What is the average fee to take money out of a non-network atm?.
Answers
The average fee to take money out of a non-network ATM is $4.72, although this varies depending on the ATM and bank.
Non-network ATM refers to the ATM machine that is not part of your bank's ATM network. These machines may still allow you to access your bank account and withdraw money but with an added fee charged by the owner of the ATM, which is not your bank.There are generally three types of fees you'll pay for using a non-network ATM: the ATM owner's fee, your bank's fee, and a foreign transaction fee if you're using an ATM abroad. The ATM owner's fee is the fee charged by the owner of the ATM you are using and is typically around $2.75 to $5. The foreign transaction fee is a fee charged by your bank for using your card abroad, and this fee varies by bank but can be up to 3% of the transaction amount.
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Related Questions
the 1970's period of stagflation involved a. relatively high unemployment. b. relatively high inflation. c. relatively low economic growth. d. high economic expansion. e. a, b, and c.
Answers
The 1970s period of stagflation involved relatively high unemployment, high inflation, and relatively low economic growth, the correct option is e). a, b, and c.
Stagflation is an economic phenomenon characterized by a stagnant economy coupled with high inflation and unemployment. This unique situation occurred in the 1970s, primarily due to a combination of factors such as the oil price shocks, poor monetary policy, and structural issues in the economy.
High unemployment during this period was a result of the slow economic growth, as businesses faced reduced demand for goods and services, leading to job losses. The high inflation rate was caused by factors such as rising energy prices, which increased production costs for businesses and, in turn, raised the prices of goods and services. Moreover, the monetary policy of that time, focused on managing inflation, was not effective enough in curbing the rise in prices.
Low economic growth during the stagflation period was a consequence of the aforementioned factors, as well as structural issues in the economy, such as the decline in manufacturing and the transition to a service-based economy. This transition, along with other challenges, contributed to a sluggish economy that struggled to recover from the stagflation.
In conclusion, the 1970s stagflation involved high unemployment, high inflation, and low economic growth, posing a significant challenge for policymakers and leaving a lasting impact on economic theory and policy-making.
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At a price of $5, Sam buys 10 units of a product; when the price increases to $6, Sam buys 8 units. Martha says Sam's demand has decreased. Is Martha correct
Answers
Based on the information given, Martha is incorrect. Sam's quantity demand has decreased.
What is demand?
Demand means the quantity of a good and services that consumers are willing and able to buy at various prices during a given period of time
In this case, Martha is incorrect. This is because Sam's quantity demanded has decreased, and his demand has not changed.
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SPORTY Company manufactures footballs. The company has a ball that sells for $35. At present, the ball is manufactured in a small plant that relies heavily on direct labor workers. Thus, variable costs are high, totalling $19 per ball, of which 70% is a direct cost. 1. Compute the total variable cost? (1-Mark) 2. Compute the CM and the CM \%? (1-Mark) 3. Compute the Break-even point? (1-Mark) 4. Due to an increase in labor rates, the company estimates that variable costs will increase by $3 per ball next year. If this change takes place and the selling price per ball remains constant at $35, what will be the new CM% and break-even point in balls? ( 2 Marks) 5. Refer to the data in (point 3) above. If the expected change in variable costs takes place, how many balls will have to be sold next year to earn the same net operating income $320,000 as last year?
Answers
(1)
The total variable cost is calculated as follows:
Total variable cost = variable cost per unit x number of units
Total variable cost = $19 x 28,000 = $532,000
Therefore, the total variable cost for is $532,000.
(2)
The contribution margin is calculated as follows:
Contribution margin = sales - variable costs
Contribution margin = $980,000 - $532,000
= $448,000
Therefore, the contribution margin, which represents the amount available to cover fixed costs and generate profit, is $448,000.
(3)
The contribution margin % is calculated as follows:
Contribution margin % = (contribution margin / sales) x 100
Contribution margin % = ($448,000 / $980,000) x 100
= 45.71%
Therefore, the contribution margin percentage, which indicates the portion of each sales dollar available to cover fixed costs and contribute towards profit, is approximately 45.71%.
