which best describes the main purpose of a budget? responses eliminate flexible expenses eliminate flexible expenses reduce discretionary spending reduce discretionary spending get a good credit rating get a good credit rating plan income and expenses
Answers
Option (d), The main purpose of a budget is that it helps to plan income and expenses.
The budget is a plan that contains the financial information necessary to manage money. It is an essential tool for individuals, families, and businesses to maintain financial stability and plan for their financial future. It helps people to plan and prioritize their expenses and allocate their resources according to their needs and wants.
A budget is a plan for managing money that helps people to maintain financial stability and plan for their financial future. It is used to estimate the income and expenses of an individual, family, or business and to allocate resources according to their needs and priorities. The main purpose of a budget is to plan income and expenses. It is a tool that helps people to manage their finances and make informed decisions about spending and saving their money.
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Related Questions
firmographics consist of the company size, location, and objective. group startstrue or falsetrue, unselectedfalse, unselected
Answers
The given statement "firmographics consist of the company size, location, and objective" is true as Firmographics, often known as company demographics, are categories of traits used to categorize potential employers.
Company size and location are two common firmographics. Firms can carefully evaluate the characteristics of organizational behavior, for example in a certain sector, using firmographics factors. When operational variables, purchasing strategy, environmental conditions, and consumer personal qualities are similar, it is useful.
Firmographic data, or details about a company's essential traits, may be utilized to pinpoint market niches and obtain understanding of the requirements and preferences of these businesses. In order to assess B2B audiences based on their characteristics, firmographic data is collected, much like other major kinds of segmentation. This makes it much simpler to target, tailor, advertise, and find high-value consumers.
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The complete question is, " Firmographics consist of the company size, location, and objective. True or False."
Cellem, Inc.'s Beginning Accounts Payable is $4,000 and its Ending Accounts Payable is $2,000. The accounts payable turnover is 6. Cost of Goods Sold must equal ______.
$18,000
$17,000
$16,000
$15,000
Answers
Someone you look up to? And why?
Answers
Answer:
I look up to elon musk. I feel like he's going to do the impossible and excited to what he will do next!
Answer: Oprah Winfrey
Explanation: She's inspiring and makes me wanna do good things in life
Do you have any sales or negotiating experience? Tell me about one sale, or negotiation you completed at your previous position.
Answers
Yes. At my previous position, I was responsible for negotiating contracts with suppliers. One particular negotiation that stands out was when I was able to secure a 10% discount on a large order of supplies by demonstrating our loyalty as a long-term customer and highlighting our consistent business.
The importance of Sales and negotiating skillsSales and negotiating skills are essential in many roles and can make a significant impact on an organization's success.
If you have experience in this area, it's essential to highlight it during job interviews. When discussing a previous sale or negotiation, it's important to provide specific details such as the client's needs and goals, the strategies you employed, and the outcome.
Demonstrating your ability to close a deal, build relationships, and handle objections effectively can give potential employers confidence in your ability to succeed in a sales or negotiation role.
It's also helpful to discuss any challenges you faced and how you overcame them, as this can show your resilience and problem-solving skills.
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_______ is all the organizations and activities involved in the upstream and downstream flow of providing products to customers.
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The supply chain is all the organizations and activities involved in the upstream and downstream flow of providing products to customers.
Various stages within a supply chain are often referred to as upstream or downstream. Upstream is where the material flows into the tissue. Downstream operations are those in which materials (mainly in the form of finished products) flow from an organization to a customer.
Upstream oil and gas exploration is done by companies that identify, extract or produce commodities. Downstream oil and gas production deals with everything related to post-production activities of crude oil and natural gas.
The upstream and downstream supply chain includes all activities related to an organization's suppliers (those who source raw materials to be sent to manufacturers).
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The claim that the high school drop-out rate has increased because more women have taken jobs in the workplace would be an example of
Answers
Claims that drop-out rate has increased because more women have taken jobs in the workplace is an example of false cause fallacy.
A false cause fallacy is said to occur in a statement because the link between the premises and conclusion does not even exist.
Here, phrase one is "high school drop-out rate has increased" and phrase two is "because more women have taken jobs in the workplace"
If we assess the two phrase, we will observe that their is no link between the statement to facilitate a valid conclusion because when woman taking jobs in workplaces can not result to increase in drop rate in high school.
