Given the required reserve ratio (r), first main street bank was required to hold $10,000 as required reserves and could use $1,90,000 to make loans.
First, we need to calculate the amount of reserves required to be kept with the bank.
Required reserve ratio = 5%
Deposits = $ 200,000
Required reserve = required reserve ratio / 100 × deposits
= 5/ 100 × 200,000
=$10,000
Now, we will find the amount that can be used to make loans
Amount that can make loans = deposits - required reserve
= 200,000 - 10,000
= $ 190,000
Reserve requirements are the amounts of cash that financial institutions must keep in their vaults or at the nearest Federal Reserve branch in order to meet customer deposits. Reserve requirements, which are set by the Fed's board of governors, are one of the three major tools of monetary policy, the other two being open market operations and the discount rate.
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MetLife was able to dramatically expand its global footprint by acquiring Alico, a global player in the insurance business, from AIG in 2010 when AIG was in financial distress. This shows that not all diversification moves erode performance.
a) true
b) false
Answer:
True
Explanation:
It is true that not all diversification erodes performance. That is it is not all diversification moves that reduces performance or destroys it. Sometimes diversification could lead to greater risks or greater costs of investment. By diversifying and acquiring Alico metlife was able to increase and expand globally
What term describes the legal ways to use copyrighted material without permission?
Answer:
Fair use is the right to use a copyrighted work under certain conditions without permission of the copyright owner.
Explanation:
hope this helps you
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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Question 13 Which of the following scenarios depicts intellectual stimulation? O Jane knows her team well, and assigns work based on their different skills and experience levels O Jane's team knows sh
Intellectual stimulation is described as the practice of encouraging creative thinking and creative problem-solving abilities among the members of a team by challenging and stretching them beyond their current skill level.
Jane's team receives assignments that demand them to learn new skills, technologies and explore fresh ideas and opportunities. A scenario in which employees are encouraged to develop their creativity, critical thinking, and problem-solving abilities is called intellectual stimulation. Intellectual stimulation is frequently used in the business setting to motivate and engage personnel, as well as to encourage a culture of innovation.
By doing so, the team members are empowered and stimulated, allowing them to develop their critical thinking, creativity, and problem-solving skills, which can help them in future job endeavors. In conclusion, intellectual stimulation is necessary to encourage employees to work hard and continuously improve their abilities while also being creative and innovative.
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Peter Samuels owns and manages his single-member LLC that provides a wide variety of financial services to his clients. He is married and will file a joint tax return with his spouse, Amy. His LLC reports $300,000 of qualified business income, W–2 wages of $120,000, with qualified property with an unadjusted basis of $75,000. Their taxable income before the QBI deduction is $285,000 (this is also their modified taxable income). Determine their QBI deduction for 2019.
Answer:
$60,000
Explanation:
Since Peter's taxable income before the QBI is $285,000, he can claim the maximum QBI deduction. The current phase out starts at $326,600 for married filing jointly or $163,300 for single filers.
Maximum QBI deduction = 20% x qualified business income (QBI) = 20% x $300,000 = $60,000
which products made by adidas have been purchased by customers in california in august? only show product names.
This is SQL query for selecting distinct product names from the product table that are manufactured by Adidas, and have been purchased by customers in California in August. This query helps to identify which Adidas products were popular among California customers in August.
To do this, SQL query joins several tables - product, manufacturer, saleitem, sale, and customer - and uses the WHERE clause to filter the results based on the manufacturer's name, customer's state, and sale date. The query is given.
Select distinct productname
from product p
join manufacturer m
on p.manufacturerid = m.manufacturerid
join saleitem si on p.productid = si.productid
join sale s
on s.saleid = si.saleid
join customer c
on s.customerid = c.customerid
where manufacturername = 'adidas' and c.state = 'CA'
and month(saledate) = 8
The use of the MONTH() function extracts the month portion of the sale date, allowing the query to specifically target sales made in August.
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____The given question is incomplete, the complete question is given below:
Show the Query: which products made by adidas have been purchased by customers in california in august? only show product names.