(4)
The break-even sales is calculated as follows:
Break-even sales = fixed costs / contribution margin %
Break-even sales = $128,000 / 45.71%
= $280,026.25
Break-even units = fixed costs / contribution margin per unit
Break-even units = $128,000 / ($35 - $19)
= 8,000 units
Therefore, to cover all fixed costs and reach the break-even point, the company needs to achieve sales of approximately $280,026.25 or produce 8,000 units.
(5)
Contribution margin = $35 - ($19 + $3)
= $13
Contribution margin % = (28,000 units x $13) / $980,000
= 37.14%
Break-even units = fixed costs / contribution margin per unit
Break-even units = $128,000 / $13
= 9,846.15 units
Therefore, to cover all fixed costs and achieve the desired profit, the company needs to produce approximately 9,846.15 units or generate sales of $980,000 with a contribution margin percentage of 37.14%.
(6)
The break-even units is calculated as follows:
Break-even units = (fixed costs + desired profit) / contribution margin per unit
Break-even units = ($128,000 + $320,000) / $13
= 34,461.54 units
Therefore, to cover all fixed costs and achieve the desired profit, the company needs to produce approximately 34,461.54 units.
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Your question is incomplete; most probably, your complete question is this:
startups are fun and while they have inherent risks, they can often be more engaging to work in than a large corporation. some of the differences in working for a startup versus a corporation might include:
Answers
If you work in corporate, it's possible for someone else to quickly take your place, especially if you've only recently started. In contrast, you can eventually develop special knowledge and experience in a startup. The more experience you have, the more valuable you are to a startup.
An organization in its early phases of existence is referred to as a startup. Entrepreneurs that desire to create a product or service they think there is a market for launch startups. A startup is a business that has not been around for more than three to five years. making use of a cutting-edge/disruptive business approach or technology. aiming for a sizeable team and income growth. A small firm is more concerned with building and sustaining a steady and consistent revenue stream while a startup is more focused on fast growing and becoming a much bigger corporation. In no way are they attempting to scale up.
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The differences in working for a startup versus a corporation might include:
Steve Marks owes $20,000 in medical bills, $300 to the public utility, $400 on a dental bill due this month, $35,000 on a 10 year student loan, and $120,000 on a 30 year home mortgage. What is Steve's total for current liabilities
Answers
Answer:
US$ 175.700
Explanation:
Based on the given information, the total of Steve Marks's current liabilities is 20,700.
What is Current liability?The simple payments that are outstanding within a year or during the course of a typical business cycle are known as current liabilities. These are the sums that each person or business must pay each year.
The formula for calculating the current liability is
Total current liabilities=Medical bills+Public utility+dental Bill
As given
Medical bills=$20,000
Public utility=$300
Dental bill=$400
In the given case, the student loan and home mortgage are excluded as they are not considered as current liabilities of the business payable in a year.
Current liabilities=$20,000+$400+$300
Current liabilities=$20,700
In conclusion, Steve Marks's current liabilities are $ 20,700.
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Compare and contrast the elements of centralization and formalization within the Arab Alliance and the IDF. Explain how those inherent differences may have affected the outcome of the war.
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The correct answer to this open question is the following.
The elements of centralization and formalization within the Arab Alliance and the IDF were key to understand the Israeli victory over the Arab army. Without a doubt, those inherent differences affected the outcome of the war.
The Arab Alliance was formed by soldiers from different Arab states such as Jordan, Syria, Saudi Arabia, Tunisia, Algeria, Morocco, and Egypt. The alliance had strong numbers, good supplies and weapons, machines, tanks, and the support of the Soviet Union.
However, the Israeli al Defense Force (IDF) won the war by capturing the Gaza Strip, the West Bank, and the Sinai Peninsula. And the Israelis could do that because they had better training, a different mentality, and a modern strategic approach.
