which one of these documents itemizes the closing costs and explains the terms of your loan? appraisal closing disclosure deed affidavit

Answer:

51 % increase

Explanation:

Stock A price= $23.00

Stock A price after 6 months= $47.00

Increase in price of Stock A= $47 - $23

                                          = $24

Percentage increase in stick price = $24  x  100%

                                                        $47

                                                     = 0.510 x 100%

                                                     = 51%

The percentage increase in the price of Stock A is 51%

Cheers

Answer:

104%

Explanation:

200*23=4600

200*47=9400

9400-4600=4800

4800/4600=1.04

1.04*100%= 104%! :D

When the U.S. dollar weakens relative to its trading partners, it initially leads to an increase in the U.S. current account balance in the short run.

However, in the long run, the impact of the weakening U.S. dollar on the current account balance is more complex and is explained by the "J-curve effect." Initially, the increase in exports and decrease in imports due to a weaker dollar may not be significant enough to offset the higher costs of imports. This is because contracts and agreements for imports are often fixed in the short term. So, in the short run, the current account balance may deteriorate.

But over time, as contracts are renegotiated, the prices of imports adjust to reflect the weaker dollar. This means that the higher costs of imports gradually decrease, while the benefits of increased exports persist.

In summary, in the short run, a weakening of the U.S. dollar initially improves the U.S. current account balance, but due to fixed import contracts, it may worsen. In the long run, however, the J-curve effect kicks in, leading to an improvement in the current account balance as import prices adjust to reflect the weaker dollar.

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When the U.S. dollar weakens relative to its trading partners, it initially impacts the U.S. current account balance by causing a deterioration in the short run.

This means that U.S. imports become more expensive, leading to an increase in the trade deficit, as the U.S. is paying more for foreign goods and services. However, in the long run, the "J-curve effect" suggests that the U.S. current account balance will improve.

Initially, a weaker dollar makes imports more expensive, while exports remain unchanged. This causes the trade deficit to worsen as the U.S. purchases more foreign goods. However, as time passes, the exchange rate depreciation can stimulate demand for U.S. exports. Eventually, as exports increase and imports decrease, the trade deficit starts to narrow. This improvement in the trade balance leads to a positive impact on the U.S. current account balance in the long run.

For example, if the U.S. dollar weakens against the Euro, European goods become more expensive for Americans, resulting in increased demand for domestic goods and potentially boosting U.S. exports in the long-run.

In summary, the initial impact of a weakening U.S. dollar is a deterioration of the current account balance, but in the long-run, the "J-curve effect" suggests that it can lead to an improvement.

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Answer:

c. Not-for-profit organizations need to make money to continue operating.

Explanation:

Non-profit organisations mainly focus on meeting their set objectives for example ensuring education is provided to poor children, health services reach the less privileged in society, and so on.

On the other hand for profit organisations mainly focus on turning a profit for the benefit of the business owners.

The manager for a non-profit organization will be as concerned with his or her organization's financial well-being as the for profit manager.

This is because non- profit organisations tend to have a tight budget and they will need to effectively manage resources available to them to ensure they keep functioning.

A market economy is self-regulating and always automatically moves to macroeconomic equilibrium at the full-employment level of real GDP.

Keynesian economics emphasized the fiscal role of the government to stimulate aggregate demand in order to lift the economy out of the Great Depression, in contrast to classical economics, which held that the economy is self-regulating and will always achieve full employment on its own in the long run. While Keynesian economists believed that the government should play a more active role in promoting economic growth, classical economics limited the duty of the government to maintaining law and order.

Real GDP is a macroeconomic statistic that measures the value of the goods and services produced by an economy in a specific period, adjusted for inflation. Essentially, it measures a country's total economic output, adjusted for price changes.

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Factors that Influence the business environment are :

The business environment means the total of all the individuals, and institutions that could affect the working of the business firm.

Importance of business environment:

The economic environment is all the things that create an economic impact on the firm.

The social environment is all the traditions and customs of the society that creates an impact on the firm.

The technological environment is all the impact on the firm caused due to new technology and upgradations.

