The two theoretical approaches to money supply determination are the money supply multiplier and the flow of funds approach.
The money supply multiplier focuses on the relationship between the monetary base and the money supply, while the flow of funds approach emphasizes the interaction between various sectors in the economy. In the case of South Africa, the flow of funds approach is more relevant due to the country's complex financial system and the importance of financial intermediaries in money creation.
The money supply multiplier approach posits that changes in the monetary base, such as reserves held by banks, can lead to a proportional change in the money supply through the lending and deposit creation process. It assumes a stable relationship between the monetary base, reserve requirements, and the money supply.
On the other hand, the flow of funds approach takes into account the interactions between different sectors in the economy, including households, businesses, and financial intermediaries. It recognizes the role of financial intermediaries, such as banks, in creating money by extending credit and facilitating the flow of funds between sectors. This approach considers factors such as loan demand, savings behavior, and the willingness of banks to lend.
In the case of South Africa, the flow of funds approach is more relevant. South Africa has a complex financial system with a significant presence of financial intermediaries. The country's banking sector plays a crucial role in money creation through lending and deposit activities. Factors such as loan demand from households and businesses, the effectiveness of monetary policy tools, and the regulatory framework for financial institutions are important in understanding the money supply dynamics in South Africa. Therefore, the flow of funds approach provides a more comprehensive understanding of money supply determination in the context of South Africa.
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Do I have any college students on here willing to help me with a project? It's for my personal finance class. I'm in college but I'm a high schooler. I have to make a report on what the average college student spends. I will not be asking for bank card/account info or anything of that sort. No social security numbers or phone numbers. If you'd be willing to help me out thanks!!
Explanation: I'm a VERY smart 7th grader. : )
Answer:
i'm not in college but i can help you if you need help
Explanation:
Which occurrence is an emerging trend in International agricultural marketing? A the percentage of agricultural trade is decreasing В. the percentage of agricultural trade is increasing C.agricultural markets around the world are shrinking D. developing nations have moved from net importers to net exporters E. developed nations have stopped trading in agriculture
Answer:
answer is b
Explanation:
Answer:
the answer is b
Explanation:
i got it right on edmentum
lokking for brainly member ystuckey
Deimos Corporation has 500,000 shares of $2 par-value common stock issued and outstanding when the market price per share is $22 per share. By what amount will total equity increase when the company declares a 2:1 stock split
Answer:
Total equity will remain the same
Explanation:
A stock split is simply increasing the number of shares and at the same time reducing the par value per share.
A stock split of 2:1 means that the number of shares would double while par value reduces by half.Specifically,the number of shares would increase from 500,000 to 1,000,000 while the par value reduces from $2 per share 1/2*$2 i.e $1 each.
All in all,the there is no increase in total equity overall.
A "hazardous chemical" is any chemical which is a physical or health hazard
true or false
Answer:
true.
Explanation:
Answer:
true
Explanation:
Select the correct answer.
Why do some critics feel that the IMF should not act to influence exchange rates under some conditions?
A.
They believe that wild swings in currency exchange rates are healthy.
B.
They believe that currencies must find their own market levels.
C.
They fear that the IMF may take over the country’s economy.
D.
They fear that politicians may be using the IMF to cover up their actions.
Answer:
Explanation:
They believe that currencies must find their own market levels.
An analyst observes that the historic geometric nominal return for equities is 9%. Given a real return of 1% for riskless Treasury bills and annual inflation of 2%, the real rate of return and risk premium for equities are closest to:
Answer:
Real rate of return= 6.9%
Risk premium for equities= 5.8%.
Explanation:
Calculation to determine what the real rate of return and risk premium for equities are closest to:
Real rate of return =(1 + 0.09)/(1 + 0.02) - 1
Real rate of return=1.09/(1.02)-1
Real rate of return= 6.9%
Risk premium for equities=(1 + 0.09)/(1 + 0.01) - 1
Risk premium for equities=1.09/(1.01)-1
Risk premium for equities= 5.8%
Therefore the real rate of return and risk premium for equities are closest to:
Real rate of return 6.9%
Risk premium for equities 5.8%
Treasury spot interest rates are as follows: Maturity (years) 1 2 3 4 Spot rate (EAR) 1.4% 2.8% 3.6% 4.5% What is the price of a risk-free zero-coupon bond with 3 years to maturity and a face value of $1,000 (in $)? (answer,0+ decimals)
Answer: $868
Explanation:
Given the following :
Maturity (years) - - - - - - 1 - - 2 - - - 3 - - - 4
Spot rate (EAR) - - - - 1.4% - 2.8% - 3.6% - - 4.5%
What is the price of a risk-free zero-coupon bond with 3 years to maturity and a face value of $1,000 (in $)?
