Given; Deposit = $18,410Simple interest rate = 10% for 6 years.Compound interest rate = 10% for 3 years. Using the formula for simple interest;I = PRTWhere;P = Principal AmountR = Rate of Interest T = Time Substituting.
The values given, I = 18,410 x 10/100 x 6I = 11,046Using the formula for compound interest; Amount = P (1+ r/n)^(nt)Where; P = Principal amount r = annual interest rate t = time (in years)n = number of times interest is compounded per year. Substituting the values given; Amount = 18,410 (1 + 0.1/1)^(1 x 6)Amount = $31,569.1At the end of 6 years, the amount after simple interest = $18,410 + $11,046 = $29,456Afterward, this amount is invested at a compound interest rate of 10% for 3 years.
The compound interest formula is applied. Amount after the second investment = $31,569.1Total amount at the end of 9 years = $29,456 + $31,569.1 = $61,025.1Therefore, the total amount of money would have at the end of the entire period is $61,025.1.
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What is the meaning of market testing?
A. conducting a SWOT analyses
B. performing a premarket test before venturing into full-scale production
С. creating a prototype
D. conducting market research
Answer:
The correct option is;
B. Performing a premarket test before venturing into full-scale production
Explanation:
Market testing is the process of appraising the different scenarios and arrangements that can be encountered and the selection of the most appropriate arrangement that is most favorable for expansion
Market testing involves trials made to answer the following questions;
The level of demand for the marketed product
The customers demanding the product, and customer opinion about the product, compared to those of the competitor
The expected level of sales
The best form of advertising
The legal requirements
The competitors in the market
Other market reactions to product launch
Answer:
B
Explanation:
Drag each option to the correct location.
Match the scenarios to the factors that affect the labor market.
foreign direct investment
outsourcing
immigration
Each scenario should be matched to the factors that affect the labor market as follows:
Immigration: Carlos is moving from Mexico to the United States because he got a job in a bank. He had his interview last month, and the bank agreed to hire him because he was willing to work for 10% less than most American workers, even though he has the same qualifications.Foreign direct investment: A US supermarket chain is going to open a few supermarkets in Europe because a recent survey showed that the chain has a huge potential for profits in Europe.Outsourcing: A renowned US information technology firm has recently signed a contract with a company based in the Philippines. The Filipino company will handle the accounts of the US firm. The US firm made this decision to reduce labor costs.What is immigration?Immigration can be defined as the movement of a group of people from one geographical region to another geographical destination such as a city, especially in search of any of the following:
Good governanceSecurityBetter living conditions.WorkJobsSocial amenitiesWhat is a foreign direct investment?A foreign direct investment (FDI) simply refers to a type of investment which is made by an individual or business organization (investor) into an investment market that is located in another country.
In conclusion, an example of foreign direct investment (FDI) is a US supermarket chain that is planning to open a few supermarkets in a country in Europe.
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Answer:
Post Test: Free Market and Businesses
Unit: 2
Economics
Question #12
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Explanation:
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On December 31, 2021, a company had assets of $16 bilion and stockholder's equity of $11 billion. That same compary had assets of $200 bilian and stockholders' equity of $12 billion as of December 31, 2022. During 2022, the company reported total sales revenue of $24 bilian and total expenses of $22 billion. What is the company's debt-to-assets ratio on December 31,2022 ? Muitiple Choice 0.30 0.06 0.40 0.03
The company's debt-to-assets ratio on December 31, 2022, is 0.06. During 2022, the company reported total sales revenue of $24 billion and total expenses of $22 billion. Option B is correct answer.
The debt-to-assets ratio is calculated by dividing the total debt of a company by its total assets. In this case, we need to find the ratio on December 31, 2022.
The company's total assets on December 31, 2022, were $200 billion, as mentioned in the question. However, the question does not provide information about the total debt of the company.
To calculate the debt-to-assets ratio, we need the total debt. Without this information, we can accounting equation determine the exact ratio.
Given the options provided (A. 0.30, B. 0.06, C. 0.40, D. 0.03), option B (0.06) is the closest to a reasonable debt-to-assets ratio. However, it is important to note that this is an estimation based on the given information, and the actual ratio may vary depending on the company's specific financial situation.
