What is collateral?

a type of unsecured credit
O property given as security for a loan
funds borrowed to buy property
a payment to reduce overall debt

Answers

Answer 1

A collateral is a property given as security for a loan. Thus, the correct answer is option B.

What is a collateral?

A valuable asset that a borrower offers as collateral for a loan is known as collateral in the financial industry.

The house is used as collateral for the financing when a home buyer gets a mortgage. The automobile is the security for a car loan. When a company seeks bank financing, it may use valuable assets like real estate or machinery as collateral for the loan.

An unsecured loan has a higher interest rate than one that is backed by collateral. If there is a default, the lender has the right to transfer the collateral to make up the difference.

Therefore, property given as security for a loan is a collateral

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Related Questions

Why is fashion designer Kira's Plasinina father important

a. He is a businessman who helped her achieve her goals .

b. He liked her drawings .

c. He funded her ventures.

d. He was her inspiration

Answers

d . he was her inspiration

The accumulated benefit obligation measures Group of answer choices the level cost that will be sufficient, together with interest to provide the total benefits at retirement. the pension obligation on the basis of the plan formula applied to years of service to date and based on existing salary levels. the pension obligation on the basis of the plan formula applied to years of service to date and based on future salary levels. the shortest possible period for funding to maximize the tax deduction.

Answers

Answer:

the pension obligation on the basis of the plan formula applied to years of service to date and based on existing salary levels

Explanation:

Accumulated benefit obligation (ABO) is the nearest amount that represent the liability pension plan of the company for the time period. It is predicted and depend upon the assumption that the pension plan would be ended on instant basis also it would not considered any increment in the future salary

So according to the options given, it would determined the pension obligation that based upon the plan formula and the same would be applied to service years also it would be depend upon the existing level of salary

Which profession do you prefer ro choose for your career?Engineer or Architect? Why?​

Answers

Answer:

Architects

Explanation:

In my opinion,

Architects create new design concepts that push how modern day construction is executed.Architecture is one of the few professions that is never static.” Recently, architects have become more and more concerned with environmental and socially responsible building practices and materials.

suppose that you anticipate needing to pay a large amount of euros next year. you know that you can get into a contract to exchange a sizable amount of euros at a price of $1.1082/€. you should sell such a contract to hedge your exchange rate risk. true false

Answers

Yes, it is true that you should sell such a contract to hedge your exchange rate risk. Selling a contract to exchange euros at a specific price allows you to lock in the exchange rate and protect yourself from potential fluctuations in the future.

In this case, if you anticipate needing to pay a large amount of euros next year, selling a contract to exchange euros at a price of $1.1082/€ can be beneficial. By entering into this contract, you are essentially securing the exchange rate at $1.1082 per euro. This means that regardless of any future changes in the exchange rate, you will be able to exchange your euros at this agreed-upon rate.
By hedging your exchange rate risk in this way, you can protect yourself from the potential negative impact of a depreciating euro. If the euro were to weaken against the US dollar, it would result in a higher cost for you to acquire the euros needed for your payment. However, with the contract in place, you can exchange euros at the predetermined rate, thus reducing the risk of increased costs.
Selling the contract provides you with certainty and helps mitigate the uncertainty associated with exchange rate fluctuations. It allows you to budget and plan accordingly, knowing the exact amount you will need to pay in US dollars to acquire the euros needed.
In summary, selling a contract to exchange euros at a specific price can be a prudent strategy to hedge your exchange rate risk, especially if you anticipate needing to pay a large amount of euros in the future.

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y'all anyone have any name ideas for a brand for race cars

im kinda lost right now so any suggestions would be cool I could start from there and evolve

Answers

Answer:

turbo rush

Explanation:

Please help me I don't understand this assignment

Please help me I don't understand this assignment

Answers

Hiroko needs to contrast her current pay with the compensation on offer from the new position.  Hiroko should consider compensation as financial factors before she takes the job.

It could be a great motivation to accept the job if the new position offers a higher compensation. She should take into account additional elements, including as benefits and bonuses, though, as they could alter her entire salary.

The financial component is a scorecard for your company's financial success that shows when sales are produced and when expenses are incurred. It uses data from the different financial models that were previously built, including revenue, expenses, capital (in the form of depreciation), and cost of products.

