The amount required to set-up the scholarship fund today is $117,647.06
What is a perpetuity?
Perpetuity is an investment option that pays the same cash inflow every indefinitely, in other words, the scholarship fund in this case, is a perpetuity since it would pay $5,000 per year forever
PV(amount that is required today)=annual cash flow/discount rate
annual cash flow=$5,000
discount rate=4.25%
PV=$5,000/4.25%
PV=$117,647.06
In essence, using the present value formula of a perpetuity above, the amount needed today is $117,647.06 in order to pay $5,000 per year indefinitely
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takeshi, a 17-year-old high school student, wants to buy a pack of marlboro lights. he has the money to purchase them, but he is still not considered to be a market for the product due to his lack of to buy. a. ability b. willingness c. authority d. need e. buying power
High school student Takeshi, 17, wants to purchase a pack of Marlboro Lights. Despite having the money to buy them, he is still not regarded as a market for the product since he lacks the authority to do so.
What is authority?
In sociology and political science, authority refers to a person or group's rightful control over others. In a civil state, power is exercised through the judicial system or the executive branch of the government. The terms authority and power are incorrect synonyms when used in the practice of governance. The term "authority" refers to the political legitimacy that confers and defends the ruler's right to exercise governmental power; the term "power" refers to the capacity to carry out an approved task, either through compliance or obedience; as a result, "authority" refers to the capacity to make decisions and the legal authority to do so and to order their execution.
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when working with customers, you should always try to keep a positive attitude. why is it important to maintain a positive attitude when working with customers?
The reason it is very necessary for one to be able tp keep a good attitude with the customers is that it would Help to establish a good customer relationship.
What is a positive attitude?This is the term that is used to refer to all of the attitudes that a person that works in a business would have that is able to keep the people that patronize them coming.
These are attitudes that would range from friendliness, open communication and the ability to help the customers to meet the needs that they are after when they are in need of such help.
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For each stock in the stock market, the number of shares sold daily equals the number of shares purchased. That is, the quantity of each firm’s shares demanded equals the quantity supplied. So, if this equality always occurs, why do the prices of stock shares ever change?
Answer:
daf
Explanation:
Hey yall can yall cheer me up for a seek i miss my mommy in she said we was leaving my granny house today in look im still here
Answer:
Stay Strong!
Explanation:
You got ittt! Cry A Bit , then come back harder! LOVE KEN!!!
HELP PLEASE:)
to get the most accurate savings figures, which item should you vary when you are comparing 2 loans from separate banks?
A. the APR should be different
B. the number of years it takes to pay it off
C. fixed and variable rates
D. nothing should be varied
I Think its answer C: Fixed and Variable rates
a business is trying to determine who its online customers are. by doing so, the firm is engaged in which step of the customer relationship management process?
By doing so, the firm is engaged in Data mining process of the customer relationship management.
Explain in detail.
A tool known as customer relationship management (CRM) is used to handle all interactions and relationships between your business and its clients.
The process of gathering, keeping, and updating data about current and potential clients is known as customer relationship management (CRM).
An approach to business known as "market orientation" places a high priority on determining consumer needs and desires and developing goods and services that address them.
The search for prospective customers, also referred to as your prospects or leads, is the first step in the personal selling process.
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Marilyn has a biweekly gross pay of $810 and claims 3 federal withholding allowances. Marilyn has all of the following deductions from her gross pay:
federal tax from the following table
A 9-column table with 7 rows is shown. Column 1 is labeled If the wages are at least with entries 720, 740, 760, 780, 800, 820, 840. Column 2 is labeled But less than with entries 740, 760, 780, 800, 820, 840, 860. Column 3 is labeled And the number of withholding allowances is 0, the amount of income tax withheld is, with entries 80, 83, 86, 89, 92, 95, 98. Column 4 is labeled And the number of withholding allowances is 1, the amount of income tax withheld is, with entries 62, 65, 68, 71, 74, 77, 80. Column 5 is labeled And the number of withholding allowances is 2, the amount of income tax withheld is, with entries 44, 47, 50, 53, 56, 59, 62. Column 6 is labeled And the number of withholding allowances is 3, the amount of income tax withheld is, with entries 26, 28, 31, 34, 37, 40, 43. Column 7 is labeled And the number of withholding allowances is 4, the amount of income tax withheld is, with entries 14, 16, 18, 20, 22, 24, 26. Column 8 is labeled And the number of withholding allowances is 5, the amount of income tax withheld is, with entries 1, 3, 5, 7, 9, 11, 13. Column 9 is labeled And the number of withholding allowances is 6, the amount of income tax withheld is, with entries 0, 0, 0, 0, 0, 0, 1.
