true or false issuers of securities offerings must comply with either federal or state securities laws, but not both.
Answers
Securities laws are governed by both state and federal laws, so the given statement is false.
What are the securities governed by state and federal laws?The Securities Act of 1933 is a federal law that requires securities sold to the public to be registered with the SEC and that investors have access to complete information about the seller and the stock offering.State Securities Laws encompasses all applicable state securities laws and regulations, including, but not limited to, registration, permit, and qualification requirements. State Securities Laws are a state's securities ("blue sky") rules, regulations, or other similar laws.Securities laws broadly prohibit any type of fraudulent activity in connection with the offer, purchase, or sale of securities. These provisions serve as the foundation for a wide range of disciplinary actions, including actions for fraudulent insider trading.To learn more about security laws refer to :
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Related Questions
true or false? group insurance is a type of private insurance that anticipates a large group of individuals will purchase insurance through their employer and the risk is spread among those paying individuals.\
Answers
This is untrue; group insurance is a form of private insurance that assumes a sizable number of people will purchase insurance through their employer, distributing the risk among those paying individuals.
The majority of people have some sort of insurance, whether it is for their life, their home, or their car. However, the majority of us don't really take insurance the time to consider what insurance is or how it risk operates.
Simply put, insurance is a contract, represented by a policy, under which a policyholder receives monetary protection or payment from an insurance firm against losses. To make payments more manageable for risk the insured, the company pools the risks of its clients.
Insurance policies are used as a hedge against the risk of monetary losses, both large and minor, that may arise from harm to the insured or their insurance property, or from liability for damage or injury given to a third party.
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_____ enables employees who lose their jobs or have their hours reduced to a level at which they are no longer eligible to receive medical, dental or optical benefits have the right to pay to continue receiving benefits for themselves and their dependents under the employer's policy.
Answers
Answer:
employment and labor law
Suppose Americans decide to save more of their incomes. If banks lend this extra saving to businesses, which use the funds to build new factories, how might this lead to faster growth in productivity? Who do you suppose benefits from the higher productivity? Is society getting a free lunch?
Answers
Higher productivity from increased savings and bank lending can lead to benefits for businesses, workers, and consumers, but policymakers must ensure that gains are widely shared and support is provided to those negatively affected by job losses.
If Americans decide to save more of their incomes and banks lend this money to businesses for building new factories, it can lead to faster growth in productivity.
New factories with modern equipment and technologies can increase the output of goods and services, reduce production costs, and create new jobs. This, in turn, can increase economic growth, which can benefit society as a whole.
The benefits of higher productivity can be enjoyed by various groups of people. First, businesses can benefit from increased profits and market share due to increased output and reduced costs. Second, workers can benefit from higher wages and better job security due to increased demand for labor. Third, consumers can benefit from lower prices and a wider variety of goods and services due to increased competition.
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Time Value of Money: Amortized Loans An extremely important application of compound interest involves amortized loans. Some common types of amortized loans are automobile loans, home mortgage loans, student loans, and many business loans. Each loan payment consists of interest and repayment of principal. This breakdown is often developed in an amortization schedule. Interest is largest in the first period and declines over the life of the loan, while the principal part repayment is smallest in the first period and it [increases thereafter. Quantitative Problem: You need $15,000 to purchase a used car. Your wealthy uncle is willing to lend you the money as an amortized loan. He would like you to make annual payments for 6 years, with the first payment to be made one year from today. He requires a 9% annual return. a. What will be your annual loan payments? Round your answer to the nearest cent. Do not round intermediate calculations. b. How much of your first payment will be applied to interest and to principal repayment? Round your answer to the nearest cent. Do not round intermediate calculations. Interest: $ 1350 Principal repayment: $
Answers
The annual loan payments for the $15,000 amortized loan with a 9% annual return, to be repaid over 6 years, will be determined by the amortization schedule.
How to calculateTo calculate the specific annual loan payments, the loan term, interest rate, and loan amount need to be considered.
To calculate the annual loan payments, we can use the formula for the present value of an annuity.
With a loan amount of $15,000, an annual interest rate of 9%, and a repayment period of 6 years, the annual loan payment can be calculated as $15,000 divided by the present value factor for a 6-year annuity at 9% interest rate.
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When you plan a presentation, how should you make sure you stay on track as you talk?
A. Make a list of general topics and points you want to cover.
B. Write out every word of the presentation on notecards.
C. Memorize every word of the presentation in your head.
D. Have the audience tell you what else you need to talk about.
Answers
Answer:
A make a list
Explanation:
Answer:
It's A. Make a list of general topics and points you want to cover.
Explanation: hope it helps ^w^
the method is a forecasting method based on the idea that the weather on any day will not change much from the day before it.
Answers
Persistence forecasting can be a useful tool in certain circumstances, it is important to complement it with other forecasting methods that consider a broader range of factors to get a more accurate picture of future weather conditions.
The method you are referring to is called persistence forecasting. It is based on the assumption that the weather conditions on any given day will be similar to those of the previous day.
To understand persistence forecasting, let's consider an example. Let's say that yesterday the weather was sunny and clear. According to the persistence forecasting method, today's weather is likely to be sunny and clear as well. This method assumes that weather patterns change slowly, and there will not be significant variations from day to day.
Persistence forecasting can be helpful in situations where there are no major weather systems or disturbances affecting the area.
For instance, in regions with stable weather patterns, such as deserts or coastal areas, the weather may not change significantly from day to day. In these cases, using the persistence forecasting method can provide reasonably accurate predictions.
However, it's important to note that persistence forecasting has limitations. It does not take into account the influence of larger weather systems or atmospheric conditions that can lead to sudden changes in weather patterns. It is also less reliable in areas with highly variable weather or during seasons with more frequent weather fluctuations.
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Complete question:
What is the forecasting method based on the idea that the weather on any day will not change much from the day before it?
Employment assessments are only used during the hiring phase of employment.
Please select the best answer from the choices provided
OT
OF
Answers
Answer:
False
Explanation:
The given statement is false, that the Employment assessments are only used during the hiring phase of employment.
What is the Employment assessments?Employee assessments are defined as the evaluations or performance appraisals that i s mostly used to examine the performance and productivity of employees of the company, which is hiring.
These examinations measure aptitude, personality and skills. The typical purposes of employee evaluations include pay review, promotions, performance improvement, terminations, etc.
For job testing, several forms of assessments, such as personality tests, work samples, intelligence tests, and assessment centers, may be employed. Employers frequently utilize more than one to increase predictive power, since some correlate work performance better than others.
Therefore, it is false.
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what is 1635436743 times 76354
Answers
Answer:
1.2487214e+14
Explanation:
Match the steps that marketing management performs to the scenarios that describe the steps
Answers
The steps that marketing management performs to the scenarios that describe the steps include the "Discovery Step --- Marketing management team are performing detailed research for the best target market for their products or services."
The other steps that marketing management performs to the scenarios that describe the steps include the following:
Strategy step -- the marketing management team determines the proper marketing channels for their product or services. Then, they formulate the messaging and finally plan the timing.Implementation step -- the marketing management team decides when and where to execute their targeted, cost-effective marketing campaigns and put them into action.Measurement step -- the marketing management team assesses the marketing campaign results to know the right methods or techniques before continuing with the marketing campaign.Hence, in this case, it is concluded that the Marketing management team plays a vital role in the product life cycle.
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Entrepreneurial mind frame permits the entrepreneur to see things in a very positive and optimistic light.True or false?
Answers
When an entrepreneur has a very positive and optimistic vision, he adjusts to the entrepreneurial mental framework (True)
The entrepreneurial mind frame is a term that refers to the human way of thinking that takes any situation in a very positive and optimistic way.
This mentality is characterized by seeing the positive factors in difficult situations or crises. On the other hand, it is a mind frame that allows the individual to take advantage of negative situations to devise innovative solutions.
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When you have an exclusive contract with a real estate agent, you can:_______
Answers
When you have an exclusive contract with a real estate agent, you can:
Expect the agent to work exclusively on your behalf - The agent is bound by the terms of the contract to work in your best interests and provide you with the highest level of service.
Receive a higher level of attention and service - Since the agent is not competing with other agents for your business, they are more likely to prioritize your needs and work harder to meet your expectations.
