Answer:
lessee
Explanation:
noun
a person, group, etc., to whom a lease is granted.
how do you handle balancing multiple customers at once, while still providing an exceptional customer experience?
While still providing an exceptional customer experience, handling and balancing multiple customers at once can be done by Prioritizing tasks, Communicating effectively, and being attentive.
Prioritizing tasks is important when suspending numerous clients. Specify the clients who need a close watch and concentrate on them first. This allows us to address consumer anticipations and bypass pauses.
Communication is essential when negotiating with numerous consumers. Be translucent about the time needed to listen to each consumer and deliver regular updates to maintain them educated. This allows us to create confidence and keep a favorable connection with each customer in a firm.
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Daniel Kaffe, CFO of Kendrick Enterprises, is evaluating a 10-year, 6. 1 percent loan with gross proceeds of $5,550,000. The interest payments on the loan will be made annually. Flotation costs are estimated to be 2. 4 percent of gross proceeds and will be amortized using a straight-line schedule over the 10-year life of the loan. The company has a tax rate of 40 percent, and the loan will not increase the risk of financial distress for the company.
Required:
a. Calculate the net present value of the loan excluding flotation costs.
b. Calculate the net present value of the loan including flotation costs.
a) The net present value of the loan excluding flotation costs is $2,080,559
b) The NPV of the loan including flotation costs is -$4,244,344.
a) To calculate the net present value (NPV) of the loan excluding flotation costs, we first need to calculate the annual interest payment. We can do this by multiplying the gross proceeds by the interest rate:
Annual interest payment = $5,550,000 x 6.1% = $338,055
Next, we need to calculate the present value (PV) of the annual interest payments over the 10-year life of the loan. We can use the formula:
PV = (Annual interest payment / (1 + Discount rate)ⁿ)
Where n is the year number, and the discount rate is the company's cost of capital.
Assuming a cost of capital of 10%, the PV of the loan excluding flotation costs is:
NPV = PV of cash inflows - PV of initial investment
= ($338,055 / (1 + 10%)) + ($338,055 / (1 + 10%)²) + ... + ($338,055 / (1 + 10%)¹⁰) - $5,550,000
= $2,080,559
To calculate the NPV of the loan including flotation costs, we need to add the amortized flotation costs to the initial investment. The amortized flotation costs are 2.4% of the gross proceeds, or $133,200 per year for 10 years. The PV of the flotation costs is:
PV of flotation costs = ($133,200 / (1 + 10%)) + ($133,200 / (1 + 10%)²) + ... + ($133,200 / (1 + 10%)¹⁰)
= $774,903
Therefore, the NPV of the loan including flotation costs is:
NPV = PV of cash inflows - (PV of initial investment + PV of flotation costs)
= $2,080,559 - ($5,550,000 + $774,903)
= -$4,244,344
Since the NPV is negative, it would not be advisable for Kendrick Enterprises to take out the loan with the given terms and conditions.
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What is the term used to describe the fluctuation in demand of a certain product in relation to pricing?
Elasticity is a phrase used to describe how the price affects how much a certain product is in demand.
What is elasticity?In neoclassical economic theory, elasticity is a key idea that aids in understanding a variety of economic concepts, including the incidence of indirect taxation, marginal concepts related to the theory of the firm, wealth distribution, and different types of goods related to the theory of consumer choice. When talking about how welfare is distributed, particularly in terms of consumer, producer, or government surpluses, a grasp of elasticity is crucial.
Elasticity is a key notion in many economic theories, and it may be seen in a number of key indicators. These include the elasticity of demand at different prices, the elasticity of supply at different prices, the elasticity of demand at different income levels, the elasticity of replacement between factors of production, the cross-price elasticity of demand, and the elasticity of substitution across time.
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Agnes, who suffers from anorexia, is dangerously thin but has been steadfastly refusing to eat enough to gain weight. if agnes could honestly explain to you why she doesn't eat, what would she probably say
Agnes, who suffers from anorexia, may explain that her refusal to eat is driven by a fear of gaining weight and a distorted body image. She may express feeling a sense of control and accomplishment when she successfully restricts her food intake, and may also feel shame or guilt when she does eat.
