Answer:
C, $669
Explanation:
Edge 2022
The closest answer is $877, which may be the monthly payment for a different loan amount or interest rate.
What is interest rate?The interest rate is the amount charged by the lender to the borrower in addition to the principal amount.
In terms of the receiver, a person who deposits money in any bank or financial institution earns extra money due to the time value of money, which is referred to as interest received by the depositor.
Using the provided information, we can calculate the monthly payment for the fixed-rate mortgage using a mortgage calculator.
Plugging in the numbers into a mortgage calculator, assuming monthly payments, we get:
Principal: $170,000
Term: 30 years
Interest rate: 4.25%
Thus, the calculated monthly payment for principal and interest is $834.82.
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_____ include tools and equipment used to produce goods and services.
a. Capital resources
b. Consumer resources
c. Human resources
d. Natural resources
Answer:
The correct answer is B!
Explanation:
Consumer resources, include tools and equipment used to produce goods and services. Thus, option (b) is correct.
What is goods?
The term goods as the another name was the commodities. The goods are the sold to the exchange of the money. The goods are the produced with the help of raw material. The goods are the based on the two prices, such as the manufacturing prices and retail prices. The goods are the two types are the raw goods and the finished goods.
According to the manufactured goods and services as the companies are the manufacturing to the based on the consumer resources. The foundation is built on economic development. Factors of production are the resources used to create all commodities and services.
As a result, the consumer resources, include tools and equipment used to produce goods and services.
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List all forms of market efficiency that the momentum anomaly violates.
The momentum anomaly violates the principles of weak form, semi-strong form, and strong form efficiency.
The momentum anomaly violates the following:
1. Weak Form Efficiency: It suggests that past prices and trading volume do not provide any information about future prices.
2. Semi-Strong Form Efficiency: It states that publicly available information cannot be used to consistently outperform the market.
3. Strong Form Efficiency: It implies that all information, both public and private, is immediately reflected in stock prices.
The momentum anomaly challenges the concept of market efficiency in various ways. First, it violates weak form efficiency as it suggests that past prices and trading volume can provide valuable information about future prices. In other words, the momentum strategy is based on the assumption that stocks that have performed well in the past will continue to perform well in the future. This contradicts the notion that past prices are irrelevant in predicting future prices.
Secondly, the momentum anomaly also goes against semi-strong form efficiency. According to this form of efficiency, publicly available information is quickly incorporated into stock prices, making it impossible to consistently outperform the market. However, the momentum strategy relies on the belief that information regarding past price movements can be used to generate abnormal returns.
Lastly, the momentum anomaly challenges strong form efficiency, which implies that all information, both public and private, is immediately reflected in stock prices. The momentum strategy suggests that even private information about past price trends can be utilized to generate excess returns, thereby contradicting the idea that all information is already priced into the market.
In conclusion, the momentum anomaly violates the principles of weak form, semi-strong form, and strong form efficiency. It suggests that past prices and trading volume can be used to predict future prices, indicating that market prices do not efficiently incorporate all available information.
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60 points please help
1. What are two environmental hazards created by transportation? How are these hazards produced?
2. Imagine that you are a hospitality manager and you want to warn your guests about possible risks in the nearby park. What are two pieces of advice that you would give them to help them stay healthy while enjoying the park?
3. Some workers in transportation and logistics may work in factories or in transporting goods from factories. What are three common factory hazards? Describe each.
4. What are three hazards that might be found in restaurants? Why are these hazards found in restaurants?
5. Workers in hospitality and transportation careers often have to follow strict rules about environmental hazards. Why is this important?
Hospitality Manager <- your second lab link
1. Why is hospitality important in business?
2. What types of things does a hospitality manager do?
3. What courses or information would be helpful for a hospitality manager?
4. What do you think you'd like best about working as a hospitality manager?
Answer:
The environmental impact of transport is significant because transport is a major user of energy, and burns most of the world's petroleum. This creates air pollution, including nitrous oxides and particulates, and is a significant contributor to global warming through emission of carbon dioxide.
100 points LOLOL WHOEVER COMES HERE FIRST WILL ALSO BE MARKED BRAINLIEST
Answer:
sdadasd
Explanation:
Answer:
hi hi i hope you have a great day and take care of yourself
A 3rd degree burn has burnt only part of the epidermis. the epidermis only. the epidermis and dermis. the epidermis and part of the dermis.
A 3rd degree burn has burnt the epidermis and part of the dermis. Option 3 is the correct answer.
