Travis is buying a car and will finance it with a loan which requires monthly payments of $265 for the next 4 years. His car payments can be described by which one of the following terms? A Perpetuity Annuity Consol a car and will payments can it with a loan which requires monthly payments of $265 for the described by which one of the following terms? Lump sum Factor Which one of the following is an example of a perpetuity? Trust income of $1.200 a year forever Retirement pay of $2,200 a month for 20 years Lottery winnings of SI.000 a month for life Car payment of $260 a month for 60 months Apartment rent payment of S800 a month for one year Which one of the following has the highest effective annual rate? 6 percent compounded annually 6 percent compounded se
Answers
1. Travis's car payments can be described as an annuity. 2. An example of a perpetuity is trust income of $1,200 a year forever. 3.The 6 percent compounded semiannually has a higher effective annual rate compared to 6 percent compounded annually. An annuity is a series of equal payments made at regular intervals over a specified period of time. In this case, Travis will make monthly payments of $265 for the next 4 years.
A perpetuity is a type of annuity that continues indefinitely. This payment will continue for an infinite period of time, unlike other options such as retirement pay for 20 years, lottery winnings for life, car payments for 60 months, or apartment rent for one year, which all have specified time periods.Regarding effective annual rates, the option with the highest effective annual rate is 6 percent compounded semiannually. The effective annual rate (EAR) takes into account the compounding frequency and allows for the comparison of interest rates with different compounding periods. The formula to calculate the EAR is:
EAR = (1 + i/n)^(n*t) - 1, Where i is the nominal interest rate, n is the number of compounding periods per year, and t is the number of years. In this case, for 6 percent compounded annually:
EAR = (1 + 0.06/1)^(1*1) - 1 = 0.06 or 6%
For 6 percent compounded semiannually:
EAR = (1 + 0.06/2)^(2*1) - 1 ≈ 0.0609 or 6.09%. Thus, the 6 percent compounded semiannually has a higher effective annual rate compared to 6 percent compounded annually.
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Related Questions
Which of the following are examples of limited resources on the part of consumers?
product and space
money and product
time and money
space and time
Answers
Answer:
The answer is time and money
Explanation:
I took the test on edge
Examples of limited resources on the part of consumers are time and money.
What are limited resources?
Limited resources are resources that can be depleted. They are of limited availability. As these resources are used, they decline.
For example, no one has an unlimited supply of money. As money is spent, the amount of money one has reduces. Also, time is limited. One has 24 hours in a day.
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______ has a forward capital, a capital city that was moved to better serve or protect the country's interests.
Answers
Belmopan has a forward capital, a capital city that was moved to serve better or protect the country's interests.
Belmopan is the capital of Belize. The population in 2010 was 16,451 people. Besides being the smallest capital of the continental Americas in terms of population, Belmopan is the third largest settlement in Belize, after Belize City and San Ignacio.
Belmopan is a short drive from the Mountain Pine Forest Reserve, home to Central America's tallest waterfalls. Belmopan is also home to a community center, a large library, and the George Price Center for Peace and Development, named after the country's first Prime Minister.
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A supplier is entering into a contract with a manufacturer to deliver a machine in no later than 8 weeks from now. Due to uncertainty in availability of parts for the machine, the supplier is not sure when it will be able to deliver the machine. Also, when the machine is delivered, there is a chance that the manufacturer will judge it as being of inferior quality. The supplier estimates the probability distribution of the time it takes to deliver the machine is given as below.
Independently of this the company estimates that the probability of rejection due to inferior quality 0.15. If the machine is delivered at a least a week ahead of time and the manufacturer judges the quality to be inferior, the supplier will have time to fix the problem (with certainty) and still meet the deadline. However, if the delivery is late, or if it is exactly on time but of inferior quality, the manufacturer will not pay up.
The supplier expects the cost of manufacturing the machine to be $45,000. This is a sunk cost that will be incurred regardless of the timing or the quality of the machine. The supplier also estimates that the cost to fix an inferior machine depends on the number of weeks left to fix it: $7500 if there are three weeks left, $10,000 if there are two weeks left, and $15,000 if there is one week left. The manufacturer will pay $70,000 for a machine of sufficient quality delivered on time, but it will pay nothing otherwise.
Find the distribution of profit or loss for the supplier. Then find the mean and standard deviation of this distribution. Do you think the supplier should sign the contract?
