Financial instruments Financial instruments are assets that have a monetary value or record a monetary transaction. To coordinate the exchange of capital between borrowers and lenders, financial instruments trade in the financial markets. These financial instruments can be categorized on the basis of their issuers, maturity, risk, and other factors. Identify the financial instruments based on the following descriptions.

a. Backed by the U.S. government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk-free investments.
b. U.S. Treasury notes and bonds Issued by corporations, these unsecured debt instruments are used to fund corporate short-term financing requirements. If issued by a financially strong company, they have less risk.
c. Money market mutual funds These financial instruments are investment pools that buy such short-term debt instruments as Treasury bills (T-bills), certificates of deposit (CDs), and commercial paper.

The major way through which a movie theatre can increase its profits through price discrimination is by charging more to the adults and a lower price to children if it:

We should note that a G rated movie is one which is suitable for people of all ages and this cannot be used to create a price discrimination as this essentially means that only a group of people can view and there is a different price for the ticket.

With this in mind, we can see that if the movie theatre charges a lower price for children, then if it shows only G rated movies, if it can prevent children from buying the lower priced tickets, then they would increase their profits.

Therefore, the correct answer is option D

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The organization i am working  is Adelak organization having the objectives of production of software as well as electronic devices,

The organization components are ;

An organization is a group of people who cooperate, such as a firm, neighborhood association, charity, or union. The term "organization" can be used to describe a person, a group, a company, or the process of creating or developing anything.

An organization is a group of people who are working together to achieve a common purpose or objective. In other words, one could say that an organization is a setting where individuals get together to carry out various tasks and responsibilities in support of the organization's objectives.

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If XYZ Inc., was a C corporation through the end of year 6. The  amount of the distribution that will be a nontaxable distribution out of S corporation earnings to the shareholders of XYZ at the end of year 8 is:$47,300.

Using this formula to find the distribution that will be a nontaxable distribution out of S corporation earnings

Nontaxable distribution = Ending year 7 balance + Year 8  ordinary income

Let plug in the formula

Nontaxable distribution = $32,000 + $15,300

Nontaxable distribution = $47,300

Therefore the nontaxable distribution  is $47,300.

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Answer:

Explanation:

Annual depreciation=(cost-salvage value)/useful life

Annual depreciation =(156,000-1000)/20

Annual depreciation =$7750/year

Hence Depreciation for second year=$7750.

Answer:

2.51

Explanation: youre welcome

The correct answer to question 49 is that a producer may share commission with another licensed but unappointed producer. b is correct answer

A producer may share commission with another licensed but unappointed producer.

In the insurance industry, a producer is an individual or entity that sells, solicits, or negotiates insurance policies. Producers can be insurance agents, brokers, or other licensed professionals authorized to conduct insurance transactions. Commissions are the compensation received by producers for their services in selling insurance policies.

While producers typically earn commissions based on the premiums paid by policyholders, they may also share commissions with other licensed individuals who are not appointed producers. These individuals are usually part of the same agency or brokerage and contribute to the sales process. By sharing commissions, producers can incentivize teamwork, encourage collaboration, and reward the efforts of their colleagues.

It's important to note that sharing commissions with unlicensed individuals who have sold, solicited, or negotiated insurance policies is generally not allowed. Insurance regulations require that only licensed individuals engage in insurance-related activities. Unlicensed individuals do not have the necessary qualifications, training, and legal authorization to participate in the sales process or receive commissions.

The sharing of commissions with the underwriter of the insurance company or the insured to offset a portion of the premium payable is also uncommon. The underwriter is responsible for assessing risk and determining policy terms, while the insured pays premiums to obtain coverage. Commissions are typically allocated to the producer involved in the sale and are not shared with the underwriter or the insured.

Therefore, the correct answer to question 49 is that a producer may share commission with another licensed but unappointed producer.

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Answer:

nah i am dababy if you try to be me again i will turn you into a convertible

Explanation:

Answer:

Entry-level. Intermediate. Mid-level. Senior or executive-level.

Answer

Basic level.

Basic level.Medium level.

Basic level.Medium level.High level.

Answer:

Option B; Creating face-to-face interviews

Explanation:

Research has shown that face-to-face interviews tend to produce more accurate results when giving a survey. So the correct answer is option B.

Non-income factor for a potential job would influence a person-

It need to be noted that the non-earnings element that could affect capacity process in an effort to in turn potential job influence someone who needs to be to be had to power children to and from faculty and activities is Independence.