The Age Discrimination in Employment Act: Multiple select question. bans mandatory retirement in the airline industry bans mandatory retirement in most organizations bans firing of workers aged 15-25 allows age restrictions for airline pilots
Bans mandatory retirement in most organization is the Age Discrimination in Employment act. As they do not protect the under 40 age.
What is Age Discrimination in Employment Act?In the age discrimination in the employment act, the age above the 40 years old was forbid. It does not have any regulation or protection for the age under 40, but in some of the industries it is illegal to employ the young people over the old age people.
Thus, option B is correct.
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What is the goal of networking? (5 points)
To conduct research that can help you pass certification tests
To discover business ideas you can claim as your own
To learn and expand one's business connections
To socialize and raise money for local charities
Answer:
The correct answer is option 3, To learn and expand one's business connections.
Explanation:
The primary goals of networking are to gain valuable business connections, learn of potential business or career opportunities, and share knowledge & ideas, among others. When executed correctly, this process is mutually beneficial.
here is 20 points cause you earned it king/queen
give an example of a business operating in a monopolistic market in South Africa
Answer:
Diamond sales by De Beers's Central Selling Organisation (CSO) and SA Breweries' (SAB) production of beer.
Explanation:
That is one I honestly think.
:D HOPE THAT HELPS, GOODLUCK!
What made the Safavid Empire different from the other Islamic Empires of the Early Modern World? a) It welcomed all types of Islam. b) It practiced Shia Islam. c) It practiced no certain type of religion. d) It welcomed all religions.
The factor that made the Safavid Empire different from the other Islamic Empires of the Early Modern World is "It practiced Shia Islam." So, option b) is correct.
Unlike some other Islamic empires that embraced religious diversity or practiced Sunni Islam, the Safavid Empire was known for promoting and practicing Shia Islam as its state religion.
This distinction set the Safavid Empire apart from its neighbors and contributed to some of the geopolitical tensions in the region. The empire's rulers encouraged the conversion of the population to Shia Islam and developed a strong religious infrastructure to support their faith.
This adherence to Shia Islam played a significant role in shaping the Safavid Empire's identity and fostering a sense of unity among its people.
While the Safavid Empire did not actively welcome all types of Islam or religions, it did tolerate religious minorities to a certain extent. However, it was predominantly known for its promotion and practice of Shia Islam, which was a distinguishing feature from other Islamic empires of the Early Modern World.
So, option b) is correct.
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Why would a producer conduct a marginal analysis?
A. To understand the type of taxes paid on a good or service
B. To determine whether a price increase will change what a
consumer will buy
C. To predict the amount of environmental pollution caused by a
manufacturer
D. To suggest a way to package a product so that it causes less
pollution
E
Answer:
B to determine whether a price increase
Explanation:
cuz I said
in which stage of the organizational life cycle did grendene recognize that its expertise in manufacturing and molding a patented form of plastic could be used in industries beyond wine?
The maturity stage is the stage that grendene recognize that its expertise in manufacturing and molding a patented form of plastic could be used in industries beyond wine
What is meant by the organizational life cycle?A crucial model is the organizational life cycle because of its foundation and recommendations. The model's underlying assumption is that depending on the stage of development in which the business firm is currently at, requirements, opportunities, and dangers both inside and outside the business firm will change.
The typical five stages of an organizational life cycle are I establishment, (ii) growth, (iii) maturity, (iv) decline, and (v) resurrection. The research establishes likely paths in their development because the stages do not necessarily develop in this order.
Additionally, it describes an organization's expected progression in contrast to a random occurrence of events.
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Answer: Youth Stage
Explanation:
Complete this chart please I need it for today no exceptions
It is essential to verify with the lender whether there are any prepayment penalties or fees associated with repaying the excess funds or returning them.
What might happen if you pay late?There are a number of possible outcomes if you pay a bill or loan payment late: Late charges, Interest rates that have risen & harm to your credit rating.