Social Security tax that is 6.2% of her gross pay
Medicare tax that is 1.45% of her gross pay
state tax that is 21% of her federal tax
Determine how Marilyn’s net pay will be affected if she increases her federal withholding allowances from 3 to 4.
a.
Her net pay will increase by $15.00.
b.
Her net pay will decrease by $15.00.
c.
Her net pay will increase by $18.15.
d.
Her net pay will decrease by $18.15.
Answer:
c
Explanation:
Answer:
Her net pay will increase by $18.15
What is a key requirement of a savings plan?
0 to prioritize saving regularly without exception
O to save any money that has not been spent
Oto prioritize saving money when it is convenient
O to save money whenever you are at the bank or an ATM
To prioritize saving regularly without exception.
What is a saving plans?
Savings plans are financial solutions intended to encourage responsible saving while providing consistent returns that aid in reaching your financial objectives. These plans, which are typically life insurance products, protect your loved ones' finances in the event that something were to happen to you.What are the benefits of savings plan?
Helps Save Taxes: Since saving plans are essentially life insurance plans, they offer the same tax benefits offered by other insurance plans. In particular, you can avail an exemption of up to Rs 1.5 lakh towards your premium payments, as per Section 80C of the Income Tax Act.Why is saving crucial?
Having a budget can assist you:Manage unforeseen expenses and crises. Reach your financial objectives, such as saving for a car, a down payment for a home, or your retirement.To know more about savings, checkout this link:
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help plz!!
Economists make economic predictions using:
A) educated guesses based solely on their opinion.
B) data about the economy from the past.
C) information only about other nations.
D) data about how outside economies allocate their resources.
Thanks!!
Answer:
\(hi \: james\)
The answer is :
B) data about the economy from the past.
I hope it helps
have a nice day
#Captainpower
The answer to this question is B) data about the economy from the past
Who’s the intended audience in news articles
Newspaper readers have typically been more educated, wealthy, and older than non-newspaper audiences.
Who is a research's primary target audience?
The people who read your work are referred to as the "audience." A term paper or thesis, for example, may be produced for a professor or committee of professors. More frequently, a paper is produced for peers in your field, for others who pursue similar academic interests.
Who are the media's intended consumers or target audiences?A group of people who you've identified and wish to appeal to is what we refer to as a social networking target audience. Based on factors like age, occupation, income level, degree of education, geography, or behavior, for example. your target market for social media
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When business processes are not on target, we can choose different approaches to fix the problem. If the company is not concerned with cost or much lower-level employee input and decides to take a radical approach that involves a high risk and a lot of time, which approach have they decided to use?
Answer:
Business Process Reengineering (BPR).
Explanation:
In Business Process Reengineering (BPR), when business processes are not on target, we can choose different approaches to fix the problem. If the company is not concerned with cost or much lower-level employee input and decides to take a radical approach that involves a high risk and a lot of time, we can conclude that it has used the Business Process Reengineering (BPR).
Hence, Business Process Reengineering (BPR) is a strategic approach to evaluating and designing business processes and workflow in order to successfully achieve organizational set goals and objectives in product quality and output.
Nominal GDP is not an accurate measure of growth because __________________.
a. CPI is a measure of living expenses.
b. GDP is a measure of productivity.
c. it does not remove the inflation factor from its computation.
d. it is used to compare different country overall productivity.
Nominal GDP is not an accurate measure of growth because it does not remove the inflation factor from its computation.
