You are considering buying a new house, and have found a 20-year-fixed mortgage is available with an annual interest rate of 6%.
You are required to pay monthly. Then what is the corresponding monthly rate? Round off to 4 decimal points!
a. 0.0049
b. 0.0830
c. 0.0050
d. 0.0090

Answers

Answer 1

Answer: C. 0.0050

Explanation: To find the corresponding monthly rate, we need to divide the annual interest rate by 12.

6% / 12 = 0.005

Rounding off to 4 decimal points, the corresponding monthly rate is 0.0050, which is option (C).


Related Questions

"price" in the statement of the law of supply refers to:

Answers

In the law of supply, "price" refers to the market price, which is determined by supply and demand.

In economics, the price refers to the amount of money or another commodity that is required to purchase a product or service. In simple terms, the law of supply refers to the quantity of goods that a seller or manufacturer is willing and able to sell at a certain price level.

The statement of the law of supply states that as the price of a good increases, the quantity supplied of the good will also increase, assuming all other factors are held constant.This means that if the price of a product rises, the suppliers will be more motivated to produce more of it.

This is because they will be making more profit by selling the product at the higher price. On the other hand, if the price falls, suppliers will be less motivated to produce the product. This is because they will be earning less profit from selling the product at a lower price.

As a result, the relationship between price and quantity supplied is direct. Higher prices usually lead to an increase in the quantity supplied of goods, while lower prices usually lead to a decrease in the quantity supplied of goods. This relationship is fundamental to the law of supply.

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who is dixie damelio,noah beck and cole sprouse

Answers

Answer:

im pretty sure they are tiktokers if thats what youre asking?

Explanation:

I don't know

Answer dixie damelio is an American social media personality known for her videos on the social media platform TikTok. noah beck Before moving to LA to pursue TikTok, Noah played for the University of Portland's soccer team, the Portland Pilots, last year as a freshman. cole sprouse  is an American actor, known for his role as Cody Martin on the Disney Channel series The Suite Life of Zack & Cody and its spinoff The Suite Life on Deck and from the show called river dale is really good show

8. What are the key components of a relationship marketing orientation? 9. In your own words explain mobile marketing? 10. What is CSR? 11. Who is the target market for the PUR Gums product?

Answers

8.  Focus on customer lifetime value rather than just immediate sales transaction.

9. Mobile marketing refers to the use of mobile devices such as smartphones.

10. CSR refers to a company's efforts to operate in a way that is socially and environmentally responsible.

11.  The target market for PUR Gums products are health-conscious consumers.

8. The key components of a relationship marketing orientation are as follows: Focus on long-term customer engagement strategies that build customer loyalty and retention over time .Focus on customer needs and wants in order to better understand what customers are looking for Personalized customer service and communication to build a relationship with each individual customer

9. This includes using mobile apps, mobile websites, text message marketing, and other forms of mobile communication to reach consumers where they are spending the majority of their time. Mobile marketing is important because more and more consumers are using mobile devices to access the internet, shop online, and communicate with businesses.

10. Corporate Social Responsibility includes minimizing the company's negative impact on the environment, treating employees fairly and ethically, and giving back to the community through charitable contributions and volunteer work. CSR is important because it allows companies to demonstrate their commitment to ethical and responsible business practices.

11. This includes people who are trying to cut back on sugar, those with dietary restrictions or sensitivities, and anyone who wants a healthier chewing gum option. PUR Gums are vegan, gluten-free, and free from artificial sweeteners, flavors, and colors, making them an attractive option for consumers who value natural ingredients and healthy living.

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Which professional draws maps and plans for projects involving structures other than buildings, such as bridges?
I WILL MARK BRAILIST FOR THE FIRT PERSON THAT ANZARERS

Answers

Answer:

pretty sure its A

Explanation:

google said an architect and other people said A also Architects create designs for new construction projects, alterations and redevelopments. They use their specialist construction knowledge and high-level drawing skills to design buildings that are functional, safe, sustainable and aesthetically pleasing.

Answer:

the answer is a

Explanation:

an architect and other people said A also Architects create designs for new construction projects, alterations and redevelopments. They use their specialist construction knowledge and high-level drawing skills to design buildings that are functional, safe, sustainable and aesthetically pleasing.

what is creativity skill explain with examples





Please help me fast fast fast ​

Answers

Innovating,creating,thinking outside the box

I need help!!!!! :| !!!

