A bond is a financial instrument that obligates the issuer to pay the bondholder the principal plus interest at the end of a designated period True False
Answers
A bond is a financial instrument that obligates the issuer to pay the bondholder the principal plus interest at the end of a designated period. This statement is true.
What Is Principal?The term "principal" is most frequently used to describe the initial amount of money borrowed for a loan or invested. It may also refer to the owner of a private firm, the face value of a bond, or the principal party to a transaction.
In the financial and economic worlds, the word "principal" has several different connotations.Principal in the context of borrowing refers to the original amount of a loan or bond (the amount that must be repay).Principal in the context of investing refers to the first quantity spent on the acquisition of assets (independent of any earnings or interest)Principals, or people who hold the majority of stock in a company, play an important role in business.To know more about bonds, refer:
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Related Questions
Which ofthe following accounts are usually transferred to the Income Statement? *
1 point
a. Rent, premises, drawings
b. Drawings, rent, purchases
c. Commission received, rent, purchases
d.Purchases, furniture, commission received
Answers
Answer:C
Explanation:It is C because to get your commission they need to transferred to your Income Statement and for rent they need to know that you can afford to live there.To purchase big stuff they gotta look at your income to buy it.
3. What is an annual percentage rate (APR)? Describe one similarity and one
difference between the APR and the interest rate on a credit card or loan. Why
would the APR differ from a creditor's posted interest rate? In your response, also
explain how borrowers can use the APR to evaluate loan options, and describe why
borrowers should be wary of low introductory APRs. (8 points)
7
Answers
An annual percentage rate, or APR, is a figure that expresses the entire cost of borrowing money as a proportion of the loan's principle. An accurate picture of how much it costs to borrow money is intended to be provided by the APR on a loan or credit card.
What is annual percentage rate?The term annual percentage rate of charge refers to the interest rate for an entire year rather than just a monthly fee or rate as applied on a loan, home loan, credit card, etc. It can also be referred to as a nominal APR or an effective APR. It is an annual rate of a finance charge. An annual percentage rate, or APR, is a figure that expresses the entire cost of borrowing money as a proportion of the loan's principle. An accurate picture of how much it costs to borrow money is intended to be provided by the APR on a loan or credit card.
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Capacity and location decisions, the design of personnel policies, and selection of production equipment - all must be based on the organization's best estimate of
Answers
Capacity decisions involve determining the amount of output a firm can produce over a given period. This decision is crucial because it affects the firm's ability to meet demand, control costs, and generate profits. The firm's estimate of future demand will influence its decision on how much capacity to build or acquire.
Location decisions involve selecting the optimal location for the firm's facilities. A firm's choice of location should be based on its estimate of future demand, the availability of resources, transportation costs, and the local business environment.
Personnel policies are critical because they affect employee satisfaction, retention, and productivity. Organizations must design policies that align with their goals and values, taking into account the estimated demand for labor, the current labor market conditions, and the company's budget.
The selection of production equipment is also an essential decision that must be based on the organization's best estimate of future demand. Equipment should be selected to meet demand while minimizing production costs.
The businesses must base capacity and location decisions, personnel policies, and production equipment selection on their best estimates of future demand. Failure to do so can result in a mismatch between the firm's capacity, location, personnel, and production equipment and the demand for its products or services, leading to inefficiencies, increased costs, and lost opportunities.
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A pet store only has cats and dogs. The ratio of the number of cats to the number of dogs is 2:3. 1/4 of the cats and 1/2 of the dogs wear collars. If there were 48 animals that were collars, how many animals are in the pet store
Answers
There are a total of 120 animals in the pet store. Let's assume the number of cats is 2x and the number of dogs is 3x (since the ratio of cats to dogs is 2:3).
Given that 1/4 of the cats and 1/2 of the dogs wear collars, we can set up the equation:
(1/4)(2x) + (1/2)(3x) = 48
Simplifying the equation:
x/2 + (3x/2) = 48
2x + 3x = 96
5x = 96
x = 19.2
Since the number of animals cannot be in decimal, we can round x to the nearest whole number, which is 19.
Therefore, the number of cats is 2x = 2 * 19 = 38, and the number of dogs is 3x = 3 * 19 = 57.
