.Top Secret
"Prisons are easier to enter than Visa’s top-secret Operations Center East (OCE), its biggest, newest and most advanced U.S. data center."83 And Rick Knight, senior vice president at Visa and formerly the head of global operations and engineering, is responsible for its security and functioning. Why all the precautions? Because Visa acknowledges that (1) hackers are increasingly savvy, (2) data is an increasingly desirable black-market commodity, and (3) the best way to keep itself safe is with an information network in a fortress that instantly responds to threats.
Prisons are easier to enter than Visa’s OCE!
In a year’s time, Visa processes more than 91.6 billion retail electronic payments from around the globe. And every day, Visa’s system connects up to 2.2 billion debit and credit cards, millions of acceptance locations, 2.1 million ATMs, and 14 400 financial institutions.84 Visa, which completes an annual "stress test" of its system in preparation for the holiday season, at one point processed a peak volume of 56 000 messages per second.85 (Do some math on that and be amazed!) So what seems to us a simple swipe of a card or keying in our card numbers on an online transaction actually triggers a robust set of activities, including the basic sales transaction processing, risk management, and information-based services. That’s why OCE’s workers have two jobs: "Keep hackers out, and keep the network up, no matter what." And that’s why Visa doesn’t reveal the location of OCE—on the eastern seaboard is as specific as the description gets.
Beneath the road leading to the OCE, hydraulic posts can rise up fast enough to stop a car going 80 kilometres per hour. And a car won’t be able to go that fast or it will miss a "vicious hairpin turn" and drive off into a drainage pond. Back in medieval days, that would have been known as the castle moat, which was also designed as protection. There are also hundreds of security cameras and a superb security team of former military personnel. If you’re lucky enough to be invited as a guest to OCE (which few people are), you’ll have your photo taken and right index fingerprint encoded on a badge. Then you’re locked into a "mantrap portal" where you put your badge on a reader that makes sure you are you, and then put it on another reader with your finger on a fingerprint detector. If you make it through, you’re clear to enter the network operations centre. With a wall of screens in front of them, each employee sits at a desk with four monitors. In a room behind the main centre, three top-notch security experts keep an eye on things. Knight says that "about 60 incidents a day warrant attention."
Although hackers are a primary concern, OCE also worries about network capacity. Right now, maximum capacity is at 56 000 transactions per second. If the network goes over that capacity, the network wouldn’t just stop processing one message, it would stop processing all of them. OCE is described as a "Tier-4" centre, which is a certification from a data centre organization. To achieve that certification, every (and yes, we mean every) mainframe, air conditioner, and battery has a backup.
Discussion Questions
Is Visa being overly cautious? Why or why not?
Why is this level of managerial controls necessary?
Which controls would be more important to Visa: feedforward, concurrent, or feedback? Explain.

Current and available balances sometimes show different amounts of money in the same account because of: Pending transaction.

Current balance is the balance you have in your account while available balance on the other hand is the balance in your account that you have access to withdraw at any period of time.

The major reason why current and available balance may differs is because some transaction you made has not yet being processed by your bank.

Therefore current and available balances may show different amounts of money in the same account because of: Pending transaction.

Learn more about current and available balance here:https://brainly.com/question/27154367

Calling who haven't publicly stated interest in a product a service is a sales strategy known as "cold calling." The success of company cold callers by skilled people is 2%. A everyday thing is cold calling.

Simply said, a sales representative promotes a company's brand while selling its goods or services. From the first prospect outreach until the actual transaction, they maintaining patient connections and function as the primary point of contact.

A sales position is attempting to persuade clients to purchase an item or service. Many people depend need sales to market their goods and services, so individuals who desire to work in sales have a variety of job options at their disposal.

To know more about Salesperson visit:

https://brainly.com/question/20344867

#SPJ4

Answer: C. Household cleaner

Explanation: It can kill people because it is harmful for the human skin and is dangerous once ingested. This is why we keep household cleaners away from babies and children, in case they ingest it.

Would appreciate brainliest <3

Answer:

Waiting until you graduate high school to figure out your future career is the least helpful.

Answer:

D ( the last one )

Explanation:

Finding a career takes time. Its something that you love to do or passionate about. Waiting till high school isn't a good idea because your going to have lots of pressure and may ending up not getting a job. therefore the answer is D

Your payment history is one of the most important credit scoring factors and can have the biggest impact on your scores. Having a long history of on-time payments is best for your credit scores.

Your credit report may contain late payments for up to seven years. They have the potential to lower your credit score, but the impact wears off over time.

However, not all late payments are recorded in your payment history.

The credit card company may charge you a late fee if you pay a bill with a credit card after the due date rather than on time, but your credit won't be harmed.