The political environment is the conditions and behavior that the elected representatives hold toward the business

The legal environment is entirely based on the rules and legislation of the authorities.

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An example of being able to detect others' emotions in terms of emotional competence skills is the ability to accurately read facial expressions, body language, and tone of voice to understand how someone is feeling.

Empathy is the ability to understand and share the feelings and emotions of others. It involves being able to recognize and detect the emotions that others are experiencing, even if they are not explicitly expressed. This skill allows individuals to connect with others on an emotional level, showing understanding and support.

Being able to detect others' emotions is an essential aspect of emotional intelligence and interpersonal effectiveness. It involves being observant of nonverbal cues, such as facial expressions, body language, and tone of voice, which can provide valuable information about someone's emotional state. By being attuned to these cues, individuals can gain insights into what others may be feeling and respond appropriately.

Empathy helps build stronger relationships and fosters effective communication. It allows individuals to show compassion, validate others' experiences, and provide support when needed. By understanding and acknowledging others' emotions, individuals can create a sense of trust and connection, promoting healthier interactions and relationships.

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The correct answer is D, $200. This is because Susan would owe $1,600 based on her co-insurance, but she has already paid $500 toward her deductible. Therefore, her out-of-pocket cost would be $1,100 ($1,600 - $500).

Co-insurance is the percentage of medical costs that the patient is responsible for paying after their deductible has been met. In this case, Susan's co-insurance is 80 percent, meaning that she is responsible for paying 80 percent of the total cost of her medical bill.A deductible, on the other hand, is the amount that a patient must pay out of pocket before their insurance coverage kicks in. It is important to note that deductibles and co-insurance are separate from each other, and both may apply to a single medical bill.Now, let's apply this knowledge to Susan's situation. Her medical bill is $2,500, and we do not know if she has met her deductible or not. Assuming that she has met her deductible, we can calculate how much she would owe based on her co-insurance.To do this, we first subtract the deductible amount (if applicable) from the total cost of the medical bill. Let's assume that Susan's deductible is $500. In this case, we would subtract $500 from $2,500 to get $2,000.

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Answer:

start-up costs

Explanation:

Hopefully that helps.

Answer:

Start Up Costs

Explanation:

Im taking a business major this is the right answer

Answer: The recruiting specialist can help the line managers from interviewing applicants who are not qualified for the positions .

Explanation:

Since the line managers are responsible for the final selection of a new employee while the HR recruiting specialist gives information about potential employees and arranging for interviews, then the recruiting specialist can help the line managers from interviewing applicants who are not qualified for the positions.

By getting information from the potential employees, the recruiting specialist can know the people who are qualified for the job and possess the necessary requirements for the job and those who aren't qualified.

Answer:

is not connected to collateral and, therefore, a higher risk for lenders

Explanation:

Unsecured loans are the loans issued without any securities attached to them. The lender relies on the borrower's creditworthiness as the basis for granting the loan. Unsecured loans are mostly available to salaried workers whose pay is processed by the lending institutions.

Unsecured loans pose a higher risk to the lender because they are not backed by any collateral. For this reason, they attract a higher interest rate than secured loans.

Answer:

D

Explanation:

took the test

200% is Merrick's predetermined overhead rate for the year.

At the beginning of the accounting period, a predetermined overhead rate is calculated by dividing the estimated manufacturing overhead by the estimated activity base. To make it easier to determine a product's standard cost, the predetermined overhead rate is then applied to production.

The rate at which manufacturing overhead is applied to work-in-process inventory is predetermined. Before the period begins, the pre-determined overhead rate is calculated. Estimating the amount of the activity base required to support operations during the upcoming period is the first step.

It anticipates 2,000 direct labor hours for the upcoming year. The predetermined overhead rate can be calculated using this data. Ralph's Machine Tools Company's predetermined overhead rate is as follows: $7.50 per direct labor hour for $15,000 divided by 2,000 hours.

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The correct answer is option B) by holding money in their vaults.

Banks make money from service charges and fees. These fees vary based on the products, ranging from account fees (monthly maintenance charges, minimum balance fees, overdraft fees, non-sufficient funds (NSF) charges), safe deposit box fees, and late fees.