There are a few options available to you in the event that you have borrowed money and discover that you do not require the entire amount:
Return the extra cash: The extra money can be returned to the lender. This is usually the best choice because it will save you money on interest and other costs.
Reduce the debt: On the other hand, you can utilize the abundance assets to settle the chief equilibrium of the credit.
Keep the extra cash: You can keep the extra money if you want to, but you'll still have to pay interest on the entire amount you borrowed.
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What is the SNAP food program governed by the farm bill
stamps
magnet
O paperwork
card
Answer:
The Supplemental Nutrition Assistance Program (SNAP) helps families, older adults, and individuals pay for groceries. ... SNAP benefits provide food security, stimulate local economies, and support farmers and the agriculture industry through the purchases of Pennsylvania-grown and processed foods.
Explanation:
Adjustments ensure that ______ balances are reported at amounts representing the economic benefits that remain at the end of the period and will be used-up in future periods.
What we own are asset, adjustments ensure that asset balances are reported
What is an asset?
An asset is of worth that has economic value and future benefit. An asset can serve as a source of income generating money for present and future endeavors.
Therefore, what we own are asset, adjustments ensure that asset balances are reported
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Drag the tiles to the correct boxes to complete the pairs.
Match the different resources to the scenarios where they are used.
natural resources
human resources
man-made resources
entrepreneurship
A power plant uses an Industrialdesign power generator to generate large-scale
electricity for the neighborhood.
A power plant uses coal to heat water and then converts it into steam, which
then turns the turbines.
>
A power plant is set up by a group of industrialists as they come together to
solve the power crisis in their nelghborhood.
A power plant employs local workers who work in shifts to keep the plant
running for most of the day.
Answer:
1. Man-made
2. natural resources
3. entrepreneurship
4. Human resources
Explanation:
Natural resources are those which are present in the environment and are limited in number.
The man-made resources are those where a power generator is used to initiate the electricity on large scale.The natural resources are those where the water is heated from coal and then converting it to steam for running the turbines.The entrepreneurship is represented when the industrialists come together to solve the power crisis of their own neighborhood.The human resources are those where the workers are working in shifts to keep their plants in running condition.Therefore, the given resources are matched with the scenarios in which they are used.
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Your uncle has $1,375,000 and wants to retire. He expects to live for another 25 years and to earn 7. 5% on his invested funds. How much could he withdraw at the end of each of the next 25 years and end up with zero in the account? a. 592,514. 13 b. 5,127,052. 74 C $97,448. 22 d. 5,124,585. 70 E. 6. 5,123,352. 17
$,123,352. 17 could he withdraw at the end of each of the next 25 years and end up with zero in the account. The answer is OPTION E
The maximum withdrawal permitted throughout any Contract Year without being subject to surrender fees. The income of a policyholder is guaranteed under a guaranteed minimum withdrawal benefit (GMWB), regardless of the nature of market activity.
The typical maximum withdrawal is between 5% and 10%. These kinds of riders are intended to safeguard policyholders in times of market turbulence. Many Indian banks give account users the option to withdraw up to one lakh rupees ($14,000) per day through check. This only applies to checks marked "self-use" or "self-addressed," though. The answer is OPTION E
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A mid-level executive visiting a subsidiary in India notices a 12-year-old girl cleaning the factory floor. Child labor is hardly uncommon in India and labor laws are rarely, if ever enforced. Nevertheless, the executive tells the local manager to replace (fire) the child worker and replace her with an adult. The girl is an orphan and sole breadwinner for herself and 6-year-old brother.
The 12-year-old girl is unable to find another job. So, in desperation she turns to prostitution. Two years later she dies of AIDS. Meanwhile, her brother takes up begging. The brother encounters the same executive while begging outside the local McDonald’s. She walks rapidly past his outstretched hand into McDonald’s, where she orders her lunch with fries and cold milk shake. A year later the boy contracts tuberculosis and dies.
In your opinion, did the executive act ethically in this situation?
Does the parent company have a corporate social responsibility to address this problem?
Is the ethical or social responsibility of the local (Indian) factory manager different than that of the foreign executive?
