4.When comparing a Joint Life Policy to two individual life policies of the same amount on the same
insureds, which condition is true?

Answers

Answer 1

When comparing a Joint Life Policy to two individual life policies of the same amount on the same insureds, it is important to note that a Joint Life Policy covers both insureds under a single policy.

This means that the premiums for a Joint Life Policy may be lower than the combined premiums for two individual policies, since the risk is spread across both insureds. However, a Joint Life Policy pays out only once, upon the first death of either insured, whereas two individual policies would pay out twice, upon the death of each insured. Therefore, it is important to consider the needs of the beneficiaries when choosing between a Joint Life Policy and two individual policies, as well as the potential cost savings of a Joint Life Policy. This means that the premiums for a Joint Life Policy may be lower than the combined premiums for two individual policies, since the risk is spread across both insureds.

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The complete question is :

When comparing a Joint Life Policy to two individual life policies of the same amount on the sum insureds, which condition is true?


Related Questions

Fickel Company has two manufacturing departments—Assembly and Testing & Packaging. The predetermined overhead rates in Assembly and Testing & Packaging are $19.00 per direct labor-hour and $15.00 per direct labor-hour, respectively. The company’s direct labor wage rate is $21.00 per hour. The following information pertains to Job N-60: Assembly Testing & Packaging Direct materials $ 375 $ 39 Direct labor $ 168 $ 84 Required: 1. What is the total manufacturing cost assigned to Job N-60? (Do not round intermediate calculations.) 2. If Job N-60 consists of 10 units, what is the unit product cost for this job?

Answers

The total manufacturing cost assigned to Job N-60 is $ 696. If Job N-60 consists of 10 units, the unit product cost for this job is $111.00.

How to find the manufacturing costs ?

Direct materials (Assembly + Testing & Packaging) = $375 + $39

= $414

Direct labor (Assembly + Testing & Packaging) = $168 + $84

= $252

Overhead applied (Assembly + Testing & Packaging) = $19 * 168 + $15 * 84 = $316 + $126

= $442

Total manufacturing cost = $414 + $252 + $442

= $1110

Unit product cost = Total manufacturing cost / Number of units

= $1110 / 10

= $111.00

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I a carry trade you borrow in low interest rate currencies and invest in high interest rate currencies. Returns are exclusively due to appreciation of the high interest rate currencies. True or false

Answers

If you engage in a carry trade and borrow and invest based on the interest rates of currencies, returns are based on the difference in rates so this is FALSE.

What does a Carry trade involve?

A carry trade involves borrowing in a currency where the interest rates are low and then investing in a place where the rate is high.

The returns/ profits come from the difference in interest rates because you would be borrowing at a low rate and gaining returns at a high rate.

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Imagine you own a company that makes YOUR FAVORITE PRODUCT.

Answers

Answer:

I am not sure what you want me to answer but Ill give you my P.O.V

Explanation:

If I had my own company with my favorite product I would have created more of the things related to that product. And invest my money in other products I enjoy using. And improve on that product make it better.

I would probably use that product and make more products that people like

Rosario Department Store uses a perpetual inventory system. Data for product
E2-D2 includes the following purchases.
Number of Units 50
Unit Price $10 $30
May 7
July 28
On June 1, Rosario sold 26 units, and on August 27, 40 more units. Prepare the perpetual
inventory schedule for the above transactions using (a) FIFO, (b) LIFO, and (c) moving-average

Answers

The perpetual inventory schedule using FIFO shows a balance of 64 units and a cost of goods sold of $660, using LIFO shows a balance of 64 units and a cost of goods sold of $1,980, and using the moving-average method shows a balance of 64 units and a cost of goods sold of $1,320.

To prepare the perpetual inventory schedule using FIFO, LIFO, and moving-average, we need to track the purchases, sales, and remaining inventory for the product E2-D2. Let's calculate the inventory schedule for each method:

(a) FIFO (First-In, First-Out):

Using the FIFO method, we assume that the first units purchased are the first ones sold. The perpetual inventory schedule is as follows:

Date Purchases Sales Balance Cost of Goods Sold

May 7 50 units -

June 1 26 units 24 units $10/unit * 26 = $260

July 28 - 24 units -

August 27 40 units 64 units $10/unit * 40 = $400

The balance at the end of August 27 is 64 units, and the cost of goods sold is $260 + $400 = $660.

(b) LIFO (Last-In, First-Out):

Using the LIFO method, we assume that the last units purchased are the first ones sold. The perpetual inventory schedule is as follows:

Date Purchases Sales Balance Cost of Goods Sold

May 7 50 units -

June 1 26 units 24 units $30/unit * 26 = $780

July 28 - 24 units -

August 27 40 units 64 units $30/unit * 40 = $1,200

The balance at the end of August 27 is 64 units, and the cost of goods sold is $780 + $1,200 = $1,980.