Israel not only recruited loyal soldiers, as was the main cause for the Arabs. Israel recruited the best talent for each military position and trained until they became the best. Lack of this kind of recruiting and training was notorious in the Arab alliance.
Another factor that favored Israel was the Structure of Command and Control, emphasizing combat aspects such as strategy, swiftness, agility, improvisation, flexibility, and decision making on the move. Totally different from the bureaucratic Arab approach in the line of command.
That is why Israel won the Six-Day War that was fought from June 5-10, 1967.
Suppose a seven-year, $1,000 bond with a 7.9% coupon rate and semiannual coupons is trading with a yield to maturity of 6.28%. a. Is this bond currently trading at a discount, at par, or at a premium? Explain. b. If the yield to maturity of the bond rises to 7.38% (APR with semiannual compounding), what price will the bond trade for? a. Is this bond currently trading at a discount, at par, or at a premium? Explain. (Select the best choice below.) A. Because the yield to maturity is greater than the coupon rate, the bond is trading at par. B. Because the yield to maturity is greater than the coupon rate, the bond is trading at a premium. C. Because the yield to maturity is less than the coupon rate, the bond is trading at a premium. D. Because the yield to maturity is less than the coupon rate, the bond is trading at a discount. b. If the yield to maturity of the bond rises to 7.38% (APR with semiannual compounding), what price will the bond trade for? The new price of the bond is $ (Round to the nearest cent.)
Answers
Therefore, if the yield to maturity of the bond rises to 7.38%, the new price of the bond will be approximately $1,090.35.
a. The bond is currently trading at a premium. This is because the yield to maturity (6.28%) is less than the coupon rate (7.9%). When the coupon rate is higher than the yield to maturity, it indicates that the bond is more attractive and offers a higher interest rate compared to the prevailing market rates. As a result, investors are willing to pay more for the bond, causing it to trade at a premium.
b. To calculate the new price of the bond when the yield to maturity rises to 7.38%, we need to use the bond pricing formula. The formula is:
Price = (C / (1 + r/n))^n * (1 - (1 / (1 + r/n)^(n*t))) / (r/n) + F / (1 + r/n)^(n*t)
Where:
C = Coupon payment per period = 7.9% * $1,000 / 2 = $39.50
r = Yield to maturity per period = 7.38% / 2 = 3.69%
n = Number of compounding periods per year = 2
t = Number of years = 7
Now we can substitute the values into the formula and calculate the new price of the bond:
Price = ($39.50 / (1 + 0.0369/2))^2 * (1 - (1 / (1 + 0.0369/2)^(2*7))) / (0.0369/2) + $1,000 / (1 + 0.0369/2)^(2*7)
Price ≈ $1,090.35
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True or False a special journal used to record only cash receipt transactions.
Answers
False - a special journal used to record only cash receipt transactions.
This statement is false because a special journal is not used to record only cash receipt transactions.
Special journals are used to record specific types of transactions, such as sales, purchases, cash receipts, and cash disbursements.
For example, a sales journal is used to record all sales transactions, while a cash receipts journal is used to record all cash payments received.
Additionally, a general journal may be used to record transactions that do not fit into any of the other special journals.
Thus, a special journal is not used to record only cash receipt transactions but is instead used to record a variety of different types of transactions.
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1. Shira is trying to decide between getting a debit card, a prepaid debit card, and a credit card. Which statement is true?
Answers
Shira is considering acquiring a debit card, it's true.
What distinguishes prepaid cards from debit or credit cards?
Debit cards are payment cards that are linked to a bank account, and as you make transactions, they take money from that account. On the other hand, prepaid cards are not associated with a bank account. Instead, you directly load money into the card. Prepaid cards are safer than cash, easier to use and reload, and a good substitute for using regular credit or debit cards. They also provide consumers with a host of other advantages. a lower chance of overspending. Compared to credit cards, prepaid cards have a lower risk of overspending.
