Answer: first one
As for Mortgage Option 3, not only is the interest rate higher (4.0%), but the remaining balance that is not paid has to be paid off completely in 8 years. After the down payment, they would have a $1,605 monthly payment which includes the fixed interest rate of 4.25% as well. Due to the short payment time, a borrower has a risk of loosing their home and equity if the final payment is not able to be made. Mortgage Option 2 has the lowest interest rate (3.5%) but these rates could be adjusted annually. Even though the interest rate is the highest, they would be able to afford it. Not only are they able to make these payments, Tanya and Demarco would also have. approximately $3,395 left to spend from their monthly earnings too.
Explanation:
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franchises will generally have higher ____, but they offer ongoing support and training.
Franchises will generally have higher direct financing but they offer ongoing support and training.
What is the meaning of financing?Finance is the study and practice of money, money-related instruments, and capital assets. It is associated with economics, which refers to the study of the creation, transfer, and consumption that money, assets, goods, and services, but it is not the same as economics.
The process of raising capital or finances for any type of spending is known as financing. It is the act of directing various financial resources—such as credit, loans, and invested capital—to those parts of the economy that need them most or can use them most effectively.
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Sixx AM Manufacturing has a target debt-equity ratio of 0.56. Its cost of equity is 16 percent, and its cost of debt is 10 percent. If the tax rate is 34 percent, what is the company's WACC? Round to the nearest XX.XX%.
The Weighted Average Cost of Capital (WACC) is the average rate of return a company needs to earn on its investments to satisfy its investors. It is calculated by weighting the cost of equity and the cost of debt based on the proportion of equity and debt in the company's capital structure.
In this case, Sixx AM Manufacturing has a target debt-equity ratio of 0.56, which means that for every dollar of equity, it has 0.56 dollars of debt.
To calculate the WACC, we need to determine the proportion of equity and debt in the capital structure. Let's assume the total value of the company's capital structure is $100.
Equity proportion = (1 - Debt-equity ratio) = (1 - 0.56) = 0.44
Debt proportion = Debt-equity ratio = 0.56
Next, we calculate the cost of equity and the cost of debt after considering the tax rate:
Cost of equity = 16%
Cost of debt = (1 - Tax rate) * 10% = 0.66 * 10% = 6.6%
Now, we can calculate the WACC using the formula:
WACC = (Equity proportion * Cost of equity) + (Debt proportion * Cost of debt)
WACC = (0.44 * 16%) + (0.56 * 6.6%)
WACC = 7.04% + 3.70%
WACC = 10.74%
Therefore, Sixx AM Manufacturing's weighted average cost of capital (WACC) is 10.74%, rounded to the nearest hundredth. This is the minimum return the company needs to earn on its investments to meet the expectations of its investors given its capital structure and costs of equity and debt.
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A credit card company advertises an APR of 15.3%, compounded daily. What
is the effective interest rate? Round your answer to two decimal places.
O A. 15.76%
O B. 16.53%
O c. 15,50%
O D. 16.47%
Answer:
B. 16.53%
Explanation:
The effective interest rate is the real interest rate charged by a bank or any other type of lender on a loan.
the formula to calculate effective interest rate = r = (1 + i/n)ⁿ - 1
i =15.3%n = 365 daysr = [1 + (15.3%/365)³⁶⁵] -1 = 1.00419178³⁶⁵ - 1 = 1.165287621 - 1 = 0.165287621 ≈ 16.53%
how to make a business title
Answer:
In this article, we'll give you eighteen tips for coming up with a great business name.
Use acronyms.
Create mash-ups.
Get inspiration from mythology and literature.
Use foreign words.
Use your own name.
Take a look at a map.
Mix things up.
Partner with another company.
