Option (b) is the correct answer. When the aggregate demand (AD) curve shifts to the right, resulting in inflationary pressures, policymakers commonly attempt to offset the increase in AD by using contractionary fiscal or monetary policy, returning the economy to the original price and output level.
In response to inflationary pressures caused by a rightward shift in the aggregate demand curve, policymakers typically implement contractionary fiscal or monetary policy measures. Contractionary fiscal policy involves reducing government spending and/or increasing taxes to decrease aggregate demand. Contractionary monetary policy involves increasing interest rates or reducing the money supply to restrict borrowing and spending. These policies aim to reduce the overall level of spending in the economy, which helps to cool down inflationary pressures.
By implementing contractionary measures, policymakers aim to bring the economy back to its original price and output level. These policies help to reduce aggregate demand, which in turn helps to alleviate inflationary pressures and stabilize the economy. The goal is to strike a balance between maintaining price stability and sustaining economic growth.
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Which of the following statements is TRUE?
Standard deviation is a measurement of both systematic and unsystematic risk.
Modern portfolio theory makes the assumption that investors are risk-neutral.
Only systematic risk is important for all portfolios.
Only very risk averse investors hold portfolios on the efficient frontier.
Standard deviation is a measurement of both systematic and unsystematic risk. The correct option is A
Standard deviation is a statistical measure that quantifies the dispersion or variability of returns for a given investment or portfolio. It is commonly used as a measure of risk. In the context of investments, risk can be classified into two main types: systematic risk and unsystematic risk.
Systematic risk refers to the risk that is inherent in the overall market or a particular asset class. It cannot be diversified away as it affects the entire market or a specific segment. Examples of systematic risk include changes in interest rates, economic factors, or geopolitical events.
Unsystematic risk, on the other hand, is specific to individual securities or companies. It can be diversified away by building a well-diversified portfolio. Unsystematic risk is related to factors such as company-specific events, industry risks, or management decisions.
The other statements in the options provided are not true: Modern portfolio theory does not assume that investors are risk-neutral. It recognizes that investors have different risk preferences and seeks to optimize portfolios based on risk and return trade-offs. The correct option is A
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Tangible assets are
of the assets in
accounting
A. most
B. a few
C. all
D. some
Answer:
C. all
Explanation:
the answer is lether C
In supporting their local economic base, cities may at times incur expenses from doing business with entities located outside of their local community (e.g., in cities with high tourist activity, souvenirs are likely to come from low-wage countries). These expenses are an example of ______ from the local economy.
When cities incur expenses by doing business with entities outside of their economic base, these are called Leakages.
What are leakages?These refer to the flow of cash and resources out of a local economy to other economies.
When cities engage in business with entities from outside their economy, they would be passing on cash to those entities. This cash would therefore leave the local economy which makes it a leakage.
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an increase in europe's taste for u.s.-produced fords would cause the dollar to a. appreciate and would decrease u.s. net exports. b. appreciate and would increase u.s. net exports. c. appreciate, but the total value of u.s. net exports stays the same. d. depreciate and would decrease u.s. net exports. e. depreciate and would increase u.s. net exports.
An increase in europe's taste for u.s.-produced fords would cause the dollar to appreciate, but the total value of u.s. net exports.
What refers to an increase in a currency's value based on how much foreign money it can purchase?An gain in the particular currency in comparison to another is known as currency appreciation. For a variety of factors, including governmental policies, mortgage rates, current account, and business cycles, currencies appreciate against one another.
What of the foregoing will lessen the net capital outflow of a nation?The difference between domestic residents' purchases of foreign assets and foreign residents' purchases of domestic assets is known as the net capital outflow. Net investment outflow (NCO) of a nation will always be equal to net exports (NX). In the absence of change in other factors, a state's real interest rate rises reduce net capital outflow.
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which of the following is both an economic and a financial investment? group of answer choices the federal reserve buying bonds from commercial banks. a private citizen buying corporate stock. government building a new road. boeing corporation building a new factory.
D).boeing corporation building a new factory is both an economic and a Financial Investment.
