Whats the difference between a debit card and a credit card ? ( PLEASE GIVE LARGE EXPLANATION )

Answers

Answer 1

Answer:

The main difference between a debit card and a credit card is that a debit card withdrawals money from your current account balance while a credit card allows you to borrow money that is to be paid back in the future. Immediate vs. Future Payment

Explanation:


Related Questions

What is one cost of avoiding insurance?

Answers

Answer: One of the costs of not having insurance is the cost of repairing. Another cost is paying insurance premiums. Losses caused by a lack of insurance are the price of not having insurance.

Answer:

falling into debt if faced with a serious problem

Explanation:

if the pictures are not the same size when they are selected from a file

Answers

There’s no picture scab
Sorry dude u need to finish the question

Questions for Critical Thinking
1. Do you think Quirky’s basic business model is sound and fair? If you could suggest any changes, what would they be?
2. To what degree does Quirky’s business reflect the attributes of a sound business idea as described in Chapter 2?
3. In what other product areas would Quirky’s business model work the best?
4. Think of the challenges in your own life that might represent a product idea for Quirky. If you don’t think of something right away, don’t give up. All of us encounter problems and challenges in our everyday lives that might represent the basis of a promising idea. Be prepared to describe to others one of the challenges or problems you encounter and how a solution to the problem could be fashioned into a product idea to submit to Quirky.

Answers

Critical thinking questions1. Do you think Quirky’s basic business model is sound and fair? If you could suggest any changes, what would they be? Quirky’s basic business model is sound and fair because they involve the public in developing products by taking ideas from people and turning them into products, splitting the profits from the product sales with the inventor, and also collaborating with the inventor from the start of the idea to its final product.

However, there are a few changes I would suggest. First, the public could have more control over which product idea is to be developed into a product. Second, the company could offer more compensation to the inventor, especially if the product becomes a commercial success.2.

To what degree does Quirky’s business reflect the attributes of a sound business idea as described in Chapter 2?Quirky’s business idea reflects the attributes of a sound business as described in Chapter 2 of the text, including the following attributes:

Quirky is innovative in its business model, as it involves the public in developing products.Quirky has a good system of assessing the market’s demand for each product idea.

Quirky has a flexible business model, as it is able to adapt to changes in the market.3. In what other product areas would Quirky’s business model work the best?

Quirky’s business model could work well in a number of other product areas, including Home improvement and do-it-yourself (DIY) products;

Fashion and clothing; Outdoor gear and accessories; Personal care and hygiene; Consumer electronics.4. Think of the challenges in your own life that might represent a product idea for Quirky. If you don’t think of something right away, don’t give up.

All of us encounter problems and challenges in our everyday lives that might represent the basis of a promising idea. Be prepared to describe to others one of the challenges or problems you encounter and how a solution to the problem could be fashioned into a product idea to submit to Quirky.

One of the challenges I have encountered is the issue of losing small items such as keys, earrings, and others. A solution to this challenge could be fashioned into a product idea by developing a small, inexpensive device that could be attached to small items.

The device would emit a signal that would be detected by an app on the user’s phone if the item were lost. This could be developed into a product idea and submitted to Quirky for further development.

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every business has the same code of ethics? T or F

Answers

Answer:

false

Explanation:

The following table lists the components needed to assemble an end item, the manufacturing or purchase lead times (in weeks) for typical lot sizes, amount on hand, and the direct components of each item and, in brackets, the number of each component for each parent.



Item Lead Time Amount on

Hand Direct

Components

End item 1 - L(2), C(1), K(3)

L 2 10 B(2), J(3)

C 3 15 G(2), B(2)

K 3 20 H(4), B(2)

B 2 30

J 3 30

G 3 5

H 2 -
If 40 units of the end item are to be assembled, how many additional units of B are needed? (You don’t need to develop the MRP tables.)
An order for 40 units of the end item is scheduled to be shipped at the start of week 8. What is the latest week that the components of the order can be started and the order still be ready to ship on time? (You don’t need to develop the MRP tables.)