If the payment is more than 30 days overdue, the circumstance is different.

The impact on your credit ratings in this situation is determined by how long your account was past due before you made a payment. Thus, a payment that is 60 days overdue will do additional damage.

To know more about credit report, visit:-

https://brainly.com/question/2989702

#SPJ4

The total liabilities of the Chester corporations as on July 31st will be $99,775.

The amount of payments which are yet to be made, but are accrued by the receiver. The total liabilities are the calculation of total assets less equities and capitals of such firm.

Using the given information in the formula below, we get,

\(\rm Total\ Liabilities\ = Total\ Assets\ -\ Total\ Equities\\\\\rm Total\ Liabilities\ = 130317\ -\ 30542\\\\\rm Total\ Liabilities\ =\$99,775\)

Thus, the total liabilities of Chester Corporation is computed as $99,775.

Learn more about total liabilities here:

https://brainly.com/question/21185895

#SPJ1

Answer:

inflation

Explanation:

this a process by which prices of a particular goods are high

Answer:

B. Because they differ by customer, and by time of year.

Explanation:

Moments of reality are hard to predict as it varies from customer to customer. All customers have different values and they rate a product or service according to their own values. Moments of reality can be positive or negative and they are influenced by customer experience.

Answer:

earn money, make a change, fulfill their dreams

Explanation:

Money isn't the only reason why people work it's also for independence and have more control over their own life.

Explanation:

when you work you are also getting more skills and making more friends with people you have meet in you'r job.

Answer:

There will be an increase in the price level.

Explanation:

Got it from study.com

Add up your costs and expenditures. Include one-time charges and the cost of business resources coupled with a short period of regular business costs as your first step in analyzing your start-up costs.

How to Calculate Startup Costs?

Making a financial projection of the company, covering all expenses before to the company's opening and continuing until a profit is realized, is required to determine start-up costs. Make a list of all the start-up assets you will need to buy for your business, including equipment, computers, automobiles, and merchandise.

To learn more about Startup Costs refer to:

https://brainly.com/question/25881160

#SPJ1

The first of the seven components of strategic staffing is workforce  planning. Workforce planning is the process of assessing current and future workforce needs, determining the gaps between the workforce currently in place and the one that is needed, and implementing solutions to address those gaps.  

Workforce Planning: This is the process of evaluating your organization's current and future workforce requirements and identifying the gaps between the existing workforce and the required workforce to achieve business objectives.

Sourcing Talent: This component involves locating candidates who can fill open roles in your organization, whether internally or externally. It necessitates a thorough understanding of the labor market, job requirements, and the company's work culture.

Recruiting Talent: Recruiting talent is the act of selecting the most suitable candidates from the pool of potential candidates generated through sourcing. The recruitment process should be structured to ensure that the ideal candidate is selected in a timely and cost-effective manner.

Selecting Talent: This is the process of selecting the most qualified candidate for the role based on specific job requirements and company culture. It entails assessing applicants against predetermined criteria and choosing those who best meet the needs of the organization.

Hiring Talent: This component involves extending job offers to selected candidates and ensuring that they complete the onboarding process, which includes initial paperwork, training, and orientation.

Retaining Talent: This component is concerned with retaining your existing workforce by creating a work environment that promotes job satisfaction, employee engagement, and career growth.

Developing Talent: Developing Talent involves identifying potential in current employees and providing them with the training, resources, and opportunities necessary to advance their careers and contribute to the organization's growth.

To know more about Workforce planning visit:-

https://brainly.com/question/31452186

#SPJ11

Answer: Banks transfer money from savers to borrowers by holding deposits and lending excess reserves. Banks also create money by making loans of excess reserves.

Explanation: Those are two primary functions.

The banks function in three ways as transfer money from savers hold deposits, and make money by giving loans.

A banking system is one that is a group or a network of institutions that provides financial services to people. The banking system includes the provision of loans, deposits, and helping investments.

The bank transfers the money from the savers to borrowers by holding the deposits and lending the excessive transfer of reserves.

Find out more information about the banking system.

brainly.com/question/14274562

The financing arrangements which offers the lowest cost of credit on an effective annual basis is a bank loan with a nominal interest of 14%, with interest compounded monthly. Correct option is D.

Effective Annual Rate or Annual Equivalent Rate (AER) or Annual Percentage Yield (APY) is the interest rate that is actually earned or paid on an investment, loan or other financial product due to the result of compounding over a given time period.

Effective Annual Rate is important for financial calculations as it gives the actual return over an investment or the actual cost of borrowing.

