what type of insurance policy would pay benefits if someone with $300,000 of auto liability coverage received a court judgement to pay $680,000 for injuries to others and damage to property?
Answers
An umbrella insurance policy would cover the remaining amount of $380,000 in liability claims that exceed the limits of the auto liability coverage.
In this scenario, the type of insurance policy that would pay benefits is an umbrella insurance policy. An umbrella policy provides additional liability coverage above and beyond the limits of the underlying insurance policies, such as auto liability coverage.
In the given situation, where the court judgement exceeds the coverage amount of $300,000, an umbrella policy would help cover the remaining amount of $380,000.
It provides an extra layer of protection and helps protect individuals from significant financial loss in situations where the liability claims exceed the limits of their primary insurance policies.
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Related Questions
The ICH GCP guidelines:
- set standards for the design, conduct, monitoring and reporting of clinical research.
- guarantee that a submission in any ICH region will be approved for marketing.
- require certification of clinical research sites and investigators
- replace FDA regulations for internationally conducted studies of drugs that will be marketed in the U.S.
Answers
Answer:
Explanation:The ICH-GCP is a harmonised standard that protects the rights, safety and welfare of human subjects, minimises human exposure to investigational products, improves quality of data, speeds up marketing of new drugs and decreases the cost to sponsors and to the public.
the last
Home Depot sells new and used doors to contractors who build new homes. Home Depot also sells new and used doors to homeowners. Which of the following would be counted in GDP?
A) the sale of a new door to TapKon construction for installation into a new home
B) the sale of a used door to TapKon construction for installation into a new home
C) the sale of a used door to a homeowner
D) the sale of a new door to homeowner
Answers
The correct answers are (A) the sale of a new door to TapKon Construction for installation into a new home and (D) the sale of a new door to a homeowner. These transactions involve new goods and contribute to the GDP.
The Gross Domestic Product (GDP) is the total value of all final goods and services produced within a country's borders in a specific time period. GDP only includes the market value of new production. Used goods, such as the used door sold to TapKon Construction (B) or a homeowner (C), do not contribute to GDP because they were part of previous periods' production. The sale of a new door to TapKon construction (A) or a homeowner (D), however, would count towards GDP as these are new goods. The principle behind this is that GDP aims to measure current production, not the resale of items produced in prior periods.
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Which management skills do managers apply to keep work schedules in check? A. technical skills B. delegation skills C. motivational skills D. organizational skills
Answers
Answer:
The answer is B. delegation skills.
Explanation:
When a boss assigns tasks to his employees, this is an example of delegation.
Answer:
The correct answer is B
Explanation:
plz mark brainliest
Danica is a sales professional who is assigned accounts after first sales are closed. Her job is to remain in contact with the customers, develop their business relationships, and look for new sales opportunities from the needs of those customers. Which type of sales professional is Danica?
Question 2 options:
missionary seller
technical seller
sales farmer
sales hunter
Answers
Danica is a technical seller.
What is a technical seller?
The Technical Sales Representative will act as a liaison between the company deals platoon and guests, furnishing information, service, conservation, and repairs related to bought equipment. As a specialized deals representative, it's important to have interpersonal chops, problem-working chops, product knowledge, the capability to accept rejection, and the capability to work with a deals platoon. Specialized deals directors have some of the loftiest paid specialized deals jobs; according to Payscale, these directors earned a normal of$,000 and a normal of$,150 in 2022, and educated professionals in this part earned a normal of roughly$,000. Specialized salesmen must ask questions in order to determine those requirements. For illustration, a computer salesman might ask what a client intends to do with the computer. However, the salesman knows that he should try to vend an important computer If the client plans to use the computer for videotape editing.
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Are purchase discounts always a debit?
Answers
Answer:
Yes
Explanation:
because it is and of course its is ask googel
If the price of a pencil is $1.00 and the price of a pen is $2.00, what is the relative price? If the pencil
is $1.50 and the pen is $3.002 If the pencil is $2.00 and the pen is $3.00?
