When thieves use your name and good credit rating to get cash or buy things, they are engaging in Multiple Choice credit mishandling. identity theft. abuse of power. credit exploitation.

A. The interest earned on the account can be calculated using the formula for compound interest.

B. The formula for compound interest is given by:

\[ A = P \left(1 + \frac{r}{n}\right)^{nt} - P \]

where:

- \( A \) is the final amount or balance in the account

- \( P \) is the principal amount or the initial deposit

- \( r \) is the interest rate (in decimal form)

- \( n \) is the number of compounding periods per year

- \( t \) is the number of years

In this case, the principal amount \( P \) is \$615, the interest rate \( r \) is 3.00% (or 0.03 in decimal form), the compounding periods per year \( n \) is 2 (since it is compounded semi-annually), and the number of years \( t \) is 10.

Substituting these values into the formula, we can calculate the final amount and then subtract the principal amount to find the interest earned.

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Answer:

I believe it's C. Consumer

Explanation:

The correct answer is C. Application

Explanation:

When employers pre-screen job candidates they verify basic information about candidates such as background, education, skills, experience, etc. to determine if a candidate is suitable for a job and he/she should be interviewed or continue in the process of selection for the job.

In this context, the two main tools used by employers are the resume and the job application. These two documents provide information about the candidate's education, experience, skill, and similar but in the case of the application the information es concise and very specific, while resumes are more detailed and the candidate can include as much information as she/he wants. Thus, the two prescreening tools for job candidates are the resume and the application.

Answer: Application

Explanation: I just took the test

Hope this helps.

The type of bank that contributes to the national economy by managing accounts and credit lines for both individuals and businesses is a commercial bank. So, the correct choice is option C.

Commercial banks are financial institutions that play a vital role in the economy by providing a wide range of banking services to individuals, businesses, and governments. They accept deposits from customers and offer various types of accounts, including checking accounts, savings accounts, and certificates of deposit. Commercial banks also provide loans and credit lines to individuals and businesses to support their financial needs.

By managing accounts, commercial banks facilitate the safekeeping of funds for individuals and businesses, allowing them to make transactions, earn interest on their deposits, and access their funds conveniently through various banking channels.

Furthermore, commercial banks contribute to the national economy by extending credit lines to individuals and businesses. These credit lines can be used for various purposes, such as financing investments, expanding businesses, purchasing assets, or managing cash flow. By providing credit, commercial banks support economic growth, entrepreneurship, and job creation.

In summary, commercial banks are the type of bank that actively contributes to the national economy by managing accounts and credit lines for both individuals and businesses, playing a crucial role in promoting financial stability and facilitating economic activities.

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Jujus dividend yield and the capital gain, based on the dividend per share, can be found to be:

The dividend yield can be found by the formula:
= Dividend per share / Price per share

Dividend per share = $5.50

Price per share = $45

The dividend yield is:

= 5.50 / 45

= 12.22%

The capital gain will be:

= (Selling price x ( 1 + growth rate) ) - Selling price

= ( 45 x ( 1 + 4%) ) - 45

= $1.80

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The error will be declared as overstated.

What is overstated?

If an account or a figure on an account is inflated, the amount represented on the financial statement will be more than it should be.

Auditors will question the board of directors of the corporation to explain why non-current assets in the accounts were exaggerated and not represented at their recoverable amount.

Preproduction expenses for the fiscal year 2010 were inflated by almost $4 million, totaling $55.4 million.

If an account or a figure on an account is inflated, the amount represented on the financial statement will be more than it should be.

The phrase "overstated" has two meanings when used by an accountant:

1. The reported sum is inaccurate, and

2. The amount that was reported exceeds what is true or accurate.

Another account will also have an inaccurate balance in a double-entry accounting or bookkeeping system.

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If a company mistakenly counts less items during a physical inventory than actually exist, how will the error affect the cost of merchandise sold?

After settling a legal dispute, Frank must choose The immediate payment of $250,000, because it would be better as he could use the money immediately to invest it in a safe, low-return account. Therefore, option C is the correct option.

Investing or investment is a financial term. It is both a tool and a source to generate wealth and income. Investment means putting the money in respect of an object, as the value of the objects differs with time so the value of the money will also differ accordingly. This fact about investment makes it both, risky and profit-making at the same time.

