a. To determine the best project using the Present Worth Method, we need to find the present worth of each project and choose the one with the highest present worth. The formula for Present Worth (PW) is:
PW = -I + (A/F, i%, n) * P
Where:
I = initial investment
A = annual revenue
F = future worth factor
i% = MARR per period
n = number of periods
P = salvage value
Using the given cash flow data and a MARR of 4.881% per semi-annual period (9.762% per year), we can calculate the present worth of each project as follows:
For Project Alpha:
PW = -70,000 + (40,000/F, 4.881%, 3) + (50,000/F, 4.881%, 2) + (60,000/F, 4.881%, 1) + (22,750/F, 4.881%, 3)
PW = -70,000 + 111,133.51 + 99,718.52 + 85,006.69 + 17,355.88
PW = $253,214.60
For Project Beta:
PW = -50,000 + (30,000/F, 4.881%, 3) + (40,000/F, 4.881%, 2) + (50,000/F, 4.881%, 1) + (5,000/F, 4.881%, 3)
PW = -50,000 + 57,336.33 + 47,703.49 + 39,331.83 + 4,206.25
PW = $98,577.90
For Project Gamma:
PW = -120,000 + (60,000/F, 4.881%, 3) + (60,000/F, 4.881%, 2) + (60,000/F, 4.881%, 1) + (46,000/F, 4.881%, 3)
PW = -120,000 + 128,644.16 + 123,158.15 + 117,359.21 + 27,460.13
PW = $176,621.65
Therefore, based on the Present Worth Method, we should choose Project Gamma since it has the highest present worth of $176,621.65.
b. To determine the best project using the Internal Rate of Return Method, we need to find the discount rate that makes the net present value (NPV) of each project equal to zero. The formula for NPV is:
NPV = -I + (A/P, i%, n) + P
Where:
I = initial investment
A = annual revenue
P = present worth factor
i% = discount rate per period
n = number of periods
Using the given cash flow data, we can calculate the NPV for each project at different discount rates and find the one that has an NPV of zero:
For Project Alpha:
At i% = 9.762% compounded semi-annually, NPV = -70,000 + (40,000/P, 4.881%, 3) + (50,000/P, 4.881%, 2) + (60,000/P, 4.881%, 1) + (22,750/P, 4.881%, 3)
NPV = $44,115.40
At i% = 11.119% compounded semi-annually, NPV = -$2,274.55
Based on the NPV profile, the IRR for Project Alpha is between 9.762% and 11.119%.
For Project Beta:
At i% = 9.762% compounded semi-annually, NPV = -50,000 + (30,000/P, 4.881%, 3) + (40,000/P, 4.881%, 2) + (50,000/P, 4.881%, 1) + (5,000/P, 4.881%, 3)
NPV = $8,246.24
At i% = 17.828% compounded semi-annually, NPV = -$14,937.80
Based on the NPV profile, the IRR for Project Beta is between 9.762% and 17.828%.
For Project Gamma:
At i% = 9.762% compounded semi-annually, NPV = -120,000 + (60,000/P, 4.881%, 3) + (60,000/P, 4.881%, 2) + (60,000/P, 4.881%, 1)
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In three to four sentences, explain how wage discrimination results in unequal pay and how can this be corrected??!
Answer:
Well some people bosses of a business can discriminate people in many ways skin tone height anything honestly. It results in unequal pay because sometimes a boss will pay someone who has a specific skin tone more money then someone else who has the opposite skin tone. That's unequal pay and it can be corrected by making people aware of what there doing or protesting and boycotting the places that do this.
Answer:
Women are paid less because they have less potential in the eye of an employer. Although race or gender have nothing to do with work ethic, it takes a toll on minorities regardless. This can be corrected by paying employees based on the work they have done, rather than the work they might do.
Explanation:
The table shows the terms of a fixed-rate mortgage.
Which accurately describes the terms of this mortgage? Check all that apply.
The homeowner is borrowing $360,000.
The monthly interest rate is 4 percent.