In order to calculate the Effective Annual Rate, we need to take into account the compounding periods over the given time period. The formula to calculate Effective Annual Rate is:

EAR = (1 + i / n) ^ n – 1

Where, i = nominal interest rate,

n = number of compounding periods.

To know more about effective annual rate :

https://brainly.com/question/13024233

#SPJ11

The base of product differentiation that is usually costly to duplicate is reputation. Reputation is the perception of a company that has been built up over time through a variety of factors, including quality, customer service, and brand image. The correct option is A.

This perception can be difficult for competitors to replicate because it is based on intangible factors that are difficult to duplicate, such as a company's history, culture, and values. Additionally, building a strong reputation often requires significant investment in marketing, advertising, and other activities that can be costly for competitors to replicate.

In contrast, product features, links with other firms, and product mix can often be replicated more easily, as competitors can simply copy these elements or offer similar products or services. Therefore, companies that have a strong reputation can often enjoy a competitive advantage that is difficult for others to match, making this base of product differentiation particularly valuable.

To know more about reputation visit:-

https://brainly.com/question/28446576

#SPJ11

The equilibrium price is $2 per pound, the equilibrium quantity is 1,900 pounds, and the total revenue at the equilibrium is $3,800.

To find the equilibrium price and quantity, we need to identify the point where the quantity demanded equals the quantity supplied. In other words, it's where the demand and supply curves intersect.

From the given S-D table, we can determine the equilibrium price and quantity as follows:

Price per pound: $2 (where quantity demanded equals quantity supplied)

Quantity: 1,900 pounds (the corresponding quantity at the equilibrium price)

To calculate the total revenue at the equilibrium, we multiply the equilibrium price by the equilibrium quantity:

Total Revenue = Price per pound * Quantity

Total Revenue = $2 * 1,900 pounds

Total Revenue = $3,800

Therefore, at the equilibrium, the price is $2 per pound, the quantity is 1,900 pounds, and the total revenue is $3,800.

The complete question must be:

Use this completely fictitious S-D table to answer the questions: Demand for apples Price per pound $0.50 7,500 6,500 $1 5,500 $1.50 4,500 $2 3,500 $2.50 2,500 $3 1,500 $3.50 Supply of apples 1,000 1,300 1,600 1,900 2,200 2,500 2,800 a) Find the equilibrium price and quantity and calculate total revenue at the equilibrium.

To know more about equilibrium price, visit https://brainly.com/question/29099220

#SPJ11

Answer a:

Clearly, Xerox had one major issue concerning its marketing environment.

Due to technological changes, i's primary market was shifting and changing. Xerox didn't see it. Perhaps they did and decided it (the changes that is) not

Explanation:

One keyword or practice or culture or capability that was missing in Xerox was adaptability. Had they envisaged the future and created some internal structure to gradually cater to the changing requirements of their client base, they'd probably still be in business today.

So in a way, it wasn't really the change in the market that affected Xerox. It was Xerox' inability to respond to such changes that did it in. At some point, it became apparent to investors that Xerox was incapable to move with the next tide. They withdrew their funds, sold their shares and the rest is history.

Answer b:

The major area that affected how Xerox conducted business is the technology enviriomment.

Explanation

Due to the availability of technology which made it possible, peoples mindset were beginning to shift from keeping hard copies and or duplicating them to keeping electronic copies.

Two things made this idea very attractive:

1. It reduced cost greatly. In every era, cost reduction has always been an attractive business proposition for companies in any sector or subsector. As firms discovered they could cut down by keeping electronic copies of their documents, the idea quickly caught on. And so did the profits made by the renowned copier decline.

2. Another factor strenghtened the decline in making and keeping hard copies of documents is the ideology that the more papers we made, the more we were damaging our environment.

Companies that quickly adjusted even used their paper reduction efforts as a unique selling marketing proposition.

Cheers

In the context of customer benefit packages, add-ons or extras are those that are not essential to the primary service, but enhance it.

These add-ons can include things like extended warranties, loyalty programs, or bonus services that provide additional value and improve the overall customer experience. While not essential to the core service offering, they can be important in attracting and retaining customers and increasing their satisfaction levels. Ultimately, the inclusion of these extras in a customer benefit package should be carefully considered and aligned with the overall context of customer benefit to ensure they are truly enhancing the primary service.

To know more about  customer benefit packages visit:

https://brainly.com/question/28360517

#SPJ11

Answer:

actuary - An actuary is a business professional who deals with the measurement and management of risk and uncertainty. The name of the corresponding field is actuarial science. So the answer would be D.

bankteller - A bank teller is an employee of a bank whose responsibilities include the handling of customer cash and negotiable instruments. So the answer would be A.