Answers

Answer:

first question:

in order to produce 40 units of the end item you need:

40 units of L: only have 10 on hand, so you need to produce 30 more40 units of C: only have 15 on hand, so you need to produce 25 more40 units of K: only have 20 on hand, so you need to produce 20 more

in order to produce L, C and K you need 75 units of B but only have 30 on hand, so you would need to buy 45 units of B.

second question:

you need 1 week to produce the 40 units of the end unityou need 3 weeks to produce L, C and K (C and K both take 3 weeks to produce or acquire)you need 3 weeks to produce or acquire B. J. G. H (G is the component that takes longer to produce or acquire out of these 4)total production time for 40 units of end item = 7 weeks

since the order is due at the start of the 8th week, you need to start this week.

Flyer Company has provided the following information prior to any year-end bad debt adjustment: Cash sales, $158,000 Credit sales, $458,000 Selling and administrative expenses, $118,000 Sales returns and allowances, $38,000 Gross profit, $498,000 Accounts receivable, $185,000 Sales discounts, $22,000 Allowance for doubtful accounts credit balance, $2,000 Flyer estimates bad debt expense assuming that 1.5% of credit sales have historically been uncollectible. What is the balance in the allowance for doubtful accounts after bad debt expense is recorded

Answers

Answer:

$8,870

Explanation:

Calculation to determine the balance in the allowance for doubtful accounts after bad debt expense is recorded

Using this formula

Balance in the allowance for doubtful accounts=

(Credit sales* Percentage of Credit sales)+Allowance for doubtful accounts credit balance

Let plug in the formula

Balance in the allowance for doubtful accounts= ($458,000*1.5%)+$2,000

Balance in the allowance for doubtful accounts=$6,870+$2,000

Balance in the allowance for doubtful accounts=$8,870

Therefore the balance in the allowance for doubtful accounts after bad debt expense is recorded will be $8,870

What is a periodic adjustment cap?
O A. A limit on how many times the rate can be adjusted
B. A limit on how much an ARM's interest rate can change at each
adjustment period
O C. A limit on a loan's initial interest rate
OD. A limit on how many years a loan can be for

Answers

Answer: B. A limit on how much an ARM’s interest rate can be changed at each adjustment period

Explanation:

Assume the following taxpayer information: The taxpayer is a South African manufacturing company (not a small business corporation as defined) with a 31 March 2023 year of assessment. Calculate the recoupment on the disposal of the machine BELOW. Information pertaining to manufacturing machine: Events Sold Purchased Tax value at date of sale Date 30 December 2022 1 August 2020 Amount R 605 000 R 490 000 R 98 000

Answers

The depreciation allowances allowed in prior years of  R533 665 (recoupment amount)The recoupment amount is included in taxable income.

An asset disposed of in the year of assessment (2022) for proceeds exceeding its tax written down value (TWDV) triggers a recoupment of depreciation allowances. The recoupment is calculated by deducting the TWDV from the proceeds, but limited to the sum of depreciation allowances allowed in respect of the asset less any amount that has been recouped in a prior year.

Manufacturing machine sold R605 000 Purchased R490 000 Tax value at date of sale R98 000Calculate recoupment on the disposal of the machine;

The machine's TWDV is R71 335; this is calculated by taking the original cost of R490 000 less the depreciation allowances allowed in prior years of R34 665.R605 000 (proceeds) - R71 335 (TWDV) = R533 665 (recoupment amount)The recoupment amount is included in taxable income.

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1. When talking about personal finances, always remember that you will either manage
your money or the lack of it will

Answers

It is correct to say that when talking about personal finance, always remember that you will manage your money or the lack of it, this being an essential topic for better control of your expenses and income.

How to increase control over your income and expenses?

