You have recently joined a startup company building sensors to measure street noise and air quality in urban areas. The company has been running a pilot deployment of around 100 sensors for 3 months each sensor uploads 1KB of sensor data every minute to a backend hosted on AWS. During the pilot, you measured a peak or 10 IOPS on the database, and you stored an average of 3GB of sensor data per month in the database. The current deployment consists of a load-balanced auto scaled Ingestion layer using EC2 instances and a PostgreSQL RDS database with 500GB standard storage. The pilot is considered a success and your CEO has managed to get the attention or some potential investors. The business plan requires a deployment of at least 100K sensors which needs to be supported by the backend. You also need to store sensor data for at least two years to be able to compare year over year Improvements. To secure funding, you have to make sure that the platform meets these requirements and leaves room for further scaling.Which setup win meet the requirements?A. Add an SQS queue to the ingestion layer to buffer writes to the RDS instanceB. Ingest data into a DynamoDB table and move old data to a Redshift clusterC. Replace the RDS instance with a 6 node Redshift cluster with 96TB of storageD. Keep the current architecture but upgrade RDS storage to 3TB and 10K provisioned IOPS
Answers
To meet the necessities of helping a minimum of 100,000 sensors and storing sensor information for at least two years, at the same time as also allowing room for similar scaling, the first-rate alternative would be to choose alternative C:
Replace the RDS instance with a 6-node Redshift cluster with 96TB of the garage.
Here's the purpose in the back of this desire:
Option A, including an SQS queue, may additionally help with buffering writes, however, it does not deal with the long-time period garage and scalability necessities of the system.
Option B shows ingesting records into a DynamoDB table and transferring old facts to a Redshift cluster. While DynamoDB can cope with high-throughput writes, it could no longer be the nice preference for lengthy-term garage and evaluation of huge quantities of statistics. Redshift, however, is a columnar garage database optimized for analytics, making it appropriate desire for storing and querying massive volumes of records.
Option D, upgrading the RDS storage to 3TB and 10K provisioned IOPS, may not be sufficient for coping with the improved scale of a hundred,000 sensors and storing facts for 2 years. RDS is more often than not designed for transactional workloads, and the storage and IOPS improvement might not provide the essential scalability and value-efficiency for long-term statistics retention and analysis.
By deciding on option C, replacing the RDS instance with a 6-node Redshift cluster with 96TB of the garage, you are choosing an incredibly scalable and green answer for storing and analyzing massive volumes of records. Redshift's columnar garage, parallel processing, and dispensed nature make it nicely appropriate for coping with large records workloads. The multiplied garage potential of 96TB allows for storing the sensor facts for two years, and the ability to feature nodes to the Redshift cluster gives room for addition scaling as the deployment grows.
Overall, option C offers an extra suitable structure that meets the long-term storage, scalability, and analytics requirements of the platform, making it a higher desire in comparison to the other alternatives.
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Related Questions
Select the correct answer.
Which of these is an informal group?
A. command group
B. self-managed work group
C. task group
D. virtual group
E. interest group
Answers
Answer:
B
Explanation:
hope this helps
One of the growers is excited by this advancement because now he can sell more crops, which he believes will increase revenue in this market. As an economics student, you can use elasticities to determine whether this change in price will lead to an increase or decrease in total revenue in this market. Using the midpoint method, the price elasticity of demand for soybeans between the prices of $15 and $9 per bushel is , which means demand is between these two points. Therefore, you would tell the grower that his claim is , because total revenue will as a result of the technological advancement.
Answers
Answer:
0.67
inelastic
incorrect
Explanation:
Midpoint method is used by economists to identify the price elasticity. In this method the percentage change in quantity demanded is divided by percentage change in price. In the given scenario the price elasticity of bushel is 0.67 which determines that the change in quantity demanded will be due to change in price. The demand is inelastic therefore the claim of farmers is incorrect.
Suppose Congress changed the tax laws so that Berndt's depreciation expenses doubled. No changes in operations occurred. What would happen to reported profit and to net cash flow
Answers
Suppose Congress changed the tax laws so that Berndt's depreciation expenses doubled. No changes in operations occurred. What would happen to reported profit and to net cash flow taxable income would fall to zero, taxes would be zero, and net cash flow would rise.