Are societal expectations that businesses incorporate principles of social justice, inclusion, or sustainability (i.e., ethical supply chain) in their decision-making different in India than those of China (or the USA)?
Were you in the same position as this executive, what (if anything) would you have done differently?
The executive's actions can be considered unethical as they resulted in severe harm to the 12-year-old girl and her brother. The parent company has a corporate social responsibility to address this problem. The ethical and social responsibility of the local factory manager may differ from that of the foreign executive. Societal expectations regarding social justice and ethical supply chains may vary between India, China, and the USA.
The executive's decision to fire the 12-year-old girl without considering the consequences led to a tragic chain of events, resulting in the girl's involvement in prostitution, her eventual death from AIDS, and her brother's descent into begging and subsequent death from tuberculosis. This demonstrates a lack of ethical consideration for the well-being of vulnerable individuals.
The parent company has a corporate social responsibility to address this problem. They should ensure that their subsidiary complies with ethical standards and labor laws, providing proper support and opportunities for the welfare and development of employees, especially minors. Ignoring the issue would be a failure of their social responsibility.
The ethical and social responsibility of the local factory manager may differ from that of the foreign executive. The local manager should prioritize the welfare of the employees, including protecting children from exploitative situations, while the foreign executive should uphold the company's ethical values and enforce responsible practices across subsidiaries.
Societal expectations regarding social justice, inclusion, and ethical supply chains may differ between countries. Each country has its own cultural, legal, and social context that shapes expectations from businesses. Therefore, the expectations placed on businesses in India, China, or the USA may vary in terms of incorporating principles of social justice and sustainability into their decision-making.
If in the same position, an alternative course of action would be to address the issue responsibly by seeking a solution that protects the well-being of the girl and her brother. This could involve working with local authorities, NGOs, or social welfare organizations to provide support, education, and opportunities for a better future rather than resorting to immediate termination without considering the potential consequences.
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Market failure associated with the free-rider problem is a result of.
Market failure associated with the free-rider problem is a result of benefits that accrue to those who don't pay.
What is market failure?Market failure refers to a situation when there's an inefficient distribution of resources in the market.
Market failure occurs when the free market does not distribute resources efficiently. This leads to rational outcomes for the group as a whole.
Hence, market failure associated with the free-rider problem is a result of benefits that accrue to those who don't pay.
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The last step in the four-stage planning process for projects is _______________.
The last step in the project's four-stage planning process is d—resource allocation.
What is resource allocation?Resource allocation involves assigning and managing assets to support an organization's strategic planning goals.
According to economists, resources are scarce and need to be allocated and managed prudently for efficient and effective achievement of goals.
Poor resource allocation impacts negatively on every worthy project. Resources should be allocated strategically.
Thus, we can conclude that the last step in the project's four-stage planning process is d—resource allocation.
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Question Completion with Answer Options:
a. information technology strategy planning
b. business area analysis
c. mind mapping
d. resource allocation
Select the correct answer.
Some merchandisers design window displays.
A. True
B. False
Answer:
your answer would be (A) True
Explanation:
write how one can become a skillful manager
Answer:
One can become a skillful manager with general knowledge and people skills
Explanation:
Every manager has indaviduals working under him or her, so they need to be able to communicate with their subordinates. Thats is where the people skills comes into play. Additionally, every manager needs to know alot about what they are managing, depending on if they are managing a product, or a shift at a restaurant, they need to know how things operate. This usually comes with expeirence. The third skill that every manager needs is problem solving. When a problem arises, it is a managers job to fix problems or delagte tasks to people to fix problems.
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What kind of advertisements would a company be unable to measure with standardized
tests?
A company would be unable to measure
with standardized tests.
O sampling
O ad recall
O goodwill
O past advertising
PERSONAL FINANCE
What is a deductible? (1 point)
O the maximum amount a policy will pay out in any one year
O the amount paid by the policyholder to the insurer on a regular basis for the policy
O the amount paid by the policyholder before the insurance policy starts paying on the claim
O the amount paid after the deductible has been satisfied and until the out-of-pocket maximum has been reached
A deductible is the amount paid by the policy holder before the insurance policy starts paying on the claim.
