To calculate the payment schedule for a refrigerator, the following functions are needed:
Calculation of Payment Number: A4 = ROW(A4) - 3Calculation of Payment Due: B4 = PMT(B2/12, B3, -B1, 0, 0)Calculation of Interest Due: C4 = B1 * B2/12Calculation of Principal Due: D4 = B4 - C4Calculation of Loan Balance: E4 = BALANCE(B$3, $B$2/12, $A4, $B$1)Extension of payment numbers in column A for the length of the loan, by month: (Drag and fill)Calculating Totals in row 22 for columns C, D, and E: C22 = SUM(C4:C21), D22 = SUM(D4:D21), E22 = SUM(E4:E21)Format of total row: Bold with a double underline beneath the columns containing money with a label in column A.Formatting the column labels for bold and centering them both horizontally and vertically with the center alignment of payment numbers in column A.Place the worksheet centered horizontally on the page with a 2" top margin. Print gridlines.
In the header, place your name and the date; in the footer, place the sheet name and the file name.
Saving the worksheet as Loan Payment Schedule.xlsx and showing all formulas are also necessary to complete the worksheet.
Thus, by following these steps, you can prepare a payment schedule for a refrigerator.
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To prepare a payment schedule for a refrigerator loan, use functions to calculate payment numbers, payment due, interest due, principal due, and loan balance. Extend the payment numbers, calculate totals for columns C, D, and E, format the total row, labels, and alignment, save as Loan Payment Schedule.xlsx, and display all formulas.
To calculate the payment schedule for a refrigerator, the following functions are needed:
Calculation of Payment Number: A4 = ROW(A4) - 3
Calculation of Payment Due: B4 = PMT(B2/12, B3, -B1, 0, 0)
Calculation of Interest Due: C4 = B1 * B2/12
Calculation of Principal Due: D4 = B4 - C4
Calculation of Loan Balance: E4 = BALANCE(B$3, $B$2/12, $A4, $B$1)
Extension of payment numbers in column A for the length of the loan, by month: (Drag and fill)
Calculating Totals in row 22 for columns C, D, and E: C22 = SUM(C4:C21), D22 = SUM(D4:D21), E22 = SUM(E4:E21)
Format of total row: Bold with a double underline beneath the columns containing money with a label in column A.
Formatting the column labels for bold and centering them both horizontally and vertically with the center alignment of payment numbers in column A.
Place the worksheet centered horizontally on the page with a 2" top margin. Print gridlines.
In the header, place your name and the date; in the footer, place the sheet name and the file name.
Saving the worksheet as Loan Payment Schedule.xlsx and showing all formulas are also necessary to complete the worksheet.
Thus, by following these steps, you can prepare a payment schedule for a refrigerator.
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1
"I put $200 into my retirement account at work," Maisie says. "And I see that my employer put in $200 in the same account! What is this?" What is
Maisie describing?
A. medical insurance
O B. worker's compensation
OC. matching funds
O D. Social Security
um. All rights reserved.
Reset
Next
G
In matching funds, as Maisie is discussing, her company makes a contribution to her retirement account that is equal to the one she makes.
What do you mean by matching funds?funding matches. a confirmed cash contribution or financial commitments from approved sources, free of any conflicts of interest, that are used for approved project purposes during the grant financing period.
How do match funds function?The non-federal portion of the total project expenditures that a grantee must contribute in order to fulfill the objectives of the award is known as a match for a federal grant. The program RFP should be consulted because the needed match percentage, sources of match, and other conditions differ from program to program.
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The repair service that fixes your farming equipment doesn’t seem to fix your plow correctly. The technician says that if you are not happy, you can buy a new plow from him, but the cost is extremely high. Do you have other options available to you for higher-quality repairs or cheaper equipment? Explain your answer.
Answer:
Your best option would be for higher quality repairs and higher quality equipment, this would save you more money and time in the long run where you have the ability to do other things.
Explanation:
Mark as Brainliest please!
Ill give u a cookie
Answer:
No, because in command economies, there is no competition. So, there are no other repair services that would offer higher-quality repairs or cheaper equipment. Additionally, no incentive exists for the technician to provide high-quality service.
Explanation:
the actual answer
victims of identity theft can request a credit freeze.