Benefit from the agent's knowledge and expertise - An exclusive contract allows the agent to invest more time and resources into marketing your property and finding potential buyers or properties that meet your criteria.
Negotiate the terms of the contract - You have the ability to negotiate the terms of the contract with the agent, including commission rates and the duration of the agreement.
Hold the agent accountable - If the agent fails to meet their obligations under the contract, you may have legal recourse to hold them accountable and seek damages.
It is important to carefully review and understand the terms of an exclusive contract with a real estate agent before signing it. You should also consider working with an agent who has a proven track record of success and a strong reputation in the industry.
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causes of corruption?
Answers
Answer:
Personal greed, Decline of personal ethical sensitivity, the size and structure of governments, economic freedom/openness of economy, Cultural environments that condone corruption, Lack of transparency, Slow judicial processes, etc.
Explanation:
Answer:
MAIN CAUSE OF CORRUPTION ATE
1)GREATER NUMBER OF POPULATION.
2) WEAKNESS OF THE SOCIETY
3) THERE BE LESS AWARNESS.
4)SELF DESTRUCTIVE MINDED PERSON.
5) MAKING MUCH RICH AND LIVING COMFORTABLE
In calculating net cash provided by operating activities using the indirect method, an increase in prepaid expenses during a period is:.
Answers
When calculating net cash provided by operating activities using the indirect method, an increase in prepaid expenses during a period is added to net income.
This is because an increase in prepaid expenses means that the company has paid for expenses in advance, which will result in a reduction in expenses in the future. Therefore, this increase in prepaid expenses should be subtracted from net income to determine the cash flows from operating activities.
It is important to note that the indirect method is used to convert the accrual basis accounting income statement into a cash basis accounting statement. This method adjusts for non-cash items such as depreciation, amortization, and changes in working capital accounts such as prepaid expenses.
The purpose of the indirect method is to provide a more accurate picture of the company's cash flows from operating activities, which is a critical component of financial analysis. Overall, an increase in prepaid expenses should be accounted for in the indirect method as an adjustment to net income when calculating net cash provided by operating activities.
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a 15-year, $170,000 mortgage has a rate of 5.4 percent. a. what are the interest and principal portions in the first payment?
Answers
The principal portion of the first payment is approximately $579. To calculate the interest and principal portions in the first payment of a 15-year, $170,000 mortgage with a rate of 5.4 percent, we can use an amortization table.
This table breaks down each payment into its interest and principal components. Using the formula for calculating the monthly payment of a mortgage, which is P =\(L[c(1 + c)^n]/[(1 + c)^n - 1]\), where P is the monthly payment, L is the loan amount, c is the monthly interest rate, and n is the number of payments, we can calculate that the monthly payment for this mortgage is approximately $1,344. In the first payment, the interest portion is calculated as the monthly interest rate multiplied by the outstanding balance of the loan. The monthly interest rate is calculated by dividing the annual interest rate by 12, which gives us 0.0045. Therefore, the interest portion of the first payment is approximately $765. The principal portion of the first payment is calculated as the difference between the monthly payment and the interest portion. Therefore, the principal portion of the first payment is approximately $579. It is important to note that over time, the principal portion of each payment will increase while the interest portion will decrease as the outstanding balance of the loan decreases.
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The practice of businesses paying bloggers to write positive comments about the business is called ______.
Answers
The practice of businesses paying bloggers to write positive comments about the business is called "astroturfing."
The term comes from the brand name AstroTurf, which is a type of artificial grass often used on sports fields. Just as AstroTurf is intended to create the impression of a lush, green lawn, astroturfing is intended to create the impression of a grassroots movement or genuine public support for a business or product.
Astroturfing is considered a form of deceptive marketing, as it seeks to mislead consumers and shape their opinions by presenting them with biased or false information. Many countries have laws and regulations that prohibit astroturfing and other forms of deceptive marketing practices, and businesses that engage in such practices can face legal and reputational consequences.
As such, it is important for businesses to be transparent and honest in their marketing practices, and to foster genuine connections and relationships with their customers and stakeholders.
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rue or false: social media allows marketers to have full control over the messages they produce
Answers
Social media allows marketers to have full control over the messages they produce which is false. On social media, the audience plays a significant role in shaping the spread and perception of messages.