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april has joined a team with members from the sales customers service and shipping and receiving departments which term best describes the team april joined
Answers
Answer:
A cross-functional team
Explanation:
A cross-functional team is composed of members with different skills, experiences, and backgrounds. In organizations, cross-functional teams will have members from various departments. The teams are formed to undertake projects that require input from different experts.
April has joined a cross-functional team. The team has members from many departments. Cross-functional are temporally and get dissolved when the project is complete.
Vaughn Inc. acquired all of the outstanding common stock of Roberts Co. on January 1, 2020, for $276,000. Annual amortization of $21,000 resulted from this acquisition. Vaughn reported net income of $80,000 in 2020 and $60,000 in 2021 and paid $24,000 in dividends each year. Roberts reported net income of $50,000 in 2020 and $57,000 in 2021 and paid $12,000 in dividends each year. What is the investment in Roberts Co. balance on Vaughn's books as of December 31, 2021, if the partial equity method has been applied? Multiple Choice a. $326,000 b. $359,000 c. $368,600 d. $383,000 e. $317,000.
Answers
The investment in Roberts Co. balance on Vaughn's books as of December 31, 2021, is $317,000. The correct option is E.
To calculate the investment in Roberts Co. balance on Vaughn's books as of December 31, 2021, under the partial equity method, follow these steps:
1. Start with the initial investment amount: $276,000
2. Add Vaughn's share of Roberts' net income for 2020 and 2021:
- 2020: $50,000
- 2021: $57,000
Total net income: $50,000 + $57,000 = $107,000
3. Subtract the annual amortization for 2020 and 2021:
- 2020: $21,000
- 2021: $21,000
Total amortization: $21,000 + $21,000 = $42,000
4. Subtract dividends received by Vaughn from Roberts for 2020 and 2021:
- 2020: $12,000
- 2021: $12,000
Total dividends: $12,000 + $12,000 = $24,000
5. Calculate the investment balance as of December 31, 2021:
Investment balance = Initial investment + Net income - Amortization - Dividends
Investment balance = $276,000 + $107,000 - $42,000 - $24,000 = $317,000
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Write a correctly formatted, and error-free memo that addresses one of the following:
1. Good news: There will be a company-wide salary raise of 7.5%. You can fill in details of why, when to expect the new rate in paychecks, etc.
2. Bad news: A special program that the company offers will no longer be available. You can fill in details about the program, when it will end, etc.
3. Problem: Be creative with this one. I’m sure you’ve experienced a small problem at your workplace, such as chronic lateness, co-workers not cleaning up their workspace or the break room, people not following uniform guidelines, complaints from customers about rude greetings, etc. You can address the memo to one person or a group. Fill in details about what needs to change, how and when you will monitor progress, if there is any negative consequence, etc.
4. Update: This week’s meeting has been cancelled. This means next week’s meeting will have to cover the topics for both. You can fill in details about where, when, agenda, etc.
Answers
We understand the importance of recognizing your efforts and contributions, and this salary raise serves as an expression of our gratitude.
I am pleased to inform you that we have successfully secured a company-wide salary raise of 7.5%. This increase is a testament to our hard work and dedication, and it reflects the growth and success of our organization. Effective immediately, the new rate will be implemented in your paychecks for the next pay cycle.
We understand the importance of recognizing your efforts and contributions, and this salary raise serves as an expression of our gratitude. It is a reflection of our commitment to attracting and retaining top talent, as well as ensuring that our team is rewarded for their exceptional work.
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Complaints of fair housing discrimination must be filed with the Human Rights Commission within 180 days of the alleged discriminatory act. Complaints must be filed with HUD within:_______
Answers
Answer:
one year
Explanation:
In such a scenario you must file any discriminatory complaint within one year of the last date of the alleged discrimination under the Fair Housing Act. Most civil rights authorities have been known to allow complaints to be filed after one year for good cause, but for the Fair Housing Act complaints, the Office of Fair Housing and Equal Opportunity recommend filling as soon as possible in order for certain action to be able to take place.
