Answer:
compound interest does not make you as much money as simple interest
The compound interest is the interest when you make interest off of your interest. It is a interest on loan which is calculated on the basis of principal and any accrued interest.
What is compound interest?The compound interest is charged on the loan on both the principal amount and accumulated interest from the previous time periods.
Compound interest is very better to use for investment as it grows the fund at fast rate.
It can be calculated annually, monthly, quarterly or daily basis as well.
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Assume you are analyzing the market opportunity of a distance learning company, Learnmore, that creates education courses delivered over the Internet for the Fortune 1000 corporate market. Assume that the overall size of the distance learning market is $25 billion. The overall market can be broken down into three major market segments: Corporate, College, and Elementary/High School, each of which accounts for a third of the market. Within the Corporate market, there are two market niches: Fortune 1000, which accounts for 60% of the market, and all others, which together account for 40% of the market. What is Learnmore's realistic market opportunity, approximately
Answer:
The answer is "$8.33billion".
Explanation:
Since 25 billboards are separated into three sections, one portion of which is corporate and one part is fortune 1000 and equal to 8.33 billion dollars incorporate.
1/3 of the $25billion = $8.33 billion.
Business Process Modeling
As system analyst students will analyze the Business Process Modeling using Business Process Modeling Notation (BPMN). The primary goal of the BPMN effort has been to provide a notation that is readily understandable by all business users, from the business analysts that create the initial drafts of the processes, to the technical developers responsible for implementing the technology that will perform those processes, and finally, to the business people who will manage and monitor those processes.
Task 1:
Using BPMN concept, draw a diagram based on following scenario:
A banking transaction is triggered by the ATM machine for withdrawal of money from a customer.
Upon receipt, the transaction must be checked against the money in the account to determine if the request can be fulfilled.
Depending on amount availability in the account the transaction may be confirmed or rejected.
If the transaction is confirmed, the money is withdrawn.
The process completes by archiving the transaction.
Based on the scenario, the Business Process Modeling Notation (BPMN) diagram would look like this:
BPMN is a graphical notation for specifying business processes in a Business Process Model (BPM), allowing users to visualize and understand the processes in a consistent way. The diagram above uses BPMN to show the process of a banking transaction triggered by an ATM machine for withdrawal of money from a customer. Here's a breakdown of the different elements in the diagram:
Start event: The process starts with an ATM machine triggering a banking transaction for money withdrawal.
Task: The transaction is checked against the money in the account to determine if the request can be fulfilled.
Exclusive gateway: Depending on the amount available in the account, the transaction may be confirmed or rejected. If the transaction is rejected, the process ends. If the transaction is confirmed, the process continues.
Service task: Money is withdrawn from the account.
Complete event: The process completes by archiving the transaction.
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What is the relationship between kaizen and the deliberate practice?.
The relationship between Kaizen and the deliberate practice lies on the fact that;
Deliberate practice is frustrating, uncomfortable, and most importantly painful, although it separates those who achieve from those who don’t. Messages from Deliberate PracticeTalent is definitely not enough. Hence, Practice as characterized by hard work is the difference between good and great. Expert performance is characterized by hard work and requires repeated actions. Focus is important, In essence, break the work into manageable parts. Setting goals and perseverance is very important Generating Feedback in the moment.Read more on deliberate practices;
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Judging is:
Select the best answer choice.
A.
One's openness and flexibility to new information
B.
Perceiving people
C.
Responding to what the world throws at an individual
D.
Imposing order on the outside world
the Singapore annual interest rate=4%; (2) the New Zealand annual interest rate 2.5% ; and (3) the 180-day forward rate for the New Zealand dollar - S$1.2812. At what current spot rate will interest rate parity hold? - A) None of them B) NZ$ 1.2907/S$ C) NZ$ 0.7863/S$ D) NZ$ 1.2718/S$ E) NZ$ 0.7748/S$
Interest rate parity is a theory that suggests that the difference in interest rates between two countries should be equal to the difference in their exchange rates.
To determine the spot rate at which interest rate parity holds between Singapore and New Zealand, we need to calculate the implied spot rate based on the given information.
Interest rate parity formula:
Forward Rate = Spot Rate * (1 + Foreign Interest Rate) / (1 + Domestic Interest Rate)
Let's substitute the given values into the formula:
1.2812 = Spot Rate * (1 + 0.025) / (1 + 0.04)
Simplifying the equation:
1.2812 * (1 + 0.04) = Spot Rate * (1 + 0.025)
1.2812 * 1.04 = Spot Rate * 1.025
1.331008 = Spot Rate * 1.025
Dividing both sides of the equation by 1.025:
Spot Rate = 1.331008 / 1.025
Spot Rate ≈ 1.29835
Therefore, the current spot rate at which interest rate parity holds between Singapore and New Zealand is approximately NZ$ 1.29835/S$.