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The Complete question is
On December 31, 2021, a company had assets of $16 bilion and stockholder's equity of $11 billion. That same compary had assets of $200 bilian and stockholders' equity of $12 billion as of December 31, 2022. During 2022, the company reported total sales revenue of $24 bilian and total expenses of $22 billion. What is the company's debt-to-assets ratio on December 31,2022 ? Muitiple Choice
A. 0.30
B. 0.06
C. 0.40
D. 0.03
The supply of coffee has been drastically reduced due to a drought resulting in substantially higher prices. Which of the following statements is/are correct? STATEMENT ONE: The demand curve for coffee will shift to the right. STATEMENT TWO: The demand curve for creamer will shift to the left. STATEMENT THREE: The demand for orange juice will increase.
None of the statements are directly related to the supply of coffee being reduced due to a drought. Therefore, statement one, two, and three are not correct. However, it is likely that the higher prices of coffee may lead some consumers to switch to alternative beverages, such as orange juice, which could potentially increase the demand for orange juice.
STATEMENT ONE: Incorrect. The demand curve for coffee does not shift due to the drought. Instead, the supply curve shifts to the left because of the drastically reduced supply, leading to higher prices.
STATEMENT TWO: Incorrect. The demand curve for creamer, a complementary good to coffee, may shift to the left because of the reduced coffee consumption caused by the higher prices.
STATEMENT THREE: Possible, but not necessarily correct. The demand for orange juice may increase if consumers consider it a substitute for coffee. However, this would depend on individual preferences and available alternatives. But this cannot be definitively stated as it depends on various factors such as availability and pricing of alternative beverages. This highlights that the supply of coffee has been drastically reduced due to a drought, resulting in higher prices, but does not support any of the given statements.
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what are the legal ramifications regarding payment for tissue samples? consider the rand corporation estimation that 304 million tissue samples, from 178 million people, are held by labs
In the book the Immortal Life of Henrietta Lacks Henrietta Lacks didn't give informed consent for the use of her tissue in research, and the tissue was collected in a medical setting that was even more prejudiced than it is now against the rights of patients who were less fortunate in terms of their economic and social circumstances.
American author Rebecca Skloot published a nonfiction book titled The Immortal Life of Henrietta Lacks in 2010. The National Academies Communication Award for greatest innovative work advancing public awareness of issues in science, engineering, or medicine was given to it in 2011. It relates the tale of an African-American woman who passed away from severe cervical cancer in 1951 at the age of just 31. It also relates the tale of her legacy, the immortal HeLa cell line that was isolated from Henrietta Lacks' tumour while she was still alive and grown in a lab. HeLa was mass-produced after her passing and sold to research facilities all over the world.
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Strategic positioning attempts to achieve sustainable competitive advantage by ______. Multiple choice question. preserving what is distinctive about a company performing similar activities as those of rivals and in similar ways changing key aspects of a company's identity creating a meaningful mission statement
The manager is handling the case as an
Organisational opportunity
Option A
Organisational opportunityGenerally,Organisational opportunities that have favorable external factors that would give an organization the advantage over there competitors
Therefore, how I think the manager is handling the case is by seeing it as Organisational opportunity
Option A
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Monte Ray leases office space for $7,000 per month. On January 3, Monte Ray incurs $75,000 to improve his leased office space. These improvements are expected to yield benefits for 8 years. Ray has 6 years remaining on his lease. What jour
The expense in the first year relating to the improvements is $12,500
What is leasehold improvement?
Leasehold improvement is a capital expenditure incurred to improve the condition of an asset that has been leased from a third party.
In this case, a leasehold improvement costing $75,000 was incurred and lease period is only 6 years remaining whereas the improvement would provide benefits for 8 years, in essence, the improvement cost should be depreciated using the lower of remaining lease period and years of benefits.
