50,000 + $10,000 = $100,000
Inventory = Average Inventory = $60,000
Quick Ratio = ($100,000 - $60,000) / $40,000 = 1.0 to 1
The company's quick ratio is lower than the industry average of 1.5 to 1 which is a sign that it may have difficulty meeting its short-term obligations.
3) Accounts Receivable Turnover: Accounts Receivable Turnover = Net Credit Sales / Average Accounts Receivable
Net Credit Sales = Net Sales / (1 + % of Sales on Credit)
Where % of Sales on Credit = (Accounts Receivable / Net Sales) * 100% of Sales on Credit = ($50,000 / $800,000) * 100% = 6.25%
Net Credit Sales = $800,000 / (1 + 6.25%) = $752,941
Average Accounts Receivable = $50,000
Accounts Receivable Turnover = $752,941 / $50,000 = 15.06 times
The company's accounts receivable turnover is higher than the industry average of 62 days which indicates that the company has efficient management of its accounts receivable.
4) Inventory Turnover: Inventory Turnover = Cost of Goods Sold / Average Inventory
Cost of Goods Sold = $600,000, Average Inventory = $60,000
Inventory Turnover = $600,000 / $60,000 = 10 times
The company's inventory turnover is lower than the industry average of 100 days which implies that the company has slow inventory management.
5) Profit Margin Ratio: Profit Margin Ratio = (Net Income / Net Sales) * 100
Net Income = $80,000, Net Sales = $800,000
Profit Margin Ratio = ($80,000 / $800,000) * 100 = 10%
The company's profit margin ratio is higher than the industry average of 8% which is a good sign as it indicates efficient cost management.
6) Return on Assets: Return on Assets = (Net Income / Total Assets) * 100
Total Assets = Cash + Accounts Receivable + Supplies + Equipment = $40,000 + $50,000 + $10,000 + $200,000 = $300,000
Return on Assets = ($80,000 / $300,000) * 100 = 26.67%
The company's return on assets is higher than the industry average of 16% which is a good sign as it shows that the company is generating more earnings per dollar of assets.
7) Earnings Per Share: Earnings Per Share = Net Income / Average Common Shares
Net Income = $80,000
Average Common Shares = 100,000
Earnings Per Share = $80,000 / 100,000 = $0.8
The company's earnings per share is lower than the given value of $1.20 which implies that the company may be losing some investors.
8) Price-Earnings Ratio: Price-Earnings Ratio = Market Price Per Share / Earnings Per Share
Market Price Per Share = $10
Earnings Per Share = $0.8
Price-Earnings Ratio = $10 / $0.8 = 12.5
The company's price-earnings ratio is higher than the industry average of 2 which is a sign that the market may be overvaluing the company.
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As long as you have great service, it doesn’t really matter what the exterior of the building looks like.
true or false
Answer:
false
Explanation:
The look of the exterior of a house does matter because it is what someone first sees when looking at the building so it does matter a lot actually.
Good day to you!
The minimum amount of money a credit card holder must pay to keep his or
her account in good standing is called the
A. billing cycle
B. finance charge
c. minimum monthly payment
O D. grace period
Answer:
Finance Charge.
Explanation:
Credit card is an instrument issued by the bank that allows the holder to buy goods and services in credit . In other words , it gives the holder loan opportunity that are repayable in the future.
The bank charges a finance charge or interest rate on the amount owed based on the annual percentage rate , the amount owed and the length of repayment period . This is paid until the balance is fully offset within the grace period.
Written evidence of the ownership of a piece of property
a
b
Non-verbal contract
Loan Sharking
Deed
c
d
Sublet
Answer:
Deed
Explanation:
A deed, when duly signed, is a written legal document that confers some property rights to the holder. A signed deed facilitates the transfer of property ownership to the new owner. The deed is written evidence that the signed holder has an interest or right to the property stated in the deed document.
The deed has to be entered into the public records; otherwise, ownership of the property will be vulnerable.
On December 31, 2019, Perseverance Company received two P5,000,000 notes receivable from customers in exchanged for consulting services rendered. On both notes, interest is calculated on the outstanding principal balance at the annual rate of 4% and payable at maturity. The note from Rose Corporation, made under customary trade terms, is due on October 1, 2020 and the note from Mary Corporation is due on December 31, 2024. The market interest rate for similar notes on December 31, 2019 was 10%. The compound interest factors to convert future value into present value at 10% follow: present value of 1 due in nine months, 0.93, and present value of 1 due in five years, 0.62.
a. At what amount should the note receivable (note as issued by Mary) be measured by Perseverance on December 31, 2019?
b. At what amount should the note receivable (note as issued by Rose) be measured by Perseverance on December 31, 2019?