Answers
Based on the analysis, the distribution of profit or loss for the supplier is highly uncertain. However, the expected profit is negative, indicating a potential loss. Considering the risks involved and the estimated mean and standard deviation of the profit distribution, it would be advisable for the supplier not to sign the contract.
To determine the distribution of profit or loss for the supplier, we need to consider various factors. First, we have the uncertainty in the delivery time of the machine, represented by a probability distribution. The supplier's estimation of this distribution indicates that there is no guarantee the machine will be delivered within the desired timeframe.
Next, we have the probability of the manufacturer rejecting the machine due to inferior quality, which is estimated at 0.15. If the machine is delivered at least a week ahead of time and judged as inferior, the supplier can fix it within the remaining time and still meet the deadline. However, if the delivery is late or on time but of inferior quality, the manufacturer will not pay.
Considering these factors, the supplier's profit or loss will depend on the following scenarios: (1) early delivery and judged as inferior (2) early delivery and judged as sufficient quality (3) late delivery or on-time delivery with inferior quality.
In scenario (1), the supplier can fix the machine, incurring an additional cost based on the number of weeks left to fix it. In scenario (2), the supplier receives the payment from the manufacturer. However, in scenario (3), the supplier incurs a loss as no payment is received.
By considering the probabilities and associated costs, we can calculate the expected profit or loss for each scenario and combine them using the probability distribution of the delivery time.
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Placing VCs on the company's board serves to centralize or
decentralize decision-making authority.
Answers
When venture capitalists (VCs) are placed on a company's board, it can have an impact on the centralization or decentralization of decision-making authority.
1. Centralization: Placing VCs on the company's board can contribute to centralizing decision-making authority. This means that the power to make important decisions is concentrated in the hands of a few individuals, such as the VCs. They may have significant influence and control over the strategic direction and key decisions of the company. Their experience, expertise, and financial backing can be valuable assets in shaping the company's direction.
2. Decentralization: On the other hand, placing VCs on the board does not necessarily always centralize decision-making authority. It depends on the specific dynamics of the board and the company. Decentralization implies spreading decision-making authority across multiple individuals or departments.
In this context, if the board consists of a diverse group of members, including VCs, company executives, and independent directors, decision-making authority may be decentralized. Each member brings their unique perspective, expertise, and interests to the table, resulting in a more collaborative and balanced decision-making process.
It is worth noting that the impact of placing VCs on the company's board may vary depending on factors such as the specific rights and voting power granted to the VCs, the size and structure of the board, and the overall governance framework of the company.
In conclusion, placing VCs on the company's board can either centralize or decentralize decision-making authority, depending on the dynamics of the board and the specific circumstances. It is important to carefully consider the composition and governance structure of the board to ensure effective decision-making and alignment of interests.
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Which of the following is an example of a real estate investment?
Answers
Why do you think the 4 components of media measurement are important?
Answers
Answer:
audience, impression, frequency, and cost per thousand (CPM) 3.
Reach””The number or percent of different homes or persons exposed at least once to an advertising schedule in one or more media vehicles over a given period of time.
Frequency””The average number of times that the household or person is exposed to a media vehicle, schedule or campaign over a given time period.
red when choosing a form of ownership
o
Read the scenario below and answer the questions that follow
SHINING STAR BUS COMPANY (PTY) Ltd
Shining Star Bus Company (Pty) Ltd transport passengers to different provinces at a
reasonable price. The management of the company wants to convert the company into a
company that will allow them to sell shares to the public through the Johannesburg
Security Exchange(JSE).
1.6.1 Identify TWO forms of ownership that are represented by the scenario above
Motivate your answer by quoting from the scenario.
Answers
Answer:
see below
Explanation:
1. Private Limited Company
A private limited company is an acknowledged legal entity whose shares are held privately by the founders. The shareholders are the owners. They are not allowed to trade their shares to the public through the security exchange. SHINING STAR BUS COMPANY (PTY) Ltd is currently a limited private company. Transfer of shares has to be between the existing shareholders, the bus company, and requires authorization. The shareholders have limited liability to the company's debts and are entitled to a share in the company profits.
2. Public Limited Company
A public limited company is recognized as a legal and separate entity from its owners. Unlike a private limited company, the shares of a public limited company are traded in the security exchange markets. It means ownership of a public company is open to the public. The management of SHINING STAR BUS COMPANY (PTY) Ltd wants to convert it to a public limited company. After the conversion, its shares will be traded at the Johannesburg Security Exchange(JSE).