What is Financial Investments?A financial investment is an item purchased with the intention of making money, such as a stock or cryptocurrency. Each investment carries certain risks, benefits, and drawbacks that will affect how and when investors acquire or sell them.The only thing that is involved is a simple transfer of ownership titles from one person to another.
What is Economical Investments?Economic investment is the process of increasing a nation's overall capital. The capital of a society refers to the products used in the creation of other things. Economic investments include both short-term builders like a factory or a machine as well as long-term ones like the construction of new structures that create new and productive capital.
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Warner Company’s year-end unadjusted trial balance shows accounts receivable of $116,000, allowance for doubtful accounts of $770 (credit), and sales of $450,000. Uncollectibles are estimated to be 1% of sales. Prepare the December 31 year-end adjusting entry for uncollectibles
On December 31, Warner Company must make an adjusting entry to account for uncollectibles.
Prepare the December 31 year-end adjusting entry for uncollectibles?Debit Allowance for Doubtful Accounts for $4,500Credit Accounts Receivable for $4,500On December 31, Warner Company must make an adjusting entry to account for uncollectibles.Uncollectibles are estimated to be 1% of sales, or $4,500 ($450,000 x 0.01). The adjusting entry would be to debit Uncollectible Accounts Expense for $4,500 and credit Allowance for Doubtful Accounts for $4,500.This will increase Uncollectible Accounts Expense and reduce Allowance for Doubtful Accounts, thus decreasing Accounts Receivable by the same amount.After making this adjusting entry, the Accounts Receivable balance would be $111,500 ($116,000 - $4,500), the Allowance for Doubtful Accounts balance would be $4,270 ($770 + $4,500), and the Uncollectible Accounts Expense balance would be $4,500.To learn more about Debit Allowance for Doubtful Accounts refer to:
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f
Suppose human life without technology. Write a paragraph
Answer:
Technology does not help Americans to become more intellectual it only ditures individuals from important aspects of life. By not using technology individuals are left to reflect and evolve mentally. As Americans use technology more their concern for others become less prevalent. The use of technology to make change or impact in the world will never be as effective as facing it head on. Technology can only do so such it can not bring families closer to each other or God. Therefore, Americans need for technology does nothing but bring them farther away from their family, distract them from important aspects in the real world, and does not help them to evolve mentally at any extent. Many argue that life without technology is a happier and more advanced life all together that makes individuals reflect. Thoreau, well known transcendentalist, gives Americans needed advice by asserting “awake, not by mechanical aids(1)”, putting down technology as a whole. Americans can see technology as a corrupt power that controls and keeps them surrounded in fiction. As Thoreau goes on he gives Americans the idea that technology can not make a substantial like humans can. Near the end of the passage Thoreau gives context on mental advancement by saying “My head is hands and feet.
Explanation:
plz mark me as brilliant plz
Due to the advent of technology, the everyday life of people has undergone a drastic change. Life, in the present times, has become so much more comfortable, easy, dynamic, and fast. However, at the same time, life has also become a lot more lethargic, anti-social and preposterous like the computers that we have in our houses. Our smartphones, laptops, and other such gadgets have become a part and parcel of our lives, things that we somehow cannot live without.
It is because of innovation that human race is surviving the exceptional populace development and without it, humankind would have vanished long prior in a worldwide craving Armageddon. In any case, then again there are negative impacts of innovation waiting in our lives. By dismissing essential human and mammalian impulses like mingling, family life and physical effort, we have turned out to be manufactured and empty. Despite the fact that we are receiving rewards, we are losing the little of the valuable mankind left in our lives due to over-liberality.
Taking everything into account, innovation has influenced our lives profoundly. We just can’t envision living without it. It has expanded our life expectancy and nature of living. Where it has brought people closer in various ways, it has also contributed towards drifting people apart from each other. Without it, our lives would have been less difficult, harder, poorer, secluded, unoriginal, disengaged and perilous.
Which of the following is a true statement about a 401k? (1 point)
O Contributions are not taxed until the employee retires.