Rush please. Thank you.
The amount at which the note receivable should be measured by Perseverance on December 31, 2019, is:
P5,000,000 x 0.62 = P3,100,000
a. The note receivable issued by Mary should be measured by Perseverance on December 31, 2019, using the present value concept. The present value of the note is calculated by multiplying the future value of the note by the present value factor.
The future value of the note is P5,000,000 and the present value factor for a note due in five years is 0.62.
Therefore, the amount at which the note receivable should be measured by Perseverance on December 31, 2019, is:
P5,000,000 x 0.62 = P3,100,000
b. Similarly, the note receivable issued by Rose should also be measured using the present value concept. The future value of the note is P5,000,000 and the present value factor for a note due in nine months is 0.93.
Therefore, the amount at which the note receivable should be measured by Perseverance on December 31, 2019, is:
P5,000,000 x 0.93 = P4,650,000
So, the note receivable issued by Mary should be measured at P3,100,000 and the note receivable issued by Rose should be measured at P4,650,000 on December 31, 2019.
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please help me with this match the column if i get perfect answer then i will give brainliest
Answer:
what do you need help on
Explanation:
Becoming more efficient and minimizing start-up costs are ways to
A) Increasing net profit
B) Decreasing gross profit
C) Increasing gross profit
D) Decreasing net profit
Becoming more efficient and minimizing start-up costs are ways to Increase net profit. Thus the correct option is A.
What are startup costs?The costs involved in establishing a new firm are known as startup costs. Equipment, registration fees, insurance, and taxes are startup expenses because they are needed when a business is first started up.
The start-up costs of a business should be low as the initial level there is high risk associated with the business. To reduce the startup costs it is important to do proper research and fix a budget for particular things.
After planning and things get implemented it is important to track every operation to minimize the cost and control the functions timely to help to perform efficiently with the resources.
A business can increase its profit margins without compromising quality, sales price, or product sales by improving the supply chain, manufacturing companies, staff, and facilities used in business.
Therefore, option A is appropriate.
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What are the mot important motive behind an enterprie' deciion to undertake foreign direct invetment?
Market-seeking, resource-seeking, efficiency-seeking, and strategic asset-seeking are the most important motive behind an enterprise's decision to undertake foreign direct invetment.
A company with its headquarters in another country makes a financial commitment to buy a majority stake in a business that operates in another country when it makes a foreign direct investment. Thus, it differs from a foreign portfolio investment due to the concept of direct control. FDI is a major driver of economic expansion. A country's economy is supported by foreign direct investment. FDI might sway domestic investment choices. Through workforce maintenance, FDI promotes the growth of human capital. Occasionally, investments can result in negative values. Numerous empirical studies have revealed that FDI is influenced by a number of variables, including market size, factor costs, transportation costs, political environment, exchange rate, trade openness, tax rates, infrastructure, property rights, and others.
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Some HR workers investigate possible company violations. Why is it important for these workers to reserve judgment and be impartial? Explain in your own words. Then, imagine a situation in which someone may NOT reserve judgment and/or may NOT be impartial. Describe that situation.
To ensure a fair and impartial investigation, HR employees investigating potential company violations must reserve judgment and remain impartial.
Why is it critical for these employees to exercise impartiality and reserve judgment?HR professionals can gather all relevant data, facts, and evidence if they are impartial, and then evaluate it without having any preconceived notions or personal biases. They are able to make sound decisions using this strategy rather than relying on their own irrational thoughts or feelings to make decisions.
A situation in which the HR worker conducting the investigation is personally connected to or has a close relationship with the accused party could indicate that the individual may NOT reserve judgment or be impartial.
In such a scenario, the HR employee may feel compelled to safeguard their friend or coworker, which may result in a biased investigation and a result that does not accurately reflect the situation. The HR department's impartiality and integrity could be questioned in this scenario, which would jeopardize the investigation.
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Based on historical figures, how much would you gain or lose by putting your money in a savings account compared to investing in the stock market?
A:You will lose $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
B:You will gain $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
C:You will lose $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
D: You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market. So, the correct answer is option D.
Due to their security, dependability, and liquidity, savings accounts are a wonderful place to keep money set aside for a future need. Your emergency fund and savings for short-term objectives, such as a trip or house maintenance, can be kept in these accounts.
In addition to having immediate access to your money when you need it, savings accounts frequently provide better interest rates than checking accounts. Even some savings accounts that offer an APY greater than money market accounts may be found. While high-yield savings accounts typically pay approximately 0.6 percent annual percentage yield (APY), the average APY on savings accounts is only 0.06 percent.