On 1 March 2018 Sanjeev, who is a sole proprietor, had $600 cash on hand and an overdraft of $400 at the bank. Sanjeev reported the following transactions for the month of March 2018.
2018
Mar 1 - Cash receipt - For sale of old surveillance equipment, $1 800.
5 - Invoice - Received from DD Ltd an invoice showing the value of goods bought for resale at $7 500 less 25% trade discount.
9 - Cash voucher - Sanjeev withdrew $200 for his private use.
13 - Invoice - Sent an invoice to Layby Stores for goods for resale, $2 250 less 20% trade discount.
14 - Credit note - Received a credit note from DD Ltd for good which were delivered, but not according to the requirements of the order, and which showed a value of $800 less 25% trade discount.
16 - Cash register totals report - End of day cash sales report totalled $3 680.
19 - Credit note - Sent a credit note to Layby Stores for goods damaged in transit, $200 less 20% trade discount.
23 - Paying in slip counterfoil - Banked $5 000 of the cash on hand.
26 - Cheque stub - For payment to Jeff's Air-Con Inc. in settlement of an account of $7 500, less a 5% cash discount.
30 - Paying in slip counterfoil - For cheque received from Layby Stores in settlement of their account to date, less a cash discount of $150.
Using the form provided on page 5, record the transactions relevant to a three column
Cash Book. Total and balance the Cash Book as at 31 March 2018.
Answers
The cash book balance as of March 31, 2018, would be $10,930.
In March 2018, the following transactions were recorded in the Cash Book:
On March 1, Sanjeev received $1,800 in cash from the sale of old surveillance equipment.
On March 9, Sanjeev withdrew $200 in cash for personal use.
On March 16, the cash register totals report indicated that the end-of-day cash sales amounted to $3,680.
On March 23, Sanjeev deposited $5,000 of the cash on hand into the bank, using a paying-in slip counterfoil.
On March 30, Sanjeev received a cheque from Layby Stores as settlement of their account to date, which included a cash discount of $150. This transaction was also recorded using a paying-in slip counterfoil.
The total cash book balance as of March 31, 2018, would be calculated by adding the cash receipts and subtracting the cash withdrawals and payments. Considering the above transactions, the cash book balance as of March 31, 2018, would be $10,930.
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HELP!!!
A fashion boutique manager is responsible for doing the annual books for the
shop. The boutique has managed to bring in $100,000 in revenue this year,
and their expenses for the year total $25,000. What profit did the boutique
make for the year?
O A. $40,000
O B. $25,000
O c. $75,000
D. $100,000
Answers
Explained: 100,000(total)-25,000(expenses)
How much tax revenue does this tax produce for the government?
a. $18.
b. $30.
c. $6.
d. $36.
Answers
This tax produces $18 for the government.
What is tax?Taxes are necessary contributions levied by a government entity, whether local, regional, or national, on individuals or corporations. Taxation funds government activities such as public works and services such as roads and schools, as well as programs such as Social Security and Medicare.
A tax is a mandatory financial charge or other sort of levy imposed by a governmental entity on a taxpayer in order to fund government spending and related public expenses. as well as tax
Divide the cost of your goods or service by the tax rate. Divide the tax rate as a percentage by 100 to get the tax rate as a decimal. Then, in the multiplication procedure, use this number.
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Which of the following is one of the seven steps organizations go through when considering a major training initiative?
A. Acquire resources
B. Hire employees
C. Review regulations
Answers
Answer:
A. Acquire resources
Explanation:
The following is one of the seven steps organizations go through when considering a major training initiative is to acquire resources. The correct option is a.
What are resources?Resources refers to all the materials available in our environment which are technologically accessible, economically feasible and culturally sustainable and help us to satisfy our needs and wants. Resources can broadly be classified upon their availability — they are classified into renewable and non-renewable resources.
They can also be classified as actual and potential on the basis of the level of development and use, on the basis of origin they can be classified as biotic and abiotic, and on the basis of their distribution, as ubiquitous and localised. An item becomes a resource with time and developing technology. The benefits of resource utilization may include increased wealth, proper functioning of a system, or enhanced well-being.
From a human perspective, a natural resource is anything obtained from the environment to satisfy human needs and wants.
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When a company asks that people sign a contract to show they do intend to purchase the product, the situation involves.