Non-income elements can be regarded as factors that has impact on man or woman careers as well as the way of life.

therefore, potential job for people that need to be force children to and from school and sports regular, desires independence.

potential job are able to conclude that he needs independence because he could have enough time to cater for the ones children.

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As of June 30, Year 2, the bank statement showed an ending balance of $19,500. The unadjusted Cash account balance was $15,200. Credit memo in the bank statement for interest earned in June, $30. Hence, option B is appropriate.

Every month, the bank will normally send the account holder an authorized bank statement that lists all of the transactions that occurred on the account that month. Account information, including account numbers as well as a thorough list of withdrawals and deposits, can be found on bank statements.

A bank statement is a report sent by the bank that details all of the activity on their account for a given time period, often a month. Your current average balance, processed deductions but also deposits, and any accrued interest are just a few of the items that are included in the activity displayed on your bank account.

Hence, option B is correct.

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The amount of equity they have in their home is $90,000 ($180,000 appraisal value - $90,000 mortgage balance).

Kai and Ivy can obtain a home equity credit line of $67,500. The tax-deductible interest would depend on their itemized deductions.

Kai and Ivy Harris have an appraised value of $180,000 on their home and a mortgage balance of $90,000. An S&L is willing to lend money at a loan-to-value ratio of 75 percent.

They are inquiring about the size of the home equity credit line they may get and the amount, if any, that is tax-deductible interest if their house originally cost $200,000.

Therefore, the amount of equity they have in their home is $90,000 ($180,000 appraisal value - $90,000 mortgage balance).

They can borrow up to 75 percent of the appraised worth of their home, or $135,000 ($180,000 x 0.75).

Since they still owe $90,000 on their mortgage, they can borrow up to $45,000 ($135,000 - $90,000) in equity on their home and qualify for tax-deductible interest.

The amount of interest that qualifies as tax-deductible is determined by the IRS.

They can be charged interest on up to $45,000 in debt secured by their house under current tax law, assuming they use the home equity credit line for home improvements.

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Answer:

b. Added to gross wages to calculate Total job Benefits

Explanation:

Employee benefits are incentives offered by employers on top of their regular salaries. Examples of benefits include medical insurance, bonuses, allowances, vacations, educational benefits, among others.  These benefits are also known as fringe benefits.

Employee benefits are subject to tax. When calculating an employee's total gross pay, benefits are added to the regular pay to get the total earnings by the employee.

Answer:

A, B

Explanation:

Might be wrong, there is no guarantee

Large-scale software programs known as enterprise systems are capable of monitoring and managing all of a company's intricate business activities. For the purpose of business automation, these systems serve as a single command center.

The smooth integration and data interchange across the many departments of a business is made possible by enterprise systems.

Because it combines functionality and communication across systems, enterprise integration is crucial for enabling firms to respond rapidly to business demands and develop into more responsive and agile enterprises.

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1. Therefore, the ROI for the project is:ROI = (TZS 1,660 million / TZS 250 million) x 100% = 664%The ROI of the project is 664%.

2. The project should be accepted as the NPV is positive and the IRR is higher than the required rate of return of 15%.

1. Payback period is defined as the duration within which the initial investment made in the project is recovered by the cash inflows that it generates. It is an important capital budgeting tool for measuring the length of time a project will take to recoup the initial investment. Payback period = Initial investment ÷ Net annual cash inflows

The initial investment made by ADUWERE is TZS 250 million.

The net annual cash inflows are calculated as:

Net annual cash inflow = Revenue from TANESCO + Additional revenue from LNG – Operating costs – Maintenance costs

Revenue from TANESCO = TZS 120 million.

Additional revenue from LNG = TZS 80 million

Operating costs = 0.20 * TZS 360 million = TZS 72 million

Maintenance costs = (250/2000)*TZS 360 million = TZS 45 million

Net annual cash inflow = TZS 83 million.

Therefore, the payback period of the project is:Payback period = TZS 250 million ÷ TZS 83 million = 3.01 years. The project has a payback period of 3.01 years. This means that the initial investment made by ADUWERE in the project will be recovered within 3.01 years. Since the useful life of the pipeline is 20 years, this indicates that the project is acceptable.

ROI = (Total net cash inflow / Initial investment) x 100%The total net cash inflow for the project is calculated as:

Total net cash inflow = Net annual cash inflow x Useful life

Total net cash inflow = TZS 83 million x 20 = TZS 1,660 million

Therefore, the ROI for the project is:ROI = (TZS 1,660 million / TZS 250 million) x 100% = 664%.