(c) Moving-Average:

Using the moving-average method, we calculate the average cost per unit based on all purchases. The perpetual inventory schedule is as follows:

Date Purchases Sales Balance Cost of Goods Sold

May 7 50 units -

June 1 26 units 24 units $20/unit * 26 = $520

July 28 - 24 units -

August 27 40 units 64 units $20/unit * 40 = $800

The balance at the end of August 27 is 64 units, and the cost of goods sold is $520 + $800 = $1,320.

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in a 3 - 4 page essay, discuss warren Buffett's approach to business dealings, especially as they relate to business ethics.
Compare that approach to Benie Madoff's.
Apply ethical philosophies that you have learned about in this module and state which you think apply to Mr. Buffett.

Which ethical philosophies apply to Mr. Madoff? Why?

Answers

In this essay, we explore Warren Buffett's ethical approach to business, compare it to Bernie Madoff's, and analyze the applicable ethical philosophies for each.

Here are the steps to be followed:

1. Introduction:

Provide a brief introduction to the topic of the essay, mentioning Warren Buffett and Bernie Madoff as prominent figures in business.State the purpose of the essay, which is to discuss Warren Buffett's approach to business dealings, particularly in relation to business ethics, and compare it to Bernie Madoff's approach.Mention that you will also apply ethical philosophies learned in the module to analyze their actions.

2. Warren Buffett's Approach to Business Dealings and Business Ethics:

Explain Warren Buffett's overall approach to business dealings.Discuss his stance on business ethics, emphasizing any specific principles or values he adheres to.Provide examples or case studies that demonstrate Buffett's ethical decision-making in his business practices.Discuss the impact of his ethical approach on his reputation and long-term success.

3. Bernie Madoff's Approach to Business Dealings and Comparison to Buffett:

Describe Bernie Madoff's approach to business dealings, specifically in relation to ethics.Highlight any unethical practices or actions committed by Madoff, such as his infamous Ponzi scheme.Compare and contrast Madoff's approach to Buffett's approach, pointing out the key differences in their ethical standards and behaviors.Discuss the consequences of Madoff's unethical actions, including the financial losses and damage to investors.

4. Application of Ethical Philosophies to Warren Buffett:

Introduce the ethical philosophies that you have learned in the module.Identify which ethical philosophies apply to Warren Buffett based on his approach to business dealings.Explain why you believe these philosophies are applicable and provide supporting evidence or examples from Buffett's actions or statements.Discuss the implications and benefits of Buffett aligning with these ethical philosophies.

5. Ethical Philosophies Applicable to Bernie Madoff and Reasons:

Analyze the ethical philosophies that can be applied to Bernie Madoff's actions.Discuss which ethical philosophies are relevant to understanding Madoff's unethical behavior.Provide justifications and explanations for the selected ethical philosophies, considering how they align with Madoff's actions or motivations.Reflect on the consequences of Madoff's departure from ethical principles.

6. Conclusion:

Summarize the key points discussed in the essay regarding Warren Buffett's approach to business dealings and ethics, as well as the comparison to Bernie Madoff.Emphasize the importance of ethical decision-making in business and the long-term implications it can have.Offer any final thoughts or insights on the topic.

Remember to support your arguments with evidence, examples, and references to credible sources. Properly cite any sources used in your essay according to the appropriate citation style.

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Suppose the economy is in a recession. The economy needs to expand by at least $450 billion, and the marginal propensity to consume is 0.6.

What is the least amount the government can spend to overcome the $450 billion gap?
$
billion

Answers

When an economy is in a recession and produces less than its potential GDP, expansionary fiscal policy is most suitable. Through reductions in public expenditure or increases in taxation, fiscal policies that are in contractionary mode lower the amount of aggregate demand.

How does an economy get out of a recession?

What Happens When an Economy Comes Out of a Recession? After a period of market-based economic adjustment, economies emerge from recessions. Economic recovery is also aided by fiscal stimulus plans. Both the central bank and the government have an influence on the economy through their separate monetary and fiscal policies.

How does a recession unfold? Companies sell less during recessions, and economic growth slows down or stops altogether. Large percentages of personnel may need to be let go by organizations to save expenses, which will lead to widespread unemployment.

The 2008 financial crisis-related global recession and the Great Depression of the 1930s, respectively, are the most frequently cited examples of a recession and depression.

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An increase in the money supply will also increase which of the following?