O Employers are required to match employee contributions dollar for dolla-
O Employers deposit the money directly into the employee's bank account.
There is a financial benefit for withdrawing the money before retirement
The true statement about a 401k is Contributions are not taxed until the employee retires Option(A) is correct. No expenses are expected on the cash contributed or the speculation profit until the worker pulls out the cash, for the most part in retirement.
What does 401k means?A 401(k) plan is a retirement reserve funds plan presented by numerous American managers that has charge benefits for the saver.
The worker who pursues a 401(k) consents to have a level of every paycheck paid straightforwardly into a venture account. The business might match part or the entirety of that commitment.
The representative will pick among various venture choices, generally common assets. With a customary 401(k), representative commitments are deducted from gross pay, meaning the cash comes from the worker's finance before personal charges have been deducted.
Subsequently, the representative's available pay is diminished by the aggregate sum of commitments for the year and can be accounted for as an expense derivation for that charge year,
Therefore Option(A) is correct.
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Zoe, who works as a retail clerk, wishes to talk with her coworkers about organizing a union. Her employer forbids her from talking with other workers about union activity in the presence of customers and threatens to fire her if she joins the union. Does the employer have a legal right to make this threat to Zoe
Answer:
No. An employer may limit the time and place of conversation, but may not threaten to fire the employee.
Explanation:
Forming or joining a union is a legal right of all employees within an organisation.
Unions are created to fight for the rights of employees and to ensure they are not subject to inhumane treatment by employers.
In the given scenario Zoe wishes to talk with her coworkers about organizing a union.
The employer does not want her to discuss this in front of customers. This can be enforced legally by the employer.
However the threat to fire her for joining the union is illegal.
The employer only has the right to determine time and place of conversation
The fallacy of composition involves assuming that: a. you can determine the composition of a complex product just by examining its exterior properties. b. what was true when a person was young will still be true today. c. any mistakes made in producing a product using an assembly line technique will lead to a compounding of errors as the product moves down the line. d. what is true for any individual component in a group is true for the group as a whole. e. consumer durable goods today do not last as long as they did a generation ago.
Answer:
d. what is true for any individual component in a group is true for the group as a whole.
Explanation:
Fallacy can be defined as a mistaken or false belief that are based on illogical arguments or reasoning.
However, a lot of people might actually think it to be true but it isn't. There are various types of fallacy and these include; black or white, non sequitur, ad hominem, bandwagon, appeal to authority, straw man, fallacy of composition, and oversimplification or hasty generalization.
Fallacy of composition can be defined as the error of assuming that what is true of an audience is true for the group of people as a whole.
Hence, the fallacy of composition involves assuming that what is true for any individual component in a group is true for the group as a whole.
Based on historical figures, how much would you gain or lose by putting your money in a savings account compared to investing in the stock market?
A:You will lose $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
B:You will gain $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
C:You will lose $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
D: You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market. So, the correct answer is option D.
Due to their security, dependability, and liquidity, savings accounts are a wonderful place to keep money set aside for a future need. Your emergency fund and savings for short-term objectives, such as a trip or house maintenance, can be kept in these accounts.
In addition to having immediate access to your money when you need it, savings accounts frequently provide better interest rates than checking accounts. Even some savings accounts that offer an APY greater than money market accounts may be found. While high-yield savings accounts typically pay approximately 0.6 percent annual percentage yield (APY), the average APY on savings accounts is only 0.06 percent.
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Ophelia Org. uses the indirect method to determine net cash provided by operating activities. During 2017, Ophelia experienced a decrease in Accounts Receivable of $10,000, a decrease in Accounts Payable of $15,000, and Amortization Expense of $6,000. What should be reported as the net cash provided by operating activities if net income was reported at $100,000 and dividend payments were $25,000
The net cash provided by Ophelia Org.'s operating activities is $131,000.