Monthly payments must be made for 30 years.
The annual interest rate is 4.8 percent.
The homeowner is borrowing $200,000.
Monthly payments must be made for 360 years.
The fixed-rate mortgage concept is used in home loans. Monthly payments for 30 years, the interest rate is 4.8%, and borrowing $200,000.
What is a fixed-rate mortgage?It is usually used in home loans with a fixed interest rate during the term of the loan. It is beneficial because once the rate of interest is fixed it is not influenced by the increase in the rate in the future.
C - Monthly payments for 30 years.
D - The interest rate is 4.8 % annually
E - borrowing $200,000.
Therefore, options C, D, and E explain the fixed-rate mortgage.
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What's the difference between a checking account and a savings account?
A. A checking account has fewer fees.
B. A savings account comes with a debit card.
C. A savings account earns interest.
D. A checking account comes with a credit card.
Answer:
D. A checking account comes with a credit card.
Explanation:
A checking account is opened to facilitate regular bank transactions such as deposits, withdraws, cash transfers, payments, among others. There are no limits to the number of transactions that one can perform per period. Bank's fee and charges are applicable per transaction. To facilitate payments, withdrawals, and deposits, banks provide debit cards to customers.
Savings accounts are designed to help customers accumulate funds for future use. Banks limit withdrawals and offer interest payments to encourage customers to save. Savings accounts have fewer charges and don't come with debit cards.
Lee Ray bought 250 shares of a mutual fund with a NAV of $13.85. This fund also has a load charge of 7%.
a. What is the offer price? (Round your intermediate and final answer to the nearest cent.)
b. What did Lee pay for his investment? (Round your intermediate and final answer to the nearest cent.)
Answer: a. $14.9
b. $3725
Explanation:
a. What is the offer price?
This will be calculated as:
= NAV / (1 - load charge %)
= 13.85 / (1 - 7%)
= 13.85 / (1 - 0.07)
= 13.85 / (0.93)
= $14.9
B. What did Lee pay for his investment?
This will be:
= Number of shares bought × Offer price
= 250 × $14.9
= $3725
Do you think percentage gains
would get more varied or less
varied if you added additional
mutual funds to your portfolio?
I rlly need answers quick guys! This isnt Business tho!
Subtracting money.
$ c. $ c.
395.12 - 275.64
Answer:
$119.48
Explanation:
hope this helped :)
We heard in the movie that banks often hire people with sales experience. Why do you think banks can do this?
Maxed out movie
Banks often hire people with sales experience because they need individuals who can effectively promote and sell their financial products and services to customers.
Banks are financial institutions that offer various products and services, including loans, savings accounts, credit cards, and investment opportunities. To increase their customer base and revenue, banks need to promote and sell these products effectively.
Hiring people with sales experience can help banks achieve this goal because they already possess the necessary skills to persuade customers to buy products and services.
Additionally, sales professionals are often skilled in building relationships with customers, which is crucial for banks to retain existing customers and attract new ones. By hiring people with sales experience, banks can increase their chances of success in a highly competitive industry.
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Which best describes a central bank’s primary goals?
Limiting inflation and reducing unemployment.
Reducing unemployment and maintaining cash flow.
Controlling stagflation and reducing unemployment.
Managing credit and ensuring the money supplies liquidity.
Answer: A-limiting inflation and reducing unemployment
Explanation: edeg2020
The primary goal of the central bank of a country is to:
Limiting inflation and reducing unemployment.What is the central bank?The central bank is the highest bank of the country. This is the bank that is in charge of all other banks in the nation.
The bank is responsible for the control of the country's currency. They are also responsible for the supply of liquidity.
But their main function in the economy is to Limit inflation and reduce unemployment.
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When a negotiable instrument is transferred, the transferor warrants all of the following EXCEPT:_______
a. As far as she knows the issuer is solvent.
b. The instrument has not been altered.
c. All signatures are authenticthe instrument is bearer paper.
Answer:
The answer is "that, the transferee is also an instrument holder only in the precise way".