The ROI of the project is 664%. This indicates that the project is acceptable as the ROI is higher than the required rate of return of 15%.2. Net Present Value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows. NPV = ∑ (Cash inflows / (1 + r)t) – Initial investment

Where,r = Required rate of returnt = Time periodThe NPV of the project is:NPV = (TZS 83 million / (1 + 0.15)1) + (TZS 83 million / (1 + 0.15)2) + … + (TZS 83 million / (1 + 0.15)20) – TZS 250 millionNPV = TZS 505.6 millionIRR or Internal Rate of Return is defined as the rate at which the net present value of the cash inflows is equal to the net present value of cash outflows.

In other words, it is the discount rate that equates the present value of cash inflows with the present value of cash outflows. The IRR of the project can be determined by trial and error method or by using Excel’s IRR function.Using Excel’s IRR function, we get IRR = 47.95%The project should be accepted as the NPV is positive and the IRR is higher than the required rate of return of 15%.

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Answer:

true

Explanation:

ahhhhhhhhhhhhhh

Answer:

B, false

Explanation:

I just did the test, have a great day and stay happy

brainliest please

Answer:

Marketing is the process of getting the right goods or services or ideas to the right people at the right place, time, and price, using the right promotion techniques and also utilizing the appropriate people to provide the customer service associated with goods, services, or ideas...

The example of an advertiser's target group is B.people the advertisers know nothing about.

The target audience an be desribed as the specific group of consumers that is in the position whereby they are the most likely to want the product or service, ther is been advertised and they can be considered as the people who should see the ad campaigns.

Ity shouldbe noted that the Target audience  can be seen by using the gender, income, location, as well as interests  and age which could depend on the product that is been advertised to them them.

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missing options;

A.People who have no access to media

B.people the advertisers know nothing about

C. People who watch a variety of TV shows

D. People who live in the same region of the country

Answer:

Total PV= $1,979,094.24

Explanation:

To calculate the present value, we need to use the following formula on each cash flow:

PV= Cf/(1+i)^n

Cf1= 400,000/1.04= 384,615.38

Cf2= 37,500/1.04^2= 34,670.86

Cf3= 480,000/1.04^3= 426,718.25

Cf4= 450,000/1.04^4= 384,661.89

Cf5= 550,000/1.04^5= 452,059.91

Cf6= 375,000/1.04^6= 296,367.95

Total PV= $1,979,094.24

Answer:

Cost of common stock = 11.33%

Explanation:

The cost of common stock can be determined using the dividend valuation model.

According to the dividend valuation, the value of a stock is the present value of expected future dividends discounted at the required rate of return.

The model can me modified to determined the cost of equity having flotation cost as follows:

Cost of equity = D(1+r )/P(1-f) + g

d- dividend, p- price of stock , f - flotation cost , - g- growth rate  

Cost of common stock =

D- 2.00, g- 5%, Price net flotation cost = $33.15

Ke = 2.00 × (1.05)/33.15)  + 0.05 × 100

= 11.33%

Cost of common stock = 11.33%

In the long run, The expected price level rises. New wage contracts are negotiated at higher wages.

Wages are payments made typically in cash in exchange for labor or services, typically on an hourly, daily, or piecework basis and in accordance with a contract.

The compensation or reward for labor is called a wage. Real wages and nominal wages are the two primary categories of earnings. Money earnings are referred to as "nominal wages." However, "real wages" refers to the goods and services that may be obtained with money earnings.

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Memos are known for being succinct, direct, and simple to read. Despite being less official than letters, they nonetheless need to be written in a formal, concise manner.

It provides information on the goods, including rate, amount, and number. Typically, they are printed and serially numbered. It is made in two copies. Since it differs from a receipt, cash memos do not need to be stamped.

In a bank memo, the routing information and bank account details associated with a company's business account are listed. It is normally written on bank letterhead and either a banker's signature or a teller's stamp is used.

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We already know that Allison is a sales representative at Weston Appliance Company, through this job, she receives compensation for which payment is based on sales volume or profitability. This is called commission

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Answer:

funds distributed from a 529 plan that are used for college ---> tax exempt

capital gains in a brokerage account ---> taxable

interest earned on a traditional 401 (k) account ---> tax deferred

Explanation:

The question is about the various tax classification related to the investments incomes.

The correct answer are given below:

A taxable investment is one which is subject to government taxes. There are various types of investments which are classified for taxation.

An individual is liable to pay taxes on the gains earned by investing his income.

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Answer:

See

Explanation:

Selling price = $25,000/1,000 = $25

Variable cost = $17,500/1,000 = $17.5

1,001 units

Contribution margin income statement

Sales ($25,000 + $25)

$25,025

Less variable expenses