Data and Calculations:
Decrease in Accounts Receivable = $10,000
Decrease in Accounts Payable = $15,000
Amortization Expense $6,000
Net income = $100,000
Dividend payments = $25,000
Net Cash from Operating Activities:
Net income = $100,000
Add: Amortization Expense $6,000
Decrease in Accounts Receivable $10,000
Decrease in Accounts Payable $15,000
Cash provided by operations = $131,000
Thus, the net cash provided by Ophelia Org.'s operating activities is $131,000.
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One natural consequence of mastering your job can be increased _______. a. excitement b. boredom c. interest d. fear
One natural consequence of mastering the job of any individual can be increased boredom. Option b is correct.
What is boredom?Boredom is characterized by a sense of emptiness as well as frustration with that emptiness.
When a person is bored, he/she is more likely to have a short attention span and be uninterested in what's going on around the person.
Boredom of a lengthy vehicle drive, the state of being tired and restless due to a lack of interest
A person have may have feelings of apathy, nervousness, weariness or jitteriness, and the natural consequence of mastering the job can be increased boredom.
Therefore, option b is correct.
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Answer:
B: Boredom
Explanation:
One natural consequence of mastering your job can be increased _______.
a. Excitement
b. Boredom
c. Interest
d. Fear
Type the correct answer in the box. Spell all words correctly.
Samantha is part of a project management team working on the initiation phase of a project. What is her team expected to do in this phase?
In the initiation phase, Samantha's team needs to clarify the project's _____
and justify it.
Answer:
Explanation:
Initiation phase is the first phase of a project management where the project is evaluated to know the purposes it has to be done , how it will be done and the resources needed to execute it.
At this stage , Samantha's team has to clarify and justify the project's purposes and feasibility in order to know why it has to be done and also how it will be completed and its purpose achieved.
Which best explains why producers choose to specialize? choose two answers. to increase competition to gain a comparative advantage to decrease the amount of goods produced to maintain market share to increase efficiency
The reasons why producers choose to specialize are:
to gain a comparative advantageto increase efficiency.What is specialization?Specialization is when a producer concentrates on the production of some particular goods and services.
Advantages of specialisation
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Answer:
B and E
to gain a comparative advantage
to increase efficiency
Explanation:
EDGE
TRUE/FALSE. the typical audit is designed to cover all information included in the cafr.
The statement is false because an audit is designed to provide reasonable assurance that the financial statements are free from material misstatement.
An auditor's responsibility is to express an opinion on the financial statements taken as a whole, and not on all information included in the CAFR. While an auditor may review the other information included in the CAFR, they are not required to audit this information.
The Governmental Accounting Standards Board (GASB) requires that the financial statements in the CAFR be audited in accordance with generally accepted auditing standards (GAAS) and Government Auditing Standards (GAS), which are established by the American Institute of Certified Public Accountants (AICPA) and the U.S. Government Accountability Office (GAO), respectively.
The scope of an audit is determined by the auditor's professional judgment, and it typically focuses on the financial statements and the accompanying notes.
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fidelity systems reports net income of $81 million. included in that number is depreciation expense of $10 million, and a gain on the sale of equipment of $2 million. records reveal increases in accounts receivable, inventory, and accounts payable of $4 million, $2 million, and $2 million, respectively. calculate fidelity's net cash flows from operating activities using the indirect method. (negative value should be indicated by minus sign. enter your answer in millions.)
$85 million
The indirect method of calculating net cash flows from operating activities is as follows:
Cash flow from operating activities
Net income - $81million
Add: Depreciation Expenses - $10million
Less: Gain on sale of equipment - $2million
Less: Increase in account receivable - $4million
Less: Increase in inventory - $2million
Add : Increase in account payable - $2million
Net cash flows from operating activities - $85million.
What you mean net cash flow?
Net cash flow refers to either the gain or loss of funds (after all debt has been paid off) over a period of time. A company is said to have positive cash flow if it has excess cash after paying all operating expenses.
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Six months ago, you purchased 1,700 shares of ABC stock for $23.58 a share. You have received dividend payments equal to $.90 a share. Today, you sold all of your shares for $25.86 a share. What is your total dollar return on this investment
Total dollar return on this investment is $3,936 + $1,530 = $5,466.
