Majors, a candidate for a graduate degree, received a total of $12,000 in scholarship awards from the university in 2000x.
The scholarship consisted of $10,000 for tuition, fees, books, and supplies required for courses, and a $2,000 stipend for research services required by the scholarship. The scholarship awarded to Majors provided financial support for both the academic and research aspects of their graduate degree. The $10,000 allocated for tuition, fees, books, and supplies would help cover the necessary expenses directly related to their coursework. This includes payments for tuition, fees charged by the university, and expenses incurred for required books and supplies. In addition, Majors received a $2,000 stipend specifically designated for research services required by the scholarship. This stipend acknowledges the importance of research in their academic program and supports the costs associated with conducting research activities related to their field of study.
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Question 6 of 10
The practice of fractional reserve banking means that:
O A. banks are required by law to operate as nonprofit organizations.
O B. banks are not allowed to use deposited funds to make loans.
O C. banks can change the interest rates on loans at any time.
O D. banks only keep a portion of their deposits as cash reserves.
Answer:
D. banks only keep a portion of their deposits as cash reserves.
Explanation:
A fractional reserve system needs a commercial bank to maintains the customer deposit percentage at the time of custody. This means that at any time the deposit fraction should have the cash backing i.e. physical also the fraction should be maintained
So according to the given situation, the last option is correct as the bank keep a portion of the deposits in cash reserves
In at least 150 words, examine the elements that might lead to a worker receiving a higher salary. Be sure to provide details and examples from your lesson. Provide specific detail and in depth discussion of at least two of the element areas requiring higher pay.
Answer:
As salaries are paid to workers by virtue of the work they perform, a factor that can be decisive for a salary increase is none other than a greater or better performance of the tasks that the worker performs.
On the other hand, wages can also rise if the country's minimum wage is raised, or if there is a situation of inflation that renders workers' wages useless over time.
And also, it may happen that the company that pays the worker's salary is in an exceptional situation that implies a salary improvement as a way of rewarding the performance of its workers.
What is improved oven? in your own words.
Answer:
improved oven means improved cooking
the magnitude of operating leverage for perkins corporation is 4.5 when sales are $100,000. if sales increase to $110,000, profits would be expected to increase by what percent? a. 4.5% b.14.5% c.45% d.10%
It would be anticipated that the profit would rise by 45%. The appropriate response to the given question is option (c).
What is Operating Leverage?The percentage of a company's cost structure that is made up of fixed expenses as opposed to variable costs is measured by operating leverage. A corporation is said to have more operating leverage if its fixed expenses are higher than its variable costs.
Magnitude of operating leverage= 4.5
Old sales= $100000
New sales= $110000
Percentage increase in sales:
(New-old)/old = (110,000-100,000)/100,000
= 10%
Consequently, a percentage rise in profit might be anticipated:
sales percentage growth times the degree of operational leverage
= 10% * 4.5
= 45%
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How can a user see the properties attached to a field in a database?
O Use the Design view, and click the data type.
O Use the Design view, and click the field name.
O Use the Datasheet view, and click the data type.
O Use the Datasheet view, and click the field name.
Answer: use the design view, and click the field name
Explanation:
Answer:
B
Explanation:
I give you loooots of points for this very important question......
Truth....or daaare???!
Answer:
truth
Explanation:
Answer:
Truth
Explanation:
unlike exporters and licensors, who both face currency risk, managers of foreign investment portfolios can also be impacted by the fluctuation in exchange rates. group of answer choices true false
The given statement: unlike exporters and licensors, who both face currency risk, managers of foreign investment portfolios can also be impacted by the fluctuation in exchange rates is TRUE.
Managers of foreign investment portfolios can also be impacted by the fluctuation in exchange rates as they invest in foreign assets and earn returns denominated in foreign currencies.
Any change in exchange rates between the currency of the investor's home country and the foreign currency can have a significant impact on the overall return of the portfolio.
For example, if a portfolio manager based in the United States invests in a Japanese company and earns a return denominated in Japanese yen, any appreciation of the yen against the US dollar will increase the value of the portfolio in dollar terms, while any depreciation of the yen will decrease the value of the portfolio in dollar terms.