IFM - Researching various stocks or funds that may be in the news for recent product developments, earnings statements. So the answer would be C.

Auditor - An auditor is a person authorized to review and verify the accuracy of financial records and ensure that companies comply with tax laws. So the answer would be B.

Explanation:

Answer:

Marketing is promoting and selling products or services, including market research and advertising. This is important to the economy because it promotes different businesses and people to buy their products/services. It also supplies more jobs in general throughout the economy. People are affected by marketing all the time! From seeing a commercial on TV to the radio to an add on Instagram, it influences our opinions, beliefs, and our everyday decisions.

Answer: C

Explanation:

The United Nations adopted a formal condemnation of corporate bribery

in making business deals as did the European Union and the

Organization for Economic Cooperation and Development.

Corporate bribery illegal is discouraged and it is also illegal and can lead to punishment or imposed fine

Conclusively, option d is the best option as it tells what the statement is about.

https://brainly.com/question/13425655

Answer: the ending inventory at retail is greater than the beginning inventory at retail

Explanation:

In the Last-In-First-Out(LIFO) method, it is assumed that the units that are sold are the ones that were recently bought.

Under the LIFO retail method, to determine a new layer at retail, the beginning inventory at the retail will have to be deducted from the ending inventory at retail.

This means that a new layer of inventory will be added when the ending inventory at retail is greater than the beginning inventory at retail.

Answer:

in·ter·est

/ˈint(ə)rəst/

Learn to pronounce

See definitions in:

All

Commerce

Law

noun

1.

the state of wanting to know or learn about something or someone.

"she looked about her with interest"

Similar:

attentiveness

undivided attention

absorption

engrossment

heed

regard

notice

scrutiny

curiosity

inquisitiveness

enjoyment

delight

Opposite:

boredom

2.

money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.

"the monthly rate of interest"

Similar:

dividends

profits

returns

a percentage

Explanation:

Answer:

the feeling of wanting to know or learn about something or someone

Answer:

false

Explanation:

faulse because any thing can be successful if you put your mind to it.

Explanation:

A regressive tax is a  tax that takes a higher percentage of income from people with lower incomes. Hence, option D is correct.

When the overall tax burden drops as income increases, the tax is said to be regressive. While middle- and high-income taxpayers suffer a proportionally smaller part of the tax burden, low-income taxpayers bear a disproportionately large share.

Every taxpayer, regardless of economic level, pays the same amount of money, a regressive tax may initially seem to be a fair method of taxing residents. A closer analysis reveals that such a tax results in lower-income persons paying a bigger percentage of their income than do wealthy ones.

Thus, option D is correct.

For more details about regressive tax, click here:

https://brainly.com/question/9373731

#SPJ2

Every year, Barbara and her boss sit down together and discuss what Barbara should accomplish for the next year. Barbara's boss takes time to meet with all his employees like this to motivate them to accomplish their objectives. These actions rely on positivity and good work.

I hope this helps!

Answer:

40,000 blankets

Explanation:

Number of blankets that needed to be sold to achieve a desired profit = Fixed costs + Targeted profit / Contribution margin

= ($320,000 + $520,000) / $21

= 40,000 blankets

A tangible item such as a smartphone contains multiple intellectual property elements that are crucial in protecting the company's interests and ensuring the item's success in the market.

A smartphone is a tangible item that contains several intellectual property elements. First, it may contain patented technology, such as its camera or fingerprint scanner, which are protected by exclusive rights granted by the government.

Second, it may bear a trademark, which is a word, symbol, or design that identifies and distinguishes the product from others. The trademark may include the company's logo or the name of the smartphone model. Third, it may contain copyrighted software, such as the operating system or pre-installed apps, which are protected by the copyright laws.

Find out more on intellectual property at https://brainly.com/question/169200

#SPJ1

Answer:

1COMPUTER (Practice worksheet) Name: Class:2 Date ...../ / I am your friend Pingo. Will you do this worksheet with me? This is my keyboard. Function Keys Numeric My computer's keyboard can talk. Special Keys Normal Keys Direction Keys Keys Numeric Keypad It wants to ask a few questions. Will you answer them for me? 1. Which key am I? a) I allow you to write letters of the alphabets. b) I allow you to move the cursor to the top of the page. c) I allow you to delete the letter to the left of the cursor d) I allow you to delete the letter to the right of the cursor. e) If you press me you can type capital letters. f) You use me to type numbers. g) I allow you to create blank spaces between two words or two numbers. h) I allow you to move the cursor up, down, left or right.

Answer:

2,4,5,7

Explanation

i did it on edge and mark me brainliest.

Answer:

2,4,5,7

Explanation:

the guy above me deserves more likes and BRAINLY