The total number of animals in the pet store is the sum of cats and dogs:
Total animals = 38 + 57 = 95.
However, we need to consider that the given information is based on ratios. Since the number of animals must be a multiple of both 2 and 3 (to maintain the 2:3 ratio), we need to find the nearest common multiple of 2 and 3, which is 6.
Therefore, we can calculate the total number of animals as 6 times the ratio:
Total animals = 6 * (2x + 3x) = 6 * (2 + 3) * 19 = 120.
Hence, there are a total of 120 animals in the pet store.
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siskiyou, inc. has total current assets of $1,200,000; total current liabilities of $500,000; long-term assets of $800,000; and long-term debt of $600,000. how much is the firm's total equity?
Answers
The total equity of Siskiyou, inc. is $900,000.
What is total equity?Entire assets minus total liabilities equals equity. A company's balance sheet will contain all of these numbers.
The sum that investors put in a firm in return for stock, plus all future profits realized by the company, less all future dividends paid out, is referred to as total equity.
Total equity =( current assets + long term assets) - (long term debt + current liabilities)
= 2,000,000-(500,000+600,000)
= $900,000
Hence, The total equity of Siskiyou, inc. is $900,000.
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The first institution to contact if you know you have been an identity theft victim is
Answers
The first institution that should be contacted in the case of identity theft is the Federal Trade Commission (FTC).
Why should you contact the Federal Trade Commission (FTC)?If you have fallen victim to identity fraud, you should call the Federal Trade Commission immediately.
They will then help you report to the relevant law enforcement agencies such as the FBI and local police.
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Supporters of globalization argue that bodies such as the World Trade Organization and the United Nations exist to serve the collective interests of member states, not to subvert those interests.
a. True
b. False
Answers
Answer:
True.
Explanation:
Supporters of globalization argue that bodies such as the World Trade Organization and the United Nations exist to serve the collective interests of member states, not to subvert those interests.
Globalization can be defined as the strategic process which involves the integration of various markets across the world to form a large global marketplace. Basically, globalization makes it possible for various organizations to produce goods and services that is used by consumers across the world.
The world trade organization (WTO) is an intergovernmental organization that set rules, policies and regulates global trade across the world.
Also, the United Nations is an intergovernmental organization that is set to foster security, unity, and peace among its member nations across the world.
Hence, these two organizations exist to serve the collective interests of member states and not otherwise.
LO.5, 9 Diane owns a principal residence in Georgia, a townhouse in San Francisco, and a yacht in Cape Cod. All of the properties have mortgages on which Diane pays interest. What are the limitations on Diane's mortgage interest deduction? What strategy should Diane consider to maximize her mortgage interest deduction?
Answers
The limitations on Diane's mortgage interest deduction depend on the specifics of each property and mortgage. Here are the general rules:
1. Principal Residence: Diane can deduct mortgage interest on up to $750,000 of acquisition debt used to buy, build, or improve her principal residence. She can also deduct interest on up to $100,000 of home equity debt. The total mortgage debt limit for the two types of debt is $750,000.
2. Townhouse: If Diane uses the townhouse as a second home (i.e., she does not rent it out), she can deduct mortgage interest on up to $750,000 of acquisition debt. However, if she rents out the townhouse, the interest deduction is limited to the amount of rental income she earns from the property.
3. Yacht: If the yacht is considered a second home (i.e., it has sleeping quarters, a kitchen, and a toilet), Diane can deduct mortgage interest on up to $750,000 of acquisition debt. However, if the yacht is not considered a second home (e.g., it is used purely for recreation), she cannot deduct the mortgage interest.
To maximize her mortgage interest deduction, Diane could consider several strategies:
1. Pay off the mortgage on her principal residence: If Diane pays off the mortgage on her principal residence, she will no longer be able to deduct the mortgage interest. However, she may be able to claim the standard deduction instead, which for tax year 2021 is $12,550 for single filers and $25,100 for married filing jointly.
2. Convert the townhouse to a rental property: If Diane converts the townhouse to a rental property, she may be able to deduct all of the mortgage interest as a rental expense, subject to the limitations on rental expenses.
3. Convert the yacht to a second home: If the yacht does not currently qualify as a second home, Diane could consider making modifications (e.g., adding sleeping quarters, a kitchen, and a toilet) to make it eligible for the mortgage interest deduction. However, she should be aware that there may be other tax implications of making the yacht a second home, such as property taxes and state registration fees.
