Which financial advice should Sami follow to get a car loan with a lower interest rate?
A. Make a larger down payment.
B. Get a variable rate loan.
C. Make a smaller down payment.
D. Buy a more expensive car.
Answers
Answer:
A
Explanation: Although a larger down payment won't guarantee a lower interest rate it might lessen the amount of months, he makes those payments and/or the monthly payment itself. To get a low interest rate he should have a good credit rating and shop around for financing just like he did for the car.
Related Questions
Why are publicly traded companies only required to file annual and quarterly reports with the security and exchange?.
Answers
This is done in order for equities analysts and the general investing public to assess a company's financial performance and potential.
Companies must submit quarterly and annual reports to the SEC every year.
What Is the Securities and Exchange Commission (SEC)?
Commission (SEC) is an independent federal government regulatory organisation tasked with fostering capital formation, preserving the fair and orderly operation of the securities markets, and safeguarding investors. As the initial government regulator of the securities markets, it was established by Congress in 1934. The SEC supports complete public disclosure, defends investors from dishonest and market-manipulating actions, and keeps an eye on corporate takeover activities in the country. Additionally, it approves registration forms for bookrunners among underwriting companies. In general, securities offerings made in interstate commerce, via mail, or online must be registered with the SEC prior to being sold to investors. Companies that provide financial services, such as asset managers, advisory firms, and broker-dealers, as well as their professional representatives.To know more about Security and Exchange visit:
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what should you consider regarding auto insurance before buying a vehicle
Answers
Answer:both a and c
Explanation:
i did the quiz
What are loans to government and companies? please hellppzz
Answers
Answer:
loans for a company is when they pull out more money than they have then using it and it has to be repaid
Explanation:
if economic profit for a firm is negative: a. the firm should exit the industry in the long run. b. accounting profit must also be negative. c. the firm should stay in business so long as accounting profit is positive. d. the firm will not owe any taxes to the government. e. the firm is earning a normal profit.
Answers
if economic profit for a firm is negative than the firm should exit the industry in the long run.so option a is correct.
What happens if economic profit is negative?Businesses are motivated to exit the market if the economic profit is negative since it would be more advantageous to employ their resources elsewhere. The level of market rivalry and the time period under consideration have a significant impact on the amount of economic profit a firm generates. Accounting profits will be zero if equal accounting profits balance negative economic profits. smaller the higher the risk premium utilised to determine the firm's worth. Suppose Marv, the owner-manager of Marv's Hot Dogs, brought in $82,000 last year.
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place rock unit events in order.
3. (Note: The surface is not a layer. It is ground-level, complete with happy little trees.) \( \mathrm{A} 3 \) Homework \( - \) Unanswered Place the rock units events in order from oldest on bottom t
Answers
To place the rock unit events in order from oldest to youngest, we need to consider the principle of superposition, which states that in an undisturbed sequence of rock layers.
1. Homework: This event is the most recent one as it is mentioned last in the given list.2. A3: This event is mentioned before Homework, suggesting that it occurred earlier than Homework.3. Unanswered: This event is mentioned before A3, indicating that it happened before A3.Therefore, the correct order from oldest to youngest is: Unanswered → A3 → Homework.we need to consider the principle of superposition, which states that in an undisturbed sequence of rock layers, the youngest rocks are on top, while the oldest rocks are at the bottom.
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This talk was given in 2013. Considering how quickly technology changes, do you think this talk is still applicable to life and technology today?
Answers
Answer:
Typically, yes. It was 2013. But a lot has happened these past years. So I'm leaning on a more side of "No" since it was 2013 like I've said before. technology changes a lot.
Explanation:
pdf walker, john, bob dixon 2014. machining fundamentals ninth edition tinley park, il: the goodheart-willcox company, inc. isbn 978-1-61960-209-0
Answers
The book "Machining Fundamentals" by Walker, Dixon, and Bob (2014) provides a comprehensive introduction to the principles of machining.