Face value / ( 1 + spot rate)^p+1
Where P = year
=1000/(1+3.6%)^4
1000 / ( 1 + 0.036)^4
1000/(1.036)^4
1000/1.151964303616
=$868.08245
Does Canada have a strong secondary industry sector?
Shane receives $100 as a birthday gift. In deciding how to spend the money, he narrows his options down to four choices: Option A, Option B, Option C, and Option D. Each option costs $100. Finally he decides on Option B. The opportunity cost of this decision is
Answer:
options
because too many options makes so much options, so if you have those options, u'll have a hard time to pick just one option. So might as well option an option so u have the best option
Internal conflicts within countries that threaten to destabilize society are caused by all but which one of the following?
Answers:
a. Weak job creation
b. Economic stagnation
c. Treatment of minority groups
d. Inclusive economic development
Internal conflicts within countries that threaten to destabilize society are caused by all but one of the following options. The answer is d. Inclusive economic development. Weak job creation, economic stagnation, and the treatment of minority groups are major contributors to internal conflicts within countries. When people feel marginalized and excluded from the economic and political systems, they become more likely to engage in activities that threaten social stability. High levels of unemployment or underemployment can lead to frustration and hopelessness, especially among young people, which can drive them towards extremist ideologies and violent behavior.
Economic stagnation is another factor that can contribute to internal conflicts. When economic growth is slow or non-existent, people become more frustrated with their living conditions and are more likely to take to the streets in protest. Additionally, when governments fail to address issues of economic inequality and corruption, it can fuel popular discontent and erode trust in institutions.
Finally, the treatment of minority groups can also contribute to internal conflicts. When groups feel that they are being discriminated against or oppressed, they may become more militant in their demands for equal treatment. This can lead to violence and instability if their demands are not met.
Inclusive economic development, on the other hand, can help to reduce tensions and promote social stability. By providing opportunities for all members of society to participate in the economy and benefit from economic growth, governments can help to reduce the risk of internal conflicts.
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Which of the following is one of the primary responsibilities of the federal judicial branch?
Answer:
to judge if laws made by the legislative branch are constitutional
Explanation:
Answer:
to judge the constitutionality of laws
Explanation:
which statement about cash crops is false? a) cash crops can provide revenue to purchase nutritious foods for local people. b) production of cash crops may limit the ability of local people to produce enough food to feed their families. c) cash crops are typically raised for local consumption. d) coffee is a cash crop.
The false statement about cash crops is:c) Cash crops are typically raised for local consumption.
Cash crops are specifically grown for commercial purposes rather than local consumption. They are cultivated and produced with the primary intention of generating revenue by selling them in domestic or international markets. Cash crops often have high market value or demand, which makes them financially lucrative for farmers or agricultural businesses.
The other statements are true:(a) Cash crops can provide revenue to purchase nutritious foods for local people. Cash crop cultivation can generate income for farmers, which can then be used to purchase nutritious foods for themselves and their communities.(b) Production of cash crops may limit the ability of local people to produce enough food to feed their families. When farmers prioritize cash crop production, they may allocate less land or resources to growing food crops for subsistence. This can result in a reduced ability to produce enough food to meet the needs of local communities.(d) Coffee is a cash crop. Coffee is a widely cultivated crop primarily for its economic value. It is grown in various countries and regions around the world and traded as a valuable commodity on the global market.
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Today's US banking system ensures that if everybody who has money on deposit in the banks
suddenly decides to take out their money all at once, all depositors can get their cash.
True or False
Answer:
False
Explanation:
Not all depositors will get their cash. The FED, which is the body that regulates commercial banks, requires the banks to keep only a small percentage of customers deposits in their custody. The percentage maintained in the banks is known as the reserve. The percentage of the reserves requirement varies with time.
If all depositors decide to withdraw at once, they can not get their money as only the reserve amount will be available in the banks. Commercial banks usually lend out the rest of the customers' deposits to make profits.
According to the statement it's False.