Answers
If the price of a pencil is $1.00 and the price of a pen is $2.00. 3 dollars will be the relative price.
$1 + $2 = $3
A price relative is the ratio of the charge of a selected product in a single period to the rate of the identical product in a few different period. In buying power parity (PPP) comparisons a rate relative refers to the ratios of the equal product in two international locations.
The nominal price of a great is its value in phrases of cash, including bucks, French francs, or yen. The relative or actual rate is its fee in terms of some other suitable, carrier, or package of goods.
Relative-price movements convey critical facts approximately the scarcity of specific items and offerings. A growing relative charge suggests that call for is outstripping deliver (or that supply is falling at the back of call for), while a falling relative price denotes just the other.
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What worsens adverse selection in a dental insurance market where buyers have private information?.
Answers
Selling only to risk-averse buyers worsens adverse selection in a dental insurance market where buyers have private information.
Various elements, such as - Lack of pricing transparency - Lack of insurer competition - Complexity of dental insurance plans, can exacerbate adverse selection in a dental insurance market.
Having trouble comparing plans It's critical to be aware of these elements and how they may affect your choice if you're considering purchasing dental insurance.
Adverse selection in the context of insurance refers to a situation in which individuals most likely to require coverage are also those most likely to purchase it. This can lead to the market for dental insurance completely collapsing and leaves healthy people with no protection against unforeseen dental costs.
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A ________ perspective on quality involves a subjective assessment of the efficacy of every step on the process for the customer.
Answers
Answer:
Value-Added.
Explanation:
A value-added perspective on quality involves a subjective assessment of the efficacy of every step on the process for the customer. A value-added perspective on quality is a strategic business approach in which businesses engage in activities that brings value, benefits or satisfaction to the consumer of its goods and services, to achieve this goal, business managers usually ensures that the manufacturing and distribution process or steps are effective and efficient.
Inkamva Lethu was established to offer counseling service for drug addicts and raise substance abuse awareness at no cost, identify form of ownership for this statement
Answers
Answer: Nonprofit Corporation
Explanation:
A Nonprofit corporation is one where the organization works to promote the good of the public in general either through charity, education, science, health and the like. These organizations provide their services at no cost and therefore rely on donations from benefactors to keep them going.
Inkamva Lethu is a Nonprofit corporation as it works for the public good by counseling drug addicts and raising awareness of substance abuse. They do this at no cost as well so they are a nonprofit corporation.
Multiple Choice Credentials are an official verification, from an accredited source, attesting to capability. O True O False
Answers
Answer:
False
Explanation:
Certifications are official verification, from an accredited source, attesting to capability, not credentials. Certifications include diplomas and degree certificates.
Credentials are only qualifications, personal quality, or achievement that shows a person is good at a skill. This can include getting a trophy for winning all games in a chess tournament.
Softie, Inc. produces facial tissues. The company's contribution margin ratio is 77%. Fixed expenses are $240,400. To achieve a target profit of $930,000, Softies' sales must be
Answers
To achieve a target profit of $930,000, Softies' sales must be $1,520,000.
What is target profit?Target profit is the amount of profit that a company's managers anticipate achieving by the conclusion of a specific accounting period. Typically, the target profit is established from the budgeting process and is compared to the actual result in the income statement.If they chose to earn a 20% margin on each sale, they will make a $50 profit on each chair sold. As a result, if the corporation wishes to make $50 per chair and sell the chair for $200, the chair must be manufactured for $150 or less.To find the target profit of Softie, Inc.:
Sales = ($240,400 + $930,000) ÷ 0.77= $1,520,000Therefore, to achieve a target profit of $930,000, Softies' sales must be $1,520,000.
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Who is your favorite living musical artist can be performer (solo, band )
Describe their music (style, genre, typical audience) in several sentences.
What about this artist (their music) resonates with you (why do you like them?)
