which of the following most accurately describes direct finance? the lenders and borrowers come together in a market setting. a bank possesses insider information that instantly affects the saver. the lenders and borrowers interact through a financial intermediary. a seller has a critical piece of information that immediately affects the transaction. in the following table, identify examples of direct versus indirect finance. direct finance indirect finance teresa borrows money from a friend and gives them her iou. andrew comes to cross river bank bank to deposit funds and beth comes to the same bank to borrow funds.
Answers
You engage in direct financing when you request for a loan from the same lender, which is typically a bank or other financial institution. You will obtain your particular loan or interest rate with direct financing, and you will then be aware of how much money you will need to bring to the dealership.
Define direct and Indirect finance.Indirect finance, such as that provided by a vehicle dealership, is carried out through a third party lender, whereas direct financing is carried out directly through a lender.
Applying for a car loan directly through a lender, such as a bank or financial organization, is known as direct financing. The lender will give you a single loan that is specifically tailored to your needs; you can use it to look around at various dealerships.
Dealing with loan packages through a third-party lender is an example of indirect finance. After you've finished looking for your car, you'll often apply for financing at the dealership and be presented with a range of loan alternatives.
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Related Questions
Job applicants generally face two kinds of interviews: screening interviews and hiring interviews. You will be better prepared if you know what to expect. An interview _____
If you want to ensure that you pass a screening interview, _____
Choose:
be prepared to accept an immediate offer be prepared to sell your qualifications use a cell phone
What is the advantage for candidates in having interview? Check all that one-way apply. Candidates can practice and perfect their respons Candidates can see the interviewer and respond to their body language cues. Candidates can be interviewed at their leisure. Candidates can practice answers based on a predetermined set of questions provided by the interviewer. Candidates can spend less time with the interviewer.
Answers
An interview is an evaluation process of a potential employee conducted by the employer or the recruiter. In this process, the candidate is asked questions to evaluate their skills and abilities for the job.
Job applicants generally face two kinds of interviews: screening interviews and hiring interviews. The screening interview is conducted to evaluate whether the candidate's skills and experience match the required qualifications for the job, while the hiring interview is conducted to assess the candidate's fit for the job culture and to evaluate whether they will be an asset to the organization.If you want to ensure that you pass a screening interview, be prepared to sell your qualifications. This will help you to showcase your skills and experiences to the interviewer.The advantage for candidates in having an interview are: Candidates can practice and perfect their responses, Candidates can see the interviewer and respond to their body language cues, and Candidates can practice answers based on a predetermined set of questions provided by the interviewer.Learn more about interview: https://brainly.com/question/8846894
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gaap is concerned with making sure that financial reports are
Answers
GAAP is concerned with making sure that the financial reports are accurate, complete, and adhere to the specific accounting principles.
What are financial reports?Financial reports are documents that provide a comprehensive overview of a company's financial performance. These reports are typically prepared by accountants or financial analysts and contain information such as income statements, balance sheets, and cash flow statements. Financial reports are used by investors, creditors, and other stakeholders to evaluate a company's financial health and make informed decisions about investing, lending, or doing business with the company. They can also be used internally by company management to monitor performance and make strategic decisions. Financial reports must be accurate and reliable to be useful, and companies are required to adhere to certain accounting standards and regulations when preparing them.
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if carissa has a $255,000 home insured for $190,000, based on the 80 percent coinsurance provision, how much would the insurance company pay for a claim of $5,000?
Answers
The 80 percent coinsurance provision requires homeowners to insure their property for at least 80 percent of its replacement value. In this case, Carissa's home is insured for $190,000.the insurance company would pay $4,375 for a claim of $5,000
Which is less than 80 percent of the home's value ($255,000). To calculate the amount the insurance company would pay for a claim, we use the following formula: Insurance Payment = (Insurance Coverage / Required Coverage) x Claim Amount Using the given values: Insurance Payment = ($190,000 / 0.80) x $5,000 = $237,500 x $5,000 = $4,375 According to the formula. This amount is determined by multiplying the ratio of the insurance coverage to the required coverage (0.80) by the claim amount. It's important to note that the coinsurance provision encourages homeowners to adequately insure their property to avoid penalties or reduced claim payments. In this case, since the insurance coverage is less than the required coverage.
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Help ASAP!!!! What is the most-possible answer?