As a result, annual depreciation would be computed using the straight line depreciation method where useful life is 6 years
first year depreciation=improvement cost/useful life
first year depreciation=$75,000/6
first year depreciation=$12,500
Note that the requirement is to determine the first year expense that only relates to improvements , in other words, the lease expense should be ignored
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Complete question with options:
Monte Ray leases office space for $7,000 per month. On January 3, Monte Ray incurs $75,000 to improve his leased office space. These improvements are expected to yield benefits for 8 years. Ray has 6 years remaining on his lease. Compute the amount of expense that should be recorded the first year related to the improvements.
A. $19,500.
B. $7,000.
C. $12,500.
D. $9,375.
E. $16,375.
QUESTION 1
Read the information below and answer the following questions
INFORMATION The following statement of comprehensive income for the
financial year ended 31 December 2021 and the statement of
The statement of comprehensive income for the financial year ended 31 December 2021 provides a snapshot of the company's financial performance during that period. It includes information about revenues, expenses, and net income.
The statement of comprehensive income is a financial statement that reports a company's revenues, expenses, and resulting net income or loss for a specific period. It provides a comprehensive view of the company's financial performance by including both operating and non-operating activities.
In the case of the financial year ended 31 December 2021, the statement of comprehensive income would typically include the following components:
Revenues: This section details the company's total sales or revenue generated during the period. It includes sales of goods or services, as well as any other operating income.Expenses: This section outlines the company's costs incurred in generating revenue. It includes various expenses such as cost of goods sold, operating expenses (e.g., salaries, rent, utilities), depreciation, and interest expenses.Net income: This is the final figure calculated by subtracting total expenses from total revenues. It represents the company's profit or loss for the period. A positive net income indicates profitability, while a negative net income indicates a loss.The statement of comprehensive income provides valuable information for investors, creditors, and other stakeholders to assess the company's financial performance and make informed decisions. It helps in evaluating the company's revenue-generating capabilities, cost management, and overall profitability.
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Look at the demand and supply schedules for wombles in the table below. Use a
graphing tool and insert your graph on page 3. You can use tools in word, Excel, of
web bases ones like ChartGo. You can draw on paper and yan.
Demand and Supply Schedule
A demand schedule is used in conjunction with a supply schedule, which shows the quantity of goods that can be supplied to the market by producers at a price.
What is a demand schedule?Your information is incomplete. Therefore, an overview will be given. A demand schedule is simply a table that shows the quantity demanded of a good at different price levels.
A supply schedule is a table which shows the relationship between the price of a good and the quantity supplied.
A demand schedule consists of two columns. Here, the first column lists a price for a product and the second column lists the quantity of the product demanded at that price. Also, the price is determined based on the research of the market.
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a government reported the following transfers in its governmental funds statement of revenues, expenditures, and changes in fund balances: (1) a transfer from the general fund to a special revenue fund in the amount of $500,000; (2) a transfer from the general fund to an enterprise fund in the amount of $400,000; (3) a transfer from the general fund to a permanent fund in the amount of $100,000. the amount that would be shown as a transfer out in the governmental activities column in the statement of activities would be:
The amount that would be shown as a transfer out in the governmental activities column in the statement of activities would be $1,000,000.
Transfers are reported in the statement of activities in the governmental activities column, and they are classified as either operating transfers or non-operating transfers. Operating transfers are transfers that are made between funds that are similar in nature, such as transfers from the general fund to a special revenue fund. Non-operating transfers are transfers that are made between funds that are different in nature, such as transfers from the general fund to an enterprise fund.
In this case, all three transfers are operating transfers, so they would all be reported in the operating transfers section of the statement of activities. The total amount of operating transfers would be $500,000 + $400,000 + $100,000 = $1,000,000.
Therefore, the answer to the question is (1).
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B2C markets can be characterized as being more ________ than B2B markets.A. IndirectB. DirectC. ImpersonalD. PersonalE. Simple
Answer: D
Explanation:
B2C markets can be characterized as being more Impersonal than B2B markets .
This is because B2C transactions involve selling products or services directly to individual consumers, whereas B2B transactions involve selling products or services to other businesses, which may have a more impersonal and professional relationship.
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When can an organization share phi with others, according to professional judgment rights?.