What do Nominal GDP measure?Nominal GDP measures the total value of goods and services produced in a country using current prices, without adjusting for inflation. As a result, changes in nominal GDP can be influenced by both changes in the quantity of goods and services produced and changes in their prices.
This means that nominal GDP does not provide an accurate measure of economic growth over time, as changes in GDP may be due to inflation rather than an increase in the actual quantity of goods and services produced. To account for inflation, economists use real GDP, which adjusts for changes in prices over time.
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you deposit $1,000 in your bank account. the bank pays 4% annual interest rate, compounded annually. in ten years, how much of your earnings will be interest on interest?
After a year, you would get $10 in interest if you deposited $1,000 into an account with a 1% annual interest rate.
What are business earnings?Earnings are the sum of money that a person or organization receives during a specific time period. They may be found on an income statement for a business and are used to gauge how profitable it is. Higher recurring earnings are often a sign of stronger financial success and can boost stock values.
What are business earnings?Earnings are the sum of money that a person or organization receives during a specific time period. They may be found on an income statement for a business and are used to gauge how profitable it is. Better financial success is typically indicated by higher recurring earnings, which can also have a beneficial effect on stock values.and can positively impact stock prices.
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Which of the following are goods or services that a government could use tax revenues to pay for? Choose more than one
A. defense
B. education
C. environment
D. national, state, and local parks
E. public safety
Governments can use tax revenues to pay for a wide range of goods and services that benefit society as a whole. Among the options listed, the government could use tax revenues to pay for:
A. Defense: This includes funding for the military and other national security initiatives to protect the country from external threats.B. Education: Governments can fund public education systems to ensure that all citizens have access to quality education, which is essential for a thriving economy and a well-informed populace.C. Environment: Governments can use tax revenues to fund initiatives to protect the environment, such as investing in renewable energy, regulating pollution, and promoting sustainable practices.D. National, state, and local parks: Governments can use tax revenues to fund the creation and maintenance of parks and other recreational facilities that provide opportunities for outdoor recreation and promote physical activity and mental health.
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do you agree with the marketing customer service mantra the customers is always right
Answer:
depemds
Explanation:
in jobs usually they tell the employee the customer is right to satisfy them and not lose customers but it is depending the situation
the franchisor may require that the business use a particular organizational form and capital structure.True or False
The answer is true. The franchisor could demand that the company utilise a specific capital structure and organisational design. It is unlikely that the franchise agreement will include obligations for record-keeping or sales quotas.
Federal or state statutes may set the time frame for a franchise. By giving the employees of the franchisee's business training, tools, and knowledge, the franchisor is obligated to support their operations. The training makes sure that the unit personnel is aware of their responsibilities in the franchised organisational and has the necessary knowledge to uphold the franchisor's reputation. A franchisor, the business that provides the product or service concept.
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treasury bonds paying an 11.0% coupon rate with semiannual payments currently sell at par value. what coupon rate would they have to pay in order to sell at par if they paid their coupons annually? (hint: what is the effective annual yield on the bond?) (round your answer to 2 decimal places.)
Effective annual yield _____
To sell treasury bonds at par if coupons were paid annually instead of semiannually, the bond would have to pay a coupon rate of 12.08%.
The effective annual yield is 11.00%.Here is how to solve this problem: If you want to calculate the bond's annual coupon payment, divide the semiannual payment by 2:$Coupon Payment_{annual}=Coupon Payment_{semiannual}/2$$Coupon Payment_{annual}=11.0\%/2=\$5.50$The current price of the bond is equal to its par value, which is $1000. The bond's annual payment is $5.50. As a result, the bond's current yield is calculated as follows:$$Bond\space Price=Coupon Payment_{annual}/y$$where y is the bond's annual yield. To convert the bond's semiannual yield into an annual yield, use the following formula:$$Effective\space Yield=(1+\frac{r}{m})^m-1$$where r is the semiannual yield and m is the number of semiannual periods in a year. In this scenario, there are two semiannual periods, so m=2.$$Effective\space Yield=(1+\frac{0.11}{2})^2-1=0.11305$$The bond's current yield is calculated as follows:$$1000=\frac{5.50}{y}$$$$y=\frac{5.50}{1000}=0.0055$$The coupon rate that the bond must pay to sell at par value if coupons are paid annually is calculated as follows:$$1000=\frac{Coupon Payment_{annual}}{y}$$$$Coupon Payment_{annual}=y*1000=0.0055*1000=\$5.50$$$$y=\frac{Coupon Payment_{annual}}{1000}$$$$0.11305=\frac{Coupon Payment_{annual}}{1000}$$$$CouponPayment_{annual}=0.11305*1000=\$113.05$$Rounded to two decimal places, the bond must pay a 12.08 percent coupon rate to sell at par if coupons are paid annually instead of semiannually.