A.income
B.supply of gold
C.unemployment rate

Answers

i think the answer would be income

A firm operates in perfectly competitive market. The market price of its product is 6 birr and the cost function is given by 1/3Q3-5Q2+20Q+50, where TC is total cost and Q is the level of output. A. What level of output firm should the firm produce to maximize its profit? B. Determine the level of profit at equilibrium C. What a minimum price is required by the firm to stay in the market?​

Answers

To maximize profit in a perfectly competitive market, the firm should produce at the output level where marginal cost (MC) equals the market price (P).

The total cost (TC) function is given as:

TC = 1/3Q^3 - 5Q^2 + 20Q + 50

To find the marginal cost, we need to take the derivative of the total cost function with respect to Q:

MC = dTC/dQ = Q^2 - 10Q + 20

A. To maximize profit, set MC equal to the market price (P) and solve for Q:

Q^2 - 10Q + 20 = 6

Q^2 - 10Q + 14 = 0

Solving this quadratic equation will give us the level of output (Q) that maximizes profit. Using the quadratic formula, we find:

Q ≈ 2.34 or Q ≈ 7.66

Since Q represents the level of output, it cannot be a fraction or negative value in this context. Therefore, the firm should produce approximately 7 units of output to maximize profit.

B. To determine the level of profit at equilibrium, we need to calculate total revenue (TR) and subtract total cost (TC) at the output level where MC = P.

TR = P * Q

TR = 6 * 7 = 42

Profit (π) = TR - TC

Profit (π) = 42 - TC

To calculate the specific level of profit, we need the total cost equation. Substituting the value of Q into the TC equation, we can find the total cost at equilibrium.

C. To determine the minimum price required by the firm to stay in the market, we need to consider the level of average variable cost (AVC). If the price falls below AVC, the firm would be better off shutting down in the short run.

AVC = TVC / Q

AVC = (TC - TFC) / Q

However, the total fixed cost (TFC) is not provided in the given information. Without the TFC value, we cannot determine the minimum price required to stay in the market.

Therefore, we can answer parts A and B, but we cannot determine the minimum price required to stay in the market without the total fixed cost (TFC) information.

11. Movements along versus shifts of supply curves
Consider the market supply of cereal.
Complete the following table by indicating whether an event will cause a movement along the supply curve for cereal or a shift of the supply curve
for cereal, holding all else constant.
Event
An increase in the price of cereal
A decrease in the price of oats (used in the production of cereal)
A change in expectations about the future price of cereal

Answers

An increase in the price of cereal  -  Movement along the curve

A change in technology that makes it more costly to produce cereal - Shift in the supply curve. The supply curve will shift left because increase in the production cost of cereal.

A change in expectations about the future price of cereal - Shift in the supply curve.

Supply curve, in economics, photo illustration of the relationship between product rate and quantity of product that a supplier is inclined and able to supply. Product fee is measured on the vertical axis of the graph and quantity of product provided at the horizontal axis.

The supply curve is upward sloping due to the fact, through the years, providers can select how an awful lot in their goods to provide and later convey to market.

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Explain the theory of absolute advantage

Answers

Answer:

Explanation: Absolute advantage is when a producer can produce a good or service in greater quantity for the same cost, or the same quantity at a lower cost, than other producers.

Absolute advantage can be the basis for large gains from trade between producers of different goods with different absolute advantages.

By specialization, division of labor, and trade, producers with different absolute advantages can always gain more than producing in isolation.

Absolute advantage is related to comparative advantage, which can open up even more widespread opportunities for the division of labor and gains from trade.

One instance of a political or legal trend is the maturing of the "Millennials" cohort in
the United States.
True
False

Answers

True. The maturing of the "Millennials" cohort in the United States is an instance of a demographic trend, which can have political and legal implications as this generation becomes a larger portion of the population and gains more influence in society.

What are Millennials

Millennials are a generation of people born between the early 1980s and the mid-1990s or early 2000s, depending on the source. They are also sometimes referred to as Generation Y. Millennials are known for growing up during a time of rapid technological advancement, globalization, and social change.

They are the first generation to have grown up with easy access to the internet, social media, and smartphones, which has shaped their attitudes, behaviors, and worldview.

The values, beliefs, and priorities of the Millennial generation are likely to shape the political and legal landscape in the years to come.

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Dakota Coffee Company produces Columbian coffee in batches of 7,500 pounds. The standard quantity of materials required in the process is 7,500 pounds, which cost $6.00 per pound. Columbian coffee can be sold without further processing for $9.80 per pound. Columbian coffee can also be processed further to yield Decaf Columbian, which can be sold for $11.60 per pound. The processing into Decaf Columbian requires additional processing costs of $6,300 per batch. The additional processing will also cause a 5% loss of product due to evaporation.