A.) Marketing Mix
B.) Sales
C.) Target Market
D.) Customer Wants
E.) Customer Needs
F.) Marketing
Answers
Answer:
Target Market
This is the right answer
A company asks that people sign a contract to show they do intend to purchase the product, the situation involves. the Target Market.
What is the market?
The entire number of buyers and sellers in the area or region under consideration is referred to as the market. Earth, as well as several nations, regions, states, and cities, may be the subject. The worth, expense, and cost of the goods traded depend on the forces of supply and demand in the market.
The term target market refers to that. A serviceable obtained market, By which the group of customers, a business aims its marketing efforts and resources. A target market is a subset of the total market for a product or service.
Therefore, Thus option (C) is correct.
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1. Suppose that incomes have fallen on average, and that the state of Florida had an extremely favorable growing season for its orange crop. How would we expect that this will affect the supply curve and why? (The supply curve can remain static, the supply curve can shift to the left, we do not have enough information to say, or the supply curve will shift to the right)
Answers
Due to severe weather and a disease that affects citrus fruit, Florida's orange harvest is anticipated to fall to its lowest level since before World War II. Orange juice costs would rise as a result of this further reducing the state's already meager supply.
Where Florida is Located?Florida is a state located in the southeast region of the United States. It is bordered by the Atlantic Ocean and Bahamas to the east and southeast, Georgia to the north, Alabama to the north and northwest, the Straits of Florida to the south, and the Gulf of Mexico to the west.
The Atlantic Ocean and the Gulf of Mexico both border this state, making it unique. With approximately 21 million residents and a land size of 65,758 square miles, Florida is the 22nd-largest state in the nation by both population and area (170,310 km2).
The Miami metropolitan area, which is funded by Florida, is the state's largest metro area even though Jacksonville is the largest city in terms of area.
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i gtg see ya all HAhahaahahahahaah
Answers
.-.
uhhhh................
*triggered*
Answer:
byeee
Explanation:
what is the pv of an ordinary annuity with 10 payments of $2,700 if the appropriate interest rate is 6.5%?
Answers
The PV of an ordinary annuity with 10 payments of $2,700 if the appropriate interest rate is 6.5% is 20351.60
As per the data given here we have to determine the PV of an ordinary annuity with 10 payments of $2,700 if the appropriate interest rate is 6.5%.
An annuity is a contract between you and a coverage company that obligates the insurer to pay you money now or in the future. An annuity can be purchased with both a single payment and a series of payments.
A series of payments made at regular intervals is known as an annuity. Annuities include regular deposits to financial savings accounts, monthly mortgage payments, insurance premiums, and pension obligations. The frequency of the charge dates allows for the classification of annuities.
\(2700\div(1+0.055)^1 + 2700\div(1+0.055)^2+ ................. + 2700\div(1+0.055)^{10\)
= 2559.24 + 2425.82 + 2299.36 + 2179.49 + 2065.86 + 1958.16 + 1856.08 + 1759.32 + 1667.60 + 1580.66
= 20351.59
Therefore the pv is 20351.59 = 20351.60(approximately)
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Do you think people or communities are placed in disadvantaged groups because there has been a crackdown on freedom of expression so that marginalized groups have no ability to peacefully voice their grievances?
Answers
Yes, people or communities are placed in disadvantaged groups because there has been a crackdown on freedom of expression so that marginalized groups have no ability to peacefully voice their grievances. This is because disadvantaged groups are already marginalized due to their social, economic, and political status in society, and when there is a crackdown on freedom of expression, they are further silenced, suppressed, and excluded from the public discourse on issues that affect them. This not only violates their basic human rights but also undermines the principles of democracy, pluralism, and social justice that are essential for a free and fair society.
Marginalized groups are those groups of people who have been excluded, disadvantaged, or discriminated against based on their social, economic, and political status. They are often denied access to basic human rights such as education, healthcare, housing, and employment, and are subjected to systemic discrimination and violence. Examples of marginalized groups include ethnic and racial minorities, women, LGBT communities, indigenous people, and people with disabilities. Disadvantaged groups, on the other hand, are those groups of people who are deprived of opportunities, resources, and services that are necessary for their well-being and development. They are often excluded from mainstream society and face barriers to social mobility, economic growth, and political participation. Examples of disadvantaged groups include low-income families, homeless people, migrant workers, and refugees.
Therefore, when there is a crackdown on freedom of expression, marginalized and disadvantaged groups are further pushed to the margins of society and denied their fundamental rights and freedoms. This makes it even more important to protect freedom of expression and ensure that all voices, including those of marginalized and disadvantaged groups, are heard and respected in society.