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Explain what a trade war is
Answer: A trade war happens when one country retaliates against another by raising import tariffs or placing other restrictions on the other country's imports.
Explanation:
A country wants to create a fair economy for its people. The government takes control over the country's biggest companies and puts groups of workers in charge. All citizens are encouraged to share the wealth produced in these companies equally, This situation best reflects the influence of which economic thinker? O A. Adam Smith O B. Karl Marx O C. John Maynard Keynes O D. Thomas Robert Malthus
Answer:
B). Karl Marx
Explanation:
Karl Marx is the economic thinker whose influence has been best reflected in the given situation as it talks about socialism which is the intermediate phase between capitalism and attaining full communism as per Marx. Socialism advocates collective pr governmental ownership and administration of the means of production and distribution of goods as mentioned in this situation. It is the foundation to communist society (Marx's proposed version of an ideal economy) where the people hold the ownership of distribution of resources collectively. Thus, option B is the correct answer.
What is NOT an advantage of being an entrepreneur?
Answer: Disadvantages include a lack of guarantee of success and the heightened responsibility of owning a business
Answer:
The advantages of entrepreneurship include the ability to shape one's own business, control of one's own working habits, and significant stock in the venture. Disadvantages include a lack of guarantee of success and the heightened responsibility of owning a business.
Explanation:
The manager of East India Ice Cream Shop keeps track of the number of customers served at different periods of the day in an attempt to plan a schedule for workers that matches the demand for the restaurant's products. By using this tracking system, the manager of East India is utilizing ________ control.
Answer: Output
Explanation: The output control system refers to one of the organizational control systems which is employed by business strategist and establishment in tracking the progress, growth, flaws and ways whereby an organization can improve, provide better services and ultimately make more revenue. The output control system is focused on that aspect of a business offering which can be quantified, such that executives could analyze the feedback and thus use it as a guide to provide and improve on future projects or services. In the scenario above, data was studied to identify peak periods in other to schedule worker's shift so that the organization would not fall short of workers at the time which they are mostly required.
When setting prices of products, businesses want to make sure they can
cover their costs and make
A. a markup
B. an allowance
C. a discount
D. a profit
Answer:
When setting prices of products, businesses want to make sure they can cover their costs and make:
D. a profit
The setting prices of products, businesses want to make sure they can cover their costs and make a profit. Thus, option (d) is correct.
What is businesses?The term “business” refers to earning a profit. The business is taking the risk and earning the profit. The business is mainly focused on the activities of the creation, distribution, and selling of concepts. The businesses are interested in the investment as a future perspective.
The business is the main motive for earning the profit. Businesses are increasing productivity as a result of rising profits. From the location to the facilities such as medical facilities, proper furniture, employee liberty of work, training, internet facilities, and furniture, etc., businesses are improving. The cost plus extra amount is called the profit.
As a result, in the setting prices of products, businesses want to make sure they can cover their costs and make a profit. Therefore, option (d) is correct.
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Interest is defined as
Answer:
in·ter·est
/ˈint(ə)rəst/
Learn to pronounce
See definitions in:
All
Commerce
Law
noun
1.
the state of wanting to know or learn about something or someone.
"she looked about her with interest"
Similar:
attentiveness
undivided attention
absorption
engrossment
heed
regard
notice
scrutiny
curiosity
inquisitiveness
enjoyment
delight
Opposite:
boredom
2.
money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
"the monthly rate of interest"
Similar:
dividends
profits
returns
a percentage
Explanation:
Answer:
the feeling of wanting to know or learn about something or someone
Which is a good rule to follow when sending business emails? (1 point)
Answer:
Avoid forwarding spam and unnecessary messages such as chain letters.
Explanation: did the test
The good rule that must follow at the time of sending business emails is to avoid forwarding spam and unwanted texts like chain letters.
What is email?An email, is also called as the electronic mail. It is one of the most extensively employed features of the Internet, that is mostly used in the formal business organizations.
It allows a person to transport and acquire messages from nay person in the globe that has an email account. Within the TCP/IP suite, email uses a variety of protocols.
When sending business emails, a good tip to follow is to avoid forwarding spam and undesirable texts like chain letters.
Therefore, the use of formal languages and proper formats made the emails more accurate.
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Sharon and Oliver are a married couple filing jointly, with one dependent child. For the 2022 tax year, they have these items relevant to their income tax situation: Wages $100,000 Sole proprietorship net income $10,000 Alimony paid to Oliver's former spouse $18,000 Child support paid $12,000 IRA contribution $6,000 Self-employment tax liability $1,413 Net capital loss $4,200 Child tax credit $2,000 Unreimbursed medical expenses $17,000 Oliver's divorce decree was finalized in 2015. Neither spouse is an active participant in a company-maintained retirement plan. What is the amount of the couple's adjusted gross income (AGI)
Adjusted gross income for Sharon and Oliver for the year 2022 will be $82,213.
