When a bank considers your credit score, they are looking at a number of factors that help them assess your creditworthiness.
What does a bank use when looking at your credit score?This includes your payment history, the amount of debt you currently have, the length of your credit history, new credit inquiries, and the types of credit you have used.
They will use this information to determine your credit risk, which will influence whether or not they approve your loan or credit application, and what interest rate they will offer you if you are approved.
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Two friends want to open a clothing consignment store. Individuals bring clothing to the consignment store and if the clothes sell, the consignment shop earns 60% and the customer receives 40% of the sale. What are the advantages of this type of business over other retail stores? Explain the advantages and disadvantages of operating this business as a sole proprietorship and a partnership
Answer:Some advantages of a consignment store are that if your your item sells both you and the business benifit. A disadvantage of a consignment store is that if the item doesnt sell the business doesnt profit and neither does the person who brought in the item. At other retail stores even if your item doesnt sell you still get the money but you dont get the item back so that could be an advantage or disadvantage.
Explanation:Some advantages of being a proprietorship and owning a consignment store is that you would get to keep all of the 60% sold of all profits.
A dsadvantage of being in a partnership and owning a consignment store would be that you would you would have to spilt the 60% with who ever you are partners with.
What is insurance and premium
If you see the letters "wh” on your paycheck, what do they stand for?
what is a perfect market?
Answer:
A Perfect market is
a market where the sellers of a product or service are free to compete fairly, and sellers and buyers have complete information: The internet has a big part to play in the creation of a perfect market. Compare. imperfect market.
Toni Nicolet's
checking account balance on Monday, April 13, is $540; her savings balance is $980. On
Tuesday, April 14, she made an ATM withdrawal from checking of $86. On April 15, Toni plans to make
these online payments: income tax bill, $823, utility bill, $98, and charge account bill, $127. How much
money, if any, will Toni have to transfer into her checking account from savings to cover the online
payments and leave a balance of $50 in the checking account?
Answer:
$644
Explanation:
Toni has a balance of $540 on her checking account
She made an ATM withdrawal of $86
The balance on her checking account after withdrawal is
= $540 - $86
=$454
Toni intended to pay online payments on Arpril 15. The total of the payments
=$823 + $98 + $127
=$1048
It means Toni has a deficit of
=$454- $1048
=($594)
If Toni desires a balance of $50 after payments, she must withdraw 594+50 from the savings account.
=596 + 50
=$644
How does M&S keep existing customers happy?
Answer:
Im not sure
Explanation:
Explain the stages of conducting population census
Answer: Hence, the census activities can be divided into three main stages: preliminary, data collection, and publishing results.
a rectangular swimming pool has dimensions 45 metre by 20 metre concrete path of 3.5 m width is laid around it .Find the cost of laying the path at a rate ₹25 per m2
Answer:
Rs. 5993.75
Explanation:
The computation of the cost of laying the path is given below:
= {area of(pool +path)- area of pool }
= ((45 + 3.5) × (20 + 3.5)) - (45 × 20)
= (48.5×23.5) - (45 × 20)
= 1139.75 - 900
= 239.75 square meters
Now the cost is
= 239.75 × 25
= Rs. 5993.75
what is tourism ? Give some examples of the profession related to atourism
Explanation:
Tourism is travel for pleasure or business; also the theory and practice of touring, the business of attracting, accommodating, and entertaining tourists, and the business of operating tours.
Profession telated to tourism
1) Travel Agent. Travel Agents research, plan, and book trips for individuals and groups. ...
2) Hotel Manager. ...
3) Spa Manager. ...
4) Tour Operator. ...
5) Event & Conference Organiser. ...
6) Tour Guide. ...
7) Executive Chef. ...
8) Sommelier.
MARK AS BRAINLIST IF IT IS USEFUL
Answer:
Tourism comprises the activities of persons travelling to and staying in places outside their usual environment.
Examples of professions that are related to tourism are: Travel agent, hotel manager, SPA Manager, tour operator, tour guide, etc.
What term BEST describes something done just to earn money?
A.
path
B.
activity
C.
job
D.
career
Answer:
its job in my opinion
The government claimed that, to illegally control the market, Microsoft used
a. predatory pricing and mergers.
b. predatory pricing and buying out competitors.
c. predatory pricing and forming a cartel.
d. predatory pricing and requiring customers to buy other products.