Question Content Area
a. Prepare a differential analysis dated December 11 on whether to sell regular Columbian (Alternative 1) or process further into Decaf Columbian (Alternative 2). If required, use a minus sign to indicate a loss.

Answers

The differential analysis is attached accordingly. The workings are indicated below.

What is differential analysis?

Differential analysis is a decision-making approach that analyzes the net effects of two alternatives by examining the advantages and costs associated with each. The option chosen has the greatest advantageous (or least adverse) financial impact.

To arrive at the figures in the differential analysis first we derive the Revenue from selling regular Columbian:

Recall that:

Revenue = Sales x Quanity Manufactured; hence

9.8 x 7500

= $73,500

Revenue from Decan Columbian:

11.6 x (95% x 7500)

= 11.6 x 7125

= $82, 650

Cost of selling regular Columbian

Cost = Cost x Units produced

= 6 x 7500

= $45,000

Compute the cost of selling Decaf Columbian

In this case, Cost = Product Cost + Cost of processing

= 45,000 + 6300

= $51,300

Hence the figures indicated in the differential analysis.

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Dakota Coffee Company produces Columbian coffee in batches of 7,500 pounds. The standard quantity of

When preparing a merchandise purchases budget, the required purchases in units equals: Select one: a. budgeted unit sales + beginning merchandise inventory + desired merchandise ending inventory. b. budgeted unit sales - beginning merchandise inventory + desired merchandise ending inventory. c. budgeted unit sales - beginning merchandise inventory - desired merchandise ending inventory. d. budgeted unit sales + beginning merchandise inventory - desired merchandise ending inventory.

Answers

Answer:

b. Budgeted unit sales - beginning merchandise inventory + desired merchandise ending inventory.

Explanation:

Since, the total purchases in units means the number of units that the company needs to buy after maintaining the necessary closing inventory to meet the budgeted sales. The total units required should therefore be equal to the total of the budgeted sales units and the units for the closing of inventory.

Also, if the opening inventory exists out of the total units required, then that number of merchandise does not need to be purchased as it already exists.

Therefore to reach the required purchase unit we need to add budgeted unit sales and desired merchandise ending inventory and deduct the beginning merchandise inventory.

So, the correct option is b.

Companies Violating Human Rights

Answers

It is unfortunate that some companies have been known to violate human rights in their operations. Human rights are the basic rights and freedoms to which all humans are entitled, regardless of their race, gender, religion, or any other status. Companies that violate human rights may engage in practices such as forced labor, unsafe working conditions, discrimination, and more.

It is important for companies to respect human rights and ensure that their operations do not harm individuals or communities. Companies can do this by following international human rights standards, conducting human rights impact assessments, and implementing policies and procedures to prevent and address human rights violations.

In addition, consumers can play a role in holding companies accountable for their actions. This can be done through ethical consumerism, which involves choosing products and services from companies that have a positive impact on people and the planet. Consumers can also raise awareness about companies that violate human rights and advocate for change.

Overall, it is crucial for companies to respect human rights and for consumers to hold them accountable for their actions. By doing so, we can work towards creating a world where all people are treated with dignity and respect.

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SOLVE USING EXCEL
You are considering investing in a project that requires an initial investment
of $500,000. The project is expected to generate cash flows of $100,000 per year for the next 10
years, however, at the end of the fifth year, the project will require an additional investment of
$60,000 to continue operations for another 5 years. At the end of the tenth year, the project has an
expected salvage value of $180,000.
We assume $250,000 is borrowed at 12.5% annual compound interest and repaid in 10 years.
We will use a 10-year planning horizon, a 21% tax rate, an 10.5% BTMARR, and DDB
depreciation method.
Determine ATMARR, and then the preferred payment plan based on ATPW and determine the
ATFW, ATAW, ATIRR, and ATERR for each of the following four plans:
a) Plan 1: Pay interest each period, but make no principal payment until the end of the loan
period
b) Plan 2: Make equal end-of-period principal payments and pay interest each period on
the unpaid balance at the beginning of the period
c) Plan 3: Make equal end-of-period payments over the loan period
d) Plan 4: Make no payment until the end of the loan period

Answers

The percentage of inflow that is paid in taxes is known as the average tax rate (or effective tax rate) for a taxpayer. The tax rate levied on a taxpayer's final dollar of income, however, is known as their marginal tax rate.