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Selena has been working at her first post-college job for almost a year when her company gives her a well deserved raise, resulting in a paycheck increase of $350 (after taxes), for a total of $700 extra in take-home pay every month. She makes a quick list of possible ways to use that money, along with relevant notes for each.

Answers

Here are some possible ways Selena could use the extra $700 in take-home pay:

1) Save for emergencies: Selena could set aside some of the extra money in a savings account to use in case of emergencies, such as unexpected car repairs or medical bills. This can help her feel more financially secure and prepared for the future.

2) Pay off debt: Selena could use the extra money to pay off any outstanding debts, such as credit card balances or student loans. This could help her reduce her monthly expenses and improve her credit score.

3) Invest in retirement: Selena could consider using some of the extra money to invest in a retirement account, such as a 401(k) or IRA. This can help her save for the future and potentially earn more money through compound interest over time.

4) Save for a big purchase: Selena could set aside some of the extra money to save up for a specific purchase, such as a down payment on a house or a new car.

5) Treat herself: Selena could use some of the extra money to treat herself to something she's been wanting, such as a vacation or a new piece of technology. This can help her feel more rewarded and motivated.

6) Donate to charity: Selena could choose to donate some of the extra money to a charitable organization or cause that is important to her. This can help her give back and make a positive impact on the world.

a new agent must complete at least hours of continuing education

Answers

Texas General Lines Licensed new agent in jurisdiction must complete at least 24 hours of continuing education

According to the Texas Department of Insurance, a new agent with a Texas General Lines License is required to complete at least 24 hours of continuing education (CE) every two years.

This requirement ensures that agents stay updated on industry regulations, laws, and best practices to maintain their licensure and provide quality service to clients.

The CE hours cover various topics, including ethics, policy coverage, legal compliance, and industry updates. It is important for agents to fulfill their CE requirements to stay knowledgeable and informed about the insurance industry in Texas.

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--The given question is incomplete, the complete question is given below "Texas General Lines Licensed new agent in jurisdiction must complete at least _____ hours of continuing education "--

Which of the following statements about investing is FALSE?

Answers

Answer:

The answer is A

Explanation:

I did this question on an assignment a few days ago. But I don't know what way they are ordered, because there is no picture.

California allows students in Work Experience to work up to a maximum of how many hours per day?

Answers

California allows students in Work Experience to work up to a maximum of Eight hours per day.

Work Experience programs provide students with the opportunity to gain practical, hands-on experience in a professional setting while earning academic credit. These programs aim to enhance students' understanding of the workplace, develop their employability skills, and bridge the gap between classroom learning and real-world application.

The limitation of eight hours per day is in place to prioritize the students' well-being and ensure that their work does not interfere with their academic commitments or jeopardize their health and safety. By setting this maximum limit, California aims to strike a balance between work and education, enabling students to benefit from the experience while still having time for their studies, rest, and personal development. It also aligns with labor laws and regulations that safeguard the rights and welfare of young workers, promoting a healthy work-life balance for students engaged in Work Experience programs.

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milk should ______ (keep) in a fridge.​

Answers

Kept

The past tense of Keep is Kept

The table below presents the tax revenue and spending for the government over five years.

Government Revenue and Spending

Year Tax Revenue (billions of dollars) Spending (billions of dollars) Budget Amount (billions of dollars) Budget
1 $700 $600 $ (Click to select) Surplus Deficit Balanced
2 300 800 (Click to select) Surplus Deficit Balanced
3 200 600 (Click to select) Surplus Balanced Deficit
4 100 100 (Click to select) Deficit Balanced Surplus
5 400 300 (Click to select) Deficit Balanced Surplus
Instructions: Enter your answers as a whole number. If you are entering any negative numbers be sure to include a negative sign (-) in front of those numbers.

a. Under the "Budget Amount" column calculate the annual budget outcome.

b. Under the "Budget" column determine whether the annual budget outcome is a budget surplus, budget deficit, or a balanced budget.

c. Suppose the government has no debt entering into year 1. At the end of year 5, what is the government's level of debt? Enter your answer as a positive value.