Answer:
B. Predatory pricing and buying out competitors
In the context of inventory costs, _____ costs can reflect backorders or service interruptions for external customers.
In the context of inventory costs, Stockout costs can reflect backorders or service interruptions for external customers.
What are Stockout costs?The capital lost from inventory that is no longer available for customers to purchase is known as stockout costs. The company loses money when a customer cannot purchase an item because it is out of stock.Stockout costs might represent backorders or interruptions in service for customers outside the supply chain in the context of inventory expenses.The three basic types of inventory-related expenses are ordering, holding, and shortage costs.Managers struggle to predict customer demand, especially when there is a significant departure from historical sales, which makes it challenging to calculate stock-out costs.Therefore, n the context of inventory costs, Stockout costs can reflect backorders or service interruptions for external customers.
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What is the best idea when you are filling out tax forms for the very first time?
Abardeen corporation borrowed $90,000 from the bank on october 1, year 1. The note had an 8 percent annual rate of interest and matured on march 31, year 2. Interest and principal were paid in cash on the maturity date. Required a. What amount of cash did abardeen pay for interest in year 1? b. What amount of interest expense was recognized on the year 1 income statement? c. What amount of total liabilities was reported on the december 31, year 1, balance sheet? d. What total amount of cash was paid to the bank on march 31, year 2, for principal and interest? e. What amount of interest expense was reported on the year 2 income statement?.
a) The amount of cash that Abardeenn Corporation paid for interest in year 1 is $0.
b) The amount of interest expense recognized on the year 1 income statement is $1,800 ($90,000 x 8% x 3/12).
c) The amount of total liabilities reported on the December 31, year 1 balance sheet is $91,800 ($90,000 + $1,800).
d) The total amount of cash paid to the bank on March 31, Year 2, for principal and interest is $93,600 ($90,000 + ($90,000 x 8% x 6/12).
e) The amount of interest expense reported on the year income statement is $1,800 ($90,000 x 8% x 3/12).
How is interest calculated?Interest can be computed by applying the interest rate to the amount of notes payable based on the period under coverage.
For example, the interest amount for a six month is not the same as the interest amount for a full year, as interests are always prorated.
Data and Calculations:Amount of Note Payable = $90,000
Annual interest rate = 8%
Maturity date = March 31, Year 2
Maturity period = 6 months
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Label the parts of the Transactional Model.
Answer:
HOPE THIS HELP..PLZ MARK ME BRILLIENT
Explanation:
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
Please help. Calculate weekly labour cost!. Easy
Weekly labor cost per unit = total weekly labor cost/ total units
60,000. / 2000 = 30
Answer: £ 30 per unit
Read each statement about trademarks, trade secrets, copyrights, and patents, select the TWO True statements.
Question 14 options:
Trade Secrets are confidential information which may be sold or licensed.
A Trademark protects a brand name.
A Patent is used to protect an original work, like music.
A Copyright is used to protect a company logo.
The two true statements regarding trademarks, trade secrets, copyrights, and patents are as follows.
What are the reasons?Firstly, a trademark is a form of intellectual property that protects a brand name, symbol, or slogan used by a company to identify and distinguish its products or services from those of others.
This ensures that consumers can identify and trust the quality of a company's products or services. Secondly, a copyright is a type of intellectual property protection that is used to safeguard original works of authorship, such as literary, artistic, or musical works.
While a company logo may be eligible for copyright protection, it is not the primary purpose of copyright law.
Instead, copyrights are designed to protect creative works that are fixed in a tangible form and provide exclusive rights to the creator or owner of the work.
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1) what does regional employment means?
2) what does apprenticeship?
3 what is annex program?
4 what is vocational education?
5 write the types of soft skill training?
Answer:
1)The work or occupation for which one is used and often paid is known as employment. If employment is generated in a particular region or a locality only, it is termed as regional level employment and if employment is generated at the national level, it is termed as national level employment
2)Apprenticeship is a system for training a new generation of practitioners of a trade or profession with on-the-job training and often some accompanying study (classroom work and reading).
3)An annex is an extension of or an addition to a building. ... As a noun, an annex is part of a building or an addition to a main structure, or it can be an attachment, as in "an annex to the current plans." When used as a verb, the word means something a little different.
4)Vocational education is education that prepares people to work as a technician or to take up employment in a skilled craft or trade as a tradesperson or artisan. Vocational education is sometimes referred to as career and technical education.