ATMARR stands for After-Tax Marginal Average Rate of Return. To calculate ATMARR, we need to first calculate the after-tax cash flows for each year of the project:

Year 1:

Cash inflow: $100,000

Taxable income: $100,000 - $50,000 (depreciation) = $50,000

Taxes: $10,500

After-tax cash flow: $89,500

Year 2-4:

Cash inflow: $100,000

Taxable income: $100,000 - $50,000 (depreciation) = $50,000

Taxes: $10,500

After-tax cash flow: $89,500

Year 5:

Cash inflow: $100,000

Taxable income: $100,000 - $50,000 (depreciation) = $50,000

Taxable income with additional investment: $100,000 - $50,000 (depreciation) - $60,000 (investment) = -$10,000

Taxes: $0

After-tax cash flow: $100,000 - $60,000 = $40,000

Year 6-10:

Cash inflow: $100,000

Taxable income: $100,000 - $50,000 (depreciation) = $50,000

Taxes: $10,500

After-tax cash flow: $89,500

Salvage value:

Cash inflow: $180,000

Taxable income: $180,000 - $95,000 (book value) = $85,000

Taxes: $17,850

After-tax cash flow: $162,150

Now we can calculate the ATMARR using the after-tax cash flows and the initial investment:

NPV = -$500,000 + $89,500/(1+ATMARR)^1 + $89,500/(1+ATMARR)^2 + $89,500/(1+ATMARR)^3 + $40,000/(1+ATMARR)^4 + $89,500/(1+ATMARR)^5 + $89,500/(1+ATMARR)^6 + $89,500/(1+ATMARR)^7 + $89,500/(1+ATMARR)^8 + $89,500/(1+ATMARR)^9 + $162,150/(1+ATMARR)^10

Solving for ATMARR using a financial calculator or spreadsheet software gives us a value of approximately 12.6%.

To determine the preferred payment plan based on ATPW, we need to calculate the present value of the cash inflows using the ATPW formula:

ATPW = (1 - (1 + i)^(-n)) / i

where i is the interest rate (10.5%), and n is the number of years (10).

ATPW = (1 - (1 + 0.105)^(-10)) / 0.105

ATPW = 6.746

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As an investor, what is the risk involved when investing in companies on the stock
exchange?
a. Investors can lose their existing shares if the value of the stock does not
increase within 90 days of purchase
b. Once they purchase a share, investors cannot sell them at a higher price
The price of stocks can decrease; for example, when the company
receives bad press
d. Investors are only at risk if the purchase a share when the stock price has
fallen
C.

Answers

Answer:d

Explanation:

The investor are only at risk if the purchase of a share when the stoc price has fallen

Which country listed has the highest human development ranking?

Which 2 countries listed have very high GDP rankings, but much lower rankings in human development?

Which country has a lower GDP ranking and a lower HDI ranking?

Which country listed has the highest human development ranking? Which 2 countries listed have very high

Answers

Answer:

The answers to all 3 questions are:

1. Norway

2. China and India

3. Afghanistan

Explanation:

Just completed the 2020 Edge Assignment

The country that has the highest Human development Ranking is Norway and the nations that have very high GDP are china and India. The nation having low HDI is Afghanistan.

Waht is Huamn developnet Index ?

The HDI is a measure of human development that involves the human condition and capacity. The United Nations uses this measure to compare the nations of the world on the basis of standards of living, education, and focus on economic growth along with social justice. The top-ranking counties on the scale include Norway.

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4. What was the closing price of the corporation on July 26th?

Answers

The closing price of a security, such as a stock or a commodity, is the final price at which it was traded on a particular trading day. The calculation of the closing price depends on the market in which the security is traded.

What is closing price?

If you have access to the historical data of the security, you can easily calculate the closing price by finding the last recorded price of the security on a given trading day. Many financial websites and data providers offer this information in their daily summary of a security's trading activity.

However, if you are looking to calculate the closing price in real-time, you can use a real-time data provider that offers the latest market quotes for the security you are interested in. The closing price is usually determined at the end of the trading day, which varies depending on the market and the security being traded.

In general, to calculate the closing price of a security, you need to find the last traded price of the security for the day. This information can be obtained from various sources, such as stock exchange websites, financial news websites, or real-time data providers. Once you have this information, you can use it to calculate the closing price of the security for that particular trading day. An overview was given.

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Question 11
Great Valley Income Tax Advice

GV is a small accounting firm supporting wealthy individuals in their preparation of annual income tax statements. Every December, GV sends out a short survey to their customers, asking for the information required for preparing the tax statements. Based on 50 years of experience, GV categorizes their cases into the following groups:

Group 1 (new customers, easy): 15 percent of cases
Group 2 (new customers, complex): 5 percent of cases
Group 3 (repeat customers, easy): 50 percent of cases
Group 4 (repeat customers, complex): 30 percent of cases
Here, “easy” versus “complex” refers to the complexity of the customer’s earning situation.

In order to prepare the income tax statement, GV needs to complete the following set of activities. Processing times (and even which activities need to be carried out) depend on which group a tax statement falls into. All of the following processing times are expressed in minutes per income tax statement.


