To estimate the cost of common equity based on the own-bond yield estimation, we need to calculate the risk premium and add it to the yield on the firm's bonds.
Given that the yield on the firm's bonds is 6.55%, and the economists believe in using a risk premium of 3.25% over the firm's own cost of debt, we can calculate the risk premium:
Risk premium = Yield on firm's bonds - Cost of debt
Risk premium = 6.55% - Cost of debt
Assuming the cost of debt is the yield on the firm's bonds, the risk premium becomes:
Risk premium = 6.55% - 6.55%
Risk premium = 0%
Since the risk premium is zero, it implies that there is no additional return required for common equity compared to the firm's own cost of debt. In other words, the estimate of the firm's cost of common equity from retained earnings based on the own-bond yield estimation would be the same as the yield on the firm's bonds, which is 6.55%.
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The total of the balances in the creditors' accounts should agree with the balance of:______
The total of the balances in the creditors accounts should agree with the balance of, "the Accounts Payable account in the general ledger."
We balance the accounts payable in the general ledger because it serves as a check to ensure that for every transaction, a debit recorded in one ledger account has been matched with a credit in another. If there is a double entry, the total of the debit balances should always equal the total of the credit balances.
Hence, the purpose of the accounts payable ledger and its subsidiary accounts is to display a company's debt to each of its suppliers, creditors, or vendors in a spreadsheet to more accurately track the data.
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molzahn corporation is a manufacturer that uses job-order costing. the company closes out any overapplied or underapplied overhead to cost of goods sold at the end of the year. the company has supplied the following data for the just completed year: estimated total manufacturing overhead at the beginning of the year $ 481,250 estimated direct labor-hours at the beginning of the year 35,000 direct labor-hours results of operations: actual direct labor-hours 40,000 direct labor-hours manufacturing overhead: indirect labor cost $ 179,000 other manufacturing overhead costs incurred $ 465,000 manufacturing overhead is overapplied or underapplied by: (do not round your intermediate calculations.)
Manufacturing overhead is $94,000 underapplied. When a company doesn't budget enough for its overhead expenditures, underapplied overhead results. This indicates that the budgeted amount was lower.
What distinguishes an overhead that is underapplied from one that is overapplied?Manufacturing overhead is underapplied and the resulting cost of goods sold is overstated if there is a debit balance. If manufacturing overhead has a credit balance, the overhead is overapplied and the resulting cost of products sold amount is overstated, according to the adjusting entry.
How do you deal with applied but unapplied overhead?Closing it out to cost of goods sold is the most typical accounting approach for underapplied manufacturing overhead. This shows that the actual cost of making the sold goods was more than expected.
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Wendy has had a life insurance policy for five years with her spouse listed as the person who receives the benefit if she dies. She was recently divorced. Which of the following provisions should she take action on?
a) Incontestability clause
b) Misstatement of age provision
c) Naming a beneficiary
d) Policy reinstatement
e) The grace period
Answer:
Option C
Explanation:
In simple words, A designated beneficiary , often termed as named beneficiary, refers to a person who is stipulated by a signed legal contract and who has the right to receive money from a fund, insurance fund, pension scheme account, IRA, or some other digital currency. By the point of transaction several designated owners of a single property would share in the profits.
Write 9.58 times 10^(2) in standard notation. pls help!
its math btw
You are told that if you invest $11,000 per year for 23 years( all payments made at the end of each year) you will have accumulated $366,000 at the end of the period What annual rate of return is the investment offering.
Answer:
3.2%
Explanation:
this is an ordinary annuity:
future value of an ordinary annuity = annual payment x future value annuity factor
$366,000 = $11,000 x future value annuity factor
future value annuity factor = $366,000 / $11,000 = 33.2727
you can solve this in two ways:
the first is with a lot of math work in order to solve the following equation
33.2727 = [(1 + i)²³ - 1] / i
or
you can use an annuity calculator (available online) which will yield 3.2%
Fill in the blank.in his theory of absolute advantage, adam smith advocated that ________ should determine what a country imports and what it exports.