Answers
Answer:
Community and junior colleges.
Explanation:
I don't know if im too correct but if i am, mark me brainliest?:)
Answer:
D - Collages
Explanation:
That is the only thing I know that gives degrees
a (blank) is a rule or limit placed on the supply of a good or service by the government
Answers
A price ceiling is a rule or limit placed on the supply of a good or service by the government.
Why is there a price ceiling?A price ceiling is the imposed upper limit on what a seller may charge for a good or service. Price ceilings, which are normally established by law, are frequently applied to necessities like food and energy supplies when they become expensive for regular consumers.
A price cap is advantageous to whom?Benefits accrue to individuals who are able to buy the product for the lower price set by the price ceiling, but sellers of the goods and others who are unable to buy the commodity at all suffer.
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Identify three strengths of each human service delivery system?
Answers
Answer:
hope it helps
Explanation:
The Medical Model. is the oldest of the three models. Looks at symptoms, illness and sickness.
The Public Health Model. Looks at how illness affects population. Focus is on education, prevention and nutrition.
The Human Service Model. Looks at the client and their environment
A worker in Equador can earn $3 per day making cotton cloth on a hand loom. A worker in the United States can earn $70 per day making cotton cloth with a mechanical loom. What accounts for the difference in wages
Answers
The difference in wages between a worker in Ecuador and the United States making cotton cloth can be attributed by labor productivity, demand for cotton cloth, unionization, and government policies. Therefore, the correct options are A, B, C, and D.
Firstly, labor productivity is higher in the US, as mechanical looms produce cloth at a faster rate than hand looms. This higher productivity allows US workers to produce more cloth and earn a higher wage per day than their Ecuadorian counterparts.
Secondly, there is greater demand for cotton cloth in the US than in Ecuador. This increased demand leads to higher prices and profits for US textile manufacturers, which, in turn, allow them to pay higher wages to their workers.
Thirdly, unionization in the US can also contribute to higher wages. Unions can negotiate better pay and working conditions for their members, leading to higher wages for US textile workers.
Lastly, Ecuador's low-wage policy could be a contributing factor. This policy aims to make the country's textile industry more competitive in world markets by keeping labor costs low. However, this also means that Ecuadorian workers earn a lower wage than their US counterparts.
In conclusion, the difference in wages between a worker in Ecuador and the United States making cotton cloth can be explained by a combination of factors such as labor productivity, demand for cotton cloth, unionization, and government policies. Therefore, the correct options are A, B, C, and D.
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Complete Question:
A worker in Equador can earn $3 per day making cotton cloth on a hand loom. A worker in the United States can earn $70 per day making cotton cloth with a mechanical loom. What accounts for the difference in wages?
a. U.S. textile workers belong to a union.
b. There is little demand for cotton cloth in Equador and great demand in the U.S.
c. Labor is more productive making cotton cloth with a mechanical loom than with a handloom.
d. Equador has a low-wage policy to make its textile industry more competitive in world markets.
Has your idea of yourself five years from now changed in any way since beginning this course? If so, describe the reasons. If not, has this course expanded your idea of yourself in five years, or has it stayed the same? Why or why not.
I don't have time so please answer I need it asap
Answers
Answer:
This is a personal question man
Explanation:
Im sorry, but I can't answer personal questions
Sorry
It's essential to know how to check your account balance in order to manage
your money. Which of the following is not an effective way of checking your
balance?
O Check your account online.
O Call the financial institution directly. .
O
Download the financial institution app.
O Contact the FDIC/NCUA.
Answers
Answer:contact the FDIC/NCUA
Explanation:The FDIC/NCUA would not be able to provide any account information. FDIC is Federal Deposit Insurance Corporation and it’s an independent agency. NCUA is National Credit Union Administration is also a independent agency. FDIC are for banks and NCUA is for credit unions. They both regulate and insure deposits.
Answer: Contact FDIC/NCUA
Explanation: Everfi quiz
Please help me with this guysssssss
1. The nominal interest rate is8% and the inflation rate is 6%, what is the real rate of interest?
2. If the real rate of interest is 2%, and the expected rate of inflation is 3% then the nominal rate of interest is:
Answers
Answer:
hmmmmm let me think first sorry for not helping but have a great day sir
outline 2 advantages to H&H of using secondary market research
Answers
Explanation:
It provides quick information and factual background perspectives
It is less expensive and affordable
What type of communication provides powerful analytics that allow entrepreneurs to determine the effectiveness of their communication efforts?
