Unruh Act, provides similar protections for consumers of business services and products as those provided by the California fair employment and housing act.
What is consumers?The term “consumer” means purchasing a product or service for the purpose of personal use. The consumer are consume the product and services. The consumer are buying the product and services with exchange of money.
According to the consumers, Unruh Act are the based on the consumers of business concern services and products are the including are the accommodation of the no business to the discrimination.
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T/F : investment goals are always oriented to the future
True, Investment goals are typically oriented toward the future. When individuals or organizations invest, they do so with the intention of achieving specific objectives or outcomes over a period of time.
Investment goals are forward-looking in nature, as they involve deploying resources today to achieve desired outcomes in the future. Investors make decisions and allocate their resources based on their expectations of how those investments will perform and contribute to their long-term financial objectives.
While investment goals can vary depending on individual circumstances and preferences, they generally revolve around future financial growth, stability, and security. It is through investing that individuals and organizations seek to enhance their financial well-being and meet their long-term aspirations.
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4. Which of the following statements is true about debits?
a) Debits show an increase in what a company owns or a decrease in what it owes.
b) A debit to an asset account shows a decrease.
c) A debit to a liability account shows an increase.
d) Debits show a decrease in what a company owns or an increase in what it owes.
Answer:
I believe the answer is d
Your investment has a 20% chance of earning a 27% rate of return, a 50% chance of earning a 10% rate of return and a 30% chance of losing 6%. What is your expected return on this investment? Enter answer in percents, accurate to two decimal places.
The investment has a 20% chance of earning a 27% rate of return, a 50% chance of earning a 10% rate of return and a 30% chance of losing 6%. So the expected return on the investment is 8.60%.
To calculate the expected return, we multiply each possible return by its corresponding probability and sum the results.
Given:
- 20% chance of earning a 27% rate of return
- 50% chance of earning a 10% rate of return
- 30% chance of losing 6%
We can calculate the expected return as follows:
(0.20 * 27%) + (0.50 * 10%) + (0.30 * -6%) = 0.054 + 0.050 - 0.018 = 0.086
The expected return is 0.086, which is equivalent to 8.6%. Rounding it to two decimal places, the expected return on this investment is 8.60%.
The expected return represents the average return an investor can expect from an investment, taking into account the probabilities of different outcomes. It provides a measure of the investment's potential profitability and helps assess the risk and potential rewards associated with the investment.
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higher education tends to lead to higher salaries because education: group of answer choices increases productivity. enables graduates to repay loans. confers on one a higher social status. requires time to acquire.
Higher education tends to lead to higher salaries because education increases productivity. This is because higher education provides individuals with specialized knowledge and skills that are in demand.
With more knowledge and skills, individuals are better equipped to perform their jobs efficiently and effectively, leading to increased productivity. Higher education also enables individuals to stay current with industry trends and advancements, which further enhances their productivity.
While higher education may also confer on one a higher social status, this is not necessarily directly related to higher salaries. Additionally, education may enable graduates to repay loans, but this is not the primary reason why higher education tends to lead to higher salaries. Finally, while it is true that education requires time to acquire, this alone does not necessarily lead to higher salaries. It is the knowledge and skills acquired through education that ultimately lead to higher salaries.
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what is the depreciation expense for the second year (straight-line method) using the following? cost of car $ 18,000 residual value $ 700 life 4 years multiple choice $4,635 $2,225 $4,325 $3,325
The depreciation expenses for the second year of the car is $4,325
Depreciation cost:
In economics, depreciation cost refers the loss in value of an item over time. Purchases are generally most valuable and worth the most amount of money when they are new.
Given,
Here we need to find the depreciation expense for the second year by using the straight-line method when the cost of car $ 18,000 residual value $ 700 life 4 years.
Here we know the following values:
Original cost = $18,000
Residual value = $ 700
Life time = 4 years
Then the depreciation cost is calculated as,
=> (18000 - 700)/4
=> 4325
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1.1. If the population of a country increases, GDP remaining constant, then its ________. A. income per capita will remain unchanged B. income per capita will decrease C. trade deficit will decrease D. gross national product will increase
The Income per capita will decrease If the population of a country increases, GDP remaining constant.
