The discounted value of payments of $96.00 made at the end of every three months for 6.25 years, with an interest rate of 11% compounded quarterly, is approximately $1,581.57.
How to determine the discounted valueTo calculate the discounted value of payments made at the end of every three months for 6.25 years, we need to use the concept of present value and the provided interest rate.
The formula to calculate the present value (PV) of future payments is as follows:
PV = Payment Amount / (1 + (Interest Rate / Number of Compounding Periods)\()^(Number of Compounding Periods * Number of Years)\)
Given the following information:
Payment Amount = $96.00
Interest Rate = 11% (or 0.11 as a decimal)
Number of Compounding Periods = 4 (quarterly compounding)
Number of Years = 6.25
We can calculate the discounted value as follows:
\(PV = $96.00 / (1 + (0.11 / 4))^{4 * 6.25}\\PV = $96.00 / (1 + 0.0275)^{25}\\PV = $96.00 / (1.0275)^{25}\\PV ≈ $1,581.57\)
Therefore, the discounted value of payments of $96.00 made at the end of every three months for 6.25 years, with an interest rate of 11% compounded quarterly, is approximately $1,581.57.
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PLEASE HELP QUICK!!!
Which of the following is an advantage of buying your home over renting?
(1 point)
O You do not have to worry about the housing market in your area.
O The amount you pay each month is set by the terms of your mortgage.
O If something breaks, you have to fix it or pay to have it fixed.
O Your mortgage payments will far exceed the value of your home.
Answer:
The amount you pay each month is set by the terms of your mortgage.
Explanation:
connexus
Corporate bonds issued by Johnson Corporation currently yield 8%. Municipal bonds equal risk currently yield 6%.
At what tax rate would an investor be indifferent between these two bonds?
An investor would be indifferent between the two bonds at a tax rate of 25%.
Explanation:
To find the tax rate at which an investor would be indifferent between the two bonds, we need to compare the after-tax yield of each bond. Municipal bonds are typically tax-exempt, so the 6% yield is already after-tax. On the other hand, the 8% yield on the corporate bond is before-tax.
To calculate the after-tax yield on the corporate bond, we need to subtract the tax rate from 1 (to get the portion of the yield that the investor keeps), then multiply that by the yield. So, for example, at a tax rate of 25%, the after-tax yield on the corporate bond would be:
(1 - 0.25) * 8% = 6%
Now we can compare the after-tax yields of the two bonds:
Municipal bond yield = 6%
After-tax corporate bond yield at 25% tax rate = 6%
At this tax rate, the two yields are equal, so an investor would be indifferent between the two bonds. If the investor's tax rate were higher than 25%, the municipal bond would be more attractive; if the tax rate were lower than 25%, the corporate bond would be more attractive.
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Why is the price floor above the equilibrium point and the price ceiling below the equilibrium point? Please explain as well!
Answer:
THE GIVEN STATEMENT IS WRONG.
The prices and the quantities of the products are usually set up by considering demand and supply. Sometimes, people may not agree with the price of a certain thing. Due to these reason, the government may set a maximum and minimum price limits on a product so it always remains in a certain range.
The upper limit is Price Ceiling. When a Price Ceiling is set below the equilibrium point, the demand will exceed the supply and shortages will occur.
The lower limit is Price Floor. When a price floor is set above the equilibrium point, the supply will exceed the demand, resulting in surplus quantity of a product
speech about peer pressure
QUESTION 6 of 10: You own an art supply store and the total sales in your trading area equal $17,500. Your store accounts for $6,000 of the total. In this scenario, $6,000 refers to your: O a) Price per unit b) Balance sheet O c) Margin O d) Market share
Answer:
In this case, the $6,000 refers to your sales. If expenses and returns were deducted it will be your net sales. Sales refers to the activity of selling an amount of goods or services to consumers who enter your storefront. The goal is to make sure your sales are greater than all of our expenses to make sure you are turning a profit each month.
Explanation:
What would the audience’s aims for a eulogy be?