O A. Interior communication
О в.
OC.
Nonverbal communication
Social media communication
D. Creativity communication
Answers
An appropriate choice is option (c). Business owners can use social media communication's robust analytics to assess the success of their communication efforts.
Social media communications are what?A communication method based on the internet is social media. Users can converse, share knowledge, and publish content online via social media platforms. Social media describes how individuals interact with one another through the creation, sharing, and/or exchange of knowledge and ideas in online groups and networks.
What constitutes effective corporate communication?Interaction between people is facilitated via communication. Entrepreneurs continually aim to enhance their communication skills because doing so will help them share and express their ideas clearly, as well as interact with their team, clients, and coworkers in a better way.
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PLEASE HELP FAST!!! What is the MOST likely reason that lottery winners often end up with serious financial problems?
They make financial decisions that are not based on their emotions.
They become victims of fraud by those looking to take advantage of the wealthy.
They think over their financial decisions too thoroughly.
The weigh their long- and short-term financial goals before making any decisions.
Answers
Answer:
They become victims of fraud by those looking to take advantage of the wealthy.
Explanation:
The most likely reason that lottery winners often end up with serious financial problems is: “They become victims of fraud by those looking to take advantage of the wealthy.” Hence, Option B is correct.
What does financial problems mean?Financial difficulty is the inability to make either short-term or long-term debt payments. Debt makes managing money more difficult and reduces one's purchasing power.
Up until all obligations are paid, financial issues become a source of worry. It is necessary to find a solution so that debts can be paid back. Students frequently struggle to pay their bills and afford their education, and many of them have poor incomes, limited financial literacy, and many more.
Families are vulnerable to the destructive effects of economic hardship and financial turmoil. Many families lose their houses, automobiles, retirement accounts, valuables, money, health insurance, and other things during hard economic times.
Therefore, Option B is correct.
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What taxes and withholdings take the biggest bite out of the amount of your paycheck?.
Answers
The taxes and withholdings take the biggest bite out of the amount of your paycheck is the federal income tax.
What is Federal income tax?
This is the largest source of revenue of the government and it is usually collected by the federal government.
It is usually based on annual earnings for individual and businesses in which a percentage is deducted.
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whether the economy is in a recession is illustrated in the ad/as model by how close the _____________________ is to the potential gdp line.
Answers
Answer:
The answer is equilibrium
Explanation:
Whether the economy is in a recession is illustrated in the ad/as model by how close the equilibrium is to the potential gdp line.
explain economics in your own words
Answers
Kansas Enterprises purchased equipment for $81,000 on January 1, 2021. The equipment is expected to have a five-year service life, with a residual value of $7,500 at the end of five years.
Using the straight-line method, depreciation expense for 2021 would be:_________.
Answers
Answer:
Depreciation expense for 2021 will be $14700
Explanation:
The straight line method charges a constant depreciation expense each period throughout the useful life of the asset. The depreciation expense per period under the straight line method is calculated as follows,
Depreciation expense = (Cost - Residual value) / Useful life of the asset
Depreciation expense = (81000 - 7500) / 5
Depreciation expense = $14700
Identify which of the following statements is true. Group of answer choices In a tax-free reorganization, the acquiring corporation's holding period for the acquired properties includes the period of time the target corporation held the properties. The receipt of cash by a shareholder results in the recognition of all of his or her realized gain even if the transaction qualifies as a tax-free reorganization. In a tax-free reorganization, if the acquiring corporation uses nonmonetary boot property, gains or losses will be recognized by the acquiring corporation. All of the above are false.
Answers
Answer:
d
Explanation:
About 95 percent of the world's population lives outside the united states, but many u. S. Companies, especially small businesses still do not engage in global trade. Why not? do you think more small businesses will participate in global trade in the future? why or why not?
Answers
Despite the majority of the world's population residing outside the United States, many U.S. small businesses do not engage in global trade. The reasons for this vary, but potential factors include perceived barriers, limited resources, and a focus on domestic markets.
There are several reasons why many U.S. small businesses do not engage in global trade. First, perceived barriers such as complex regulations, cultural differences, language barriers, and unfamiliarity with foreign markets can discourage small businesses from venturing into international trade. Second, limited resources, including financial constraints and lack of personnel with international business expertise, can pose challenges for small businesses seeking to enter global markets. Lastly, some small businesses may prioritize serving their domestic markets and may not see the immediate benefits or opportunities in expanding internationally.