What are the key topics covered in the book "Machining Fundamentals"?"Machining Fundamentals" covers a wide range of topics related to machining processes. The book delves into areas such as machine tools, cutting tools, measurement and inspection, cutting fluids, machining operations, and computer numerical control (CNC) machining. It provides detailed explanations of various machining techniques, including turning, drilling, milling, grinding, and nontraditional machining processes like electrical discharge machining (EDM) and laser cutting. Additionally, the book discusses important concepts such as speeds and feeds, surface finish, tool wear, and troubleshooting common machining problems. With its emphasis on both theory and practical application, "Machining Fundamentals" serves as a valuable resource for students, apprentices, and professionals seeking to develop a strong foundation in machining processes.
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I WILL GIVE BRAINLIEST! HELP ME PLEASE FOR BRAINLIEST!
In both your personal and professional life, you have to maintain contact information. From your mom’s phone number to the email address for your doctor’s office, these important bits of information have to be kept and maintained in a way that makes them easy to access. What is the best method for maintaining contact information? How do you currently maintain contact information for your contacts? Could you use a better method?
NO LINKS!
Answers
Answer:
i dont think they deleted it
Explanation:
What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answers
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUWhich of the following accurately describes
Shareholder's Equity?
A. The value of all paid Dividends.
B. The Net Gain in value for initial investors.
C. The amount of money used to start the company and profit
made.
D. All of the Above
Answers
Answer:
What accurately describes Shareholder's Equity is all of the above, because it's all just simplified/different terms for investment in one another company's business :3
Explanation:
:3
The epicurean society is holding its annual election for president. The three candidates are a, b, and
c. Twenty percent of the voters like upper c the most and upper a the least. Forty percent of the voters like upper a the most and upper c the least. Of the remaining 232 prefer upper b to upper c and upper c to upper a, and 696 prefer upper b to upper a and upper a to upper
c. Write out the preference schedule for this election.
Answers
Answer and Explanation:
Please find answer and explanation attached
Why very few subsistence economies exist today
Answers
Answer:
As previously mentioned,
subsistence markets are
extremely vulnerable to
external influences.
Because of this
vulnerability, these economies are
becoming more scarce around the
world. In the past, for example, large
populations of indigenous peoples lived
throughout North America.
The law called "Check 21" gives banks the option
Answers
Answer: EIther B or D if i remember correctly, its B
Explanation:
How do I stop procrastinating
Answers
https://www.virtuemap.com/
Sales tax is calculated by multiplying the price of an item by the
withholding amount
income tax
tax rate
Answers
Explain
I am a tax person
Answer:
tax rate
Explanation:
got it right on test
On March 25, 2014, Patton Company sold merchandise on account,$10,000. The applicable sales tax percentage is 8.5%. Record the transaction.
Answers
Answer:
Kindly see attached picture
Explanation:
Sales tax percentage= 8.5%
Sales = 10,000
Sales tax payable = 0.085 × 10000 = 850
Accounts payable = 10000 + 850 = 10850
Kindly see attached picture for journal entry
All of the following are methods of evaluating the risk of a project except multiple choice the net present value profile a monte carlo simulation decision trees the coefficient of variation
Answers
The answer choice that is NOT a method of evaluating the risk of a project is its B. Profile
What is Risk Management?This refers to the identification of risk in any venture and the evaluation of the response to risk factors.
Hence, we can see that when a person is evaluating the risk of a project, he would have to check the net present value, the coefficient of variation, etc, but the evaluation of the profile is not a method of risk evaluation of the project.
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henry suspects that some of his employees have been stealing from his company. he purchases a commercial crime insurance policy, which will cover any losses that actually occur during the policy period. under which coverage form of commercial crime insurance is henry's company insured?
Answers
Loss-Sustained form of commercial crime insurance henry's company insured.
The required details about commercial crime insurance is mentioned in below paragraph.
Insurance against business-related crimes, such as employee theft, forgery, robbery, and technological crime, protects against monetary damages. It is a kind of business insurance that offers protection for the company under the following types of policy: Employee dishonesty in Form A may be written as scheduled insurance or on a blanket insurance basis and covers money, securities, and other properties.
What are the commercial crime policy's exclusions?
The following things are not covered by commercial crime insurance: theft, misdemeanors, or other wrongdoing by you or your company partners. Additionally, it excludes any activities taken by personnel who colluded with one of your partners.
Thus, Henry company is insured under Loss-Sustained form.
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Do you think NAFTA should adopt a common currency? Why or why not?