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a check received from the offeror may be held uncashed by the broker until acceptance of the offer, provided the:
When a broker receives a check from an offeror, they may hold it uncashed until acceptance of the offer is received. The offeror is the person making the offer, while the broker is the middleman who facilitates the transaction. The acceptance refers to the recipient of the offer agreeing to the terms of the offer.
This process is often used in real estate transactions, where the buyer makes an offer to purchase the property, and the broker holds the deposit check until the seller accepts the offer. This allows for a more secure transaction and ensures that the funds are available when needed.
However, it is important to note that the specific terms of holding the check may vary depending on the agreement between the offeror, broker, and acceptance. In any case, it is important to have a clear and concise agreement between all parties involved to avoid any confusion or legal issues.
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Ricardo uses a stenotype machine for most of his typing. what is most likely his job?
A court reporter uses a stenograph machine, often known as a steno machine, to record a proceeding verbatim in writing. While court reporters may use recorded or live proceedings, accuracy and quickness are always crucial.so, Ricardo might be a court reporter.
A unique chorded keyboard or typewriter used by stenographers for shorthand is known as a steno machine, stenotype machine, shorthand machine, stenograph, or steno writer. A trained court reporter or closed captioner must write at speeds of about 225 words per minute (wpm) in the areas of literary, jury charge, and testimony, respectively, to pass the United States Registered Professional Reporter test. The word speed of certain stenographers can reach 300. The official record for American English is listed at 375 wpm on the website of the California(stenography) OfficialCourt Reporters Association. Demonstration Grandjean, Marc (1928)Compared to a standard alphanumeric keyboard, the stenotype keyboard has much fewer keys.
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What is one of the key elements in distribution decisions when it comes to choosing channels?
The key elements in distribution selections with regards to choosing channels to preserve their core advertising and marketing approaches even as localizing the array of products, promotions, and other peripheral aspects of their operations.
An element is a substance whose atoms all have the same wide variety of protons: any other way of saying this is that each one of a particular element's atoms has the same atomic quantity. factors are chemically the only substances and as a result, cannot be damaged down the usage of chemical reactions.
An objective element is a word or a group of phrases that completes the which means of a movement verb by naming what gets the action expressed via the verb.
Subjective elements of the way of life refer to social and cognitive factors of existence, broadly conceived, inclusive of such concepts as attitudes, roles, ideals, and values.
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Taxes are often ovved on?
initial investments,
the current value of investments.
the real value of investments,
investment returns.
Answer:
Investment returns
Explanation:
Tax is a compulsory levy imposed by the government on an individual, firms etc for the provision of infrastructure.
Generally speaking, taxes are paid as soon as money is earned. While some taxes are due for payment when investments are sold at a profit, others like dividend , mutual funds are due when distribution is paid on the investment.
The ratio of gain or losses on an investment is referred to as investment returns. The returns could be higher which means profit hence must be taxed. It could also be the other way round,i.e lower returns . In such situation, loss is incurred on the investment and it is not taxed same way as having profit on the investment.
D. investment returns.
Select a single stock issue, then perform each of the ratio valuations, covered in the lesson. Compare the information and make a recommendation on the value of the stock, and whether it is a good investment. Your submission must list the name of the stock, the data. The information was obtained, the source from which the information was drawn, and a list of each of the ratio models, showing the results. Also, prepare a narrative of at least two paragraphs that analyzes your findings and indicates your recommendations.
We should note that stock valuation helps to predict the future price or potential market prices for the investors to time their sales or purchase of investments. Its values the intrinsic value of the stock that shows the profitability of the business and its future market value.
What is the stock valuation of Apple Inc?In this context, let's assume we're analyzing Apple Inc. (AAPL), a technology company that designs, manufactures, and markets mobile communication and media devices, personal computers, and portable digital music players.
One key ratio valuations that investors might use to assess the value of AAPL is Price-to-earnings ratio (P/E ratio). This ratio compares the current stock price to the company's earnings per share (EPS). A high P/E ratio suggests that investors are willing to pay a premium for the stock based on its earnings potential.
To calculate the P/E ratio for AAPL, we would divide the current stock price by the company's EPS. As of 2022, AAPL had a P/E ratio of around 28, which is slightly higher than the industry average of around 24.