Therefore, it is an example of false cause fallacy.
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I need help with all those questions
Answers
2.$7000
3.$9000
Which sequence of HACCP principles is in the correct order?
A.
Establish critical limits for each CCP, conduct a hazard analysis, and establish corrective actions.
B.
Conduct a hazard analysis, identify CCPs, and establish critical limits for each CCP.
C.
Establish record-keeping procedures, establish corrective actions, and establish CCP monitoring requirements.
D.
Establish CCP monitoring requirements, conduct a hazard analysis, and identify CCPs.
E.
Conduct a hazard analysis, identify CCPs, and establish CCP monitoring requirements.
Answers
Answer:
B
Explanation:
Hazard analysis of critical control point (HACCP) is a process of identifying and assessing risks alongside the biological , physical and chemical hazards associated with food production .
The sequence of the first three of the seven principles are
1. Conduct hazard analysis to determine potential risks related to food protection
2. Identify the critical control point (CCP) which addresses controlling identified hazards that are mostly likely to cause injury to health
3. Establishing critical limits for each CCP , which is the highest or lowest level a biological ,physical or chemical parameter must be controlled to prevent or minimize hazards.
Answer:
B. Conduct a hazard analysis, identify CCPs, and establish critical limits for each CCP
Explanation:
which of the following would describe a person who is counted as unemployed by the government? (i) stan does not have a job but is actively seeking employment. (ii) beverly has a part-time job but would prefer a full-time job. (iii) moesha does not have a job because she recently retired.
Answers
They are available for employment, do not meet the criteria for being "employed," and. They have sought out a job during the course of the preceding four weeks in some unspecified location.
What is the nature of a job?The employment contract specifies how an employee will supply a company with something distinctive. The employee receives a salary or maybe an rate of pay in exchange. The employer has the last say in how a contract is worded even though some sections are negotiable.
Why is employment significant?
Employment refers to doing work for which a person has been hired and is receiving compensation from a boss. profession denotes a regular line of employment, frequently as result of a degree. A calling is a job that is considered to be a vocation or career.
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The stock of Yakir Development has a beta of 1.31. The risk-free rate of return is 1.5 percent and the market rate of return is 8 percent. What is the risk premium on this stock?
A. 0.90%
B. 8.51%
C. 6.50%
D. 7.00%
Answers
The risk-free rate of return is 1.5 percent and the market rate of return is 8 percent. The risk premium on this stock is B. 8.51%.
The risk premium is the excess return that an investment provides over the risk-free rate of return. To calculate the risk premium for a stock, we need the stock's beta, the risk-free rate, and the market rate of return.
The formula to calculate the risk premium is:
Risk Premium = (Market Rate of Return - Risk-Free Rate) * Beta
Substituting the given values into the formula:
Risk Premium = (8% - 1.5%) * 1.31
Risk Premium = 6.5% * 1.31
Risk Premium ≈ 8.515%
Therefore, the risk premium on this stock is approximately 8.51%, which means that the stock is expected to provide an additional return of 8.51% above the risk-free rate, compensating investors for taking on the additional risk associated with the stock's beta.
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Strategy denotes an overall plan whereas a tactic is a scheme for a specific action.
True
False
Answers
The statement is True.
Strategy is a general plan of action, while a tactic is a specific and often short-term action used to achieve a goal.
For example, a strategy may be to create a product line to appeal to a wider audience, while a tactic might be to focus marketing efforts on a specific type of customer.
In business, strategy and tactics are two important concepts that are often used together but refer to different aspects of achieving an organization's objectives.
A strategy is a high-level plan or approach that outlines the direction an organization wants to take to achieve its long-term goals.
It involves analyzing the organization's current position, identifying its strengths and weaknesses, and determining the best way to allocate resources and deploy capabilities to achieve its objectives.
A strategy is often developed by top-level management and is a broad, general plan that guides the organization's decision-making and resource allocation over an extended period, typically several years.
Tactics, on the other hand, are the specific actions taken to implement the strategy and achieve the organization's goals. Tactics are more focused and detailed than strategy and involve specific steps or actions that are taken to execute the strategy.
Tactics are often developed by middle or lower-level managers and are designed to be flexible and adaptable to changing circumstances.
For example, a company's strategy might be to become the market leader in a particular industry within five years.