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58. Why did incumbent pharmaceutical firms enter into hundreds of strategic alliances with biotech start-ups
Answers
Explain two influences on whether demand for a product is price elastic or price inelastic
Answers
Answer:
Many factors determine the demand elasticity for a product, including price levels, the type of product or service, income levels, and the availability of any potential substitutes. High-priced products often are highly elastic because, if prices fall, consumers are likely to buy at a lower price.
All of the following are advantages of going public except
A. more funds are available to publicly-traded firms.
B. the fact that a company is public helps in bank negotiations and marketing.
C. publicly-traded stocks afford the stockholders more liquidity.
D. the firm disseminates more information to the public on corporate affairs.
Answers
The option that is not an advantage of going public is D. the firm disseminates more information to the public on corporate affairs.
What are the advantages of going public?When a company goes public, it means that they are selling shares to the public and anyone can buy shares in that company. The advatage of this is that more funds are available to such a company because they are able to sell more shares to to public. More funds are also available because the company gets a better advantage when negotiating with banks as banks prefer public companies.
Public companies are also able to market better because they would be marketing to people who feel they own a piece of the company. Such companies will also have greater liquidity in their stock.
There is a disadvantage however, that the company will now have to disseminate more information to the public than usual because their owners are in the public domain.
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The triple bottom line "people/social" and it's relationship with social responsibility
Answers
Answer:
TBL was proposed by Elkington. But there is difficulty in measuring social and environmental bottom line.
Explanation:
Triple bottom Line (TBL) in economics is the line that focus on the relationship on social and environmental concern. In TBL there are three bottom line that is people, profit, and planet. This term Triple Bottom Line was coined by John Elkington in 1994.
His main aim was to measure the performance of people in America. According to this idea it is possible to maintain both economy and environment. It can improve the lives of people as well can save the environment. It can be called a full time cost business. It is like Planet + People = Environmental responsibility + Social.
According to TBL if a company does not pay attention on how to interact socially but only focuses on business, it will not account full business.
The triple bottom line is a concept that states that rather than firms to focus on making profit as sole of operation, they should also commit their impact to the social and environment sphere.
The triple bottom line is divided into 3 according to importance to be given:
People / Social impactPlanet / Environmental impactProfit / Financial impact.In conclusion, the business concept posit that firms should ensures that its impact are felt in any social and environmental circle around the world.
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plainco corporation sells widgets for $3.00 each in market that is perfectly competitive. increasing the number of plainco workers from 1,000 to 1,001 would cause output to rise from 615 to 625 widgets per day. the marginal revenue product for the 1,001st worker is:
Answers
The marginal revenue product for the 1,001st worker is 30.
Marginal revenue product= MR*MPL
=3*10
=30
WHERE MR is MARGINAL REVENUE AND MPL is MARGINAL PRODUCT OF LABOUR.
Marginal sales product (MRP), additionally referred to as the marginal price product, is the marginal sales created because of an addition of 1 unit of useful resource. The marginal sales product is calculated with the aid of using multiplying the marginal bodily product (MPP) of the useful resource with the aid of using the marginal sales (MR) generated.
The marginal sales manufactured from hard work represents the more sales earned with the aid of using hiring a further employee. It shows the real salary that the organization is inclined and may come up with the money for to pay for every new employee they hire, and the salary that the organization will pay is the marketplace salary fee decided with the aid of using the forces of deliver.
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what factors must be considered when calculating present and future values?
Answers
Required factors must be considered when calculating present and future values are principal amount, interest rate, time period, compounding frequency, inflation rate.
When calculating present and future values, several factors must be considered. These factors include:
1. Principal amount: The initial sum of money that you are either investing or borrowing.
2. Interest rate: The percentage rate at which the value of the investment grows or the cost of borrowing money increases.
3. Time period: The duration for which the investment or loan is held or taken.
4. Compounding frequency: The number of times interest is compounded within a year (e.g., annually, semi-annually, quarterly, or monthly).
5. Inflation rate: The rate at which the general level of prices for goods and services is rising, and subsequently, purchasing power is falling.
By considering these factors, you can accurately calculate present and future values to make informed financial decisions.