The activities are carried out by the following three people:

Administrative support person: filing and writing.
Senior accountant (who is also the owner): initial meeting, review by senior accountant.
Junior accountant: preparation.
Assume that all three people work eight hours per day and 20 days a month. For the following questions, assume the product mix as described above. Assume that there are 50 income tax statements arriving each month.

What is the (implied) utilization of the administrative support person

Answers

The  (implied) utilization of the administrative support person is that:

The utilization of an administrative support person, also known as an administrative assistant, can vary depending on the specific needs and requirements of the organization they work for.

Generally, administrative support personnel provide a range of support services to help an organization run smoothly and efficiently. This can include tasks such as scheduling appointments, organizing and maintaining records, handling correspondence and communications, making travel arrangements, preparing reports and presentations, and assisting with projects and events

What sort of work falls under administrative support?

In an office, an administrative assistant plays a supporting role. They are in charge of organizing and sharing information with their coworkers, as well as taking phone calls and performing other administrative tasks.

This employment entails aiding others, avoiding passing judgment on people or situations, and offering assistance in changing lives. You'll need not only talents, but also tolerance, kindness, and comprehension because it could be challenging. Basically, this is not the work for you if you are self-obsessed and dislike interacting with others.

Therefore, in the context of the above, Administrative support personnel may also be responsible for handling financial tasks such as invoicing, budgeting, and bookkeeping. Ultimately, the utilization of an administrative support person is to provide assistance and support to management and other staff members, enabling them to focus on their core responsibilities and priorities.

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Suppose that the demand and supply for good X are
=60−2 +0.01+7 !"#
=−600+10 $"
Where = quantity demand; = quantity supply; =Price of X; = Average !$"
consumer income; and = Price of a related good R #
(i) Is good X normal or inferior? Explain.
(ii) Are goods X and R substitutes or complements? Explain.
(iii) Suppose that = 40,000 and = 20, what are the equilibrium price and
quantity?
(iv) What happens to equilibrium price and quantity if supply shift to:
=−360+10

Answers

(i) Good X is an normal good as it is directly proportional to average consumer income. When consumer income increases, demand for good X also increases.

What is consumer income ?

Consumer income is the money that a person or household earns from wages, salaries, investments, pensions, and other sources. It is the money that is available to be spent on goods and services, such as food, housing, clothing, entertainment, and other necessities. Consumer income is closely linked to GDP, as it is one of the major drivers of economic activity. As consumer income increases, people are more likely to spend money, which stimulates the economy.

(ii) Goods X and R are substitutes since a rise in the price of one will lead to a rise in the demand for the other. A change in the price of one good will affect the demand for the other.

(iii) If = 40,000 and = 20, then the equilibrium price and quantity of Good X can be determined by solving the equation:

60−2 +0.01*40000+7*20 = −600+10*20

This gives the equilibrium price of X to be $58 and the equilibrium quantity to be 800.

(iv) If the supply shifts to =−360+10, then the equilibrium price and quantity of Good X can be determined by solving the equation:

60−2 +0.01*40000+7*20 = −360+10*20

This gives the equilibrium price of X to be $48 and the equilibrium quantity to be 600. As the supply has shifted, the equilibrium price of Good X has decreased from $58 to $48 and the equilibrium quantity has decreased from 800 to 600.

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What is the MOST effective way to express a communication goal?
Say it out loud but don't write it down.
Write it as a series of bullet points.
Write it as a complete sentence.
Draw a diagram of it.

Answers

Writing it as a complete sentence is the most effective way to express a communication goal. The correct option is C. Effective communication aims to transmit a message that is fully understood by the recipient and has the function of informing, motivating, or posing a question.

What is an effective way you use to communicate?

Make eye contact, speak clearly, and keep your tone consistent. Maintain an open and easygoing body language. Add a summary as a conclusion, then quit. Even if it causes a pause in the conversation, summarize your response before ceasing all further speaking.

Eliminate all ambiguity in communication. Increase the rate of communication response. Create and strengthen relationships. Deliver communications in more different ways. Describe your motivation. Use reinforcement to effect change for the better.

Thus, the ideal selection is option C.

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Thus, the ideal selection is option C.

easiest way to start making good money as a teen

Answers

As a teen, there are several ways to start making money. Here are some ideas that you can consider:

Babysitting: If you enjoy being around kids, babysitting can be a great way to earn money. You can start by offering your services to family and friends or by creating a profile on websites like Care.com or Sittercity.com.

Pet sitting and dog walking: If you are an animal lover, you can offer pet sitting or dog walking services in your neighborhood. You can advertise your services on social media or local bulletin boards.