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With the help of the diagrams, explain the possible channels of distribution from a manufacturer to a customer
Distribution channels refer to the various channels through which products can reach consumers. Distribution channels can be direct or indirect, but they all serve the same function of transporting products from the manufacturer to the end-user. Here are some possible channels of distribution from a manufacturer to a customer:
1. Direct Distribution Channel: This channel is when a manufacturer sells directly to customers without using intermediaries. It is the simplest distribution channel and involves the shortest chain of distribution.
2. Indirect Distribution Channel: In an indirect distribution channel, intermediaries are involved in getting the manufacturer’s products to customers.
3. Dual Distribution Channel: In this channel, a manufacturer will sell their products through direct and indirect channels simultaneously. This channel offers a manufacturer the best of both worlds, reaching more customers through intermediaries and getting more control through direct sales.
4. Reverse Distribution Channel Reverse distribution is the process of moving goods from the end-user back to the manufacturer or distributor.
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Ben Thomas is earning an annual salary of $15,090 at Custom Stereos. He has been offered a job at the local Ford dealer for $16,660 annually. How much more would Ben earn per week if he accepts the position at the Ford dealer?
Answer:
$30.2
Explanation:
The current annual salary for Ben Thomas is $15,090. the weekly salary will be $15,090 divide by 52
=$15,090 / 52
=$290. 2
The new annual salary at the Ford dealer is $16,660
Weekly salary is the annual salary divided by 52
= $16,660 / 52
=$320.4
Ben Thomas will earn much more by:
=$320.4 - $290. 2
=$30.2
determine central ideas what are the two main parts of a cost/benefit analysis? how are they used to make a decision?
Cost-benefit analysis has two components, as the name suggests. Knowing the cost and comparing the benefit to that cost constitutes this.
What are a cost-benefit analysis's two key components?Cost-benefit analysis, in general, is totaling up all expenses associated with a project or choice and deducting that sum from the predicted benefits of the project or decision.
What does cost-benefit analysis mean when making decisions?The process of calculating the advantages of a choice or action, less the expenses involved in that choice or action, is known as a cost-benefit analysis. A cost-benefit analysis includes quantifiable financial measurements, such as money generated or costs avoided as a result of the project's choice.
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Make a list of getting information about employment an publishes.
( GETTING LIST OF INFORMATION ABOUT EMPLOYMENT AND PUBLISHES : )
-Personal contacts.
-School career planning and placement offices.
Classified ads.
-National and local newspapers. Professional journals.
-Trade magazines.
-Internet networks and resources.
-State employment service offices.
-Federal government.
-Professional associations.
-Labor unions.
Macroeconomics is the branch of economics that focuses on:
A. comparing the lifestyles of poor and wealthy citizens.
B. economic principles affecting entire countries.
C. helping people find jobs when they're unemployed.
D. financial problems affecting individual families.
Answer:
B. economic principles affecting entire countries.
Explanation:
Macroeconomics is the part of economic studies that studies the economy of a country as a whole. In this branch of economics, the aggregate income, growth, expenditure and inflation are considered. The performance of the entire economy is measured under macroeconomics. National income, Gross domestic product, inflation and unemployment fall under the macroeconomic studies.