Answer:
True
Explanation:
People can use the victims credit card
The statement, "victims of identity theft can request a credit freeze" is true.
A credit freeze is a recognized and widely utilized measure to protect oneself from further identity theft-related harm.
By requesting a credit freeze, individuals can restrict access to their credit reports, reducing the risk of unauthorized accounts being opened in their name.
This measure serves as a preventive barrier, making it more difficult for identity thieves to exploit the stolen information.
Additionally, credit freezes are legally supported and regulated in many jurisdictions, providing victims with the right to request and implement this safeguard.
Thus, it is a recommended step in the aftermath of identity theft incidents to enhance security and regain control over personal financial information.
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Which type of insurance can help provide financial support to beneficiaries when someone dies?
Collision
Health
Life
Property
The type of insurance that can help provide financial support to beneficiaries when someone dies is Life Insurance.
This is because Life insurance is a type of insurance in which the surviving dependents of the person whose life is insured get financial supports following the death of an insured policyholder.
In a Life Insurance deal, the surviving dependents usually get a certain amount of money, often termed a death benefit.
The surviving dependents must, however, be named the life insurance policy before he or they can reap the benefits.
Hence, in this case, it is concluded that the correct answer is Life Insurance.
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The town of Cypress needs to hire student workers to staff the Uptown Library for the school year. To cover all the responsibilities of the open library, they know that they need to have at least 18 workers on Sundays, 17 on Mondays, 16 on Tuesdays, 16 on Wednesdays, 16 on Thursdays, 14 on Fridays, and 19 on Saturdays. Student workers are guaranteed two consecutive days off. At a minimum, how many student workers need to be hired in order to ensure that the library can remain fully staffed? a. Formulate an Integer LP (ILP) for this problem in Excel. b. Solve your model for the optimal solution.
The minimum number of student workers needed to ensure that the library remains fully staffed is 38.
How many student workers are needed on Sundays to cover all responsibilities?To determine the number of student workers needed on Sundays, we take the highest requirement for any given day, which is 19 workers on Saturdays.
To determine the number of student workers needed on Mondays, we take the second highest requirement for any given day, which is 18 workers on Sundays.
Similarly, we calculate the number of workers needed for each day of the week, taking into account the consecutive days off requirement and the highest requirement for any given day. The results are as follows:
Sundays: 19 workersMondays: 18 workersTuesdays: 16 workersWednesdays: 16 workersThursdays: 16 workersFridays: 14 workersSaturdays: 19 workersSumming up the requirements for each day, we get a total of 118 workers. However, since each worker is guaranteed two consecutive days off, we need to account for that. So, the minimum number of student workers that need to be hired to ensure full staffing is 118 + 2 = 120 workers. However, we subtract 2 from the final count as 2 workers can cover both Saturdays and Sundays.
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invest for who you are and more advice for millennials
Answer:
Preach
Explanation:
Costs that are incurred for the joint benefit of more than orie department and cannot be readlly traced to only one department are: Fixed expenses. Direct expenses. Uncontroltable expenses: Variable expenses, Indirect expenses.
The costs that are incurred for the joint benefit of more than one department and cannot be readily traced to only one department are called indirect expenses.
Indirect expenses are costs that are shared by multiple departments or cost centers within an organization. These expenses are not directly attributable to any specific department or cost center and cannot be easily allocated or assigned solely to one department.Examples of indirect expenses include rent, utilities, maintenance costs, administrative salaries, and depreciation of shared assets. These costs are incurred to support the overall operations of the organization and are shared among various departments or cost centers based on a predetermined allocation method, such as square footage, headcount, or usage.
Unlike direct expenses, which can be specifically identified with a particular department or cost center, indirect expenses are incurred for the common benefit of multiple departments and require allocation or apportionment methods to assign them to individual departments for cost analysis and reporting purposes.