As a result, portfolio managers need to closely monitor exchange rate movements and consider hedging strategies to manage currency risk.
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True or False?
Social workers work at both the state and national level.
Sort the ideas related to these two types of loans into the correct categories.
has more risk for the lender
Secured Loan
Unsecured Loan
is not backed with collateral
has less risk for the lender
can include a down payment
is backed with collateral
does not include a down payment
Secured loan
Unsecured loan
Answer:
Box 1
Can include a down payment
Is back with a collateral
Has less risk for the lender
Box 2
Is not backed with a collateral
Does not include a down payment
Has more risk for the lender
Explanation:on edge hope helps
Answer:
Box 1
Can include a down payment
Is back with a collateral
Has less risk for the lender
Box 2
Is not backed with a collateral
Does not include a down payment
Has more risk for the lender
Explanation:on edge hope helps
When computing the present discounted value (pdv) of a future stream of labor income, an increase in the interest rate will reduce the pdv. increase the pdv. have no change on the pdv. depend on the time path of income.
For a given period of time, as the discount rate increases, the present value factor decreases.
What is discounted present value?Discount Rate for Finding Present ValueThe discount rate is the investment rate of return that is applied to the present value calculation.
In other words, the discount rate would be the forgone rate of return if an investor chose to accept an amount in the future versus the same amount today.
Why present value is important?Present value is important because it allows investors to compare values over time.
PV can help investors assess future financial benefits of current assets or liabilities.
Used in areas like financial modeling, stock valuation, and bond pricing, based on its future returns, investors can calculate present value.
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types of shares in a business
Answer:
ordinary shares
non-voting shares
redeemable shares
preference shares
Explanation:
crazy what a quick go ogle search can do! :)
Van and her brother Trung both own homes valued at $175,000. Both pay property taxes at 1.25% and pay annual taxes of $2,187.50. They live in different neighborhoods. Van’s property value is expected to increase by 5% next year.Trung’s property value is expected to increase by 3%. How will these changes affect their property taxes? Check all that apply.
Answer:
Van's property tax will increase.
Trung's property tax will be less than Van's.
Trung's property tax will increase.
Explanation:
Data provided in the question
Value of the home = $175,000
Property taxes = 1.25%
Annual taxes = $2,187.50
Increased percentage for Van = 5%
Increased percentage for Trung = 3%
based on the above information, the affect is as follows
Van's property tax would rise as he expects his home's value to rise more than Trung's property value. Since the value of Van 's property is rising and rising more than that of Trung, Trung's would be less than that of Van. Because of the rise in value Trung's property tax is rising.
What are the different methods of withdrawing cash from the bank?
Most banks feature ATMs where you can use your debit card to withdraw money from your account. The ATMs at your bank are free to use, however those at other banks may require a fee.
What are the other different methods of withdrawing cash?There are several ways you can withdraw cash from a bank:
Over-the-counter withdrawal: You can ask a teller at a bank branch to take money out of your account.
App for mobile banking: Many banks have apps for mobile banking, which let you use your smartphone to withdraw money from your account. For the transaction to be successful, you might need to utilise a particular ATM.
Check: You are able to write yourself a check that you can cash at a bank or a check-cashing facility.
Cash withdrawals are possible using some banks' online banking systems. For the transaction to be successful, you might need to utilise a particular ATM.
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read the case study ,(a)study the job description . do you think bill is looking to recruit an experienced shopassistant , what evidence is there to support your answers.
It is clear that Bill is looking to recruit an experienced shop assistant.
What is a shop assistant?Generally, From the job description, it is clear that Bill is looking to recruit an experienced shop assistant. The job description specifically states that the successful applicant will have "significant experience in a retail environment."
Additionally, the job description notes that the ideal candidate should have "prior experience in customer service, cash handling, and stock management" - all skills that are important in a shop assistant position.
The job description also mentions that the successful candidate should have "excellent communication and organizational skills," which are also key skills for a shop assistant.
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Question 1 (2 points)
You can own a business that will allow you to compete with others to make a profit.