You can develop a personal budget, which is a simple and easy-to-do technique, where all your personal accounts for a period are exposed, whose objective is to increase understanding about your finances, your needs and allocation of resources for your goals.

Therefore, financial education is a topic that should be more instituted in schools and social institutions, to provide greater subsidies for individuals to understand how to balance their finances to increase their quality of life and avoid indebtedness.

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Preble Company manufactures one product. Its variable manufacturing overhead is applied to production based on direct labor-hours and its standard cost card per unit is as follows:

1. What is the materials quantity variance for March?

2. If Preble had purchased 171,000 pounds of materials at $7.20 per pound and used 155,000 pounds in production, what would be the materials quantity variance for March?

3. What is the labor rate variance for March?

4. What is the labor efficiency variance for March?

5. What is the labor spending variance for March?

Preble Company manufactures one product. Its variable manufacturing overhead is applied to production

Answers

Labor efficiency variance = (Actual hour * Standard rate) - (Standard hour * Standard rate).

Labor efficiency variance = $404,600 F

What is Labor efficiency variance?

By "efficiency of labor," we mean a worker's ability to produce more or better work, or both, over the course of a given amount of time.

1) Labor efficiency variance = (68,000 * $17) - ((30,600 * 3) * $17)

Labor efficiency variance = $1,156,000 - (91,800 * $17)

Labor efficiency variance = $404,600 F

2) Variance in direct labor worked divided by variance in labor efficiency

Variance in labor costs is $404,600 - $68,000.

Variance in labor costs = $336,600 F

3) Planned unit sold minus variable overhead equals variable manufacturing overhead cost.

Manufacturing variable overhead cost = 24,000 * $21

$504,000 is the variable manufacturing overhead cost.

4) Planned unit sold minus variable overhead equals variable manufacturing overhead cost.

Cost of variable overhead in production = 30,600 * $21

$642,600 is the variable manufacturing overhead cost.

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what are the threats for online retail shopping​

Answers

scammed out of money & credit card info getting stolen

What condition does Elisa have in amplify

Answers

Answer:

diabetes

Explanation:

i googled it *_*

Answer:

diabetes

Explanation:

(12p)Suppose at Columbia University, grade point average (GPA) and SAT scores are related by the conditional expectation E(GPA∣SAT)=.90+.001SAT.
(a) (4p) Find the expected GPA when SAT =1600.
(b) (4p) Find E(GPA∣SAT=2200)
(c) (4p) If the average SAT in the university is 2000 , what is the average GPA?

Answers

Columbia a) Expected value of GPA given that SAT = 1600 is computed as:E(GPA) = E(E(GPA | SAT )) = 0.9 + 0.001*1600 = 2.5,Therefore the expected GPA here is 2.5 b) E(GPA | SAT = 2200) = 0.9 + 0.001*2200 = 3.1

Therefore the expected GPA here is 3.1c) If the average SAT in the university is 2000, the average GPA is computed as:E(GPA) is computed as:E( E ( GPA | SAT) )= E ( 0.9 + 0.001 SAT)= 0.9 + 0.001E(SAT)= 0.9 + 0.001*2000= 2.9 Therefore the expected GPA or the average GPA here is 2.9 King's College was established in Manhattan's Trinity Church grounds in 1754. One of nine colonial colleges founded before the Declaration of Independence, it is a member of the Ivy League. Columbia is one of the most esteemed universities in the world. Columbia University, usually known as Columbia, is a private Ivy League research university located in New York City. Columbia University is officially recognised as Columbia University in the City of New York.

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entrepreneur are usually positive thinker and decision maker why? help me​

Answers

Answer:

Entrepreneurs are usually positive thinkers because they have to find business opportunities in the market, and materialize them into economic profit. They need to have some degree of positive belief in order to take the steps necessary to materialize their business ideas.

They also have to be good decision makers because entrepreneurship and running a business are all about taking good decisions that help the firm adapt to the market and stay afloat.