An organization can share phi with others, according to professional judgment rights if HIPAA Privacy Rule specifically permits it.
What is HIPAA?The Health Insurance Portability and Accountability Act serves as the federal law that required the creation of national standards.
This standard help to protect sensitive patient health information from unauthorized access.
Therefore, information can only be shared if HIPAA Privacy Rule specifically permits it.
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Explain how apple corporation helped the world to get better by its contribution in different fields of life
Explanation:
Apple is one of the largest companies in the world, and has contributed positively to the world in different fields of life. It can be said that the company has the highest standards of environmental management that contributes to the reduction of impacts caused by the company to the environment, as well as to the preservation and investments in environmental programs.
It is also correct to say that the company has revolutionized the way people communicate, with the creation of its technological devices that provided greater interaction between people, greater speed with which communication is exercised, helping in business, in the way of living, to buy and interact with the world.
Relative to a flat organizational structure, a tall structure has a _____ span of management and _____ hierarchical levels.
Answer:
Relative to a flat organizational structure, a tall structure has a Narrow span of management and more hierarchical levels.
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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the price of an item is usually high when the number of people wanting to buy it is
Answer:
High
Explanation:
When the number of customer willing to buy increases, the demand for that product also rise. According to the law of supply and demand, an increase in demand without a subsequent increase in supply results in an increase in the buying price.
An increase in the number of buyers increases competition for the few available goods. Sellers will take advantage of high demand and increase prices to make more profits. Therefore, when there more people willing to buy a product, its price tends to increase.
when entering into an income based repayment plan option, a student must contact their ________ to select the repayment plan option
when entering into an income-based repayment plan option, a student must contact their student loan facilitator to select the repayment plan option.
What is income-based repayment?
A repayment strategy known as income-based repayment, or IBR, bases loan instalments on a proportion of the borrower's discretionary income rather than the whole amount owing. Midway through 2009, IBR initially became accessible.
One of four income-driven repayment schemes is IBR. Pay-As-You-Earn Repayment (PAYE), Income-Contingent Repayment (ICR), and Revised Pay-As-You-Earn Repayment are the others (REPAYE). For debtors who don't qualify for PAYE and are worried about the marital penalty and the absence of a payment maximum in REPAYE, IBR is typically a viable alternative.
IBR bases monthly student loan repayments on 15% of discretionary income. The amount by which adjusted gross income (AGI) surpasses 150% of the poverty line is referred to as discretionary income.
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in the base year, what can we say about real gdp and nominal gdp?
In the base year, we can say that nominal GDP and real GDP are equal, but in subsequent years, real GDP provides a better measure of economic performance by adjusting for inflation.
In the base year, the inflation rate is zero, which means that the nominal GDP and real GDP are equal. This is because the prices of goods and services in the base year are used to calculate both nominal and real GDP. Therefore, in the base year, we can say that nominal GDP and real GDP are equal.
However, in subsequent years, as prices change, there will be a difference between nominal GDP and real GDP. This difference is due to inflation, which causes the prices of goods and services to increase over time.
As a result, nominal GDP will tend to overstate economic growth, while real GDP will provide a more accurate measure of economic performance by adjusting for inflation.
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the systematic liquidation of a sum of money is provided by a(n)
The systematic liquidation of a sum of money is provided by an annuity. An annuity refers to a financial product or contract that provides a series of periodic payments over a specified period.
An annuity commonly used to provide a steady income stream or to liquidate a sum of money systematically. When an individual or organization chooses to liquidate a sum of money through an annuity, they enter into an agreement with an insurance company or financial institution. The annuity contract specifies the payment amount, frequency (such as monthly, quarterly, or annually), and the duration of the payments.
The annuity payments can be structured in various ways. For example, a fixed annuity provides regular payments of a predetermined amount, while a variable annuity offers payments that fluctuate based on the performance of underlying investments. There are also immediate annuities, where payments begin immediately after the initial investment, and deferred annuities, where payments are postponed to a future date.
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The main elements of market structure are
Answer:
the number and size of sellers, entry and exit barriers, nature of product, price, selling costs.