Now, find out who influenced your favorite artist, include name (or names) and how they influenced them
Now, go back another musical generation to find out who influenced the influencer of your favorite artist
Answers
To find out who influenced your favorite artist and their influencer, you need to do some research into their musical background and the artists that they have credited as their inspirations and influences. This information can typically be found in interviews, biographies, or other articles about the artist and their music.
For example, let's say your favorite living musical artist is Taylor Swift.
According to interviews and articles about her music, some of her biggest influences include country music legends like Dolly Parton and Shania Twain, as well as more contemporary pop artists like Britney Spears and Gwen Stefani.
These artists have all had an impact on Swift's music and style, and she has spoken about how their music has influenced her own writing and performance style
If you go back to another musical generation to find out who influenced Taylor Swift's influences, you might look at the artists that inspired Dolly Parton and Shania Twain in their own careers.
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Identify and explain in detail 5 objectives of an entrepreneur
Answers
Answer & Explanation:
1). PROFITABILITY: Every entrepreneur wants to get and stay profitable. This is a fundamental business goal.
2). EXCELLENT CUSTOMER SERVICE: A customer is seen as the king as without him there is no business. Excellent customer service is a skill and an objective of every enterprenuer.
3). EMPLOYEE ATTRACTION AND RETENTION: A low staff turnover is important for a business as it helps an entrepreneur stay in business.
4). SUSTAINABLE GROWTH: Going concern of a business is an important objective to an enterprenuer.
5). ALIGNING MARKETING AND SALES: Marketing and sales translates to income for a business as its activities generates revenue and keeps the business afloat.
Question 1 of 3
The bank limits deposits to $200 per day. Ash has $300
to deposit. What should she do?
Select a response.
A Make multiple deposits over a few days
B Not agree to the Terms and Conditions
Answers
According to the information provided, Ash should make several deposits spread out over a few days. Thus option A is correct.
Ash can divide the deposit into two separate transactions because the bank only allows deposits of $200 per day and she has $300 to deposit. She is permitted to deposit $200 on the first day and the final $100 on the second day.
She will be able to successfully complete her deposit and stay inside the bank's deposit cap with this method. The correct response is, "Make several deposits over a few days."
Therefore, option A is appropriate.
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A student of mass of 65kg takes 10s to run up a flight of stairs of 40steps. lf each step is 12cm high,calculate the potential energy of the student at a maximum height. take gravity =10m/s2
Answers
Answer:
Eg=mgh
Eg=gravitational potential energy
m=mass (kg)
g=acceleration of gravity
h=height (m)
m=65kg
g=10m/s²
h=40·12=4.8m
Eg=65(10)(4.8)
Eg=3120J
please help with this question :0
Answers
Answer:
darling, soes it have a read?
Explanation:
Coach Sieb Has a treadmill desk. Walking on the treadmill will break down her triglyceride Levels 90% faster what is the percent that it breaks down while sitting
Answers
Answer:
0%
Explanation:
Base on the scenario been described in the question, where we saw coach Seib has 90% faster breaking her triglyceride Levels while working, when sitting, she has a 0% of breaking her triglyceride Levels because no movement, there will be no breakdown in the triglyceride Levels
You work as the sales manager for a company that sells paper supplies to businesses of all sizes. Because the profit margins are razor-thin, you need to ensure that you are getting the very best prices on all paper supplies from the manufacturers. When reviewing the quarterly profit statement, you realize that your costs are higher than they should be, and you trace the higher costs back to an employee who has been lax about getting competitive bids to ensure the lowest prices. When you conduct your research to determine the reason for the higher costs, and take action to bring those costs back down, in which of the key management processes are you taking part?
Answers
Answer:
Controling.
Explanation:
Analyzing the above scenario, it is possible to identify that the process of determining the reason for the higher costs and taking measures to reduce those costs is part of an organization's control management process.
It is essential that each company has a well-established control management system, as a way of positively influencing employees in the company and ensuring that all strategic activities and actions are carried out as planned to achieve organizational objectives and goals.