Answers
Answer:
Explanation:
I don't have a personal opinion, but I can provide some information that may be helpful in answering your question.
The North American Free Trade Agreement (NAFTA) is a trade agreement between the United States, Canada, and Mexico that was signed in 1994. While NAFTA has helped to increase trade between the three countries, it does not include provisions for a common currency.
There are arguments for and against the adoption of a common currency among the NAFTA countries. Proponents argue that a common currency could help to facilitate trade and investment between the three countries, reduce transaction costs, and increase economic integration. It could also help to stabilize exchange rates and reduce the risk of currency fluctuations.
Opponents, on the other hand, argue that adopting a common currency would be difficult due to the economic and political differences between the three countries. It could also lead to a loss of economic sovereignty for each country, as well as potential inflationary pressures.
Ultimately, the decision to adopt a common currency would be a political one that would require the agreement of all three countries. While there are potential benefits to a common currency, there are also potential drawbacks that would need to be carefully considered.
The extended warranty on a $960 dishwasher is 21% of the purchase price and lasts for eight years. What is the effective cost per year of the extended warranty? a. $28. 80 b. $45. 20 c. $23. 78 d. $25. 20.
Answers
Answer:
holi eso la D con mucho trabajo por fin la realizar y la conteste
Quintín
Based on the percentage of the extended warranty and the number of years it is to last, the effective cost per year is d. $25.20
First find the total warranty coverage for the dishwasher:
= Warranty percentage x Cost of dishwasher
= 21% x 960
= $201.60
The effective cost per year is:
= Total warranty / Number of years
= 201.60 / 8 years
= $25.20
In conclusion, the cost is $25.20.
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What is the maximum amount of work-related child and dependent care credit that may be claimed for 2022 by a taxpayer who has three qualifying persons?
Answers
The maximum amount of work-related expenses you can take into account for purposes of the credit is $16,000 if you have two or more qualifying persons. But if there is one qualifying person, the maximum amount will be $8,000.
The child and dependent care credit generally can be defined as a tax credit that may help you pay for the care of other dependents (qualifying persons) and also eligible children. The income and a percentage of expenses that you incur for the care of qualifying persons to enable you to attend school, go to work, and also look for work, is calculated to determined the child and dependent care credit.
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Project Management Institute (2017) defines risk as an uncertain event or condition. By referring to the risk management
process, appraise how the risks of the Lend Lease case study project were managed.
Answers
The risk management process involves several steps that organizations follow to identify, assess, mitigate, and monitor risks. In the case of the Lend Lease project, the risks were likely managed through the following stages:
Risk Identification: The project team at Lend Lease would have identified potential risks by conducting a thorough assessment of the project's objectives, scope, and stakeholders. They may have used techniques such as brainstorming, documentation review, and expert interviews to identify uncertainties and potential events that could impact project success.Risk Assessment: Once the risks were identified, Lend Lease would have assessed their potential impact and likelihood of occurrence. This assessment helps prioritize risks based on their severity and likelihood, allowing the team to focus on addressing the most critical risks first. Techniques such as qualitative and quantitative analysis, risk matrices, and probability assessments may have been used to assess the risks.Risk Mitigation: After assessing the risks, Lend Lease would have developed strategies to mitigate or minimize their potential impact. This could include developing contingency plans, implementing preventive measures, or transferring risks to external parties through contracts or insurance. The team would have identified specific actions, responsibilities, and timelines for implementing risk mitigation measures.Risk Monitoring: Throughout the project, Lend Lease would have continuously monitored the identified risks to ensure their effectiveness. This involves tracking risk indicators, maintaining open communication channels, and regularly reviewing risk registers and project progress. By monitoring risks, the team can identify any changes in their likelihood or impact and adjust mitigation strategies accordingly.Risk Response Planning: In addition to mitigation, Lend Lease would have developed response plans for potential risks that cannot be completely eliminated. These plans outline the actions to be taken in the event of a risk occurrence and ensure a swift and effective response to minimize negative consequences.Risk Documentation: It is essential for Lend Lease to maintain comprehensive documentation of the risk management process. This includes recording identified risks, their assessments, mitigation strategies, and monitoring activities. Documentation serves as a reference for future projects and provides a basis for lessons learned and continuous improvement.By following these risk management steps, Lend Lease would have been able to identify, assess, mitigate, and monitor risks associated with their case study project. This systematic approach helps minimize the impact of uncertainties, enhances decision-making, and increases the likelihood of project success.
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In general, learning objectives
a. are made up of tables, charts, and graphs for analyzing.
b. contain quizzes and exercises for students to work through.
c. summarize the most important ideas in the chapter at the end.
d. are the main ideas you can expect to learn from reading the chapter.
Answers
In general, learning objectives at the end of a chapter summarise its key points.
What is the meaning of the learning objective?With the aid of a student learning objective, a teacher is able to measure their effect on students' achievement as it relates to a certain academic or elective criterion.
Effective learning requires the presence of learning objectives, also referred to as learning outcomes. They aid in articulating what the students should be able to perform after the instruction, which helps to create more successful lesson plans, activities, and evaluations.
Learning objectives are declarations that detail important knowledge that students have acquired and may credibly demonstrate at the conclusion of a course or programme. In other words, learning objectives specify what the student will be aware of and capable of performing at the conclusion of a course or programme.
Therefore, the correct answer is option c. summarize the most important ideas in the chapter at the end.
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You are the hiring manager at a large company in the fashion industry. You are planning to hire a new sales manager and have posted the position in several outlets. You are reviewing applications and are excited when you see Jeff's resume. He has extensive experience in customer relationship management and has exceptional recommendations. You conduct your first interview over zoom and Jeff is very impressive. You next check hisreferences and they are all great. You next invite Jeff to meet with leadership at the company. You are surprised when Jeff arrives and he is only five feet tall. After the meetings senior leadership expresses concerns regarding Jeff's height. They agree that Jeff is great but they are concerned how the customers will react because of his height. They note that his prior customer service experience was in software and not in the fashion industry. What is your reaction to these concerns?
Answers
As the hiring manager, I would reassure senior leadership that Jeff's height should not be a factor in his ability to perform as a sales manager in the fashion industry.
I would remind them that Jeff's extensive experience in customer relationship management and exceptional recommendations demonstrate his ability to excel in a customer-facing role. I would also point out that there are laws in place that prohibit discrimination based on physical characteristics such as height.
Furthermore, I would address their concerns about Jeff's lack of experience in the fashion industry by highlighting his transferable skills and ability to adapt to new environments. I would also suggest providing Jeff with additional training and resources to help him learn the nuances of the fashion industry and how to effectively sell fashion products.
Ultimately, I would emphasize that hiring based on height or any other physical characteristic is not only discriminatory but also irrelevant to the job requirements and would not align with our company's values and sales manager mission. I would urge senior leadership to focus on Jeff's qualifications and potential to contribute to the success of the company.
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Which of the following is an example of the U.S. agreeing to allow imports from selected countries at the lowest
custom duty rates?
A free-trade zone
A most-favored nation status
A common market
A free trade agreement
Answers
The Free Trade Agreement of the U.S. is an example of the US agreeing to reduce barriers to imports and exports by lowering tarries. The correct answer thus is D.
What is an example of a Free Trade Agreement?The agreement between the U.S. and Mexico and Canada are examples of the Free Trade Agreement.
The agreement described above is called North American Free Trade Agreement (NAFTA)
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Question 14 (1 point)
Why are the layers of cells thicker in the esophagus that in areas further down the GI
tract?
to protect inner layers
to reduce friction
to retain more mucous
to provide more flexibility
Answers
Answer:
Answer: To protect inner layers
Explanation:
Just took the test and it told me the correct answer
The layers of cells are thicker in the esophagus than in areas further down the GI tract to protect the inner layers. Hence, option A is appropriate.
What is the meaning of Cells?A cell is the smallest unit in biology that can sustain life on its own, makes up all living things, and makes up the body's tissues.
The fundamental units of all life forms are cells. There are many billions of cells in the human body. They give the body structure, absorb nutrients from meals, turn those nutrients into energy, and perform certain tasks. The structural and operational heart of a living thing is its cell. In other words, (just for better comprehension), cells are the fundamental components of a living thing.
Cell biology is the study that includes cell functions, and it is based on the idea that a cell is the basic building block of all life. By concentrating on the cell, one can gain a thorough understanding of the organisms and tissue that cells make up.
Hence, option A is correct.
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15. Why is unemployment a closely watched figure by the government?
16. Briefly explain the connection between a person’s level of education and his or her potential for employability and earnings.
Economics
Answers
If the employment rate is high then the economy is booming, the standard of living is high and the spending and output in the economy is high.
An individuals level of education can negatively or positively impact their employability and earnings. A person with higher education and experience is mostly likely to be faster employed and receive higher earnings in comparison to a person with lower education and experience.
oil and natural gas can each be used as a source of energy and are, for many purposes interchangeable. which of the following best explains the increase in the price of natural gas that accompanied the increase in the price of oil during the 1990-1991 persian gulf war? group of answer choices increased oil prices reduced supply of natural gas, an alternate good. increased oil prices raised the quantity demanded of natural gas by movement along the natural gas demand curve. increased oil prices raised supply of natural gas, a substitute good. increased oil prices raised demand for natural gas, a substitute good. increased oil prices reduced supply of natural gas, a substitute good.
Answers
The best explanation for the increase in the price of natural gas that accompanied the increase in the price of oil during the 1990-1991 Persian Gulf War is D: increased oil prices raised demand for natural gas, a substitute good.
During the Persian Gulf War, oil prices increased due to the conflict and its impact on oil production and distribution in the region. As oil prices rose, consumers and industries began seeking alternative sources of energy to meet their needs, and natural gas emerged as a viable substitute. As a substitute good, natural gas saw an increase in demand as people and businesses shifted their preferences towards it in response to the higher oil prices. This increased demand for natural gas led to a corresponding increase in its price, as the market attempted to balance the higher demand with the available supply.
In summary, the increase in natural gas prices during the Persian Gulf War can be attributed to the higher demand for it as a substitute good for oil, as consumers and industries sought alternative sources of energy due to the rising oil prices. Therefore, the correct option is D.
The question was incomplete, Find the full content below:
oil and natural gas can each be used as a source of energy and are, for many purposes interchangeable. which of the following best explains the increase in the price of natural gas that accompanied the increase in the price of oil during the 1990-1991 persian gulf war? group of answer choices
A. increased oil prices reduced supply of natural gas, an alternate good.
B. increased oil prices raised the quantity demanded of natural gas by movement along the natural gas demand curve.
C. increased oil prices raised supply of natural gas, a substitute good.
D. increased oil prices raised demand for natural gas, a substitute good.
E. increased oil prices reduced supply of natural gas, a substitute good.
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All but one of the following are steps in changing organizational culture. Which one is not a step to changing culture?
a. Hiring people compatible with the new culture
b. Creating dissatisfaction with the old culture
c. Avoiding rituals
d. Socializing new employees
Answers
The following formula can be used to determine the company's sustainable growth rate:Net income divided by total assets is the sustainable growth rate. Dividend Payout Ratio = 1
Assumed: Net Income is $2,000
Assets Total: $100,000 Dividend: $500
Dividend Payout Ratio: Dividends / Net Income
Dividend Payout Ratio: (500/2,000) = 0.25
Sustainable Growth Rate: ($2,000/$100,000) * (1 - 0.25), or 0.015 * 0.75, or 0.01125
1.125% (rounded to one decimal place) is the sustainable growth rate.
The amount of debt issued the following year can be determined by multiplying the total assets funded by debt by the sustainable growth rate of the company:
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Part 1: Multiple Choice
Instructions
Choose the answer that best fits each statement below.
1. As you begin your budgeting process, a good place to start is to prepare a
a. Budget variance
b. Budget estimate
c. Budget plan
d. Budget contribution
I
2. What type of expense fluctuates month to month?
a. Emergency
b. Fixed
C. Variable
d. Discretionary
3. Which is an example of a financial statement?
a Bank statement
b Statement of contributions
C. Fixed and variable statement
d. Periodic statement
4. What is it called when you put money aside specifically for use in difficult situations?
a Income fund
b. Opportunity fund
c. Fixed expense fund
d. Emergency fund
Answers
Answer:
1.)a
2.)b
3.)c
4.)c
I think this could be the answer