Who is depositors?Not all depositors will get their cash. The FED, which is that the body that regulates commercial banks, requires the banks to stay only a tiny low percentage of consumers deposits in their custody. the share maintained within the banks is thought because the reserve. the proportion of the reserves requirement varies with time.
If all depositors arrange to withdraw directly, they will not get their money as only the reserve amount are going to be available within the banks. Commercial banks usually lend out the remainder of the customers' deposits to form profits.
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To be a kindergarten teacher do you need university
You are given an equation o fthe form y = ax2 + bx + c. (a) Use a graphing utility to graph the equation and to estimate the x-intercepts. (Use a zoom- in process to obtain the estimates; keep zooming in until the first three decimal places 0 f the estimate remain the same as you progress to the next step.) (b) Determine the exact values 0 f the intercepts by using the quadratic formula. Then use a calculator to evaluate the expressions that you obtain. Round off the results to four decimal places. [ Check to see that your results are consistent with the estimates in part (a).] y= 2x2 + 2J26x +13 ::|-+1s|n|é 2 .' lore; B I L! '5 3": XalLli' -'|I§|Source
(a) The x-intercepts of the equation y = 2x² + 2√26x + 13 can be estimated by using a graphing utility. (b) Rounding off to four decimal places, the exact x-intercept is approximately -3.0324.
(a) By graphing the equation, we can visually identify the points where the graph intersects the x-axis, indicating the x-intercepts.
(b) To determine the exact values of the intercepts, we can use the quadratic formula. The quadratic formula is given by x = (-b ± √(b² - 4ac)) / (2a),
where a, b, and c are the coefficients of the quadratic equation.
For the equation y = 2x² + 2√26x + 13, we can identify the coefficients as follows:
a = 2,
b = 2√26, and
c = 13.
Plugging these values into the quadratic formula, we can calculate the exact x-intercepts.
x = [-(2√26) ± √((2√26)² - 4(2)(13))] / (2(2))
Simplifying further:
x = [-2√26 ± √(104 - 104)] / 4
x = [-2√26 ± √0] / 4
Since the discriminant (√(104 - 104)) is zero, the quadratic equation has only one x-intercept. We can calculate it as:
x = -2√26 / 4
Simplifying:
x = -√26 / 2
= -3.0324
Comparing the estimated value from part (a) (-3.0324) with the calculated value (-3.0324), we can see that they are consistent.
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A law was passed increasing the minimum wage by 30%. The owner of a small landscaping business must now pay all of her laborers 30% higher wages.
What is the minimum amount the owner must now charge customers for labor to balance her increased operational expenses?
Note: Disregard associated increases in taxes, such as FICA.
A.No increase is needed
B.15%
C.30%
D.60%
Answer:
30%
Explanation:
just took the test.
The minimum amount the owner must now charge customers for labour to balance her increased operational expenses is 30%. The correct option is c.
What are operational expenses?Operational expenses, operating expenditure, operating expense, operational expenditure or OPEX is an ongoing cost for running a product, business, or system. Its counterpart, a capital expenditure, is the cost of developing or providing non-consumable parts for the product or system.
For example, the purchase of a photocopier involves CAPEX, and the annual paper, toner, power and maintenance costs represent OPEX. For larger systems like businesses, OPEX may also include the cost of workers and facility expenses such as rent and utilities.
In business, an operating expense is a day-to-day expense such as sales and administration, or research & development, as opposed to production, costs, and pricing.
In short, this is the money the business spends to turn inventory into throughput.
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samantha and geri both work as receptionists at a medical office. samantha works from 8:00 a.m. to 12:30 p.m., so she can be home when her daughter gets home from school. geri works from 12:30 p.m. to 5:00 p.m., so she can attend graduate school classes in the morning. how does this arrangement benefit the company?
When two persons serve as receptionists during two distinct shifts, the organization benefits from the abilities of two people for one position.
Flexibility in scheduling is advantageous to both employees and employers, who are wise enough to understand this. The advantages of flexible work for businesses can help your firm stay ahead of the competition by giving it a competitive edge in recruitment, being a green company, and increasing diversity.
Allowing flexible work schedules for its employees has some advantages for the business:
You can retain valuable personnel by allowing your current team to work flexible hours.Companies gain from flexible work. It makes sense that providing flexible schedules can assist you in attracting more top talent, just as it does for your employees.To learn more about flexible work, click the following link:
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13. How might deflation be stopped?
O Increases in the money supply
O Reduction in interest rates
O Fed must stimulate the economy with expansionary monetary policy
O all of the above
On December 31, 2015, Coolwear Inc. had balances in Accounts Receivable and Allowance for Uncollectible Accounts of $48,400 and $940, respectively. During 2016, Coolwear wrote off $820 in accounts receivable and determined that there should be an allowance for uncollectible accounts of $1,140 at December 31, 2016. Bad debt expense for 2016 would be:-$320-$1140-$820-$1020
Answer:
$1,020
Explanation:
Coolwear Inc. had a balance of $48,400 in account receivables and also a balance of $940 in the uncollectible account on December 31, 2015.
During the year 2016 Coolwear Inc. wrote of $820 in account receivable and had an allowance of $1,140 for the uncollectible account at December 31, 2016
The bad debt expense for the year 2016 can be calculated as follows
Bad debt expense=$1,140-($940-$820)
= $1,140-$120
= $1,020
Hence the bad debt expense for 2016 is $1,020
Please answer asap:
Would absolute transparency make monopolies more acceptable? Or are monopolies always negative because of reduced competition?
Absolute transparency can certainly help to reduce some of the negative effects of monopolies, such as lack of competition and high prices.
Why monopolies always negative because of reduced competition?However, transparency alone is unlikely to make monopolies more acceptable, as the very nature of a monopoly involves the absence of competition, which can lead to reduced innovation, lower quality products, and higher prices for consumers.
While transparency can help mitigate some of these negative effects, it is not a substitute for competition.
Monopolies are generally considered negative because they limit competition, leading to a lack of innovation and higher prices for consumers.
This can ultimately harm the overall economy by reducing consumer choice, stifling innovation, and creating barriers to entry for new competitors. While transparency may be helpful in reducing some of the negative effects of monopolies, it is not a solution to the fundamental problem of a lack of competition.
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What is the best reason for homebuyers to create a budget before taking out a mortgage?
to compare the value of their home with that of their neighbors
to plan how to pay off the money they have borrowed
to set aside enough money to refinance the loan
to figure out how long they can stay in their home
The best reason for homebuyers to create a budget before taking out a mortgage is to : Plan how to pay off the money they have borrowed.
What is a mortgage?A mortgage is an agreement(legal) between a bank and the buyer in which the bank lends money to the buyer to purchase a house.
When a buyer takes a mortgage, the buyer agrees to pay back the money in full with an agreed interest rate, at a stipulated time.
Types of actions that can be taken with a mortgage are :
Purchase a homeMaintain a homeMaintain other types of real estateTherefore, the best reason for homebuyers to create a budget before taking out a mortgage is to plan how to pay off the money they have borrowed.
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Answer:
b
Explanation:
Which of the following gas satisfaction measures wWhich of the following gas satisfaction measures would Be this for a company to use if they want to estimate how many customers might recommend them to their friends?
CES
CSAT
PSC
NPS
Answer:
Simple Random Sample
Explanation:
State the purpose of assets
Answer:
Assets are reported on a company's balance sheet and are bought or created to increase a firm's value or benefit the firm's operations. An asset can be thought of as something that, in the future, can generate cash flow, reduce expenses or improve sales, regardless of whether it's manufacturing equipment or a patent.
Explanation:
Hope this helps!
Market research is the process associated with the controversial act of "data mining" or acquiring information about
potential customers.
True
False
Answer:
True
Explanation:
Market research involves collecting, analyzing, and interpreting information regarding a company's brand name, products, services, or the market. It is concerned with gathering data on potential customers, existing and possible competitors of a product about to be launched. Market research is more of a feasibility study on products and services or markets.
Market research involves collecting data from different people, such as suppliers, customers, distributors, and traders. One has to engage these individuals and gather as much information from them. The activities of obtaining information are comparable to data mining.
the effect of an increase in the price level on the aggregate-demand curve is represented by a
Answer:
movement to the left along a given aggregate-demand curve.
Explanation:
Take a breath. You just launched your own business called Hasty Bytes Data Services, but you suddenly realize that you may not be in compliance with all of the necessary laws and regulations. You specialize in data storage and protection, but you provide a host of additional services related to the technology sector. You’re a small startup, and you only have seven employees, but the business is already registered and operating.