- to hear about an important issue
- to feel inspired
✅to hear about the life of their friend or family member
- to feel concern about the state of the environment
Answer:
to hear about the life of their friend or family member
Find the marginal average cost function if cont and revenue are given by C(x) = 124 + 24x and R(x) = 5x -0.03%? The marginal average cost function is '(x)-1
The marginal average cost function (MA) can be expressed as:MA = -(AC')MA = - [(-124/x²) + 24/x]MA = (124/x²) - 24/xHence, the marginal average cost function is (124/x²) - 24/x.
Marginal cost (MC) can be defined as the change in total cost when output is increased by one unit. To find the marginal cost, we differentiate the total cost function C(x) with respect to x. We can also calculate the marginal cost as the slope of the total cost function.Marginal cost (MC) = dC/dxWe have given that,C(x) = 124 + 24xNow, we differentiate the above equation with respect to x.C'(x) = 24The marginal cost function C'(x) = 24.Since, we know that the average cost (AC) function is C(x)/xWe have, AC = C(x)/x = (124 + 24x)/xAC = 124/x + 24Similarly, we can find the derivative of the average cost function and it is given as below:AC' = (-124/x^2) + 24/xThe marginal average cost function is given as the negative of the derivative of the average cost function.So, the marginal average cost function (MA) can be expressed as:MA = -(AC')MA = - [(-124/x²) + 24/x]MA = (124/x²) - 24/xHence, the marginal average cost function is (124/x²) - 24/x.
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The Production Function shows how total output changes when the amount of a single variable input changes while all other inputs are held constant. Which Economic Resource (Factor of Production) is usually the variable input?
Answer:
labor
Explanation:
They are four factors of production. They are labor, capital, land, and entrepreneurship.
Labor is compensation for human skills, knowledge, time, and energy. It is indicated as salary, wages, commissions, or allowances in the books of account. A company's labor expense is influenced by the number of workers it requires. A planned high output will require many workers, while a low-volume production needs fewer workers. Therefore labor is considered a variable cost.
Capital includes the finances, equipment, and machinery required to start a business. Capital is a fixed cost as capital requirements do not vary will the volume of output. Land and entrepreneurship are fixed costs as they are not expected to change in the s
what are the advantages and disadvantages of common stocks
Advantages:
You can invest in companies with limited liability. Common stocks offer a higher earning potential. You can easily purchase common stock on virtually any trading platform. Common stocks can provide dividends. You’ll get to take advantage of a growing economy.Disadvantages:
You are the last person to get paid during a company liquidation. You don’t have much control over your investment. Companies are not required to pay dividends on common stocks. It can take time to generate significant gains. You will face high levels of professional competition when investing in common stocks.Hopes this helps :)
______ is a natural ability to understand and/or perform in a particular area.
Skill
Sport
Job
Aptitude
Answer:
Aptitude
Explanation:
Aptitude is the inborn potential to perform well in certain areas. It is a talent that makes an individual good in a particular discipline. Aptitude includes natural abilities to acquire knowledge or engage in physical activities. In other words, aptitude includes both mental and physical capabilities. Aptitude enables easy training or development of an individual in the areas where they are gifted.
Zainab is researching whether a Poisson process would be a suitable model for vehicle breakdowns on a busy motorway. For weekdays across one month, she collects data on the number of breakdowns each hour on the motorway, over a specific time period, between 10.00a.m. and 2.00 p.m. (a) With reference to one of the assumptions underlying a Poisson process, give a possible reason for why Zainab has restricted her study to vehicle breakdowns at a particular time of day. (b) Zainab enters her data into Minitab and calculates the following summary statistics for the number of breakdowns occurring each hour. Do the summary statistics support the Poisson process as a model for the data? Justify your answer. Statictirc (c) Based on the data collected, Zainab assumes that on average, two breakdowns occur per hour on the motorway. (i) Calculate the probability that there will be fewer than three breakdowns between 10.30 a.m. and 12.30 p.m. (ii) Calculate the probability that the interval between two successive breakdowns is less than 30 minutes.
(a) The reason why Zainab has restricted her study to vehicle breakdowns at a particular time of day is that a Poisson process assumes that the rate at which events occur should be constant over time. Therefore, Zainab has restricted her study to vehicle breakdowns between 10:00 a.m. and 2:00 p.m. to make sure the rate of breakdowns is relatively constant.