Answer:
try to make it catchy, but relevant to your subject. its easy to remember, not hard to spell, and remember it doesn't have to really really cool, as long as it makes sense, and is easy to remember
Explanation:
A company collects a customer's account within the discount period. Indicate how this transaction would affect (1) assets, (2) stockholders' equity, and (3) revenues.
a. (1) Decrease, (2) Decrease, (3) Decrease
b. (1) Increase, (2) Increase, (3) Increase
c. (1) Increase, (2) Increase, (3) No effect
d. (1) No effect, (2) No effect, (3) No effect
When a company collects a customer's account within the discount period, it means that they receive payment for the product or service sold before the due date. This transaction would have no effect on the company's assets, stockholders' equity and revenues.
This is because the payment received is already accounted for in the accounts receivable when the sale was made. The company's assets and stockholders' equity remain the same as before the payment was received because the transaction does not involve the purchase or sale of any assets or equity.
The revenue generated from the sale is also already recorded when the sale was made, so receiving the payment within the discount period does not affect the revenue recorded.
In summary, collecting a customer's account within the discount period is a routine transaction that does not have any significant impact on the company's financial statements.
It is simply a matter of receiving payment for a product or service that was already accounted for in the company's records.
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what are the syptoms for neat freak
when you try to keep everything 100% clean
8. Problems and Applications Q8
Consider an economy with two labor markets: one for manufacturing workers and one for service workers. Suppose initially that neither is unionized.
Which of the following will happen to the manufacturing labor market if manufacturing workers formed a union? Check all that apply.
The wage of manufacturing workers will rise.
The quantity of manufacturing workers demanded will fall.
The quantity of manufacturing workers supplied will rise.
There will be an increase in employment of manufacturing workers.
The quantity of manufacturing workers demanded will fall, the wage of manufacturing workers will rise and the quantity of manufacturing workers supplied will rise.
What does a union among workers represent in economy?In the macroeconomic model, a union among workers will increase the wage rate, thereby the supply of manufacturing workers will also increase.
This phenomenon is associated with a decrease in the demand and quantity of manufacturing workers.
In conclusion, the quantity of manufacturing workers demanded will fall, the wage of manufacturing workers will rise and the quantity of manufacturing workers supplied will rise if manufacturing workers formed a union.
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the operatoin lag of fiscal policy refers to the ime that elapses between the beginning of a recession or inflation and the certain awareness that it is actually happening
a. true b. false
the operation lag of fiscal policy refers to the time that elapses between the beginning of a recession or inflation and the certain awareness that it is actually happening which is false.
The operation lag of fiscal policy refers to the time that elapses between the implementation of fiscal policy measures (such as changes in government spending or taxation) and their actual impact on the economy. It is the time it takes for the policy actions to be recognized, implemented, and have an effect on economic conditions. It is not specifically related to the beginning of a recession or inflation.
Fiscal policy is the use of government spending, taxation, and borrowing to influence the economy. The aim of fiscal policy is to stabilize economic growth, employment, and inflation. It is one of the main tools that governments use to manage the economy.
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If you want to take advantage of compound interest, what should you do when an investment produces interest?
A.Use the interest to pay your bills.
B.Reinvest the interest.
C.Put the interest in a savings account.
D.Put the interest in a checking account.
Answer:
B, Reinvest the interest
ed2020
Uppose the Sunglasses Hut Company has a profit function given by P(q) = -0. 01q² + 69 – 33, where q is the number of thousands of pairs of sunglasses sold and produced, and P(q) is the total profit, in thousands of dollars, from selling and producing a pairs of sunglasses. A) Find a simplified expression for the marginal profit function. (Be sure to use the proper variable in your answer. ) Answer: MP(q) = B) How many pairs of sunglasses (in thousands) should be sold to maximize profits? (If necessary, round your answer to three decimal places. )
A) The simplified expression for the marginal profit function is MP(q) = -0.02q + 69.
B) To maximize profits, the company should sell approximately 1,750 pairs of sunglasses (in thousands).