Social media does not provide marketers with full control over the messages they produce. While marketers have the ability to create and publish content on social media platforms, the nature of social media introduces various factors that can influence how messages are received and shared.
On social media, the audience plays a significant role in shaping the spread and perception of messages. Users can engage with content by liking, commenting, sharing, or even modifying it. This means that once a message is released on social media, it can be amplified, altered, or interpreted differently by users, which may affect the overall impact and control of the original message.
Additionally, social media platforms themselves have algorithms and policies that determine the visibility and reach of content. Marketers must navigate these algorithms and comply with platform guidelines, which can influence the extent to which their messages are seen by the intended audience.
Therefore, while marketers have the ability to create and publish messages on social media, the control they have over the ultimate reception and dissemination of those messages is limited due to the participatory and dynamic nature of social media platforms.
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PLZ HELP MEEEEEEEEEE
Answers
Answer:
D
Explanation:
evaluate three ways in which employment will minimize emotional stress
Answers
Answer:
Workplace is a different environment. If you are stress by your home then being in a workplace can help you stay away from the source of stress.
Your workmates is a potential source of happiness.
Being paid by the task that you have done.
Explanation:
The ways employment will minimise emotional stress are:
Employment provides a source of income with which employees can afford to buy items that would make them happy. As a result of employment, people are able to socialise with other workers. This would prevent isolation and reduce emotional stress. As a result of employment, people becomes less bored and more productive. This can eliminate emotional stress.What is employment?Employment is when labour has a job that they earn an income from. Working as a teacher is a form of employment.
Employment is a source of income, friendship and an avenue for socialisation. These can minimise emotional stress.
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As long as price exceeds AVC, the firm is better off A) continuing production C) cutting price B) closing D) raising its price.
Answers
The company is better off sustaining manufacturing as long as price exceeds AVC.
AVC stands for average variable cost, which is the cost of producing one unit of output. As long as price exceeds AVC, the firm is covering its variable costs and making a contribution towards its fixed costs and profits.
Therefore, it would be better off to continue production. Cutting the price may result in lower profits or losses, closing the business is not necessary if it is making a contribution towards its fixed costs, and raising the price may not be possible if there is competition in the market.
When the price is greater than AVC, it means the firm is covering its variable costs and contributing to its fixed costs. In this situation, continuing production is the best option, as it allows the firm to minimize losses or potentially make a profit.
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What is not a criterion when evaluating financial service providers?
A. financial service provider's history
B. benefits or lack thereof
C. past and current employees
D. emerging technologies
Answers
That which is not a criterion when evaluating financial service providers is this: C. past and current employees.
What are the criteria for evaluating financial service providers?To successfully evaluate the qualification of a financial service provider, the customer must be able to look at their present and past history. They should consider their ability to incorporate emerging technologies into their businesses.
It is not really the business of the consumer to dig out the past and current employees of the business. He should be interested in other relevant factors like the above.
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James has $1500 to open a checking account. He can maintain a monthly balance of at least $1000. He plans to use the ATM four times per month at his local branch. He does not overdraft his account and plans to use direct deposit. He also plans to pay his bills online and he averages 8 bills per month.Which checking account would be best for James?
A. Account B
B. Account A
Answers
The question is incomplete:
The image with the information of account A and B is attached
Answer:
B. Account A
Explanation:
The answer is that the checking account that would be best for James is account B because it doesn't require a minimum balance, the ATM usage fee is $0 for all ATMs, the monthly fee is $0 if he uses direct deposits as he plans to do, the online bill payment is free and the annual fee is $0 while account B has an annual fee of $36 making it more expensive.
Answer:
acc A
Explanation:
which part of our body is affected by plogue pose?
Answers
Answer:
spine and shoulders are affected
The spine and the shoulders of our body part are mostly affectd by the plogue pose. It stretches our body muscles.
Plow PoseIt is a stretching exercise which keeps your body fit and flexible.
Doing stretching exercise regularly benefits the body mucles and tendons.
The plow pose is a stretching exercise where one positions his/her body upside down and keeps their feet bend over the head.
This pose affects our spine and also our shoulders.
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YASHARI earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
- Which plan has the highest total amount paid? How long is the repayment period for this plan?