(b) The summary statistics do support the Poisson process as a model for the data. In a Poisson distribution, the variance should be equal to the mean. In the data provided, the mean is 2.08 and the variance is 2.11, which are very close. The histogram of the data also appears to be Poisson-like. Therefore, we can conclude that the data follows the Poisson distribution.
(c) (i) we need to use the Poisson distribution. The average rate of breakdowns per hour is 2. Therefore, the average rate is 4. The probability of having zero or one breakdown calculated as follows :P(X ≤ 2) = P(X = 0) + P(X = 1) + P(X = 2) where X ~ Poisson (4). Using a Poisson distribution table, we get;(X ≤ 2) = P(X = 0) + P(X = 1) + P(X = 2) = 0.018 + 0.073 + 0.147 = 0.238.(ii) we need to use the exponential distribution. Average time between two successive breakdowns = 60 minutes/2 breakdowns = 30 minutes Therefore, the rate parameter, λ = 1/30. This can be calculated as:P(X < 30) = 1 - e^(-λx) = 1 - e^(-1) = 0.6321 Therefore, the probability that the interval between two successive breakdowns is less than 30 minutes is 0.6321.
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Zainab has restricted her study to a particular time of day to assume that the rate of vehicle breakdowns remains constant during that time period, which is an underlying assumption of a Poisson process.
The probability of having fewer than three breakdowns between 10.30 a.m. and 12.30 p.m. is approximately 0.406 or 40.6%.
The probability that the interval between two successive breakdowns is less than 30 minutes is approximately 0.632 or 63.2%.
How to Solve the Problem?(a) One of the acceptances underlying a Poisson process is that the rate of occurrences occurring inside a given time pause is constant. By confining her study to a particular opportunity of day, between 10.00 a.m. and 2.00 p.m., Zainab is provided that the traffic conditions, driver performances, and other determinants that contribute to boat breakdowns remain almost constant all the while this time period. This presumption allows her to treat the dossier as a Poisson process.
(b) To determine if the summary enumerations support the Poisson process as a model for the data, we need to analyze if certain environments are met. The key conditions for a Poisson process are:
The occurrences occur alone.The average rate of events is perpetual over time.The expectation of more than individual event occurring in an infinitesimally insignificant interval is insignificant.If Zainab's data answer these conditions, it would support the Poisson process model.
(c) (i) To reckon the probability of less than three breakdowns between 10.30 a.m. and 12.30 period after 12 noon and before sunset, we can use the Poisson distribution. The average rate of breakdowns is given as two per time.
Let's denote the haphazard variable X as the number of breakdowns all the while this time ending. The parameter λ (lambda) shows the average rate of breakdowns, which is 2.
Using the Poisson distribution recipe, the probability maybe calculated in this manner:
P(X < 3) = P(X = 0) + P(X = 1) + P(X = 2)
P(X = k) = (e^(-λ) * λ^k) / k!
P(X < 3) = (e^(-2) * 2^0) / 0! + (e^(-2) * 2^1) / 1! + (e^(-2) * 2^2) / 2!
Calculating this expression, we find:
P(X < 3) = 0.406
Therefore, the expectation of having minor than three breakdowns between 10.30 a.m. and 12.30 p.m. is nearly 0.406 or 40.6%.
(ii) To calculate the expectation that the interval middle from two points two successive breakdowns is inferior 30 minutes, we need to feel the exponential distribution, that is often guide the interarrival times in a Poisson process.
In a Poisson process, the interarrival periods follow an rapid change distribution accompanying a rate parameter (λ) equal to the average rate of occurrences.
The average rate of breakdowns is given as two per period. Since the exponential disposal is defined in agreements of the rate parameter, we can reckon the probability as follows:
P(break < 30 minutes) = 1 - e^(-λt)
place t is the time in hours. In this case, t = 0.5 (30 proceedings is half an hour).
P(pause < 30 minutes) = 1 - e^(-2 * 0.5)
Calculating this verbalization, we find:
P(interval < 30 minutes) = 1 - e^(-1)
Using the rapid change distribution, this odds is approximately 0.632 or 63.2%.