What is income per capita?Per capita income is defined as a measure for the average income earned per person in a given area (country) in a specified year.
It is calculated by dividing the area's total income by its total population hence a measurement of average income per person in a specific country.
Hence, the Income per capita will decrease If the population of a country increases, GDP remaining constant.
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If the credit balance of the Allowance for Doubtful Accounts account exceeds the amount of a bad debt being written off, the entry to record the write-off against the allowance account results in: Group of answer choices
Answer:
d.No effect on the expenses of the current period.
Explanation:
In the case when the credit balance of the allowance for doubtful debt more than the bad debt amount i.e. written off
So the entry for writing off against the allowance would result in no effect on the expense for the present period
As the bad debt expense is debited and the allowance for doubtful debt would be credited therefore the option d is correct
How education is medium to enhance the ability of human beings?
Please help me with this question
Answer:
a
Explanation:
because the material of the building will kill you
what can the organization use the porter five forces analysis to promote competitiveness in their industry?
Porter's 5 forces make up a study model of the competitive structure of an industry in which the following are analysed:
The bargaining power of customersThe bargaining power of suppliersThe threat from substitute productsThe threat from represent incoming products Porter's 5 forcesThese five elements are analyzed separately but interconnected, since each of them affects the organization's level of competition. By analyzing the threats of these competitive forces, we can determine our position in the market and understand why we have the current market share.
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Assume that you would like to put money in an account today to make sure your child has enough money in 10 years to buy a car. If you would like to give your child $10,000 in 10 years, and you know you can get 5% interest per year from a savings account during that time, how much should you put in the account now?
in what ways is a cmbs structure different from a cmo backed by residential mortgages? why is default risk in a cmbs offering given more attention?
A CMBS is vulnerable to default risk since no governmental organizations, unlike in the case of a CMO backed by residential mortgages, guarantee the payments or insure the mortgages against default. The CMBS's lowest rated tranches bear the majority of the default risk. Prepayment risk is not a major problem for CMBS because prepayment penalties and "lockout" clauses are frequently included with commercial mortgages.
What is Prepayment?⇒ Prepayment is the early, partial or complete repayment of a loan by the borrower, frequently as a result of an optional refinance to benefit from cheaper interest rates.
Prepayment is viewed as a financial risk in the context of a mortgage-backed security (MBS), also referred to as "call risk," because mortgage loans are frequently paid off early in order to receive lower interest rates through more affordable refinancing. In each of these scenarios, the payments that would have been provided to the MBS investor would have been higher than current market rates. The new financing may be less expensive because the borrower's credit has improved or because market interest rates have declined.
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Backed by the u. S. Government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk-free investments.
Treasury Bills (T-Bills) are US Treasury bills backed by the Treasury and have a maturity of one year or less. US Treasury bills are generally sold in denominations of $1,000 and are backed by u. S. Government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk-free investments.
Short Treasury Bond Funds are investment funds that, by their risk-free investment objectives and the Fund's Articles of Incorporation, are restricted primarily to investments in short-term federal or agency bonds. The short term is up to 5 years, depending on the definition of the fund.
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suppose the abc bank has excess reserves of $1,000 and checkable deposits of $30,000. if the reserve requirement is 10 percent, what is the size of the bank's actual reserves?
Suppose ABC Bank has $30,000 in checkable deposits, $1,000 in surplus reserves, and $1,00 in other assets. The size of the bank's actual reserves is $4,000 if the reserve requirement is 10%.
What other names are given to checkable deposits?Demand deposits, often known as checkable deposits, are closely related to cash. The following amounts are what are kept in checking accounts. Demand deposits and checkable deposits are so-called because the financial institution is supposed to give the deposit holder his money "on demand" when a check is written or a debit card is used.
Checks can be written on bank accounts that accept checkable deposits. Among the deposit kinds that could be investigated are checking, savings, and money market accounts. Although checkable deposits are relatively liquid, they frequently have fees and are not intended for long-term goals.
Bank's actual reserves= Checkable Deposits X Percentage of reserve Requirement + Excess reserves
Bank's actual reserves= $30,000 X 10% + 1000
Bank's actual reserves= $4000
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If a loss of $25,000 is incurred in selling (for cash) office equipment having a book value of $90,000, the total amount reported in the cash flows from investing activities section of the statement of cash flows is.