Banks can borrow from the Fed to meet reserve requirements. The rate charged to banks is the discount rate, which is usually higher than the rate that banks charge each other. Banks can borrow from each other to meet reserve requirements, which are charged at the federal funds rate.

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Answer:

It's A. A person with a debt-to-income ratio of 29%

Explanation:

A person with a debt-to-income ratio of 29% would best benefit from counseling. Hence, option A is correct.

People debt-to-income ratio (DTI) evaluates how much of your monthly income is going toward paying down your debts. It specifically refers to the percentage of your gross monthly income that is used to settle debts such as rent, a mortgage, credit cards, and other commitments.

As a general rule, try to keep your total debt to income ratio at or below 43%. As a general rule, aim for a debt-to-income ratio of about 36% or less and no higher than 43%. This is how lenders frequently assess DTI: Excellent DTI of 36% or less. DTI is good at 43%.

The optimal back-end ratio, which takes into account all monthly debts, should not be more than, and the front-end ratio should not exceed, 28 percent.

Thus, option A is correct.

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Markets function properly when consumers and corporations are both protected. Consumers must have access to reliable, unbiased information about the goods and services they choose to buy.

A consumer is a person or a group that is not directly involved in entrepreneurial or business operations and who intends to order or uses purchased items, products, or services primarily for personal, social, family, or household needs.

The phrase is most frequently used to describe someone who makes purchases for their own use. A consumer in an economy purchases goods or services primarily for personal use rather than for resale or for commercial objectives.

The price that consumers pay for the goods or services is followed by consumption. As a result, consumers are an essential component of any economy and play a crucial role in the economic system of a capitalist society.

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The word profit in business means the money left after costs are paid (option A).

Costs or expenses in business include the costs that are considered necessary and ordinary as well. Business expenses include travel charges, bank fees, bank interests, payroll of the employees, fees, commissions, and office equipment.

The money that is left after paying the business expenses or the costs includes the profit. It is important to mention that businesses have to pay their business expenses and after deducting that money, the amount that is left with a business organization is the profit.

It can be concluded that the word profit in business means the money left after costs are paid (option A).

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Answer:

Number 1: from

Number 2: place

Number 3: information utility

Number 4: Possession

Explanation:

Hai!

This depends on the Type of Business.

If it is a Selling Business, they sell stuff to Earn Profit.

If its a Free Online Website/Game. They earn money by either in game purchases or Web Site purchases.  

As adviser to the San Francisco disaster preparedness group, I have been asked to consider what might happen during the next major earthquake that could make supplies delivered by ship and plane difficult to receive in San Francisco.

Based on my analysis, there are several steps that the city could take to deal with these risks:

Establish a central distribution center: In order to ensure that supplies are distributed efficiently and equitably, the city should establish a central distribution center that can receive and distribute supplies from both ships and planes. This center should be located in an area that is easily accessible to the majority of the population, and should be equipped with the necessary storage and handling facilities to receive and distribute supplies.

Coordinate with local businesses: The city should work closely with local businesses to identify potential distribution points for supplies. This could include retail stores, warehouses, and other facilities that could be used to store and distribute supplies. By working with local businesses, the city can leverage existing resources and infrastructure to support the relief effort.

Develop a transportation network: In order to receive supplies from ships and planes, the city will need to have a functioning transportation network. This could include roads, bridges, and other infrastructure that can support the delivery of supplies from ships and planes to the central distribution center and other distribution points.

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Explanation:

In the first entry, $50 is taken out of the cash till and put into the business as drawings. The effect is a decrease in the cash balance and an increase in the drawings account.

In the second entry, the proprietor puts a further $5000 into the business by cheque. The effect is an increase in the capital account and an increase in the bank balance.

It's important to note that "Drawings" and "Capital" are the accounts used to record the personal transactions of the business owner in this case, it is assumed that the business is a proprietorship. Other forms of business may have different accounts to record the personal transactions of the owne

Answer:

need more info (incomplete)

Explanation:

Given that, Long market value = $30,000Short market value = $25,000Debit balance = $18,000Credit balance = $40,000Long account SMA = $1,500Regulation T is a guideline set by the Federal Reserve Board (FRB) that governs how much money broker-dealers can lend to clients to purchase securities.

