To determine the probability of threats, it is important to assess both the severity and the likelihood of the threat occurring.
These factors help in quantifying the potential impact and the chances of an adverse event happening.
The severity factor the potential harm or damage that could result from a threat if it materializes. It considers the magnitude of the consequences and the extent of the impact on the organization.
The probability factor assesses the likelihood or the chances of a threat occurring. It considers the frequency, probability, or the possibility of the threat happening within a given time frame.To determine the probability of threats, you need to multiply the severity factor by the probability factor. This multiplication combines the assessment of the impact and the likelihood of occurrence, providing a comprehensive understanding of the overall probability of the threat.
By considering both the severity and probability factors, organizations can prioritize their risk management efforts, allocate resources effectively, and develop appropriate strategies to mitigate or respond to potential threats.
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why it is important to prepare a bank reconciliation statement at the end of each month
Explanation:
The purpose of preparing a Bank Reconciliation Statement is to detect any discrepancies between the accounting records of the entity and the bank besides those due to normal timing differences. Such discrepancies might exist due to an error on the part of the company or the bank.
a truss above, a home builder in the united states, secures products such as roofing shingles, cabinets, and plumbing materials from a variety of domestic and international suppliers. ________ is the practice of using outside suppliers to help the contractor build homes.
Outsourcing is the practice of using outside suppliers to help the contractor build homes.
Outsourcing was first used as a business strategy in 1989. Outsourcing is the practice which involves hiring of an outside company to perform services or create goods that is supposed to be performed by the in-house company's employees.
Outsourcing is usually practiced because it reduces cost.
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Scenario A
College graduates are moving back in with family in record numbers. They are waiting longer than previous generations to buy homes and start families. Data show downward trends in new home building, mortgage applications, and the birthrate. Multiple markets are complaining of falling demand. A national supplier of home goods permanently shut down. The media is calling babies born today part of the “baby bust generation.” Economists predict future school closings and labor shortages.
Would the Fed address the scenario with expansionary or contractionary policy? Explain.
What is a specific monetary action the Fed might use in this scenario? Identify the tool and how the Fed would use it. Explain how this would address the scenario.
What is a specific fiscal action that Congress might use in this scenario?
The Fed would address the scenario with an expansionary policy as this is the policy that stimulates demand.
The specific monetary action that the Fed can take in this scenario is decreasing the Fed Funds rate, to reduce interest rates on loans.
Congress can use the specific fiscal action by offering tax breaks to young people who buy houses.
How can demand be stimulated ?The Fed Funds rate is the rate that banks borrow from each other. If the Fed was able to decrease this rate, then it would lead to loan interest rates falling which would allow the young college graduates to be better able to buy homes and start families.
Congress for its part, can embark on the fiscal action of giving tax breaks to young college graduates who buy houses and start families. This would encourage them to buy houses knowing they will pay less taxes.
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Question 9 of 10
If a new source of lumber is found, what is likely to happen to the price of
lumber, and why?
A. The price is likely to increase because demand will increase.
B. The price is likely to increase because costs of production will
increase
C. The price is likely to decrease because demand will decrease.
O D. The price is likely to decrease because supply has increased.
SUBMIT
Answer:
O D. The price is likely to decrease because supply has increased.
SUBMIT
Explanation:
A new source of lumber will result in an increase in the quantity available for sale. As per the laws of supply and demand, an increase in supply without a corresponding increase in demand leads to reduced prices.
The prevailing market price or equilibrium price is the price at which the current demand matches the current supply. There are no shortages or excesses. An increase in supply creates a surplus in the market. For suppliers to sell the excess lumber supplied, they have to reduce prices to create more demand.
Imagine that your boss is delegating parts of a project to you and to another team member. Because the other team member has a longer work history with the boss and is highly trusted, you are assigned the unchallenging portions of the project. What do you say or do
Usd 1.725 for 1 gbp usd 0.645 for 1 chf gbp 0.365 for 1 chf the three steps which will create triangular arbitrage profit are as follows: first step, convert ____; second step, convert _______, and third step, conve
In order to create triangular arbitrage profit, the steps are:
Convert USD to GBPConvert GBP to CHF Convert CHF to USD. What are the steps to create triangular arbitrage?The amount that you get when you convert USD directly to CHF is $0.645.