Describe the threat that is reduced by comparing inventory quantities on the sales order to inventory available in stock.

Answers

Inventory is the quantity of a particular product that is available for sale. Inventory tracking can help you avoid selling products that have run out of stock, or let you know when you need to order or make more of your product.

Sales order

The sales order is an order issued by a business or sole trader to a customer. A sales order may be for products and/or services. Given the wide variety of businesses, this means that the orders can be fulfilled in several ways.

Therefore, comparing inventory quantities on the sales order to inventory available in stock reduced the threat of loss.

Implications of the comparison

When effectively tracking and controlling your physical inventory, you’ll know how many of each item you have, when you might be running low on products and whether you should replenish that item in order to keep selling it.

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who is sus? pink or blue im playing among us

Answers

Answer:

pink smh

Explanation:

Answer:

Its blue i have photographic evidence

Explanation:

who is sus? pink or blue im playing among us

Explain other advantages of the autociatic leadership style. se Se busines​

Answers

The autocratic leadership style has several advantages in certain business situations. Firstly, it allows for quick decision-making and efficient execution. In an autocratic leadership approach, the leader has the authority to make decisions without consulting others extensively. This can be advantageous in situations where immediate action is needed or when there is limited time for deliberation. By taking charge and making decisions swiftly, autocratic leaders can ensure that tasks are completed efficiently and objectives are met in a timely manner.

Secondly, autocratic leadership provides clear direction and reduces ambiguity. The leader in this style has a strong control over the decision-making process and can provide clear instructions to their team members. This clarity helps employees understand their roles and responsibilities, minimizing confusion and increasing productivity. Autocratic leaders often set specific goals and expectations, which can be beneficial in situations where precision and adherence to guidelines are crucial.

Additionally, the autocratic style can be effective in organizations or industries that require a hierarchical structure or where strict compliance is necessary. Industries such as the military, manufacturing, or emergency services often rely on autocratic leadership to ensure discipline, maintain order, and promote safety.

However, it is important to note that the autocratic leadership style may not be suitable for all situations or business contexts. It can stifle creativity and innovation by limiting input and involvement from team members. It may also lead to decreased employee satisfaction and motivation, as individuals may feel disempowered or undervalued. Therefore, the autocratic style should be used selectively and combined with other leadership approaches to create a balanced and inclusive organizational culture.

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Advantages and disadvantages of transport sector

Answers

Road transportation has various benefits, including lower costs, shorter travel times, more adaptable load capacities, improved fuel economy, and environmental friendliness. On the other side, there are drawbacks as well, like traffic jams and safety worries.

What is a transport sector?A group of businesses together referred to as the transportation industry build and maintain infrastructure for transportation as well as services to move people and products. According to the Global Industry Classification Standard, technically, transportation is a subgroup of the industrials sector (GICS). The deliberate transfer of people, animals, and objects from one location to another is known as transport or transportation. In addition to land and water, cable, pipeline, and space are also modes of transportation. Infrastructure, transportation, and operations make up this field. Transportation industries include businesses engaged in trucking, rail, water, and other modes of commercial transportation for hire.The impact of transportation on employment and growth is significant in the economy and society of today.

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7 habits of stephen coveys sharpening the saw
what is something you'd work on improving if you had the time?
what is the best way to balance your brain? body? heart? soul?
what are some ways you can keep your sw sharp while in school and then also in your profession?

Answers

Take some time each day to reflect on how you can be better in all aspects of your life, Make sure to set aside time to exercise.

What is life ?

Life is a journey that is unique to each individual. It is filled with highs and lows, successes and failures, joys and sorrows. Life is an opportunity to learn, grow, and experience new things. It is an adventure that can be filled with purpose and meaning, or filled with aimless wandering. Life is a funny thing - it can be taken for granted, but it is also precious and should be cherished.

Eating a healthy and balanced diet is essential for keeping your saw sharp, make sure to get enough sleep each night,reading helps to keep your mind sharp by exposing you to new ideas, make sure to set aside time to relax and unwind and staying connected.