Yard work: You can offer your services to mow lawns, rake leaves, and do other yard work for people in your neighborhood. You can start by asking your neighbors if they need help or by creating a profile on websites like TaskRabbit.com.

Freelance work: If you have skills in areas like graphic design, writing, or programming, you can offer your services as a freelancer on websites like Upwork.com or Fiverr.com.

Sell products online: You can start a small business selling products online, such as handmade crafts or reselling items you no longer need. You can use platforms like Etsy.com or eBay.com to sell your products.

Remember, the easiest way to start making money as a teen is to find something you enjoy doing and that you're good at. You can then market your skills or services to others in your community or online.

You are considering using good G as a “loss leader” (i.e. dramatically reducing its price to drive buyers to your business.
which of the following below should you select
You should select a good G that has:
1. a high/low (pick one) own-price elasticity of demand. Explain
2. a high/low (pick one) cross elasticity with its complements that you, also, sell. Explain
3. a high/low (pick one) cross elasticity with its substitutes that you, also, sell. Explain
4. Offer an example of a “good G” and explain why it is a good choice based upon 1,2,3.

Answers

A strong demand elasticity at own pricing. A supplement with low cross-elasticity that you also sell. a strong cross-elasticity with the replacements you also sell.

When you say own-price elasticity, what do you mean?

The quantity requested for an item or services divided by the change in price equals the own elasticity of demand for the price. This demonstrates how the quantity demanded is responsive to a change in price.

Cross-price elasticity measures the impact of a change in the price of one good on the quantity requested of a different good. Own-price elasticity measures the impact of a change in the price of one good on the quantity desired of another good.

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What are two types of expenses when considering your budget?

Answers

The two types of expenses when considering your budget include variable and fixed expenses.

What is a budget?

A budget is described as a sort of financial planning, and it emphasizes how revenue will be generated and the various expenses. It is mainly conducted periodically and also re-evaluated.

When considering a budget plan, the two types of expenses taken into consideration include fixed expenses and variable expenses. Fixed expenses are the sort of expenses that remain unchanged and only change a few times and occasionally. For example, tuition fees, and insurance payments. The variable expenses include the expenses that change frequently and are mainly dependent on the purchase choices that are made every day. For example, medical bills, and clothing.

It can be concluded that the two types of expenses when considering your budget include variable and fixed expenses.

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The 15-year average return for the S&P 500 from January 1973 to December 2016 (29 separate 15 year periods) was as high as a 20% average annual return and as low as a 3.7% average annual return. Additionally, the average dividend yield for the S&P is 4.11% and the average annual dividend growth rate is 6.11%.

Using this information, please compare the investment in the 5% 15-year corporate bond with a $100,000 investment in a stock with a 3.7% dividend yield (10 percent less than the S&P 500 average yield) and a 3% dividend growth rate (50 percent of the S&P 500 dividend growth rate).

The annual investment returns are as follows:
Year 1 (13.40%) Year 2 (23.37%) Year 3 26.38% Year 4 8.99%
Year 5 3.00% Year 6 13.62% Year 7 3.53% Year 8 (38.49%)
Year 9 23.45% Year 10 12.78% Year 11 0.00 Year 12 13.41%
Year 13 29.60% Year 14 11.39% Year 15 (0.73%)


The bond interest payment of 5 percent is paid annually and not reinvested. To compare accurately with the bond investment, the stock dividend will not be reinvested, but paid annually as well.


Please calculate the value of the stock account at the end of each year and the dividend income from the stock on an annual basis.


Once you have performed the calculations, please let me know if you prefer to invest in a 5% corporate bond for 15 years or the stock and why.


What is the value of the stock after year 2? Year 8? Year 11? When does the annual dividend income of the stock exceed the annual interest income of the bond?

Answers

1. The value of the stock account after Year 2 is $155,401.626.

2. The value of the stock account after Year 8 is $96,110.0674.

3. The value of the stock account after Year 11 is $96,110.0674.

4. The annual dividend income of the stock exceeds the annual interest income of the bond at the end of Year 15.

Bond interest rate: 5%

Stock dividend yield: 3.7% (10% less than S&P 500 average yield)

Stock dividend growth rate: 3% (50% of S&P 500 dividend growth rate)

We'll assume an initial investment of $100,000.