Thus, after a legal dispute is resolved, Frank must select the $250,000 immediate payment because it would be preferable because he could use the money right away to invest it in a secure, low-return account. As a result, choice C is the best one.

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When a firm uses a no-change approach to try to hold onto its current position in the market, it is also known as a stability or consolidation strategy.

When a firm uses a no-change approach to try to hold onto its current position in the market, it is also known as a stability or consolidation strategy. It does not imply inaction, but trying to stay still is a tactic in and of itself. This implies that the company is not actively exploring any new initiatives.

Here, the company does the least amount of effort possible to preserve its current clientele. It denotes making an effort to keep things as they are while occasionally being employed as a protective tactic.

In the situation mentioned in the question where the organization is trying to consolidate its resources after prolonged rapid growth in an industry now facing an uncertain future, the no-change strategy can be called a holding strategy. Here the organization aims to rest, digest and consolidate after rapid growth or it can also be applied after a turbulent event before continuing with a growth strategy.

The holding pattern also helps the organization in an uncertain or hostile environment where stability or remaining with no change will give clarity on the future. Here the company is trying to hold its current market share, i.e. leaving it for natural incremental growth.

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If Terry Ann fails to make a payment on her secured credit card, her credit score will likely decrease, and she may face additional fees or penalties.

A secured credit card requires the cardholder to provide collateral, such as a cash deposit, to secure the credit limit. This reduces the risk to the creditor, as they can use the collateral to recoup any losses if the cardholder defaults on payments. However, if the cardholder fails to make a payment, it shows a lack of responsibility and reliability, which can lead to additional fees and interest. It can also harm their credit score, making it harder to obtain credit in the future. In severe cases, the creditor may repossess the collateral, such as seizing the cash deposit, to offset any losses.
When Terry Ann misses a payment on her secured credit card, the issuer may report the late payment to the credit bureaus. This can negatively impact her credit score, making it more challenging for her to obtain future credit, loans, or favorable interest rates. Additionally, she may incur late fees or penalties from the credit card issuer. To avoid these consequences, it is important for Terry Ann to make timely payments on her secured credit card.

Therefore, it is crucial for Terry Ann to make her payments on time to avoid these negative consequences.

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Answer:

C. Banks are forced to set aside more of their money instead of  lending it.

Explanation:

The Fed also estimates the discount rate, the interest rate at which banks can obtain straight from the central bank. If the Fed heightens interest charges, it improves the expense of borrowing, addressing both credit and investment more costly. This can be arranged to regulate overheated economics.

Answer:

A. Banks must pay more for short term loans from the government.

Explanation:

I took the quiz.

The type of company that the International Spaces, Inc is a trading company.

A trading company is a business that buys and sells goods, often specializing in particular products or regions. These companies act as intermediaries between manufacturers and retailers, facilitating the movement of goods from one place to another. They may work with domestic or international suppliers and customers, and typically earn a profit by buying products at wholesale prices and selling them at a markup. Some trading companies also offer logistics, distribution, and financing services to their clients. They may operate through traditional brick-and-mortar stores, online marketplaces, or both. Trading companies play a key role in global trade and can help businesses expand their reach and profitability by connecting them with new markets and opportunities.

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Answer: tariff

Explanation:

I took the test

Selling private-label brands can be a great advantage for national retailers. A private-label brand is a product that is created by the retailer itself and sold under their own brand name. These products are typically sold at a lower price than national brands and can offer the retailer a unique selling point.

One of the advantages of selling private-label brands is that retailers have more control over the products they sell. They can determine the quality, design, packaging, and pricing of their own products, which can lead to higher profit margins. Retailers can also customize their private-label products to meet the needs and preferences of their target customers. This can help them to build a loyal customer base and differentiate themselves from their competitors. Selling private-label brands also gives retailers the ability to reduce their reliance on national brands. National brands are often more expensive and can be difficult to compete with, especially for smaller retailers. By offering their own private-label products, retailers can create a competitive advantage and attract customers who are looking for affordable, high-quality products.
Finally, selling private-label brands can also help retailers to build their brand image and reputation. By offering their own unique products, retailers can position themselves as experts in their field and establish themselves as a trustworthy source for quality products. This can help them to build customer loyalty and increase their overall sales.