I need help!!!!! :| !!!

Answers

either c or d but i’d go for d

Answer:

b

Explanation:


Conducting a search of the store is part of store closing duties. Why?

Answers

Hello there! Conducting a search of the store is part of store closing duties because it is necessary to ensure:

1. Everything is in place

If things are not in place in a store, things would be very messy when opening the store the next day. Conducting a search of the store to see if everything is in place also ensures that no merchandise was stolen, and if so, persecution would be followed through with accordingly.

2. There is nobody trespassing/lurking

Conducting a search of the store is part of store closing duties because it assures workers that nobody is lurking in the shadows or intruding without the attention of any employee. Trespassing is illegal in most places, and it is a severe felony in some places. Whenever a store attendant is unaware of somebody who is in the store without permission, countless things can happen that do not work in favor of benefitting the business. However, conducting a search of the store during closing time would eliminate this concern.

If you need any extra help, let me know and I will gladly assist you.

T account charts must always have what?

Answers

A debit and a credit side.

the demand for bread is likely to be more elastic than the demand for solid-gold bread plates.

Answers

The statement " The demand for bread is likely to be more elastic than the demand for solid-gold bread plates." is true because bread is a necessity and a basic food item,  consumed by a wide range of people where as solid-gold bread plates are a luxury item, consumed by a smaller group of people.  

Elasticity of demand refers to the responsiveness of consumers to a change in price. Bread is a necessity and a basic food item that is consumed by a wide range of people, including those with low income. Therefore, a small change in price is likely to have a significant impact on the quantity demanded.

In contrast, solid-gold bread plates are a luxury item that is consumed by a smaller group of people with high income. The demand for such items is less responsive to a change in price as they are not essential goods. Hence, the demand for bread is likely to be more elastic than the demand for solid-gold bread plates.

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Complete Question:  

The demand for bread is likely to be more elastic than the demand for solid-gold bread plates.

a. True

b. False

a transaction in which a government receives resources without directly giving equal value in exchange is known as a(n)

Answers

"A transaction in which a government receives resources without directly giving equal value in exchange is known as a Non-exchange transaction."

A non-exchange transaction refers to a situation where a government receives resources, such as grants or donations, without providing equal value in exchange. Unlike exchange transactions, where both parties receive benefits, non-exchange transactions are one-sided and involve the government acting as a recipient of resources.

Examples of non-exchange transactions include taxes, grants from other governments, and donations from private entities. These transactions are usually motivated by public interest or social welfare, and they enable governments to provide public goods and services that benefit society as a whole.

This question should be provided with answer choices:

A) Equity Transaction.B) Fair Exchange.C) Non-exchange Transaction.D) Not Fair Market Exchange transaction.

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what is the minimum number of operating segments that must be separately reported? a. ten. b. segments with at least 75 percent of revenues as measured by the revenue test. c. at least 75 percent of the segments must be separately reported. d. segments with at least 75 percent of the revenues generated from outside parties

Answers

D. segments with at least 75 percent of the revenues generated from outside parties is the minimum number of operating segments that must be separately reported.

Sales is the entire quantity of profits generated by way of the sale of goods and offerings related to the number one operations of the commercial enterprise. industrial sales will also be called income or as turnover. a few corporations acquire revenue from interest, royalties, or different costs.

Revenue is the overall quantity of earnings generated by way of the sale of goods or services associated with the organisation's number one operations. revenue, additionally called gross income, is often known as the "pinnacle line" because it sits on the top of the profits assertion.

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as the attrition loss in a process increases, what happens to the yield?

Answers

Answer:

The yield decreases

Explanation:

Ben is a double major pursuing degrees in both Finance and Marketing. He is interested in obtaining a position as a personal financial advisor after graduation and is interning with a global financial services company. During his internship, he observes that the most successful advisors wear white shirts, dress very conservatively, and read The Wall Street Journal to stay up to date with the latest business and world news. Ben starts to read The Wall Street Journal too and modifies his dress and grooming style to be more like the representatives he admires. Ben is influenced by _______.

