Which loan created a habit where the borrower kept coming back to request an extension?
Answers
Answer:
Extension proposals are not rare because of the buyer's perspective of bridging finance as well as the explanations for both the requirements can indeed be broad. The much more common explanations are.
Explanation:
It has required longer than planned to secure planning approvals. When a transaction has been negotiated, the borrower awaits an exchange of contracts. Additional resources as well as time are needed by the creditor to accomplish his project. Refurbishment analysis was suddenly postponed.Before actually refinancing the debt, the creditor waits for something like a new lender to conclude his thorough research. Throughout the final moment, the buyer of the creditor's property backs out, causing the borrower to bring the estate back into the marketplace. Throughout the last minute, the previous buyer refinancing the property backs out, obliging the creditor to find some mortgage company.It will be able to skip a set number of initial payments if you get a loan extension. Because of the buyer's perspective of bridging extension, finance proposals are common, and the explanations for both demands can be quite extensive.
Obtaining planning approvals has taken longer than anticipated.The borrower awaits the exchange of contracts after a transaction has been negotiated. The creditor will require additional money as well as time to complete his project.The investigation of refurbishment was abruptly postponed.The creditor waits for something like a new lender to finish his or her comprehensive research before refinancing the debt.The buyer of the creditor's property backs out at the last minute, forcing the borrower to relist the property on the market.The prior buyer refinancing the property backs out at the last minute, forcing the creditor to locate another mortgage provider.For more information related to borrower's habits on extension requests, refer to the link:
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Related Questions
the new owner of a property has employed a landscaping company to maintain the property while the owner is out of the country for three months. during this time, the landscaping company goes bankrupt and the property is neglected. the hoa fines the owner for failing to maintain the property and charges the owner a fee for the upkeep of the property. the owner disputes the fees and fine stating that the landscape company is at fault. the owner decides to sue the hoa. what is the best defense for the hoa?
Answers
Prior to purchasing the property, the owner was made aware of the requirements outlined in the restriction documents.
What is the name of the entity that has a listing agreement with a seller?a listing agent. A listing agent is a person who has a listing agreement with a seller or landlord and who agrees to represent the interests of the seller or landlord in exchange for payment. agreement to list.
Who is accountable for indicating the contract's effective date?a broker-
Who chooses the date of implementation? The contract forms direct the broker to enter the final date of acceptance as the effective date, which could be the listing broker or the buyer's broker. The effective date should be discussed between the two brokers when transmitting final acceptance.
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tripp ran 4.8 times as many laps as tony if tony ran 3.7 laps how many laps did tripp ran
Answers
Answer:
17.76 laps
Explanation:
Tony ran 3.7 laps. tripp ran 4.8 time more.
tripp ran
=3.7 x 4.8
=17.76
Question 9
1 pts
a
D
ESPE
The cost of a van is $16,000 with a residual value of
$2,000. The van has an estimated useful life of 5 years.
The mount of depreciation expense using straight-line
each year is:
D
O $933
O $373
O $737
O none of the above
Answers
Answer:
The correct answer is:
None of the above (d)
Explanation:
Depreciation is the reduction in the fair value of an asset over time.
cost of van = $16,000
residual value = $2,000
useful life = 5 years
depreciation using straight-line allocation is allocating the depreciation cost equally over the useful life of the asset.
\(Annual\ depreciation\ expenses\ = \frac{(cost\ of\ asset\ -\ salvage\ value}{useful\ life\ of\ asset} \\\\\\Annual\ depreciation\ expenses\ = \frac{16,000 - 2,000}{5} \\= \frac{14,000}{5} \\Annual\ depreciation\ expenses\ = \$2,800\)
Answer:
none of the above
Explanation:
depreciation expense per year using straight line method = (purchase cost - residual value) / useful life = ($16,000 - $2,000) / 5 years = $14,000 / 5 = $2,800 per year
The straight line method for calculating depreciation expense is the simplest method that we can use, since the depreciation expense is the same for every year. Unlike double balance, sum of digits or any other kind of deprecation expense method which varies from year to year.