True or
False
Answer:
True
Explanation:
The principal purpose of building a business is to make profits. A business must provide solutions to particular needs and wants in the community to attract customers. Different entrepreneurs will offer alternative or similar solutions to a specific situation.
Anyone starting a business will target a particular set of customers. He or she must be ready to complete for those customers with other like-minded entrepreneurs. Competition is good in business as it makes entrepreneurs innovate on the best ways to serve their customers. It also gives customers alternatives.
Cost Approach to Value
There are five basic steps to the cost approach:
1. Estimate the value of the site as if vacant.
2. Estimate the reproduction cost or replacement cost (new) of all the improvements (excluding any included as part of the site value).
3. Estimate accrued depreciation from all causes (physical deterioration, functional obsolescence, and external obsolescence).
The cost approach to value is one of the three main approaches used in real estate appraisal.
It is based on the principle of substitution, which states that a rational buyer will not pay more for a property than the cost of acquiring an equally desirable substitute property. The approach involves five basic steps, starting with estimating the value of the site as if vacant, followed by estimating the reproduction or replacement cost of all the improvements, and then estimating the accrued depreciation from all causes.
The final step involves subtracting the total accrued depreciation from the replacement cost to arrive at the property's value. The cost approach is particularly useful when valuing new or recently constructed properties that do not have a significant sales history.
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put the production control logistical steps in sequential order with 1 being the start of the process and 7 being the last. 1. From incoming vehicles to receiving/storage.2. From storage to point of use.3. From one work center to the next storage.4. From the last operation to final storage.5. From storage to packing/shipping.6. From shipping to outgoing vehicles.
Based on production control logical steps, the correct sequential order that needs to be followed for the production process starts with "From incoming vehicles to receiving/storage."
What are the Production Control Logical StepsThe Production Control Logical steps is a term that is sued to describe the sequential steps used by firms to monitor and control their production process.
These Production Control Logical steps are expected to be followed accordingly to ensure the production process goes smoothly without delay or hindrance.
The sequential steps of Production Control Logical Steps from the start and end:From incoming vehicles to receiving/storage.From storage to point of use.From one work center to the next storage.From the last operation to final storage.From storage to packing/shipping.From shipping to outgoing vehicles.Hence, in this case, it is concluded that Production Control Logical Steps are a good technique to follow for a smooth production process.
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A country can produce beach balls at a lower opportunity cost than any other country. It has _________ in producing beach balls.
an absolute advantage
a comparative advantage
both absolute and comparative advantage
neither absolute nor comparative advantage
The correct option is B. A country can produce beach balls at a lower opportunity cost than any other country. It has a comparative advantage in producing beach balls.
The capacity of an actor to create an item or a service for less money than a rival.
What is a comparative advantage in economics?Developed by British economist David Ricardo in the 19th century, comparative advantage is an economic theory that links differences in relative opportunity costs, or the price paid for providing a given item, between nations, to the causes and benefits of international commerce.
If someone can create something for less money than anyone else, they have a comparative advantage. Comparative advantage is different from superiority in a given field.
The best choice is B. A nation can create beach balls for less money than any other nation. In terms of making beach balls, it has a comparative advantage.
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How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
What does qualitative research and quantitative research means?
Answer:
Quantitative research is expressed in numbers and graphs. It is used to test or confirm theories and assumptions. This type of research can be used to establish generalizable facts about a topic.
Common quantitative methods include experiments, observations recorded as numbers, and surveys with closed-ended questions.
Qualitative research
Qualitative research is expressed in words. It is used to understand concepts, thoughts or experiences. This type of research enables you to gather in-depth insights on topics that are not well understood.
Common qualitative methods include interviews with open-ended questions, observations described in words, and literature reviews that explore concepts and theories.
Answer:
Qualitative research involves collecting and analyzing non-numerical data (e.g., text, video, or audio) to understand concepts, opinions, or experiences. It can be used to gather in-depth insights into a problem or generate new ideas for research.
Quantitative research is a research strategy that focuses on quantifying the collection and analysis of data.
Provider ______ is the difference between company understanding of customer expectations and the development of customer-driven service designs and standards.