Answer:
economic principles affecting entire countries
Explanation:
i took the test
i. Areogram is used to send written message to
which one of the following is not a quality of life issue used to help make global location decisions? which one of the following is not a quality of life issue used to help make global location decisions? economy culture mobility (i.e., the ability to easily move around in a country, city, community, etc.) infrastructure (e.g., roads, ports, utilities, institutions, etc.)
Out of the given options, economy, culture, mobility, and infrastructure, mobility is not a quality of life issue that is typically used to make global location decisions. So answer is mobility .
While mobility is certainly important for people's day-to-day lives, it is not usually a deciding factor when it comes to choosing a location for a business or organization. Instead, factors like the local economy, cultural norms and values, and the quality of infrastructure and institutions tend to be more influential in these decisions. Ultimately, the best location will depend on a range of factors, including the specific needs and goals of the organization, the local market conditions, and the regulatory environment in the chosen location.
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we use photodiodes to track our orientation relative to the sun. briefly describe a possible signal chain from a photodiode to a microcontroller.
A possible signal chain from a photodiode to a microcontroller can involve several stages to convert the photodiode's analog output into a digital signal that can be processed by the microcontroller.
Here's a brief description of the signal chain:
Photodiode: The photodiode is a semiconductor device that generates a current proportional to the amount of light falling on it. It acts as a light sensor and converts incident light into an electrical signal.
Transimpedance Amplifier (TIA): The output current from the photodiode is typically very small. To amplify this current into a measurable voltage, a transimpedance amplifier is commonly used. The TIA converts the current from the photodiode into a voltage signal, with the gain of the amplifier being determined by the feedback resistor connected to the amplifier's input.
Signal Conditioning: Depending on the specific requirements and characteristics of the photodiode, additional signal conditioning circuitry may be employed. This could include filters to remove unwanted noise or interference, amplifiers for further gain adjustment, or voltage regulators to ensure stable power supply for the circuit.
Analog-to-Digital Converter (ADC): The analog voltage signal from the previous stages needs to be converted into a digital format for processing by the microcontroller. An ADC is used to sample the analog signal and convert it into a discrete digital representation.
Microcontroller: The digital signal output from the ADC is then fed into the microcontroller. The microcontroller is a programmable device that can process the digital data and perform various calculations or make decisions based on the received information.
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"If an initial public offering of a security is going to be sold only in one State, the registration procedure to be used is Registration by:"
Answer:
Qualification
Explanation:
Perhaps if one Government can sell an equity investment to public of a security, the members were assigned that should be used shall be Authentication registered by qualification process.
Your textbook discusses American life in "The Fifties" (1945-1963, to be more precise) in two chapters: one titled "Prosperity and Liberty Under the Shadow of the Bomb" and the other titled "The Dynamic 1950s." How can this decade be understood as one defined by the implications of both chapter titles? In other words, based on the textbook chapters, lectures, and videos posted in these course modules, how were the Fifties a time of national prosperity and confidence as well as a time of anxiety and disruptive social change?
Explain some of the important changes that occurred in American society and culture between 1945 and 1963. What were the most important factors that contributed to the post-World War II economic boom? How did the booming economy lead to major demographic and lifestyle changes for millions of Americans? Many observers of 1950s culture then and since have characterized it as a time of "consensus and conformity." What evidence from 1950s mainstream and consumer culture supports this view of the decade as conservative, conformist, and repressed? Others have pointed to the 1950s as one of dynamic social and cultural change, especially evidenced in the popular culture of teenagers, Beat writers, and the Civil Rights Movement? Explain and give examples to support this interpretation of the 1950s as a dynamic decade.
The 1950s (1945-1963) was a decade of extreme contrasts and contradictions. On the one hand, it was a time of unprecedented prosperity, confidence, and optimism in American life, where the US economy experienced a rapid growth.
On the other hand, it was a period of immense anxiety, stress, and unsettling social changes, including the Cold War nuclear arms race, the ongoing struggle for civil rights and equality, and the rise of new, countercultural movements such as the Beats and rock n' roll youth culture.