"In his theory of absolute advantage, Adam Smith advocated that the market mechanism should determine what a country imports and what it exports."
What is the market mechanism?The market mechanism links the actions of the 3 economic agents: consumers, producers, & owners of the fact-ors of production. The market mechanism is also call-ed the free market sys-tem. It is the situation wh-ere decisions on price & quantity in a mark-et are made based on demand & supply alone. We also refer to th-is as the price mechanism. The functions of the market mechanism spring in-to action when there is a dis-equilibrium in the market.
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how can we use the list of preference while making decisions
Answer:
you Nepal ?
Explanation:
hey what you asking
What is the relationship between the standard deviation and the precision of a procedure?.
It totally depends on the trail and define patterns. However, the quality deviation is directly associated with precision of a procedure where low standard deviations are indicative of a high level of precision. There's not a necessary relation between variance and accuracy except that a high level of accuracy requires low standard deviations.
Precision from variance is the standard deviation is that the root of the variance. Use a calculator to search out the root, and therefore the result's the quality deviation. Report your result. Using this calculation, the precision of the dimensions are often represented by giving the mean, plus or minus the quality deviation. Standard deviation tells you ways detached the information is. it's a measure of how far each observed value is from the mean. In any distribution, about or approx. 95% of values are going to be within 2 standard deviations of the mean.
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Among the key management skills, which do you think is the most important skill that a manager should possess?
Answer:
Good communication
Explanation:
Having good communication skills is probably the most important skill of all for managers to have. Unless you can properly communicate with those you supervise, the rest of the skills really won't matter.
the idea that banks hold only a portion of deposits and lend the rest out is called the:
The idea that banks hold only a portion of deposits and lend the rest out is called fractional reserve banking.
What does the system?This system allows banks to earn interest on the loans they make, while still providing a safe place for customers to store their money.
The portion of deposits that banks are required to hold as reserves is determined by the central bank, and can vary depending on economic conditions.
Fractional reserve banking can lead to an increase in the money supply through the creation of new loans, but also carries risks such as bank runs and financial instability if too many customers try to withdraw their deposits at once.
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value of dollar in mexico
So what can you buy in Mexico with just a few pesos. Given that $100 USD is equivalent to more than 2,000 MXN, you can acquire a whole lot.
The exchange rate between the US dollar and the Mexican peso is currently 18.71, down from 18.96 the day before and 20.43 a year ago. The change from the previous trading day is -1.32%, while the difference from a year ago is -8.44%. Living in Mexico is far less expensive than in the US. Even if there are more and less costly cities in Mexico, given the same degree of resources, you're probably going to live better there than in the United States. Without counting rent, overall consumer prices have decreased by over 100%.
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What is the journal entry for “bought good for cash from m/s rupa traders”
Answer:
see below
Explanation:
The action of buying goods from r/s rupa increase inventory/purchases ( asset account) and reduces cash( asset) in the business.
An increase in assets account is debited, while a decrease is credited. The journal entry will be
Purchases a/c Dr
Cash a/c Cr
When constructing a cvp graph, the vertical axis represents ______.
Answer:Dollars
Explanation:
The new performance management system at the Long Island Jewish Medical Center (LIJ.M.C.) was specifically designed to address which of the following problems with traditional performance reviews? Ratings of employee traits are not effective measures of performance. Performance reviews should not include self-evaluations. Traditional performance reviews are unfair to minorities. Managers cannot complete traditional performance reviews on time. Which of the following problems might occur with the new performance appraisal system at LIJ.M.C.? Check all that apply. Patient satisfaction ratings might be influenced by something that is not related to a particular employee. Objective ratings, such as infection rates, might be influenced by something outside of the staff's control. Patients who feel they received very good or very poor care are more likely to complete surveys than other patients. The new standards are more subjective and less quantifiable than the old standards. Errors, such as stereotyping, are likely to occur when managers evaluate employees based on the specific, measurable goals they achieve. The ranking performance appraisal system tries to improve performance ratings by forcing managers to: Rate employees based on their actions, not their traits Include Information from a wide variety of sources in their reviews Rate employees based on intuition Compare employees Imagine you are the nurse manager for nurses on your floor. Ever since the new patient management system came online, productivity has been lower than expected. Under which circumstance do you decide to develop a training program for the nurses? The nurses have been spending more time communicating with patients. The nurses aren't as motivated as they were a few months ago Renovations in other areas have contributed to a temporary increase in additional daily tasks for nurses in other divisions. The nurses don't know how to enter patient data efficiently.