The tactics to achieve this strategy could include developing new products, expanding into new markets, improving customer service, and increasing marketing and advertising efforts.
Each of these tactics would be specific actions taken to implement the broader strategy of becoming a market leader.
In summary, strategy is a long-term, high-level plan for achieving an organization's objectives, while tactics are the specific actions taken to implement the strategy and achieve those objectives.
Strategy guides an organization's overall decision-making and resource allocation, while tactics are focused on achieving specific goals and are often developed by lower-level managers.
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Review the following statements regarding a petty cash fund used in a business. Select the one that is correct. Multiple choice question. The cashier of a fund will write checks for small payments like postage, supplies and deliveries. Only the petty cashier is responsible for paying cash from the fund. A petty cash fund is controlled by top management. A check written against the fund is cashed when the fund is replenished.
Answers
Answer:
Only the petty cashier is responsible for paying cash from the fund.
Explanation:
A petty cash fund can be regarded as small amount of cash that is kept on hand or kept in a locked drawer which could be used in payment for minor expenses. These expenses could be office supplies expenses or reimbursements. There should be periodic reconciliations for a petty cash fund, and the transactions should also be recorded on the financial statements. As regards to petty cash fund used in a business, Only the petty cashier is responsible for paying cash from the fund.
An extremely rainy spring and summer may impact growing crops. This is an example of what type of risk
Answers
Answer:
Environmental risk
Explanation:
In simple words, The environmental risk of farming refers to the affect that various agricultural activities have on the environments in which they operate, as well as how those impacts can be linked to those practices. Agriculture's ecological influence varies greatly depending on the activities used by growers as well as the size at which they operate.
Hudson has to maintain confidential financial accounts in a workbook. He needs two team members to help him update data in the specified worksheet. He wants to prevent his team from deleting or updating the confidential data in certain cells. Which tab on the Format Cells dialog box will enable him to lock these cells?
A. Cell Pattern
B. Cell Protection
C. Cell Prevent
D. Cell Format
help LOLL
Answers
Answer:
option c
Explanation:
please follow me
Answer:
B
Explanation:
just took the test
Which of these statements about a business plan is true?
A. Businesses do not need to document a business plan.
B. Established businesses do not create a business plan.
C. A business plan is a business’s roadmap for the future.
D. A business plan guarantees a business’s success.
Answers
Answer:
The correct answer would be option C, A business plan is a business's road map for the future.
Explanation:
A business plan is basically a written document, in which the goals of the company are written down. The methods to achieve those goals are also written down and the time to achieve the goals are specified. Goals with timelines and deadline are written. This helps a business in setting up a road map to move towards the set goals of the company. Established businesses always create and follow business plans as business plans guarantee a business's success.
Answer: C. A business plan is a business’s roadmap for the future.
Zach's company does business globally. By associating with people from diverse cultures, Zach can widen his knowledge of intercultural messages and can increase his tolerance of differences.
a) true
b) false
Answers
Answer:
True
Explanation:
By associating with people from diverse cultures, Zach would understand different cultures more and this would increase his tolerance for the different cultures
Which type of borrowing option would most likely result in the borrower
paying the highest amount of interest?
A. A card with a high compound interest rate
OB. A card with a low simple interest rate
ООО O
C. A card with a low compound interest rate
D. A card with a high simple interest rate
Answers
Answer:
A. A card with a high compound interest rate
Explanation:
it is most likely to result in the borrower
assume that labor time is the constrained resource and only a total of 3,000 minutes is available. product a has a total demand of 500 units and product b has a total demand for 600 units. considering the constraint, how many units of product b should be produced to maximize profits?
Answers
The unit contribution margin per unit of constrained resource for product B is $3.
As per the information provided in the question about Roberto, Inc. manufactures:
Selling price per unit:
Product A: $20, and Product B: $15
Variable cost per unit:
Product A: $12, and Product B: $9
Contribution margin per unit:
Product A: $8, and Product B: $6
Labor time:
Product A: 4 minutes, and Product B: 2 minutes
So, the contribution margin per unit of product B is $6 and the total labor time required to produce each unit is 2 minutes. Therefore, the contribution margin per unit of constrained resource for product B is $3 per minute that is obtained from $6 ÷ 2 minutes.