A 3rd degree burn is a severe burn that extends through the entire thickness of the skin. In a 3rd degree burn, the epidermis, which is the outermost layer of the skin, and part of the dermis, which is the layer beneath the epidermis, are affected. This type of burn destroys the full thickness of the epidermis and can extend into the deeper layers of the dermis.
The epidermis serves as a protective barrier for the body, preventing the entry of harmful substances and pathogens. It also helps regulate body temperature and plays a role in the production of vitamin D. The dermis provides structural support, contains blood vessels, nerve endings, sweat glands, and hair follicles.
Due to the severity of the injury, 3rd degree burns often require medical intervention and specialized treatment. They can result in extensive tissue damage, loss of sensation, and impaired healing. Treatment may involve surgical interventions, such as skin grafting, to promote healing and minimize the risk of infection. Rehabilitation and long-term care are often necessary to manage the physical and psychological effects of a 3rd degree burn.
Hence, option 3 is the right choice.
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___ requrements are courses that build knowledge and skills in a specific field.
A. major
B. general studies
C. specialization
D. elective
D. elective requrement are courses that build knowledge and skills in a specific field
In risk management, what does risk control include?
Answer:
What are the three basic categories of control? Educational/awareness, physical, supervision 5. How do you implement controls? Ensure controls are communicated to those involved in the activity.
Risk control in risk management includes implementing preventive measures, risk mitigation strategies, and controls to minimize the likelihood and impact of identified risks.
Risk control is an integral part of risk management that focuses on managing and reducing the impact of potential risks. It involves the implementation of measures and strategies to mitigate, prevent, or minimize the occurrence and consequences of identified risks.
Risk control measures may include implementing safety protocols, conducting risk assessments, establishing internal controls and procedures, adopting risk transfer mechanisms such as insurance, implementing business continuity plans, and regularly monitoring and reviewing risk management processes.
The goal of risk control is to proactively manage risks to protect assets, optimize operations, and ensure the organization's long-term sustainability.
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the balance sheet of perez printing shows $680 in inventory, $2,140 in fixed assets, $210 in accounts receivables, $250 in accounts payable, and $80 in cash. how much net working capital does the company have?
Perez Printing has a net working capital of $720.
Net working capital is the difference between a company's current assets and its current liabilities. Current assets are those assets that are expected to be converted into cash or used up within one year, such as cash, accounts receivable, and inventory. Current liabilities are those liabilities that are due within one year, such as accounts payable and accrued expenses.
To calculate the net working capital of Perez Printing, follow these steps:
1. Calculate the current assets: Add the inventory, accounts receivables, and cash together.
Current assets = $680 (inventory) + $210 (accounts receivables) + $80 (cash) = $970
2. Calculate the current liabilities: In this case, it is the accounts payable.
Current liabilities = $250 (accounts payable)
3. Calculate the net working capital: Subtract the current liabilities from the current assets.
Net working capital = $970 (current assets) - $250 (current liabilities) = $720
Perez Printing has $720 in net working capital.
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In early America, the Navigation Acts ensured all imported products came from England. What type of market structure is this an example of?
A) monopoly
B) oligopoly
C) traditional
D) free competition
Answer:
Monopoly
Explanation:
The monopoly is the market structure where there is only single seller who sells a unique product. Also in this market, there is no competition as the seller is only one who deals in one product and other sellers has nno close subsitutes
So as per the given situation since the imported goods came from england so this represents the monopoly
Hence, the correct option is A.
Which of the following is the best example of a new business that you would see in the economy today?
Multiple Choice
A - Glass manufacturing plant
B -Smartphone production facility
C - Oil refinery
D -Grocery store
E-Subscription-based meal-kit service
Out of all the given options, there is one business that stands out as something most people might not have even heard of.
This unique and novel business is E. Subscription-based meal-kit service.
Glass manufacturing, oil refinery, grocery store businesses have been operating for the longest time. Smartphone production has also existed for 30 years now.
For the past few years, with the rise of tech industries and tech jobs, urbanites are finding it hard to cook meals and had started eating out or dining at restaurants more often.
Seeing this as an opportunity to serve busy people home-cooked meals, many chefs and food businesses have started something called a cloud kitchen where you simply pay a one-time subscription to get a whole week or even a month's meals.
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What types of insurance is David likely to get through his employer?
David has just joined a new company. His employer offers a number of different insurance policies as one of its employee benefits. For example, his employer’s (Blank)
insurance covers prescription drugs and immunizations. David will also be receiving (blank) insurance at no cost from his employer.