Answers
a) The plan with the highest total amount paid is the Direct Unsubsidized Loan of $19,000 because, in addition to the interest, the principal amount is higher than the Direct Subsidized Loan.
b) The repayment period for the Direct Unsubsidized Loan is 10 years after graduation if the Standard Repayment Plan is chosen.
What are unsubsidized and subsidized loans?Subsidized Loans are student loans subsidized by the Federal Government, especially with respect to the interest payment.
Subsidized Loans do not accrue interest during school at least half-time or during deferment periods. They are available for undergraduate and graduate students in financial need.
Unsubsidized Loans are federal student loans for both undergraduate and graduate students that are not based on financial need. They accumulate interest during school if the student does not elect to make monthly interest payments.
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5. Understanding the IRR and NPVThe net present value (NPV) and internal rate of return (IRR) methods of investment analysis are interrelated and are sometimes used together to make capital budgeting decisions. Consider the case of Cold Goose Metal Works Inc. :Last Tuesday, Cold Goose Metal Works Inc. Lost a portion of its planning and financial data when both its main and its backup servers crashed. The company’s CFO remembers that the internal rate of return (IRR) of Project Lambda is 11. 3%, but he can’t recall how much Cold Goose originally invested in the project nor the project’s net present value (NPV). However, he found a note that detailed the annual net cash flows expected to be generated by Project Lambda. They are:YearCash FlowYear 1 $2,400,000Year 2 $4,500,000Year 3 $4,500,000Year 4 $4,500,000The CFO has asked you to compute Project Lambda’s initial investment using the information currently available to you. He has offered the following suggestions and observations:• A project’s IRR represents the return the project would generate when its NPV is zero or the discounted value of its cash inflows equals the discounted value of its cash outflows—when the cash flows are discounted using the project’s IRR. • The level of risk exhibited by Project Lambda is the same as that exhibited by the company’s average project, which means that Project Lambda’s net cash flows can be discounted using Cold Goose’s 7% WACC. Given the data and hints, Project Lambda’s initial investment is __________ , and its NPV is ____________ (rounded to the nearest whole dollar). A project’s IRR will ______ if the project’s cash inflows increase, and everything else is unaffected
Answers
The initial investment of Project Lambda was $9,325,350.56.
The NPV of Project Lambda is $1,514,304.22,
How to solve for initial investmentPV = A / (r * (1 + r)^n - 1)
where PV is the present value, A is the annual cash flow, r is the discount rate (which is the project's IRR), and n is the number of years.
Using the given annual cash flows and the project's IRR of 11.3%, we can calculate the present value of the annuity as follows:
PV = $2,400,000 / (0.113 * (1 + 0.113)^1 - 1) + $4,500,000 / (0.113 * (1 + 0.113)^2 - 1) + $4,500,000 / (0.113 * (1 + 0.113)^3 - 1) + $4,500,000 / (0.113 * (1 + 0.113)^4 - 1)
PV = $9,325,350.56
Therefore, the initial investment of Project Lambda was $9,325,350.56.
To calculate the NPV of the project, we can use the formula:
NPV = PV of cash inflows - Initial investment
Using the present value of the annuity calculated above as the PV of cash inflows, we can calculate the NPV as follows:
NPV = $2,400,000 / (1 + 0.07)^1 + $4,500,000 / (1 + 0.07)^2 + $4,500,000 / (1 + 0.07)^3 + $4,500,000 / (1 + 0.07)^4 - $9,325,350.56
NPV = $1,514,304.22
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When does information become as liability for an organization
Answers
Answer:
after college hope it help :)
Explanation:
Answer:
when it is not managed properly
Explanation:
PLATO
company a has a contribution margin ratio of 35%. for each dollar in sales, contribution margin will increase by?
Answers
In the case of a 35% contribution margin ratio, the contribution margin will rise by $0.35.
How is the contribution margin ratio for a corporation determined?
When determining the amount:
Net sales income less variable costs is the contribution margin.
Fixed expenses plus net income equal contribution margin.
Net sales minus variable costs is the contribution margin ratio (Sales Revenue)
How much of each dollar in sales is explained by the contribution margin ratio?
The contribution margin ratio illustrates what portion of each dollar of sales a) goes toward covering fixed costs and making a profit. The product price is divided by the contribution margin ratio after variable costs are deducted.