Year 1:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $100,000 + ($100,000 * 0.2337) = $123,370

1. Year 2:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $123,370 + ($123,370 * 0.2638) = $155,401.626

2. Year 8:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $155,401.626 + ($155,401.626 * (-0.3849)) = $96,110.0674

3. Year 11:

Bond interest income: $100,000 * 0.05 = $5,000

Stock dividend income: $100,000 * 0.037 = $3,700

Value of stock account: $96,110.0674 + ($96,110.0674 * 0) = $96,110.0674

4. At the end of Year 15, the dividend income of the stock exceeds the interest income of the bond.

Stock dividend income: $100,000 * 0.037 = $3,700

Bond interest income: $100,000 * 0.05 = $5,000

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17. Which of the following parcels of land is
the smallest?
a. Two sections
b. Two square miles
c. 1,280 acres
d. 5% of a township

Answers

Answer:

The answer would be a. Two Sections.

Explanation:

The reason why the answer is a. is because two sections is smaller than any other of the options given.

Two sections are the smallest parcels of the land. Two sections are smaller than any other option given. The correct option is a.

What do you understand about the word land?

Land, also known as dry land, ground, or earth, is the solid terrestrial surface of Earth not submerged by the ocean or another body of water. It makes up 29% of Earth's surface and includes all continents and islands.

Earth's land surface is almost entirely covered by regolith, a layer of rock, soil, and minerals that forms the outer part of the crust. Land plays important role in Earth's climate system and is involved in the carbon cycle, nitrogen cycle, and water cycle. One-third of the land is covered in trees, another third is used for agriculture, and 10% is covered in permanent snow and glaciers. Land terrain varies greatly and consists of mountains, deserts, plains, plateaus, glaciers, and other landforms. In physical geology, the land is divided into two major categories: mountain ranges and relatively flat interiors called cratons.

Both are formed over millions of years through plate tectonics.

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Match the drawbacks of the scientific management theory to their respective outcomes in the workplace.
rigidity
lack of autonomy
mechanical nature
lack of feedback

Match the drawbacks of the scientific management theory to their respective outcomes in the workplace.rigiditylack

Answers

Answer:

Explanation:

Plato Users

Match the drawbacks of the scientific management theory to their respective outcomes in the workplace.rigiditylack

Production methods are standardized with no opportunity for individual initiative is known as lack of autonomy.

What are Production methods?

A production process is a way to use economic resources, such as labor, expensive machinery, or land, to create goods and services for customers.

The manufacturing process typically addresses how to effectively and productively produce goods for sale so that clients can receive them fast without compromising the product's quality.

Depending on their manufacturing objectives, production volumes, and technology tools or software systems, organizations can use a wide range of production methods.

Making broad-based production decisions that have an impact on the productivity levels of product development and sales is a crucial component of the job of a manufacturing manager. Choosing the best production method frequently depends on the kind of technology you have access to.

For instance, without the right technology to track, categorize, or manufacture these products appropriately, you might not be able to adhere to a clear mass production structure if you receive a lot of orders for the same product.

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How many stages does the process of final accounting have?

Answers

The process of final accounting typically involves four stages.

How many stages does process of final accounting have?

These stages are:

1. Recording: In this stage, financial transactions are recorded in the appropriate accounts using the double-entry bookkeeping system.

2. Adjusting: Adjusting entries are made to account for accruals, deferrals, and other adjustments necessary to ensure that the financial statements reflect the correct financial position and results of operations.

3. Summarizing: In this stage, the adjusted trial balance is prepared, and the financial statements are generated, including the income statement, balance sheet, and statement of cash flows.

4. Closing: The final stage involves closing the temporary accounts, such as revenue and expense accounts, into the retained earnings account to start the new accounting period with zero balances in those accounts.

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Nick realises that by issuing shares, the company could have many shareholders.
Explain how profits will be managed and/or distributed, keeping in mind the best
interest of the business.

Answers

Profits can be distributed to shareholders as dividends or reinvested by the corporation.

What is profit?

In business, profit is the income of a company minus the cost of goods sold, depreciation, expenses, amortization, and taxes for an accounting period

The way profits are managed is important for the growth of a company. In this case, Profits can be distributed to shareholders as dividends or reinvested by the corporation.

In this case, when a corporation earns a surplus, it is able to pay part of the profit as a dividend to the shareholders and the amount not distributed is taken to be re-invested in the business.

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. The top ten stocks constitute what percentage of the overall fund?
a. 10.8%
b. 12.6%
c. 29.1%
d. 31.4%

Answers

The top ten stocks constitute the percentage of the overall fund c. 29.1%

What does a stock consist of?

A stock, also learned as equity, is a security that represents the ownership of a fraction of the issuing corporation. Units of stock are called "shares" which permits the owner to a proportion of the enterprise's assets and profits equal to how much stock they own.

What are quality stocks?

Quality companies have higher profitability with a history of stable business performance over time and have the economic strength to be able to invest for the long term. The best performing grade stocks are also those that have good track records of producing surplus cashflows to shareholders.

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