5)Here are 15 soft skills examples that are essential traits among employees:
Communication.
Teamwork.
Problem-solving.
Time management.
Critical thinking.
Decision-making.
Organizational.
Stress management.
Answer:
1 Employment created and provided by a regional employer, business, company, enterprise, organization or regional unity government in a regional area of a country.
2 An apprenticeship is a program that trains a worker to become skilled in a particular trade
3 The Annex Program is a program that provided the protocol connection to Lyoko.
4 Vocational education is education that prepares people to work as a technician or to take up employment in a skilled craft or trade as a tradesperson or artisan.
5 Teamwork
Communication Skills
Problem-Solving Skills
Flexibility
Interpersonal Skills
Leadership skill
What are the steps for using the Evaluate Formula feature?
1. Select the cell with the formula you want to evaluate.
2. Click the
tab on the ribbon.
3. In the
group, click
.
4. Click Evaluate or
to start the process.
Answer:
Formulas
Formula auditing
evaluate formula
step in
Explanation:
just did it :)
Answer:
1) Formulas
2) Formula Auditing
3) Evaluate Formula
4) Step in
Explanation:
HOW TO USE THE EVALUATE FORMULA FEATURE:
1. Select the cell with the formula you want to evaluate.
2. Click the ✔ Formulas tab on the ribbon.
3. In the ✔ Formula Auditing group, click ✔ Evaluate Formula .
4. Click Evaluate or ✔ Step In to start the process.
where is oregon unemployment department
The Oregon unemployment department has several offices throughout the state, including its headquarters in Salem.
The Oregon Unemployment Department, also known as the Oregon Employment Department, is the state agency responsible for managing unemployment benefits and workforce development programs in Oregon, USA.
Here are the addresses of some of the main Oregon Employment Department offices,
Headquarters: 875 Union St. NE, Salem, OR 97311
Portland Metro Workforce Office: 30 N Webster St, Portland, OR 97217
Bend Workforce Office: 1645 NE Forbes Rd., Suite 100, Bend, OR 97701
Medford Workforce Office: 119 N Oakdale Ave., Medford, OR 97501
Eugene Workforce Office: 2510 Oakmont Way, Suite 200, Eugene, OR 97401
It is recommended to visit the official website of the Oregon Employment Department for more information, including office hours and contact information for each office.
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This economy is usually centered on meeting the basic needs of people such as food, clothing, and shelter.
It is common to refer to this economy as a subsistence economy. In a subsistence economy, supplying people with their most basic necessities, such as food, clothing, and shelter, is the main priority.
The creation and provision of commodities and services is largely focused on ensuring the population's subsistence and survival. Such economies may have a little amount of excess production and little trading beyond what is required for existence. Traditional production techniques are frequently used in subsistence economies, which place a high focus on self-sufficiency and local resources. It's crucial to remember, though, that subsistence economies can coexist with other forms of economies in various locales or portions of the world.
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The real risk-free rate of interest is expected to remain constant at 3%. Inflation is expected to be 6% this year, 5% next year and 4% per year thereafter. The maturity risk premium (MRP) is equal to 0.1(t-1)%, where t = the bond’s maturity. A 5-year corporate bond yields 10.6%. What is the yield on a 10-year corporate bond that has the same default risk and liquidity premiums as the 5-year corporate bond?
The yield on the 10-year corporate bond with the same default risk and liquidity premiums as the 5-year corporate bond is 11.5%.
To calculate the yield on a 10-year corporate bond with the same default risk and liquidity premiums as a 5-year corporate bond, we need to consider the components that contribute to the yield. These components include the real risk-free rate, inflation expectations, maturity risk premium, and liquidity premium. Here's how we can calculate it:
1. Calculate the expected inflation rates for the next 10 years:
Inflation for year 1: 6%
Inflation for year 2: 5%
Inflation for years 3-10: 4%
2. Calculate the nominal risk-free rate for each year:
Nominal risk-free rate = Real risk-free rate + Inflation rate
Nominal risk-free rate for year 1 = 3% + 6% = 9%
Nominal risk-free rate for year 2 = 3% + 5% = 8%
Nominal risk-free rate for years 3-10 = 3% + 4% = 7%
3. Calculate the maturity risk premium for the 10-year bond:
Maturity risk premium (MRP) = 0.1(t-1)%, where t = bond maturity
MRP for the 10-year bond = 0.1(10-1)% = 0.9%
4. Calculate the yield on the 10-year corporate bond:
Yield = Nominal risk-free rate + MRP + Liquidity premium
Since it is mentioned that the 5-year corporate bond yields 10.6%, we can assume that the liquidity premium is already included in that yield. Therefore, to find the yield on the 10-year bond, we need to add the maturity risk premium to the yield of the 5-year bond.