The new performance management system at the Long Island Jewish Medical Center (LIJ.M.C.) was specifically designed to address the problem that ratings of employee traits are not effective measures of performance.
The new system focuses on specific, measurable goals that employees should achieve.
Possible problems that might occur with the new performance appraisal system at LIJ.M.C. include: patient satisfaction ratings might be influenced by something that is not related to a particular employee; objective ratings, such as infection rates, might be influenced by something outside of the staff's control; patients who feel they received very good or very poor care are more likely to complete surveys than other patients; the new standards are more subjective and less quantifiable than the old standards; and errors, such as stereotyping, are likely to occur when managers evaluate employees based on the specific, measurable goals they achieve.
If the nurse manager for nurses on a particular floor notices that productivity has been lower than expected since the new patient management system came online, they might decide to develop a training program for the nurses if they determine that the nurses don't know how to enter patient data efficiently.
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The new performance management system at LIJ.M.C. was specifically designed to address the problem that ratings of employee traits are not effective measures of performance.
This problem is common in traditional performance reviews, where employees are rated based on subjective criteria, such as attitude and personality, rather than objective measures of performance. The new system at LIJ.M.C. aims to focus on measurable goals and achievements, rather than traits, to provide more accurate and effective evaluations of employee performance.
However, there are potential problems that might occur with the new performance appraisal system at LIJ.M.C. For example, patient satisfaction ratings might be influenced by factors that are outside of a particular employee's control, such as the overall quality of care provided by the hospital.
Objective ratings, such as infection rates, might also be influenced by factors outside of the staff's control. Additionally, patients who feel they received very good or very poor care are more likely to complete surveys than other patients, which could skew the results of patient satisfaction surveys.
As the nurse manager for nurses on the floor, if productivity has been lower than expected since the new patient management system came online, I would consider developing a training program for the nurses. If the nurses don't know how to enter patient data efficiently, this could be a significant barrier to their productivity.
By providing training on efficient data entry and other skills, the nurses may be able to work more efficiently and effectively, ultimately improving productivity on the floor.
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Natalie wants to deposit $2,000 into a savings account at a 1.25 percent interest rate. The interest is compounded every six months. How much interest will she earn over two years?
Answer:
Natalie will earn $50.31 in interest over two years assuming that the interest is compounded every 6 months.
Explanation:
Natalie will earn $50.31 in interest over two years, assuming that the interest is compounded every six months.
Here's how to calculate it:
- First, we need to figure out how many times the interest will be compounded over two years. Since the interest is compounded every six months, there will be four compounding periods per year, or a total of eight compounding periods over two years.
- Next, we can use the formula A = P(1 + r/n)^(nt) to calculate the amount of money Natalie will have in her account after two years, where:
- A is the amount of money in the account after two years
- P is the principal (the initial amount of money deposited)
- r is the annual interest rate (1.25%)
- n is the number of times the interest is compounded per year (4, since it's compounded every six months)
- t is the number of years (2)
Plugging in these values, we get:
A = 2000(1 + 0.0125/4)^(4*2)
= 2000(1.00625)^8
= 2100.31
- Finally, we can subtract the initial principal from the final amount to find the amount of interest earned:
Interest = A - P
= 2100.31 - 2000
= 100.31
Rounding to the nearest cent, Natalie will earn $50.31 in interest over two years.