The movement of parts from one area of the factory to another is considered a value-added activity whereas the storage of raw materials is considered a non-value activity.
Answer:
TRUE
Explanation:
Value can be defined as the thing for which an customer is willing to pay the price. It is the activity on any shop floor or business for delivering the product or service to the customer for which the customer is ready to pay the price for it.
If the customers does not wish to pay the price, then there is no value.
So inside a factory, in a shop floor, moving a part from one place to another for making a product that the customer is willing to pay is a value added activity. But excess movement or transportation of product does not any value to it, it is then considered as a waste.
Also storing of products is a non value activity as storing a product will not help the customer in any way and a customer will not pay for a product when it is stored and is of no use to the customer.
Holmes Cleaning Service began operation on January 1, Year 1. The company experienced the following events for its first year of operations:
Events Affecting Year 1:
Provided $180,000 of cleaning services on account.
Collected $135,000 cash from accounts receivable.
Paid salaries of $36,000 for the year.
Adjusted the accounts to reflect management’s expectations that uncollectible accounts expense would be $2,200. The expense was determined using the percent of revenue method.
Requireda. Organize the transaction data in accounts under an accounting equation. B. Prepare an income statement, a balance sheet, and a statement of cash flows for year 1
According the question given the Total Liabilities and Equity: $141,800.
Accounting Equation:
Assets = Liabilities + Equity
Cash + Accounts Receivable = Accounts Payable + Retained Earnings + Unearned Revenue + Revenue - Expenses
$135,000 + $45,800 = $0 + $0 + $0 + $180,000 - $38,200
In accounting equations, how do you record transactions?
When you use the accounting equation to record accounting transactions, you use debits and credits to record each transaction data, which is known as double-entry bookkeeping.
Income Statement for Year 1:
Revenue: $180,000
Less: Uncollectible Accounts Expense: $2,200
Total Expenses: $36,000 + $2,200 = $38,200
Net Income: $180,000 - $38,200 = $141,800
Balance Sheet for Year 1:
Assets:
Cash: $135,000
Accounts Receivable: $45,800
Total Assets: $180,800
Liabilities:
Accounts Payable: $0
Unearned Revenue: $0
Total Liabilities: $0
Equity:
Retained Earnings: $0
Net Income: $141,800
Total Equity: $141,800
Therefore, Total Liabilities and Equity: $141,800.
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The organizational structure and organizational culture of a firm are often interrelated. With any organization of your choice, examine what you believe to be their organizational structure and using all three levels of organizational culture to illustrate your points, draw links between the organizational culture and its organizational structure to illustrate how these two aspects of a firm can be intertwined.
The correct answer to this open question is the following.
I would like to choose the company called "Coops," a Swiss firm dedicated to operating supermarkets in Switzerland and other parts of Central Europe.
Their organizational structure is almost flat, with a dominant matrix work relationship that allows the management and the workers to have more direct and open lines of communication. This kind of organizational structure helps to have a more strong interrelation with the corporative culture in that employees feel more comfortable to establish communication with the hierarchy, are confidente that their opinions and suggestions are going to be taken into consideration, and this organizational climate allows for permanent feedback. This concept strengthens the corporate culture because employees are happy in the workplace, makes them more efficient and productive, behaviors that benefit the company because it allows it to have better results. And more importantly, these happy employees reflect their attitude when they are serving the consumers.
John paid $10,000 in mortgage interest last year. He and his wife earned $150,000 from their jobs last year. Based on their circumstances, they can deduct the mortgage interest from their taxable income, meaning they only have to
pay federal income tax on what amount?
Answer:
$140,000
Explanation:
$150,000-$10,000= $140,000
buying a new building increases business
Land/capital
Answer:
land
Explanation:
why because buying a capital we'll be to much
Camilla works as a data entry specialist in the local government offices. The government office is trying to update by getting rid of all paper records, which is where Camilla comes in. What is one task that Camilla might have as part of her job?