Additionally, she may describe feeling overwhelmed by negative emotions and using food restriction as a coping mechanism.
However, it's important to note that anorexia is a complex mental health disorder and individuals struggling with it may have varying experiences and reasons for their behavior.
Anorexia is very harmful on the body, and can lead to serious problems such as: Anemia. Heart problems (arrhythmias, slow heart rate, heart failure, and mitral valve prolapse) Low blood pressure.
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Why is it important to demonstrate a positive work attitude in the workplace?
O to be seen as trustworthy and reliable
O to be seen as coachable and flexible
O to be seen as willing to delegate tasks
O to be seen as easily persuadable
Answer:
the first one
Explanation:
if you aren't trustworthy you might not get as many opportunities in your workplace
then impact of risky behaviour on one's well-being by referring to social,emotional,physical and spiritual
How can you best define the problem for angel? you explain that he will need to determine the platform that will provide the easiest transition for the least amount of money. You explain that he will need to determine the platform that will serve as the best fit for the company's anticipated growth
Angel is faced with the challenge of determining the best platform for his company's anticipated growth with minimal expenditure.
To effectively address this problem, Angel needs to carry out a detailed evaluation of different platforms available to identify the best fit for his company. This evaluation should take into account several factors, including the platform's features, scalability, flexibility, ease of use, and cost.
Angel should consider the company's growth trajectory and determine how the platform can support the company's growth goals. He should also assess the potential impact of the platform on the company's operations, customer experience, and overall profitability.
This will help Angel to make an informed decision that will ensure the platform's seamless transition, minimizing the risks associated with switching platforms. Angel needs to analyze and evaluate different platforms available to determine the best fit for his company's growth trajectory while minimizing costs.
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Which of the following is an example of an effective persuasive speech topic for a group of elementary school children? (edge 2022)
a.
the origins of Santa Claus in different cultures around the world
b.
abstinence: the best protection
c.
read at least 20 minutes a day
d.
staying in school is cool
accounts payable, accrued expenses, 2-year notes payable, and 90-day notes are all short-term liabilities. true false
The statement "Accounts payable, accrued expenses, 2-year notes payable, and 90-day notes are all short-term liabilities" is true. Short-term liabilities are defined as liabilities that are expected to be paid within one year, or within the operating cycle of the business (whichever is longer).
Accounts payable are defined as the amount of money a company owes its suppliers for goods or services received on credit. These are typically due within 30 days and are considered short-term liabilities.
Accrued expenses are expenses that have been incurred but have not yet been paid. These can include salaries, rent, interest, and taxes. These are also considered short-term liabilities because they are typically due within a few weeks.
2-year notes payable are liabilities that are due in two years. However, since they are short-term liabilities, they can also be paid earlier than two years. As such, they are considered short-term liabilities.
90-day notes payable are liabilities that are due within 90 days. As such, these are considered short-term liabilities as well. In conclusion, the statement "Accounts payable, accrued expenses, 2-year notes payable, and 90-day notes are all short-term liabilities" is true.
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There are two firms that compete against each other and each needs to decide if they will undertake research and development to improve their product. The payoffs are as follows:
If Firm 1 does undertake R&D then Firm 2 will earn $25 million if they also do R&D or $50 million if not
If Firm 1 does not undertake R&D then Firm 2 will earn $2 million if they do R&D or $0 million if not
If Firm 2 does undertake R&D then Firm 1 will earn $10 million if they also do R&D or $20 million if not
If Firm 2 does not undertake R&D then Firm 1 will earn $2 million if they do R&D or $0 million if not
Regarding this game, which of the following is TRUE?
Group of answer choices
Both firms will do R&D.
Firm 1 will do R&D and Firm 2 will not.
Only one will do R&D but we cannot say which one.
Both firms will not do R&D
The correct answer is: Only one will do R&D, but we cannot say which one.
What Is R&D? Determined The Optimal Strategy For Each FirmR&D stands for Research and Development. It refers to the activities undertaken by companies or organizations to innovate, improve existing products or processes, and develop new technologies, products, or services.