. during the antebellum period u.s. tariffs on imported cotton textiles a. increased profits for british textile producers. b. decreased the prices of cotton textiles in the u.s. c. were supported by the southern states. d. were harmful to u.s. textile producers and their employees. e. none of the above is correct
Answers
None of the above is correct. This is because the tariffs made it more expensive to import cotton textiles from Britain and other countries.
During the antebellum period, US tariffs on imported cotton textiles had a complex effect. While the tariffs did increase profits for British textile producers, they did not necessarily decrease prices of cotton textiles in the US. In fact, the tariffs passed by the US Congress in 1824, 1828, and 1832 actually resulted in higher prices of imported cotton textiles and increased profits for US textile producers. The tariffs were also supported by the northern states, not necessarily the southern states, since the northern states had a larger industrial base. Therefore, the tariffs were not necessarily harmful to US textile producers or their employees. Tariffs are taxes levied by one nation on products and services imported from another country in order to influence it, collect money, or safeguard competitive advantages.
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Which method of performance evaluation is most suitable for evaluating the decisions made by the manager for each of the following types of responsibility centres? Cost Centre 1. Standard cost variance analysis Profit Centre 2. Segmented income statement Investment Centre 3. Return on investment
Answers
For a Cost Centre, the most suitable method of performance evaluation is standard cost variance analysis. For a Profit Centre, the most suitable method of performance evaluation is a segmented income statement.
1. Cost centers are responsible for controlling costs within an organization. Standard cost variance analysis compares the actual costs incurred with the predetermined standard costs. It helps identify any cost overruns or cost savings, enabling managers to take corrective actions and improve cost control.
2. Profit centers are responsible for generating revenues and managing costs to earn profits. A segmented income statement breaks down the revenues, costs, and profits for each segment or division within the center. It allows managers to assess the performance of individual segments and identify areas of strength or weakness.
3. Investment centers are responsible for making investment decisions and generating returns on those investments. Return on Investment (ROI) is a commonly used metric to evaluate the profitability and efficiency of investments. It calculates the ratio of net income generated to the capital invested in the center, providing a measure of the center's overall performance in utilizing its resources.
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If the price is below the equilibrium level, then the quantity demanded will exceed the quantity supplied. This is known as ___________________
Answers
Answer:
A shortage
Explanation:
If the price is below the equilibrium level, then the quantity demanded will exceed the quantity supplied. This is known as market shortage.
What is market shortage?This is a state that occurs in an economy where the quantity that is demanded of a good is more than the quantity that is supplied.
When this issue exists, customers are unsatisfied because they cannot buy the quantity of goods that they want.
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All of the following below are advantages to creating a budget EXCEPT
Answers
Answer:
Allocate money for all necessities
Explanation:
intercropping vegetable farming is beneficial in many ways explain
Answers
AI Motors, a manufacturer of self-driving delivery trucks, is working on developing its next-generation electric vehicles. It has decided on a strategy of focusing on a narrow buyer segment and outcompeting rivals by offering buyers customized autonomous, self-driving electric vehicles at a lower cost than rivals. What basic strategic approach has AI Motors decided upon
Answers
Answer: best cost strategy
Explanation:
The basic strategic approach that AI Motors decided upon is referred to as best cost strategy.
Best-cost strategy is used when companies offer their customers better value for money through the focus on making a difference to their product and also offering a low cost.
In this situation, Al Motors used the best cost strategy which helps in keeping its prices lower than others and also making its vehicle unique from others.
A job applicant identifies preparing contract documents for construction managers as something the applicant considers
a core task. For what job is the applicant likely to be applying?
building inspector
carpenter
architect
mason
Answers
Answer:
architect
Explanation:
i got it right on edge
it is harder to predict which companies stocks will outperform the market in the next year than it is to determine which companies are better run
Answers
The statement "It is harder to predict which companies' stocks will outperform the market in the next year than it is to determine which companies are better run" is TRUE.