Answers

Answer:

A reference group

Explanation:

The per diem employee makes $110.00. He works 25 days in the month. What is his gross pay?

Answers

To calculate the gross pay of the per diem employee, we need to multiply his daily rate by the number of days he worked in the month.

Daily pay = $110.00

Number of days worked = 25

Gross pay = Daily pay x Number of days worked

Gross pay = $110.00 x 25

Gross pay = $2,750.00

Therefore, the gross pay of the per diem employee is $2,750.00.

in considering its marketing strategy a new venture will typically concentrate on

Answers

In considering its marketing strategy, a new venture will typically concentrate on identifying its target audience and creating a strong brand identity.


Firstly, identifying the target audience is essential for a new venture as it helps them understand who their ideal customer is, what their needs are, and how they can reach them. This involves conducting market research to gather insights on consumer behavior, preferences, and trends. Once the target audience is identified, the new venture can tailor their marketing efforts to effectively communicate their value proposition to this group.
Secondly, creating a strong brand identity is crucial for a new venture as it helps them stand out in a crowded market and build a loyal customer base. This involves developing a unique brand name, logo, and visual elements that represent the company's values, mission, and personality. A strong brand identity also includes defining the brand's tone of voice and messaging, which helps the new venture establish a consistent and recognizable brand image across all marketing channels.
In summary, a new venture's marketing strategy should prioritize identifying the target audience and creating a strong brand identity to effectively communicate their value proposition and establish a competitive edge in the market.

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11. Which of these does NOT represent a type of credit?
*
1 point
A certificate of deposit (CD)
A credit card
A mortgage

Answers

A certificate of deposit (CD) does not represent a type of credit.

A certificate of deposit (CD) does not represent a type of credit. A certificate of deposit is a financial instrument offered by banks and credit unions that allows individuals to deposit a certain amount of money for a fixed period of time, typically ranging from a few months to several years. In return, the financial institution pays the depositor a fixed interest rate.

Unlike credit cards and mortgages, which involve borrowing money, a CD involves depositing money with the financial institution. The individual essentially lends money to the institution, and in return, earns interest on the deposited amount. The interest rate offered on a CD is predetermined and agreed upon at the time of purchase.

CDs are considered to be a low-risk investment option because they are typically insured by the government up to a certain amount. They provide a stable and predictable return on investment, making them attractive to individuals who prioritize safety and want to preserve their principal.

In summary, while credit cards and mortgages involve borrowing money, a certificate of deposit is not a type of credit. Instead, it is a financial instrument that allows individuals to deposit money with a financial institution and earn a fixed interest rate over a specified period of time.

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The most populous country in the world is
O Russia
Egypt
O China
India

Answers

The most populous country in the world is china

According to exodus 31:15 in whose honour we spend the Sunday?

Answers

Answer:

God

Explanation:

On sunday is sabbath of complete rest, it is something holy to God

pursue revenue growth via acquisition of a leading fast-casual dining chain such as panera bread.

Answers

Pursuing revenue growth through the acquisition of a leading fast-casual dining chain like Panera Bread can be a strategic move for a company.

By acquiring an established brand with a loyal customer base, the company can expand its market presence and potentially increase profits.

However, it is important to carefully consider the financial implications of such an acquisition, including the cost of the purchase, integration of the new brand into the company's existing operations, and potential risks associated with the acquisition.

Additionally, it is important to ensure that the acquisition aligns with the company's overall strategic goals and fits with its existing portfolio of brands.

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if you want your investment or savings account to be easily turned into cash without losing its value, you should consider the .

Answers

if you want your investment or savings account to be easily turned into cash without losing its value, you should consider the liquidity.

Liquidity refers to the benefit with which an asset, or security, can be converted into ready cash with out affecting its market charge. cash is the most liquid of property, whilst tangible items are much less liquid. the two main sorts of liquidity include market liquidity and accounting liquidity.

In enterprise, economics or funding, marketplace liquidity is a market's function wherein an character or company can speedy purchase or promote an asset with out inflicting a drastic alternate in the asset's fee. Liquidity entails the exchange-off among the rate at which an asset may be offered, and the way quickly it can be offered.

