when grayce deposits $4,000 cash in her checkable deposit at the beach bank and the beach bank's excess reserves increase by $3,600, the desired reserve ratio is
Answers
When Grayce deposits $4,000 cash in her checkable deposit at the Beach Bank, the Beach Bank's excess reserves increase by $3,600. The desired reserve ratio can be calculated by dividing the excess reserves by the deposit amount. Therefore, the desired reserve ratio is 0.9 or 90%.
The reserve ratio is the percentage of a bank's deposits that it is required to hold in reserve, either in the form of vault cash or deposits at the Federal Reserve Bank. The reserve ratio is set by the central bank of a country to control the money supply and ensure the stability of the banking system.
When a customer deposits money in their account, the bank can use a portion of it to make loans, which can stimulate economic activity. However, banks must also maintain sufficient reserves to cover withdrawals and other obligations.
If a bank's reserves fall below the required reserve ratio, it may be required to borrow funds or sell assets to meet its obligations.
In this case, the Beach Bank's excess reserves increased by $3,600, indicating that it is holding more reserves than required. This suggests that the bank may be cautious about making loans or may have received deposits from other customers as well.
Overall, the desired reserve ratio is an important indicator of a bank's financial health and its ability to lend to customers.
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Related Questions
paying cash to buy stocks or bonds of another company is an example of
Answers
Paying cash to buy stocks or bonds of another company is an example of an investment.
When a person pays cash to purchase stocks or bonds of another firm, it is a type of investment. An investor purchases shares in a corporation with the aim of making a profit from the company's growth. Bonds, on the other hand, are debts that the corporation owes and for which it must repay the investor with interest, and this is frequently done when the bond matures.
The primary distinction between stocks and bonds is that stocks represent ownership in a company, whereas bonds represent debt. Because stocks offer the prospect of higher returns and are considered riskier, they are frequently seen as an investment option. Bonds are frequently used as a means of generating income or as a more dependable long-term investment.
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list five of the important accounting assumptions that have had an impact on the development of generally accepted accounting principles.
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Five important accounting assumptions that impact GAAP are: Going Concern, Accrual Basis, Monetary Unit, Time Period, and Historical Cost, guiding financial reporting for consistency and accuracy.
Five important accounting assumptions that have had an impact on the development of generally accepted accounting principles (GAAP) are:
1. Going Concern Assumption: This assumption assumes that the entity will continue its operations in the foreseeable future. It allows accountants to prepare financial statements under the assumption that the company will not liquidate or go bankrupt.
2. Accrual Basis Assumption: The accrual basis assumption requires that transactions and events are recorded in the financial statements when they occur, regardless of when the cash is received or paid. It helps provide a more accurate representation of a company's financial performance and position.
3. Monetary Unit Assumption: The monetary unit assumption assumes that the financial transactions and events recorded in the financial statements are expressed in a stable currency, such as the U.S. dollar. It allows for the measurement and comparison of financial information over time and between different entities.
4. Time Period Assumption: The time period assumption assumes that the economic activity of an entity can be divided into specific time periods for financial reporting purposes. It allows for the preparation of financial statements on a regular basis, such as monthly, quarterly, or annually.
5. Historical Cost Assumption: The historical cost assumption requires that assets and liabilities are recorded at their original acquisition or production cost. This assumption provides reliability and verifiability to the financial statements, but it may not always reflect the current market value of assets and liabilities.
These accounting assumptions form the foundation of GAAP and help guide the recognition, measurement, and disclosure of financial information to ensure consistency, comparability, and relevance in financial reporting.
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Daniel wants to buy a laptop computer, and he has $300 in savings. He can purchase a new computer for $279 or a refurbished [repaired or renovated] computer for $100. What should Daniel do next?
Answers
Answer:
He should buy a refurbished computer
Explanation:
This saves him 179 dollars
what is the contra costa county property tax
Answers
The Contra Costa County Property Tax is a tax levied on the property owners in Contra Costa County, California. The tax is used to fund various county-level services such as schools, parks, public safety, and infrastructure. The amount of tax owed is based on the assessed value of the property.