That statement is true because the stock market is highly unpredictable, and it is challenging to determine which stocks will perform better than others in the future. On the other hand, it is comparatively easier to determine which companies are better run.
This can be achieved by looking at the company's management and leadership, its financial health, its strategic planning, its customer base, its market positioning, and many other factors. In conclusion, predicting the stock market's performance is a challenging task, and it is always associated with a certain level of uncertainty. Determining which companies are better run, however, is a relatively easier task as it is based on concrete information and can be assessed by analyzing various parameters.
Your question is incomplete. The complete version should be:
It is harder to predict which companies' stocks will outperform the market in the next year than it is to determine which companies are better run. True or false?
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Write any five ways of developing problem solving skills.
Answers
Explanation:
1) clearly define the problem
2) focus on the solution
3) be sure to use active listening
4) be simple but creative in your solution
Answer:
1. Understand the right problem
2. Get out of the “I know everything” mentality
3. Visualize the problem
4. Focus on the root cause, not the symptoms
5. Be simple but creative in your solution
Explanation:
Have A Wonderful Day !!
Which of the following is a good example of inflation? OA. You get a flat tire on your car. OB. You work three jobs in order to pay your bills It cost you $50 to gas up your car this month. But last month it cost you OC. $85 It cost you $85 to gas up your car this month. But last month it only cost OD you S50
Answers
Answer: C.) It cost you $85 to gas up your car this month but last month it only cost you $50
Explanation:
Critique the following statement: “Safety is not important in offices or retail workplaces.”
Answers
Answer:
Safety is important in every workplace. Even in low risk work places, there are certain occupational hazards, like musculoskeletal disorders, including carpal tunnel syndrome and repetitive stress injuries.
Explanation:
The answer the site said after I took it
Answer:
Safety is important in every workplace. Even in low risk work places, there are certain occupational hazards, like musculoskeletal disorders, including carpal tunnel syndrome and repetitive stress injuries.
Explanation:
Sample answer; edge 2021
You just started your first full-time job, and one of the benefits is a retirement savings plan. Someone in the human resources department is going over your benefits and says that you have make choices about how the retirement savings plan is invested. She gives you some papers to read and asks you to stop by and let her know your choices when you come to work tomorrow. What must you consider as you read the information and make your choices? Answer in complete sentences.
Answers
I need to be aware that investment options and the market conditions can change over time, and I should regularly review and adjust my investment choices as to ensure I am on the track to meet my retirement goals.
What is retirement?Retirement is a phase in a person's life when they choose to stop working or reduce their work hours. It is a time when people typically have reached a certain age, have accumulated enough savings or investments, and are ready to leave the workforce. Retirement can be a voluntary decision or forced due to health issues or other reasons. During retirement, individuals can pursue hobbies, travel, spend time with family and friends, and engage in leisure activities they did not have time for while working. Retirement also involves careful financial planning to ensure that one's income will be sufficient to support their lifestyle and cover expenses, such as healthcare and housing. Many people also choose to seek advice from financial planners and other professionals to help them navigate this phase of life.
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what is spam?
A unauthorized email featuring anonymous threats
B unauthorized email asking for sensitive information
C unauthorized email advertising services and events
D unauthorized email accidentally sent to the wrong address
Answers
Hope this helped
During this stage of résumé review, résumés are quickly scanned to eliminate as many candidates as possible: a. stage 1 b. stage 2 c. stage 3
Answers
The stage where resumes are scanned quickly to allow for many candidates to be eliminated is Stage 1.
What happens in Stage 1 of resume review?When a job is posted, the company usually gets a lot of applications from people.
This is why stage 1 involves the company looking through and eliminating a lot of resumes so that only more needed ones remain.
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Can I please get help with this???? I’m not sure if the two are right or not. Please help me!!!!
Answers
Answer:
I think the two you have are correct the second one is Chain restaurants i think
third one Franchise restaurants fourth one One location restaurants
Explanation:
Choose a process within your organization and construct a Baseline Time-Function Map
Answers
Let's consider the process of customer order fulfillment for an e-commerce company.