Answer:
$4050.16
Explanation:
using the formula 2000(1+.0125/2)^2(2) to represent the 6 month period (A=P(1+r/n)^nt) you get 4050.15625 which rouned to the nearest tenth is 4050.16 to represent the change
Andy has a credit rating of 800, and mia has a credit rating of 585. they both apply for the same loan amount from newton bank. the bank approves andy’s loan at 6.5%, and mia is charged 4 percentage points more because of her lower credit rating. what interest rate does mia have to pay?
10% interest rate to be paid by Mia.
What do interest rates mean?An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.The basic interest formula is as follows, for instance, if you take out a $20,000 loan with a five-year term and a 5% interest rate: $5,000 in interest results from multiplying $20,000 by.05 by 5.The nominal interest rate, the effective interest rate, and the real interest rate are the three primary categories of interest rates. The declared rate on which interest payments are computed is the nominal interest on an investment or loan.10% interest rate to be paid by Mia.
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Which type of insurance covers preventive care and medical treatment?
An investor buys 100 shares of UNA, Inc. at $100 per share using margin of 40%. The interest rate on the margin loan is 6% annually. The investor holds the stock for one year. During the year UNA, Inc. paid a dividend of $2 per share and the price increased to $107 per share. What is the margin or equity (dollar amount) per share for the margin transaction? Enter your numerical answer in the space provided.
____
An investor buys 100 shares of UNA, Inc. at $100 per share using margin of 40%. The interest rate on the margin loan is 6% annually. The investor holds the stock for one year. During the year UNA, Inc. paid a dividend of $2 per share and the price increased to $107 per share. Given this information, the interest expense per share for this transaction is $3.60. True or False?
The margin or equity (dollar amount) per share for the margin transaction is $40.
To calculate the margin or equity per share, we need to determine the amount of the investor's own funds (equity) and subtract it from the total purchase price per share. In this case, the investor used margin of 40%, which means they provided 40% of the purchase price as their own funds and borrowed the remaining 60% from the margin loan.
Given that the purchase price per share is $100 and the margin used is 40%, the equity per share is $100 * 0.4 = $40.
Regarding the interest expense per share, the statement "the interest expense per share for this transaction is $3.60" is false. The interest expense per share is calculated by multiplying the margin loan amount per share by the annual interest rate. However, the loan amount and the interest rate are not provided in the given information. Therefore, we cannot determine the exact interest expense per share based on the given data.
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When you miss payments on a loan, creditors:
A. can charge excessively high interest on other customers to make
up the difference.
B. must accept the loss as simply part of doing business.
C. have the right to take measures to get their money back.
D. must declare bankruptcy on the loan, which damages their credit
score.
Answer:
C.
Explanation:
It's obviously not A, because that would lead to a corrupt society. It's not B either, because no one would pay if that were a policy, and it wouldn't be any different than giving out money for free.
C is correct. If a debtor misses payments on a loan, the creditor has the right to transfer the amount due plus interest to the next given payment. The next given payment will cost the debtor the amount due previously, plus interest (for being late), and the amount due that month.
For example, a debtor makes monthly payments of $1,000 to their creditor. If the debtor misses this month's payment (which equates to $1,000), the creditor has the right to move the amount due plus interest to next January.
Generally speaking, interest should be around 10% annually and broken down into monthly charges. So the annual interest rate would be $100, which makes the monthly interest rate $8.33. Next January, the debtor would pay the amount due previously ($1,000), plus interest ($8.33), and the amount due that month ($1,000).
The debtor will need to pay $2008.33 in January.
A lot of people might mistake D as the correct answer, but creditors don't have to declare bankruptcy.
The correct option is C. When you miss payments on a loan, creditors have the right to take measures to get their money back. Normally, the creditor will get in touch with you and let the credit bureaus know about the default.
Who is a creditor?A creditor is a company that extends credit, allowing another company to borrow money that will eventually be repaid. A company that offers goods or services but does not request payment upfront is also considered a creditor because the customer owes the company money for work already completed.