In more detail, the Contra Costa County Property Tax is calculated by multiplying the assessed value of the property by the tax rate. The assessed value is determined by the county assessor and is based on the market value of the property as of January 1st of each year. The tax rate is set annually by various government agencies and can vary depending on the location of the property and the type of services being funded.
It's important to note that the Contra Costa County Property Tax is just one of many taxes that property owners may owe. Other taxes, such as state and federal taxes, may also apply. Additionally, the Contra Costa County Property Tax may be subject to change, as the tax rate and the assessed value of the property can both be adjusted each year.
In summary, the Contra Costa County Property Tax is a tax imposed on property owners in Contra Costa County, California that is used to fund important county-level services. The amount of tax owed is based on the assessed value of the property and the tax rate set by government agencies.
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mention and explain documents for buying and selling
Answers
Answer:
Inquiry Letter
Sometimes a business can send this to a supplier to find out if they have a certain good in stock.
Purchase Requisition
This is a document used by a department in a company to request that those in charge of procurement acquire some goods for them.
Quotation
This is a document sent by a supplier to the prospective buyer informing them of the goods they have and their selling price.
Purchase Order
This is the document that shows a formal request for goods from a supplier.
Delivery Note
This is used to confirm that the buyer has received the goods they ordered. The buyer will typically sign this document to confirm receipt.
Invoice
A supplier prepares and sends this to the buyer to show them the goods they ordered and the prices so that the buyer knows how much they owe.
a putable bond gives the bond holders the right a. to sell the bond back to the corporation at the original purchase price. b. to sell the bond back to the corporation at a stated premium. c. to sell the bond back to the corporation at the current market value. d. to sell the bond back to the corporation at par.
Answers
The correct option is D. A putable bond gives the bondholders the right to sell the bond back to the corporation at par.
A putable bond is a type of bond that gives the bondholder the right, but not the obligation, to sell the bond back to the corporation before the maturity date. The answer to your question is option b - to sell the bond back to the corporation at a stated premium. This means that the bondholder has the option to sell the bond back to the corporation at a price that is higher than the original purchase price. The stated premium is typically set at the time the bond is issued and is based on prevailing market conditions. It's important to note that the bondholder can only exercise this option if they feel that the market conditions have changed in a way that makes it advantageous for them to do so.
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Put the following events from computer history in the order they happened:
Drag
Drop
Drag events here with oldest at top
The World Wide Web becomes available to the public
Scientists at Bell Laboratories invent the transistor
Apple releases the iPhone
Herman Hollerith develops electronic tabulating machine
International Business Machines, or IBM, is formed
The Apple Il is released for home consumers
Jack Kilby invents the microchip
Answers
The sequencing of the following events with respect to computer history is as follows:
In 1890, Herman Hollerith introduced a machine of electronic tabulation.In 1911, IBM or an International business machine should be developed.In 1947, The scientist invented the transistor at Bell Laboratories.In 1958, Microchip was invented by Jack Kilby.In 1977, Home consumers should be released by the Apple II.In 1993, WWW or World wide web could be accessed by the public.In 2007, iPhone should be introduced by Apple.In this way, the above events should be ordered.
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Answer:
Answer in image
Explanation:
Need asap
Submit your essay on what's next for digital video in the future.
Answers
Answer:
I feel that this will all change because of all the emerging technology that is evolving in just 2018 and is still evolving today. I think that all of the desktops will become more portable an have more features while the common laptop will do the same also there will be even fewer people going out to shop at malls or clothing stores (because of online shopping) which means these local businesses will not be able to pay the rent or they will have to cut down on employment or even lower the hourly wage. This combined will snowball and be even worse by the future
Explanation:
I hope I've done a good answer, have a good day :)
2) Explain using welfare measures whether consumers prefer a single price monopoly or a perfectly price discriminating monopoly.
Answers
Welfare measures refer to measures used by the government to evaluate social welfare. Welfare measures could include consumer surplus, producer surplus, deadweight loss, and total surplus.A single-price monopoly is a market in which a single firm controls the entire market and sells at a single price.
A perfect price-discriminating monopoly is a market in which a single firm controls the entire market and charges different prices to different customers based on their willingness to pay. The price for each customer is equal to their marginal benefit.