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Jolly Jumpers Inc. has set up a sales budgets for the first quarter of 2023 . The company reports actual sales for the last two months of 2022 and projected sales revenue for the first quarter of 2023 as follows: - November 2022,\$275,000 - December 2022, \$350,000 - January 2023, \$180,000 - February 2023,\$150,000 - March 2023, \$200,000 Cash sales account for 45% of total sales, 10% of sales are paid visa and 5% are paid with Mastercard. The remaining is on open account (Accounts Receivable) - Banking fees charged for visa are 3% and 2% for MasterCard - Accounts receivable −75% is collected in the month following the sale and 25% is collected in the second month For January 2023, the company expects to purchase $70,000 in direct materials. The company will pay 30% for the purchase in the month purchased with the remainder paid next month. The company had purchased $100,000 worth of direct materials in December of 2022 . The company also expects to incur a direct labour cost of $130,000. The company will pay half in January and the rest in February. The company had paid all of December labour costs by the end of month. The company is projecting to pay $128,000 in manufacturing overhead. The company is planning to pay this is in full in January except for the depreciation expense of $40,000. The December 31,2022 , ending cash balance was $9,000. Required Prepare a cash budget for the month of January 2023. Ensure to report all cash receipts and cash disbursements.
Answers
The expected ending cash balance in January 2023 is $691,380.
Cash budget for the month of January 2023Cash receipts:
November sales - $275,000
December sales - $350,000
January sales - $180,000
February sales - $150,000
March sales - $200,000
Total Sales - $1,155,000
Cash sales - 45% of total sales - 0.45 × $1,155,000 = $519,750
Sales paid via Visa - 10% of total sales - 0.10 × $1,155,000 = $115,500
Sales paid via Mastercard - 5% of total sales - 0.05 × $1,155,000 = $57,750
Sales made on open account (Accounts Receivable) - 40% of total sales - 0.40 × $1,155,000 = $462,000
Therefore, the total cash receipts -
$1,155,000 = $519,750 + $115,500 + $57,750 + $462,000
Banking fee for Visa sales - 3% of Visa sales - 0.03 × $115,500 = $3,465
Banking fee for Mastercard sales - 2% of Mastercard sales - 0.02 × $57,750 = $1,155
Total cash receipts after deducting banking fee - $1,150,380
Cash disbursements: Purchase of direct materials in January - $70,000, 30% paid in January, and 70% paid in February
Amount paid for direct materials purchased in December - $100,000
Direct labour cost - $130,000, half in January, and the rest in February
Manufacturing overheads - $128,000,
except for depreciation expense of $40,000
Depreciation expense - $40,000
Total cash disbursements - $468,000
Expected ending cash balance = Beginning cash balance + Total cash receipts - Total cash disbursements
$9,000 + $1,150,380 - $468,000 = $691,380
Therefore, the expected ending cash balance in January 2023 is $691,380.
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Explain your reason behind the company dress code and the differences between departments
Answers
Reason behind company dress code: Projects professionalism, maintains brand identity, and creates a positive work environment. Differences between departments: Varied dress codes align with job responsibilities and client interactions, balancing professionalism, practicality, and employee comfort.
Reason behind company dress code: The company dress code serves multiple purposes, including projecting a professional image, maintaining a consistent brand identity, and creating a positive work environment. It helps employees present themselves in a manner that aligns with the organization's values, industry standards, and client expectations. A dress code contributes to professionalism, promotes a sense of unity, and reinforces the company's culture.
Differences between departments: The variations in dress code between departments often arise from the nature of job responsibilities and client interactions. Customer-facing departments, such as sales or client services, may have a more formal dress code to establish credibility and maintain professionalism when dealing with external stakeholders. Conversely, internally-focused departments like IT or creative teams may have a more relaxed dress code to encourage creativity and flexibility.
These differences aim to balance professionalism, practicality, and employee comfort, while still adhering to the overall standards set by the organization. It is essential to communicate dress code policies clearly to ensure everyone understands the expectations and reasons behind them, fostering a cohesive and respectful work environment.
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can regional level employment be converted into national level
employment? Why? Why not ?
Answers
Answer:
The work or occupation for which one is used and often paid is known as employment. If employment is generated in a particular region or a locality only, it is termed as regional level employment and if employment is generated at the national level, it is termed as national level employment.