Explanation:
In the given question the correct choice was missing. so, the correct choice can be defined as follows:
This is a signed contract guaranteeing a monthly payment to just the individual or consumer in question like, Inspections, money orders, and promissory notes are typical examples of negotiable instruments, in which its holder is the instrument only for the transferor, and the wrong choice can be defined as follows:
In choice a, it is incorrect because not all signatures were authentic. In choice b, it is incorrect because the issuer is solvent as far as she does not know. In choice c, it is wrong because the system was changed.what should be the first step to feed potential problems into problem solving session
The first step to feed potential problems into a problem-solving session is to gather relevant data and information about the problems.
Before diving into a problem-solving session, it is crucial to have a clear understanding of the potential problems at hand. This requires gathering relevant data and information related to the issues. This step involves conducting research, analyzing available data, and gathering input from stakeholders who are directly or indirectly affected by the problems.
By gathering data and information, you can identify and define the problems more accurately. It helps in gaining insights into the root causes, understanding the impact on various aspects, and recognizing any patterns or trends associated with the problems. This step provides a solid foundation for effective problem-solving by ensuring that the session is focused and addresses the actual issues.
The first step in feeding potential problems into a problem-solving session is gathering relevant data and information. This step enables a comprehensive understanding of the problems, facilitating more effective problem-solving strategies and solutions.
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Which of these is an example of qualitative data?
A. A report on the annual sales for a popular children's toy
B. The results of a survey asking whether someone prefers sweet or
sour candy
C. A graph showing how many times people purchase candles
D. A report on how many items were returned to a major clothing
store
Usually, approximately _____ of the energy stored in glucose is lost as heat during the catabolism of glucose rather than ending up stored in the bonds of ATP.
Approximately 60% to 70% of the energy stored in glucose is lost as heat during the catabolism of glucose, rather than ending up stored in the bonds of adenosine triphosphate (ATP).
This high percentage of energy loss as heat is a result of the inherent inefficiencies in biological processes, particularly in the conversion of glucose to ATP through cellular respiration. The conversion involves several steps, such as glycolysis, the Krebs cycle, and oxidative phosphorylation, where energy is progressively released and harnessed in the form of ATP. However, due to the metabolic and thermodynamic constraints, some energy is inevitably dissipated as heat, resulting in the observed energy loss during glucose catabolism.
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________ innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization. marketing
Marketing innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization.
What is marketing innovation?Marketing innovation is a term used to refers to how the new products can be used to convince the consumer so they can buy it.
It is based on the organization can comes up with better idea to win heart of consumer.
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emery mining inc. recently reported $115,000 of sales, $68,500 of operating costs other than depreciation, and $11,800 of depreciation. the company had $16,500 of outstanding bonds that carry a 7.25% interest rate, and its federal-plus-state income tax rate was 25%. how much was the firm's net income? the firm uses the same depreciation expense for tax and stockholder reporting purposes. (round your intermediate and final answers to two decimal places.)
The company's net income was $25,127.81.
Net Income: What is it?Net income is the amount that a person or business makes after expenses, reimbursements, and taxes. The amount left over after costs like salaries and wages, the price of goods or raw materials, and taxes have been paid is known as a company's net income.
In the simplest terms, net profit is the sum that is left over after expenses are paid. Either the corporation keeps the revenues as part of retained earnings or common investors can elect to receive dividends on net income. On an annual basis, per fiscal year, net income is frequently estimated.
Net income is defined as an entity's revenue less costs, depreciation and amortization, interest, and taxes for a specific accounting period in both business and accounting.
Sales $115,000
Less: operating costs $68,500
Less: depreciation $11,800
Earnings before interest and tax $34,700
Less: interest expenses ($16,500 * 7.25%) $1,196.25
Earnings before tax $33,503.75
Less: tax (25%) $8,375.94
Net income $25,127.81
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Can someone hurry and help me please!! If you answer be at least 99% sure. Thank you!
What is a likely result of an increase in trade between nations?