The total amount reported in the cash flows from investing activities section of the statement of cash flows is $65,000.
This is because when a company sells an asset such as office equipment, the cash received from the sale is reported as a cash inflow in the investing activities section of the statement of cash flows. In this case, the cash received from the sale of the office equipment is $90,000.
However, since the company incurred a loss of $25,000 on the sale, this loss would also be reported in the investing activities section. The net cash inflow from the sale of the office equipment would then be $90,000 - $25,000 = $65,000.
It is important to note that this $25,000 loss is not reflected in the income statement, it is only reflected in the statement of cash flows.
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the margin of safety for the miter saw is?
A. two inches
B. three inches
C. four Inches
D. six inches
Answer:
D six inches
Explanation:
Your still cute
Answer: D. Six inches MINIMUM margin of safety at all times.
5) Si tuvieras que hacer un presupuesto de Ingresos y uno de Gastos ¿Cuál harías primero y que te sirva de base para hacer el otro? Explica tu respuesta
Answer:
Si tuviese que hacer un presupuesto de ingresos y uno de gastos, primero haría el de ingresos. Así, podría tener en cuenta la cantidad de dinero que mes a mes ingresa en mi patrimonio y de esta manera organizar mis gastos teniendo en cuenta no gastar mas dinero del que gano mensualmente.
Si, en cambio, organizara mis gastos antes que mis ingresos, me vería limitado posteriormente a realizar algunos gastos dado que no habría contemplado mi liquidez financiera mensual.
________ involves assembling, packing, labeling, checking and actually moving goods to customers by the best possible means in terms of cost, safety and speed.(1 Point)
a.Distribution
b.Production
c.Driving
d.Direction
Answer:
distribution or a
Explanation:
When you pack and give the goods to the customers, you are 'distributing' the goods.
Have a nice day! ^ ^
On late-night TV, you see an infomercial claiming that the price of the product has been slashed for a special offer and now includes a bonus sample size of something that is in adjunct to the product. This illustrates the _____ compliance technique.
Which of the following does not describe a product feature?*
flavor
price
texture
color
Answer:price
Explanation:
What types of government policies might help to improve the unemployment situation for these would be job seekers?
Answer:The Works Progress Administration WPA. created during the Great Depression showed how a large-scale, federally funded, locally administered jobs program could address an employment crisis. Through a similar program today, state and local governments could use federal resources to help job centers, public schools, nonprofits, and private companies hire workers to address critical needs during and after the COVI-19 pandemic. These could include public health department staff, teachers’ aides in schools, child and elder care providers, and construction workers for housing and infrastructure projects
Explanation:
if the price elasticity of demand for a good is 4.0, then a 10% increase in price will result in agroup of answer choices4% decrease in quantity demanded40% decreased in quantity demanded0.4% decrease in quantity demanded2.5% decrease in quantity demanded
if the price elasticity of demand for a good is 4.0, then a 10% increase in price will result in a 40% decrease in quantity demanded.
When the price elasticity of demand for a good is 4.0, it means that the demand for the product is relatively elastic. Elastic demand indicates that a change in price will have a proportionally larger effect on the quantity demanded.
In this case, a 10% increase in price will result in a decrease in quantity demanded. To calculate the percentage decrease, we multiply the percentage change in price by the absolute value of the price elasticity of demand. So, 10% increase in price multiplied by 4.0 (absolute value) gives us 40%.
Hence, a 10% increase in price will lead to a 40% decrease in quantity demanded.
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If consumers start to believe they need a product, what is likely to happe A. The demand becomes less elastic. B. The demand becomes more elastic. C. The supply decreases. D. The price decreases.
If consumers start to believe they need a product, it is likely that the demand for the good becomes less elasticity.
What is price elasticity of demand?
Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good.
Price elasticity of demand = percentage change in quantity demanded / percentage change in price
When consumers consider a good to be a necessity, the elasticity of demand becomes less elastic. The more elastic demand is, the more sensitive quantity demanded is to price changes. The less elastic demand is, the less sensitive quantity demanded is to price changes.