To calculate the total dollar return on this investment, we need to consider both the capital gains from the sale of the shares and the dividend payments received. First, let's calculate the capital gains. You bought 1,700 shares of ABC stock at $23.58 a share, so your initial investment was 1,700 x $23.58 = $40,086.
Today, you sold all of your shares for $25.86 a share, so your total revenue from the sale was 1,700 x $25.86 = $44,022. This means that your capital gain is $44,022 - $40,086 = $3,936.
Next, let's calculate the total dividend payments you received. You received $.90 per share in dividends, so your total dividend income was 1,700 x $.90 = $1,530. To calculate your total dollar return on this investment, we need to add your capital gain and dividend income together. In summary, you made a total return of $5,466 on your investment in ABC stock, with $3,936 coming from capital gains and $1,530 coming from dividend income. This represents a return on investment of approximately 13.6%.
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the average cost of tuition plus room and board at for a small private liberal arts college is reported to be
The average cost of tuition plus room and board at a small private liberal arts college can vary significantly depending on factors such as location, size, and available resources.
However, it is generally reported that these colleges tend to have higher costs than public institutions due to their private funding and smaller student populations, which can result in less available financial aid.
On average, the total cost for a small private liberal arts college, including tuition, room, and board, can range from $40,000 to $60,000 per year. Tuition fees may make up the majority of the expense, while room and board expenses contribute a smaller portion. These costs may vary based on factors like geographic location, college ranking, and the availability of scholarships or grants.
It is essential for students and their families to research specific colleges and consider the overall financial implications of attending a private liberal arts institution. Many colleges offer financial aid packages, including scholarships, grants, and loans, which can significantly reduce the total cost of attendance. By carefully evaluating the net cost and the educational value offered by the college, students can make informed decisions about their higher education options.
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Using the relevant financial securities and
institutions, explain the chain of events which lead to the 2007
global financial crisis.
The chain of events leading to the 2007 global financial crisis was influenced by a combination of factors, including the housing market bubble, subprime lending practices, securitization of mortgages, flawed credit ratings, excessive risk-taking by financial institutions, and the interconnectedness of the global financial system.
The 2007 global financial crisis was a complex event that involved various financial securities and institutions.
1. Housing Bubble: In the early to mid-2000s, there was a housing bubble in the United States, fueled by factors such as loose lending standards, low interest rates, and speculation. Housing prices soared, leading to an increased demand for mortgage loans.
2. Subprime Mortgages: To meet the rising demand for mortgage loans, financial institutions started offering subprime mortgages to borrowers with lower creditworthiness. These mortgages had higher interest rates and were often bundled into mortgage-backed securities (MBS).
3. Securitization and Collateralized Debt Obligations (CDOs): Mortgage-backed securities were packaged into complex financial instruments known as collateralized debt obligations (CDOs). CDOs pooled together various types of mortgages, including subprime mortgages, and were sold to investors.
4. Credit Rating Agencies: Credit rating agencies assigned high ratings to many of these CDOs, indicating that they were relatively safe investments. However, the agencies underestimated the risks associated with the underlying subprime mortgages.
5. Financial Institutions' Investments: Financial institutions, including banks and investment firms, invested heavily in these CDOs and other complex derivatives, assuming they were low risk due to their high credit ratings. These investments were often funded through short-term borrowing.
6. Deterioration of Mortgage Market: As housing prices started to decline and the number of mortgage defaults increased, the value of mortgage-backed securities and CDOs plummeted. This created a crisis of confidence in the financial markets.
7. Interconnectedness and Systemic Risk: The financial institutions holding these toxic assets faced significant losses, impacting their capital positions. Moreover, the interconnectedness of the global financial system through complex financial products and counterparty relationships amplified the crisis, leading to a freeze in credit markets.