A) The marginal profit function represents the rate of change of profit with respect to the quantity sold. To find it, we differentiate the profit function P(q) with respect to q. Taking the derivative of P(q) = -0.01q² + 69q - 33, we get MP(q) = -0.02q + 69.
B) To maximize profits, we need to find the value of q that corresponds to the maximum point on the profit function. This can be determined by finding the vertex of the quadratic function -0.01q² + 69q - 33. The vertex occurs at q = -b/2a, where a = -0.01 and b = 69. Plugging these values into the formula, we find q ≈ 1,750 pairs of sunglasses.
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What criteria cannot be used to create a custom segment?.
Answer:
The segment builder lets you create the component filters of a segment based on Analytics dimensions and metrics.You choose a dimension or metric a comparative operator and you enter a value to set the condition for the filter.
Explanation:
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distribution requirements planning helps to synchronize supply chain partners at the a. primary storage level. b. secondary delivery level. c. primary schedule level. d. master schedule level.
The main answer is d. master schedule level. Distribution Requirements Planning (DRP) helps to synchronize supply chain partners at the master schedule level.
This means that DRP assists in aligning the production and distribution plans of various partners in the supply chain. It involves coordinating the timing and quantity of inventory replenishment to meet customer demand while minimizing excess inventory and stockouts.
In more detail, DRP works by analyzing customer demand data, considering lead times, and coordinating with suppliers to ensure the right amount of inventory is available at the right time and in the right location. It helps in managing the flow of goods from suppliers to manufacturers, and from manufacturers to distributors or retailers.
By operating at the master schedule level, DRP allows supply chain partners to make informed decisions regarding production levels, order quantities, and delivery schedules. It promotes better collaboration and coordination among partners, leading to improved efficiency, reduced costs, and enhanced customer satisfaction.
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Currently, you work in New York where you make $45,000/year. You get an offer to work in Los Angeles for $40,000? CPI in New York = 300; CPI in Los Angeles = 240. If your decision depends strictly on salary, should you accept the Los Angeles offer? Why?
The increase in salary may seem attractive at first, but it would not be enough to offset the increase in living expenses, thereby reducing the employee's overall purchasing power.
To solve this problem, we have to first calculate the cost of living adjustment that the employee would require if they move from New York to Los Angeles. The cost of living index (CPI) in New York is 300, while the CPI in Los Angeles is 240. This means that the cost of living in Los Angeles is 20% lower than the cost of living in New York. Therefore, the employee would need to be paid a salary of $56,250 in Los Angeles to maintain the same standard of living as they currently have in New York (i.e., $45,000 / (1 - 0.20)
= $56,250).Since the offer in Los Angeles is for $40,000, it is not sufficient to maintain the same standard of living as in New York. Therefore, if the decision depends strictly on salary, the employee should not accept the Los Angeles offer. The cost of living adjustment is necessary to maintain a comparable standard of living in Los Angeles, which would be more expensive than in New York. The increase in salary may seem attractive at first, but it would not be enough to offset the increase in living expenses, thereby reducing the employee's overall purchasing power.
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can someone help with this?
Answer:
profit
Explanation:
Answer:
profit
Explanation:
The beginning inventory at Midnight Supplies and data on purchases and sales for a three-month period ending March 31, are as follows: Date Transaction Number of Units Per Unit Total Jan. 1 Inventory 7,500 $75.00 $562,500 10 Purchase 22,500 85.00 1,912,500 28 Sale 11,250 150.00 1,687,500 30 Sale 3,750 150.00 562,500 Feb. 5 Sale 1,500 150.00 225,000 10 Purchase 54,000 87.50 4,725,000 16 Sale 27,000 160.00 4,320,000 28 Sale 25,500 160.00 4,080,000 Mar. 5 Purchase 45,000 89.50 4,027,500 14 Sale 30,000 160.00 4,800,000 25 Purchase 7,500 90.00 675,000 30 Sale 26,250 160.00 4,200,000
Solution :
The answer is in the chart provided below.