An asset loses value over time as a result of use, damage, or obsolescence. Depreciation is the measurement for this decline. Description: A loss in an asset's value, or depreciation, can also be brought on by other reasons like bad market conditions, etc.
The base of an income tax system is referred to as taxable income. In other words, the amount of revenue that was subject to taxation. In general, it comprises all or a portion of the items of income and is lessened by costs and other deductions.
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Question 3 of 10
How do exchange rates affect a country's ability to trade with its neighbors?
A. By preventing the country from trading with a large number of
different partners
B. By setting limits on the amount of goods the country can legally
import and export
C. By encouraging the country to trade only with countries that have
developed economies
O D. By determining how much the country's currency is worth when
importing goods
Answers
Answer:
O D. By determining how much the country's currency is worth when
importing goods
Explanation:
When importing goods, one has to convert their local currency to the currency of the country they are buying from. The price of imported goods is affected by the exchange rates between the currencies of the importer and exporter.
Converting to the importer's currency entails using the local currency to buy the foreign currency. Each currency is either strong or weaker in comparison to another. If a country's currency is weaker compared to others, its citizens will use more of their local currencies when importing. They might not be able to import as much as they wish because their currency is weak, which makes imports expensive.
Answer:
D. By determining how much the country's currency is worth when
importing goods
Explanation:
Just got it right!
125. A competency-based performance management allows trainers to offer programs that focus on specific employee strengths and invest training and development effort where it maximizes value for the company. True False
Answers
False.Competency-based performance management allows managers to evaluate employee performance against predetermined competencies.
which may include specific skills, knowledge, and behaviors necessary for success in a particular job or role. This approach enables managers to identify areas of strength and weakness in employee performance and provide targeted training and development opportunities to address any gaps. However, the decision to invest training and development effort where it maximizes value for the company is ultimately up to the manager's discretion, and may not necessarily be based solely on employee strengths.
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An investment in labor helps a business increase productivity by:
Answers
An investment in labor helps a business increase productivity by bringing in more people to make a product.
What is an investment?It should be noted that an investment simply means a process or action that's used to generate revenue.
In this case, an investment in labor helps a business increase productivity by bringing in more people to make a product.
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Which paraphrases correctly matches a specific type of loan with the broader category it best fits?
A. Cash advance - short- term loan
B. Mortgage - short -term loan
C. Line of credit - Long- term loan
D. Credit card - alternative financing
Answers
The paraphrase successfully suits a particular kind of mortgage with a broader class of cash advance-short-time period.
What is a short-time loan?A quick time period mortgage is a kind of mortgage that is received to guide a transient non-public or commercial enterprise capital need.
As it's a kind of credit, it includes repaying the precept quantity with a hobby by a given due date, which is typically within a year of getting the mortgage.
Short-term loans are so named because of how quickly the mortgage must be paid off. In most cases, it should be paid off within six months to a year – at maximum, 18 months.
Any longer mortgage time period than this is taken into consideration as a medium time period or long time mortgage. Long-term loans can be completed for periods ranging from a few months to twenty-five years.
Some quick time period loans don’t specify a fee schedule or a particular due date. They truly enable the borrower to repay the mortgage at their own pace.
So, from the above statement, it's clear that choice A, Cash Advance-Short-Time Period Mortgage, is the appropriate choice.
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Answer:it’s A
Explanation:
Did the test foo
Chelsea bought a bond with a face value of $5,000. The bond has a term of 4 years. Chelsea bought the bond at a 3 percent discount from the face value. The bond pays 3 percent annual interest, and Chelsea will receive eight semiannual payments. When the bond is redeemed at maturity, the total return (profit) will be $
_____ .00. The total return on investment will be
______ %. (Round return on investment percentage to one decimal place.)
Answers
The total return of the bond will be a profit of $300 and the total return on investment (ROI) will be 6.18%.
What will be the total return and return on investment?The profit made from the purchase of bonds is referred to as the return on bonds. The profit includes all capital gains (discounts obtained) and interest earnings till maturity.
\(\text{Face value} = 5,000\\\\\text{Purchase price} = 4,850 (5,000 \text{ x } 1 - 0.03)\\\\\text{Discount} = 150 (5,000 - 4,850)\\\\\text{Maturity period} = 4 years\\\\\text{Coupon rate} = 0.03\\\\\text{Interest payment = semi-annual}\\\\\text{Annual interest} = $150 ($5,000 \text{ x } 0.03)\\\\\\\text{Total profit at maturity} = $300 ($150 + $150)\\\\\\text{Total return on investment} = 6.18 \text{percent} (300/4,850 \text{ x } 100)\)
As a result, when Chelsea redeems the bond at maturity, his total return (profit) will be $300.00 at 6.18 percent.
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Answer:
profit: $750
ROI: 15.5%
Explanation:
Charge cards require the cardholder to pay the full balance each due date.
True
or
False
Answers
After the subsidy, parts of the areas of consumer surplus and producer surplus overlap. Why does this overlap occur?
Government encouragement of additional production and consumption increases the gains from trade. The gains in consumer surplus and producer surplus outweigh the cost of the subsidy. The presence of government money in the market allows both consumer surplus and producer surplus to increase
Answers
After the subsidy, parts of the areas of consumer surplus and producer surplus overlap because of the government encouragement of additional production are increased, and the presence of government money in the market allows both consumer surplus and producer surplus to increase.
The subsidy is an amount of money paid by the government to producers or consumers of a product to keep prices lower than they would be under normal market conditions. This increases the amount of the good that is produced and consumed. This results in increased benefits to both the producers and consumers of the product.
The subsidy causes the demand curve to shift outward, increasing the quantity demanded of the product. This increase in demand raises the price of the product. The increase in demand also increases the supply of the product, which lowers the price of the product. As a result, the producer surplus increases, and the consumer surplus decreases.The government can use the subsidy to encourage production and consumption of a good. This results in an increase in the gains from trade. The gains in consumer surplus and producer surplus outweigh the cost of the subsidy. The presence of government money in the market allows both consumer surplus and producer surplus to increase.
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outline 2 advantages to H&H of using secondary market research
Answers
Explanation:
It provides quick information and factual background perspectives
It is less expensive and affordable
Which investment advice would Gale most likely give to Alex? Invest in stocks because they are less risky. Put most of your money in a savings account instead. Spread your investments in several different areas. Stick with the stocks because they will bounce back.
Answers
Investment advice is the advice given by consultants or consultancy firms holding special expertise in the field of securities market to the individual investors.
Investment DecisionTheir is a very popular quote in the investment market that "do not put all your funds in a single security " and put your funds in different securities so that loss of a security is set-off with the gains of other security.
Therefore , the investment advice most likely Gale would give to Alex will be "Spread your investments in several different areas" and OPTION C is correct.
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Answer:
c
Explanation:
How can you reduce the chances of tractor runovers and collisions?
Answers
Make yourself as visible as possible on the road by using flashing lights and reflecting surfaces. The farther away a driver can see you, the better; drivers sometimes underestimate how slowly a tractor travels compared to them.
Whenever possible, hug the side of the road. gives impatient or delayed responders extra room to avoid a collision with you.
When a driver makes a mistake or isn't paying enough attention, this is what happens. Fortunately, no one was seriously hurt in this incident.
Without proper training, highly monitored operation, and ongoing supervision, we won't allow anyone to operate a tractor.
Inexperienced drivers are typically to blame for tractor safety problems. More and more individuals are relocating to rural areas from the suburbs. They purchase a few acres of rural property, and one of the first things they do is buy a tractor. Then they drive it like a Suburu for commuting, purchase the incorrect tools, use the incorrect gear, etc.
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what kind of employees can fill the three levels of management
Answers
Answer:
hierarchy: Any group of objects ranked so that every one but the topmost is subordinate to a specified one above it.
manager: A person whose job is to manage something, such as a business, a restaurant, or a sports team.
board of directors: A group of people, elected by stockholders, to establish corporate policies, and make management decisions.
top management: company employees responsible for controlling and overseeing the entire organization
middle management: company employees that are accountable for controlling and overseeing a department
Explanation:
Most organizations have three management levels:
Low-level managers;
Middle-level managers; and
Top-level managers.
These managers are classified in a hierarchy of authority, and perform different tasks. In many organizations, the number of managers in every level resembles a pyramid.
Top-level managers
The board of directors, president, vice-president, and CEO are all examples of top-level managers.
These managers are responsible for controlling and overseeing the entire organization. They develop goals, strategic plans, company policies, and make decisions on the direction of the business.
In addition, top-level managers play a significant role in the mobilization of outside resources.
Top-level managers are accountable to the shareholders and general public.
Middle-level managers
General managers, branch managers, and department managers are all examples of middle-level managers. They are accountable to the top management for their department’s function.
Middle-level managers devote more time to organizational and directional functions than top-level managers. Their roles can be emphasized as:
Low-level managers
Supervisors, section leads, and foremen are examples of low-level management titles. These managers focus on controlling and directing.
Low-level managers usually have the responsibility of:
First, we need to figure out how much you want to borrow. You said you wanted to spend $5,000, and you will put $500 down. Based on that, we can estimate your taxes to be $340. Put those numbers into the calculator and press calculate to see how much money you will need for your loan.
Answers
"$4840" will be the total amount for the loan.
To "borrow" a thing means to use it with the purpose of giving it back. "Loan" is a word that can refer to either the act of giving anything to anyone or a number of funds it must be repaid with interest. That basically implies you can't say you're "borrowing" anything from anyone.
From the information that is provided:
Money that is spent = $5000
Down payment made = $500
The amount of taxes = $340
The total amount for the loan that is taken is
= 5000 - 500 +340
= $4840
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A stock market collapse that hurts consumers and business confidence is an example of when an expansionary policy would be best. True/False
Answers
False. A stock market collapse that hurts consumers and business confidence is not an example of when an expansionary policy would be best.
An expansionary policy, typically associated with fiscal or monetary stimulus measures, is typically implemented during periods of economic downturn or recession to stimulate economic growth and increase consumer and business spending. It aims to counteract the negative effects of a weak economy, such as low consumer and business confidence.
In contrast, a stock market collapse, which is characterized by a significant decline in stock prices, can negatively impact consumer and business confidence. During such a situation, an expansionary policy may not be the most effective response since the primary focus would be on stabilizing the financial markets and restoring investor confidence.
In response to a stock market collapse, policymakers might implement measures to restore market stability and address the underlying causes of the collapse, such as regulatory reforms or measures to improve market transparency. These actions are more focused on addressing the specific issues in the financial markets rather than implementing broad expansionary policies.
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Interest rates are generally expressed as a(n) of the loan. the length of time before a loan must be repaid is called the of the loan. loans that are considered to be high risk typically have a interest rate.
Answers
Interest rates are expressed as a percentage of the loan, the length of time before a loan must be repaid is called loan term, high risk loan typically have a high interest rate.
What is a Loan?Simply put, a loan is a debt, it can also be defined as a certain amount of money an individual collect with the intention of repayment at an agreed date.
A loan repayment come with an interest rate.
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Answer:
Interest rates are generally expressed as a(n)
✔ percentage
of the loan.
The length of time before a loan must be repaid is called the
✔ term
of the loan.
Loans that are considered to be high risk typically have a
✔ high
interest rate.
Explanation:
An organization type that is unlikely to be found in a traditional organization is: Hierarchical Networked Flat Traditional
Answers
An organizational structure is a system that defines modalities for certain activities to be directed in order to achieve the goals of an organization. Hence, the one not found is networked.
Defining an Organizational StructureCompanies of of different mangnitudes use organizational structures verily. They define a specific hierarchy within an organization.
A successful organizational structure defines each employee's job and how it fits within the overall system. Summarily, the organizational structure lays out who does what so the company can meet its objectives. it is found in traditional structure.
Network StructureThis type of organizational structure is also known as matrix structure. It is also the most confusing and the least used. This structure networked staff across different superiors, divisions, or departments.
Therefore, the answer is network.
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On January 1, 2020, Sandhill Corporation issued $870,000, 7%, 10-year bonds at face value. Interest is payable annually on January 1. Sandhill Corporation has a calendar year end. Prepare all entries related to the bond issue for 2020. (Credit account titles are automatically indented when the amount is entered. Do not indent manually.)
Answers
1. On January 1, 2020, Sandhill Corporation issued $870,000 worth of 7%, 10-year bonds at face value.
2. No premium or discount was associated with the bond issue.
3. The company recognized the issuance of bonds as a liability and recorded the corresponding cash inflow.
On January 1, 2020, Sandhill Corporation issued bonds with a face value of $870,000 and an annual interest rate of 7%. Since the bonds were issued at face value, there was no premium or discount associated with the issuance. The bonds have a maturity period of 10 years.
When Sandhill Corporation issued the bonds, it recognized the proceeds from the bond issuance as a liability on its balance sheet. The entry to record this transaction would be as follows:
Debit: Cash (proceeds from bond issuance) - $870,000
Credit: Bonds Payable (face value of bonds issued) - $870,000
This entry reflects the cash inflow of $870,000 from the bond issuance and the corresponding increase in the company's bond liability. The interest on these bonds will be payable annually on January 1, which would result in subsequent journal entries in the following years. However, for the year 2020, this entry adequately captures the bond issuance transaction.
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A company holiday party is an example of a(n)
GER
Answers
Answer:
ispirational for your company party poll
Explanation:
since different participants do not share the same values, priorities, and culture, projects are more prone to interpersonal ___________ when outsourcing
Answers
Conflicts arise due to differences in values and more.
Since different participants in outsourcing projects do not share the same values, priorities, and culture, projects are more prone to interpersonal conflicts. Interpersonal conflicts can arise due to differences in communication styles, expectations, decision-making approaches, and cultural norms among participants from different organizations or regions. These conflicts can hinder collaboration, create misunderstandings, and impact project progress. It is important to proactively manage and address these conflicts by promoting effective communication, fostering understanding and respect for diverse perspectives, and establishing clear guidelines and expectations for collaboration.
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if a phs financial conflict of interest has been identified, how must the university publicly disclose certain information about the interest prior to the expenditure of any funds for the phs-funded research?
Answers
The university must publicly disclose certain information about the interest prior to the expenditure of any funds for the PHS-funded research if a PHS financial conflict of interest has been identified.
In order to comply with the regulation, PHS grantees must have a written and enforced institutional policy on financial conflicts of interest that complies with the PHS regulations. A PHS financial conflict of interest (FCOI) exists when the institution reasonably determines that a significant financial interest could directly and significantly affect the design, conduct, or reporting of the PHS-funded study.
Therefore, the university is obligated to publicly disclose information regarding the PHS financial conflict of interest. The PHS regulations establish criteria and requirements for the development, implementation, and enforcement of institutional policies and procedures to manage financial conflicts of interest in PHS-funded research to meet these goals.
The following requirements must be met: PHS-funded investigators must disclose all significant financial interests (SFI) related to their institutional responsibilities, which includes research, as defined in the PHS regulations. The institution must determine if the disclosed SFI constitutes a financial conflict of interest, and if so, it must be managed, reduced, or eliminated. Before funds are expended, the institution must report the financial conflict of interest to the PHS Awarding Component. In addition, the institution must provide the PHS with assurance of institutional compliance with the PHS regulations as well as a description of the management plan put in place to manage the conflict of interest.
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Which of the following is not included in the GDP?
a. Consumer spending
b. Exports
C. Nonmarket activity
d. Government spending
Answers
Answer:
C. Non-market activity
Explanation:
The GDP value represents the total of goods and services produced within the boundaries of a country. One method of calculating GDP is through the expenditure approach. the formula for this method is that GDP = C + G + I + NX where
C is the total of consumer spending.
G is the total value of the government's expenditure
I represent the summary of all investments.
NX is the net exports: total exports minus imports.
The GDP value does not include non-market activities.
What is the best reason for homebuyers to create a budget before taking out a mortgage?
to compare the value of their home with that of their neighbors
to plan how to pay off the money they have borrowed
to set aside enough money to refinance the loan
to figure out how long they can stay in their home
Answers
The best reason for homebuyers to create a budget before taking out a mortgage is to : Plan how to pay off the money they have borrowed.