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true or false: followers who are content with the status quo are most likely to perceive a need for a charismatic leader or be willing to devote great effort to fundamentally change an organization or society.
False. Followers who are content with the status quo are most likely to perceive a need for a charismatic leader or be willing to devote great effort to fundamentally change an organization or society.
Who is a charismatic leader?The German sociologist Max Weber invented the idea of charismatic authority. It involves a kind of organization or leadership where the leader's charisma confers authority. This contrasts with two other sorts of authority, namely traditional authority and legal authority.
A leader that possesses charismatic leadership is one who has the ability to persuade people by charm, persuasion, and effective communication.
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If the SEC does not agree with a standard issued by the private sector, it can: __________
A standard may be changed by the SEC if it is not in agreement with one that the private sector has issued.
The portion of the economy that is run by people and businesses for profit and is not under state control is known as the private sector. As a result, it includes all for-profit companies that are not owned or run by the government. Government-run businesses and companies are considered to be in the public sector, whereas charities and other nonprofits are considered to be in the voluntary sector.
A country's private sector is the portion of the economy that is owned, controlled, and run by private persons or businesses. In comparison to the public sector, the private sector employs more people and seeks to make money. A public sector entity can be privatized or a new business might be established to operate in the private sector. Large private sector corporations might be privately held or traded publicly. Private sector companies compete for consumers' dollars by lowering prices for goods and services; in theory, consumers won't pay more for an item if they can get it elsewhere for less money.
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Select a product with which you are familiar and a particular emerging market where the product may be attractive. Explain in detail how you would recommend that firm enter the market. Provide a few other options for entry and why you did not select them as the best option.
One product that could be attractive in an emerging market is smartphones, and one potential market could be India.
To enter this market, I would recommend a joint venture with a local company to leverage their knowledge of the market and distribution channels. The joint venture could focus on producing smartphones with features tailored to the Indian market, such as longer battery life, dual SIM support, and regional language support. This would give the company a competitive advantage over other foreign smartphone brands. Another option for entry could be to acquire an existing smartphone manufacturer in India. However, this could be a more expensive option and may not provide as much local market knowledge as a joint venture. Alternatively, the company could enter the market through a franchise or licensing agreement, but this may not provide enough control over the product and brand. In summary, a joint venture with a local company would be the best option for entering the Indian smartphone market as it would allow the company to leverage local knowledge, gain access to distribution channels, and produce a product tailored to the market.
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Q 9.22: Aledo Manufacturing utilizes a calendar year as its fiscal year and depreciates plant assets using the straight-line method. On January 2nd, 2017, the company purchased a semi-truck for $215,000 with a useful life of ten years and an estimated salvage value of $23,000. On January 1st, 2022, the company decides to extend the useful life to twelve years while decreasing the estimated salvage value to $21,000. What amount will Aledo report as depreciation expense for the year ended December 31st, 2022
Answer:
$3,000
Explanation:
The depreciation expense for the year ended December 31st, 2022 is $3,000
c. Analyse why trade unions are likely to welcome an increase in the money supply. (6)
Answer:
Prolonged inflation educates trade-union leaders to bargain in real terms by allowing for expected price movements, so that incomes rapidly adjust to, or even anticipate, changes in the price level.
I am not sure about this answer.
Increased money supply often results in lower interest rates, which encourages more investment and more money in consumers' hands, which in turn increases consumption. Trade unions respond by increasing their orders for raw materials and increasing production.
What is Trade Union?A trade union commonly referred to as a union, is a group of employees who are dedicated to "maintaining or improving the conditions of their employment," such as obtaining better wages and benefits, improving working conditions, raising safety standards, establishing complaint procedures, and creating rules governing employees' status (rules governing promotions, just-cause conditions for termination, etc.).
They also work to protect the integrity of their trade by increasing bargaining power.
The trade union negotiates labor contracts (also known as collective bargaining agreements) with employers on behalf of its members, known as the rank-and-file, through an elected leadership and negotiating committee.
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The GPS SmartSole is a discreet wearable insole that fits in the shoe and provides GPS tracking of the wearer. This product is being marketed as an inexpensive solution for caregivers whose charges are prone to wandering, like those with Alzheimer's disease or autism. When the insoles were first made available to consumers, what was the marketing objective for the company at that early stage of the product life cycle
Answer:
srry i just had to answer bc my answer was at 69
Explanation:
The marketing objective for the company at that early stage of the product life cycle is Create awareness and stimulate trial.