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Answer:

Hemanta does not want to meet you soon

Answer:

Hemanta doesnt like you

D. the amount of money required to buy a car, is not a factor of production.

Economists divide the elements of production into four categories: land, exertions, capital, and entrepreneurship. The effective elements are generally categorized into three organizations: land, labor, and capital. the primary represents sources whose supply is low in terms of call for and can't be expanded because of the result of manufacturing. The earnings derived from the possession of this aspect are known as a financial lease.

The four elements of production are land, exertions, capital, and entrepreneurship. they may be said to be the constructing blocks of the economic system. Expenditure does not come below the 4 predominant elements of production. The 1/3 factor of production is capital.

Disclaimer:- your question is incomplete, please see below for the complete question.

When determining productivity Which of the following is NOT a factor of production?

A. the land required for a hog farm

B. the training required to repair an airplane engine

C. the teacher required to teach an economics class

D. the amount of money required to buy a car

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Answer:

FALSE.

Explanation:

Not ALL small industries are highly labor-intensive. If you start a small industry, it could become highly labor-intensive as a result of insufficient staffing, inventory, and other factors.

TIP: Never use "ALL", "ALWAYS", "NEVER", etc...words like this turn arguments false.

The three ways which most company uses to create a brand promise are through its:

One well-known company that has a strong brand promise is Apple Inc. Apple's brand promise is centered around delivering innovative, high-quality products and services that offer a seamless, intuitive, and stylish user experience. The company aims to provide its customers with products that simplify their lives and enhance their ability to connect and express themselves in new and exciting ways.

Here are three ways that Apple creates and upholds this brand promise:

By consistently delivering on its brand promise, Apple has built a loyal customer base and a strong reputation as a company that provides innovative and high-quality products and services.

Missing words "You learned about customers, inventory, and safety. Now, you'll apply what youlearned.1. Choose a well-known company, and describe its brand promise. Describe at leastthree ways that the company uses to create that brand promise".

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The optimal size of the production run for Radovilsky Manufacturing Company is approximately 4,676 units.

The optimal size of the production run, we can use the economic order quantity (EOQ) formula:

EOQ = √((2 * D * S) / H)

Where:

EOQ = Economic order quantity (optimal production run size)

D = Annual demand (12,500 units)

S = Setup cost per production run ($48)

H = Holding cost per unit per year ($0.05)

Plugging in the values, we have:

EOQ = √((2 * 12,500 * 48) / 0.05)

EOQ ≈ 4,675.74

Rounding the result to the nearest whole number, the optimal size of the production run is 4,676 units.

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Money in the account after four years= 23850.372

Given, P = 20,000

R = 4.5%

T = 1

n = 4

To calculate Compound interest, we will use formula A = P(1 + r/n)^nt

where p = principal amount,

r = rates of interest

n =  number of times interest applied per time period

t  =  number of time periods elapsed

After putting values,

A = 20000(1 + 4.5/4  )^(4*1)

= 23850.372

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The correct response is b.) Identify non value added steps. Flow charts Provide non value.

A flowchart is an illustration of a diagram that shows a workflow or procedure. Another definition of a flowchart is a diagrammatic depiction of an algorithm or a method for solving a problem step-by-step. The flowchart displays the steps as a variety of box types, with arrows linking the boxes in the appropriate order. An example of a solution model to a given problem is shown in this diagrammatic representation. In many different industries, flowcharts are used for program or process management, design, documentation, analysis, and more. Creating and preserving basic processes or programs can be done using flowcharts. They aid in process visualization, like other diagram kinds. In most cases, additional types of diagrams are used in conjunction with flowcharts to illustrate certain parts of processes.

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We might anticipate experiencing symptoms like tiredness, mental clouding and nausea when using opioids.

The presence with alkaline is the most frequent cause of murky urine. Water, salts, and waste products from the kidneys make up urine, and the ratio of these elements determines whether it is alkaline or acidic (pH). The pH range for normal urine acidity to alkalinity is 4.5 to 8.