Imagine you are a manager of an e-commerce company. Your company’s customer service department has just received some similar negative feedback from several customers who complain about your company's supply chain management process. Those customers request your company to respond to their feedback within a day.
How do you analyze this problem and What steps do you need to implement to solve the mentioned problem?
Answers
The company can analyze the problem, address immediate concerns, implement corrective actions, and establish a framework for continuous improvement in the supply chain management process.
To analyze and solve the problem of negative feedback regarding the supply chain management process, as a manager of an e-commerce company, I would take the following steps:
1. Gather information: I would start by collecting detailed information about the specific complaints from the customers. This could include understanding the nature of the supply chain management issues, the impact on the customers, and any specific instances or patterns that have emerged.
2. Analyze the root cause: I would conduct a thorough analysis of the supply chain management process to identify the underlying issues causing the problems. This may involve reviewing internal procedures, communication channels, inventory management, logistics, and coordination with suppliers.
3. Prioritize and address immediate concerns: Given the customers' request for a response within a day, it is crucial to promptly acknowledge their feedback. I would ensure that the customer service department acknowledges their concerns, apologizes for any inconvenience caused, and provides assurance that their feedback is being taken seriously.
4. Communicate internally: I would engage with relevant stakeholders within the company, including the supply chain team, to discuss and address the identified issues. This could involve conducting meetings, sharing customer feedback, and collaborating to develop effective solutions.
5. Implement corrective actions: Based on the root cause analysis, I would develop a plan to address the supply chain management issues. This might involve streamlining processes, improving coordination with suppliers, enhancing inventory management systems, or implementing technology solutions to optimize the supply chain.
6. Monitor and evaluate: After implementing the corrective actions, it is important to monitor the impact and effectiveness of the changes. Regular evaluation and feedback loops with customers and internal teams will help determine if the implemented solutions have resolved the supply chain management problems and met customers' expectations.
7. Continuous improvement: Supply chain management is an ongoing process, and it is crucial to establish mechanisms for continuous improvement. Regularly reviewing and refining the supply chain processes, soliciting customer feedback, and staying updated with industry best practices will help prevent similar issues in the future.
By following these steps, the company can analyze the problem, address immediate concerns, implement corrective actions, and establish a framework for continuous improvement in the supply chain management process. This approach will help improve customer satisfaction, regain trust, and enhance the overall performance of the e-commerce company.
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A 14-year bond with semi-annual coupon payments is currently trading at a yield-tomaturity of 7.2%. Assuming the face value of the bond is $1,000 and the coupon rate is 3 percent, calculate the price of this bond. (Round your answer to two decimal places, such as 12.34 ).
Answers
The price of the 14-year bond can be calculated using the present value formula, considering the yield-to-maturity of 7.2%. The price of the bond is approximately $888.31.
To calculate the price of the bond, we can use the present value formula for a bond with semi-annual coupon payments. The coupon rate is 3%, and since the coupon payments are semi-annual, the coupon payment per period would be (3% / 2) * $1,000 = $15.
The yield-to-maturity is given as 7.2%. Since the bond has a semi-annual coupon, the yield-to-maturity needs to be divided by 2 to get the periodic yield rate, which is 3.6% in this case.
Using the present value formula, we can calculate the price of the bond:
Price = \(\frac{Coupon Payment}{Yield Rate}\) × \((1 - (1 + Yield Rate)^{-n} )\) + \(\frac{Face Value}{(1 + Yield Rate)^{n}}\) /
Where:
- Coupon Payment is $15
- Yield Rate is 3.6% (0.036 as a decimal)
- n is the total number of periods, which is 14 * 2 = 28 (since there are 2 periods per year)
Plugging these values into the formula, we can calculate the price of the bond as follows:
Price = \(\frac{15}{0.036}\) * \((1 - (1 + 0.036)^{-28} )\) + \(\frac{ 1000}{(1 + 0.036)^{28}}\)) ≈ $888.31
Therefore, the price of the bond is approximately $888.31.