8. Financial Institution Failures and Bailouts: Several major financial institutions faced insolvency or collapse, including Lehman Brothers. This prompted government interventions, such as bailouts and emergency liquidity measures, to stabilize the financial system and prevent further contagion
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What do you call a specific Market group that wants, and can afford, your product
Answer:
A target market I think
Explanation:
A drought has destroyed orange crops in California. The drought has caused O A. a shortage because people cannot obtain as many oranges as they wish to buy at the pre -freeze price. O B. scarcity because there are less oranges now than people want O c. a shortage because the orange growers will have less income. O D. scarcity because people have to switch to other types of citrus fruits.
The drought in California has resulted in a scarcity of oranges as there are now fewer oranges available than people want.
The drought in California has led to a significant reduction in the orange crop, which means there are fewer oranges available for consumption. As a result, there is a scarcity of oranges in the market. Scarcity refers to a situation where the quantity of a good or resource is limited in relation to the demand for it. In this case, the demand for oranges remains high, but the supply has been severely impacted by the drought.
The scarcity of oranges can have several consequences. Firstly, there will be a shortage because people cannot obtain as many oranges as they wish to buy at the pre-freeze price. The reduced supply of oranges means that consumers will face difficulty in obtaining the desired quantity of oranges, leading to an imbalance between demand and supply. Additionally, the scarcity of oranges may force people to switch to other types of citrus fruits, such as lemons or grapefruits, which could serve as substitutes. This shift in consumer behavior is a response to the limited availability of oranges.
Moreover, the scarcity of oranges also has implications for orange growers. The reduced crop due to the drought means that orange growers will have less income. With fewer oranges to sell, their revenue will decline, affecting their livelihoods and potentially leading to financial hardships for farmers who heavily rely on orange production. Thus, the drought-induced scarcity of oranges has wide-ranging effects on consumers, growers, and the overall orange market in California.
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Which of the following is an example of a soft skill?
O A. Ability to use CSS spreadsheets
B. Ability to manage spreadsheets
C. Ability to work well with a project team
D. Ability to manipulate images using computer software
The ability to work well with project teamwork of the following is an example of a soft skill. The correct option is C.
Soft skills are character traits that help people interact with others positively and successfully. They are immaterial and typically do not pertain to a particular profession or sector of the economy. Soft skills examples include emotional intelligence, teamwork, problem-solving, flexibility, leadership, and communication.
The traits and aptitudes that enable you to work successfully with others during discussions, projects, meetings, or other collaborations are known as teamwork skills. Your capacity for effective communication, attentive listening, responsibility, and honesty are all necessary for teamwork.
Thus, the ideal selection is option C.
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Select the correct answer.
Which of these is an informal group?
A. command group
B. self-managed work group
C. task group
D. virtual group
E. interest group
Answer:
B
Explanation:
hope this helps
Imagine you are an entrepreneur in a market economy. You want to connect with potential customers who would benefit from your unique product. What is an example of a unique product in a market economy? What is the role of voluntary exchange, economic utility, and specialization in the transactions you hope to establish to sell this product? Explain each concept and its role.
The role of voluntary exchange in the transaction is that its facilitate freely trading of goods or services
The role of economic utility in the transaction is that the consumer's satisfaction from using a product will drive further sales.
How do we explain Market Economy & Voluntary Exchange?Basically, a market economy refers to an economy based on capitalism, that is, an economy whereby the goods and services are freely exchanged on an open market. The value of the outputs is mostly determined solely by market interaction between producers and consumers by a concept known as voluntary exchange. That leads us to the fact that the key principles of a market economy is the principle of voluntary exchange.
In economics, the Voluntary Exchange Principle is based on the consumers and producers acting in their self-interest, that is, the voluntary exchange between a consumer and a producer makes both parties better off than they were before the exchange.
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hamish works for a social media website that caters to senior adults and allows them to engage with their families over the internet for a small subscription. in the past, the company has focused on retirement communities, but hamish thinks they would get more subscribers by focusing on seniors who live by themselves. he should prepare a presentation for senior staff that focuses primarily on influencing which decision maker in his company? multiple choice the editorial director the design director the security director the marketing director the human resources director
Hamish should prepare a presentation primarily focused on influencing (d) the marketing director in his company.