A. It will provide consumers with more choice at lower prices.
B. It will increase the cost of goods due to increased competition.
C. It will lower the standard of living in the weaker trade nation.
D. It will restrict the market for domestic products.
Answer:
The answer is A. It will provide consumers with more choice at lower prices.
Explanation:
Option (a), which will give customers more choices at a reduced cost, is the best choice.
What is a likely outcome of an increase in international trade?Trade allows for the expansion of markets and access to products and services that might not otherwise be available locally. The competitiveness in the market has increased as a result of global trade. The cost of the final product for the consumer is reduced as a result of increased pricing competition.
Because it promotes market specialization, fosters innovation, and decreases the cost of commodities globally, trade is crucial for maintaining a competitive global economy. A further benefit of trade is having access to goods and services that may be more affordable and of higher quality than those that are provided domestically.
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Does colonialism in a country’s past have a persistent impact on the country’s institutions and government today?
Give one example how colonial legacies affect governance and policy making in developing countries.
Yes, colonialism in a country's past does have a persistent impact on the country's institutions and government today. One example of how colonial legacies affect governance and policy-making in developing countries is the continued influence of colonial-era legal systems.
Many former colonies still use the legal systems that were implemented by their colonial powers. For instance, in India, which was a British colony, the Indian legal system is based on English common law. This legacy has affected governance and policy-making in the country, as it has shaped the way laws are interpreted and enforced.
Additionally, the colonial-era legal systems often prioritize the interests of the former colonial powers, which can hinder the development of policies that better serve the local population.
In conclusion, colonial legacies have a lasting impact on the institutions and governments of formerly colonized countries.
The continued influence of colonial-era legal systems in developing countries is just one example of how these historical experiences shape governance and policy-making, often leading to challenges in addressing the unique needs and priorities of the local population.
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Driving forces analysis Multiple Choice involves identifying the driving forces, assessing whether their impact will make the industry more or less attractive, and determining what strategy changes a company may need to make to prepare for the impact of the driving forces. identifies which strategic group is the most powerful. helps managers identify which industry member is likely to become (or remain) the industry leader and why. helps managers identify which key success factors are most likely to help their company gain a competitive advantage. helps managers identify which of the five competitive forces will be the strongest driver of industry change.
Answer:
involves identifying the driving forces, assessing whether their impact will make the industry more or less attractive, and determining what strategy changes a company may need to make to prepare for the impact of the driving forces.
Explanation:
Business strategy sets the overall direction for the business because it focuses on defining how a business would achieve its goals, objectives, and mission; as well as the funds and material resources required to implement or execute the business plan.
Driving forces analysis involves identifying the driving forces, assessing whether their impact will make the industry more or less attractive, and determining what strategy changes a company may need to make to prepare for the impact of the driving forces. This driving forces determines the competitive and comparative advantage of a company.
Comparative advantage in economics is the ability of an individual or country to produce a specific good or service at a lower opportunity cost better than another individual or country.
The comparative advantage gives a country a stronger sales margin than their competitors as they are able to sell their specific products or render their peculiar services at a lower opportunity cost.
Reverse engineering takes a competitor's product and __ it in order to inspect it and learn from it.
Answer is Dismantles
What action can you take to provide the most help to a team that has worked together for more than a year and is familiar with the project work
Answer: Aim should be reemphasized regularly, deadlines set and there should be a reward system.
Explanation:
Over familiarity breeds negligence or lost of steam or enthusiasm in a project. They are things that should be put into place to avoid being to familiar with projects and sleep on them;
- The aim and objective for which the was started should be reemphasized daily or weekly, this would help the team have it in mind that they would need to be on their best
- Deadline should be sets for smaller aspect of the project. The project should be split into phase and deadlines set to meet up each phase
- There should be a reward system. This strengthens the team to do more and make the team know that their value and input is well appreciated
an advance directive is most accurately defined as a:
An advance directive is most accurately defined as a legal document that specifies the medical treatment or health care choices one wants if they are unable to make such decisions for themselves.