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To save money, a potato chip company has decided to just keep airing its most popular ad all year and not create any new ads. What is MOST likely to be the result of this decision?
People will get tired of seeing this same ad over and over.
Consumers will like the familiarity of seeing an ad they recognize.
The potato chip company will become more popular than ever.
Other companies that invest in multiple ads will end up losing money.
Answers
Answer:
The correct answer is the first option: People will get tired of seeing this same ad over and over.
Explanation:
To begin with, the fact that the company will try to keep the costs stable in order to avoid increasing them will end up affecting the company at the long run due to the fact that the because of the continuos advertisement being showed the people will eventually get tired of it and that will cause a reject on the brand and with that a bad view of the way the act regarding the boring innovation that they have on showing their products. So with time, the consumers will end up buying less or at least feeling less comfortable with the brand itself due to repetition, the lack of creativity and use of good marketing.
Answer:
the first one
Explanation:
The ________ the cost of a home, the ________ the insurance. A higher; higher B higher; lower C lower; higher D none of the above
Answers
The higher the cost of a home, the higher the insurance. Option A is answer.
This means that if a home is more expensive, then the insurance on that home will also be more expensive. This is because the insurance company will have to pay more in the event of a claim. On the other hand, if a home is less expensive, the insurance on it will be less expensive. This is because the insurance company will have to pay less in the event of a claim. Therefore, the correct word to be put in blanks is higher. Option A: "higher; higher " is answer.
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• In Chapter 10, read the "Reading EnergyGuide Labels" section and complete
the following questions:
1. What types of products have an energy-efficiency rating (EER)?
2. Why might a consumer want to know the estimated yearly energy costs
for operating an appliance?
Answers
The types of products have an energy-efficiency rating (EER) are:
What is an energy-efficiency rating (EER)?
The EER is the cooling capacity (in British thermal units (Btu) per hour) divided by the power input (in watts).
Why might a consumer want to know the estimated yearly energy costs for operating an appliance?
Without energy monitoring, the customer will be unable to identify inefficiencies in their company or home and efficiently correct the issue.
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Answer:
1Air conditioners, heat pumps, furnaces, and boilers
2 Having the estimated cost allows a consumer to make intelligent cost comparisons over time with different models of a product.
Explanation:
trust me
Suppose the value of all the stocks in a fund's portfolio is currently $500,000. The fund has $450,000 in liabilities and has sold 2,500 shares of its fund to investors. Find the NAV.
Answers
Answer:
Well your currency will come up due to the investors only if it is a great good market platform The liabilities you must take time to pay them back it might cause interest and money building vlaues or taxes or possibly jail time
Explanation: I really hope i helped
If he fund has $450,000 in liabilities and has sold 2,500 shares of its fund to investors. The NAV is $20.
Net asset valueUsing this formula
NAV = (Assets - Liabilities) / Total number of outstanding shares
Let plug in the formula
NAV=($500,000-$450,000)/2500 shares
NAV=$50,000/2500 shares
NAV=$20
Therefore the net asset value is $20.
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What is meant by the term new market
Answers
Answer:
The term new market can be used in 2 ways:
1) A new market is being used as a term for a new type of shop/ a new genre of market place.
2) A new market value(rise of market value)
Explanation:
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The economy has an annual inflation rate of 3. 5 percent. It will take approximately how many years for the price level to double?.
Answers
Answer:
the answer is 20 years
Paul Swanson has an opportunity to acquire a franchise from The Yogurt Place, Inc., to dispense frozen yogurt products under The Yogurt Place name. Mr. Swanson has assembled the following information relating to the franchise: a. A suitable location in a large shopping mall can be rented for 3,500 per month. b. Remodeling and necessary equipment would cost 270,000 . The equipment would have a 15 -year life and an 18,000 salvage value. Straight-line depreciation would be used, and the salvage value would be considered in computing depreciation. c. Based on similar outlets elsewhere, Mr. Swanson estimates that sales would total 300,000 per year. Ingredients would cost 20% of sales. d. Operating costs would include 70,000 per year for salaries, 3,500 per year for insurance, and 27,000 per year for utilities. In addition, Mr. Swanson would have to pay a commiss2.14ion to The Yogurt Place, Inc., of 12.5% of sales.Required:(Ignore income taxes.)