But, if the USD was first converted to GBP and then to CHF, and back to USD, the amount would be:
= 1/1.725
= GBP 0.58
GBP to CHF:
= 0.58 / 0.365
= 1.588 CHF
CHF to dollar:
= 1.588 x 0.645
= $1.024
Which gives a profit of:
= 1.024 - 1 originally invested
= $0.024
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you want to limit your 1% var to $100,000. how much can you own of an asset with 40% annualized volatility and normal returns?
To limit your 1% var to $100,000, you can own an asset with a maximum value of $10,000,000. This is calculated by dividing the 1% var ($100,000) by the asset's expected return, assuming it follows a normal distribution.
To determine the maximum value of the asset with 40% annualized volatility and normal returns, you would need to use a financial calculator or formula to calculate the expected return. Without knowing the expected return, it is not possible to calculate the maximum value of the asset.
To limit your 1% VaR (Value at Risk) to $100,000 with an asset that has 40% annualized volatility and normal returns, you can follow these steps:
1. Determine the 1% VaR level, which represents the maximum loss you are willing to tolerate with a 1% probability. In this case, it's $100,000.
2. Convert the annualized volatility (40%) to a daily volatility by dividing it by the square root of the number of trading days in a year (typically 252): Daily Volatility = 40% / sqrt(252) ≈ 2.52%.
3. Use the z-score for the 1% confidence level, which is approximately -2.33.
4. Calculate the amount you can own by dividing the VaR by the daily volatility multiplied by the z-score: Amount = $100,000 / (2.52% * -2.33) ≈ $1,437,301.
So, you can own approximately $1,437,301 of the asset with 40% annualized volatility and normal returns to limit your 1% VaR to $100,000.
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A customer buys 100 shares of ABC stock, which is now trading at $63. The customer wants to create a dividend supplement to the position. He should: A buy a call B buy a put C sell a call D sell a put
Answer:
sell a call
Explanation:
He should sell a call because he wanted to create a dividend supplement to the position.
What is selling a call?This involves a call sellers who have an obligation to sell the underlying stock at the strike price and have a short call position.
Hence, as he wants to create a dividend supplement to the position, then, the best option is to sell a call.
Therefore, the Option C is correct.
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Which type of business organisation is the most suitable for a large electronics
manufacturer?
A. partnership
B. private limited company
C. public limited company
D. sole trader
Answer:
C. public limited company
Explanation:
A public limited company is a business ownership structure that provides a legal distinction between the business and its owners. The company is a legal person with the right to do business, acquire assets or incur liabilities. Unlike a private limited company, public limited company shares trade with ease at the stock exchange.
Due to their listing in the stock exchange, public limited companies can raise capital with much ease. The corporation only needs to comply with the regulation of the stock market to raise more finances. Public limited compies are suited for large organizations that require huge capital to finance their operations and expansions.
Question 2 (5 points) Based on the following data, determine the amount of total assets, total liabilities, and net worth. Liquid assets, $3,200 Investment assets, $7,340 Current liabilities, $1,670 Household assets, $97,890 Long-term liabilities, $70,230
Answer and Explanation:
The computation of the total assets, total liabilities and the net worth is shown below:
Total assets = liquid assets + investment asset + household assets
= $3,200 + $7,340 + $97,890
= $108,430
The total liabilities is
= Current liabilities + long term liabilities
= $1,670 + $70,230
= $71,900
So, the net worth is
= Total assets - total liabilities
= $108,430 - $71,900
= $36,530
Tom is the CEO of a jewelry business based in Boston. He needs to send a parcel of 200 diamonds as quickly as possible to a partner in Canada. What mode of transport should he use?
A.
road
B.
sea
C.
air
D.
rail
E.
rail and road
An instrument used to enlarge or reduce a map is known as
Answer:
pantograph
Explanation:
you can use a pantograph to do this.
Are you going to get Paramount plus?
Answer:
Yes mainly they keep playing the ad over and over that I remeber the words
This is live sports,breaking news, and a mountain of family entertainment, Paramount plus streaming march 4
Explanation:
You were 50 days late in paying your credit card bill. How many years will this mistake stay on your credit history?.
If a person is 50 days late in in paying his/her credit card bills in that case, this mistake will be staying in credit card history for 7 years from the date of delinquency.
A credit card is a type of payment card that is issued to customers (cardholders) to allow them to reimburse a retailer for products and services according to the amount of debt they have incurred. The credit card issuer (often a bank or credit union) establishes a revolving account and offers the cardholders with a credit line from which they can draw funds to pay for transactions or receive a cash advance.
Seven years following the initial date of the default, missed payments continue to appear on your credit card history. Although if you pay previous debts, the late payment will not be removed from your credit record for 7 years.
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What do you think was the reasons of Ms. Sagrado in coming up with a pot as business?
You must speculate as to Ms. Sagrado's motivations for starting a marijuana-related business because she didn't anticipate the success of her venture and appears to be overjoyed about it in the paragraph.
Business, finance, marketing, sales, and human resources entry-level positions can be attained with a bachelor's degree in entrepreneurship. They also offer the entrepreneurial abilities required to launch a business.
Your best work, service to others, and Conditions that are helpful include interesting work that allows you to experience "flow," encouraging coworkers, the absence of significant drawbacks like unjust compensation, and a job that suits your own schedule.
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Tips to study commerce
Answer:
just study commerce and ur good
which of the following does starbucks consider to be a strong asset that helps it build its revenue gains? a. ingredients b. customers c. technology d. employees
Starbucks considers employees to be a strong asset that helps it build its revenue gains.They trained their employees that provide a welcoming environment for customers. Therefore option D is correct.
Starbucks Corporation is an American multinational chain of coffeehouses and roastery reserves. It was founded in Seattle, Washington, in 1971. Today, the company operates in over 30,000 locations around the world.
Starbucks is known for its specialty coffee, pastries, and branded merchandise.The coffee chain's success is attributed to its focus on customer service, which is achieved through its employees. Starbucks invests in employee training, ensuring that they are equipped to serve and attend to customers.
This means that employees are well-trained to make coffee drinks, but they are also taught to relate well with customers, including how to handle customer complaints.Satisfied customers lead to repeat business, which ultimately results in an increase in revenue gains. Starbucks has integrated technology into its business model, but it is not the primary focus.
The company prefers to maintain personal customer interactions, making the hiring and training of employees a priority. The coffee chain's employees are essential to building strong customer relationships and driving revenue gains in the company.Therefore option D is correct.
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Executives at Mutual of Omaha would consider which of the following a "Value for Success"?
A) focus on profits
B) focus on hierarchy
C) focus on order
D) focus on customers
E) focus on sales
Based on Mutual of Omaha's values and mission statement, executives at the company would consider "focus on customers" a "Value for Success."
Mutual of Omaha is a mutual insurance company that provides a range of insurance and financial products to its customers. The company's mission statement emphasizes its commitment to "helping customers protect what they care about and achieve their financial goals," and its values include integrity, excellence, accountability, and respect for customers.
By focusing on customers, Mutual of Omaha aims to build strong relationships with its policyholders and provide them with high-quality, personalized service. This includes listening to their needs, understanding their concerns, and providing them with the information and support they need to make informed decisions about their insurance and financial planning.
In addition to benefiting customers, a focus on customers can also benefit the company itself by promoting customer loyalty, driving repeat business, and enhancing the company's reputation for excellence and integrity.
While profits, hierarchy, order, and sales are all important considerations for a successful business, Mutual of Omaha's values and mission statement prioritize the needs and interests of its customers above all else.
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Appraisers rely on recently completed transactions of similar properties to guide their selection of the cap rate to be used to value a single property. The method of estimating a cap rate from a series of comparable properties is more commonly referred to as:____.
a. terminal capitalization.
b. indirect capitalization.
c. direct market extraction.
d. overall capitalization.
Answer: direct market extraction
Explanation:
The method of estimating a cap rate from a series of comparable properties is more commonly referred to as Indirect capitalization. The correct option is b. indirect capitalization.
Indirect capitalization is the method of estimating a capitalization rate (cap rate) by analyzing recently completed transactions of comparable properties. This approach involves examining the income and sales data of similar properties to determine the prevailing market cap rate.
The cap rate is the ratio between the net operating income (NOI) generated by a property and its market value. By analyzing the cap rates of comparable properties, appraisers can derive an appropriate cap rate to value a single property based on its income potential.
Indirect capitalization is a widely used technique in real estate appraisal as it provides a reliable means to estimate property values based on market trends and comparable sales data.
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Determine cost of goods sold for x-mart, assuming that beginning inventory was $5,000. Net purchases were $20,000 and ending inventory was $9,000.
The cost of goods sold formula can be expressed simply as follows: Starting inventory + purchases ending inventory = cost of goods sold. The following formula combines all the inventory information for the entire accounting period: Beginning stock plus purchases equals the cost of the available products (i.e., cost of goods available for sale.) So, cost of goods sold = cost of goods available - cost of items ending inventory.
Explanation:
Beginning inventory is $5,000
Net purchases is $20,000
Ending inventory is $9,000
Therefore the cost of goods sold can be calculated as follows
= (5,000+20,000)-9,000
= 25,000-9,000
= 16,000
Hence the cost of goods sold is $16,000
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Create a comic strip, poster, or other visual art presentation that illustrates the forces of supply and demand, just as the dance routine in Supply and Dance, Man illustrated it using
the example of selling canes. Invent a fictitious business and illustrate how the business's successes shift supply and demand. Identify the supply and demand factors at play.
Answer:
demand is equal to 1000 and factors is equal to 5000
A contra-asset account, such as allowance for doubtful accounts or accumulated depreciation, has a normal balance of a ______ and causes total assets to
A contra-asset account, such as allowance for doubtful accounts or accumulated depreciation, has a normal balance of a credit and causes total assets to decrease.
An asset loses value over time as a result of use, damage, or obsolescence. Depreciation is the measurement for this decline. Depreciation, or a decline in asset value, can be brought on by a variety of other variables, such as bad market conditions, etc.
One aspect of your financial strength is credit. Based on your promise to make payments later, it enables you to obtain the goods you need right away, such as a credit card or a loan for a car. Working to raise your credit score increases the likelihood that you'll be approved for loans in the future.
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Extras you receive for employment, which could include retirement plans, health insurance, and vacation time, are called ______. A. Flextime b. Income c. Benefits d. Outlook Please select the best answer from the choices provided A B C D.
Answer:
C. Benefits
Hope this helps!
three friends go on a trip. Two friends paid for
different things and the other one didn't pay
anything. Before the trip they will divide the cost of
everything and pay their part to everyone. friend
number one on all the activities wasted $674. Friend
number two wasted $381.
remember all the pricing of that friend number one
and friend number two wasted will be divided by
them three going on a trip
how much does each person owe friend 1 and 2.
To determine how much each person owes to friend 1 and friend 2, we need to divide the total expenses evenly among the three friends. Let's calculate the total expenses first.
Total expenses = Friend 1's expenses + Friend 2's expenses
Total expenses = $674 + $381
Total expenses = $1055
Now, we divide the total expenses by 3 to find the equal share for each person.
Equal share per person = Total expenses / Number of people
Equal share per person = $1055 / 3
Equal share per person ≈ $351.67
Therefore, each person owes $351.67 to cover friend 1 and friend 2's expenses.
Friend 1's share: $674
Friend 2's share: $381
Equal share per person: $351.67
Now, let's calculate the amount each person owes to friend 1 and friend 2. Since friend 1's expenses were $674 and friend 2's expenses were $381, the remaining amount after deducting their own expenses will be divided equally among the three friends.
Amount owed to friend 1 = (Friend 1's share - Friend 1's own expenses) / Number of people
Amount owed to friend 1 = ($674 - $674) / 3
Amount owed to friend 1 = $0 / 3
Amount owed to friend 1 = $0
Amount owed to friend 2 = (Friend 2's share - Friend 2's own expenses) / Number of people
Amount owed to friend 2 = ($381 - $381) / 3
Amount owed to friend 2 = $0 / 3
Amount owed to friend 2 = $0
Since friend 1 and friend 2 didn't spend any money, no one owes them anything. Therefore, each person only needs to cover their own equal share of $351.67.