Yield on the 10-year bond = Yield on the 5-year bond + MRP
Yield on the 10-year bond = 10.6% + 0.9%
Yield on the 10-year bond = 11.5%
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Best Coffee Enterprises is dealing in a variety of coffee like Expresso, Cappuccino, and Caffe latte etc. It has several outlets in the city. It has a good financial standing and enjoys a good reputation in the market. It purchases high-quality coffee beans from Global Traders and pays them at a future date. Briefly explain the source of finance given by Global Traders to Best Coffee Enterprises.
Different sources of finance exist operated by various companies. Global Traders exist offering Trade Credit as a source of finance to the Best Coffee enterprises. Trade credit exists as a business-to-business (B2B) arrangement in which a customer can buy goods without spending cash up front, and delivering the supplier at the latest scheduled date.
What are the features of trade credit?It exists referred to as the payment holds authorized by the creditor for a specified period for their raw material.It exists usually comprehended as an instant source of finance.It usually occurs in B2B businesses where the payees exist and desired to pay within their established deadline.Trade credit exists as a business-to-business (B2B) arrangement in which a consumer can buy goods without spending cash up front, and paying the supplier at a later scheduled date. Usually, companies that work with trade credits will give customers 30, 60, or 90 days to pay, with the transaction recorded through an invoice.
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Expense Accrued and Prepaid From the Rent expense details below, answer the questions Accounting period 1st January 2021-31st December 2021 $ 70,000 Rent expense paid for the year 2021 25,000 Accrued Rent expense b/d (at beginning of the year) 20,000 Prepaid Rent expense b/d (at beginning of the year) Accrued Rent expense c/d at end of year 5.000 Prepaid Rent expense c/d at end of year 15,000 Required: (a) Calculate the Rent expense for the that will enter the Profit or Loss as an expense for the year ended 31st December 2021. (b) Show which amounts and under which classification they will be reported in the statement of financial position as at 31st December For example, which amounts, from the above table, will be shown as a current asset or a current liability in the statement of financial position. (c) Prepare the Rent expense ledger account for the above transactions
In the given scenario, the Rent expense for the year ended 31st December 2021 is $60,000. This amount will be reported as an expense in the Profit or Loss statement.
To calculate the Rent expense for the year that will enter the Profit or Loss statement, we need to consider the rent expense paid for the year, the accrued rent expense at the beginning of the year, and the prepaid rent expense at the beginning and end of the year.
The total rent expense for the year is calculated as follows:
Rent expense paid for the year 2021 + Accrued Rent expense b/d (at beginning of the year) - Accrued Rent expense c/d (at end of the year) + Prepaid Rent expense c/d (at end of the year)
$25,000 + $20,000 - $5,000 + $15,000 = $55,000
Therefore, the Rent expense that will enter the Profit or Loss statement for the year ended 31st December 2021 is $55,000.
In the statement of financial position as of 31st December, the Accrued Rent expense will be reported as a current liability with a balance of $5,000. This represents the amount owed for rent at the end of the year but not yet paid.
The Prepaid Rent expense will be reported as a current asset with a balance of $15,000. This indicates that rent for future periods has been paid in advance and will be utilized in subsequent accounting periods.
To prepare the Rent expense ledger account, you would record the various transactions involving rent expenses throughout the year. This ledger account would include entries for the rent expense paid, the accrued rent expense at the beginning and end of the year, and the prepaid rent expense at the beginning and end of the year. Each entry would be recorded with appropriate dates, amounts, and corresponding debit or credit entries to reflect the impact on the account balance. The ledger account would provide a chronological record of rent-related transactions and facilitate the preparation of financial statements and analysis of rent expenses.