1. casualty, health, life
2. automobile, disability, renters
Answer:
1. health 2. disability
Explanation:
Answer:
health & disability
Explanation:
Dominic lists his camera for sale on an online auction site. Chloe is the highest bidder and purchases the camera. How does the auction site earn its revenue through the transaction?.
Here, the auction site earn its revenue through the payment made by Dominic which is a small fee to the auction site
What is the small fee here?In this case, the small fee refers to the operating cost paid to enable him auction his camera far sale at the auction site.
In conclusion, the auction site earn its revenue through the payment made by Dominic which is a small fee to the auction site.
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Your friend Jomaine says a Traditional IRA or 401(k) has the best tax advantages because you don't pay any taxes now, and you can wait until you retire to pay taxes. Why might he be right?
Government often tax the income of its people. The reason why might he be right is that if an individual expect tax rates to go up or because one is starting your career and your tax bracket would be lower now than what it will be later on.
When an individual is older and in retirement, the person would want to save your money and not have to worry about any taxes.Tax advantages simply defined as the economic bonus that applies to some accounts or investments that an individual has such as one gotten by statute, tax-reduced, tax-deferred, or tax-free.Conclusively, An Examples of tax-advantaged accounts and investments are retirement plans, education savings accounts, medical savings accounts etc.
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Cleared checks:
a) Are available as online images for you to refer to or as reduced images sent with each monthly statement
b) Must be destroyed so that they don't get cashed again
c) Should be used to notify the people you wrote the check to since they havent cashed the checks yet
. d) Are automatically redeposited if the check image is lost
Explanation:
should be used to notify the pepole you wrote the check to since they haven't cashed the checks yet
A U.S. balance of trade deficit can result from
an increase in exports from the United States.
a decrease in exports to the United States.
a decrease in imports to the United States.
an increase in imports to the United States.
an increase in imports from the United States.
Answer:
An increase in imports to the United States can result in a U.S. balance of trade deficit.
Explanation:
Answer: A decrease in exports to the United States.
Explanation:
Net Purchases + Purchases Returns and Allowances + Purchase Discounts equals:
O A. Gross Profit.
OB. Gross Purchases.
O C. Net Income.
OD. Net Loss.
Answer:
OB. Gross Purchases.
Explanation:
Gross purchases represent all the purchases a business made in a particular period. It includes returns outwards ( purchases returns), discounts and allowances received.
Net purchases are calculated by subtracting purchase returns, discounts received, and allowances from gross purchases.
Therefore, Net Purchases + Purchases Returns and Allowances + Purchase Discounts= gross purchases.
units in beginning inventory 0 units produced 11,000 units sold 8,000 units in ending inventory 3,000 variable costs per unit: direct materials $ 200 direct labor $ 490 variable manufacturing overhead $ 50 variable selling and administrative $ 16 fixed costs: fixed manufacturing overhead $ 800,000 fixed selling and administrative $ 960,000
The units in beginning inventory 0 units produced 11,000 units sold 8,000 units in ending inventory 3,000 variable costs per unit:
The projected labour cost for next year will be:
new labour cost = old labour cost + increase in labour cost
= $75 000 + (5% of old cost)
= $75 000 + (0.05 × $75 000)
= $75 000 + ($3750)
= $78 750
Overhead is a fixed price. Your rent charge usually is the identical no matter the extent of your sales. ]
Labour charges are semi-variable prices. As was defined in advance, some labour costs are steady and need to be paid despite the fact that income do no longer meet expectations whilst different labour charges are the end result of will increase in income.
due to the fact that labour prices are not definitely fixed, the variable a part of the price of labour may be manipulated in instances of negative sales by reducing lower back on paid hours, introducing shift modifications, and even laying off employees. personnel working in the food enterprise often find out how bendy their hours can turn out to be in times of negative income!
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Assume that currently banks pay 2% interest on money that customers deposit in savings accounts. As the overall amount of money held in savings accounts increases, in financial markets
Savings accounts earn compound interest, which means that the interest you earn one period is deposited into your account, and the interest you earn the following period is added to your account.
Can two savings accounts be held at the same bank?Because it does not affect your credit, having multiple accounts, whether at the same bank or at different banks, can be useful for managing various savings objectives. Furthermore, there is little harm in doing so.
How is interest earned on a savings account calculated?Using the formula a = r * t * p, where a is the amount of interest you will earn, r is the interest rate your bank pays, t is the time it takes for your financial institution to calculate interest, and p is your principal, or the amount in your savings account.
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can i doit without pay
Answer:
what?