The record of the cost of the goods sold, purchase, inventories and ending inventory that uses LIFO for the three months that ended on 31st of March month ---
The total cost of goods sold is $ 1,021,250.00 and total inventory cost is $ 881,250.00
What was the primary reason for establishing catholic missions in spanish texas?.
The main goals of the catholic mission were to gain dominance over the area and propagate Christianity.
The Catholic missions were established with the intention of progressively integrating native Indians into Spanish culture. The frequently nomadic tribes are also reduced to or gathered into a settlement, converted to Christianity, and taught agricultural and craft skills. As a result, it was up to the priests to instruct the Indians on how the Spanish desired them to conduct themselves as Christians.
In order to prepare the Indians for absorption into Spanish civilization, the priests guided them through their daily routines. The mission was to be secularized once these objectives were achieved. The local bishop was to take control of the church and appoint "secular" clergy to run it. The land was to be turned over to the Christianized Indians.
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HEEELLLLPPPP!!!!!!!!!!!!!!!!!!!!!
Answer:
W-2, 1099, 1040, I-9, W-4
Explanation:
Merge & Center 6 Formattin Alignment Number H FO ution Joannes 1 2021 Com 200.000 Bardi Loan Paul 300.000 5201 Cat 000 1 0 21001 Dipl Cash 52712027 Pepede C 6 2/3/2021 Reus 7 2/26/2001 Accounts Rece SP 3201 Rou 500 900 10 1500 50.000 3272021 Cash Rece 10:2001 C Sales Reve The Code 2.000 20 Saarepere Cash Sorrendo 20 Depan 342027. Depen Then put so that Prep AutoSave Module 2 - Assignment A-Hannah Fowler. Last Modified Thu P Home Insert Page Layout Formulas Data Review View Help X Calibri 11 - A A Da Pic В І у A ndo Clipboard 15 For AI who are show hendatud 1202 theo consted for Shoes For You Ine. For the last trending Math 1202L Be de ade you do to the other has been done for you. Bemutuelle Wh Ver ch an 20 5 7 he P100 10th SWS Code 2 w The con Web There 1 oct 1. T-Acets A. Journal Entries 791 Mostly Calibri 11 - A A lilli Paste BIU Undo Clipboard Font 5 14 fx 3/31/2021 E Module 2 Assignment 1 Excel Workbook MBA 6315 Part C Create the Trial Balance for Shoes for You, Inc. as of March 31, 2021 in proper form. (12 points-praded for accuracy and format, including Excel spreadsheet links.) There are no check figures for Part C. 0 1 Solution: 2 Shoes for You, Inc. B Trial Balances 14 31-Mar-21 is 16 77 18 19 120 21 22 23 24 25 26 27 28 29 。 30 C. Trial Balance D. Retained Earnings E Balance Sheet 79F Mostly deady
the balance sheet serves as a useful tool for decision-making in a company, as it provides information about the company's financial position.
The balance sheet is one of the most important financial statements that a company prepares. It provides a snapshot of the business' financial health by providing a list of its assets, liabilities, and equity. Here is how to create a balance sheet for Shoes for You, Inc. as of March 31, 2021.
Shoes for You, Inc.
Balance Sheet
As of March 31, 2021
Assets
Current assets:
Cash and cash equivalents $200,000
Accounts receivable $320,100
Inventory $150,000
Total current assets $670,100
Fixed assets:
Property, plant, and equipment $50,000
Less: accumulated depreciation ($10,000)
Net fixed assets $40,000
Total assets $710,100
Liabilities and Equity
Current liabilities:
Accounts payable $500
Notes payable $10,000
Total current liabilities $10,500
Long-term liabilities:
Bardi loan $300,000
Total liabilities $310,500
Stockholders' equity:
Common stock $1,000
Retained earnings $398,600
Total stockholders' equity $399,600
Total liabilities and equity $710,100
In conclusion, the balance sheet is used to measure a company's liquidity, leverage, and solvency. Assets should always equal liabilities plus equity, and this equation is shown on the balance sheet. Therefore, the balance sheet serves as a useful tool for decision-making in a company, as it provides information about the company's financial position.