Therefore, the feasibility that the interval betwixt two successive breakdowns is inferior 30 minutes is approximately 0.632 or 63.2%.
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4-Strategy should focus PRIMARILY on the organization's: a. shareholders b. customers c. products d. employees
Answer:
b. customers
Explanation:
The organizational strategy can be understood as a plan that aims to develop action plans so that a company can achieve its objectives and goals, so it is correct to state that the strategy should focus primarily on the organization's customers.
A company exists to satisfy the desires and needs of potential customers, so that is the substantial reason for its existence and where its focus must be, of course, a strategy must understand the organizational whole, its internal and external environment including shareholders, products and employees, but the focus on the customer must be a priority, so that the company has acceptance, value and market positioning.
Jamie wants to borrow $15,000 from south western bank. They offered her a 4-year loan with an apr of 5. 5%. How much will she pay in interest over the life of the loan? (round monthly payment calculations to 2 decimal places. ).
The total interest Jamie will pay is $348.85/month in interest alone over the life of the loan.
How to calculate amount of interest ?The principal amount(p) is $15000
The Annual Percentage Rate (r) is 5.5%
The Duration of the Loan (t) is 4 years
Inorder to calcualte Amount of Interest (M)
\(M=[(p(r/12)(1+r/12)^{12t}] / [(1+r/12)^{12t} -1]\)
\(M = [15000(0.055/12)(1+0.055/12)^{12x4}] / [(1+0.055/12)^{12x4}-1]\)
M = $348.85
What is the interest?The cost you incur when lending or borrowing money is called interest.Most of the time, interest is expressed as an annual percentage of the loan amount.The loan's interest rate is represented by this percentage.The total interest Jamie will pay is $348.85/month in interest alone over the life of the loan.
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At a local grocery store, travis, the produce department manager, has eight direct reports in his department, while rayah, the meat department manager, oversees 12 employees. which of these statements about span of control is accurate?.
Rayan had more span of control than Travis.
What is span of control?It helps to describe the channel of command in an organization.
It can also help to know how many individual works directly under a superior or head.
The number of people that are managed by a superior will determine his or her span of control.
Therefore, Rayan had more span of control than Travis
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Tell me 3 characteristics of money?
1.) durability
2.) acceptability
3.) scarcity
4.) portability
5.)divisibility
6.)uniformity
choose any three u want! :)
Characteristics of Money.
Answer:
(a) Divisibility
(b) Limited supply
(c) Durability
More:
(d) Portability
(e) Acceptability
(f) Uniformity
These are the characteristics of money.
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What’s the answer to this question??
i'm pretty sure it's listening and talking but i may be wrong.
Which of these factors is an advantage to using cash?
Answer:
B no fees or charges
Explanation:
Your welcome
Answer:
B.no fees or changes this is the right one
do you think external recruitment is better than internal recruitment for 5 supervisors. justify your answer
Answer:
This question is opinion based
Explanation:
Explain five steps in product design for a business
Explanation:
Five phases guide the new product development process for small businesses: idea generation, screening, concept development, product development and, finally, commercialization.
1. An expenditure for which the government receives no good, service, or resource in return.: An expenditure for which the government receives no good, service, or resource in return. 2. A privately owned organization that produces goods and services and sells them to others.: A privately owned organization that produces goods and services and sells them to others. 3. A good or service that can be consumed by many people at once and that other people can't be prevented from using.: A good or service that can be consumed by many people at once and that other people can't be prevented from using. 4. A legal claim of ownership.: A legal claim of ownership. 5. A market in which resources are exchanged for money.: A market in which resources are exchanged for money. 6. Consists of an individual or a group of people who live together and share income, such as you and your family.: Consists of an individual or a group of people who live together and share income, such as you and your family. 7. Models the interactions between key players in the economy.: Models the interactions between key players in the economy. 8. A market in which goods and services are exchanged for money.: A market in which goods and services are exchanged for money. 9. A rule of conduct passed by federal, state, or local governments.: A rule of conduct passed by federal, state, or local governments. 10. A payment for the use of a resource.: A payment for the use of a resource.