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You are the supervisor of Shake Restaurant that sets employee work schedules.

Every day and every week you have to compare the actual hours each staff member works with the number of hours for which the staff member was scheduled to work. You have noted that during the week of November, 216.5 labour hours were scheduled for dining room employees but the actual hours worked totaled 224.5. This shows a variance of 8 hours.



1. Why is it important for you to compare the actual hours that the employees worked against the scheduled hours? (2)

2. Is this variance of 8 hours significant and should you investigate further? (2)

3. As you have an average hourly wage for staff, what does it mean in terms of the variance between scheduled labour hours and actual labour hours? (2)

4. As the supervisor, what would you accept as legitimate reasons for the difference between the scheduled and actual hours that the employees have worked? (4)

Answers

1. As the supervisor of Shake Restaurant, it is important to keep track of their team's workflow without continually checking in with team members by tracking the hours that employees put in.

What is direct labor efficiency variation?

Direct labor efficiency variation is the difference between the total actual hours worked and the total standard scheduled hours worked for the week. Instead of pay rates, the amount variance formula aids in calculating disparities in hours. Standard hours, or the hours that employees are anticipated to work, are used in this formula. The production division is in charge of the variation in worker productivity.

2. The variance of 8 hours is significant and should be investigated further. Thus, it is essential to avoid overpaying employees due to erroneous timekeeping.

3. Due to an average hourly wage for staff, in terms of the variance between scheduled labor hours and actual labor hours means that, the Shake Restaurant can reduce costs and increase revenues.

4. As the supervisor, it is important to accept as legitimate reasons for the difference between the scheduled and actual hours that the employees have worked as it leads to effective communication, provide guidance, and support to the employees.

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Pinnacle Corp. budgeted $259,470 of overhead cost for the current year. Actual overhead costs for the year were $209,420. Pinnacle's plantwide allocation base, machine hours, was budgeted at 49,190 hours. Actual machine hours were 56,270. A total of 102,050 units was budgeted to be produced and 98,000 units were actually produced. Pinnacle's plantwide factory overhead rate for the current year is:

Answers

Answer:

Predetermined manufacturing overhead rate= $5.275 per machine-hour

Explanation:

Giving the following information:

Pinnacle Corp. budgeted $259,470 of overhead cost for the current year.

Pinnacle's plantwide allocation base, machine hours, was budgeted at 49,190 hours.

To calculate the predetermined manufacturing overhead rate we need to use the following formula:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 259,470/49,190

Predetermined manufacturing overhead rate= $5.275 per machine-hour

Portions of the payroll register for Barney’s Bagels for the week ended July 15 are shown below. The SUTA tax rate is 5.4%, and the FUTA tax rate is 0.6%, both of which are levied on the first $7,000 of earnings. The Social Security tax rate is 6.2% on the first $128,400 of earnings. The Medicare rate is 1.45% on gross earnings.

Answers

The SUTA tax on gross earnings is 567.

How does Suta work?

The State Unemployment Tax Act is referred to as SUTA. All employers are required to pay this payroll tax. On behalf of their employees, the money goes into the state unemployment fund.

Cost for employer payroll taxes:

Taxes on Social Security and Medicare total 12200 x 6.20 %, 756.4 x 1.45 %, 176.9 x 0.60 %, 63 x 5.40 %, and 567 x 5.40 %, respectively.

1563.3 An entry from the journal: Costs of payroll taxes to be paid 1563.3 Costs of Social Security taxes to be paid 756.4 Costs of Medicare taxes to be paid 176.9 Costs of FUTA taxes to be paid 63 Costs of SUTA taxes to be paid 567.