What is adjusted gross income?The calculation of the gross adjusted income can be done in the way shown below by taking into consideration the given amounts:
\(\rm Adjusted\ Gross\ Income\ = Additions\ -\ Deductions\\\\\rm Adjusted\ Gross\ Income\ = (100000+10000+1413+4200)\ -\ (2000-17000-6000)\\\\\rm Adjusted\ Gross\ Income\ = \$82,213\)
Hence, it can be stated that the adjusted gross income of the couple is computed to be $82,213 for the year 2022.
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All Of The Following Are Elements Of The Marketing Mix Except-Personnel-Price-Place-Promotion-Product
Products, prices, places, and promotions are the four Ps. They serve as an illustration of a "marketing mix," which refers to the assortment of tools and techniques utilized by marketers to meet their marketing goals.
The correct answer is Personnel.
Product, price, place, and promotion are the four main components of the "four Ps" marketing mix, which is used to promote goods and services. Typically, companies take into account the four Ps when developing marketing plans and strategies to reach their target audience. The four Ps are the most prevalent and the cornerstone of developing a successful marketing plan, while there are many more "marketing mixes" as well. You may read more about the four Ps' goals, history, and in-depth analysis in this article.
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1. What is the annual percentage rate (APR) for this credit card?
2. For cash advances what is the APR?
3. What three things would move the APR for the balance on this credit card to 28.99%?
4. What is the annual fee that customers are charged for holding this credit card?
5. If you decided to transfer the balance from another credit card to this credit card, what would be the fee charged?
a. What would be the APR charged for the transferred balance?
6. What is the fee for a cash advance?
7. If you use this credit card in a foreign country, what would be the fee on each transaction you made in the foreign country?
8. If you are late on making a payment, what would be the fee charged?
9. What would be the fee charged if you went over your credit limit?
Answer:
1. For purchases, the APR during an introductory period is either 8.99% or 10.99% or 12.99% depending on creditworthiness. After the introductory period the APR is 14.99%
2. Cash advance monthly rate changes based on what the Prime Rate is that month + 14.99% so if the prime rate is 3, add 14.99 to that so 17.99% of the amount received in cash. So if you take $200 cash advance, the amount charged at 17.99% would be 0.1799 x 200 =$35.98.
3. If the card holder does any of the following: makes a late payment, goes over their stated credit limit, make an account payment that is returned, or commit the afore mentioned acts on another account held by this same creditor the APR is then increased to 28.99%.
4. The annual fee charged for the credit card is $20.
5. The fee for a balance transfer is Either $5 or 3% of the amount that is transferred or $100 (whichever is greater) to this card from another account.
a. The APR charged for a balance transfer is 15.99%, but would vary based on the market Prime Rate.
6. Fee for cash advance is $5 or 3% of the amount of cash advance taken - whichever amount is largest.
7. 2% of the amount charged (in US dollars) in a transaction.
8. A late fee of $25 will be charged on an account with a balance of $999 or less. If the account balance if over $1000 the late fee of $35 will be charged and the APR will increase to 28.99%.
9. A fee of $29 is charged for accounts that exceed the credit limit in addition to an APR increase to 28.99%
Explanation: explanations are with the answers listed above.
Which set of items appears on a loan estimate? Inspection contingency, legal property description, interest rate Interest rate, estimated monthly payment, estimated cash to close Credit score, inspection contingency, prepayment penalty Recommended repairs, estimated cash to close, private sewer and well disclosure
Answer:
Interest rate, estimated monthly payment, estimated cash to close
Explanation:
A loan estimate is a document that your lender/bank gives to you after you have applied for a loan (business, personal or mortgage). It must contain relevant information regarding the loan: interest charged by the bank, length of the loan, estimated monthly payment, estimated closing costs, insurance costs, applicable taxes, etc.
The lender must give you the loan estimate in 3 business days maximum, but it doesn't mean that it has approved or rejected your loan.
The demographic information will tell you where to find the customers.
T
True
or
F
False
Which of the following is NOT a primary reason for technology?
(A)Get tasks done quicker
(B)Make tasks easier
(C)Get tasks done more efficiently
(D)Make tasks more difficult
Answer:
D
Explanation:
technology was made so that we would do things more efficiently and with less effort, if the device that were created made tasks more difficult, we would have no need for it and it would probably be disreguarded. theres no reason to have technology that makes life more difficult