Liquidity is a measure companies makes use of to look at their capacity to cowl quick-time period monetary duties. it is a degree of your commercial enterprise's capability to convert belongings—or whatever your company owns with financial value—into coins. Liquid belongings can be quickly and without difficulty changed into foreign money.

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Consumption+in+the+united+states+is+about+____________+of+gdp,+and+it+moves+relatively+little+over+time.+group+of+answer+choices+10%+33%+68%+90%

Answers

Consumption in the United States is about 68% of GDP and it moves relatively over time. The correct answer is 68%.

In the United States, consumption plays a significant role in the economy. It refers to the total amount of goods and services that individuals and households purchase for their personal use. Consumption is an important indicator of economic activity and is often measured as a percentage of GDP (Gross Domestic Product). This means that a large portion of the country's economic output is driven by consumer spending.

It is worth noting that consumption in the United States tends to move relatively little over time. This implies that consumer spending patterns and behaviors are relatively stable. Despite fluctuations in economic conditions, such as recessions or expansions, consumption remains a consistent component of GDP.

Understanding the percentage of consumption in the United States GDP is crucial for policymakers and economists as it provides insights into the overall health and stability of the economy. By monitoring changes in consumption patterns, policymakers can gauge the impact of various economic factors, such as income growth, inflation, and government policies, on consumer spending behavior. Hence, 68% is the correct option.

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the country of doomsville is currently in a recession. the government of doomsville, in an effort to maintain its tax revenues in a time when incomes are falling, decides to increase the tax rate. would this policy help or hurt the recession?

Answers

Answer:

This policy would likely make Doomsville's recession worse.

Explanation:

Hope this helps, Have a great morning/night! :D

The project manager is preparing a report for a meeting with key stakeholders about the project's progress. As part of the report, the project manager needs to determine the schedule status. How does the project manager determine the schedule status?

Answers

The project manager determines the schedule status by Schedule variance (SV), Schedule performance index (SPI) and Critical path analysis.

To determine the schedule status of a project, the project manager typically uses a technique called schedule performance analysis. This involves comparing the planned schedule with the actual schedule to determine whether the project is on track or running behind schedule.

Schedule variance (SV): This measures the difference between the planned value of the work completed and the actual value of the work completed. A positive value indicates that the project is ahead of schedule, while a negative value indicates that the project is behind schedule.

SV = Earned Value (EV) - Planned Value (PV)

Schedule performance index (SPI): This measures the efficiency of the project in terms of time. An SPI value of 1 indicates that the project is on track, while a value greater than 1 indicates that the project is ahead of schedule, and a value less than 1 indicates that the project is behind schedule.

SPI = Earned Value (EV) / Planned Value (PV)

Critical path analysis: This involves identifying the critical path of the project and tracking its progress to determine whether the project is on track. The critical path is the sequence of activities that determines the shortest possible duration of the project.

By using one or more of these methods, the project manager can determine the schedule status of the project and report it to the key stakeholders in the progress report. This information can be used to make informed decisions about the project's future direction and ensure that it stays on track.

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use the market's hhi and the ftc's historical guidelines for mergers to answer the following question: suppose the top five firms in a market have market shares of 20%,15%,15%, 5% and 5% respectively. the remaining 40 firms in the market each have a market share of 1%. would the ftc be likely to approve a merger between the top two firms in this market?

Answers

The merger between the top two firms, with market shares of 20% and 15%, would only increase the Herfindahl-Hirschman Index (HHI) by 35 points.

To determine whether the FTC (Federal Trade Commission) would likely approve a merger between the top two firms in the given market, we need to assess the market concentration using the Herfindahl-Hirschman Index (HHI) and compare it with the FTC's historical guidelines.

The HHI is calculated by squaring the market share of each firm and summing up the results. In this case, the HHI would be (20^2 + 15^2 + 15^2 + 5^2 + 5^2) + (40 * 1^2) = 800 + 40 = 840.

The FTC's historical guidelines state that markets with an HHI below 1,500 are considered unconcentrated, those with an HHI between 1,500 and 2,500 are moderately concentrated, and those with an HHI above 2,500 are highly concentrated. In highly concentrated markets, mergers that increase the HHI by more than 200 points may raise antitrust concerns.