UTIs frequently result in symptoms that are unique to the bladder, such as murky urine and pain when urinating. The infection-causing bacteria, however, can also impact your abdomen, particularly your lower belly. Bloating can happen, along with a lot of pressure, pain, and discomfort.

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Answer:

2) These jobs are often outsourced to overseas factories.

Explanation:

The correct option is B. These jobs are often outsourced to overseas factories which best explains the decrease in manufacturing jobs over the next few years.

Outsourcing jobs enables American businesses to compete more effectively on a global scale. With abroad branches, they are able to sell to foreign markets. By employing in developing nations with lesser standards of living, they maintain low labor prices. As a result, the prices of the commodities they ship back to the US are reduced.

Production outsourcing has significant effects on labor and material costs, with a tendency to drive up material costs and drive down labor costs. This study also demonstrates that process techniques do not moderate the impact of high levels of supplier integration on total COGS.

The best choice is B. The loss in manufacturing jobs over the next years can be best explained by the fact that these positions are frequently outsourced to manufacturers in other countries.

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Answer:

deferral

Explanation:

Adjusting entries are when changes are made to already recorded journal entries.

Categories of adjusting entries :

Prepaid expenses are payments made for services yet to be delivered.

For example, paying for a year's worth of subscription on your streaming service

Prepaid expenses is an example of deferred payment, so the adjustment should be a deferral

Answer:

The diseconomies of scale because average total cost is rising as output rises.

Explanation:

During 75% completion stage of new product development, focus groups would be the most helpful.

Focus groups are used in research primarily to collect data about respondents' attitudes, feelings, beliefs, experiences, and reactions in ways that are not possible with other techniques, such as observation, one-on-one interviews, or questionnaire surveys.

A new product release is a serious undertaking. If the product does not sell as anticipated, the advertising, manufacturing, and inventory costs were all for nothing. It's critical to follow a step-by-step method while creating a product before releasing it to the general public in order to prevent this scenario.

Because the maker does not consider the intended consumer's opinion, many goods fail.

Therefore a focus group is a practical tool for gathering consumer opinions when researching a new product.

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To calculate the size of the dividend that must be paid for each share to receive $3.20, we need to consider the number of outstanding shares.

Ennis, Inc. has 17,600 outstanding shares. The desired dividend per share is $3.20.

Therefore, the total dividend payout can be calculated as follows:

Total Dividend = Dividend per Share × Number of Outstanding Shares

Total Dividend = $3.20 × 17,600

Total Dividend = $56,320

Hence, Ennis, Inc. must pay a total dividend of $56,320 in order for each share to receive $3.20.

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Answer:

D. The supply of a product increases as its price increases

Explanation:

Supply is the volume of a product or a service that sellers are willing to sell in the market at a stated price.  The law of supply explains the relationship between price and the quantity suppliers are willing to sell.

The law asserts that as the price increases, suppliers will supply more quantities of a product. A price decrease will cause suppliers to supply a lower quantity.  Suppliers are profits motivated. A price increase results in higher profits hence more supply.

A mixed economy is an economic system that combines elements of a market economy with elements of a planned economy. This type of economy is characterized by the coexistence of private enterprise and public ownership. In other words, in a mixed economy, both the government and private individuals have control over the production and distribution of goods and services.

In a mixed economy, the government plays a role in regulating certain aspects of the economy, such as protecting the environment, ensuring safety and fairness in the marketplace, and providing a safety net for those in need. At the same time, the private sector is free to make decisions based on market forces and to invest in businesses that they believe will be profitable.

One of the key features of a mixed economy is the balance between government intervention and market forces. The government intervenes in the economy to address market failures, such as monopolies and externalities, but allows the market to determine the prices and allocation of resources in other areas.

Another feature of a mixed economy is the presence of both private and public ownership. Private ownership allows for the benefits of the market, such as innovation and efficiency, while public ownership provides for the provision of goods and services that may not be profitable but are deemed necessary for the general welfare, such as education and healthcare.

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Answer:

Certain records require employee privacy to be protected. Not maintaining and following best practices for employee record keeping leaves you vulnerable to defending yourself against lawsuits, labor investigations or audits.

Explanation: