to signal to your insurance company that you are a low risk individual and secure a lower premium, you should: group of answer choices accept an insurance policy with a higher deductible accept an insurance policy with a low deductible accept an insurance policy with a higher co-payment both a and c would work

Answers

Answer 1

Option (a), you should accept an insurance policy with a high deductible if you want to convince your insurance provider that you're a low risk person and get a reduced premium.

Why would someone select a policy with a cheap premium but a high deductible?

Your deductible is the amount you must pay out-of-pocket each year for medical care before your insurance will begin to cover those costs. A plan's premium will typically be lower the higher its deductible is in most cases. If you're ready to pay more up front when you need care, you'll save money on your monthly payments.

What advantages do high deductible insurance policies provide?

Specific medical expenses that are exempt from federal taxes can be covered by funds from a high deductible health plan (HDHP) and a health savings account (HSA). a particular form of savings account that lets you save money aside for allowable medical expenses before to taxes.

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Related Questions

is Jesus real? i'm so confused even though i am a Christian, i still don't believe that jesus is real

Answers

Answer:

i dont see any proof so nope he aint real

Explanation:

Answer:

Jesus is real

Explanation:

He is the son of the lord, and died for your sins. It's also been scientifically proven that he is real How could he not be real.

FSU's bonds have a face value of $1,000 and are currently quoted at 867.25. The bonds have a coupon rate of 6.5 percent. What is the current yield on these bonds?

Answers

Answer:

the current yield is 7.49%

Explanation:

The computation of the current yield on the bond is shown below:

The current yield is

= Annual coupon payments ÷ Bond price

= ($1,000 ×6.5)  ÷  $867.25

= $65 ÷  $867.25

Hence, the current yield is 7.49%

when ben & jerry’s ice cream tests all its proposed new flavors on its own employees at its corporate headquarters in vermont, it is partaking in

Answers

Answer:

lol I did it so I just won’t you get back lol bye bye lol lo but it’s 76

Explanation:

state 3 typical land uses in rural-urban fringe​

Answers

Answer:

The urban-rural fringe contains a mixture of land use. this includes residential areas, recreational facilities such as golf courses and farming. These areas tend to contain areas of better quality housing. Gardens and houses are larger due to lower land values and more open space.

Answer:

The urban-rural fringe contains a mixture of land use. this includes residential areas, recreational facilities such as golf courses and farming. These areas tend to contain areas of better quality housing. Gardens and houses are larger due to lower land values and more open space.

Explanation:

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Suppose you have the following function, f(x) = xh(x)/z(x), where the function f(x) is composed by other general functions
with respect to x, h(x) and z(x). Obtain the expression for the derivative of this function. [Hint: Notice that it is similar to the quotient, but the numerator is multiplied by x]

Answers

The expression for the derivative of the function\(f(x) = xh(x)/z(x) is f'(x) = [x * h'(x) * (z(x))^2 + (h(x) * z(x) - x * h(x) * z'(x))] / (z(x))^2.\)

To obtain the expression for the derivative of the function f(x) = xh(x)/z(x), we can use the quotient rule of differentiation. The quotient rule states that if we have a function of the form f(x) = g(x)/h(x), where g(x) and h(x) are differentiable functions, the derivative can be calculated as:

\(f'(x) = (g'(x) * h(x) - g(x) * h'(x)) / (h(x))^2\)

Applying the quotient rule to the function f(x) = xh(x)/z(x), we have:

\(f'(x) = [(x * h'(x) * z(x) + h(x) * z'(x)) * z(x) - xh(x) * z'(x)] / (z(x))^2\)

Simplifying this expression, we can expand the numerator:

\(f'(x) = [x * h'(x) * (z(x))^2 + h(x) * z(x) * z'(x) - x * h(x) * z'(x)] / (z(x))^2\)

Finally, we can rewrite the expression:

\(f'(x) = [x * h'(x) * (z(x))^2 + (h(x) * z(x) - x * h(x) * z'(x))] / (z(x))^2\)

So, the expression for the derivative of the function

\(f(x) = xh(x)/z(x) is f'(x) = [x * h'(x) * (z(x))^2 + (h(x) * z(x) - x * h(x) * z'(x))] / (z(x))^2.\)

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difference between relative and absolute scarcity

Answers

Answer: Relative scarcity could be described as that where the resources are limited in supply for a short while, due to manufacturing or supply challenges.

Absolute scarcity could he described as where supply is naturally limited. No possibility of the supply increasing.

Explanation:

Relative scarcity could be described as that where the resources are limited in supply for a short while, due to manufacturing or supply challenges.

Absolute scarcity could he described as where supply is naturally limited. No possibility of the supply increasing.

In relative scarcity, there is a probability of the supply to be made available later while in absolute, there is no possibility of it happening.

an accountant is unable to complete a compilation engagement for a nonissuer because management has not provided the necessary information. as a result, the accountant should

Answers

An accountant is not able to finish a compilation engagement for a nonissuer because control has now not supplied the vital statistics. as a result, the accountant should withdraw from the engagement.

A compilation engagement is a sort of engagement in which a company engages an out of doors accountant to prepare and gift economic statements. It is not designed to express an opinion or provide a warranty regarding the records contained within the monetary declaration.

A compilation engagement is a mandate through which an authorized public accountant collects the statistics supplied thru the control of the business enterprise and offers it inside the shape of financial statements.

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What’s a good starter?

Answers

Smoked salmon with prawns, horseradish cream & lime vinaigrette. ...
Potted crab. ...
Charred spring onions & romesco. ...
Scallops with chorizo & hazelnut picada. ...
Triple cheese & tarragon-stuffed mushrooms. ...
Grilled lobster tails with lemon & herb butter. ...
Watercress & celeriac soup with goat's cheese croutons.

What are the different methods of withdrawing cash from the bank?

Answers

Most banks feature ATMs where you can use your debit card to withdraw money from your account. The ATMs at your bank are free to use, however those at other banks may require a fee.

What are the other different methods of withdrawing cash?

There are several ways you can withdraw cash from a bank:

Over-the-counter withdrawal: You can ask a teller at a bank branch to take money out of your account.

App for mobile banking: Many banks have apps for mobile banking, which let you use your smartphone to withdraw money from your account. For the transaction to be successful, you might need to utilise a particular ATM.

Check: You are able to write yourself a check that you can cash at a bank or a check-cashing facility.

Cash withdrawals are possible using some banks' online banking systems. For the transaction to be successful, you might need to utilise a particular ATM.

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All of the following statements are true regarding negotiated municipal underwritings EXCEPT the:A initial offering price of each maturity must be disclosedB spread must be disclosedC participation amount of each underwriter must be disclosedD customer must be sent a copy of the Official Statement, if available

Answers

Answer:

D

Explanation:

customer must be sent a copy of the official statement, if available

Question 13 What is the value of Country 2's net exports?

А. $35 billion

B $45 billion

C $55 billion

D $75 billion​

Answers

Option B, $45 Billion

ECON QUESTION !!

What is the overall objective of a business raising financial capital?(1 point)

A) decrease operating costs and increase the number of investors

B) increase revenues and the number of investors

C) reducing financial obligations and increase revenue

D) grow and increase profit

chapter 5 test, banking and finance...if you have all the answers that would be greatly appreciated

Answers

The main goal is to increase shareholder value as much as possible.

Businesses frequently make decisions that include spending money now while planning to turn a profit later. Examples are when a business purchases a machine with a 10-year lifespan, constructs a new facility with a 30-year lifespan, or launches a research and development initiative. Four basic methods exist for businesses to obtain the funding they require to fund these initiatives: (1) early-stage investors; (2) profit reinvestment; (3) bank or bond borrowing; and (4) stock sales. Business owners decide how to pay for financial capital sources when they select those sources.

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Use what you have learned about long-term investments to answer these questions. Long-term investments tie up money for. One reason why individuals focus on long-term investments is to save for. A(n) allows both employees and employers to contribute to a retirement plan.

Answers

Answer:

With Merrill, you determine the level of guidance we provide. Depending on your comfort level, you may choose to invest solely online, or you may want the added advice of an advisor. Use the chart to help you decide.

Online

Tools and an investment strategy aligned to your goal

Online with an advisor

One-on-one help to define and pursue your goal

Explanation:

pls points

1. more than one year

2. retirement

3. 401(k)

Explanation:

ON EDGE

Where would you measure angles?
A) Driveline components
B) Bolt
C) Fasteners
D) All of the above

Answers

Driveline components (option A) are where I would measure angles.

What is angle measurement?

The amount of rotation from point A to point B is described as an angle measurement. It is important to mention that the if the rotation is carried in a clockwise direction, then such an angle is called a positive angle. If the rotation is carried out in the anticlockwise direction. Then such an angle is called a negative angle.

Driveline components are described as the various components in a vehicle that allows the wheels to rotate by transferring power to the wheels from the transmission. Angles are measured in a driveline and the angle is kept within one degree with respect to the other components.

It can be concluded that driveline components (option A) are where I would measure angles.

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If the Market Equilibrium Wage Rate is $105.00 and FC = $1500.00: A. The firm Shuts Down and hires no workers and loses $1500.00 B. The firm hires 45 workers and earns a $1200.00 Economic Profit C. The firm hires 55 workers earns a $975.00 Economic Profit D. The firm hires 40 workers and earns a $1200.00 Economic Profit

Answers

Answer: B. The firm hires 45 workers and earns a $1200.00 Economic Profit

Explanation:

According to the table, when the Market Equilibrium Wage Rate is $105, the number of workers to hire would be 45 and the revenue would be $7,425.

If 45 workers are hired, they would cost:

= 45 * 105 per worker

= $4,725

Added to the fixed cost, the total cost would be:

= 4,725 + 1,500

= $6,225

The profit would be:

= Revenue - cost

= 7,425 - 6,225

= $1,200

If the Market Equilibrium Wage Rate is $105.00 and FC = $1500.00: A. The firm Shuts Down and hires no

How important is money

Answers

Answer:

very important

Explanation:

money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.

possible reason of high economic growth?​

Answers

Answer:

Broadly speaking, there are two main sources of economic growth: growth in the size of the workforce and growth in the productivity (output per hour worked) of that workforce. Either can increase the overall size of the economy but only strong productivity growth can increase per capita GDP and income.

Explanation:

劳动力规模的增长和劳动力生产率(每小时工作的产出)的增长。

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Each month you spend $500 buying coffee. If the price of coffee increases from $2 to $3, what happens to your purchasing power?.

Answers

Answer:

The answer is C

Explanation:


Production is not complete Until goods
reaches the final Consumer Explain​

Answers

Answer:

 B. goods reached the final consumer

Multiple-choices

   A. goods gets to the wholesaler

   B. goods reached the final consumer

   C. factors of production are combined

   D. goods are ready for transportation

   E. wholesalers ask the firms to produce

Explanation:

Like all other businesses, a firm that produces goods for sale is driven by profit motives. The producer's main objective is to make goods that satisfy the customer's need and make profits. For this objective to be met, the producer must find a way of getting the goods to the consumer.

A marketing distribution channel or the distribution channel is the avenue producers use to deliver their products to final consumers. The channel has businesses ranging from distributors, wholesalers to retailers. The retailer is the final trader who sells directly to consumers. It is the consumer that pays the price for the goods, thereby earning the producer their profits.

John wants to purchase a car through an online auction site offers buyer protection if the transaction begins and end on the site itself and if payment is made through the site however the seller says that he is in the military and often does not have internet access so he instructs John to mail him gift cards that cover the total purchase price. John pays but the car never arrives is this fraud why or why not what should John do

Answers

Yes, this is a Fraud. A typical trick employed by scammers is for the vendor to demand gift cards rather than accepting money through the auction website. The vendor is trying to get around the safeguards on the auction site and avoid being found by insisting on gift cards as payment.

It is crucial for customers to use caution when making online purchases and to be aware of prevalent fraud techniques. In general, it is better to utilize well-established payment options that include fraud protection, such as credit cards or payment services. Sellers that insist on unconventional payment methods or who ask for payment outside of the online marketplace should also be avoided by buyers.

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Does compound interest have more of an impact for short-term investments or long-term investments? Why?

Answers

Answer:

All investments have an impact.

Explanation:

Understanding the impact is crucial to uncovering their true potential for profitability.

Students will write a three-page essay about themselves, and their families! This essay can include detailed family history, sharing any struggles that their family has faced. Students should also include their own background, school interests, activities, work, etc., (About 375 words)

Answers

In writing an essay you must consider the structure of the essay, Hence, the structure of the essay should be considered;

The Introduction The bodyThe conclusion

For this essay concentrate on yourself and write about what makes you you.

This is further explained below.

What is family?

Generally, A family is a group of two or more people who are connected by blood, marriage, or adoption and who live together; all of these people are regarded as belonging to the same family.

In conclusion, Write about yourself as well as the unique features of your family, detailed family history, sharing any struggles that your family has faced.

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Suppose a customer at a restaurant is deciding whether or not to order dessert. Marginal thinking means that the customer should compare: Group of answer choices the additional benefit from the dessert with the additional cost of the dessert. the total benefit from the entire meal and dessert with the additional cost of the dessert. the total benefit from the entire meal and dessert with the total cost of the meal and dessert. the marginal benefit from the meal with the marginal cost of the dessert. PreviousNext

Answers

Answer:

the additional benefit from the dessert with the additional cost of the dessert.

Explanation:

According to economics, everyone should act by comparing the marginal benefits obtained by purchasing a good or service vs the marginal cost of obtaining this good or service.

In this case, the customer places a certain value on the utility received from consuming dessert, and if that value is equal or higher to the cost of the dessert, then the consumer will order and eat it. If the perceived value of the benefits received form consuming the dessert are lower than the cost of the dessert, then the consumer will not order it.

 Write a persuasive argument as an essay or blog entry to address your topic. Use a minimum of 400 words. State your claim clearly with details from reliable sources. Be sure to include

Answers

Based on writing methods and techniques, to write a persuasive argument as an essay or blog entry to address your topic, you should start by "Choosing topic you’re passionate about."

What is Persuasive Writing?

Persuasive writing is a form of writing that illustrates logical arguments into writing. It usually contains an emotional appeal to influence the readers towards a particular perspective or opinion.

Things to note when writing a Persuasive argument as an essay or blog entryUnderstand what your audience wants.Begin with a fact to hook your readers' attention.Research the both on both sides of what you agreed and disagreed on.Be empathetic in your word usage.Chip in rhetoric question to evoke interest.Emphasize your points with creativity.

Hence, in this case, it is concluded that writing a persuasive argument as an essay is more straightforward if you follow the proper steps.

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Which of the following is not an objective of proactive scanning? Identify and define potential opportunities and threats. Paint a picture of the future 20+ years into the future. Detect important cultural, economic, legal, political, and technological events and trends. Promote an adaptable, forward-looking mind-set among managers and employees. Help managers understand the company’s strengths and weaknesses.

Answers

The option that is not an objective of proactive scanning is: Paint a picture of the future 20+ years into the future.

What is proactive scanning?

Proactive scanning is the use of automated tools to detect suspicious programs/contents in library, driver, and executable files.

This scanning method can be used to detect threats and important events. They could also serve useful functions to employers and managers.

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What refers to the study of your strengths and weakness and the identification of your area of interest?

Answers

Answer:

Personality inventory

Explanation:

FILL IN THE BLANK. the payment of a fee to use another firm's name and operating methods is called __________.

Answers

The payment of a fee to use another firm's name and operating methods is called franchising.

Franchising is a business model in which a company (the franchisor) grants the right to use its trademark, business model, and operating methods to another party (the franchisee) in exchange for a fee.

The franchisee then operates a business under the franchisor's name and guidance, using its products, services, and branding. In addition to the initial fee, the franchisee typically pays ongoing royalties or a percentage of their revenue to the franchisor.

Franchising allows businesses to expand rapidly and gain access to new markets while minimizing risk, as the franchisee assumes much of the operational and financial responsibility. Franchising is common in industries such as fast food, retail, and service businesses.

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Explain how apple corporation helped the world to get better by its contribution in different fields of life

Answers

Explanation:

Apple is one of the largest companies in the world, and has contributed positively to the world in different fields of life. It can be said that the company has the highest standards of environmental management that contributes to the reduction of impacts caused by the company to the environment, as well as to the preservation and investments in environmental programs.

It is also correct to say that the company has revolutionized the way people communicate, with the creation of its technological devices that provided greater interaction between people, greater speed with which communication is exercised, helping in business, in the way of living, to buy and interact with the world.

if the fed raises interest rates, it will be ___ for firms to borrow, and they will borrow ___ to start ___ new projects.

Answers

If the Fed raises interest rates, it will be more difficult for firms to borrow, and they will borrow less to start new projects.

When the Federal Reserve increases interest rates, it raises the cost of borrowing and slows down economic growth. When the interest rate goes up, the economy's total demand decreases. At higher interest rates, people and companies are less willing to spend, borrow, and invest. Therefore, if the Fed raises interest rates, it will be more difficult for firms to borrow, and they will borrow less to start new projects.Why will firms borrow less?Firms will borrow less because the cost of borrowing will be higher when the Fed raises interest rates. Higher interest rates increase the cost of capital for businesses, making it more expensive to borrow funds to finance growth and investment. This, in turn, reduces the number of projects that firms can afford to finance.What will happen if firms borrow less?The reduction in borrowing activity means that fewer projects will be started because the amount of investment capital available will be reduced. Therefore, if the Fed raises interest rates, it will be more difficult for firms to borrow, and they will borrow less to start new projects.

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Comfort First's regular price to retail customers is $30 per pair of slippers. Sales volume of special order = 10,000 pairs Special sales price = $20 per pair Additional fixed costs for special order = $200,000 Direct Material $5
Direct Labor $3 Variable Manufacturing Overhead $2
Fixed Manufacturing Overhead (allocated based on sales volume) Total Cost per unit $2 Should Comfort First accept the special order? $12
a) Yes b) No c) Cannot be calculated

Answers

Comfort First should not accept the special order because the total cost ($320,000) is higher than the total revenue ($200,000). So the answer is b) No.

To determine if Comfort First should accept the special order, we need to calculate the total cost per unit for the special order and compare it to the special sales price.

Step 1: Calculate the total variable cost per unit.
Direct Material: $5, Direct Labor: $3, Variable Manufacturing Overhead: $2
So, Total Variable Cost per unit = $5 + $3 + $2 = $10

Step 2: Calculate the total fixed cost for the special order.
Additional fixed costs: $200,000, Fixed Manufacturing Overhead (allocated based on sales volume) = 10,000 pairs * $2 per pair = $20,000
So, Total Fixed Costs = $200,000 + $20,000 = $220,000

Step 3: Calculate the total cost per unit for the special order.
Total Variable Cost per unit = $10 (from Step 1), Total Fixed Costs = $220,000 (from Step 2)
So, Total Cost per unit for special order = ($10 * 10,000 pairs) + $220,000 = $100,000 + $220,000 = $320,000

Step 4: Calculate the total revenue for the special order.
Special sales price: $20 per pair, Sales volume of special order: 10,000 pairs
Total Revenue = $20 * 10,000 pairs = $200,000

Step 5: Compare the total cost and total revenue.
Total Cost = $320,000
Total Revenue = $200,000

Since the total cost ($320,000) is higher than the total revenue ($200,000), Comfort First should not accept the special order. So the answer is b) No.

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Explain what caused the Civil War: terms you should use in your answer-Sectionalism-north, south, west-manufacturing-free state/slave state-agriculture -tariffs-states' right-slavery-abolitionist-secession -1861 In his theory related to identity formation, Marcia used the word ______ to describe a period during which adolescents must consciously choose between two alternatives. if a magic wallet gives me 20 cents every 3 minutes how much money do I earn after an hour Please help marking brainiest The temperature in Fairbanks, Alaska, changed from 0F at 6 pm to 4F at 11 pm . Between 11 pm and 5 am , the temperature dropped by 6 degrees . Which number line represents the temperature at 5 am A(n) _____ is paid regardless if you work less than, exactly, or more than the amount of time scheduled.gross wagehourly wagenet wagesalary wage Which of the following images does the Time Traveller NOT see when he is traveling through time in The Time Machine? When evaluating manager performance of an international business, the text lists several items that should be allowed for since managers would have no control over them. Which three items are included in that list?. For the peptide Ala-Arg-Lys-Ala-Asn-Ser-Ala-Ser, what would be the expected charges at pH 1, 7, and 13? The enharmonic of Db is . B. D# C. C# D. C any good movies to watch ?? The Preamble of the Constitution explains what the Constitution is meant to do and describes the purpose of the new government. True or false?Articles 1-3 of the Constitution creates the three branches of government. True or false?Article 7 explains how the Constitution can be amended. True or false?The amendments explain how federalism works. True or false? You are given a box of 100 silver dollars, all facing "heads" up. You are instructed to shake the box 3 times; after each shake, you will remove all the dollars that are "heads up" before shaking again. You may keep all the dollars that are still tails up following the third shake. How many dollars will you most likely get to keep? A bank statement provided by the bank includes:Multiple ChoiceA list of outstanding checks.A list of petty cash amounts.The beginning and the ending balance of the depositor's accountA listing of deposits in transit. write a poem about being wanting to be a sports trainer Help I- I feel bleh for needing help with this but todays a lazy day- i will give u brain thing its urgent!!!!! A variable is something that _____.Question 2 options:is only used in mathchangesalways stays the same Discuss how the four major conceptual blocks (from Whetten, Ch. 3) apply in todays organizational settings. Specifically, discuss how these four major concepts can be applied to your personal experience in a present or past job or other life situation. (Note: There are eight specific examples, so try to apply at least one example for each of the four conceptual blocks). Be sure to consider why blocks occur in organizations in the first place. Using our readings and your personal insights, what can managers do to promote creativity? Hi everyone i am bk long time no see hehehe