The purpose of an advance directive is to ensure that the individual's preferences regarding medical treatment and health care are respected and followed, even if they are unable to communicate or make decisions due to illness or injury. In an advance directive, an individual can designate a surrogate decision-maker who will make decisions on their behalf if they are incapacitated.
Advance directives typically include information on the individual's wishes regarding life-sustaining treatments such as mechanical ventilation, artificial nutrition and hydration, and resuscitation in the event of cardiac arrest. They can also include preferences regarding pain management and end-of-life care.
An advance directive is an important part of end-of-life planning and can provide peace of mind for individuals and their families.
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Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
what is the impact of atm on banking sector?
Answer:
Explanation:
ATM s are of great use to the banks as the reduce the number of people storming the banks for withdrawal of money as well as deposit of money it reduces cost of operation and from customer point of view it is available easily near by hence travelling further distance to the bank is not required
ATMs are one of the most convenient services provided by the banks to customers. It is beneficial to banks as it is to its customers. It helps banks to save cost and time in withdrawing money and various other services which are now provided by ATM.
Automated teller machines, or ATMs as they are more commonly referred to, are a convenient way to conduct one-on-one transactions quickly and easily. One can do self-serviced transactions with these machines without a physical teller's aid or a trip to the bank branch. Cash withdrawals, cash deposits, and fund transfers are just a few of the many transactions possible with automated teller machines, or ATMs. Although the majority of customers only use ATMs to withdraw cash, these additional transactions make the service more effective.
With the advent of the ATM, users' financial lives became simpler because they could now perform simple transactions on their own with the aid of an ATM, which was much more practical than often visiting the bank. The ability for users to transact between banks is another significant advantage of an ATM. This means you can still use basic services like cash withdrawals from the ATM even if you don't have an account with the bank that runs the machine. Again, this saves you time and comes in handy in an emergency because you won't need to go to the ATM at your bank every time you need a quick infusion of cash. ATM helps banks operate more cheaply by lowering the number of human operations. The ATM provides service 24 hours a day which means customers can avail of money and other services at any time of the day.
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how to make a business title
Answer:
In this article, we'll give you eighteen tips for coming up with a great business name.
Use acronyms.
Create mash-ups.
Get inspiration from mythology and literature.
Use foreign words.
Use your own name.
Take a look at a map.
Mix things up.
Partner with another company.
Answer:
try to make it catchy, but relevant to your subject. its easy to remember, not hard to spell, and remember it doesn't have to really really cool, as long as it makes sense, and is easy to remember
Explanation:
Profit is revenue minus expenses. If your profit is $3,000 and your revenue is $50,000, what are your expenses?
Drag each option to the correct location.
Match the scenarios to the factors that affect the labor market.
foreign direct investment
outsourcing
immigration
Each scenario should be matched to the factors that affect the labor market as follows:
Immigration: Carlos is moving from Mexico to the United States because he got a job in a bank. He had his interview last month, and the bank agreed to hire him because he was willing to work for 10% less than most American workers, even though he has the same qualifications.Foreign direct investment: A US supermarket chain is going to open a few supermarkets in Europe because a recent survey showed that the chain has a huge potential for profits in Europe.Outsourcing: A renowned US information technology firm has recently signed a contract with a company based in the Philippines. The Filipino company will handle the accounts of the US firm. The US firm made this decision to reduce labor costs.What is immigration?Immigration can be defined as the movement of a group of people from one geographical region to another geographical destination such as a city, especially in search of any of the following:
Good governanceSecurityBetter living conditions.WorkJobsSocial amenitiesWhat is a foreign direct investment?A foreign direct investment (FDI) simply refers to a type of investment which is made by an individual or business organization (investor) into an investment market that is located in another country.
In conclusion, an example of foreign direct investment (FDI) is a US supermarket chain that is planning to open a few supermarkets in a country in Europe.