An effective management control process ensures that companies operate more effectively, improving organizational resource management processes, reducing costs and making management more structured and effective so that a company remains competitive and profitable in the market.
Write 9.58 times 10^(2) in standard notation. pls help!
its math btw
Answers
Saint Leo Corporation (a U.S.-based company) has a wholly-owned subsidiary in Vietnam that manufactures insulated wire at a cost of $3 per meter. Saint Leo Corporation imports the insulated wire and sells it to U.S. retailers at a price of $12 per meter. The following information applies:
United States Vietnam
Income tax rate 21% 12%
Import duty rate 20% ------
Withholding tax rate on dividends ---------- 6%
Import duties are levied on the invoice price and are deductible for income tax purposes. The Vietnam subsidiary must repatriate 100 percent of after-tax income to Saint Leo Corp. each year. Saint Leo Corp. has determined an arm’s-length range of reliable transfer prices to be $5.00–$6.00.
Required:
1- Determine the transfer price within the arm’s-length range that would maximize Saint Leo Corp’s after-tax cash flow from the sale of insulated wire in the United States.
2- Now assume that the withholding tax rate on dividends is 0 percent. Determine the transfer price within the arm’s-length range that would maximize Saint Leo Corp’s after-tax cash flow from the sale of insulated wire in the United States.
Answers
The transfer price within the arm's-length range that would maximize Saint Leo Corporation's after-tax cash flow from the sale of insulated wire in the United States is $5.00 per meter in both scenarios: with or without withholding tax on dividends.
1. To determine the transfer price that maximizes Saint Leo Corporation's after-tax cash flow, we need to consider the impact of income tax and import duties. The cost of manufacturing the insulated wire in Vietnam is $3 per meter.
Considering the arm's-length range of reliable transfer prices ($5.00–$6.00), the transfer price should be set at the lower end of the range, which is $5.00 per meter. By setting the transfer price at $5.00 per meter, the profit margin is $2.00 per meter ($5.00 - $3.00), which is subject to the 21% income tax rate in the United States.
This results in an after-tax profit of $1.58 per meter ($2.00 - ($2.00 * 0.21)), maximizing Saint Leo Corporation's after-tax cash flow.
2. When the withholding tax rate on dividends is reduced to 0 percent, it no longer affects the transfer pricing decision. Therefore, the transfer price within the arm's-length range that maximizes Saint Leo Corporation's after-tax cash flow remains the same as before, which is $5.00 per meter.
The absence of withholding tax on dividends allows the full after-tax profit of $2.00 per meter to be repatriated to Saint Leo Corporation without any additional tax implications.
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Which type of account (real, personal, or nominal) includes the following expenses of a business?
Expenses like rent, transportation, and advertising are part of a business’ ______
account, because they are fictitious.
Answers
Answer: Nominal account
Explanation:
Expenses like rent, transportation, and advertising are part of a business (Nominal) account, because they are fictitious.
Personal accounts are the accounts that have to do with individuals, or businesses. A real account is an account that isn't closed when the accounting period ends. The bqlnaces in the real account are carried to the following period. An example of this is cash.
Nominal account is an account that has a zero beginning balance at the start of the year. This is because when an accounting year ends, the nominal account will be closed.
Who do interest groups represent quizlet?
Answers
Before their government, interest organizations speak on behalf of the people. By identifying these issues, interest organizations effectively reflect the concerns of their members in the political process. Interest groups provide a forum for political participation.
How do interest groups function? They stand for what, exactly?In order to pursue shared political goals, individuals form groups known as interest groups. They often focus their efforts on one specific area of policy, in contrast to political parties, who must address every issue on the public agenda.
Who speaks on behalf of interest groups and what are their names?Professional lobbyists work to sway laws, regulations, or other governmental acts, decisions, or policies on behalf of an organization or individual who pays them.