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Answer:
B
Explanation:
takin test now
index whole life insurance contains a securities component that acts as a(n)
Index whole life insurance contains a securities component that acts as a form of equity investment, allowing policyholders to benefit from the potential growth of the stock market.
Index whole life insurance is a permanent life insurance policy that includes a securities component designed to track the performance of a stock market index. This investment component acts as a form of equity investment, and allows policyholders to earn a return that is tied to the performance of the stock market.
As the value of the underlying index increases or decreases, the value of the securities component will also increase or decrease accordingly. Index whole life insurance provides policyholders with the opportunity to earn a higher rate of return than they would with a traditional whole life insurance policy, but it also involves higher risks.
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: Cryptography This part is worth 40% of the mark for the midterm coursework. 1. Why are prime numbers important in cryptography? [4 marks] 2. Are 150 and 175 co-prime? Justify your answer. [4 marks] 3. State Euler's Phi function and show the result of applying Euler's Phi function to the number 10. Show your working. [6 marks] 4. Explain why Euler's Phi function is important for cryptography. [6 marks] 5. Write a pseudo-code algorithm that implements the modulo function. [6 marks] 6. Alice is sending a message to Bob. Bob wants Alice to encode the message using RSA. Bob thinks that the following elements are necessary in order for Alice to encode the message: - two prime numbers multiplied together to make N - a value called e which is co-prime with phi(N) i.. State the formula that will allow Alice to take message M and encrypt it to E using e and N. [4 marks] ii. Given an N of 21, select a value for e. Show your working. Do you agree that this forms Bob's public key? [4 marks] iii. Alice wants to send a message which is just a number to test the encryption is working. Choose a small number for Alice's message (M<20) and encrypt it with Bob's public key. Show your working. Make it clear what your chosen M is
1. Prime numbers are important in cryptography because they are used to generate keys that are used in encryption and decryption.
2.Since the GCD of 150 and 175 is not 1, they are not co-prime.
3. Euler's Phi function (φ) gives the count of positive integers that are less than or equal to n and are co-prime with n.
4. The Phi function is also used in other cryptographic algorithms, such as ElGamal encryption.
5.Pseudo-code algorithm that implements the modulo function:FUNCTION modulo(a, n) // where a is the number being divided and n is the divisor WHILE a >= n a = a - n RETURN aEND FUNCTIONFor example, to find 13 mod 5: modulo(13, 5) = 3
6. . i. The formula that Alice can use to encrypt message M to E using e and N is:E = M^e mod N
ii. To select a value for e given N = 21.
1. Prime numbers are important in cryptography because they are used to generate keys that are used in encryption and decryption. Prime numbers are used in RSA (Rivest–Shamir–Adleman) algorithm, which is widely used in public-key cryptography. This is because prime numbers have unique properties, like they can only be divided by themselves and 1, which makes them suitable for generating keys that can only be used by specific parties.
2. To determine if 150 and 175 are co-prime, we need to find their greatest common divisor (GCD).
We can do this by using Euclid's algorithm:GCD(150, 175) = GCD(175, 150 % 175)
= GCD(175, 150) = GCD(25, 150 % 25)
= GCD(25, 0) = 25
Since the GCD of 150 and 175 is not 1, they are not co-prime.
3. Euler's Phi function (φ) gives the count of positive integers that are less than or equal to n and are co-prime with n.
For example, φ(10) = 4, because the only positive integers less than or equal to 10 that are co-prime with 10 are 1, 3, 7, and 9.
Applying Euler's Phi function to 10 gives:bnφ(10) = 10 * (1 - 1/2) * (1 - 1/5) = 4
4. Euler's Phi function is important in cryptography because it is used to generate keys that are used in encryption and decryption. Specifically, the RSA algorithm uses Euler's Phi function to generate the public and private keys that are used in encryption and decryption. The Phi function is also used in other cryptographic algorithms, such as ElGamal encryption.
5. Pseudo-code algorithm that implements the modulo function:FUNCTION modulo(a, n) // where a is the number being divided and n is the divisor
WHILE a >= n a = a - n
RETURN aEND FUNCTION
For example, to find 13 mod 5:modulo (13, 5) = 3
6. i. The formula that Alice can use to encrypt message M to E using e and N is:E = M^e mod Nii.