R&D involves scientific research, experimentation, and technological advancements aimed at enhancing competitiveness, creating new markets, and driving economic growth.
It can include activities such as conducting experiments, prototyping, testing, data analysis, and the exploration of new ideas and technologies. R&D is often a crucial component for companies to stay competitive and adapt to changing market demands.
To determine the optimal strategy for each firm, we need to analyze the payoff matrix and identify the best response for each firm given the actions of the other firm.
From the given payoffs, it is evident that each firm has a dominant strategy to undertake R&D, as the payoffs are higher when both firms engage in research and development.
However, in this case, there is no clear dominant strategy for both firms simultaneously. The payoffs are such that if one firm chooses to undertake R&D, the other firm's best response depends on their own decision.
As a result, the outcome is indeterminate, and we cannot definitively say which firm will undertake R&D. It could be either Firm 1 or Firm 2, depending on their individual assessments and strategies.
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When you are in a conflict with another person, it is important to remember:
OA.
That you are right and he is wrong.
O B.
All the negative things the other person has said or done to you.
O C.
That you also helped create the conflict.
OD.
That it is your right to control your friends.
Discuss the key to business success. Factors/drivers that will ensure success ( what needs to happen in order for a business to work )
Business success can be achieved by following certain factors or drivers. These drivers ensure that the business is working as intended, making a profit, and growing. Below are some of the factors or drivers that can ensure business success:
1. Understanding customer needs: To be successful in business, the needs of the customer must be understood. When the customer’s needs are well understood, it is easier to provide services that meet their needs.
2. Proper Management: A good manager is essential to business success. Managers must have the right knowledge, skills, and experience to be able to manage a business properly.
3. Business Planning: A business plan is a blueprint for success. It sets out the goals and objectives of the business and the steps that will be taken to achieve them.
4. Financial Management: Good financial management is necessary for business success. It is essential to have a good financial plan, which includes budgeting, forecasting, and cost management.
5. Marketing: Marketing is crucial to business success. Without effective marketing, it is hard to reach potential customers.
6. Human Resources: People are the most valuable assets in a business. Therefore, it is important to hire the right people, provide them with the necessary training and development, and create a positive work environment.
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Question 1 of 10 If you make a plan to get a certain amount of a project done each day, what skill have you demonstrated? A. Time management B. Punctuality O C. Moral standards D. Integrity
Answer: A
Explanation: not sure, but i think its correct
Advise the team leader on the activities that should take place during the performing stage
The correct answer to this open question is the following.
Although there is no more context or reference, we can say the following.
The activities that should take place during the performing stage would be the following.
During the performance stage, the leader and the members of its team are ready to start taking action. After passing the previous stages of the forming stage, the storming stage, the norming stage, it is time, the leader knows that it is the moment to do what was planned. So this performing stage determinant because actions are going to be evaluated to know the effectiveness of the leader. So the leader knows that he/she has to be congruent with what it says and what it does, and deliver the proper results for the benefit of the team.
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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Exxon, an energy company, thinks demand for oil, gas, and coal will increase for the foreseeable future, meaning 20-30 years. But they are hedging that bet by investing in small biofuels projects. This is called
Answer:
Forecasting
Explanation:
Forecasting is the way by which businesses predict future economic conditions by using past information and present economic situation to make informed guess about the future.
Forecasting is used by businesses to develop strategies that will ensure their future profitability.
In this instance Exxon predicted demand for oil, gas, and coal will increase for the foreseeable future of 20 to 30 years.
However their present activity is investment I sample biofuel projects.
This is forecasting the trend of demand in the oil and gas industry.
Is wanting to increase sales over the next year a good objective if (no/yes) write why
Answer:
Yes because some family's are not doing very good in money so they should be able to afford more items
But also no at the same time because if you have more sales more of your stuff will be out of stock.
Explanation:
TRUE/FALSE. to analyze a risk, we review it against the threat agents behind the risk.
False. To analyze a risk, we review it against the potential vulnerabilities, impacts, and likelihood of occurrence, rather than specifically focusing on the threat agents behind the risk.