However, with the increasing interconnectedness of the global economy and advancements in technology, it is likely that more small businesses will participate in global trade in the future. Globalization and digital platforms have made it easier for businesses of all sizes to access international markets, connect with customers worldwide, and overcome some of the traditional barriers.
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The Discount Rate is equal to 1% and the Fed Funds Rate is equal to .5%
At what rate would banks be able to borrow from each other's reserve balances?
Answers
The Discount Rate is the interest rate that the Federal Reserve charges banks to borrow funds on a short-term basis. It is typically set higher than the FFR as a tool for controlling monetary policy.
However, since the given Discount Rate of 1% is higher than the FFR of 0.5%, it is unlikely that banks would borrow from the Discount Window. Instead, they would prefer to borrow from each other's reserve balances at the lower FFR rate of 0.5%.
Therefore, the rate at which banks would be able to borrow from each other's reserve balances in the given scenario is 0.5%.
In a city with rent-controlled apartments, all of the following are true except A. it usually takes more time to find an apartment than it would without rent control. B. apartments are often in shorter supply than they would be without rent control. C. apartments usually rent for rates lower than the market rate. D. landlords have an incentive to rent more apartments than they would without rent control.
Answers
In a city with rent-controlled apartments, landlords do not have an incentive to rent more apartments than they would without rent control.
Rent control is a form of price ceiling. A price ceiling is when the government or an agency of the government determines the maximum price of a good or service. A price ceiling is considered to be binding if it is below equilibrium price and it is considered non-binding if it is above equilibrium price.
Consequences of rent-controlled apartments
There would be shortages of apartments as demand would exceed supply. it leads to the development of black markets It reduces the price consumers pay for an apartment. This increases consumer surplus
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Media sources are most relevant to a presentation if they
provide excitement.
repeat a previous point.
support the content.
use biased viewpoints.
Answers
Answer: support the content
Explanation:
Media sources are most relevant to a presentation if they support the content. We should note that when an individual wants to make a presentation, such person looks out and collates every information, articles or journals that can support his or her topic.
Therefore, in a situation whereby the media houses are in support of the content, then they're relevant.
Answer:
its c
Explanation:
i just did it and got it right
who death was sadder itachi or minato or Jiraiya
Answers
Answer:
i would say Jiraiya
Explanation:
he was alone when ijt happen and was weak
How is it possible for millions of owners (shareholders) to collectively run a company?a. All operational decisions of the company are made by majority vote by the shareholders.b. Most shareholders are not involved with the operating decisions of a large corporation.c. All decisions are discussed and finalized at the annual shareholders meeting.d. Operational duties are divided with each shareholder becoming responsible for one aspect of the company.
Answers
b. Most shareholders are not involved with the operating decisions of a large corporation.
In a large corporation with millions of shareholders, it is not practical or feasible for every shareholder to be directly involved in the day-to-day operational decisions of the company. Instead, shareholders appoint a board of directors who are responsible for overseeing the management and making strategic decisions on behalf of the shareholders. The board of directors hires executives and managers who are responsible for running the company's operations and making operational decisions. Shareholders exercise their control through voting on important matters, such as electing board members and approving major corporate actions, during shareholder meetings.
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consider the following schedule. if the potential gdp is at 12.0, what can you conclude about price levels and the unemployment rate? current price levelreal gdp-quantity demanded per trillionreal gdp-quantity supplied per trillion 12017.08.0 11515.015.0 11013.012.0 10010.011.2 question 9 options: a) the economy is experiencing rising price levels and has a low unemployment rate because it is operating above the potential gdp. b) the economy has stable price levels and low unemployment because it is operating above the potential gdp. c) the economy has high unemployment but experiences stable price levels because the economy operates below the potential gdp. d) the economy has stable price levels and low unemployment because it is operating below the potential gdp.
Answers
Based on the given schedule, the economy has stable price levels and low unemployment because it is operating below the potential gdp. Correct option is D.
We can conclude that the economy is operating below its potential GDP of 12.0, as the current real GDP is below the potential level. This means that there is an output gap, which indicates that the economy is not producing at its full capacity, leading to lower employment levels.