Explanation:
Ivan has inherited his grandmother’s 1963 Chevrolet Corvette (trust me this is a hot car to own – if you watched Lucifer on TV you know it), which he values at $45,000. He decides that he might be willing to sell it so he posts it on Craigslist for $55,000. Samantha is interested and willing to pay up to $72,000. Would Ivan and Samantha want to voluntarily engage in trade? How much economic surplus is created for both of them as a result of this exchange? Show your calculations. What is the total economic surplus? Explain how you arrived at this number.
This total economic surplus is arrived at by subtracting the value that Ivan put on the car before the trade, $45,000, from the highest value that Samantha is willing to pay for the car, $72,000.
Ivan and Samantha would want to voluntarily engage in trade because there is a gap between what Ivan is willing to accept for the car ($55,000) and what Samantha is willing to pay for it ($72,000).
The economic surplus created for Ivan as a result of this exchange is $72,000 (the amount Samantha is willing to pay) minus $45,000 (the value Ivan placed on the car before the exchange) = $27,000.
The economic surplus created for Samantha is $72,000 (the amount she is willing to pay) minus $55,000 (the amount Ivan is asking for the car) = $17,000.
The total economic surplus created as a result of this exchange is the sum of the individual surpluses: $27,000 (for Ivan) + $17,000 (for Samantha) = $44,000.
This difference of $27,000 is the economic surplus for Ivan, and the difference between the amount Samantha is willing to pay, $72,000, and the amount Ivan is asking for, $55,000, is the economic surplus for Samantha. The total economic surplus is the sum of the two individual surpluses.
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The original cost of an inventory item is above the replacement cost and the net realizable value. The replacement cost is below the net realizable value less the normal profit margin. As a result, under the lower-of-cost-or-market method, the inventory item should be reported at the
Answer:
Net realizable value
Explanation:
Net realizable value can be defined as the value of an asset that can be realized when the sale of an asset occured, less a reasonable estimate of the amount of the costs that is associated with the disposal of the asset.
Under U.S. Generally Accepted Accounting Principles the Inventory can be reported at either the lower of cost or market .
Therefore Based on the information given the cost is higher and greater than the replacement cost, and is higher than net realizable value, less the normal profirm margin. Therefore we can also say that market is equal to NET REALIZABLE VALUE and the market is less or lower than cost, which means that the inventory should be valued at NET REALIZABLE VALUE.
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Whom does the Government and Public Administration career cluster serve?
private citizens
army and navy
government employees and the military
national security and the foreign service
Private citizens do the Government and Public Administration career cluster serve. Hence, option A is correct.
What is Public Administration?In the field of public administration, leaders collaborate with localities to advance the welfare of the public and effect change for the better. Public administration specialists are equipped to run all levels of government and nonprofit organizations.
Public administrators plan, direct, and supervise the organizations that oversee and regulate local laws and legislation. As these organizations grow to satisfy society's demands while simultaneously serving the interests and needs of the general public, public administrators act as special consultants to them.
"Legislative activities, taxation, national security, public order and safety, immigration services, foreign affairs and international assistance, and the administration of government programs" are all considered to be "exclusively governmental in nature."
Thus, option A is correct.
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Distinguish between the costs of having a basic checking account and an interest-bearing checking account.
minimum account requirements
hidden fees for online and
monthly service fees
paper statements
restrictions on ATM
withdrawal amounts
Basic Checking Account
Costs
Interest-Bearing Checking
Account Costs
The difference between the costs of having a basic checking account and an interest-bearing checking account are:
Basic Checking Account Costs - hidden fees for online and paper statements, restrictions on ATM withdrawal amountsInterest-Bearing Checking Account - minimum account requirements, monthly service feesWhat are cost of having checking account?The monthly fee that banks or credit unions charge to maintain your account is one of the most common features of a checking account. These account maintenance fees can often reach $15.
However, many accounts allow you to waive the monthly fee if you meet certain criteria. This may include keeping a minimum balance, establishing direct deposit, and/or opting for paperless statements. You can also look into no-fee checking accounts, which have no monthly fees.
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1. Explain why governments prohibit collusion and regulate mergers. Briefly outline the details of a collusion case and of a merger case. In each case, explain the key facts of the case, and the outcome decision of the regulatory body.
Governments prohibit collusion and regulate mergers to protect consumers from the effects of monopolies. A monopoly is when a single company has a significant market share and can dictate prices and restrict output.