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how many portfolios are on an efficient frontier?
Answers
The number of portfolios on an efficient frontier is dependent on the specific investments being considered and the risk-return trade-off for those investments.
The efficient frontier represents the set of optimal portfolios that offer the highest expected return for a given level of risk or the lowest risk for a given level of expected return. The efficient frontier is a continuous curve, so there can be an infinite number of portfolios along the frontier. The exact number of portfolios will depend on the number and diversity of investments being considered, as well as the relationship between their returns and risk levels. The efficient frontier is a graphical representation of the relationship between risk and return for a set of investments. The efficient frontier shows the maximum expected return that can be achieved for each level of risk. The efficient frontier is created by plotting all possible portfolios of the set of investments and choosing the portfolios that lie on the frontier.
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Judging is:
Select the best answer choice.
A.
One's openness and flexibility to new information
B.
Perceiving people
C.
Responding to what the world throws at an individual
D.
Imposing order on the outside world
Answers
"
The definition of a qualifying child applies to which of the
following?
a. Income exclusion
b. Earned income tax credit
c. Head-of-household deduction
d. Unearned income tax
e. Filing status for child
"
Answers
The definition of a qualifying child applies to the Earned Income Tax Credit (option b) specifically, as it determines eligibility for this tax benefit.
A qualifying child is a key factor in determining eligibility for the Earned Income Tax Credit (EITC). The EITC is a tax benefit for low-to-moderate-income individuals and families that is designed to provide financial assistance and reduce the overall tax burden. To claim the EITC, you must meet certain criteria, including having a qualifying child.
A qualifying child must meet specific requirements related to age, relationship, residency, and dependency.
These requirements ensure that the child is a legitimate dependent and that the taxpayer is eligible for the tax credit. Meeting the definition of a qualifying child allows taxpayers to claim the EITC, which can provide significant financial support and potentially result in a tax refund.
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Your company is choosing between the following non-repeatable, equally risky, mutually exclusive projects with the cash flows shown below. Your cost of capital is 10 percent. How much value will your firm sacrifice if it selects the project with the higher IRR?
k = 10% Project S: 0 1 2 3 | | | | -1,000 500 500 500 k = 10% Project L: 0 1 2 3 4 5 | | | | | | -2,000 668.76 668.76 668.76 668.76 668.76
a. $243.43 b. $291.70 c. $332.50 d. $481.15
Answers
The value sacrificed if the firm selects the project with the higher IRR is approximately $89.07, which is closest to option a) $243.43.
To determine the value sacrificed by selecting the project with the higher Internal Rate of Return (IRR), we need to calculate the Net Present Value (NPV) of each project and compare them.
Project S:
The cash flows for Project S are as follows:
Time period 0: -$1,000
Time period 1: $500
Time period 2: $500
Time period 3: $500
Calculating the NPV of Project S:
\(NPV_S = (-$1,000) / (1 + 0.10)^0 + $500 / (1 + 0.10)^1 + $500 / (1 + 0.10)^2 + $500 / (1 + 0.10)^3\)
= -$1,000 + $454.55 + $413.22 + $375.66
= $243.43
Project L:
The cash flows for Project L are as follows:
Time period 0: -$2,000
Time period 1: $668.76
Time period 2: $668.76
Time period 3: $668.76
Time period 4: $668.76
Time period 5: $668.76
Calculating the NPV of Project L:
\(NPV_L = (-$2,000) / (1 + 0.10)^0 + $668.76 / (1 + 0.10)^1 + $668.76 / (1 + 0.10)^2 + $668.76 / (1 + 0.10)^3 + $668.76 / (1 + 0.10)^4 + $668.76 / (1 + 0.10)^5\)
= \(-$2,000 + $607.05 + $551.86 + $501.69 + $456.08 + $414.62= $332.50\)
The difference in value sacrificed can be calculated by subtracting the NPV of the project with the higher IRR (Project L) from the NPV of the project with the lower IRR (Project S):
Value sacrificed = NPV_L - NPV_S
= $332.50 - $243.43
= $89.07
Therefore, the value sacrificed if the firm selects the project with the higher IRR is approximately $89.07, which is closest to option a) $243.43.
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