Considering consumer surplus, a single-price monopoly will produce less of the good compared to a perfect price-discriminating monopoly. Consumers in a single-price monopoly market will experience a lower level of welfare as their surplus is reduced, while a perfect price-discriminating monopoly maximizes the consumer surplus.
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scott's hypothesis that consumers will do what they are told is called the
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The hypothesis that consumers will do what they are told is called the **Scott's Hypothesis**.
Scott's Hypothesis is a theory that suggests consumers will follow instructions or recommendations given by authority figures or experts in a particular field. This concept is based on the idea that people tend to trust and obey those who are perceived as knowledgeable and experienced. In marketing and advertising, this hypothesis can be applied to create persuasive messages by using credible sources, such as endorsements from experts or celebrities. By doing so, businesses can influence consumer behavior and decision-making, ultimately leading to increased sales and brand loyalty. It is essential, however, to maintain ethical practices and avoid manipulation or deception when utilizing this strategy.
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If the current interest rate is below the equilibrium rate, the: A. supply of non-monetary financial assets is greater than the demand for them. B. demand for non-monetary financial assets is greater than the supply. C. Surplus of money will cause interest rates to rise. D. supply of money is greater than the demand. E. money market is in equilibrium.
Answers
If the current interest rate is below the equilibrium rate, the supply of non-monetary financial assets is greater than the demand for them.
What does it mean when interest rate is below the equilibrium rate?Interest rate can be described as the cost of borrowing. It is the cost of accessing funds. When interest rate is below the equilibrium rate, it means that there is less money in circulation. As a result, the supply of non-monetary financial assets is greater than the demand for them.
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4. Tim moves to a different state and buys a house in his new city. His new house is bigger than the apartment he lived in before, so he also buys new furniture. His property taxes are higher for his new house, but sales tax he pays on his new furniture is lower. Which of these taxes is progressive, and which are regressive? What is the difference between a progressive and a regressive tax? (8 points)
Answers
Answer:
Property tax is progressive
Sales Tax is regressive
A progressive tax is one that takes a higher proportion of revenue from high-income people than it does from low-income people. A regressive tax is one that takes a higher percentage of low-income people's income than it does from high-income people.
Explanation:
Scenario: In this workplace situation, team members are not inspired; they are bored and not very productive.
Outline how the Leader should motivate team members as well as the entire team. What will "drive" positive and spirited behavior; improve team productivity and how will you measure success?
Answers
By communicating a clear vision, fostering a positive work environment, providing feedback and recognition, setting achievable goals, and measuring success, the leader can motivate team members and improve overall productivity.
To motivate team members and improve overall productivity, the leader can take several steps:
1. Communicate a clear vision: The leader should clearly articulate the team's goals and objectives, ensuring that everyone understands the purpose of their work and how it contributes to the larger picture. This can inspire a sense of purpose and motivate team members to give their best.
2. Encourage autonomy and empowerment: Giving team members a sense of ownership over their work can boost motivation. The leader can delegate responsibilities, encourage creative problem-solving, and provide opportunities for growth and development.
3. Foster a positive work environment: Creating a positive and supportive work environment can enhance team morale. The leader should encourage open communication, collaboration, and celebrate achievements to foster a sense of camaraderie and team spirit.
4. Provide feedback and recognition: Regular feedback and recognition for a job well done can increase motivation. The leader should provide constructive feedback, acknowledge individual and team accomplishments, and provide opportunities for growth and development.
5. Set achievable goals and measure success: The leader should set SMART (Specific, Measurable, Achievable, Relevant, Time-bound) goals for individuals and the team as a whole. Regularly assess progress towards these goals and celebrate milestones to keep the team motivated and focused.
To measure success, the leader can track key performance indicators (KPIs) such as individual and team productivity, quality of work, customer satisfaction, and employee engagement surveys. These metrics provide valuable insights into the team's progress and allow the leader to make data-driven decisions.
In summary, by communicating a clear vision, fostering a positive work environment, providing feedback and recognition, setting achievable goals, and measuring success, the leader can motivate team members and improve overall productivity.