Answer:
1)Transfer payment
2)Firm
3)Public good
4)Property right
5)Factor market
6)Household
7)Circular flow diagram
8)Product market
9)Regulation
10) factor payment
Explanation:
1)An expenditure for which the government receives no good, service, or resource in return.:
(Transfer payment)
. 2. A privately owned organization that produces goods and services and sells them to others.:
( Firm)
3. A good or service that can be consumed by many people at once and that other people can't be prevented from using.:
( public goods)
4. A legal claim of owners
hip.: A legal claim of ownership
(Property right)
5. A market in which resources are exchanged for money.
(Factor market)
6. Consists of an individual or a group of people who live together and share income, such as you and your family.
(Household)
7. Models the interactions between key players in the economy.:
(Circular flow diagram)
. 8. A market in which goods and services are exchanged for money.:
(Product market)
9. A rule of conduct passed by federal, state, or local governments.:
(Regulation)
10. A payment for the use of a resource.:
( Factor payment)
Which is greater determinant of how one's life unfolds: personal agency or circumstances?
The question of whether personal agency or circumstances have a greater determinant on how one's life unfolds is a complex one.
However, research has shown that personal agency plays a significant role in shaping the trajectory of an individual's life. Personal agency refers to one's ability to act independently and make choices that affect their life outcomes. It includes factors such as self-belief, motivation, and resilience. While circumstances can undoubtedly impact an individual's life, such as socioeconomic status, access to education, or the place and time of one's birth, personal agency allows individuals to overcome these challenges and make positive changes in their lives. Ultimately, personal agency is not a guarantee of success, but it does provide individuals with the tools and mindset to face and overcome adversity. In conclusion, while circumstances are undoubtedly important, personal agency plays a more significant role in determining the trajectory of one's life.
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Andy's utility function for candy is. U(x) = 10vx. If Andy eats 64 pieces of candy,
how much utility does Andy receive?
Answer:
U(x) = 10vx. If Andy eats 64 pieces of candy,
Explanation:
The Rapid Meal has two restaurants that are open 24 hours a day. Fixed costs for the two restaurants together total $450,000 per year. Service varies from a cup of coffee to full meals. The average sales check for each customer is $8.00. The average cost of food and other variable costs for each customer is $3.20. Target net income is $105,000.
Questions:
Determine the revenues needed to obtain the target net income.
How many sales checks are needed to (a) earn a net income of $105,000 and (b) to break even?
Determine net income if the number of sales checks is 150,000
a. The revenues needed to obtain the target net income are $660,000.b. Sales checks needed to earn a net income of $105,000 = 131,250. Sales checks needed to break even = 168,750.
Net income when the number of sales checks is 150,000 = $150,000.Fixed costs are $450,000 per year. Target net income is $105,000. Average sales check per customer is $8. Average cost of food and other variable costs per customer is $3.20.The contribution margin of Rapid Meal is: Contribution margin = Average sales check – Average cost of food and other variable costs = $8.00 - $3.20 = $4.80
Total contribution margin = 56,250 × $4.80Total contribution margin = $270,000Net income = Total contribution margin - Fixed costs Net income = $270,000 - $450,000Net income = -$180,000Therefore, the net income when the number of sales checks is 150,000 is -$180,000.
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4. People in the organisations carry out diverse tasks with the aim to achieve
(a) Different objectives
(b) Common objectives
(c) Both of the above
(d) None of the above
Answer:
(b) Common objectives
Explanation:
People and departments in an organization perform different functions, but all focus on achieving its objectives. An organization's top management sets the goals and targets for a particular period. It then identifies specific actions that need to be accomplished to achieve the set goals.
The identified actions are distributed to various departments for implementation. Each department will break down its activities into small tasks and assign them to individual workers. Every employee will be working to achieve their set objectives. If all workers achieve their targets, the departments will meet their objectives, and so is the organization's goals.
Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%. ignoring taxes, find the effect of the two increases on her purchasing power. showwork
Answer:
She lost $754.05.