$ billion

Answers

The government's level of debt at the end of year 5 is $900 billion.

What is the government's level of debt at the end of year 5, given the provided tax revenue?

a. To calculate the annual budget outcome, subtract the spending from the tax revenue for each year.

Year 1: $700 billion - $600 billion = $100 billion

Year 2: $300 billion - $800 billion = -$500 billion

Year 3: $200 billion - $600 billion = -$400 billion

Year 4: $100 billion - $100 billion = $0 billion

Year 5: $400 billion - $300 billion = $100 billion

b. Based on the budget outcomes calculated in part (a), determine the budget status for each year.

Year 1: Surplus

Year 2: Deficit

Year 3: Deficit

Year 4: Balanced

Year 5: Surplus

c. To determine the government's level of debt at the end of year 5, sum up the deficits incurred in the previous years.

Debt = (-$500 billion) + (-$400 billion) = -$900 billion (expressed as a positive value)

Therefore, the government's level of debt at the end of year 5 is $900 billion.

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Answer the questions that are provided below pls :)

Answer the questions that are provided below pls :)
Answer the questions that are provided below pls :)
Answer the questions that are provided below pls :)

Answers

Answer:

1: $600, $400, $300, $200

2: $37.35, $33.60, $25.00, $5.90, $111.85

3: $488.15, $288.15, $188.15, $88.15

Decision:

The lowest price to charge for a cup of lemonade in order to make a profit of at least $100 is 75 cents.

The best price to charge is 50 cents because it gives you enough for your trip, and enough to pay back the business expenses.

Explanation:

Hope this helps!

What does indigenous technology mean?​

Answers

Answer: I hope this is helpful mark brainlist if right then no if wrong

Explanation:

Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.

What are the 5 Economic resources categories?

Answers

Answer:

land, labor, capital, information, risk exposure and business reputation, Money and gas

The five economic resources categories are land, labor, capital, information, technology.

Economics is the study of how to use resources to produce products and services as effectively and efficiently as possible in order to meet consumers' needs and desires. In agriculture, the producer of goods or services could be an agribusiness firm producing a food product to meet consumer desires, or an agricultural producer growing a crop to satisfy the needs of a food processor.  A business requires resources to produce a product (a good or service), such as labour (i.e., workers), land (e.g., a building), equipment, cash (capital), and other resources.  

To summarize: in order to run a business, the manager requires resources, as well as one of the manager's responsibilities is to decide what assets to use and how to use them.

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What is formed by organized groups of cells with similar structures and a common purpose?.

Answers

Cells grouped together into tissues have a similar structure and cooperate to carry out a certain task. Organs are made up of many tissues. An organ system is made up of various organs working together.

What is organ system?

The integumentary, muscular, respiratory, digestive, nervous, endocrine, cardiovascular, urinary, and reproductive systems are among the 11 organ systems.

Other organ systems include the lymphatic, skeletal, muscular, lymphatic-lymphatic, respiratory, and digestive-gastro-intestinal-nervous systems.

A group of organs that cooperate to carry out one or more functions is known as an organ system in biology. Each organ in a plant or animal body is composed of certain tissues and serves a specific purpose.

Muscular system and skeletal system.digestive system and muscular system.reproductive system and endocrine systemurinary system and cardiovascular system.

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when preparing a listing agreement, why should a sales associate be concerned with the year that the home was built if it has been well maintained and looks as good, if not better than the neighbors' homes? to check that the property tax details are correct.

Answers

A sales associate should be concerned with the year that the home was built when preparing a listing agreement for a few reasons, beyond just checking the property tax details.

Why should a sales associate be concerned with the year that the home was built?

Firstly, the year that the home was built can give potential buyers an idea of the home's architectural style, construction quality, and potential maintenance issues. For example, if the home was built in the mid-20th century, it may have certain design features that are popular or desirable to some buyers, but it may also have outdated plumbing or electrical systems that need to be updated.

Secondly, the age of the home can affect its market value. In some areas, older homes may be highly sought after for their charm and historical significance, while in other areas, newer homes may be more desirable due to modern amenities and energy-efficient features. Understanding the age of the home can help the sales associate accurately price the property and market it to potential buyers.