4. Consider refinancing: If Diane is able to refinance her mortgages at a lower interest rate, she may be able to reduce her overall interest expense and increase her deductible interest. However, she should be aware of any fees or costs associated with refinancing, and should carefully consider whether it makes sense financially.
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can someone help? it's accounting !
Answers
Answer: i cant see
Explanation:
Jeannine and Ryan, have both been working full-time jobs for many years. They are about to adopt three siblings and are trying to decide if they are both going to keep working. What disadvantage will they likely experience if they choose a single income option?
A.
They will have higher costs for childcare.
B.
They will have a greater amount of financial income.
C.
They will have less time to spend with their new baby.
D.
They will have less disposable income.
Answers
Answer: D
Explanation:
Answer: They will have less disposable income.
Enter account type (checking/savings): Enter amount to be deposited to open ac Enter interest rate (as a percent): .01 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exst the program. 3 Account Holder Name: Dave Brown Account Type: checking Account Number: 1100 Balance: $10000.00 Interest Rate: 0.01% ∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗ 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 9 and write a program to illustrate how to use your class . Example output is shown below: 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 1 Enter customer's name: Dave Brown Enter account type (checking/savings): Enter amount to be deposited to open ac Enter interest rate (as a percent): .01 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 3 Account Holder Name: Dave Brown Account Type: checking Account Number: 1100 Define the class bankAccount to implement the basic properties of a bank account. An object of this class should store the following data: Account holder's name ( string ). account number (int), account type ( string , checking/saving), balance ( double ), and interest rate ( double ). (Store interest rate as a decimal number.) Add appropriate member functions to manipulate an object. Use a static member in the class to automatically assign account numbers. Also, declare an array of 10 components of type bankAccount to process up to 10 customers and write a program to illustrate how to use your class. Example output is shown below: 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 1
Answers
This code allows you to add new customers, access existing customers, and print customer data.
The `bankAccount` class in Python:
```python
class bankAccount:
account_number = 1000 # Static member to automatically assign account numbers
accounts = [None] * 10 # Array to store up to 10 customers
def __init__(self, name, account_type, initial_deposit, interest_rate):
self.name = name
self.account_type = account_type
self.balance = initial_deposit
self.interest_rate = interest_rate
self.account_number = bankAccount.account_number
bankAccount.account_number += 1
bankAccount.accounts[self.account_number - 1000] = self
def deposit(self, amount):
self.balance += amount
def withdraw(self, amount):
if self.balance >= amount:
self.balance -= amount
else:
print("Insufficient funds!")
def print_details(self):
print("Account Holder Name:", self.name)
print("Account Type:", self.account_type)
print("Account Number:", self.account_number)
print("Balance: $%.2f" % self.balance)
print("Interest Rate: %.2f%%" % (self.interest_rate * 100))
# Program execution
while True:
print("1: Enter 1 to add a new customer.")
print("2: Enter 2 for an existing customer.")
print("3: Enter 3 to print customer data.")
print("9: Enter 9 to exit the program.")
choice = int(input())
if choice == 1:
name = input("Enter customer's name: ")
account_type = input("Enter account type (checking/savings): ")
initial_deposit = float(input("Enter amount to be deposited to open account: "))
interest_rate = float(input("Enter interest rate (as a percent): ")) / 100
account = bankAccount(name, account_type, initial_deposit, interest_rate)
print("Account created successfully.")
elif choice == 2:
account_number = int(input("Enter account number: "))
if account_number in range(1000, 1010) and bankAccount.accounts[account_number - 1000] is not None:
account = bankAccount.accounts[account_number - 1000]
print("Existing customer found.")
else:
print("Invalid account number or customer not found.")
elif choice == 3:
if 'account' in locals():
account.print_details()
else:
print("No customer data to display.")
elif choice == 9:
print("Exiting the program...")
break
else:
print("Invalid choice. Please try again.")
```
This code allows you to add new customers, access existing customers, and print customer data.
The `bankAccount` class keeps track of the account details, assigns account numbers automatically, and stores up to 10 customers. The program uses a simple menu-driven approach to interact with the user.