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The Kzoo Pizza Company (KPC) plans to expand with a $308,000 project which will generate incremental after tax cash flows of $82,000 per year for the next 8 years. There will be an environmental clean-up cost (toxic pizza grease) of $110,000 in year 9. The required return is 12 percent and the reinvestment rate is 8 percent. What is the modified internal rate of return (MIRR) using the combination approach? A. The MIRR cannot be calculated for this problem B. 11.71% C. 10.00% D. 11.18% E. 18.18%
Answers
The modified internal rate of return (MIRR) using the combination approach is 8.61%. Hence the correct option is A.
The Kzoo Pizza Company (KPC) plans to expand with a $308,000 project which will generate incremental after-tax cash flows of $82,000 per year for the next 8 years. There will be an environmental clean-up cost (toxic pizza grease) of $110,000 in year 9.
The required return is 12 percent, and the reinvestment rate is 8 percent. The combination approach is used to calculate the modified internal rate of return (MIRR).The combination method for the MIRR is used when the cash inflows are reinvested at a different rate than the outflows are borrowed or funded, in this case, they are reinvested at a rate of 8 percent.Using the combination approach, the MIRR is calculated using the following formula:
Where, PVIFx is the present value interest factor for the rate x for the corresponding period of the cash flow.Using the above equation and solving for MIRR, we get:MIRR = 8.61%
Therefore, the modified internal rate of return (MIRR) using the combination approach is 8.61%. Hence the correct option is A. The MIRR cannot be calculated for this problem.
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Because economic and competitive environments frequently change, organizations should.
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Due to the fact financial and competitive environments regularly exchange, businesses should increase contingency plans. The management characteristic concerned with waiting for destiny developments and figuring out the quality strategies to gain an agency's desires and goals is called planning.
A competitive environment is a marketplace structure in which companies selling comparable merchandise use varying distribution channels and pricing techniques to court shoppers.
The most obvious examples of factors of a competitive environment are an enterprise's direct competition, however, other examples are regulatory assets, indirect competitors, and social and technological adjustments.
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1. Imagine that you are part of your school's environmental club and that you have been asked to create a campaign to
raise student awareness of the new single-use plastics ban.
a) What information would you choose to share with students?
b) How would you choose to communicate that information?
Answers
Answer: Here are some ways you can encourage your students to reflect on how much plastic they use and how they can reduce their plastic consumption.
Explanation: i had this for home work
New balance, inc. , successfully repositioned its athletic shoes to focus on fit, durability, and comfort rather than competing head-on against nike and adidas on fashion and professional sports. new balance is likely reacting to a.
Answers
The action of New Balance, Inc. to successfully reposition its athletic shoes to focus on fit, durability, and comfort rather than competing head-on against Nike and Adidas in fashion and professional sports is A. a reaction to a competitor's position.
What is competitive positioning?Competitive positioning is offering and creating value for your customers and brand in the market.
The following four competitive positions can be assumed by an entity, depending on the adopted market strategies:
Market leadershipMarket challengingMarket followershipMarket niching.Answer Options:A. react to a competitor's position
B. reach a new target market segment
C. catch a rising trend
D. change the value offered to its customers
E. accommodate its target audience's preference for comfortable sneakers
Thus, New Balance, Inc. is likely reacting to Option A.
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A coffee shop is what kind of retailing distribution channel?
A. E-commerce
B. Mail-order
C. Over the counter
D. Street vendor
Answers
Answer:
over the counter
Explanation:
I believe that the answer is C. or over the counter because a coffee shop is typically an in person coffee shop and so that means that it would be in a way over the counter because it’s not a online order.
A coffee shop is a type of retail distribution channel known as over the counter sales, where businesses sell products or services directly to customers in a face-to-face manner, traditionally over a counter or bar.
Explanation:A coffee shop is a type of retail distribution channel that falls under the category of over the counter sales. This refers to businesses that sell products or services directly to customers in a face-to-face manner, typically over a counter or bar. In a coffee shop, baristas prepare and serve customers with their orders right at the counter. Unlike e-commerce or mail-order, customers in an over-the-counter environment can directly interact with business personnel. Another differentiating point from a street vendor is that a coffee shop typically operates within a more permanent, fixed location.