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Which are affected by the factors of production? Check all that apply.
A.) the demand of the item
B.) the availability of the item
C.) the cost of the item
D,) the quality of the item
E.) the popularity of the item
Answer:
A
C
D
Explanation:
without demand no reason to product it
The cost of a item also greatly affects it
and how well they can make it without being too expensive
PLEASE HURRYYYY THIS IS DUE RIGHT NOW 20 POINTS
Please select the word from the list that best fits the definition Fossil fuels are the only cause of global warming. Absolute or Qualified?
Answer:
absolute
Explanation:
cause oils from mine feilds an certain refreshners cause global warming
Answer:
Absolute
Explanation:
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT?
All of the following, with the exception of conditions, are required.
Describe insurance.One party will agree to compensate another in the event of a certain loss, damage, or injury in exchange for a fee in order to safeguard oneself from financial loss. It is a risk management technique that is typically used to guard against the danger of a hypothetical loss that may or may not materialise.
An underwriter, insurer, firm, or carrier is a company that provides insurance. A person or organisation that obtains insurance is known as a policyholder, whereas a person or organisation that the policy protects is known as an insured.
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If the approximate market value for of a $1,000 corporate bond is $1,200 and it pays 6 percent interest, then what are comparable bonds paying?
The comparable bonds pay a 5% interest rate when the approximate market value of a $1,000 corporate bond is $1,200 and it pays 6 percent interest.
What are bonds?A bond is a type of financial security in which the issuer owes the holder debt and is obligated depending on the terms to repay the principal of the bond as well as interest over a specified period of time.
Given that,
Approximate market value of $1,000 is $1,200
Interest rate is 6%
\(\rm\,Annual \; Interest = (face \; value)\times Interest \; rate\\ \rm\,Annual \;Interest = 1,000 \times 6\%\\ \rm\,Annual \;Interest = 60\\\\Calculation of comparable bond interest rate:\\\\Approximate \;bond \;value = \frac{Annual\; interest}{Comparable \;interest\; rate} \\\\1200 =\frac{60}{Comparable\; Interest \;Rate} \\\\Comparable\; Interest\; Rate = 5\%\)
Hence, the comparable bonds pay a 5% interest rate.
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Services marketing has a marketing mix which consists of eight 'Ps'. Discuss 4 components that can be considered as Conventional approach to services marketing.
In the conventional approach to services marketing, four components can be considered as part of the marketing mix. These components are product, price, place, and promotion.
The product component in services marketing refers to the service itself or the bundle of benefits that customers receive. It involves defining and designing the core service, as well as any additional features or enhancements that can be offered to create value for customers.
Price is another crucial component in services marketing. It involves determining the monetary value that customers are willing to pay for the service. Pricing strategies for services can vary, including options such as hourly rates, flat fees, or subscription models, depending on the nature of the service and the target market.
The place component in services marketing focuses on the location or distribution channels through which the service is delivered to customers. It includes decisions on physical locations, online platforms, or other channels that ensure convenient access to the service for the target market.
Promotion is the final component of the conventional approach to services marketing. It involves the communication and promotion strategies used to create awareness and generate demand for the service. This can include advertising, public relations, direct marketing, and other promotional tactics to reach and engage the target audience effectively.
These four components collectively form the conventional approach to services marketing, providing a framework for organizations to design and implement their marketing strategies for services effectively.
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Analyse why the social benefit of education exceed the private benefit
Answer:
dddddddddddd
Explanation:
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxs
aside from retail sites and brand sites, where are consumers going to find reviews about products? group of answer choices social media
Aside from retail sites and brand sites, where are consumers going to find reviews about products is Social media & blogs. Option A is the correct answer.