As the current price level is 110, which is lower than the initial price level of 120, we can conclude that there is a downward pressure on prices, indicating that the economy is experiencing deflationary pressure.
Therefore, option D is the correct answer. The stable price levels and low unemployment rate mentioned in option B are not applicable as the economy is operating below the potential GDP level, and there is an output gap indicating lower employment levels.
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Select the correct text in the passage.
What sentences in the following passage indicate increased expenses for developing the advertisement?
An exercise equipment company decided to create demand for its latest plece of equipment through a TV commercial. For this purpose, it hired
an ad agency reputed for its creative skills. This agency pitched five different concepts to its client. After an extensive internal discussion, the
client gave approval for one of the ideas. The next step was to write script for the ad. Using in-house cloud-based scripting software, the agency
wrote scripts in real time. This made it easier for company to communicate effectively with the ad makers. The company also approved the
tagline and storyboard for its product. The agency hired professional actors for enacting the scene.
Answers
paragraph 2 I hope sorry if it's wrong
Answer:
For this purpose, it hired an ad agency reputed for its creative skills
and The agency hired professional actors for enacting the scene
Explanation:
both requires money. to hire someone you need money which shows a increase of expenses
What are 3 consequences of having low credit when trying to buy a car or home?
Answers
When someone has a low credit score at the time of buying a car or a home, the credit facility for such purchase will be offered by any bank to such person with higher interest rates, affect his credit score further and will also lead to rejection of application for such loan.
What are the effects of a low credit score?When a credit score is low, the creditability of such person is also lowered in the market and the financial institutions do not offer attractive terms of credit to such person.
When a person who tries to buy a house or a car with a lower credit score, the effects and consequences of the same will be;
Banks will charge higher interest rates on the loan or advance offered. The period of loan or advance will be lesser. In worse case scenario, banks will reject his loan application.Hence, it can be stated that having a low credit score when purchasing a car or a home will lead to the consequences as aforementioned.
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Gary has been running a small supermarket for many years. He sells different types of perishables as well as seasonal products. Which of the following aspects of distribution does Gary need to consider?
A.
Provide more discounts on perishable products.
B.
Sell two to three food products together as a package to increase sales.
C.
Sell some products for free in order to finish the stock.
D.
Order the right quantity of goods, keeping their expiration dates in mind.
E.
Taste some of the food products to ensure their quality.
Answers
Answer:
Sell two to three food products together as a package to increase sales.
Explanation:
In most of the supermarkets, the concepts of the combo are used that means many supermarkets merge few products in one packet so than the company sales would be increased
Since in the question it is mentioned that Gary who runs a supermarket for many years. He deals in perishable and seasonal products
In order to cover the aspects of distribution, option B is correct as it is directly linked to the supermarket sales
Answer:
Order the right quantity of goods, keeping their expiration dates in mind.
Explanation:
Even though the department she manages is sometimes over budget and takes longer to reach its goals than other departments, when eileen does grow her branch as the president wants, she is described as
Answers
Even though the department she manages is sometimes over budget and takes longer to reach its goals than other departments, when Eileen does grow her branch as the president wants, she is described as an effective leader.
Eileen is successful because she is able to recognize potential problems before they arise and take proactive steps to address them. She is also able to motivate her team to stay on task and meet deadlines.
Finally, she is able to use her experience and skills to find innovative solutions to any problems that arise. She is highly adaptable, able to quickly adjust to changing requirements and circumstances.
She is also a skilled negotiator and collaborator, able to work with others to reach mutually beneficial solutions. In addition, she is a strong communicator, adept at explaining complex concepts in a clear and understandable way.
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Pretend your homeowners policy has a premium of $150, a deductible of $5,000, and a limit of $300,000. Your home suffers $170,000 in damages. How much will you pay for the damages?
Answers
you will pay $5,000 for the damages, and the insurance will cover the remaining $165,000.
Why it is?
In this scenario, because the damage of $170,000 is less than the policy limit of $300,000, the insurance will cover the damages.
However, the deductible of $5,000 will be subtracted from the amount of the damages covered.
Therefore, the amount that you will pay for the damages will be the deductible of $5,000.
The insurance will cover the remaining amount of the damages, which is $170,000 minus the deductible of $5,000, or $165,000. So, you will pay $5,000 for the damages, and the insurance will cover the remaining $165,000.
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