What is Insurance?Insurance is a contract that allows a party to secure its asset from damage and the other party charges a premium and in return when the asset is damaged the amount of the asset is refunded or as directed in the contract.
Policy holder pays annual or monthly premiums which is also known as the deductible, after the payment of deductible the insurance company pays the policy holder as per the terms agreed in the contract.
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Answer: 1. a policy purchased from a company that provides financial protection against financial loss or harm caused by a possible event
2. the amount paid by the policyholder to the insurer on a regular basis for the policy
3. the amount paid by the policyholder before the insurance policy starts paying on the claim
4. Health insurance policies for those who do not have access to employer-provided health plans or who do not qualify for government-provided plans, offered through a marketplace, and purchased by individuals for themselves and their families.
5. Medicare
Explanation: My quizlet name is Aron_Sonn so consider dropping by :)
Choose the preferred sentence from each pair and justify your choice. a. (1) Lindsay's request to telecommute was denied, but she will begin a flextime schedule in two weeks. (2) Although her request to telecommute was denied, Lindsay will begin a flextime schedule in two weeks.
Answer:
(2). Although her request to telecommute was denied, Lindsay will begin a flextime schedule in two weeks.
Explanation:
The second choice would be the most preferred as it conveys the idea in a formal and precise manner. The complex sentence beginning with the subordinate clause already hints the listener that the key message is yet to come. It helps him/her in understanding the intended message without any confusion. The first sentence fails to create that specificity as it connects two independent ideas which remove the listener's focus from the main idea i.e. 'she will begin a flextime schedule in two weeks.' Thus, option (2) adopts the correct format and sentence structure to deliver the message effectively, efficiently, and precisely.
why is enterprise important to a country ?
Answer:
New and improved products, services, or technology from entrepreneurs enable new markets to be developed and new wealth to be created. Additionally, increased employment and higher earnings contribute to better national income in the form of higher tax revenue and higher government spending.
Explanation:
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- In dealing with the U.S. government, the two key responsibilities of the Fed are lending money
to the government and
In dealing with the Federal reserve, the key responsibilities of the Fed are lending money to the government and formulating monetary policies.
The federal reserve of the United states is what acts as the central bank of the country. The Feds helps to
Regulate the money supply that is in the countryRegulate the operations of banksEstablish monetary policies.The board of governors in the banks help to study the current issues that are existent in the economy, then they formulate the adequate policies that would help to take care of the issues.
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The four elements commonly found on a system request are _____.a. economic, organizational, technical, and operational feasibilityb. project sponsor, business need, business requirements, and business valuec. risk analysis, familiarity, project size, and cost-benefit analysisd. training, software, installation, and equipmente. upgrades, licensing fees, repairs, and charges
The correct option is (b). The four elements commonly found on a system request are project sponsor, business need, business requirements, and business value.
When submitting a system request, it is important to include certain elements to ensure that the project is feasible and meets the needs of the business. These elements typically include the project sponsor, who is the person or group responsible for overseeing the project; business need, which outlines the specific problem or opportunity that the project is intended to address; business requirements, which detail the specific features and functionalities needed in the new system; and business value, which demonstrates the benefits that the new system will bring to the organization.
By including these four elements in a system request, stakeholders can ensure that the project is well-defined and aligned with the goals and objectives of the business. This can increase the likelihood of project success and lead to greater value for the organization.
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In what areas do federal agencies regulate to ensure safety and the general
wellness of US citizens?
a. Businesses
b. Environment
c. Products
d. All of the above
Answer:
d. All of the above
Explanation:
Government regulations are the rules that players in an industry must abide by. In a free-market economy like the US, the government's main role is to regulate economic activities. The government enforces regulation through its various agencies.
The areas of regulations include but are not limited to
Protecting consumers from undue exploitation by businesses, Encourage fair business competition Promote a healthy, safe work environment for employees Promote and sustain a clean environmentPrivate data protection and security