A creditor has a range of alternatives available to it to induce payment if you miss a payment or are unable to pay a debt, including using collection firms. Inability to pay a debt can still have negative effects, such as ruined credit scores and lawsuits, even though debtor's prison is a thing of the past.
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Need help ASAP! Will give brainliest;) NO LINKS please, WILL REPORT.
Which of the following is NOT a component of a promotional plan?
A). Timeline
B). Goals
C). Samples
D). Budget
Which post-secondary program requires minimal prerequisites?
Answer with Explanation:
It depends upon the college or university you choose. If you are choosing a foreign college or university then following are the possible minimal pre-requisites:
Age FactorAttained Marks percentage Language Speaking requirement which includes taking an English speaking, learning and writing test. Examples of approved english skills tests programs are TOEFL, IELTS, etc.Minimum Fee depositCharacter CertificateValid PassportPersonal Information Providing Field oriented report which explains why you want to opt this program.Other requirements depending upon the course, university and law that governs the territory in which the institute operates.The American Labor movement was considered radical compared to what was happening in Europe. true or false
Answer:
true took the test brainliest please
Price elasticity of demand for d1= -3. 60 yolanda
Demand is elastic at the midpoint of a linear demand curve. Four demand curves are shown in Figure 5.5, "Demand Curves with Constant Price Elasticities," where the price elasticity of demand is constant throughout. In Panel (a), the demand curve is vertical.
This implies that variations in price have no impact on the quantity sought. Equation 5.2's formula for the price elasticity of demand (% change in amount demanded) has zero as its numerator. In this situation, the demand curve is referred to as being perfectly inelastic since the price elasticity of demand is equal to zero. In essence, the minus sign is disregarded since it is anticipated that the connection between amount demanded and price will be negative (inverse).
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why personnel management is important to an office?Explain in details.
Answer: See explanation
Explanation:
Personnel management can be defined as the the effective management of the employees in an organisation. The importance of personnel management to an office include:
• Personnel management helps in bringing the gap that exist between the performance of the employees and the objectives of the organisation.
• An efficient personnel management is important as it gives a company and edge over its rivals.
• A good and effective personnel management helps in the creation and the maintenance of a working environment that's harmonious.
The buyer was required to pay $4,000 in discount points. The loan balance was $80,000. How many points did the lender require
In discounted cash flow analysis, the discount rate is the rate used to discount future cash flows in discounted cash flow analysis. The discount rate expresses the time value of money in DCF and can make the difference between whether an investment project is financially viable or not.
The buyer was required to pay $4,000 in discount points. The loan balance was $80,000.
According to the information provided, a loan for $75,000 requires $375 in discount points from the buyer and 1,875 points from the seller.
The seller discount points and buyer discount points will be added first.
$1875 + $375 = $2250
Now we will calculate the total discount points as $2250 by dividing the sum of the discount points by the total loan amount.
Total points for discounts
$75,000
Total reduction points: 0.03
The total discount points would be 0.03 as a result.
Complete question:
The buyer was required to pay $4,000 in discount points. The loan balance was $80,000. How many points did the lender require discount rate.
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DECOR Ltd produces and sells floor lamps and table lamps. For the floor lamps the following information is known: Sales price per unit: CHF 500.- Variable cost per unit: CHF 200.- For the table lamps the following information is known: Sales price per unit: CHF 300.- Variable cost per unit: CHF 100.- For every 2 floor lamps 3 table lamps are sold. Total fixed cost are. CHF 1'980'000.- Calculate, how many floor and table lamps are sold at the break-even point with this sales mix (4 points). Number of floor lamps: Number of table lamps:
Let us first find out the contribution margin per unit. The contribution margin per unit is equal to sales price per unit minus variable cost per unit.
Using this formula, we can find out the contribution margin per unit of both floor lamps and table lamps.