While understanding the threat agents can provide valuable context, risk analysis involves assessing the overall risk landscape and evaluating the potential consequences and likelihood of occurrence associated with a particular risk.
To analyze a risk, it is crucial to review it against the threat agents behind the risk. Threat agents refer to individuals, groups, organizations, or entities that pose a potential threat or carry out harmful actions that can lead to risks or adverse events. Identifying and understanding the threat agents involved can provide valuable insights into their capabilities, intentions, and potential impact on the risk being analyzed. By assessing the threat agents, organizations can develop appropriate risk mitigation strategies and preventive measures to address and mitigate the identified risks.
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How does capitalism helps economic growth achievement in developing countries?
Select the correct answer. Which of these do you need to do when receiving criticism? A. Do not respond to criticism. B. Ignore the criticism. C. Respond to criticism with your own criticism. D. Consider the criticism as a learning experience. E. Ask your best friend what to do.
Answer:
The correct answer is D. Consider the criticism as a learning experience.
Explanation:
Criticism is the opinion valued by a person regarding another, a thing or a situation, in which the characteristics of said person, thing or situation are evaluated, and an opinion is expressed about them, which can be favorable or unfavorable.
When a person receives a criticism without bad intention, that is, a genuine or constructive criticism, the ideal is not to feel attacked by whoever emits it, but on the contrary, to take that opinion as valid, to learn from the mistakes made and improve.
Last month, you made a profit of $3,186. Your revenue
for the month was $42,364. What was your profit as a
percentage of revenue? (round to nearest percent.)
Your profit as a percentage of revenue last month was approximately 8 %. To find the profit percentage, we'll follow these steps:
1. First, we'll identify the given values: profit ($3,186) and revenue ($42,364).
2. Next, we'll divide the profit by the revenue: $3,186 / $42,364.
3. After that, we'll multiply the result by 100 to convert it to a percentage.
4. Finally, we'll round the percentage to the nearest whole number.
Let's calculate the profit percentage:
1. Profit: $3,186 and Revenue: $42,364.
2. $3,186 / $42,364 = 0.075231.
3. 0.075231 x 100 = 7.5231%.
4. Round to the nearest whole number: 8%.
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What role does the price index play for understanding family budget expenditures ?
Answer:
Explanation:
Consumer Price Index (CPI) Explained: What It Is and How It's Used
8 minute and 31 second read time
By JASON FERNANDO Updated December 13, 2022
Reviewed by PETER WESTFALL
Fact checked by PETE RATHBURN
Consumer Price Index (CPI)
Investopedia / Katie Kerpel
What Is the Consumer Price Index (CPI)?
The Consumer Price Index (CPI) measures the monthly change in prices paid by U.S. consumers. The Bureau of Labor Statistics (BLS) calculates the CPI as a weighted average of prices for a basket of goods and services representative of aggregate U.S. consumer spending.
The CPI is one of the most popular measures of inflation and deflation. The CPI report uses a different survey methodology, price samples, and index weights than the producer price index (PPI), which measures changes in the prices received by U.S. producers of goods and services.
KEY TAKEAWAYS
The Consumer Price Index measures the overall change in consumer prices based on a representative basket of goods and services over time.
The CPI is the most widely used measure of inflation, closely followed by policymakers, financial markets, businesses, and consumers.
The widely quoted CPI is based on an index covering 93% of the U.S. population, while a related index covering wage earners and clerical workers is used for cost-of-living adjustments to federal benefits.
The CPI is based on about 94,000 price quotes collected monthly from some 23,000 retail and service establishments as well as 43,000 rental housing units.
Housing rents are used to estimate the change in shelter costs including owner-occupied housing that account for nearly a third of the CPI.
What is cost plus pricing?
Answer:
Cost-plus pricing is a pricing strategy in which the selling price, of goods and services, is determined by adding a specific fixed markup percentage to a singular product's unit cost.
If a worker was climbing on a tower while attached to a vertical lifeline, the workers fall protection system would be provided by:
If a worker was climbing on a tower while attached to a vertical lifeline, the workers fall protection system would be provided by: single anchor vertical lifeline , and mobile fall arrestors.