These actions are anticompetitive and can result in reduced choice, higher prices, and lower-quality products.Collusion is when companies conspire to fix prices or reduce competition by agreeing not to compete with each other. The goal of collusion is to maintain high prices and reduce output to maximize profits. Regulators prohibit collusion because it is anticompetitive and harms consumers.One example of collusion is the LCD price-fixing scandal, which involved several major LCD manufacturers who conspired to fix prices and rig bids. The companies agreed to not compete with each other and to raise prices on LCD screens. The outcome was a series of fines and damages totaling over $1 billion to be paid by the companies to the affected parties.Regulators also regulate mergers to prevent companies from acquiring too much market power and becoming monopolies. A merger is when two companies combine to form one larger company. The goal of a merger is to increase market share, reduce competition, and increase profits. Regulators analyze mergers to determine if they are anticompetitive and if they will harm consumers.In 2016, the proposed merger between telecommunications giants AT&T and Time Warner was scrutinized by regulators. The Department of Justice argued that the merger would harm competition and result in higher prices for consumers. After a lengthy legal battle, a federal judge approved the merger with certain conditions attached, such as requiring AT&T to sell off some assets to competitors.The key facts in each case are that collusion and mergers can result in anticompetitive behavior and harm consumers. Regulators prohibit collusion and regulate mergers to protect consumers from these harmful effects. The outcome of regulatory decisions varies depending on the specific details of each case.
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Aunt anastasia's available hours for paint and seal have fallen from 80 hours to 60 hours because of other commitments. how will this affect her total profit?
Aunt Anastasia's available hours for paint and seal have fallen from 80 hours to 60 hours because of other commitments.
ProfitsProfit is a term that describes the economic profit that a company obtains when its revenues exceed its costs and expenses. For example, a kid at a lemonade stand spends 1/4 of hers making a cup of lemonade. She then sells that her drink for her $2. The profit from a glass of lemonade is $1.75.
Profit, for business use, the excess of gross income over total expenses during a specified period. In economics, profit is the surplus over earnings from capital, land, and labor (interest, rent, and wages).
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Interest payments on a loan can be a significant cost for a business. What happens if in a free market the demand for loans increases significantly?
In a free market, an increase in demand for loans can lead to higher interest rates due to the limited supply of loanable funds.
In a free market, interest rates are under pressure to rise if loan demand rises considerably. This is because there is a finite amount of money that can be borrowed, and lenders can raise interest rates on borrowers as demand for loans increases.
Higher interest rates may make borrowing more expensive for firms, which may discourage investment and impede economic expansion. As a result, companies could need to change how they approach borrowing, either by taking on less debt or looking for new funding options with lower interest rates.
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A borrower might benefit from what program if they decide to work for either a nonprofit hospital or a public health organization?
A borrower can benefit from the Public Service Loan Forgiveness program if they choose to work for a non-profit hospital or public health organization.
What types of loans can receive a public service waiver?Some types of direct loans, such as the Federal William D. Ford Direct Loan Program qualify for the program, but it is essential to pay attention to the requirements to have the application approved, as the approval rate is low and many applicants do not fit under the established conditions.
Therefore, to participate in the public service loan forgiveness program, it is necessary for the citizen to be aware of the necessary conditions and, above all, to develop their financial education to allocate their income and expenses effectively.
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the gap that exists when equilibrium real gross domestic product 13) (gdp)is greater than full employment real gross domestic product (gdp)is called a(n)
The gap that exists when equilibrium real gross domestic product 13) (GDP)is greater than full employment real gross domestic product (GDP)is called an inflationary gap.
Gross domestic product (GDP) is the usual measure of the fee brought created via the production of goods and services in a country for the duration of a positive period. As such, it additionally measures the profits earned from that manufacturing or the whole quantity spent on final goods and services (much fewer imports).
Gross home product (GDP) is the cost of the completed domestic items and offerings produced inside a state's borders. alternatively, gross country-wide product (GNP) is the price of all finished items and services owned with the aid of a country's citizens, whether or not or not those items are produced in that united states of America.
GDP measures the economic fee of final goods and services—these are the ones which can be bought with the aid of the very last consumer—produced in a rustic in a given period of time (say a quarter or 12 months). It counts all the output generated within the borders of a country.
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Select all that apply.
Select all reasons data mining is important to businesses.
It cuts costs.
It identifies long-term goals.
It solves problems.
It increases profits.
Answer:
a,c,d
Explanation:
Discuss how an event’s ability to help us escape from everyday life and worries can be advantageous for marketers.
Answer:
An event's ability to give people a break from everyday life worries is a advantage for marketers because it makes their job easier. An event takes our mind off of things and it relieves their stress. This means that marketers don't need to focus on spreading info.