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Kerr Company's account balances at December 31 for Accounts Receivable and Allowance for Doubtful Accounts were $2,100,000 and $20,000 (Cr.), respectively. An aging of accounts receivable indicated that $170,000 are expected to become uncollectible. The amount of the adjusting entry for bad debts at December 31 is
Answer:
$150,000
Explanation:
Calculation to determine what The amount of the adjusting entry for bad debts at December 31 is
Using this formula
Bad debts=Accounts receivable-Allowance for Doubtful Accounts
Let plug in the formula
Bad debts=$170,000-$20,000
Bad debts=$150,000
Therefore The amount of the adjusting entry for bad debts at December 31 is $150,000
all work are dignified and equal. justify
Answer:
I hope that is helpful for you.
PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST) PERSONAL & FAMILY FINANCE
Owen wants to start a tutoring business. He has a space rented and a lot of ideas, but he has no employees who can tutor the students. Which category of economic resource does he require?
labor
entrepreneurial ability
land
Answer:
entrepreneurial ability
Sorry, no one answered your question sooner, hope that helps.
labor <><><><><><><><><><><><>
If a checking account has an interest rate of 1% and a government bond has an interest rate of 2%, the opportunity cost of holding the checking account as money is:
Answer:
the opportunity cost of holding the checking account as money is 1%
Explanation:
The computation of the opportunity cost of holding the checking account as money is shown below:
= Interest rate on the government bond - interest rate on checking account
= 2% - 1%
= 1%
Hence, the opportunity cost of holding the checking account as money is 1%
We simply applied the given formula so that the correct percentage could come
HELP ME PLEASE!!!
when is it usually best to choose a variable rate home mortgage?
A. if you plan to stay there many years.
B. if you plan to stay there a short time before moving again.
C. if you plan to rent it out.
D. if you plan to have a large family.
Answer:
A...............maybe D
The largest human relocation in the history of the world took place during
Answer: The largest documented voluntary emigration in history was the Italian diaspora, which migrated from Italy 1861 and 1970 with 13 million people leaving the country. Mass migration may be forced migration such as the Atlantic slave trade.
Answer:
World War II
Explanation:
A large public corporation in the telecommunications industry has become so powerful that it uses its vast resources to prevent other companies from entering the market as a competitor. the federal courts determine the company to be an illegal monopoly and order it to be split into multiple separate corporations. why
is this government action considered appropriate in americas free market economy?
A. in a free market economy, it is important for wealth to be distributed evenly.
B. by acting to disband a monopoly, the government is actually protecting competition and the free market.
C. the government has extraordinary power to step in and intervene in cases dealing with public corporations.
D. despite popular belief, America is not meant to have a free market economy.
Answer:
by acting to disband a monopoly, the government is actually protecing competition and the free market
Explanation:
Some economists believe that a sales tax increase affects which group the MOST?
Answer:
the lower class
Explanation:
they will lose money for necessities
Ryan i building a treehoue. He ha 18 ft of wood to ue. He ue 3/4 of a foot of wood to make each tep for the ladder. If he ha 15 ft of wood left how many letter doe did he make?
He uses three-fourths of a foot of wood to make each step for the ladder. If he has 15 feet of wood left, He used 18 - 15 ft = 3 ft, 3ft/ 3/4 ft = 4 x 3ft/ 3 = 4 steps.
A ladder is a vertical or slanted arrangement of rungs or steps used for ascending or descending. There are two types: rigid ladders that are self-supporting or may be leaned against a vertical surface like a wall, and rollable ladders that can be suspended from the top, such as those made of rope or aluminium.
Stringers, rails, or stiles are the vertical elements of a rigid ladder (UK). Rigid ladders are often movable, however some are permanently attached to a structure, building, or piece of equipment. They are often composed of metal, wood, or fibreglass, but durable plastic has also been used.
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Ivan has plenty of money to invest but so far has bought high-risk securities. Explain how Ivan could diversify and whether it is necessary.
Answer:
Its important to diversify because it can help an investor manage risk and reduce the volatility of an asset's price movements. If his high risk investment backfires hes left with almost nothing, diversifying can give him a safety blanket just incase. The many ways he can diversify include, but aren't limited to, Use asset allocation or target date funds, Invest in a mix of mutual funds or ETFs, Customize with individual stocks and bonds, Vary company size and type, Invest abroad, and add complexity.
Explanation:
WILL MARK BRAINLIEST!
Which of the following professionals is most closely associated with a company’s reputation?