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i mass marketing is better than niche marketing true or false
Answers
Answer:
It is true
Explanation:
Which of the following, according to Victor Turner, is the first stage of a rite of passage that involves the physical, psychological, or symbolic removal from the daily activities of the group?
Answers
According to Victor Turner, the first stage of a rite of passage is the separation stage. This stage involves the physical, psychological, or symbolic removal from the daily activities of the group. In this stage, the individual or group undergoing the rite of passage is separated from the rest of society or their usual social group.
This separation can take many different forms, such as physical removal to a secluded location, the wearing of distinctive clothing or markings, or the performance of specific rituals or ceremonies. During the separation stage, the individual or group is often forced to confront their own identity and their place within the larger society. This can be a challenging and sometimes uncomfortable process, as it requires a degree of self-reflection and introspection.
However, it is an essential part of the rite of passage process, as it sets the stage for the next stages of the process: the liminal phase and the incorporation phase. In the liminal phase, the individual or group is in a state of transition, neither fully separated from their previous identity nor fully incorporated into their new identity. This is often a time of uncertainty and ambiguity, but it is also a time of great potential for personal growth and transformation.
Finally, in the incorporation phase, the individual or group is fully integrated into their new identity and role within the larger society. Overall, the separation stage is an important and necessary step in any rite of passage, as it provides the foundation for the entire process and sets the stage for personal growth and transformation.
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After the war was over, the population continued exchanging these certificates instead of converting them to silver. what type of money did this economy use?
Answers
The type of money the economy used, wherein certificates were used instead of silver would be called representative money.
Representative money is any medium of exchange. It was often printed on paper, normally called paper money. This could be exchanged for the commodity behind it. For instance, after the war, the population continued exchanging certificates instead of converting them to silver.
As the representative money is tied to a physical object, it is quite less prone to depreciation by inflation. This money is backed up by one or the other different things of value.
Hence, the type of money wherein certificates were used instead of silver is called representative money.
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1.1 Which statement best describes financial accounting …
A. Reports are prepared for managers and users inside the organisation
B. Provides a scorecard by which the past performance of a business is judged in
the form of financial statements which are used by stakeholders outside the
organisation
C. Conduct an official financial inspection of a company or its accounts
D. A and B only
E None of the above
Answers
if you have a net spendable income of 1,450 per month, what is the maximum amount of money you should spend on entertainment each month
Answers
Question 1 of 40
What of these statements best describes the purpose of a logo?
A. It consists of the words the audience will read first on an
advertisement.
B. It supports a marketing message by grabbing attention and
making an emotional appeal.
C. It lists information and other details needed to develop audience
interest and credibility.
D. It reminds the audience of the advertiser's identity.
SUBMIT
Answers
Answer:
D. It reminds the audience of the advertiser's identity.
Explanation:
Marketing can be defined as the process of developing promotional techniques and sales strategies by a firm, so as to enhance the availability of goods and services to meet the needs of the end users or consumers through advertising and market research.
Advertisement refers to the promotional multimedia messages designed and developed to make the products or services of a company known to its customers and potential customers. It is generally considered to be one-sided because it focuses on painting a brand as the best and devoid of any negative issue.
A logo is simply a graphical symbol, emblem or illustration that serves as a means of identity and trademark of a particular company saddled with the responsibility of manufacturing goods and services for its customers. Logos are usually placed or inscribed in all products, so as to differentiate the brand from it's competitors and to make the customers aware of the identity of the manufacturer (advertiser) during an advertisement.
Hence, the statement which best describes the purpose of a logo is that it reminds the audience of the advertiser's identity.
in an economy such as ours, banks help us exchange goods and services for money or other financial assets. because of this, they are considered a critical intermediary in what system?
Answers
Banks are a critical intermediary in the financial system as they facilitate the exchange of funds, provide essential financial services, and contribute to the stability and functioning of the economy.
Banks play a crucial role as intermediaries in the financial system. Banks act as intermediaries by connecting those who have excess funds (savers) with those who need funds (borrowers). They accept deposits from individuals, businesses, and other entities and then use those funds to provide loans and other financial services.
By acting as intermediaries, banks facilitate the exchange of goods and services for money or other financial assets. They provide a secure and convenient means of payment, such as issuing checks, debit cards, and facilitating electronic transactions. Banks also offer various financial services, including investment advisory, wealth management, and insurance products.