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Marta is interviewing candidates for a position in the Human Resources department at her company. She is deciding who to interview by going through resumés and looking at the subject areas in which each candidate studied. Which four candidates would be the best choice for Marta to interview? Ahmed, who studied mathematics and economics O Michelle, who studied psychology and physiology O Marisol, who studied communications and business Jackson who studied liberal arts and foreign languages
Answers
Answer:
all of them
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Explanation:
consider two projects, project j and project k, with the following end of year cash flows: end of year cash flows year project j project k 0 -$20,000 -$20,000 1 $11,000 $10,000 2 $9,000 $6,000 3 $6,000 $10,000 if these projects are mutually exclusive and have a cost of capital of 10 percent, the appropriate desicion is to: (Hint: Should we use NPV or IRR in this situation?)
a. accept Project J and reject Project K
b. reject Project J and accept Project K
c. accept both projects
d. reject both projects
Answers
The appropriate decision is to accept Project J and reject Project K. Option A.
A direct decision-making style uses quick and decisive thinking to arrive at a solution. Direct decision-makers are less tolerant of unclear or ambiguous ideas. They focus on tasks, use their knowledge and judgment, and draw conclusions based on selective input from others.
Better decisions lead to better results. Better decisions give you more options and flexibility. Conversely making the right decisions excludes other options but opens up new opportunities. Making better decisions also means learning from your mistakes. The importance of decision-making lies in the way it helps you choose between different options.
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Question 5 of 10
Which individual is most likely carrying the greatest financial responsibility?
OA. Grace, 35 years old, married marketing associate with two small
children and a new house
B. Trevor, 41 years old, contractor, married with no dependents and
rents an apartment
OC. Muriel, 51 years old, unmarried vice president of marketing with no
children
OD. Jonah, 18 years old, marketing major in a community college
SUBMIT
4
Answers
In this scenario most likely, Grace, 35 years old, married marketing associate with two small children and a new house, is bearing the most financial responsibility.
What is Financial Responsibility?Being financially responsible is being able to take care of yourself, people who depend on you, and your debts on time. It also involves not taking on more debt than you can manage. In order to avoid financial catastrophe, it also entails being ready for the unexpected. Your ability to handle your money will help you improve your credit score, purchase a home, and keep an emergency fund. You can use it to budget for the things you want or quit a job you despise.
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one part of a cooperations income is paid out to shareholders it is called a ______.
Answers
Answer:
dwadaddaddadawdawdwa
Explanation:
awdawdadawdawdawdaw
Answer:
cash dividend
Explanation:
What are five key features of a centrally-planned economy?
Answers
Answer: See explanation
Explanation:
A centrally planned economy is simply refered to as an economic system whereby the decisions regarding how resources will be allocated and distributed are done by the government.
Some of the features of a centrally planned economy include:
1. Ownership by the government.
2. The government is responsible for making economic decisions such as what to produce, for whom to produce and also how to produce.
3. Prices in the centrally planned economy are set by the price controls.
4. The economy is bureaucratic.
5. Laws are made by the government in the economy.
Jane has a 30% interest in a cash-basis general partnership. Her adjusted basis in the partnership was $50,000 at the beginning of Year 1. There were no distributions to Jane during the year. On August 1, Year 1, the partnership borrowed $200,000 for the following reasons: Purchase depreciable business equipment $ 30,000 Pay balance on existing note in full 170,000 All of the partners are personally liable for all partnership debts. The partnership incurred a $250,000 loss in Year 1. What amount can Jane claim as a loss from the partnership on her Year 1 individual income tax return
Answers
Answer:
30000
Explanation:
because I was a people that wice
disbursements from a washington sales transaction trust account can’t be made prior to closing without what?
Answers
Disbursements from a Washington sales transaction trust account cannot be made prior to closing without written consent from all parties involved.
In Washington, a sales transaction trust account is commonly used to hold funds related to a real estate transaction. The purpose of this account is to ensure that the funds are securely held until the closing of the transaction. To protect the interests of all parties involved, disbursements from the trust account cannot be made prior to closing without obtaining written consent from all relevant parties. This requirement helps to ensure that funds are distributed according to the terms and conditions agreed upon in the sales transaction.
By obtaining written consent, all parties confirm their agreement to the disbursement and provide their authorization for the funds to be released from the trust account before the official closing. This requirement helps to maintain transparency and accountability in the real estate transaction process.