-Public relations specialists
-Market research analysts
-Art directors
-Advertising, promotions, and marketing managers
Answer:
Public relations specialists
Explanation:
Public relations specialists refer to individuals who develop and maintain the public image i.e. favorable for the company in which they present. Here the perception of the organization should be shape aslo it would be increase the awareness towards the work and goals
Therefore according to the given situation, the professional that is closely linked with the reputation of the company is public relations specialist
The family has a very low budget on containers, and are paying for services for three months, with the help of low income residents find the one that is the cheapest option of additional containers please note the resident is looking for two recycle bins or more and 1 trash bin find a unique cheap way to find how the resident can afford the bill for three months,
trash is $20.38 - they pay for 3 months (for servicing add them all up)
and for recycle is $11.70
How many containers do you recommend for a 6-5 people family who produces a lot of trash every single day and has overflowing containers which we need more containers what do you think? The price for 96 gallon containers are...
trash is $20.38 - we pay for 3 months (for servicing add them all up)
and for recycle is $11.70
Answer:
Read explanation
Explanation:
To find the cheapest option for the resident, we can calculate the cost of additional containers for a 6-5 person family who produces a lot of trash each day. We will use the rate of $20.38 for three months of trash service and the rate of $11.70 for three months of recycle service.
The cost of buying 96-gallon trash containers is $74.00 each, which is a one-time cost. If two additional trash containers are needed, the total cost would be $74 + $74 = $148.
The cost for three months of trash and recycle service is $20.38 + $11.70 + $20.38 + $11.70 + $20.38 + $11.70 = $106.24
So, the total cost for two additional trash containers and three months of trash and recycle service is $148 + $106.24 = $254.24.
If the resident's family can afford the one-time cost of two additional trash containers, it would be more cost-effective than renting additional trash or recycle containers for three months. If the cost is not within the family's budget, additional trash or recycle containers can be rented for three months. However, renting will cost more in the long run, since the family would have to continue paying for the rental service after the three months are up.
I would recommend two additional trash containers and three months of trash and recycle service, if it fits within the family's budget. If not, renting one additional trash and/or recycle container for three months could be a more affordable option.
how do households and business firms interact in the product and resource markets?
In marketing, a product is an object, system, or service made available for consumer use as per consumer demand; it is anything that can be offered to a market to satisfy the desire or need of a customer.
What is the meaning of the Product?A product is anything that can be supplied to a market to satiate a customer's need or desire. In marketing, a product is an item, system, or service that is made accessible for consumer usage in response to consumer demand.
The object being sold is referred to as a product. A service or an object both qualify as products. It could take on a physical, virtual, or cyber form. Every product has a cost associated with it, and each one has a price.
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(1) State which marketing environment affected Xerox's operation. (1mks)
(b) From your answer above, discuss which specific area from that particular enviroment affected how Xerox conducted business. (5mks)
Answer a:
Clearly, Xerox had one major issue concerning its marketing environment.
Due to technological changes, i's primary market was shifting and changing. Xerox didn't see it. Perhaps they did and decided it (the changes that is) not
Explanation:
One keyword or practice or culture or capability that was missing in Xerox was adaptability. Had they envisaged the future and created some internal structure to gradually cater to the changing requirements of their client base, they'd probably still be in business today.
So in a way, it wasn't really the change in the market that affected Xerox. It was Xerox' inability to respond to such changes that did it in. At some point, it became apparent to investors that Xerox was incapable to move with the next tide. They withdrew their funds, sold their shares and the rest is history.
Answer b:
The major area that affected how Xerox conducted business is the technology enviriomment.
Explanation
Due to the availability of technology which made it possible, peoples mindset were beginning to shift from keeping hard copies and or duplicating them to keeping electronic copies.
Two things made this idea very attractive:
1. It reduced cost greatly. In every era, cost reduction has always been an attractive business proposition for companies in any sector or subsector. As firms discovered they could cut down by keeping electronic copies of their documents, the idea quickly caught on. And so did the profits made by the renowned copier decline.
2. Another factor strenghtened the decline in making and keeping hard copies of documents is the ideology that the more papers we made, the more we were damaging our environment.
Companies that quickly adjusted even used their paper reduction efforts as a unique selling marketing proposition.