Through their role as intermediaries, banks contribute to the overall stability and efficiency of the economy. They help allocate capital to productive investments, promote economic growth by providing credit to businesses, and support individuals in managing their financial affairs.
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which is a way to increase your net worth
Answers
Ways to increase your net worth are
Contribute more money to your retirement fund.Reduce your spending.It's time to get rid of high-interest loans.Make a contingency fund. This is further explained below.What is net worth?Generally, taking into consideration all financial assets and obligations of a person/company/household.
In conclusion, Consolidate or renegotiate your debts.
Keep your vehicles for as long as you can.
Boost your wages
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Please help!!!
A major revision task involves assessing the clarity of your message. A clear message is one that is easily
understood. Describe three techniques that can improve the clarity of your writing. Include an example of each
technique
Answers
Answer:
1) Know what you want to say
2) Know who you're talking to
3) Define unfamiliar words
4) Create a sentence outline
5) Write one-sentence paragraphs
6) Make your sentences short
7) Don't use long words
8) Leverage writing tools
After working for twelve years as a janitor in a car repair shop, you are beginning to wish you had another job or even another career. Describe how you would transition to another career of your choice. Be sure to include a reference to how you would construct a résumé for the position you want and how your experiences as a janitor would make you a good fit for the position you wish to obtain.
Answers
Answer:
If you were to transition to another career you should get a two weeks notice to inform your current employer. Then you would start looking for another job that requires skills that you already have. Then you can ask your former employer for a letter of recommendation.
Explanation:
Answer:
If you were to transition to another career you should get a two weeks notice to inform your current employer. Then you would start looking for another job that requires skills that you already have. Then you can ask your former employer for a letter of recommendation.
Explanation:
i got 100
which of the following are achieved at the equilibrium quantity of a good or service? multiple select question. allocative efficiency productive efficiency a shortage of the good or service a surplus of the good or service
Answers
A: Allocative efficiency and B: productive efficiency are achieved at the equilibrium quantity of a good or service.
At the equilibrium quantity of a good or service, allocative efficiency and productive efficiency are achieved. Allocative efficiency means that resources are allocated in a way that maximizes overall social welfare, where the marginal benefit to society of producing a good or service is equal to its marginal cost. This occurs at the point where the demand and supply curves intersect, which defines the equilibrium quantity.
Productive efficiency means that goods or services are produced at the lowest possible cost, where the cost of producing an additional unit is equal to the marginal cost of production. These two efficiencies are important concepts in microeconomics and provide insight into how markets work and how resources are allocated.
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What is the percentage of Internet searches conducted via mobile phones?
89%
77%
over 50%
under 40%
Answers
Answer:
Over 50%
Explanation:
Globally, 68.1% of all website visits in 2020 came from mobile devices—an increase from 63.3% in 2019
why is it important to be a good communicator for a successful future?
Answers
Answer:
Explanation:
Being an excellent communicator can help you land that first job in your new career and ensure a positive future. It can separate you from other applicants, help you be a more effective employee and serve as a stepping stone to leadership responsibilities and career advancement.
Carrie and Michael are married and will file a joint return. In addition to income from wages, they have a $5,000 long-term capital gain from the sale of stock. Their 2019 taxable income is $121,500. Their capital gain will be taxed at a rate of:
Answers
Answer: 15%
Explanation:
From the question, we are informed that Carrie and Michael are married and will file a joint return and that they have a $5,000 long-term capital gain from the sale of stock. We are further told that their 2019 taxable income is $121,500.
Based on the above scenario, their capital gain will be taxed at a rate of 15%. This is due to the fact that when filing their status, they will be regarded as married and the applicable rate is 15% for an income that is between $78,751 and $488,850. Since they've $121,500 their rate will be 15%.
. Identify any 3 elements of risks (3) Q1.4 Explain the basic risk classifications by contrasting and comparing the following: Provide practical examples where applicable. Q.1.4.1 Perils and Hazards. (2) Q.1.4.2 Pure and speculative risks. (2) Q.1.4.3 Insurable and non-insurable risks. (2) Q1.4.4 Fundamental risk and particular risks. (2) Q.1.4.5 Systematic risk and systemic risk. (2)
Answers
Perils refer to specific causes of loss or damage, such as fire, theft, or natural disasters. Hazards, on the other hand, are conditions or situations that increase the likelihood of loss or damage, such as slippery floors or faulty electrical wiring.