What is Baseline Time-Function Map?A Baseline Time-Function Map visually represents the various steps or functions involved in a process and their corresponding time durations.
Receiving Order:
Time Function: Order Receipt
Time Duration: Instantaneous (Assuming orders are received electronically)
Order Verification:
Time Function: Order Verification and Validation
Time Duration: 5 minutes
Inventory Check:
Time Function: Inventory Availability Check
Time Duration: 2 minutes
Order Processing:
Time Function: Pick, Pack, and Label
Time Duration: 10 minutes
Shipping and Logistics:
Time Function: Handover to Shipping Partner
Time Duration: 5 minutes
Delivery:
Time Function: Shipping and Delivery
Time Duration: Variable (Depends on the chosen shipping method and destination)
Customer Confirmation:
Time Function: Order Confirmation
Time Duration: Instantaneous (Assuming automated confirmation)
Baseline Time-Function Map helps identify bottlenecks, areas for improvement, and potential sources of delays in the process flow. Actual time durations may be shorter or longer based on the organization's efficiency, resources, and any specific factors influencing the process.
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Read the following descriptions. Decide who demonstrates good habits and attitudes.
Michael likes his job. He decides to take a few finance classes so that he becomes better at his job. This will also help in case he wants to transfer to a new position in the same company.
Bryan thinks he has the best job. He thinks he is already doing the best he can and doesn't do anything to improve his skills.
Answers
Answer:
Michael demonstrates good habits and attitude
Explanation:
Michael likes his job and takes the initiative to do better so he can get a new position,however Bryan is very cocky and doesn't try to get better.
A company produces 10 items, charges $45 per item. When it produces 20 items, it charges $40 per item. Cost to produce 10 items is $450, cost to produce 20 items is $650. What is the price, cost, revenue, profit functions. What is the break-even points, max profit and items to produce to get max profit.
Answers
Answer:
a. The price, cost, revenue, profit function = Revenue - Cost = (price * quantity - cost)
b. Break-even point = Total Revenue = Total Cost
= $450 = $450
break-even point in units = 10 items
c. Maximum profit = $150
Items to produce to get max profit = 20 items
Explanation:
a) Data and Calculations:
Sales Revenue for 10 items = $450 ($45 * 10)
Cost of sales for 10 items = $450
Sales Revenue for 20 items = $800 ($40 * 20)
Cost of sales for 20 items = $650
The price, cost, revenue, profit function = Revenue - Cost = (price * quantity - cost)
For 10 items, function yields = {($45 * 10) - $450} = 0
For 20 items, function yields = {($40 * 20) - $650} = $150
Which of the following is true of an unsecured loan?
A. They are exclusively for cars, houses, and other large purchases
B. Collateral could be collected by the lender if the debt is not paid
C. They never have any interest added onto them
D. Items of value that the borrowers owns are not at risk of repossession
Answers
Answer:
B
Explanation:
The statement "The value of an item where the borrowers owned but they are not at the repossession risk" is to be true.
The unsecured loan is the type of loan in which there is no need for any type of collateral property.
The lender does not takes the assets of the borrower as the security but it gives the approval of an unsecured loan depends upon the creditworthiness of the borrower.
Examples are:
Personal loans.Students loans.Credit cards.The following information related to unsecured loans is
It does not for cars, houses, or any other large purchasesIn this, the collateral does not involve.It contains high interest.Therefore we can conclude that, option d is correct.
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Not all voices of protest during this period came from the unions. identify the political agendas of the following individuals.a. Upton Sinclair: He called for the state to utilize disused factories, farms, and homes to create cooperative ventures to provide jobs for the unemployed.b. Huey Long: He called for a restructuring of the American economy in which wealth would be confiscated and redistributed to provide $5,000 grants and guaranteed jobs with annual salaries.c. Dr. Francis Townsend: He won wide support for a plan that would issue $200 to older Americans with the requirement they immediately spend it to boost the economy.