What is marketing objective ?Marketing objectives are a list of specific, quantifiable goals created as a component of a marketing plan. Specific goals are set forth in marketing objectives, such as "reduce customer acquisition cost by 10% by the end of the next quarter."
The SMART methodology—specific, measurable, achievable, relevant, and time-based—is frequently used to develop effective marketing goals. Businesses assess their marketing goals using SMART goals to determine whether they match the requirements for success.
The marketing objective for a product in the introduction stage of the product life cycle is to create consumer awareness and gain trial.
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Why is it important to know that a market economy is characterized by interdependence?
Answer:
Interdependence is important because people specialize and trade their production in markets for other products they need. The circular flow of income shows the interdependence of the economy.
Explanation:
Trust me this is right.
Where can water in the atmosphere come from? Select all possible answers.
A. oceans. B. plants. C. ice. D. puddles
Answer: A. It comes from oceans
c. PicnicWorld expects to grow at a rate of 24% for the next 3 years and then settle to a constant growth rate of 6%. The most recent dividend paid by the company was $2.2. The required rate of return is 14%. What is the price of the share today? (4 marks)
The share price calculated using the Dividend Discount Model and present value relation is $8.10
Using the Dividend Discount ModelDividend for each year at a growth rate of 24%:
Dividend Year 1 = $2.2 * (1 + 0.24) = $2.728
Dividend Year 2 = $2.728 * (1 + 0.24) = $3.384
Dividend Year 3 = $3.384 * (1 + 0.24) = $4.2
Then we calculate the present value ;
present value of the dividends using the required rate of return of 14%.
Present Value = Dividend Year 1 / (1 + Required Rate of Return)¹ + Dividend Year 2 / (1 + Required Rate of Return)² + Dividend Year 3 / (1 + Required Rate of Return)³
Present Value = $2.728 / (1 + 0.14)¹ + $3.384 / (1 + 0.14)² + $4.2 / (1 + 0.14)³
Present Value = $2.393 + $2.696 + $3.015
Present Value = $8.104
Therefore, the share price today is $8.10
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Ray ray bought a decked out moped for 2700 with a 6 month loan and 8% interest. If the bank asks for a 10% down payment calculate that amount. Then figure out his loan payment to the bank. What is the breakdown of each of the 6 payments if the loan?
A bank is a financial institution that is licensed to accept checking and savings deposits and make loans.
What is the meaning of Bank?Since Italian merchants during the Renaissance formed agreements to borrow and lend money next to a bench, the word bank is derived from the Italian word banco, which means bench. They set the cash down on the bench. Simple financial records have existed since the dawn of time.
A bank is a type of financial institution authorized to grant loans and accept deposits for checking and savings accounts. Individual retirement accounts (IRAs), deposit certificates (CDs), currency exchange, and safe deposit boxes are other services that banks offer.
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What is included in discretionary income?.
Discretionary income will include the money that an individual has to spend, invest or save.
Discretionary income is one of the factors assessing the financial stability of an individual. Discretionary income is what the individual is left after paying taxes and spending on necessities. The necessities of a household or an individual are food, housing, clothing, and transportation.
Discretionary income is used in many ways such as investments, paying for vacations and dining out, or luxury items. It is spent in all other ways that do not account for necessities or taxes. Similarly, discretionary income in business will include expenditure on holiday tickets for employees, gifts on holidays, and other ways.
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Select the correct answer.
Some merchandisers design window displays.
A. True
B. False
Answer:
your answer would be (A) True
Explanation:
create a SWOT/SWOC analysis of one of the following companies.
ALDI
LIDL
Penneys/Primark
Coca Cola
Audi
Tesco
Dunnes Stores
IKEA
Topshop
JD Sports
Answer:
coca cola
Explanation:
s- coca cola is enjoyed all over the world therefore it will always make money
w- coca cola is a sugary drink which some people won't enjoy
o- coca cola can expand and make it more accessible to people local shops
t-coca cola is in competition with many other soda brands
Banks are a stabilizing force in our entire financial system. Discuss two of the three primary function of the banking system.
Answer: Banks transfer money from savers to borrowers by holding deposits and lending excess reserves. Banks also create money by making loans of excess reserves.
Explanation: Those are two primary functions.
The banks function in three ways as transfer money from savers hold deposits, and make money by giving loans.
What is a banking system?A banking system is one that is a group or a network of institutions that provides financial services to people. The banking system includes the provision of loans, deposits, and helping investments.