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a citizen cannot be denied the right to vote amendment

Answers

Twenty-Sixth Amendment

jamie asks, "what are the latest trends in the stock market?" in other words, jamie is asking...​

Answers

Answer:

Jamie is asking about the current developments, movements, and changes in the stock market that have been observed over a recent period of time. Specifically, Jamie is interested in knowing the latest trends that are influencing the performance of the stock market. This may include changes in the prices of stocks, the direction of the market, the sectors that are performing well, and other factors that are affecting the overall performance of the stock market.

Explanation:

no answer choices so this is the best I can help you

A substance made up of two or more elements that have been chemically combine is called Question 15 options: an element an atom a compound a mixture

Answers

Answer:

The answer is a Compound.

Hope this helps

Explanation:

I know cause i took the test and got it right, btw I'm in 8th grade so you may have a different answer for whatever grade level you are in.

What company advertised the most in 2023?

Answers

The company which made most advertisement in 2023 includes Goo/gle, Netflix and Uber through internet, which is a popular medium of advertising.

Why is internet a popular medium of advertising?

The internet has become a popular medium of advertising due to its wide reach, cost-effectiveness, and ability to target specific audiences. With the internet, businesses can reach a vast number of people globally through various channels, such as search engines, social media, email marketing, and display advertising.

Moreover, advertising on the internet is cost-effective as it allows businesses to run campaigns with low budgets and track the performance of their campaigns in real-time. Additionally, the internet enables businesses to target specific audiences based on demographic, geographic, and behavioral factors, which ensures that their advertising messages reach the right people at the right time.

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Requirement 2. How much is the owner's equity of the property management company? Irene Chan has $ of equity in the property management company?



Answers

The information provided is incomplete as the amount of equity or any specific details about Irene Chan's investment in the property management company are not given. Therefore, without knowing the specific amount or percentage of equity Irene Chan holds in the company.

it is not possible to determine the exact value of the owner's equity or Irene Chan's equity in the property management company.Equity represents the ownership interest in a company and is calculated by subtracting the company's liabilities from its assets. However, since no information is provided regarding the company's liabilities, assets, or Irene Chan's investment.

We cannot calculate the owner's equity or determine Irene Chan's specific equity in the property management company.To accurately determine the owner's equity or Irene Chan's equity, it would be necessary to have additional information about the company's financial statements, investments, and any other relevant details regarding ownership stakes or capital contributions.

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What do you need to consider to decide if you can afford to go to an
institute of higher education?
OCost of Attendance (COA) and loan costs
OCost of Attendance (COA) and financial aid
OTuition costs, scholarships, and grants
O Terms of work-study offers

Answers

Some of the things to consider for affording higher education are B. Cost of Attendance (COA) and financial aid.

What to consider for higher education ?

The full worth of obtaining an education from any institute necessitates detailed appraisal of varied economic components. The Cost of Attendance (COA) incorporates necessary costs such as tuition, room and board, textbooks and peripherals, commuting fares, alongside individual expenditures.

Analyzing the COA of an institution is significant in establishing how much financial help you will require. Place emphasis on authenticating all plausible relief alternatives when lowering disbursement, for example: scholarships, grants, employment-study programs, in addition to loans.

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Can Financial Markets help deploy renewables?

Answers

Answer:

in my opinion it can be yes

Explanation:

please mark me brainlist and follow

Match the categories in the first column with examples in the second column. 1. Good for watching movies smart phone 2. Maximum power with small size PDA 3. Older style mobile devices that may or may not have Internet connectivity tablet computer

Answers

The categories are being matched with the examples are as follows:

Good for watching movies should be matched with the tablet computer.Maximum power with a small size matched with a smartphone.Older style mobile devices that may or may not have Internet connectivity matched with PDA.

What is an electronic device?

An electronic device is a component through which the information is processed due to the flow of electric currents.

The tablet computer is a device used to watch movies and many other related tasks it can perform.A smartphone is a device which is having a minimum size with maximum power in it.PDA stands for Personal Digital Assistant in which the internet connection may or may not be present and are the older devices.

Therefore, the provided examples are clearly matched with the categories.

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