(c) Compute the payback period on the outlet. If Mr. Swanson wants a payback of four years or less, will he acquire the franchise?
Answers
The payback period on the outlet is if Mr. Swanson wants a payback of four years or less then he will acquire the franchise for 3.2 years.
What do you mean by the term “simple rate of return”?The incremental net income anticipated from a potential investment opportunity, divided by the investment made in it, is the simple rate of return. To decide whether a corporation should invest in a fixed asset and any incremental change in working capital linked with the asset, the simple rate of return is employed in capital budgeting analysis. The project offers a straightforward rate of return of 8% (measured as $8,000 incremental net income / $100,000 investment), for instance, if a company can earn an incremental increase in its net income of $8,000 in exchange for a $100,000 initial investment.
Calculation:
Variable expenses:
Cost of ingredients (20% × $430,000) = $86,000
Commissions (14.0% × $430,000) = $60,200
Selling and administrative expenses:
Rent ($4,000 × 12) = $48,000
Depreciation:
$348,000 – $17,400 = $330,600
$330,600 ÷ 20 years = $16,530 per year.
2a . The formula for the simple rate of return is:
Simple rate of return =
Annual incremental net operating income upon Initial investment =
$91,470 upon $348,000 = 26.3%
2b Yes, the franchise would be acquired because it promises a rate of return in excess of 19%.
3a. The formula for the payback period is:
Payback period =
Initial investment upon Annual net cash inflow =
$40,000 upon $108,000*
= 3.2 years
*Net operating income + Depreciation = Annual net cash inflow
$91,470 + $16,530 = $108,000
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Stanley Inc. must purchase $6,000,000 worth of service equipment and is weighing the merits of leasing the equipment or purchasing. The company has a zero tax rate due to tax loss carry-forwards, and is considering a 5-year, bank loan to finance the equipment. The loan has an interest rate of 10% and would be amortized over 5 years, with 5 end-of-year payments. Stanley can also lease the equipment for 5 end-of-year payments of $1,790,000 each. How much larger or smaller is the bank loan payment than the lease payment? Note: Subtract the loan payment from the lease payment.
a. $177,169
b. $196,854
c. $207,215
d. $217,576
e. $228,455
Answers
The amount larger or smaller is the bank loan payment than the lease payment is: c. $207,215.
Bank loan paymentIn order tom determine the bank loan payment we would be using financial calculator find the PMT by inputting the below data
N= Number of years = 5
1/Y= Interest rate= 10%
PV=Present value= -$6,000,000
FV=Face value = 0
PMT=Payment=?
Hence:
PMT=$1,582,784.88
Now let determine the bank loan payment
Bank loan payment=$1,790,000 -$1,582,784.88
Bank loan payment=$207,215
Inconclusion the amount larger or smaller is the bank loan payment than the lease payment is: c. $207,215.
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Trisha is a single, 35-year-old professional who bought shares for $3,000 in a start-up company. She did that because
she knows the potential benefits and can tolerate the potential disadvantages of that investment
she knows moderate investing guarantees higher returns in the short-term
she knows new companies have government protections against losses
she wants to choose a less risky option at her current situation
Answers
Answer:
she knows the potential benefits and can tolerate the potential disadvantages of that investment
Explanation:
Generally buying stocks in a start-up is extremely risky, but can also be extremely profitable. Since Trisha is young and should be earning a medium to high salary, she can afford losing her investment. The risk is huge, but some can tolerate that risk, e.g. imagine a person who bought $3,000 of Amazon's stock 20 years ago is probably made more than a million by now.
In a free market economy, the market, not the
determines prices. The interactions of
and
determine the price in the market?