The first important change that occurred in American society and culture between 1945 and 1963 was the emergence of the United States as the dominant economic and military power in the world. After World War II, America's economy expanded rapidly, largely due to the massive spending on military and defense industries. The post-war economic boom was also fueled by the growth of consumer spending, the increase of personal income, and the rise of new technologies and industries such as the automobile and television. The booming economy led to major demographic and lifestyle changes for millions of Americans.
The middle class grew, and more people moved to the suburbs. Americans began to adopt a consumer-oriented lifestyle, emphasizing material possessions, leisure, and entertainment. The rising economic prosperity and growth of consumer culture also led to a baby boom that would transform the country's demographics for years to come.
Many observers of 1950s culture have characterized it as a time of "consensus and conformity," with the prevailing social norms of the time being strict adherence to the American way of life and conservative values. Some of the evidence supporting this view of the decade as conservative, conformist, and repressed include the popularity of family sitcoms such as "Leave it to Beaver" and "Father Knows Best," the dominance of the nuclear family ideal, and the conformity of fashion and appearance among men and women. Other observers have pointed to the 1950s as one of dynamic social and cultural change, especially evidenced in the popular culture of teenagers, Beat writers, and the Civil Rights Movement.
The 1950s saw the emergence of new, countercultural movements that challenged traditional norms, such as the Beat generation, who rejected conformity and social conventions, and the Civil Rights Movement, which fought for the equality and rights of African Americans. Teenagers also began to assert their own identity through music, fashion, and other forms of self-expression, which would lead to the rise of rock n' roll culture.
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According to the video, what are some qualities Air Traffic Controllers need? Check all that apply.
physical strength
clear speaking
teamwork
alertness
repair skills
a driver’s license
Answer:
B,C,D ON EDGE 2020-2021
Explanation:
Based on the information given, the qualities Air Traffic Controllers need are:
Clear speakingTeamworkAlertnessThe correct options are B, C, and D.
What does an air traffic controller do?They control the flow of aircraft into and out of the airport's airspace, direct pilots during takeoff and landing, and keep an eye on the movement of aircraft in the sky. To communicate with pilots, air traffic controllers employ radio technology.
Clear speaking is necessary because Air Traffic Controllers are responsible for communicating with pilots to provide them with critical information, such as weather conditions, runway changes, and other important details. Any miscommunication or misunderstanding could have severe consequences, so it's essential that Air Traffic Controllers are articulate and can communicate clearly.
Teamwork is also crucial for Air Traffic Controllers because they work closely with other Air Traffic Controllers and other professionals, such as pilots, airport personnel, and maintenance crews. They need to be able to coordinate and collaborate effectively to ensure the safe and efficient flow of air traffic.
Thus, the ideal selections are options B, C, and D.
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schools, hospitals, colleges and universities, churches, labor unions, fraternal organizations, civic clubs, foundations, and other so-called nonbusiness organizations are the components of which business market segment?
Schools, hospitals, colleges and universities, churches, labor unions, fraternal organizations, civic clubs, foundations, and other so-called nonbusiness organizations are the components of institution business market segment.
What is Market Segment?Market segmentation is the categorization of consumers for marketing reasons based on their preferences, purchasing patterns, demands, etc. With the aid of research, segmentation aims to improve marketing and the delivery of goods or services. Customers are grouped by placing them in groups according to common traits.
The business market can be divided into four segments. Producer, governmental, institutional, and reseller markets are among them. Producer markets are businesses that make purchases of goods in order to profit.
Therefore, All nonbusiness organizations are the components of the institution's business market segment.
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sove 3logx + 5 is equal to 8
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\(3 log(x) + 5 = 8\)
Subtract sides 5
\(3 log(x) + 5 - 5 = 8 - 5\)
\(3 log(x) = 3\)
Divide sides by 3
\( \frac{3 log(x) }{3} = \frac{3}{ 3} \\ \)
\( log(x) = 1\)
_________________________________
Reminder :
\( log_{a}(x) = b\)
\(x = {a}^{b} \)
_________________________________
Thus ;
\( log_{10}(x) = 1\)
\(x = {10}^{1} \)
\(x = 10\)
Done...
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