Full question:
Roberto, Inc. manufactures products A and B. Both products have a contribution margin ratio of 40%. Assume that labor time is the constrained resource and only a total of 3,000 minutes is available. Product A has a total demand of 500 units and product B has a total demand for 600 units. Considering the constraint, how many units of product B should be produced to maximize profits?
o Selling price per unit
• Product A: $20
• Product B: $15
o Variable cost per unit
• Product A: $12
• Product B: $9
o Contribution margin per unit
• Product A: $8
• Product B: $6
o Labor time
• Product A: 4 minutes
• Product B: 2 minutes
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What can a boosted post help an advertiser achieve?
Answers
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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1. The maturities of commercial bank assets are typically _______ than maturities for their liabilities. This introduces _______ risk.
A. longer; liquidity
B. longer; interest rate
C. shorter; liquidity
D. shorter; interest rate
Which of the following regulators is least involved in bank regulation?
A. OCC
B. SEC
C. FDIC
D. Federal Reserve
Answers
Regarding the regulators involved in bank regulation, the Securities and Exchange Commission (SEC) is the least involved among the options provided.
What is the typical relationship between maturities of commercial bank assets and liabilities, and what risk does it introduce? Which regulator is least involved in bank regulation?The maturities of commercial bank assets are typically shorter than maturities for their liabilities.
This introduces liquidity risk because if the bank faces sudden demands for withdrawals, it may not have sufficient liquid assets to meet those obligations in the short term.
The SEC primarily oversees securities markets and regulates securities transactions, while the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC).
Federal Reserve have more direct involvement in supervising and regulating banks
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Leopardstown Fitness Centre in Dublin is considering the purchase of some new training equipment which has a retail price of €8,600. The club has only €600 available to fund the purchase at this time. Following discussions with its local bank, as well as a sales representative from the suppliers, the centre is faced with the following possibilities.
Rental: Pay a monthly rental of €140 for five years, plus an annual maintenance payment of €150.
Hire purchase: Pay a deposit of €600, plus 60 monthly instalments of €150.
A final payment of €480 must then be paid.
Bank loan: Borrow the amount needed for five years on which interest is charged at a flat rate of 7% per annum.
Calculate the total cost of each option over a five-year period.
Answers
Answer:
The cost of each option is as below
Explanation:
Option A: Rental
monthly rental for five years: each month €140
Each year has a maintenance fee of €150.
The total of the rental will be monthly rent plus yearly charges.
One year has 12 months; five years will have = 12 x 5 = 60 months
For 60 months, rental payments will total 60 x €140= €8,400
Yearly charges = €140 x 5 = €700
Total for rental = €700 + €8,400
Total cost for rental = €99, 1100
Option B: Hire purchase
Total for hire purchase will be the deposit plus the total of monthly installments plus the final payment.
The deposit is €600
Total for monthly installments: 60 x €160= €9,600
the final payment is €480
Total for hire purchase= €600 + €9,600, + €480
Total cost for hire purchase=€10,680
Option Bank loan:
cost of the loan will be the principal amount plus the interest charged. Interest is 7% per year for five years. Principal amount is
€8,600
Interest = P x r x t,, since interest on a flat rate
=8600 x 7/100 x 5
=8600 x 0.07 x 5
=€3,010
The cost of the loan is €3,010+€8,600
=€11,610
Help what is the answer?
Answers
Based on the given table on the different costs of shoes, the marginal cost for the 4th units of shoes is c. $4.
How to find the marginal cost?The marginal cost refers to the amount of production expenses that a company incurs in order to be able to make an additional unit of a good or service.
This means that the marginal cost of a unit can be found by subtracting the total cost of making all the units excluding the additional unit from the total cost of making all the units including the additional units.
The marginal cost here is:
= Total cost of 4th shoe - Total cost at 3 units of shoes
= 10 - 6
= $4
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- RBT Requirements Coordinators are responsible for:
•Direct supervision of an RBT only
•All supervision activities of RBTs across an organization
•Administrate paperwork associated with RBT supervision only
•Only activates associated with RBT supervisors
Answers
Answer: All supervision activities of RBTs across an organization
Explanation:
A Registered Behavior Technician I someone who that is closely monitored by BCBA when practicing. The RBT is responsible for implementing behavior-analytic services.