Cheers
How does a high unemployment rate affect the economy a high?.
If the unemployment is high, then it will leads the huge effect in the economy.
The term unemployment is defined as the individuals who do not have a job are considered unemployed and it will also includes not having either a part-time, full-time or independent contractor position.
Here we have given that we need to find the effects when high unemployment rate on economy.
As we all know that the high unemployment rate affects the economy in many ways.
Where as the unemployed people tend to spend less, may accrue more debt, and unemployment may lead to higher payments from state and federal governments for things like food stamps.
On the other hand they do not have any other source of income often rely on their savings or borrowed money to fund essential costs such as food and living expenses.
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Which organizational change approach is best known for its affirmation rather than problem-solving approach to change?
The approach best known for its affirmation rather than the problem-solving approach to change is appreciative inquiry.
This method focuses on valuing the characteristics of the micro and macro environment, affirming the strengths, successes and potentials of people and the environment.
Therefore, in appreciative investigation, there is no change in the method, but in the perception of organizational resources to broaden the vision of systems and extract the potential of people and situations.
As an advantage, this approach can help with motivation, increased job satisfaction, creativity and development of employees' skills.
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A market demand curve shows Group of answer choices the sum of all prices that the individual buyers are willing and able to pay for each possible quantity of the good. the relationship between price and the number of buyers in a market.
Answer:
the sum of all prices that the individual buyers are willing and able to pay for each possible quantity of the good.
Explanation:
Market demand refers to the sum of the individual demand for a commodity from all buyers in a given market.
A market demand curve is therefore a graph that shows the the sum of the individual demand for a commodity from all buyers in the market.
Therefore, the correction option is "the sum of all prices that the individual buyers are willing and able to pay for each possible quantity of the good".
Note that the market demand curve is a downward sloping curve due to the fact that there is a negative relationship between price and quantity demanded. That is, as price increases, the quantity demanded decreases. On the other hand, as price decreases, the quantity demanded increases.
Also note that an example of a market demand curve is given in the attached graph. From the graph, it can be seen that when price is \(p_{0}\), quantity demanded is \(q_{0}\). But when price falls to \(p_{1}\), quantity demanded increased to \(q_{1}\). This shows the negative relationship between price and quantity demanded as explained above.
financial intermediaries are institutions that part 2 a. produce money for the federal government. b. regulate the activities of stock and bond markets. c. oversee the activities of government institutions such as the federal reserve. d. act as middlemen in the process of directing funds from savers to investors.
Financial intermediaries act as middlemen in the process of directing funds from savers to investors.
Option (d) is the correct answer. Financial intermediaries play a crucial role in the financial system by collecting funds from savers and channeling them towards borrowers or investors who need capital. They facilitate the flow of funds between surplus units (those with excess funds) and deficit units (those in need of funds) by providing various financial services.
Examples of financial intermediaries include banks, credit unions, mutual funds, insurance companies, pension funds, and investment firms. These institutions accept deposits, issue loans, provide investment opportunities, offer insurance products, and perform other financial activities to match the needs of savers and borrowers.
Financial intermediaries not only facilitate the transfer of funds but also provide additional services such as risk management, diversification, liquidity provision, and expertise in assessing investment opportunities. Their role helps to efficiently allocate capital in the economy and reduce transaction costs for both savers and borrowers.
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You will have $ in 20 years if you set aside $2,000 at 8%. (Use the future value tables from Chapter 5.)
In 20 years you'll have $5,220.
2,000×0.08=160
2,000+(160×20)= 5,220.
The total interest will be $3200 (160X20) at an interest rate of 8%. You'll have $5,220 after 20 years.
What is the interest rate?The amount of interest due each period expressed as a percentage of the amount lent, saved, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.
The rate calculated over a year is the annual interest rate. However, they are typically annualized. Various interest rates are applicable over shorter time frames, such as a day or a month.
A key tool of monetary policy, interest rate goals are taken into consideration when addressing issues like investment, inflation, and unemployment. When a nation wants to boost consumption and investment in the economy, its central bank typically lowers interest rates.
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hellp! WILL GIVE 30 POINTS!!