Aside from store and company websites, users can find product reviews in the following places:
Consumers can find reviews and recommendations by following influencers, bloggers, or relevant hashtags on social media and blogs.Review Websites: There are various dedicated review websites that provide extensive reviews and ratings for a wide range of products and services, such as Yelp, TripAdvisor, and ConsumerReports. Online Forums and Discussion Boards: Sites such as Reddit, Quora, and Stack Exchange feature communities where users may discuss a variety of topics, including product reviews. Bloggers and Social Media Influencers: Many bloggers and social media influencers specialise in product reviews and sharing their personal experiences.For such more question on consumers:
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The following question may be like this:
Aside from retail sites and brand sites, where are consumers going to find reviews about products? group of answer choices
Social media & blogs.Review WebsitesOnline Forums and Discussion BoardsBloggers and InfluencersDon and Warren formed an equal partnership to build drag-racing vehicles. Don contributed $5,000 in cash, and Warren contributed a truck with a fair market value of $5,000 and an adjusted tax basis of $4,500. They plan to use the truck for hauling parts and cars. When Warren purchased the truck 1 year earlier, he elected to use the straight line method to depreciate the truck using the mid-year convention over its 5-year recovery period. The partnership should
Answer: Record the truck on the books at $4,500 and depreciate it over its remaining recovery period using the straight line method and mid-year convention.
Explanation:
A partnership occurs when two or more people come together and join resources together, make management decisions, share profit and losses and have a common goal towards the achievement of organizational goals.
Based on the information given, the partnership should record the truck on the books at $4,500 which is the adjusted tax basis and then depreciate it over its remaining recovery period using the straight line method and the mid-year convention.
At Just Right Thermostats, managers and workers share responsibilities, managers stress employee participation in all aspects of company decision making, and employment is long term. What theory of management does Just Right Thermostats follow
20) Describe two ways that Southerners slowed the progress of African Americans
during the Jim Crow Era,
Answer:
One way Southerners slowed the progress of African Americans during the Jim Crow Era was through the implementation of discriminatory laws, such as poll taxes and literacy tests, that prevented them from exercising their right to vote. Another way was through the use of violence and intimidation tactics, such as lynching and the Ku Klux Klan, to instill fear in African Americans and discourage them from seeking equal rights.
Explanation:
13. Suppose you are evaluating a project to establish a new car factory. Having analyzed several scenarios, you come up with three outcomes. First, the worst-case scenario (probability of 25%) the expected cashflow is $50 billion. The cashflow for the base-case scenario (probability of 50%) is $100 billion. Finally, the best-case scenario (probability of 25), would result in a cashflow of $200 billion. What is the highest amount you would be prepared to pay to establish the factory?
1. O $50 billion
2. O $100 billion
3. O $112.5 billion
4. O $116.7 billion
5. O $200 billion
the correct answer is option 3: $112.5 billion. The question presents three potential outcomes with associated probabilities for a new car factory project. It asks for the highest amount one would be prepared to pay to establish the factory.
To determine the highest amount to pay for establishing the factory, we need to consider the expected cash flows and their probabilities. The expected cash flow is calculated by multiplying each outcome by its respective probability and summing the results.
In this case, the expected cash flow would be (0.25 * $50 billion) + (0.50 * $100 billion) + (0.25 * $200 billion) = $112.5 billion. The highest amount one would be prepared to pay to establish the factory would be equal to the expected cash flow, which is $112.5 billion. Therefore, the correct answer is option 3: $112.5 billion.
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_______ will help you maintain good credit.
Paying your Bills on Time will help you to maintain good credit.
Why do one need to Pay Bills on Time?The act if paying one's credit card bills and other forms of loans on time is very vital.
Mostly because late or missed payments could lead to a dip in one's credit score. If one is not totally concerned about missing a due date, it is better to have a form of automatic bill payment that can help one to stay on top of one's account payments.
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Answer: lowering your balances