Camilla would either have to scan the documents online or she would have to copy the information contained in it online
What would Camilla do to keep the recordsAs a data entry specialist, one task that Camilla might have as part of her job is to input data from paper records into a digital database. This could involve typing information such as names, addresses, birth dates, and other relevant details into a computer program or spreadsheet.
Camilla might also need to ensure the accuracy and completeness of the data by cross-checking it with other records and verifying information with relevant parties, such as clients or other government agencies. Additionally, she may be responsible for organizing and maintaining the digital records to ensure they are easily accessible and searchable for future reference.
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Use the following information: PGI: $600,000; Vacancy and collection losses: $42,000; Operating expenses: $88,000; Capital expenditures: $10,000. Mortgage payments total $206,728 annually. Assume an above-line treatment of capital expenditures. The before-tax cash flow from operations is equal to ____.
$253,272
The operations' before-tax cash flow is $253,272.
What is before-tax cash flow?The amount of money that an investment generates after all income items have been collected, operating costs have been paid, and debt service has been paid.
To get the estimated before-tax cash flow, subtract the annual debt service from the annual net operating income.
Continuing the example, the annual debt service is $15,967.20 and the net operating income is $15,450. $517.20 is equal to $15,450 less $15,967.20.
So, the before-tax cash flow will be:
Before-tax cash flow: PGI - vacancy and collection losses - operating expenses - capital expenditures - Mortgage payments
Before-tax cash flow: 600,000 - 42,000 - 88,000 - 10,000 - 206,728
Before-tax cash flow: $253,272
Therefore, the operations' before-tax cash flow is $253,272.
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miller and jones inc. is planning to invest $150,000 to purchase equipment. it has an estimated life of 10 years and no salvage value. the firm expects to save $27,000 every year by using the new equipment. the firm's cost of capital is 12 percent. the net present value (npv) of the investment in the new equipment is
The net present value (NPV) of the investment in the new equipment is $16,104.19.
To calculate the net present value (NPV) of the investment in the new equipment, we need to discount the expected annual savings by the firm's cost of capital over the equipment's estimated life of 10 years.
Using the formula for NPV, we can calculate the present value of the expected cash flows:
NPV = -(Initial Investment) + PV of Annual Cash Flows
Where PV is the present value of the expected cash flows and the negative sign before the initial investment indicates cash outflow.
So, the initial investment is $150,000 and the expected annual savings are $27,000. To calculate the present value of the annual savings, we can use the following formula:
PV = CF / (1 + r) ^ t
Where CF is the expected cash flow, r is the cost of capital, and t is the number of years.
Using this formula, we can calculate the present value of the annual savings as follows:
PV of Annual Savings = $27,000 / (1 + 0.12) ^ 1 + $27,000 / (1 + 0.12) ^ 2 + ... + $27,000 / (1 + 0.12) ^ 10
PV of Annual Savings = $166,104.19
Now, we can calculate the NPV as follows:
NPV = -$150,000 + $166,104.19
NPV = $16,104.19
This positive NPV indicates that the investment is expected to generate returns that exceed the firm's cost of capital, making it a worthwhile investment.
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The owner of a mansion with extensive landscaped grounds installed a life-size marble statue of his late mother affixed to a granite pedestal on the premises. The statue, a fixture, was specially commissioned by the owner from a well-known sculptor. Several years later, the owner entered into a contract to sell the mansion and its grounds. The contract made no mention of the statue. Prior to closing, the buyer learned that the owner planned to remove the statue before delivering the deed to the property. The buyer has objected, arguing that the statue must stay on the premises. Can the owner remove the statue
Answer:
I'm really not sure why the buyer would want to keep the statue of the seller's dead mother in the premise, it sounds creepy, but he/she entitled to do so. The statue is probably considered a fixture of the house, mansion or premise however you want to call it. When someone sells a property, he/she must include all the fixtures, e.g. doors, windows, pool. A fixture is something that is physically attached to the property.
If the seller plans to remove some fixture, e.g. an expensive lamp in the living room, he/she must state so before closing the deal and the buyer must accept it (generally it would be included in the contract).
What is The movement of the economy from
one condition to another ohd bach again?
Answer:
Business Cycles is the right answer
Explanation: