The amount you will have $1,619.58 in the account in 20 years.
How we get the value for 20 years?Calculate the future value using the compound interest formulaThe formula to calculate the future value (FV) of an investment with compound interest is:
\(FV = P x (1 + r/n)^(^n^*^t^)\)
Where:
P is the principal amount (the initial deposit)
r is the annual interest rate (as a decimal)
n is the number of times the interest is compounded per year
t is the time period (in years)
In this case:
P = $400
r = 8% = 0.08
n = 1 (compounded annually)
t = 20 years
Substituting the values into the formula:
\(FV = $400 x (1 + 0.08/1)^(^1^*^2^0^)\)
\(FV = $400 x (1.08)^2^0\)
FV = $1,619.58
When you deposit money in an account earning compound interest, your money earns interest not only on the initial amount, but also on the accumulated interest.
This means that the amount of interest earned grows over time, leading to a larger future value.
In this case, the initial deposit of $400 earns interest at a rate of 8% per year, compounded annually.
After 20 years, the interest earned has accumulated to a total of $1,219.58, bringing the total account balance to $1,619.58.
It's important to note that compound interest can help your money grow significantly over time, but it's also important to consider factors like inflation and fees when deciding where to invest your money.
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In your own words, explain what actuarial value is
Answer: What id say an actuarial value is, something you pay for in advanced, like if you buy a game from game stop, and you have to wait for it to actually come out, and they put it on hold for you and stuff, I think that is what actuarial value is, to be honest i have heard of it but never learned it 100% i hope this is correct and hope it helped, have a wonderful day!
Explanation: brailiest please <3
How education is medium to enhance the ability of human beings?
Long market value: $62,000 short market value: $30,000 debit: $30,000 credit: $50,000 sma: $6,000 the equity in the account is?
The equity in the account can be calculated by subtracting the debit balance from the credit balance, resulting in a net credit balance of $20,000.
Equity represents the ownership interest or residual value in an account. In this case, we need to calculate the equity in the account using the given information. The debit balance is $30,000, indicating the amount owed by the account holder. The credit balance is $50,000, representing the amount credited or deposited into the account.
To calculate the equity, we subtract the debit balance from the credit balance: $50,000 - $30,000 = $20,000. This means that the net credit balance in the account is $20,000, which represents the equity or ownership interest in the account.
It's important to note that other factors, such as the long market value, short market value, and SMA (Special Memorandum Account), do not directly contribute to calculating the equity in the account. They may be relevant for determining margin requirements or assessing the overall value of the account, but they do not directly affect the equity calculation.
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The price of a ranchette estate is $260,000. The bank requires a 15% down payment and 3 points at the time of closing. The cost of the ranchette is financed with a 30-year fixed-rate mortgage at 7.45%. What is the mortgage amount? *
Answer:
Missing word "and the cost of one point at the time of closing"
Down payment = $260,000*15%
Down payment = $260,000*0.15
Down payment = $39,000
Amount of mortgage = $260,000 - $39,000
Amount of mortgage = $221,000
Cost of 3 point at the time of closing = 3% of amount of mortgage
Cost of 3 point at the time of closing = 3% * $221,000
Cost of 3 point at the time of closing = $6,630
In general, how long does it take to accomplish a long-term goal?
A.
a few days to a week
B.
a few weeks to a month
C.
a few months to a year
D.
more than a year
Answer:
D
Explanation:
long term goals require time and planning.They are not something you can do this week or even this year.Long-Term goals usually take 12 months or more to achieve
Collaborative relationships between particular sellers & buyers in an industry can represent a source of strong competitive pressure when:
Collaborative relationships can represent a source of strong competitive pressure when b. Sales are made to buyer groups with either strong bargaining power and high sensitivity.
When buyer groups are well-positioned to negotiate, they can put sellers under pressure to agree to more advantageous terms, such reduced pricing or better contractual terms. Furthermore, if specific buyer groups are particularly sensitive to elements like price, quality, or service, they may be able to affect market dynamics by choosing one vendor over another.
Collaboration between suppliers and buyers can improve how well they comprehend one another's requirements, preferences, and operational skills. Together, they can establish efficiencies, streamline procedures, and build specialised solutions that will be more beneficial to both sides. This partnership may give it a competitive edge by offering special advantages or cost savings.
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Complete Question:
Collaborative relationships between particular sellers & buyers in an industry can represent a source of strong competitive pressure when:
a.The degree to which the seller is a manufacturer of goods and services in substantial quantities is increased
b. Sales are made to buyer groups with either strong bargaining power and high sensitivity.
Grants are typically awarded based on
Answer:
Grants are awarded based on Demonstrated Financial Need. Demonstarted Financial Need is based on the cost to attend college as well as how much the family will contribute.
__________________________________________________________
Questions?Ask in the comments box.
Violation of the license law is a misdemeanor, Punishable by up to a year in jail and a fine of
Up to
a. $500.
b. $2,000.
c. $1,000.
d. $1,500.
Question: "Violation of the license law is a misdemeanor, Punishable by up to a year in jail and a fine of"
The answer is c. $1,000. Violation of the license law is considered a misdemeanor and can result in punishment of up to a year in jail and a fine of up to $1,000.
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all of the following are reasons that marketers are losing confidence in television advertising except .
TV and other mass media still capture the lion's share of promotion budgets.
A variety of activities are referred to as promotions when they are done to advance or increase visibility of a product. Promoting a worker's rank or position in a hierarchical structure is referred to as a promotion in the context of a career. A promotion can take many forms in business, marketing, and careers. In marketing, a promotion refers to boosting intention on a product through advertising or a lower price. The act or fact of being increased in rank or position is the meaning of promotion according to the dictionary. In business, marketing, and jobs, promotions can take place in a number of different ways. Being elevated in rank or position is referred to as promotion in the dictionary.
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how can a business meet customer needs
PLEASE HELP!!!!
?
A. A parent visits her son's second-grade classroom to observe his behavior.
B. A zoo employee observes a new gorilla's interaction with the other gorillas in the enclosure.
C. A new employee sits beside a veteran employee to see what types of situations occur during a normal work day.
D. After receiving an anonymous tip, a supervisor observes his staff to see if any of them are downloading music while they should be working.
?
A. A researcher watches the cars entering a mall parking lot and records the number of red cars.
B. A principal observes a teacher to see if the teacher completes all items on an evaluation checklist.
C. An undercover police officer joins a gang in order to observe its members and activities.
D. A day-care worker observes a particular child who has been accused of biting other children.
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Explanation:
disney is able to realize cost savings by sharing resources or transferring core competencies across its businesses. this is known as what? a. synergy b. market power c. economies of scope d. vertical integration
We know that Disney, as a company, can save costs by sharing resources through its businesses, this is an example of synergy. Alternative a. is the correct alternative.
Why is it important for a company to have synergy?It is crucial for companies to have synergy since it can significantly benefit their organizations, including reducing expenses and increasing productivity. Collaboration can also enable businesses to acquire knowledge, pool expertise, and save costs.
Through the sharing of assets, resources, and expertise, Disney can lower costs while increasing efficiency, as indicated in the question's context. This is why synergy is critical in business.
In conclusion, alternative a. is the correct alternative.
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A company paid $200 cash for supplies that were purchased last month. However, the company recorded a debit to Accounts Payable of $200 and a credit to Cash of $20. This company's accounting records are ______.
This company's accounting records are: Incorrect because debits side do no equal credits side.
Accounting recordBased on the information given their is an error when recording the journal entry reason been that we are supposed to credit cash with the amount of $200 and not $20.
Due to this error this company's accounting records will be wrong or Incorrect based on the fact that the debits side do no equal credits side.
The principle of accounting entry states that "Every debit entry must have a corresponding credit entry and every credit entry must have a corresponding debit entry"
The correct entry was supposed to be:
Debit Account payable $200
Credit Cash $200
Inconclusion this company's accounting records are: Incorrect because debits side do no equal credits side.
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does nestle kitkat follow skimming marketing policy?
Answer:
yes
Explanation:
I think it does anyway
Answer:
Yes they do follow the skimming marketing policy
Which of the following is a job from the past which no longer exists?
Media buyer
O Typist
Mail deliverer
Lamplighter
Answer:
Lamp lighter
Explanation:
Very few exist today as most street lighting has long been replaced by electric lamps.
If the demand for a product decreases, what is likely to happen?
A.
The supply is likely to increase.
B.
The demand is likely to be inelastic.
C.
The price is likely to increase.
D.
The price is likely to decrease.
A company manufactures wooden chairs for a fixed cost of 5000dhs and variable costs of 30dhs per chair. The company sells the chairs for 50dhs each. (a) Find a formula for the cost function. (b) Find a formula for the revenue function. c) Find the profit function.
The formula for the profit function is P(x) = 20x - 5000. The profit function is a mathematical representation of the relationship between the quantity of goods or services produced/sold and the corresponding profit generated by a company.
(a) The cost function represents the total cost incurred by the company to manufacture a certain number of wooden chairs. In this case, the fixed cost is 5000dhs, which remains constant regardless of the number of chairs produced. The variable cost is 30dhs per chair, and it varies depending on the quantity of chairs manufactured.
Let's denote the number of chairs produced as 'x'. The formula for the cost function can be derived as follows:
Cost function = Fixed cost + Variable cost
Cost function = 5000 + 30x
Therefore, the formula for the cost function is C(x) = 5000 + 30x.
(b) The revenue function represents the total revenue generated by the company from selling a certain quantity of wooden chairs. In this case, the selling price of each chair is 50dhs.
Let 'x' represent the number of chairs sold. The formula for the revenue function can be derived as:
Revenue function = Selling price per chair × Number of chairs sold
Revenue function = 50x
Therefore, the formula for the revenue function is R(x) = 50x.
(c) The profit function represents the total profit obtained by the company, which is the difference between the revenue and the cost. The profit function can be calculated by subtracting the cost function from the revenue function.
Profit function = Revenue function - Cost function
Profit function = R(x) - C(x)
Profit function = 50x - (5000 + 30x)
Profit function = 20x - 5000
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Using productivity software ensures that the end product will look professional.
Answer: false
Explanation:
on edge 2021
Answer: The answer is false
Explanation:
props to the other dude, give them brainliest
The multiplier effect states that a manager's influence on the organization ________.
A can have great and continual cost implications
B can result in many types of company diversity
C is felt repeatedly for many days
D also results in large consequences for employees' families
E has implications far beyond the results that can be achieved by one person acting alone
Answer:
E) has implications far beyond the results that can be achieved by one person acting alone
Explanation:
The multiplier effect can be regarded as a the proportional amount of increase/ decrease that exist in final income as a results of some activities such as injection,spending or
withdrawal. It can be explained as
any changes that comes up from consumer spending as a result of any real GDP growth as well as contraction brought about through the utilization of fiscal policy. It shouldbe noted that The multiplier effect states that a manager's influence on the organization has implications far beyond the results that can be achieved by one person acting alone
Answer:
E has implications far beyond the results that can be achieved by one person acting alone
Explanation:
Multiplier effect occurs when a manager is able to replicate his abilities in others who are working under him.
It is his ability to train others to be as effective as himself.
This will result in a team that is more effective and has the potential of doing a lot more than when the manager is acting alone.
Building capacity in those under the manager gives the possibility of the operation moving forward without much further input from them.
ERP is now about enterprise applications 20 Multiple Choice 8 003735 ntegration development deployment interfaces.
ERP is now about enterprise applications: integration, means the option B is correct.
Businesses utilize the enterprise resource planning (ERP) software to coordinate and manage the key elements of their operations. Many ERP software programs are essential to businesses because they assist in the implementation of resource planning by integrating all the operations required to manage their businesses into a single system. Planning, inventory purchases, sales, marketing, finance, and other activities can all be integrated into an ERP software system. The many business operations can be integrated via ERP software. Since ERP solutions have developed through time, many of them are now often web-based programs that users may access from anywhere. Free communication between business units, a single source of information, and precise, real-time data reporting are some advantages of ERP. There are numerous.
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The complete question is here:
ERP is now about enterprise applications:
A. networking
B. integration
C. interfaces
D. deployment
E. development
What is market economy?
Answer: an economic system in which production and prices are determined by unrestricted competition between privately owned businesses.
Answer:
an economic system in which production and prices are determined by unrestricted competition between privately owned businesses.
Explanation:
Owing to globalization and rapid technological change over the past few decades, the major contemporary issues in management lies in the need for efficient managers. More and more organizations today face a dynamic and changing environment. This, in turn, makes these organizations either to change or perish. There are five (5) specific forces that are acting as stimulants for change, state and explain them with relevant
Answer:
The five Specific forces acting as stimulants for change are (1)Globalization, (2)Social trends (3)Competition (4)Changes in Technology (5)Changes in Law and political behavior.
Explanation:
Solution
The Five specific forces as stimulants for change is stated below:
Globalization: globalization has also affected the domestic organizations more often. Globalization has led to the increase of the competition for every industry. for this, every domestic business would have to adopt some change is in its operations to maintain its market share and to get a competitive advantage over others.Social trends: social trends in any market would act as a stimulus for organizational environment and change as they would help the business get a first-mover advantage. for example, any social movement such as ripped jean or Bell bottom jeans, made the various companies in the same industry to adopt some changes.Competition: the entrance of new competition in the market forces the existing business organizations to acquire some changes to get a competitive advantage.Changes in technology: It is one of the significant changes in the business environment, which acts as a substance for the change in the organization. If any business wants to prosper and survive for a longer period, then it would have to acquire changes according to the technological changes in the environment to attend the competitive environment and a continually increasing market share.Changes in law and political behavior: if there are changes in government or law in any country, it may bring some changes for the business. It would force the business to adopt such changes. for example some laws related to the environmental Protection force are the business to produce environment-friendly products and adopt green technology.Outsourcing is becoming more and more common, but it is a controversial idea in the United States. Why do you think this is such a highly contested idea? Do you think outsourcing is a good idea or a bad one? Explain the reasons for your answer.
Answer:
Outsourcing is a contested idea because the original company loses control of the job they are trying to complete. Outsourcing is a bad idea because it also causes jobs to be lost. (you might want to change the wording a bit.)
Explanation:
creating a budget is about your wishes and hopes for what you want your income to be.
True
False
Answer:
False.
Explanation:
Creating a budget is not about your wishes and hopes for what you want your income to be, but must be done by having a realistic perception of the income and expenses that each person has from month to month. In this way, you can project responsibly, avoiding incurring debts or other negative consequences.
The Process of Cultural Competence in the Delivery of Healthcare Services: A Model of Care present Campinha-Bacote's model of cultural competence. What are your thoughts on this model. Name some advantage and disadvantage this model
Campinha-Bacote's model of cultural competence focuses on an approach that healthcare professionals can use to enhance the effectiveness of their delivery of care to diverse patient populations.
The model comprises five constructs, including cultural awareness, cultural knowledge, cultural skill, cultural encounter, and cultural desire.The cultural awareness construct emphasizes the healthcare professionals' personal awareness of their cultural background, biases, assumptions, and prejudices.
The advantage of Campinha-Bacote's model of cultural competence is that it provides healthcare professionals with a systematic approach to delivering culturally competent care. The model helps healthcare professionals understand the influence of culture on healthcare and patient outcomes and provides them with a framework for addressing the cultural differences that may exist between them and their patients.
Additionally, the model provides a clear pathway for the acquisition of cultural competence through the five constructs. cultural competence and does not consider the cultural competence of the healthcare system and organization. Another disadvantage is that the model assumes that patients are homogeneous groups that share similar cultural beliefs and practices, which is not accurate. In conclusion, Campinha-Bacote's model of cultural competence provides healthcare professionals with an effective approach to delivering culturally competent care. The model has several advantages and disadvantages, as discussed above.
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the metallica heavy metal mining (mhmm) corporation wants to diversify its operations. some recent financial information for the company is shown here: stock price $ 74 number of shares 30,000 total assets $ 9,800,000 total liabilities $ 4,700,000 net income $ 420,000 mhmm is considering an investment that has the same pe ratio as the firm. the cost of the investment is $640,000, and it will be financed with a new equity issue. the additional net income is $52,704. does book value dilution occur? group of answer choices no, book value dilution does not occur. yes, book value dilution occurs.
The book value per share decreases after the new investment, book value dilution does occur that is option B is correct.
To determine whether book value dilution occurs in this situation, we need to calculate the book value per share before and after the new investment. The book value per share is calculated by dividing the total assets minus total liabilities by the number of shares.
Before the new investment, the book value per share is calculated as follows:
Book value per share = (total assets - total liabilities) / number of shares
= ($9,800,000 - $4,700,000) / 30,000
= $2,550
After the new investment, the book value per share is calculated as follows:
Book value per share = (total assets - total liabilities) / number of shares
= ($9,800,000 - $4,700,000 + $640,000) / 30,000
= $2,533.33
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Will's Whitewater Rafting sold 3 acres of land used in the business. The sales price was $6,000 and the adjusted basis of the land was $4,200. Will receives a down payment of $4,000 at the time of sale and the remaining $2,000 early next year. The realized gain on the sale is $ ________. Will's recognized gain for the current year is $________ and the gain recognized next year will be $_______.
Answer: These are all the answers
Explanation: A is 1,800
B 1,200 ($1,800/$1,600= 30%; $4,000 x .30= 1,200);
C 600 (30% x $2,000= $600)
After listing a home with a broker, the seller told the broker NOT to disclose a major structural defect in the house. What should the broker do
Answer:
he should not disclose a major structural defect in the house
If you are trying to establish a credit history, would you use credit to make a purchase even if you could pay cash? Why?
Answer:
By using credit, you're building up your overall score. Cash purchases go unnoticed by companies and your bank.
Explanation:
cuales son las ideas principales del actor sobre el establecimiento de metas
Explanation:
Bitte sprechen Sie Englisch