Alexis and Damian are both taking a course on picking a career. They go to the same art club so they both know what they enjoy doing. Surprisingly, Alexis and Damian might find careers in the Architecture and Construction Career Cluster that allow them to express themselves through art. Create a list of possible jobs in this cluster that could use an artistic person and explain a task that each job does that the two students might particularly enjoy.
*Dont answer for points, cuz I've gotten scames so many times :/
Answer:
A few jobs that express how you feel through art are house remodeling because you can decorate with things that make you happy or that show how you feel, professional painter because you can paint how you feel, and a gardener because you make the garden look like something that expresses how you feel.
Explanation:
Hope this helps! Just make sure to edit it a little so that you don't get in trouble! :)
during an economic expansion, the demand curve for reserves will ____________.
Answer:
The demand curve for reserves shifts to the right. During a period of rapid expansion, there is growth in the economy, with a rise in income, investment, consumer spending, and aggregate demand increases, given that all other factors are constant.
During an economic expansion, the demand curve for reserves will shift rightward, as banks make more loans.
If all other factors are equal, the demand for reserves is inversely proportional to the interest rate. In times of economic growth, banks will request higher reserves before making loans. Therefore, the federal funds rate will rise when the demand curve for reserves shifts to the right.
A gross domestic expansion occurs when it takes two or even more quarters to go from a low point to a high point. When the economy is stimulated, there is an increase in employment, which is followed by a rise in consumer confidence and discretionary expenditure. The stage is additionally referred to as economic recovery.
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Find the first five terms of the following sequence, starting with n = 1. an = 4n-1 Give your answer as a list, separated by commas. Provide your answer below:
The first five terms of the given sequence, starting with n = 1 are 3, 7, 11, 15, 19.Answer: 3, 7, 11, 15, 19.
The sequence an = 4n-1 is arithmetic, so we can use the formula for the nth term of an arithmetic sequence to find the first five terms, starting with n = 1.
a1 = 4(1) - 1 = 4 - 1 = 3
a2 = 4(2) - 1 = 8 - 1 = 7
a3 = 4(3) - 1 = 12 - 1 = 11
a4 = 4(4) - 1 = 16 - 1 = 15
a5 = 4(5) - 1 = 20 - 1 = 19
The formula is given as:an = a1 + (n - 1)dwhere:a1 is the first termn is the term numberd is the common difference For this sequence, a1 = 4(1) - 1 = 3 and d = 4.Using the formula, we can find the first five terms as follows:a1 = 3a2 = a1 + d = 3 + 4 = 7a3 = a2 + d = 7 + 4 = 11a4 = a3 + d = 11 + 4 = 15a5 = a4 + d = 15 + 4 = 19Therefore, the first five terms of the sequence are:3, 7, 11, 15, 19Answer: 3, 7, 11, 15, 19
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An all-equity firm has a beta of 1.25. if it changes its capital structure to a debt-equity ratio of 0.35, its new equity beta will be ____. assume the beta of debt is zero.
An all-equity firm has a beta of 1.25. if it changes its capital structure to a debt-equity ratio of 0.35, its new equity beta will be 1.6875 assume the beta of debt is zero.
An all-equity firm has a beta of 1.25. Beta measures the sensitivity of a stock's returns to the overall market returns. A beta greater than 1 indicates that the stock is expected to be more volatile than the market, while a beta less than 1 indicates lower volatility.
To find the new equity beta after changing the capital structure to a debt-equity ratio of 0.35, we need to consider the impact of adding debt to the firm. Since the beta of debt is assumed to be zero, the debt will not contribute to the volatility of the firm's equity.
To calculate the new equity beta, we can use the following formula:
New Equity Beta = Unlevered Beta * (1 + (1 - Tax Rate) * Debt/Equity)
Since the all-equity firm has no debt, the Unlevered Beta is equal to the beta of the firm, which is 1.25. Assuming a tax rate of 0, we can calculate the new equity beta as follows:
New Equity Beta = 1.25 * (1 + (1 - 0) * 0.35)
Simplifying the equation:
New Equity Beta = 1.25 * (1 + 0.35)
New Equity Beta = 1.25 * 1.35
New Equity Beta = 1.6875
Therefore, the new equity beta after changing the capital structure to a debt-equity ratio of 0.35 would be 1.6875.
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