The five legal topics will be contract law, property law, employment law, and trade secrets law. Information on such topics as contracts, patents and trademarks, taxes, employee compensation issues and management policies can be included.
What should be the legal plan of the business?The legal plan will include five main topics that describe the primary areas of the law that might impact the business. An example of a topic could include a description of property rights, and an example would be "a description of the property or product," which states what exactly is covered. The next topic would be employment law, which would cover employee benefits and any other aspect of employment agreements.
Another example in this area might be "whether or not employees are considered 'partners'". This example answers whether or not employees could be considered partners. Next is tech law, which includes many areas such as data protection and privacy, copyright and IP rights, and social media use and regulation.
The last focal point in this plan is corporate tax law which includes what needs to be done on a financial level about paying taxes.
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The question is incomplete, the full question probably was:
Take a breath. You just launched your own business called Hasty Bycomplys, but you suddenly realize that you may not be in compliance with all of the necessary laws and regulations. You specialize in data storage and protection, but you provide a host of additional services related to the technology sector. You’re a small startup, and you only have seven employees, but the business is already registered and operating. Your questions to your lawyer will To run the business from a legal standpoint. In order to prepare for the meeting, you want to create a short plan. The plan needs to cover the relevant sections of law that you’ll discuss with your lawyer in other words, aspects of contract, property and employment law, along with anything else that may have an impact on the business, such as the company’s position in the tech sector. Write down a few words on what you already know about each area so that your lawyer has something to work with. Be sure to ask questions that touch on all areas of the law that are likely to have an impact on your business and to include examples where appropriate.
Prepare a comprehensive plan for your meeting that covers at least five different legal topics of concern to your business and provide information on them, including at least three examples.
Brainliest and 50 points!!!
Why would an employer ask about an applicant’s honors, awards, and activities?
Respond in 3-4 well written sentences:
Answer:
Explanation:
To show that you have special skills and what your areas of expertise are.
Answer:
There are multiple reasons employers would want to know about honors, awards, and activities. The first reason is to see if you are hard-working or not, if you have many awards and whatnot, employers will see that you have a good drive to get things done, clubs and activity you’ve participated in shows that you’re a team worker. It can also show your areas of expertise and can show your special skills and abilities.
Explanation:
I took the last part from the other answer but I do flvs career research and this was correct for me
COLLAPSE
Read "Governance in Action" on page 36 of the text, then respond to the following questions:
1. Should quotas be established for governing bodies to ensure diversity of membership?
2. What do you see as the advantages of/value implementing such quotas?
3. What disadvantages do you see to having such quotas?
4. What is your personal opinion of utilizing quotas on governing boards?
Quotas can be established for governing bodies to ensure diversity of membership. Quotas can help address historical inequalities and give underrepresented individuals a chance to participate in decision-making processes.
1. Yes, quotas can be established for governing bodies to ensure diversity of membership.
2. The advantages of implementing quotas are that they promote diversity and inclusivity, ensuring the representation of different groups and perspectives. Quotas can help address historical inequalities and give underrepresented individuals a chance to participate in decision-making processes. This can lead to more equitable outcomes and better reflect the needs and interests of diverse communities.
3. However, there are some disadvantages to having quotas. Critics argue that quotas can undermine meritocracy, potentially leading to individuals being chosen based on their demographics rather than qualifications or skills. Additionally, some may argue that quotas can create a perception of tokenism, where individuals are seen as filling a quota rather than being valued for their unique contributions.
4. However, whether or not to utilize quotas on governing boards is a matter of debate and can depend on the specific context and goals of an organization. It is important to consider the potential benefits and drawbacks before making a decision. Organizations may also explore alternative strategies to promote diversity and inclusion, such as implementing inclusive recruitment practices or providing training and support for underrepresented individuals.
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ROI stands for return on investment. It is the ratio of incremental profit from an activity over the cost of the activity times 100. If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, what is the ROI?
Answer:
66.7%
Explanation:
ROI stands for return on investment. It is the ratio of incremental profit from an activity over the cost of the activity times 100. If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, the ROI is 66%.
What is return on investment?The return on investment estimates the loss and gain generated on the amount of money that is invested. The return on investment) is the percentage to analyze an organization’s profit or the earnings of different investment.
The return on investments estimates what we will receive back as compared to what we have invested. It can be used by a company to estimate inventory investments, pricing policy, capital equipment investments, etc.
If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, the ROI is 66%.
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