The bank transfers the money from the savers to borrowers by holding the deposits and lending the excessive transfer of reserves.
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What is the fallacy in concluding that all information is equally unreliable due to a lack of inherent objectivity in sources?
The fallacy in concluding that all information is equally unreliable due to a lack of inherent objectivity in sources is the false equivalence fallacy.
This fallacy assumes that just because sources may have biases or subjectivity, that all information they present is equally unreliable or untrustworthy. This is not always the case as some sources may still have a high degree of reliability and accuracy despite their potential biases.
Furthermore, not all information is equal in terms of reliability and some sources may have a better track record of accuracy and trustworthiness than others. Therefore, it is important to evaluate sources on a case-by-case basis rather than assuming all information is equally unreliable due to the inherent subjectivity of sources. This can be done by examining the credentials and reputation of the sources, cross-checking information with other sources, and critically analyzing the evidence presented.
By doing so, we can avoid the false equivalence fallacy and make more informed decisions based on reliable information.
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Blaine Company had these transactions pertaining to stock investments: Feb. 1 Purchased 2,000 shares of Horton Company (10%) for $51,000 cash. June 1 Received cash dividends of $3 per share on Horton stock. Oct. 1 Sold 1,200 shares of Horton stock for $32,400. The entry to record the receipt of the dividends on June 1 would include a
The entry to record the receipt of dividends on June 1 would include a debit to dividend income account and a credit to cash account.
The Blaine Company’s transactions regarding stock investments are as follows:
February 1: The Blaine Company bought 2,000 shares of Horton Company (10%) for $51,000 cash.
June 1: The Blaine Company received cash dividends of $3 per share on Horton stock.
October 1: The Blaine Company sold 1,200 shares of Horton stock for $32,400.
The entry to record the receipt of dividends on June 1 would include:
For Blaine Company, cash dividends received on June 1 are recorded as income and are debited as cash account and credited as dividend income account.
The entry to record the receipt of dividends on June 1 would include:
June 1 Dividend Income 6,000Cash 6,000
The entry debits the cash account for $6,000 and credits the dividend income account for $6,000.
Thus, the journal entry would include a debit to dividend income account and a credit to cash account.
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RJR Nabisco (a U.S. company) allows a company in Singapore to use its brand name and recipes to produce and sell one of its products - Planters Nuts. In return, RJR Nabisco receives a royalty fee. This type of international arrangement is called ______.
RJR Nabisco allows a company in Singapore to use its brand name and recipes to produce and sell one of its products - Planters Nuts. This type of international arrangement is called licensing.
What is licensing?Generally, licensing is simply defined as granting someone formal authorization to do, have, or sell something: In many nations, licensing is used to determine who should sell what.
In conclusion, a license shows the authenticity of a producer.
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When labor productivity increases over time, generally A) it is due to increases in the number of workers B) So do average wages C) It results in higher For prices for goods and services .
Answer:
The answer is B.
Explanation:
Labour productivity is given as output per unit of labour input.
When output increases in an industry, ceteris paribus, the industry may have to lower prices in order to sell that increase. When output increases(labor productivity increases), workers will demand for higher wages. This is so because the efficiency of the workers has improved and there is need for compensation.
If you are projecting your future financially, what are your
doing?
Risking
Forecasting
Managing
Expanding
Answer:
Forecasting
Explanation:
Because a weather forecast looks ahead for weather. You are forecasting your financial future
One benefit to devine jewellery of using sponsorship of the fashion show to
promote its jewellery.
One benefit to Divine Jewellery of using sponsorship of the fashion show is to promote its jewellery which has increased its brand visibility. By sponsoring the fashion show, Divine Jewellery can showcase its products to a large and relevant audience, generating interest and potential sales. Additionally, the association with a prestigious event like a fashion show enhances the brand image, helping Divine Jewellery to stand out in a competitive market.
One major benefit of using sponsorship of a fashion show to promote Divine Jewellery is the potential for increased brand recognition and exposure. By associating with a high-profile event in the fashion industry, Divine Jewellery can tap into a targeted audience of fashion enthusiasts and potential customers who may be interested in purchasing their jewellery. This can lead to an increase in sales and overall revenue for the company. Additionally, sponsoring a fashion show can also enhance the brand's image and reputation, positioning Divine Jewellery as a luxury and high-end brand that is associated with the glamour and sophistication of the fashion industry. Overall, using sponsorship of a fashion show to promote Divine Jewellery can be a strategic and effective marketing tactic that can help the brand reach new audiences and achieve its business goals.
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