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6. A machine that has a five year life has a first cost of $50,000, an operating cost of $4,000 per month and a $10,000 salvage value. At an interest rate of 12% per year compounded monthly, the capitalized cost of the machine is nearest to:
A) $17,303
B) $144,188
C) $297,100
D) $498,800
The capitalized cost of the machine is nearest to $297,100. Option C is the correct answer.
Capitalized cost is the summation of all cash flows including maintenance, operating costs, and depreciation. Therefore, the capitalized cost of a machine with a five-year life and first cost of $50,000, operating cost of $4,000 per month and a $10,000 salvage value at an interest rate of 12% per year compounded monthly is nearest to $297,100.
The machine's capitalized cost calculation is discussed below:The salvage value of the machine is $10,000.The first cost of the machine is $50,000. Operating costs are incurred monthly and the interest rate is 12% compounded monthly.
Operating costs are converted to annual costs by multiplying them by 12. Operating costs are $4,000 per month, or $48,000 per year. The annuity formula is used to compute capitalized cost.
To compute capitalized cost, the sum of the present value of the first cost of the machine, the present value of the annual cost of operation, and the present value of the salvage value is computed.
The annuity payment calculation formula is given below:PV = A * [1 - (1 + r / n)^(-nt)] / (r / n)Where,PV = Present value of the cash flows.
A = Annual cash flow.
r = Interest rate.
t = Time period.
n = Compounding frequency. As a result, the present value of the annual cost of operating the machine over five years is $171,906.
Hence, the capitalized cost of the machine is the total present value of the first cost, annual operating cost, and salvage value. It is computed as follows:
Capitalized cost = Present value of the first cost + Present value of the annual operating cost + Present value of the salvage value
$50,000 + $171,906 + $10,000 = $231,906
Thus, the capitalized cost of the machine is nearest to $297,100. Therefore, option C is the correct answer.
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Misstated f/sa. result from errorsb. do not result from fraud because when they do they are called fraudulent f/sc. are always the result of theftd. should be detected by audits whether they result from error or fraud
Misstated financial statements can result from errors, and they do not necessarily result from fraud. The correct option is B.
Errors in financial statements can occur due to mistakes in accounting, calculation, or data entry. These errors can result in misstated financial statements, but they do not necessarily indicate fraudulent activity.
On the other hand, fraudulent financial statements are intentionally manipulated to misrepresent the financial position of a company. Fraudulent financial statements can be used to deceive investors, lenders, or other stakeholders for personal gain.
Misstatements in financial statements should be detected by audits, whether they result from errors or fraud. Audits are designed to evaluate the accuracy of financial statements and identify any misstatements that may exist. Auditors use various techniques and procedures to test the validity of financial information, including sampling, documentation, and analysis.
In conclusion, misstated financial statements can result from errors or fraud. Audits are important in detecting misstatements, whether they are the result of error or fraud.
Therefore, the correct option is B.
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what is one of the effects that the internet has had on bussiness?
HELP DUE IN 10 MINS! Sports Marketing: Product __________________ is very important today when consumers find so many similar products available for sale.
Answe
DIFFERENTIATION
Explanation:
I'm positive
Which paraphrases correctly matches a specific type of loan with the broader category it best fits?
A. Cash advance - short- term loan
B. Mortgage - short -term loan
C. Line of credit - Long- term loan
D. Credit card - alternative financing
The paraphrase successfully suits a particular kind of mortgage with a broader class of cash advance-short-time period.
What is a short-time loan?A quick time period mortgage is a kind of mortgage that is received to guide a transient non-public or commercial enterprise capital need.
As it's a kind of credit, it includes repaying the precept quantity with a hobby by a given due date, which is typically within a year of getting the mortgage.
Short-term loans are so named because of how quickly the mortgage must be paid off. In most cases, it should be paid off within six months to a year – at maximum, 18 months.
Any longer mortgage time period than this is taken into consideration as a medium time period or long time mortgage. Long-term loans can be completed for periods ranging from a few months to twenty-five years.
Some quick time period loans don’t specify a fee schedule or a particular due date. They truly enable the borrower to repay the mortgage at their own pace.
So, from the above statement, it's clear that choice A, Cash Advance-Short-Time Period Mortgage, is the appropriate choice.
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Answer:it’s A
Explanation:
Did the test foo
i failed on edg course bc of yall