In this case, the market has an HHI of 840, which falls within the unconcentrated range.

Additionally, the merger between the top two firms, with market shares of 20% and 15%, would only increase the HHI by 35 points (20^2 + 15^2 - 35 points). This increase is relatively small and unlikely to significantly change market dynamics.

Based on the given information and the FTC's historical guidelines, it is unlikely that the FTC would have significant concerns or objections to approving the merger between the top two firms in this market.

However, it's important to note that the FTC's decision would depend on various factors and a more comprehensive analysis of the market structure and competitive dynamics would be necessary for a definitive determination.

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it is unlikely that the FTC would have significant concerns and would likely approve the merger.

To determine whether the FTC would likely approve a merger between the top two firms in this market, we need to calculate the market's Herfindahl-Hirschman Index (HHI) and compare it to the FTC's historical guidelines for mergers.

The HHI is calculated by squaring the market share of each firm and summing them up. In this case, we have:

\(HHI= (20^2) + (15^2) + (15^2) + (5^2) + (5^2) + (40 * 1^2)\\\\= 400 + 225 + 225 + 25 + 25 + 40\\\\= 940\)

According to the FTC's historical guidelines for mergers, a market with an HHI below 1,500 is considered unconcentrated and generally not likely to raise antitrust concerns. Since the calculated HHI, in this case, is 940, which is below the threshold, it suggests that the market is relatively unconcentrated.

Given the market's low concentration and the merger being between only the top two firms (with market shares of 20% and 15% respectively), it is unlikely that the FTC would have significant concerns and would likely approve the merger.

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3. Which answer best shows all of the
elements you need to consider when
choosing an investment?
nt
e
Crisk and return
liquidity, risk, time, and return
return and liquidity
Ctime, risk, and liquidity

Answers

Answer:

liquidity, risk, time, and return

Explanation:

For choosing an investment, following things need to be considered

1. Liquidity : It means how the asset is converted into cash it shows the how an asset purchased or sold in the market without varies in the price

2. Risk: It is a possibility where it can be less than the predicted gain or the loss instead of profit

3. Time: How much time is required to have a profit

4 Return: The amount which you have invested in return how much it comes.

It could be measured by dividing the net profit from the net worth

Therefore the above is the answer

Answer:

liquidity, risk, time, and return is the right answer on edge

Explanation:

mention the interest rate in home loans

Answers

The interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned. The interest rate on a loan is typically noted on an annual basis known as the annual percentage rate (APR).

Your networking contact list should be limited to family members.

Т
F

Answers

Answer:

Explanation:

RIGHT

Which of these is not a main advantage for a business joining a cooperative?


A. Lower costs for purchasing supplies

B. Pooling products for better selling prices

C. Sharing costs for needed services

D. Having a larger vote than smaller companies

Answers

Having the larger vote as compared to the smaller companies described not the main advantage for the business joining a cooperative.

The following are the advantages:

Less cost incurred for purchasing the supplies. Products are pooled out for selling prices. The cost are shared for required services.

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Answer: D

Explanation: just took it

Which of the following represent features of continuing education? Check all of the boxes that apply.

not necessary for those with an advanced degree (MD or PhD)

can include self-study such as reading

usually required to maintain a license

often available from professional organizations

only available from universities

Answers

Answer:

b,c,d

Explanation:

"Continuing education (CE) is an essential part of a health science or technology career and can include all kinds of education, including self-study. CE is usually required to maintain a professional license."

Answer:

b, c, d

Explanation:

edge2021

What should a company consider when choosing a celebrity to endorse its products? Explain.

Answers

Answer:

Explanation:

Celebrity endorsement on a product is vital in increasing brand recognition and having more customers and improvement in sales. Some of the things that should be considered when choosing a celebrity for endorsement of a product include:

1. Identification of their interest: It's vital for the celebrity to have thesame interest with the product to be endorsed. The brand should share the celebrities passion.

2. Their audience engagement should also be considered. It is vital to have celebrities that have a strong followership and large fanbase. This will help in driving ones sales.

3. Celebrities that are controversial and have negative history should be avoided. This can have a negative impact on ones product. For example, using a celebrity that is known to be a drug addict or have a vile lifestyle.

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