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Suppose that the functions C(q), P(q) and R(q) give the total cost function, the total profit function and the revenue function for the sale of a newly published novel, where q books are sold. Further, suppose MC(q), MP(q) and MR(q) represent the marginal cost function, the marginal profit function and the marginal revenue function, respectively when q books are sold. If we know MC(410) = 2.7, MP(420) = 0.3 and MR(690) = 0.1, which of the following statements is correct? I. If the number of books published and sold increases from 420 to 421, then the total profit will increase by approximately $0.30. II. When 690 copies of the book are published and sold, total revenue is increasing at the rate of $0.10 per book. III. When 690 copies of the book are published and sold, the total revenue is decreasing at the rate of $0.10 per book. O a) None are correct ob) Only I is correct Oc) Only II and III are correct O d) Only II is correct Only I and III are correct f) All are correct g) Only I and II are correct o h) Only III is correct
The correct statement is: II. When 690 copies of the book are published and sold, total revenue is increasing at the rate of $0.10 per book.
The given information states that MR(690) = 0.1, which represents the marginal revenue when 690 books are sold. The marginal revenue indicates the change in total revenue when one additional book is sold. Since MR(690) = 0.1, it implies that for each additional book sold at this quantity, the total revenue increases by $0.10. Therefore, statement II is correct, indicating that when 690 copies of the book are published and sold, the total revenue is increasing at the rate of $0.10 per book.
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Help me with this please.
Answer:
its customer service and desion making
Explanation:
hope it help btw i search it up and it said that so its right
A contract or ________ stipulates in writing all the client's requirements and gives all of the relevant information.
It should be noted that contract or event profile is usually stipulated in writing all the client's requirements and gives all of the relevant information.
An event profile can be regarded as set of event scripts, which helps to give description about an event.
This profile or contract do list out all the requirements that is needed by a company from the client in executing their services.
Therefore, contract or event profile serves all the client's requirements and gives all of the relevant information.
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Work study Exam Questions: 1. What are the two main reasons for Cumulative Trauma Disorders?. (CTD)? a) Twisting from sagittal line, static force b) Lifting more than the RWL, long working hours e) Deviation from the neutral posture, high repetition of the activities d) Neutral posture deviations, high cognitive work e) Neutral posture deviations, dynamic force 2. Which of the following resting period formulas consider the age factor? a) Classic formula b) Rohmert Model (for dynamic) c) Pulat Model d) Rohmert Model (for static) e) None 3. Which of the following is not true? a) Method study should be performed before time study. b) Efficiency should be provided before effectiveness. c) Planned output takes place within the formulation of effectiveness. d) Efficiency focuses on the way of performing an activity e) Effectiveness is about doing the right activities. 4. Considering the design of an elevator, which percentile information is required? (Hint. Consider the volume of the elevator and reachability for elevator button panel). a) 5th percentile woman, 95th percentile wornan b) 5th percentile man, 95th percentile woman c) 95th percentile man, 50th percentile woman d) 95th percentile man, 5th percentile woman e) 95th percentile man, 95th percentile woman 5. Which of the following resting period formulas consider the age factor?
1. The correct answer is c) Deviation from the neutral posture, high repetition of the activities.
2. The correct answer is e) None. None of the resting period formulas listed consider the age factor.
3. The correct answer is c) Planned output takes place within the formulation of effectiveness.
4. The correct answer is b) 5th percentile man, 95th percentile woman.
How to explain the informationMaintaining a neutral posture is important to prevent strain and stress on the body during repetitive activities. When workers deviate from the neutral posture, such as bending, twisting, or awkward positioning, it can lead to increased strain on the muscles, tendons, and joints, eventually causing cumulative trauma.
Performing the same motion or activity repeatedly without adequate rest or recovery time can contribute to CTD. When the body is subjected to continuous repetitive movements, it can lead to fatigue and overuse of specific muscles and tendons, increasing the risk of developing cumulative trauma disorders.
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Why is important for all business majors to study strategic management since most students will never become a chief executive officer nor even a top manager in a large company
Answer:
it is good that all business majors study this regardless, as strategic management takes place at several/multiple levels in any organization they may find themselves
Explanation:
Even though most students may never become CEOs or branch manager or department heads of departments, it is good they study strategic management as strategic management provides directions through the development of plans on how to achieve an organizations set goals.
Several other levels in an organization may require the knowledge of strategic management. These employees in these other job roles could be asked to complete strategic plans for their various departments. Also at all levels, employees are asked to make contributions towards their organizations strategic plan. This makes it important for all business majors to study.