What is a mortgage?A mortgage is an agreement(legal) between a bank and the buyer in which the bank lends money to the buyer to purchase a house.
When a buyer takes a mortgage, the buyer agrees to pay back the money in full with an agreed interest rate, at a stipulated time.
Types of actions that can be taken with a mortgage are :
Purchase a homeMaintain a homeMaintain other types of real estateTherefore, the best reason for homebuyers to create a budget before taking out a mortgage is to plan how to pay off the money they have borrowed.
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Answer:
b
Explanation:
Which of the 4 P's focuses on communicating the value proposition?
Answers
Answer: The marketing mix is most commonly executed through the 4 P's of marketing: Price, Product, Promotion, and Place.
Explanation:
Question 1 of 10 If you make a plan to get a certain amount of a project done each day, what skill have you demonstrated? A. Time management B. Punctuality O C. Moral standards D. Integrity
Answers
Answer: A
Explanation: not sure, but i think its correct
meaning of accounting
Answers
Answer:
Accounting is the process of recording financial transactions pertaining to a business.
What cost to the environment might we expect from the tons and tons of plastic that is produced annually?
Answers
40% of the plastic generated annually is made of single-use materials. Many of these items, like plastic bags and food wrappers, only have a short shelf life but can linger in the environment for hundreds of years.
Plastic pollution has the potential to modify ecosystems' capacity to adapt to climate change, altering habitats, natural processes, and social and economic well-being for millions of people. Plastics' potential environmental, social, economic, and health hazards must be evaluated in conjunction with other environmental stresses such as resource consumption, ecosystem degradation, and climate change. Plastic's effects are as follows:
1. Endangers Ocean Life
2. Exterminates Land-Based Wildlife
3. Occupies Space
4. Generates Chemical Pollution
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Please help I'm about to fail my class and i will be grounded for life, 100 pts for it! its financial literacy
Part One–Research
Imagine you bought 100 shares of stock three years ago and are selling it today. Select a company and research its stock prices. You can start with websites like Nasdaq and Fidelity. Determine the stock's price three years ago, or the purchase price, and its price today, or the selling price.
Part Two–Determine the Real Return
Calculate the real return of your stock investment using the following information:
Purchase price of 100 shares of stock
Selling price of 100 shares of stock
10% tax rate
3% inflation rate
2% administrative fee on the selling price of the stock
Part Three–Evaluate
Analyze your research and calculations, and answer the following questions:
What company did you select to buy stock in? Why did you select the company?
Consider the real return of the stock investment. Do you consider it a wise investment? Why or why not?
Answers
1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.
Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.
2. The real return on my investment in Amazon.com Inc was a net loss of 7.12% or $667.60.
3. The company I selected to buy its stock three years ago was Amazon.com Inc.
4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.
5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.
6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.
What is the stock investment?Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.
The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).
Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)
Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)
Tax (10%) = $1,024.40 ($10,244 x 10%)
Inflation (3%) = $307.32 ($10,244 x 3%)
Administration fee on sales (2%) = $204.88 ($10,244 x 2%)
Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)
Loss on returns = $667.60 ($8,707.40 - $9,375)
Loss percentage = 7.12% ($667.60/$9,375 x 100)
Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.
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estate planning is important for financial planning but not for retirement planning. group startstrue or falsetrue, unselectedfalse, unselected
Answers
True. For financial planning, estate planning is crucial, but not for retirement planning.
Estate planning is the process of foreseeing and coordinating the administration and distribution of a person's property while that person is still alive in anticipation of that person's eventual incapacity or death. Plans may include bequests of assets to loved ones, charities, or heirs as well as gift and inheritance taxes, generational transfer tax relief, and gift and inheritance taxes.
Planning ahead for difficulties, minimising or eliminating management-related worries, and boosting property value by cutting costs like taxes and other expenses are all part of property planning. The final aim of a property plan might be simple or complex depending on the owner's wants and preferences, and can only be determined by the owner's own aspirations. Children under 18 and beneficiaries with disabilities frequently have guardians assigned.
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Complete question:
Estate planning is important for financial planning but not for retirement planning. true or false.