The marketing director is responsible for developing and implementing strategies to attract and retain customers. In this case, Hamish believes that targeting seniors who live by themselves would bring in more subscribers for the social media website. By presenting compelling arguments and data to the marketing director, Hamish can demonstrate the potential benefits of shifting the company's focus from retirement communities to seniors living alone.
The marketing director will be interested in understanding the target market, customer preferences, and effective marketing tactics to reach and engage with seniors who live by themselves. They will assess the potential impact on subscription numbers, revenue, and overall business growth.
While the other roles mentioned (editorial director, design director, security director, and human resources director) may have their own areas of influence within the company, the marketing director is most directly responsible for customer acquisition and retention strategies. Thus, they would be the key decision-maker to convince when it comes to targeting a new segment of customers like seniors who live alone.
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Susan has three credit cards - 1) an Old Navy card she got her last year of high school and now doesn't use that much, 2) a Visa card she got while in college and pays an $50 annual fee for benefits she doesn't use that much, and 3) a Mastercard she opened last month which has no annual fees. Susan has decided that she only needs two credit cards, which one should she get rid of
Answer: Visa card
Explanation:
Since Susan has decided that she only needs two credit cards, then she should keep the old Navy card she got her last year of high school and the Mastercard that she opened last month which has no annual fee.
In this case, since she doesn't use the Visa card that she got while in college and th e card pays an $50 annual fee for benefits that she doesn't use that much, thus means that the card isn't beneficial to her. Therefore, she should get rid of the Visa card.
unions often attempt to obtain stricter certification requirements and/or longer apprenticeships. these changes will tend to raise union workers' wages because they
Unions aim to increase certification requirements and apprenticeship durations, leading to higher wages for union workers due to the enhanced skills and qualifications they possess.
Unions frequently advocate for stricter certification requirements and longer apprenticeships as part of their efforts to improve the conditions and benefits for their members. By pushing for these changes, unions aim to ensure that their workers acquire higher levels of skill and expertise in their respective fields. This emphasis on enhanced qualifications and training results in a more competent and capable workforce.
As a result, union workers possess a competitive edge in the job market and are often able to command higher wages due to their specialized skills and qualifications. The increased demand for union labor and the corresponding scarcity of skilled workers enable unions to negotiate higher wages for their members.
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, environmental trends and Ethical trends affect a pharmacy business? I need one whole paragraph for them
The negative impact of the production of pharmaceutical products on the natural environment is well known. However, this remains largely unregulated, meaning the extremely toxic impact it has on both animals and humans continues with no clear end in sight.
International organisations and the pharmaceutical industry have begun to notice that the detrimental impact pharma products have on the environment on a global scale.Pharmaceutical products enter the environment at various stages of their life-cycle, but particularly during the production phase. One of the main threats is that discharging antibiotics into the environment can promote the natural development of antibiotic-resistant pathogens that are harder to treat. Lord Jim O’Neill noted this trend in his 2016 UK government-funded independent Review on Antimicrobial Resistance.Although it is a global issue, like other environmental issues, pharma pollution more directly and seriously affects those living near production plants whose water and food sources are contaminated with waste pharma products.Health Care Without Harm (HCWH) Europe runs the Safer Pharma campaign to raise awareness of the negative relationship between pharma and the environment and challenge the healthcare industry to clean up its production.The production of both active pharmaceutical ingredients (APIs) and finished dose antibiotics is concentrated in specific locations so the resulting point, source pollution, is in incredibly high concentrations and encourages the development of drug resistance,” says HCWH Europe pharmaceuticals policy officer Dr Adela Maghear. “This practice has a detrimental impact on vulnerable populations living near manufacturing facilities and wastewater treatment plants in these countries.The pollution of pharma products into the environment also adversely affects animals, particularly fish living in contaminated water. For example, a report published in science journal Nature in 2009 noted that ‘many of Europe’s rivers are home to male fish that are ‘intersex’ and so display female sexual characteristics, including female reproductive anatomy. Some males also produce vitellogenin, a protein normally.
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