RBT Requirements Coordinators are responsible for all supervision activities of RBTs across an organization.
the _______ is the contract that defines the relationship between the property owner and the real estate broker
Answers
The listing agreement is the contract between the property owner (known as the "seller") and the real estate broker that outlines the terms and conditions of the broker's representation of the seller in the sale of their property.
The listing agreement sets forth the obligations of both the seller and the broker, including the broker's duties to market and advertise the property, negotiate offers on behalf of the seller, and provide information to potential buyers. It also specifies the compensation that the broker will receive for their services, which is typically a percentage of the sale price of the property. In addition, the listing agreement typically includes important details about the property, such as its address, size, and features, as well as any conditions or restrictions that may apply. It may also include provisions for terminating the agreement early if either party is not satisfied with the arrangement. Overall, the listing agreement is a critical document in the sale of real estate, as it establishes the relationship between the property owner and the real estate broker and outlines the terms and conditions of their working arrangement. It is important for both parties to fully understand and agree to the terms of the listing agreement before it is signed.
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Why is Netflix's stocks going down?
Answers
Answer:
Netflix stock was falling sharply Wednesday after the streaming giant posted disappointing first-quarter earnings, prompting a flurry of price target cuts and critique from analysts.
Explanation:
Hope this helpes.
What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answers
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOU10-2 then at 4% a year thereafter. the next 5 years? $0.80 per share dividend at the end of the year (that is, D₁ = $0.80). The dividend is expected to grow at a constant rate of 5% a year. The required rate of return on the stock, rs, is CONSTANT GROWTH VALUATION Sonya Inc. is expected to pay a 10%. What is the stock's current value per share? Jackson's stock currently sells for $30.00 01.50) The divid
Answers
The stock's current value per share is $21.33.
In this question, the dividend is expected to grow at a constant rate of 5% a year after the first year when the dividend will be $0.80 per share. The required rate of return on the stock, rs, is 10%. The constant growth rate is given, along with the current dividend and required return, so the constant growth model is to be used to calculate the current price of the stock. We know that the constant growth model is:
P0 = D1 / (rs - g)
Here, P0 is the current price of the stock, D1 is the expected dividend next year, rs is the required rate of return, and g is the expected constant growth rate. Plugging in the given values, we get:
P0 = $0.80 x (1 + 5%) / (10% - 5%) = $21.33
Therefore, the current value per share of Sonya Inc. is $21.33.
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Two technicians are discussing the hvac r fild. Technician a says that industry codes that require certain types of installation practice carry the forced of law with them technician b say that ansi is a organization's that estblis codes for the hvac/r fild
Answers
Answer: Technician B is correct.
Explanation: It should be noted that, that ansi is a organization's that establishes codes for the hvac/r fild. Therefore, the position of technician a that says industry codes that require certain types of installation practice carry the forced of law with them is wrong.
a college is interested in improving its food offerings on campus. it employs a research firm which selects a representative sample of students who say they currently eat six or more meals on campus weekly. after interviewing these students, the firm then makes generalizations about what all students at the college want in their food choices. the method used is
Answers
The method used for the college to improve its food offerings on campus is the sampling method.
The sampling method involves selecting a small group from a larger population to conduct research or draw conclusions about the population at large. It is a widely used statistical method in market research, public opinion polling, and various other fields.The research firm selects a representative sample of students who say they currently eat six or more meals on campus weekly, which is the population. After interviewing these students, the firm then makes generalizations about what all students at the college want in their food choices. Therefore, this method used is the sampling method.The sampling method is essential because it is impossible to study the entire population at once due to the cost, time, and labor involved. It allows researchers to gain valuable insights into a population without the need to examine every member. The sample chosen should be representative of the entire population so that the results are valid and reliable. That is why the research firm selected a representative sample of students who currently eat six or more meals on campus weekly.
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Suppose that there are two winners for the Nobel Prize in Economics this year, and suppose that one of them is a professor at your university while the other is a professor somewhere else. Research suggests that you will tend to:__________
Answers
Answer: You would tend to sing the praises of the professor associated with your University, you would want to play the familiarity card to others of how you might know him because he teaches in your University.
Explanation:
There are two things involved in these scenario, one of them is that you would tend to sing the praises of the professor associated with your University, you would want to play the familiarity card to others of how you might know him because he teaches in your University.
The second is that you would be inquisitive about the other professor and want to know more about his profile.
But in most cases the familiarity aspect happen more than the other.