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Consider the following Sales and Operations Plan, Production Quantities Beginning inventory Month 1 reg time Month 1 overtime Month 1 subcontracting Month 2 reg time Month 2 overtime Month 2 subcontracting Month 3 reg time Month 3 overtime Month 3 subcontracting Month 4 reg time Month 4 overtime Month 4 subcontracting Column Total Total Cost Month 1 Month 2 Month 3 Month 4 Excess C Row Total 500 500 1500 1500 200 400 600 1600 400 600 750 200 600 1600 400 600 9750 units 2200 704800 units 200 1600 400 300 2500 750 200 550 1500 1600 400 100 2100 600 300 50 Monthly demand is represented in the "Column Total" row under Month 1,2,3,4 cells. Excess Capacity is represented in the "Excess C" cells. The "Month..." rows represent production activity in a given month to meet demand. Note: Numeric answer, i.e. DO NOT SPELL your answer. a) In meeting demand for months 1-4, how many total units are to be produced in "Month 1 overtime"? ____ units b) How many additional units could be produced in months 1-4 using total Excess Capacity? ____ units
Answers
The total units to be produced in "Month 1 overtime" is: Total demand - Production from regular time and subcontracting = 2200 - 2000 = ____ units (numeric answer).
a) To determine the total units to be produced in "Month 1 overtime" in order to meet demand for months 1-4, we need to sum up the demand in each month and subtract the production quantities from regular time and subcontracting.
Total demand for months 1-4: 2200 units
Production from regular time and subcontracting in "Month 1": 500 (regular time) + 1500 (subcontracting) = 2000 units
Therefore, the total units to be produced in "Month 1 overtime" is: Total demand - Production from regular time and subcontracting = 2200 - 2000 = ____ units (numeric answer).
b) To determine the additional units that could be produced in months 1-4 using the total Excess Capacity, we need to sum up the excess capacity available in each month.
Excess Capacity in "Month 1": 200 units
Excess Capacity in "Month 2": 400 units
Excess Capacity in "Month 3": 600 units
Excess Capacity in "Month 4": 400 units
Total Excess Capacity: 200 + 400 + 600 + 400 = ____ units (numeric answer).
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Explain why unions have declined in power in the last few decades.
Answers
Answer: See explanation
Explanation:
There are a number of reasons for the reduction in the power of unions in the last few decades.
One reason attributed to this is due to the shift in the composition of the economy of the United States. Nowadays, there are more people whom work in the service industries, and these sector usually have lower unionization rate.
Also, there is a reduction in the number of unions in the ndustrial sector. Some states have a right to work laws in place which has also led to reduction in the power of the unions.
Lastly, thecemployer reactions are also a contributory factor as they're more aggressive so as to keep unions from their companies.
Hi guys! 40 points!
I would appreciate some help on this one, I'm stumped lol.
What are some ways to encourage companies to get involved in exporting? Would exporting necessarily lead to a favorable balance of trade?
Answers
Answer:
1. Give companies the idea that they have an advantage in certain foreign markets and that they can earn a lot of money from this. Companies that make good business with exporting goods also earn them a reputable reputation.
2. If the exports of a country exceed its imports, the country is said to have a favourable balance of trade, or a trade surplus. Conversely, if the imports exceed exports, an unfavourable balance of trade, or a trade deficit, exists.
Explanation:
hope this helps :)
Ramon filed a discrimination charge against his employer. In what situation might he expect the EEOC to file a suit in Federal District Court?
Answers
Answer:
If conciliation is unsuccessful
Explanation:
the concilliation(when the third party meets privately with each conflicting party to get answers from each) must be unsucessful for the EEOC to file a suit in federal district court
Positive economic growth is realized when a country's production possibilities curve
(frontier) shifts outwards, however, can be calculated as the percentage increase in
either the real gross domestic product or the real gross domestic product per capita.
Answers
Answer:
True
Explanation:
It is TRUE that Positive economic growth is realized when a country's production possibilities curve
(frontier) shifts outwards.
This is evident in the fact that the outwards shifts of the production possibilities curve of a country indicate an increase in output or production level of that country.
Also, such production possibilities can indeed be estimated as the percentage increase in either the real gross domestic product or the real gross domestic product per capita.