When an investor opens a margin account, the initial margin and maintenance margin are determined by Regulation T. It is established at 50% in Regulation T, meaning that investors must keep at least 50% of the value of the securities they purchase in their accounts, whether by depositing cash or securities.

The remaining 50% is provided by the broker, who lends the investor money. Formula for determining the Equity is as follows:Equity = (Long market value + Credit balance) - (Debit balance + Short market value) - (Long account SMA) = ($30,000 + $40,000) - ($18,000 + $25,000) - ($1,500) = $70,000 - $43,500 - $1,500 = $25,000Therefore, the correct answer is (A) $25,500.

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Stock worth today if the required return is 13.01

Stock price = D1 / r - g  

Where,  

D1 = Expected Dividend

r= required rate of return

g= growth rate  

=2.06/0.145-(-0.0134)  

=13.01  

Correct Answer  = 13.01

The maximum common way to price a stock is to compute the employer's price-to-income (P/E) ratio. The P/E ratio equals the organisation's stock price divided by its maximum recently reported earnings in step with share (EPS). A low P/E ratio implies that an investor shopping for the stock is receiving an appealing quantity of fee.

The best way to exercise session the value of your stock available is to be counted and cost it by way of appearing a stock take. If the cost of the inventory on the cease of the economic 12 months is extra than it was at the beginning of that 12 months, you must consist of the difference as part of your assessable earnings when you hotel a tax go back.

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Answer:

like 412 or sum

Explanation:

Answer:

C

Explanation:

A P E X

The globalization merely affected the world since the mid-20th century is has made basically and gradually economies around the world more connected Option(c) is correct.

Globalization in simple words we can say that migrating or the movement of the companies from merely one place to another for better growth opportunity and profits of the company.

As in the mid 20th century it was that globalization was at high peak it connected people and most of the organization and the companies around the world easily and there was availability more and more of high skill laborers at a low cost.

Therefore Option(c) is correct.

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Answer:

Drug trafficking is a critical concern in the modern world.

Explanation:

Answer:

lol ummmmmmmm how abt d

Answer:

In equity crowdfunding, people invest money in a company in exchange for the company’s shares

Explanation:

Equity crowdfunding is the process in which people invest in start up companies and early stage companies that have not been listed on a stock market in exchange for shares in that company. As a result of the investment, the person becomes a shareholder and makes profit when the company do well but if the company fails, shareholders make losses.

Startups and early-stage companies use this method to raise capital.

In order to prevent competitors rom mimicing the design of the product, the company is seeking a patent.

Patents are a right granted to an inventor of a product or design to exclusively sell a product for  period of time. The time frame is usually 20 years.

During this period, competitors are not allowed to make, use or sell the invention. A patent should be amortized over the shorter of the inventor's life or its economic life.

Types of patents include:

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The profit remaining after subtracting the cost of bringing the goods into the store and the operating expenses from the sale of the goods is known as "net profit." Net profit is an important financial metric for businesses, as it indicates the company's overall financial health and profitability.

To calculate net profit, one must consider various costs and expenses incurred in the business operation. Firstly, the cost of bringing goods into the store, also called the cost of goods sold (COGS), should be considered. This includes expenses like purchasing the products, shipping, and storage.

Secondly, operating expenses need to be taken into account. These include expenses associated with running the business, such as rent, utilities, salaries, and marketing efforts. Once you have the total costs and expenses, subtract them from the total sales revenue generated by selling the goods.Net profit = Sales revenue - (Cost of goods sold + Operating expenses)Understanding net profit is essential for businesses to make informed decisions about pricing, investments, and expansion.

By maximizing net profit, companies can increase their financial stability, reinvest in the business, and provide a return on investment for stakeholders. However, it's crucial to maintain a balance between cost reduction and maintaining product quality, as focusing solely on increasing net profit can lead to decreased customer satisfaction and long-term negative impacts on the business.

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