Finally, the year that the home was built can impact disclosure requirements and legal obligations. Depending on the state and local laws, there may be specific disclosures that need to be made regarding the age of the home, potential lead-based paint hazards, or other factors that could affect the health and safety of the occupants. Understanding the age of the home can help the sales associate ensure that all necessary disclosures are made and legal obligations are met.

Overall, while the age of the home is not the only factor to consider when preparing a listing agreement, it can provide important information that can help the sales associate accurately price and market the property, and ensure that all necessary disclosures and legal obligations are met.

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What are three elements of negligence?
Actual Harm
Breach of duty
State of mind
Duty of care
Proximate cause
Motive

Answers

Answer:

actual harm

breach of duty

duty to act

Question 10 of 20
What is the difference between a market economy and a command
economy?
A. A market economy is determined by central authority and a
command economy is determined by consumers,
B. A market economy is determined by consumers while a command
economy is determined by both consumers and central authority
C. A market economy is determined by both central authority and
consumers while a command economy is determined by only
consumers
D. A market economy is determined by consumers and a command
economy is determined by central authority,

Answers

The answer would be D

the measure of total greenhouse gas emissions caused directly or indirectly by an organization, a product, an event, or a person is known as:

Answers

A carbon footprint is known as measure of the total greenhouse gas emissions caused directly or indirectly by organization, product, an event, or person.

What is a carbon footprint?

A person, event, organisation, service, place, or product's total greenhouse gas (GHG) emissions, represented as the carbon dioxide equivalent, are their "carbon footprint" (CO2e). Carbon dioxide and methane, two greenhouse gases, can be released into the atmosphere as a result of burning fossil fuels, clearing land, producing and consuming food, manufactured goods, materials, and timber, as well as building and using roads, buildings, transportation, and other infrastructure. Most of the time, it is impossible to determine the overall carbon footprint precisely due to a lack of information regarding the intricate interactions between the systems that contribute to it, including impact of the natural processes that absorb or release carbon dioxide.

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Bad Brad's BBQ had cash flows for the year as follows ($ in millions): CASH RECEIVED FROM: Customers $ 3,300 Interest on investments 220 Sale of land 110 Sale of common stock 520 Issuance of debt securities 2,300 CASH PAID FOR: Interest on debt $ 310 Income tax 90 Debt principal reduction 1,650 Purchase of equipment 4,900 Purchase of inventory 850 Dividends on common stock 280 Operating expenses 550 Bad Brad's would report net cash inflows (outflows) from investing activities in the amount of: $(2,490). $110. $(4,790). $(4,900).

Answers

Answer:

$(4,790)

Explanation:

Calculation for what Bad Brad's would report in the net cash inflows (outflows) from investing activities

CASH RECEIVED FROM:

Sale of land $110

LESS:CASH PAID FOR:

Purchase of equipment $4,900

Net cash inflows (outflows) from investing activities $(4,790)

Therefore Bad Brad's would report net cash inflows (outflows) from investing activities in the amount of:$(4,790) million.

URGENT HELP PLEASE
What are some of the reasons that excel is important in a finance career? Why is it important to learn tricks like shortcuts in excel? How is a program like excel better than doing math by hand or with a calculator?

Answers

Answer:

Excel is an important tool in finance as it allows for efficient organization, calculation, and analysis of large amounts of data. The ability to perform complex calculations and present data in a clear and organized manner can save time and increase accuracy compared to doing math by hand or with a calculator. Additionally, shortcuts in Excel allow users to work faster and more efficiently, enabling them to handle larger amounts of data and perform more advanced analysis. Overall, proficiency in Excel is a valuable skill in finance as it enables professionals to perform their job duties more effectively and efficiently.

Hope this helps.

If an auditor does not assess a client's risks of material misstatement, they:
Can support their audit opinion by performing the substantive procedures in their standardized third-party audit program.
Can support their audit opinion by performing the same procedures they performed previously for a similar client.
Can support their audit opinion by altering the nature, timing, and extent of their substantive procedures
Cannot support their audit opinion.

Answers

If an auditor does not assess a client's risks of material misstatement, they C - Can support their audit opinion by altering the nature, timing, and extent of their substantive procedures.