Explanation:
Giving the following information:
Liz Mulig earns 52,000 per year as a philosophy professor. She receives a raise of 2.5% in a year in which CPI increases by 3.8%.
The rise in her salary allows her to increase her purchasing power. On the contrary, inflation decreases purchasing power. We need to calculate the differences between both effects and determine whether she can buy more or less.
Increase in salary= 52,000*1.025= $53,300
Inflation effect= 52,000/(1-0.038)= $54,054.05
To maintain her purchasing power, now, she needs to earn $54,054.05.
She lost $754.05.
Zoom has been criticized for opening up its platform for use by nonpaying users (with some restrictions). Why would Zoom do this, and why would paying customers care? 3-16. With the surge of Zoom users came a surge in scrutiny about the software's privacy and security. Why do you think Zoom developers built an insecure piece of software?
Zoom opened platform for non-paying users to expand user base; paying customers value exclusivity. Security concerns require evidence, avoiding assumptions of intentional insecurity.
There can be various reasons why Zoom decided to open up its platform for non-paying users, such as expanding its user base, increasing brand exposure, and attracting potential paying customers who may upgrade to premium features.
Paying customers may care because they might expect exclusive benefits, enhanced features, priority support, or a sense of exclusivity for their investment. As for the scrutiny regarding Zoom's privacy and security, it's important to note that building software is a complex task, and vulnerabilities can arise unintentionally due to oversight or unforeseen circumstances.
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if your goal was to connect individual customers' behavior across different interactions on different platforms and devices, which analytics feature allows you to do that by associating your own identifiers with individual customers?
Based on Góogle Analytics Certification, the analytics feature allows you to connect individual customers' behavior across different interactions on different platforms and devices is User-ID
What is a User-IDUser ID is a term that is used to describe a User Identifier, usually a specific value and easily known by the operating systems to identify a user.
User identifier or User ID is known along with the group identifier and other access control criteria and is utilized to specify which system resources a user can access.
With góogle analytics certification, the User-ID allows system analysts to connect individual customers' behavior across different interactions on different platforms and devices,
Hence, in this case, it is concluded that the correct answer is the User-ID
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The theory underlying the cost of capital is primarily concerned with the cost of
A.Long-term funds and old funds.
B.Short-term funds and new funds.
C.Long-term funds and new funds.
D.Any combination of old or new, short-term or long-term funds.
The theory underlying the cost of capital is primarily concerned with the cost of long-term funds and new funds. The correct answer is option c.
The cost of capital refers to the cost or required return on investment that a company or organization needs to generate in order to attract and retain the necessary capital for its operations and growth. It reflects the return expected by investors or lenders for providing their funds to the company.
Long-term funds refer to capital obtained through long-term debt or equity sources, which typically have maturities exceeding one year. These sources can include bonds, long-term loans, and equity financing. The cost of these long-term funds is a critical consideration for a company when determining its capital structure and investment decisions.
New funds, on the other hand, refer to capital that is newly raised or obtained for specific projects or ventures. This can include funds raised through equity issuances, public offerings, or other means. The cost of new funds is important as it directly impacts the company's cost of capital and its ability to generate returns that exceed this cost.
While the cost of capital theory primarily focuses on long-term funds and new funds, it's important to note that in practice, companies may use a combination of old and new funds, as well as short-term and long-term funds, depending on their specific financial needs and strategies. Therefore, the theory recognizes that the cost of capital can involve any combination of old or new, short-term or long-term funds.
The correct answer is option c.
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buying things on credit was extremely rare before which year?
Prior to 1917, it was uncommon to purchase items on credit. As a result of the fact that it was never acceptable for lenders to impose interest rates that were high enough to generate a profit.
The term "purchase" means what exactly?
Cash or its equivalent is required to achieve something. To acquire real land by means other than descent, such as via labour, risk, or sacrifice, is to buy. d.
In order to reach the top deck, he purchased a ticket. A large portion of those shares were bought through brokers. There were some auto-related receipts among them. Opening the box of ties, she looked over her acquisition.
each and every product or service bought for resale.
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The _____ is a production period long enough for the firm to adjust the
quantities of all its ________, including capital.
Answer:
long run, productive resources