Answer: Gap 1
Explanation:
The Gap model is used to better understand the problems involved in delivering superior services to customers which can then be overcome for better customer service.
There are 4 gaps and the relevant one here is Gap 1 which is the Listening Gap. Gap 1 is the difference between company understanding of customer expectations and the development of customer-driven service designs and standards.
This Gap is very important to note because the company cannot deliver to its customers effectively if it does not understand what they want in the first place.
How has Tesco’s performed against each of the measures of success?
Answer:
For a long time, we measured our performance using the Steering Wheel. ... We now have just six simple, key business performance measures. It's about alignment and focus: if we give our colleagues more power to choose the right actions, we'll do a better job for customers and achieve greater success for our business.
Answer:
Tesco has been particularly successful because of its powerful brand. It has a reputation for value, low prices and for being customer focused. Its brand equity and associations have helped the company to expand into new sectors and markets. Tesco has also been strong in public relations, advertising and building profile in catchment areas on a local level. This local approach to marketing appears to be a key driver for success.
SELECT ALL THAT APPLY
Each of these is a follow-up activity to an interview:
Thank-you note
Targeted résumé
Follow-up letter
Focused cover letter
Among the given options, the follow-up activities that are commonly recommended after an interview are a thank-you note, a follow-up letter, and a focused cover letter.
Let's examine each of these activities in more detail:
Thank-you note: Sending a thank-you note is a common and courteous gesture to express appreciation for the opportunity to interview. It allows you to thank the interviewer for their time and reiterate your interest in the position. A thank-you note also provides an opportunity to reinforce key points discussed during the interview and leave a positive impression. It can be sent as a handwritten note or an email, depending on the company's culture and your preference.
Follow-up letter: A follow-up letter serves as a formal communication after the interview. It can be used to address any additional questions or concerns that may have arisen during the interview.
This letter demonstrates your continued interest in the position and can provide further insights into your qualifications and fit for the role. It allows you to reiterate your strengths and highlight any relevant experiences or skills that may not have been fully discussed during the interview.
Focused cover letter: A focused cover letter is a tailored document that highlights your qualifications and why you are a strong fit for the specific role and organization. It allows you to expand on relevant experiences, skills, and achievements that align with the requirements of the position. A focused cover letter shows your enthusiasm for the opportunity and demonstrates that you have done your research on the company. It should be customized for each job application, addressing the specific needs and expectations outlined in the job description.
A targeted résumé, on the other hand, is not typically considered a follow-up activity to an interview. It is usually submitted prior to the interview as part of the initial application process and serves as a comprehensive summary of your qualifications, experiences, and skills.
In summary, the recommended follow-up activities after an interview include sending a thank-you note, a follow-up letter, and a focused cover letter. These activities help maintain communication, express gratitude, address any outstanding questions, and reinforce your qualifications for the position.
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Answer:
thank-you note
follow-up letter
Suppose you invest semiannually for 25 years in an annuity that pays 5% interest, compounded semiannually. At the end of the 25 years, you have $500,000. How much of this total is interest? Enter your answer rounded to the nearest hundred dollars
The amount of interest earned is approximately $338,899.
The amount of interest earned in an annuity can be calculated by subtracting the initial investment from the total amount at the end of the investment period.
To calculate the initial investment, we need to use the future value of an annuity formula:
FV = P(1 + r/n)^(nt)
Where:
FV is the future value of the annuity ($500,000 in this case)
P is the initial investment (unknown)
r is the interest rate per period (5% or 0.05 in decimal form)
n is the number of compounding periods per year (2, since interest is compounded semiannually)
t is the number of years (25)
Plugging in the values we know, we can solve for P:
$500,000 = P(1 + 0.05/2)^(2*25)
Simplifying the equation:
$500,000 = P(1.025)^50
Dividing both sides by (1.025)^50:
P = $500,000 / (1.025)^50
Using a calculator, we find that P ≈ $161,101.13
Now, to calculate the interest earned, we subtract the initial investment from the total amount at the end:
Interest = Total amount - Initial investment
Interest = $500,000 - $161,101.13
Calculating the interest:
Interest ≈ $338,898.87
So, the amount of interest earned is approximately $338,899.