By altering the nature, timing, and extent of their substantive procedures, an auditor can still provide assurance that their opinion is reliable and accurate even if they have not assessed a client's risks of material misstatement.

1. An auditor is required to assess a client's risks of material misstatement in order to support their audit opinion.

2. If an auditor does not assess a client's risks of material misstatement, they can still support their audit opinion by altering the nature, timing, and extent of their substantive procedures.

Therefore they can support their audit opinion by altering the nature, timing, and extent of their substantive procedures.

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"The principle stating that asset and liability measurements should be based on the amount given or received in the original transaction is referred to as the"

Answers

Answer:

Historical cost

Explanation:

historical cost can be defined as the measure of value used in accounting and that is the value of an asset on a balance sheet.

Historical cost is used for assets that are fixed in the United states of America. Cheers

What is the main purpose of conducting an informational interview?
A.
to seek advice and get information about a particular field of interest
B.
to assess your qualifications for the position that you’re seeking
C.
to demonstrate to an employer that you can handle the job position
D.
to build and expand your social network, which can help you land a job later on
E.
to re-evaluate whether or not you should include a cover letter when applying for jobs

Answers

Answer:

c

Explanation:

Which of the following recruitment sources is recommended when a company wants to target minorities?

Answers

Media advertising is recruitment sοurces is recοmmended when a cοmpany wants tο target minοrities.

Optiοn A is cοrrect.

What is advertising media?  

The term "advertising media" encοmpasses all fοrms οf media, including the internet, televisiοn, radiο, magazines, newspapers, and billbοards. By highlighting the advantages οf a prοduct οr service, it can be used tο cοnvince peοple tο buy it.

Advertising is a pοtent tοοl that can assist yοu in acquiring new custοmers, educating them abοut yοur prοducts, and establishing trust with existing οnes. The majοrity οf businesses assist themselves in prοduct οr service prοmοtiοn by emplοying sοme fοrm οf advertising.

Thrοugh visual, verbal, οr written messages, advertising is the prοcess οf infοrming and persuading a large audience tο purchase a prοduct οr service. A paid fοrm οf nοn-persοnal presentatiοn and prοmοtiοn οf ideas, gοοds, οr services is knοwn as advertising.

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Complete Question:

Which of the following recruitment sources is recommended when a company wants to target minorities?

A. media advertising

B. sales promotion

C.  Networking

C. What do you consider to be the most important qualifications of a Zaxby's employee?
D. You hand out the wrong food in drive thru, the customer comes inside and begins yelling at you. What d
you do?

Answers

Answer:

Apologize, and listen to the customer's complaints. Make sure you always act professionally and make sure they feel like their complaint was heard. Ask if they want to relay the complaint directly to the manager, most of the time they will be fine without the manager, but it will make them feel more acknowledged and thus satisfied.  

An overcurrent condition may result
from?
A) an overload
B) a short-circuit
C) a ground-fault
D) all of these

Answers

Answer:

A.an overload circuit

Explanation:

i hope that help

Bob bought some land costing $16,390. today, that same land is valued at $46,817. How long has bob owned this land if the price of land has been increasing at 6 percent per year?

Answers

Bob has to own his land for 18 years if the price is increasing at the rate of 6% per year.

Given that land was bought by Bob for $16390, the price is increasing at the rate of 6%, price of land today is $46817.

We are required to find the time for which Bob need to own the land so that the price of the land is $46817 today.

Compounding means calculating amount on the principal and the amount added interest.

Rate of increasing the price of land be 6%.

Price when Bob bought the land=$16390.

Price of land today=$46817.

It is like compounding of interest and the sum is calculated as under:

S=P*\((1+r)^{n}\)

In the above equation P is theamount at beginning,r is rate of increasing and n is the number of years.

46817=16390\((1+0.06)^{n}\)

46817/16390=\((1.06)^{n}\)

\((1.06)^{n}\)=2.8564

\((1.06)^{n}\)=\((1.06)^{18}\)  (Approximately)

From both the sides we will get n=18.

Hence Bob has to own his land for 18 years if the price is increasing at the rate of 6% per year.

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How does the Better Business Bureau effect the economy?

Answers

Answer:

Varies

Explanation:

It helps people find businesses that are trustworthy.

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