What is an interest group's principal goal?An interest group's main goal is to sway public policies in favor of the group's members or their own interests. The general public and decision-makers are informed, among other things, about the problems that these organizations are attempting to solve.
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what are the differences between systematic and nonsystematic risk?
Answers
Systematic risk and nonsystematic risk are two types of risks that investors face when investing in financial assets. Here are the differences between the two:
Systematic Risk: Also known as market risk or undiversifiable risk. It affects the overall market or the entire economy. Cannot be eliminated through diversification. Examples include economic recessions, political instability, interest rate changes, inflation, and natural disasters.
Systematic risk affects the prices of all assets in the market, meaning that if the market as a whole experience a downturn, the majority of assets will be affected.
Nonsystematic Risk: Also known as specific risk or diversifiable risk. It is specific to a particular company, industry, or asset class. Can be reduced or eliminated through diversification. Examples include company-specific events like management changes, product recalls, labor strikes, or competition within an industry.
Nonsystematic risk affects the prices of individual assets or a specific group of assets, meaning that it can be reduced by diversifying the investment portfolio.
In summary, systematic risk refers to risks that are inherent to the entire market or economy and cannot be diversified away, while nonsystematic risk refers to risks.
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n January 1, the City of Lodi issued $10,000,000, 5% 5-year bonds. Interest is paid annually on December 31 of each year. At the time of the issuance, the market rate on the bonds was 8% Part A. Compute the Issuance price of the bond. Part B. Construct an Amortization table to compute a) yearly cash paid to bondholders, b) yearly interest expense, c) yearly premium amortization and the carrying value of the bond each year. Part C: Provide the journal entry at December 31, Year 1 to record the bond's first interest payment:
Answers
Part A: The issuance price of the bond can be calculated using the present value formula. The bond has a face value of $10,000,000, a stated interest rate of 5%, a term of 5 years, and a market rate of 8%.
To calculate the issuance price, we need to discount the future cash flows (annual interest payments and the principal repayment) using the market rate. The present value of the interest payments and the principal repayment will give us the issuance price.
Part B: To construct the amortization table, we need to calculate the yearly cash paid to bondholders, yearly interest expense, yearly premium amortization, and the carrying value of the bond each year.
Yearly cash paid to bondholders: This is the annual interest payment of 5% on the face value of $10,000,000.
Yearly interest expense: This is calculated by multiplying the carrying value of the bond at the beginning of the year by the market rate of 8%.
Yearly premium amortization: This is the difference between the yearly cash paid to bondholders and the yearly interest expense.
Carrying value of the bond: This is the face value of the bond minus the premium amortization.
Part C: The journal entry at December 31, Year 1, to record the bond's first interest payment would be:
Interest Expense: Debit
Cash: Credit
The Interest Expense account is debited for the amount of the interest payment, and the Cash account is credited to reflect the payment made to bondholders.
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What is one way to avoid plagiarism?
give credit for information taken from a source
copy information from a source word for word
use an excerpt from a source without identifying it
repeat a quote without mentioning the original speaker
Answers
Answer:
Give credit for information taken from a source.
Explanation:
Answer: (A) Give credit for information taken from a source.
Explanation: right on edge 2020
assume the following financial data for rembrandt paint co. and picasso art supplies: rembrandt paint co. picasso art supplies total earnings $ 576,000 $ 820,000 number of shares of stock outstanding 160,000 410,000 earnings per share $ 3.60 $ 2 price-earnings ratio (p/e) 15 27 market price per share $ 54 $ 54 if all the shares of rembrandt paint co. are exchanged for those of picasso art supplies on a share-for-share basis, what will postmerger earnings per share be for picasso art supplies?
Answers
The total number of shares outstanding for the combined company will be 570,000 (160,000 + 410,000). After the merger, the earnings per share for Picasso Art Supplies will be $2.45.