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Answer:
Post Test: Free Market and Businesses
Unit: 2
Economics
Question #12
__________________________________________________________
This is 100% right because I took the test
Go to explanation for picture with answers
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Explanation:
Here's the picture and I hope this helped!
Have a nice day!
Mulally's use of "the way forward," which involved closing and modernizing plants, implementing data
transparency, and reducing the labor force size, were all aspects of Mulally's BLANK for Ford.
The actions of Mulally in doing the above can be said to be part of his Strategy for Ford.
Actions by John Mulally.Were done to turn Ford Motors around so that it would be successful again. Involved closing down plants and increasing labor productivity.John Mulally was the CEO of Ford Motors and when he took over, Ford needed a turnaround in their fortunes. He engineered a series of changes to ensure that Ford would be competitive again.
In conclusion, this was his strategy.
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explain the extended period of time it takes the market to self correct in order to close an output gap.
The extended period of time it takes for the market to self-correct and close an output gap is determined by the speed of economic adjustment. This adjustment process is affected by the elasticity of goods and services, the speed of money and capital flows, and the type and magnitude of economic shock.
Elasticity is how responsive prices are to changes in demand. The speed of money and capital flows affect the speed of adjustment, as when capital is easily transferable it is easier for the market to adjust. The type and magnitude of the economic shock also affects how quickly the market will adjust. Generally, it takes longer for the market to adjust to larger shocks.
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The conversion privilege allows investors to switch from one mutual fund to another within a: Group of answer choices management group. fund family. brokerage group. switched fund. convenience group.
The conversion privilege allows investors to switch from one mutual fund to another within a fund family.
A mutual fund investor's conversion privilege is the ability to shift money between various portfolios provided by the same mutual fund family without incurring another sales charge.
Most mutual fund providers will provide investors with the ability to transfer money across the fund's various holdings.
As their investing objectives change or market conditions change, investors may desire to move money to portfolios with alternative investment objectives. Selling and buying portfolios at the NAV will trigger a taxable event for the investor.
Therefore, the correct option is fund family.
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Critically explain Robbins definition of economics?
Answer:
In his landmark essay on the nature of economics, Lionel Robbins defined economics as. “the science which studies human behaviour as a relationship between ends and scarce means which have alternative uses”
Explanation:
Tri-County G&T sells 150,000 MWh per year of electrical power to Boulder at $75 per MWh, has fixed costs of $82.5 million per year, and has variable costs of $25 per MWh. If Tri-County has 1,000,000 MWh of demand from its customers (other than Boulder), what will Tri-County have to charge to break even?
Answer:
Tri-County has to charge $824.59 per MWh to breakeven.
Explanation:
Breakeven Point is the level at which a firm neither makes a profit nor a loss.
Step 1 : Calculate the Total Fixed Costs
If If Tri-County has 1,000,000 MWh of demand from its customers other than Boulder, then the total fixed costs has to be established for the company first as follows :
Unit Cost = Total Existing Fixed Costs ÷ Existing Activity (Boulder)
= $82,500,000 ÷ 150,000 MWh
= $550 per MWh
Fixed costs including the demand from other customers :
Total MWh = 150,000 MWh ( Boulder) + 1,000,000 MWh (Other customers)
= 1,150,000 MWh
Therefore,
Total Fixed Costs = Unit Cost × Total MWh
= $550 × 1,150,000 MWh
= $632,500,000
Step 2 : Calculate the Break even point in dollars
Break Even Point (dollars) = Fixed Costs ÷ Contribution Margin ratio
Where,
Contribution Margin ratio = Contribution ÷ Sales
= Selling Price - Variable Costs ÷ Sales
= ($75 - $25) ÷ $75
= 0.667
Break Even Point (dollars) = $632,500,000 ÷ 0.667
= $948,275,862.10
Step 3 : Calculate the unit selling price to break even
Unit Price = Total Sales ÷ Total Units Sold
= $948,275,862.10 ÷ 1,150,000 MWh
= $824.59 per MWh
Conclusion :
Tri-County has to charge $824.59 per MWh to breakeven