To select a value for e given N = 21, we need to find a number that is co-prime with φ(21) = 12.
One possible value for e is 5, because 5 and 12 are co-prime. Yes, this forms Bob's public key.
6. ii. Let's choose M = 7. To encrypt M using Bob's public key (N = 21, e = 5), we use the formula: E = M^e mod N = 7^5 mod 21 = 13.
Therefore, the encrypted message is E = 13.
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Your client, Judy, with a credit score of 620, has been approved for an FHA loan for a home with a sales price of $200,000. What is the minimum down payment that will apply
Answer:
0
Explanation:
QuestionWhen both demand and supply curve shift leftward, _____.This question has multiple correct optionsAequilibrium quantity decreases Bequilibrium price may increase, decrease or remain unchangedCequilibrium quantity may increase, decrease or remain unchangedDequilibrium price decreasesHard
As both the supply and demand curves move to the left, the equilibrium quantity declines, but the equilibrium price may move in either direction depending on how much the two curves shift.
Both the price and the quantity will fluctuate when supply and demand both vary. When supply and demand are flowing in the same direction, price is unpredictable. This is due to the fact that higher prices will result from increased demand, whilst lower prices will follow from the rising supply. The price axis travels in both directions, thus the overall impact depends on whether the change is more pronounced. An increase in the quantity is inevitable because both movements cause the equilibrium quantity to rise. According to this, quantity is uncertain when supply and demand shift in opposing directions because one shift will provide an increase while the other will produce a decrease.
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when a customer returns Goods the seller will prepare a
Answer:
Purchase return.
Explanation:
A purchase return is a book usually prepared by the seller to record items such as fixed assets , inventories returned by the buyer. It is important that sellers take note of purchase returns as they could cut down the profit of business.
Goods or inventories may be returned by buyers due to buying defect products, goods ordered by the buyer are higher than what is required hence returns the excess, wrong supply of goods by the seller etc.
A seller may however charge a fee if the goods returned is due to the buyer's fault or the seller gives allowance to the buyer if the fault is his.
Gillman Co. is forecasting sales of 80,600 units of product for August. To make one unit of finished product, five pounds of raw materials are required. Actual beginning and desired ending inventories of raw materials and finished goods are as follows: N 10 points Raw materials (pounds) Finished goods (units) August 1 August 31 (Actual) (Desired) 97,100 88,600 7,700 10,800 Skipped Required: a. Calculate the number of units of product to be produced during August. eBook Number of units be produced Print b. Calculate the number of pounds of raw materials to be purchased during August. References Number of pounds purchased
To calculate the number of units of product to be produced during August, we need to consider the change in finished goods inventory. The formula is:
Therefore, the inventoryof units of product to be produced during August is 83,700 units. To calculate the number of pounds of raw materials to be purchased during August, we need to consider the change in raw materials inventory. The formula is: Pounds of raw materials to be purchased = Pounds of raw bused - Actual beginning raw materials inventory + Desired ending raw materials inventory Pounds of raw materials used per unit of finished product = 5 pounds.
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When British regulators were forced to suspend the license of a flu vaccine plant in Liverpool operated by the Chiron Corporation due to concerns over bacterial contamination. As a result, the number of flu vaccines available in the United States market decreased by 48 million doses. This was nearly half of the total supply of vaccines in the market. A. Shift the appropriate curve or curves to show this dramatic change in the market for flu vaccines. Market for flu vaccines S D b. As a result of the decline in available flu vaccines, the equilibrium price should , and the equilibrium quantity should
(a) As a result of suspending license of vaccine plant, the supply of flu vaccines will decrease. Thus, the supply curve will shift to the left (shift the blue curve to the left)
What are the equilibrium quantity and price?The price at which consumer and producer plans coincide, i.e., when quantity sought by consumers equals quantity provided by producers, is known as equilibrium pricing. Any market's equilibrium price is the one at which supply and demand are equal. When a product is in equilibrium amount, there is neither a shortage nor an overabundance of it on the market. When supply and demand are in balance, the quantity of a good that consumers want to purchase is equal to the quantity that its suppliers are supplying.
(b) Thus, the equilibrium price should increase and the equilibrium quantity should decrease.
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