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Hey guys I need help with this problem?
Answer:
B. The space in an advertisement that is left unfilled.
Explanation:
Marketing can be defined as the process of developing promotional techniques and sales strategies by a firm, so as to enhance the availability of goods and services to meet the needs of the end users or consumers through advertising and market research. The pre-service strategies in marketing includes identifying the following target market, design, branding, market research, advertisement, etc.
Advertisement refers to the promotional multimedia messages designed and developed to make the products or services of a company known to its customers and potential customers. It is generally considered to be one-sided because it focuses on painting a brand as the best and devoid of any negative issue.
A white space is also referred to as a negative space and it can be defined as the space in an advertisement that is left unfilled. An effective use of white space in the advertisement of goods and services helps to strategically placed a product with the appropriate consumer group, direct the eyes of most viewers and gives an extra meaning to a graphic work.
Internet privacy has become a major issue. In fact, in Europe there are privacy laws to limit how much information websites can collect from users without their permission. The United States does not have comparable laws to protect consumer privacy on the Internet. Collecting this information is beneficial for firms because then they can tailor marketing messages that better fit its users' needs. These better marketing campaigns can provide them with a competitive advantage. Acme Corporation uses cookies and other devices to collect information. Its privacy policy explicitly informs users that it collects information. However, most people do not read through the policy. Lately, some consumers have complained because they are worried that their information could be compromised. They question the security of the site. Acme wants to restore confidence and prove that it has controls in place. Refer to Scenario 3.2. What type of environmental force does this issue involve?
a. Greyhound bus system
Roger wants to make a deposit into his savings account. he is depositing 2 checks, one for $125.62 and the other for $532.50. he would like to receive $40.00 in cash after the deposit. calculate the amount that he will be depositing into his savings account. a. $658.12 b. $618.12 c. $743.74 d. $698.12 please select the best answer from the choices provided a b c d
The amount that he will be depositing into his savings account is $618.12 means Option B is correct. $125.62 + $532.50 - forty = $618.12
How does depositing a check work?It works like this: When you savings the check at your bank, they will send the check, or an digital picture of the check, to the payer's bank. Some large banks work at once with every other to clear checks. But many others will ship a test through an middleman known as a clearing house in order to procedure it.
Generally, if you savings a test or checks for $200 or much less in character to a bank employee, you can access the full quantity the subsequent enterprise day. If you credit checks totaling more than $200, you can get admission to $200 the subsequent business day, and the rest of the cash the second enterprise day.
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B
Explanation:
Which of the taxes listed on her Form W-2 do you think Susan might be able to "get
back?"
The Federal and the state income tax are the axes listed on her Form W-2 she can get back
The taxes thst she can get backUpon the submission of their income tax return at the conclusion of a fiscal year, employees have the opportunity to receive a reimbursement if they contributed an excess amount towards their taxes throughout this financial period.
Such a circumstance may emerge when workers undergo excessive diminutions from their paychecks or meet particular criteria that grant them eligibility for tax credits or deductions.
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"Suppose Russia sells its oil to other countries around the world. All else constant, increased oil sales for Russia would" O increase Russian net exports and net capital outlfow O decrease Russian net exports and net capital outflow O "increase Russian net exports, but decrease net capital outflow" O "decrease Russian net exports, but increase net capital outlfow"
Suppose Russia sells its oil to other countries around the world. All else constant, increased oil sales for Russia would Increase Russian net exports and net capital outflow. Net export is a component of gross domestic products and is estimated by subtracting the value of exports minus the value of imports.
1. Russia sells its oil to other countries, which means it is exporting goods (oil) to those countries.
2. When oil sales increase, the value of Russia's exports also increases.
3. As a result, Russia's net exports (exports minus imports) increase.
4. An increase in net exports leads to an increase in net capital outflow, as more capital leaves Russia to finance the increased exports.
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why did God call abraham
Answer: god chose Abraham and said i will make you a great nation and i will bless you.
Explanation: god commanded Abram to move to another country . This is why god planned to make of Abram a new nation from which the prophets of god and the savior of the world would arise.