Answers
He demanded that the government develop cooperative ventures that would provide the unemployed economy with employment using abandoned factories, farms, and homes.
Upton Sinclair is the correct name.His suggestion to give seniors $200 and have them spend it immediately away in order to boost the economy was highly supported.It ought to say Francis Townsend, Dr.In order to provide $5,000 grants and ensured employment with annual salaries, he demanded that the American economy be reorganised.proper spelling.Short Huey He called for a restructuring of the American economy in which wealth would be confiscated and redistributed to provide $5,000 grants and guaranteed jobs with annual salaries.Correct label:Huey Long.The processes of an economy are greatly influenced by factors such as a person's culture, values, education, technical development, history, social organisation, political structure, legal system, and availability of natural resources. In addition to providing context and content, these factors establish the rules and conditions under which an economy runs
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Market size, ease of entry and exit, and economies of scale are all examples of
a. Defensive strategies.
b. Key success factors.
c. Dominant economic characteristics.
d. Differentiation.
Answers
Market size, ease of entry and exit, and economies of scale are examples of dominant economic characteristics.
Dominant economic characteristics are factors that define the structure of an industry and influence its competitiveness. Market size refers to the overall size of the market, which can affect the number of competitors and the level of competition within the market. Ease of entry and exit refers to the ease or difficulty of new companies entering the market or existing companies exiting the market, which can affect the level of competition and profitability within the market. Economies of scale refer to the cost advantages that larger companies have over smaller companies, which can affect the level of competition and profitability within the market. These factors are key to understanding the competitiveness and attractiveness of a particular industry, and can be used to develop successful business strategies.
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Team players are sought-after employees
True
False
Answers
Answer:
true,
Explanation:
1. Identify the problem or opportunity
2. Think of alternative solutions
3. Evaluate alternatives and select a solution
4. Implement and evaluate the solution chosen.
Answers
Decision making is a very rational process that involves the steps
1. Identify the problem or opportunity,
2.Think of alternative solutions
3. Evaluate alternatives and select a solution
4. Implement and evaluate the solution chosen.
Decision making:Decision making is the process of making decisions by identifying decisions, gathering information, and evaluating alternative solutions. A step-by-step decision-making process helps you make more conscious and thoughtful decisions by organizing relevant information and defining alternatives.
Why are decisions important?The importance of decision-making lies in the way it helps you choose between different options. It is important to gather all available information and weigh the pros and cons before making a decision. It's important to focus on the steps that help you make the right decisions.
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A product begins its accounting life as inventory and is converted to a(n) ______ when it is sold on credit.
Answers
A product begins its accounting life as inventory and is converted to an account receivable when it is sold on credit.
When a company sells a product on credit, it records the sale as revenue and recognizes the cost of goods sold at the same time. However, since the customer has not yet paid for the product, the company also records an account receivable, which is a promise from the customer to pay for the product at a later date.
An account receivable is an asset account that represents the amount of money owed to the company by its customers for products or services that have been sold on credit. The company expects to receive payment within a certain period of time, typically 30 to 90 days.
Once the customer pays for the product, the account receivable is converted back into cash and the transaction is complete. The revenue and cost of goods sold have already been recognized at the time of the sale, so there is no additional impact on the income statement when the account receivable is collected.
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A coworker asks you for help with something and you're busy finishing up a task, what should you say? A I'm busy right now but I'm happy to help when I'm finished B I'm kind of busy can you ask someone else C I don't have time to help you today
Answers
Answer:
A.
Explanation:
I think I could help him after I'm done with my work.
Please mark brainiest thanks
How important is money
Answers
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
This institution has historically served as the principal vehicle through which the money supply of the United States is expanded or contracted. This practice continues today.
Answers
Answer:
Commercial Bank
Explanation:
Commercial banks are the institutions that deal with the finances. They provide loans, and accepts deposits as savings. These financial institutions are a means of financial assistance to the public. Financial services and assistance helps in the growth and establishment of the economy. The process of commercial banking is intended towards growth and the earning of profit altogether.