What is a protection system?Protection system can be defined as the system that help to protect and safeguard people from hazard or to protect people from material that may fall on them while climbing a tower.
Hence, the protection system that will help to protect a worker or an employee who fall while climbing on a tower are;
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sale percentage: how large of a sale the website was having measured from 0 to 100 (no sale would be 0%). which of the following is true about the lpm model as compared to the logit model?
In regards to the comparison between the LPM (Linear Probability Model) and the Logit Model, the following statement is true:
The Logit Model is preferred over the LPM Model when analyzing binary outcomes, such as whether a sale occurs or not (0 or 1), as it provides more accurate estimates and addresses issues related to heteroscedasticity and functional form.
The LPM Model is a linear regression model that directly estimates the probability of an event occurring. It assumes that the relationship between the predictors and the outcome is linear. However, the LPM Model can be problematic when it comes to heteroscedasticity (unequal variances) and the fact that predicted probabilities can fall outside the [0, 1] range.
On the other hand, the Logit Model is a type of regression model used for binary outcomes. It employs the logistic function to estimate the probability of an event occurring. The Logit Model overcomes the limitations of the LPM Model by addressing heteroscedasticity and ensuring that predicted probabilities are bounded between 0 and 1.
When analyzing binary outcomes like the occurrence of a sale (0 or 1), the Logit Model is generally preferred over the LPM Model due to its ability to handle heteroscedasticity and produce bounded probabilities. It provides more accurate estimates and better fits the nature of binary outcome variables.
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what do limited partners in a business give up ? why ?
Answer:In return for giving up management power, limited partners get the benefit of protection from personal liability. This means that a limited partner can't be forced to pay off business debts or claims with personal assets. A limited partner, however, can lose his or her financial investment in the business.
Explanation:
if the price of indoor cycling classes increase by $10, we would expect the demand for fitness classes to
The answer is increase, substitutes, If the price of indoor cycling classes increase by $10, we would expect the demand for fitness classes to increase This is because indoor cycling classes and fitness classes are susbstitutes.
What are complements and substitutes?The major distinction between a complement and a substitute is that complements are ingested together, whereas substitutes are consumed in lieu of one another. The two goods are substitutes if their cross-price elasticity of demand is positive.
In a market, what are substitutes?Any alternative, replacement, or endorsement of products on the market is considered a substitute product. In other terms, it refers to a good or product that serves as a substitute or an alternative to a more widely used item without significantly altering the final product's composition, look, or utility.
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A 9-year bond has a yield of 10% and a duration of 7. 194 years. If the market yield changes by 50 basis points, what is the percentage change in the bond’s price?.
Bond price will fall by 3.587%.
If bond yield increases by 50 basis point (or 0.5%), bond price will fall because the present value is lower when interest rate is higher.
Bond price will fall by 0.5*7.194 = 3.597%.
What are Bonds?
A bond is a sort of instrument in which the issuer owes the bearer a debt and is required, depending on the terms, to repay the bond's principal and interest over a certain period of time at the bond's maturity date.
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the phase of the business cycle in which real gdp declines is called: group of answer choices a recession. the trough. an expansion. the peak.
The correct answer is "a recession." The phase of the business cycle in which real GDP declines is referred to as a recession.
During a recession, economic activity contracts, leading to a decrease in output, employment, and income. It is characterized by a sustained period of economic decline and is typically accompanied by factors such as reduced consumer spending, decreased investment, and a slowdown in business activity. The opposite phase, in which real GDP increases, is called an expansion. The trough represents the lowest point of the recession, while the peak is the highest point of the expansion.
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say the stock closed at $26.00 at expiration and the option was assigned. what would be your capital requirement for the shares, not including commissions and fees?
The underlying may be purchased by the seller.
How can a seller of options profit from a trade in options?
Or, before the option expires, the owner can simply sell it to a different buyer at its fair market value. When the premium paid is less than the difference between the stock price and the strike price at expiration, the call owner makes money.
How do stock market options work?
When you buy an options contract, you get the right to buy or sell an underlying asset at a certain price before a certain date, but you don't have to. The holder of a call option is granted the right to purchase stock, while the holder of a put option is granted the right to sell stock.
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