Explanation:
plz mark me as brilliant plz
Landon Stevens is evaluating the expected performance of two common stocks, Furhman Labs, Inc, and Garten Testing. Inc. The risk tree rate is 4.0 percent, the expected return on the market is 12.7 percent, and the betas of the two stocks are 12 and 9 , respectively. Landon's own forecasts of the returns on the two stocks are 15,00 percent for Furhman Lobs and 1170 percent for 5 Garten. a. Calculate the required retum for each stock. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places. b. Is each stock undervalued, fairfy valued, or overvatued? Furhman Labs -undervalued
-overvalued
-fall valued
Garten Testing
-undervalued
-overvalued
-falt valued
Answers
The required return for furhman labs is 14.44%, and the required return for garten testing is 11.
a. to calculate the required return for each stock, we can use the capital asset pricing model (capm) formula:
required return = risk-free rate + beta × (market return - risk-free rate)
given:risk-free rate = 4.0%
market return = 12.7%furhman labs' beta = 1.2
garten testing's beta = 0.9
for furhman labs:required return = 4.0% + 1.2 × (12.7% - 4.0%) = 4.0% + 1.2 × 8.7% = 4.0% + 10.44% = 14.44%
for garten testing:
required return = 4.0% + 0.9 × (12.7% - 4.0%) = 4.0% + 0.9 × 8.7% = 4.0% + 7.83% = 11.83% 83%.
b. to determine whether each stock is undervalued, fairly valued, or overvalued, we compare the required return to the expected return:
for furhman labs:required return (14.44%) > expected return (15.00%)
since the expected return is higher than the required return, furhman labs is undervalued.
for garten testing:required return (11.83%) < expected return (11.70%)
since the expected return is slightly lower than the required return, garten testing can be considered fairly valued.
, furhman labs is undervalued, and garten testing is fairly valued.
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You need a new computer, and you will need a loan in order to buy one. Which lender is most likely to charge you the highest interest rate on your loan?
A. finance company
B. savings and loan association
C. credit union
D. savings bank
Answers
hope this helps!! <3
Savings and loan association is the lender is most likely to charge you the highest interest rate on your loan. Hence, option B is correct.
What is the main purpose of a savings and loan association?Building Societies or Savings and Loan Associations perform the same fundamental duties by gathering funds from the general public and using those savings to fund mortgage loans for residential real estate.
The S&L crisis may have caused the banking sector to collapse with the greatest degree since the Great Depression. By 1989, more than 1,000 S&Ls had failed nationwide, thus destroying one of the most reliable sources of house mortgages.
In that they provide many of the same services, including banking and mortgage financing, savings and loan associations function similarly to banks and credit unions. Savings and loan organizations, however, prioritize savings and mortgages more.
Thus, option B is correct.
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14. Resources minus capital equals:
A Assets
B. Liabilities
C. revenues
D. Equity
Answers
B). 'Liabilities' is equal to the Resources minus capital.
LiabilitiesLiability is described as the 'amount of money in a company that is owed to someone. It is the money that has to be paid in the future.Some examples of liabilities can be;
TaxDebtInterestMortgage paymentsTherefore, when the capital(money owned) is subtracted from the resources of the business, the amount left is called debt or liability that one is liable to pay to someone. Hence, option B is the correct answer.
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Explain the importance of leisure activities.
Answers
Answer:
leisure activities improve the productivity of people
Explanation:
if you feel stressed and then go to a water park, you will get less stressed right?
According to the video, what are some qualities Air Traffic Controllers need? Check all that apply.
physical strength
clear speaking
teamwork
alertness
repair skills
a driver’s license
Answers
Answer:
B,C,D ON EDGE 2020-2021
Explanation:
Based on the information given, the qualities Air Traffic Controllers need are:
Clear speakingTeamworkAlertnessThe correct options are B, C, and D.
What does an air traffic controller do?They control the flow of aircraft into and out of the airport's airspace, direct pilots during takeoff and landing, and keep an eye on the movement of aircraft in the sky. To communicate with pilots, air traffic controllers employ radio technology.
Clear speaking is necessary because Air Traffic Controllers are responsible for communicating with pilots to provide them with critical information, such as weather conditions, runway changes, and other important details. Any miscommunication or misunderstanding could have severe consequences, so it's essential that Air Traffic Controllers are articulate and can communicate clearly.
Teamwork is also crucial for Air Traffic Controllers because they work closely with other Air Traffic Controllers and other professionals, such as pilots, airport personnel, and maintenance crews. They need to be able to coordinate and collaborate effectively to ensure the safe and efficient flow of air traffic.
Thus, the ideal selections are options B, C, and D.
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