To determine the post-merger earnings per share for Picasso Art Supplies, we first need to calculate the combined earnings of the two companies. The total earnings of Rembrandt Paint Co. and Picasso Art Supplies are $576,000 and $820,000 respectively, which gives us a combined earnings of $1,396,000.
Next, we need to calculate the earnings per share of the combined company. To do this, we divide the combined earnings by the total number of shares outstanding.
Combined earnings = $1,396,000
Total number of shares outstanding = 570,000
Earnings per share = Combined earnings / Total number of shares outstanding
Earnings per share = $1,396,000 / 570,000
Earnings per share = $2.45
Therefore, the post-merger earnings per share for Picasso Art Supplies will be $2.45. This is a decrease from their previous earnings per share of $2.
However, it is important to note that the price-earnings ratio for the combined company has also changed. The P/E ratio for Rembrandt Paint Co. was 15 and the P/E ratio for Picasso Art Supplies was 27. The P/E ratio for the combined company will be different due to the different ratios of the two companies.
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A company typically makes a net profit of approximately 20% of its net sales. If sales were $100,000 and sales discounts were $5,000, how much was net profit?
Answers
The net profit will be 20% of $25,000, which is $5,000.
Net profit is the difference between gross profit and expenses. It is an indicator of how much money a company has earned after accounting for all expenses and taxes. A company's net profit is typically about 20% of its net sales. This means that the company makes a profit of 20 cents for every dollar of sales it generates.
If the company's sales are $100,000, the net profit will be 20% of the sales, which is $20,000.Gross profit is calculated by subtracting the cost of goods sold from net sales. Net sales are the total sales of a company minus any discounts, returns, or allowances.
In this case, sales discounts were $5,000, which means that net sales were $100,000 - $5,000 = $95,000.
To calculate net profit, we need to first calculate gross profit.
Assuming that the cost of goods sold was $70,000, the gross profit will be $95,000 - $70,000 = $25,000.
Therefore, the net profit will be 20% of $25,000, which is $5,000.
Therefore, the net profit for the company will be $5,000.
If a company's sales are higher or lower than $100,000, the net profit will also be higher or lower accordingly. The net profit margin is an important financial metric as it shows how efficiently a company is using its resources to generate profits. It is also used by investors to evaluate a company's profitability and growth potential.
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If the product or service you sell is taxable, you must obtain is ———— A. A sales tax permit B. An employer identification number C. A business checking account D. Business cards
Answers
Answer:
The answer I prefer is
Explanation:
An employer identification number.
Hope this helps....
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Catalina Corp. bonds have a coupon rate of 5 percent, pay interest semiannually, and sell at par Each of these bonds has a market price of and interest payments of a) $1025 $50 b) $1025 $25 c) $1050 $50 d) $1000 $50 e) $1000 $25
Answers
Catalina Corp. bonds have a coupon rate of 5 percent, pay interest semiannually, and sell at par Each of these bonds has a market price of and interest payments of $1000 $50. The correct option is d.
The market price of a bond is influenced by its coupon rate and the prevailing interest rates in the market. When a bond is priced at par, it means that its market price is equal to its face value.
In this case, $1000 $50 is the correct answer because it represents a bond selling at par with a coupon rate of 5 percent and semiannual interest payments of $50. The coupon rate of 5 percent means that the bond pays 5 percent of its face value as interest annually, or $50 in this case. Since interest is paid semiannually, each interest payment would be $25.
The other options either have a higher market price $1050 $50 and option $1000 $25 or a lower coupon rate $1025 $50 and $1025 $25, which would result in the bond selling at a premium or discount to its face value.
Therefore, option d $1000 $50 is the correct choice as it accurately represents a bond selling at par with a coupon rate of 5 percent and semiannual interest payments of $50.
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each listed stock option contract gives the holder the right to buy or sell shares of stock. each listed stock option contract gives the holder the right to buy or sell shares of stock. 10 100 1000 1
Answers
The correct statement is:
Each listed stock option contract gives the holder the right to buy or sell 100 shares of stock.
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