Pure risks are situations where only a loss can occur, such as accidents or natural disasters. Speculative risks, on the other hand, involve the possibility of gain or loss, such as gambling or investing in stocks. Insurable risks are those that can be transferred to an insurer through an insurance policy, such as property damage or medical expenses. Non-insurable risks, on the other hand, are risks that insurers are unwilling to cover, such as war or illegal activities.
Fundamental risks are risks that affect a large number of people or businesses within a specific industry or region, such as economic recessions or natural disasters. Systematic risk refers to risks that are inherent to the entire market or economy, such as inflation or changes in interest rates. Systemic risk, on the other hand, refers to risks that can cause a breakdown or failure of an entire system, such as a financial crisis affecting multiple banks.
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A company is going to launch an exclusive high-end smartphone. They rely on a bold marketing strategy that offers a lifetime warranty for replacing the first failure caused by normal use in each smartphone sold. of use. even better results (less failures), if the true probability of failure is 0.0805 Please use the normal approximation and introduce the answer to 3 decimal places.
Answers
The probability that a high-end smartphone will fail using normal approximation is approximately equal to 1, to 3 decimal places.
Given that the probability of failure is 0.0805. We are to find the probability that a high-end smartphone will fail. The normal approximation formula is given by `P (x > a) = P (z > (a - μ)/σ)`The mean and the variance of a binomial distribution are given as follows: Mean μ = `np` = `500*0.0805` = `40.25`Variance σ² = `npq` = `500*0.0805*0.9195` = `3.5725`The standard deviation σ = `sqrt(σ²)` = `sqrt (3.5725)` = `1.8915`The probability that a high-end smartphone will fail is given by; `P(X > 1)` = `P(X >= 1)`Using continuity correction, `P(X >= 1.5)` = `P(Z > (1.5 - 40.25)/1.8915)` = `P(Z > -20.59)` = 1 Therefore, the probability that a high-end smartphone will fail is approximately equal to 1, to 3 decimal places.
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Select the correct answer from the drop-down menu.
Which option is an example of verbal communication?
A --------- is an example of verbal communication.
smile
letter
handshake
Answers
Answer:
its a .............................letter
Explanation:
A handshake is an example of verbal communication. Thus, option C is correct.
What is verbal communication?Verbal communication is when you or another person speaks out while expressing yourself verbally. However, nonverbal communication is the exchange of information through actions, reactions on the face, and facial expressions.
When you shake hands with someone, you are expressing your warm welcome and full focus. We communicate nonverbally to convey our intentions, identities, beliefs, and various cultural approaches.
Nonverbal communication includes gestures like signaling, winking, hand-shaking, physical separation, and emotions on the face, among others. This is a major change that comes in the way a person is communicating.
Therefore, option C (handshake) is the correct option.
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Give very short answers to the following questions:
1. What do you know about an office ?
2.
What does chalani mean?
3. What does darta mean?
4 How can you say that office is an information centre ?
Answers
Answer:
1-place where any formal operations are done
2-chalani means to make somebody pay fine
3-darta refers to listing of something as name (registration )
4-office is an information center as all records are kept in a office that is related to any business
At a local grocery store, they sell a Visa card that has a prepaid amount on it. People can use this card anywhere, but it cannot be used for more than its prepaid value. Which type of card is this?
A.
a debit card
B.
a smart card
C.
a stored value card
D.
a retail credit card
Answers
The type of the card is a Retail Credit card. Hence the option (D) is the correct one.
What is the function of retail credit cards work?For retail credit cards, an image You can potentially obtain benefits at some retail establishments if you have a retail store credit card.
Decide if you want a card that restricts the retailers with which you may earn rewards or one that enables you to earn rewards for regular purchases. Benefits could consist of privileged access to funding, exclusive deals, discounts, and awards.
For instance, paying in whole for a motorcycle costing $10,000 would be excessive for a buyer.
Consumer will receive a $10,000 loan from retail credit institutions, which will be repaid with interest over a period of time in the form of monthly installments.
Hence the correct option is (D).
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