Floor lamps: Contribution margin per unit of floor lamps = Sales price per unit of floor lamps - Variable cost per unit of floor lamps= 500 - 200= 300
Table lamps: Contribution margin per unit of table lamps = Sales price per unit of table lamps - Variable cost per unit of table lamps= 300 - 100= 200
Now, let us calculate the weighted average contribution margin per unit. Weighted average contribution margin per unit is equal to [(contribution margin per unit of floor lamps * 2) + (contribution margin per unit of table lamps * 3)] / 5= [(300 * 2) + (200 * 3)] / 5= (600 + 600) / 5= 120
Break-even point can be calculated using the formula, Break-even point (in units) = Total fixed cost / Weighted average contribution margin per unit Substituting the values, Break-even point (in units) = 1,980,000 / 120= 16,500
Total number of units sold = 2F + 3T, where F is the number of floor lamps and T is the number of table lamps. Let us assume that x number of floor lamps and y number of table lamps are sold. Number of floor lamps sold = x Number of table lamps sold = y
Hence, the total number of units sold can be given as 2x + 3y.Using this information, we can form two equations as follows:2x + 3y = 16,500
Sales revenue = Sales price per unit * Total number of units sold Sales revenue = (500 * x) + (300 * y)At break-even point, sales revenue is equal to the total cost. Hence, we can form another equation as follows:
Sales revenue = Total cost Total cost = Total variable cost + Total fixed cost= (200 * x) + (100 * y) + 1,980,000
Now, we have 3 equations:2x + 3y = 16,500(500 * x) + (300 * y) = (200 * x) + (100 * y) + 1,980,000Solving the above equations simultaneously, we get: x = 7,000y = 3,500
Hence, Number of floor lamps sold = x = 7,000Number of table lamps sold = y = 3,500Therefore, the number of floor lamps sold is 7,000 and the number of table lamps sold is 3,500.
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Why is it important as a consumer to recognize and understand marketing techniques and strategies?.
Because marketing strategy helps you stay in sync with your customer base, develop the right products for them, and determine how you communicate information about those products.
It's miles, in brief, an action taken to deliver attention to a business's services; they may be physical items on the market or services provided. not unusual examples of advertising at work encompass television advertisements, billboards on the side of the road, and magazine advertisements.
The significance of marketing for your enterprise is that it makes the clients aware of your products or services, engages them, and helps them make the shopping choice. moreover, an advertising plan, part of your marketing strategy helps in developing and keeping demand, relevance, popularity, opposition, etc.
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outline 2 advantages to H&H of using secondary market research
The main purpose of a depository institution is to:
A. hold deposits in accounts and use that money to offer loans.
B. provide guaranteed payments to depositors under specific
conditions.
C. use deposited money to purchase stocks and bonds in order to
make a profit.
D. allow customers to deposit money into accounts at no charge.
SUBMIT
Answer:
A. hold deposits in accounts and use that money to offer loans.
Explanation:
Depository institutions include commercial banks, credit unions, among others. They provide a safe, secure, and convenient way for customers to save money and a source of credit for households and businesses. Depository institution offers interest on deposits and uses that money to extends loans at a higher interest.
Interest on loans is the main source of revenue for depository institutions. They create loans from customer deposits and facilitate household and business expansion in the economy.
A. hold deposits in accounts and use that money to offer loans.
You are the manager of a small boutique. You have decided to apply the Big Five Model in order to understand your employees and their work habits. This is because the model is generally supported by an impressive body of research. You want to use the five dimensions of personality to match individuals with jobs to which they are well-suited. You know that your customers are demanding and sometimes difficult. Which personality dimension taps a person’s ability to withstand stress? Group of answer choices
1.emotional stability
2.conscientiousness
3.agreeableness
4.extraversion
The personality dimension that taps a person’s ability to withstand stress is emotional stability. So the answer is emotional stability.
Emotional Stability is the dimension of personality that taps a person’s ability to withstand stress and it is part of the Big Five personality model. It is one of the five dimensions that define the personality of an individual.
Emotional stability refers to an individual's ability to keep calm and collected when faced with stressful situations. This aspect of an individual’s personality is important for the work environment as it can have an impact on the individual’s ability to cope with the demands of their job.
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