Answers
Answer: 1. government , 2. consumers , 3. producers
Explanation: edmentum / plato
When practicing entrepreneurship, starting with means at hand involves ______. a.using your available resources to fund your venture b.analyzing who you are c.sharing your ideas d.asking friends to contribute to your venture
Answers
When practicing entrepreneurship, starting with means at hand involves analyzing who you are.
What is entrepreneurship?entrepreneurship can be regarded as the term that describes owing a business and been responsible for both the risk and the profit.
Therefore, as an entrepreneur , you must be able to analyze who you are, so as to know your strength.
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kaila wants her employer to pay her 20% more for making night deliveries in a high-crime neighborhood than the day delivery people receive. most of the delivery people are willing to make night deliveries in the neighborhood for only a 10% differential. kaila is seeking: group of answer choices a compensating differential based on her individual concerns about the risks. a compensating differential because others are undervaluing her concerns. less than a compensating differential because she is asking for more than others are. more than a compensating differential because she has greater concerns than most workers.
Answers
The employer will need to weigh the cost of compensating Kaila at a higher rate against the risk of losing her as an employee if they are unable to come to an agreement.
Kaila is seeking a compensating differential based on her individual concerns about the risks. This means that she is requesting a higher pay for the night deliveries because she perceives the risk of working in a high-crime neighborhood to be greater than what most of the other delivery people believe. In other words, Kaila is valuing her safety more and therefore wants to be compensated more for taking on that risk
. However, her request for a 20% increase may be more than what the employer is willing to provide, especially if most of the other delivery people are only requesting a 10% differential. Ultimately, the employer will need to weigh the cost of compensating Kaila at a higher rate against the risk of losing her as an employee if they are unable to come to an agreement.
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What are the two types of external organizational environments?
Answers
The macro environment and the micro environment are two different categories of the external environment. The elements that directly affect a company's operations make up the micro environment.
An external environment is made up of all the external variables or influences that have an affect on how a business operates. The macro environment is made up of broad factors that a firm typically has no control over. To maintain its current flow of activities, the firm must act or respond. The macro environment and the micro environment are two different categories of the external environment. The elements that directly affect a company's operations make up the micro environment. The macro environment is made up of broad variables over which an organization often has no control.
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1.different types of socialization?
Answers
Answer:
Primary and secondary
Explanation:
Generally there are 5 types of socialisation.
1. Primary
2. Secondary
3.Anticipatory
4. Development
5. Resocialisation.
But the common are primary and secondary
This type of socialization happens when a child learns the values, norms and behaviors that should be displayed in order to live accordingly to a specific culture.
Example: A child hears his father talk bad words against an old lady. The child would think that this behavior is socially acceptable, so he would start talking bad words against older people.
Secondary socialization
This type of socialization occurs when a person learns an appropriate behavior to be displayed within a smaller group which is still part of a larger society. The changes within the values, attitudes and beliefs of an individual are seen to be less important than the changes made in him as he participates in the larger society.
Example: A high school graduate chooses a career in Business Management after participating in a small group career seminar led by college business majors.
Developmental socialization
This type of socialization involves a learning process wherein the focus in on developing our social skills.
Example: A shy senior high school student starts to teach English to new freshmen students in order to develop verbal communication.
Anticipatory socialization
This type of socialization refers to the process wherein a person practices or rehearses for future social relationships.
Example: A child anticipates parenthood as he observes his parents perform their daily roles.
Resocialization
This type of socialization involves rejecting previous behavior patterns and accepting new ones so the individual can shift from one part of his life to another. Resocialization is said to be happening throughout human life cycle.
Explain the criticisms of labor unions today. 25 POINTSS
Answers
One major criticism of labor unions today is that they have become too large and are out of touch with workers’ needs. In the past, union leadership has shown a pattern of corruption and many people worry that this trend continues today. Some people argue that union activity has hurt the US economy; higher union wages have meant higher prices for consumer goods and the introduction of improved technology has been slow as unions fear it will result in fewer employees.
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