The first event commonly associated with the global financial crisis took place on August 9, 2007 and involved the suspension of withdrawals from: a. Lehman Brothers b. JP Morgan c. The Bank of England d. the French Bank BNP Paribas
Answers
The first event commonly associated with the global financial crisis took place on August 9, 2007 and involved the suspension of withdrawals from the French Bank BNP Paribas. The correct answer is d.
On August 9, 2007, BNP Paribas, one of the largest banks in France, announced the suspension of withdrawals from three of its investment funds.
The bank stated that it could not value the assets in these funds due to the U.S. subprime mortgage market crisis, which created significant uncertainty and lack of liquidity. This event marked one of the early warning signs of the global financial crisis that unfolded in the following years.
The crisis that started with the subprime mortgage market collapse eventually spread throughout the global financial system, leading to the bankruptcy of Lehman Brothers in 2008, which is often regarded as a significant milestone in the crisis.
JP Morgan, on the other hand, played a major role during the crisis as a prominent financial institution but was not directly associated with the suspension of withdrawals in August 2007. The Bank of England is the central bank of the United Kingdom and was not directly involved in this event.
The correct answer is d.
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Related Questions
What's the answer I need help ASAP!!
Answers
Answer:
B
Explanation:
what does revenue mean in accounting?
a. cash
b. profit
c. debit
d. customer sales
Answers
Answer:
b
Explanation:
hope itttttt helps
snack Ska BMX she
Alicia is a local personal trainer and owns a fitness studio. She has invested significant time, money, and effort into building her studio’s reputation—as well as her own—in the community. Alicia starts hearing rumors of an owner of a larger fitness center posting derogatory comments about her online. Which tort law is the fitness center owner violating? Describe the law and give two examples of comments that could have been posted.
Answers
The tort that the owner of the fitness center is committing is known as Defamation in law.
Basically, tort refers to an action made by someone which gives rise to injury or harm to another person and such actions can be sued in court of law.
Defamation is part of tort in law and refer to the statement made by someone which harms another's party's reputation.
When the owner of the larger fitness center is posting derogatory comments about Alicia, the person is committing an offence of Expressed defamation.
Expressed defamation is one that is written and can be easily proved while Oral defamation is one that is been spoken.
Therefore, Alicia can sue the fitness owner for damages because she suffered loss of reputation because of the derogatory statement made by him.
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As the economy grows and profits increase Chinese firms begins to build more factories
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Chinese businesses will probably start constructing additional factories as the economy expands and revenues rise in order to enhance productivity and keep up with the rising demand for their goods.
As more personnel are required to run the new factories, this will improve employment possibilities. It will also spur economic growth because the building of new factories will raise demand for building materials, transportation services, and other goods and services.
It is crucial for the government and businesses to adopt sustainable and responsible practices in their construction and operation of new factories because building more factories could have adverse consequences on the environment, such as increased pollution and habitat damage.
it's also important to examine how new factories will affect the environment. Overall, this statement emphasizes the connection between economic expansion, corporate spending, and potential environmental effects.
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Please answer dis properly in your own words!!!
For every hour you practice basketball, you gain in skill and increase your chances of making the team. However, each hour you practice is an hour you could have spent working at an after-school job in a UAE company to save for a car or college or something else you want. Which will you do basketball practice or after-school job? Construct a decision making grid that analyzes the potential choices of attending practice at an after-school job. Which option would you choose. (the middle column might be amount of money earned, for example, based on an hourly wage.)
Answers
Answer:
Basketball 50/50 and job 50/50
Explanation:
.3. You are part of a product design team that has been asked to develop a low-calorie chocolate chip cookie dough.
a. Poll your classmates to determine customer requirements.
b. Carry out a QFD analysis to map the customer requirements into product specifications.
Answers
By carrying out a QFD analysis, ensure that the resulting low-calorie chocolate chip cookie dough aligns with the desires and expectations of your target customers.
a. Polling classmates for customer requirements: To gather customer requirements for a low-calorie chocolate chip cookie dough, you can conduct a survey or interview your classmates to understand their preferences and expectations. Here are some questions you can ask:
1. How important is it for the low-calorie chocolate chip cookie dough to taste similar to traditional cookie dough?
2. What is the maximum calorie count you would expect from a low-calorie cookie dough?
3. Are you interested in the cookie dough being gluten-free or suitable for specific dietary restrictions?
4. What texture should the cookie dough have? Should it be chewy, soft, or have a different consistency?
5. Are you concerned about the ingredients used in the cookie dough? Should it be made with natural or organic ingredients?
These questions will help you gather valuable insights into what your classmates desire in a low-calorie chocolate chip cookie dough.
b. Carrying out a QFD analysis:
Quality Function Deployment (QFD) is a methodology used to prioritize customer requirements and translate them into specific product specifications. Here's an example of how you could map customer requirements to product specifications for the low-calorie chocolate chip cookie dough:
Customer Requirement (CR) | Importance (1-5) | Product Specification (PS)
1. Similar taste to traditional cookie dough | 5 | Use natural flavorings and sweeteners to replicate the taste
2. Maximum calorie count expectation | 5 | Limit the cookie dough to a maximum of X calories per serving
3. Gluten-free or suitable for dietary restrictions | 4 | Use gluten-free ingredients and avoid common allergens
4. Desired texture (e.g., chewy or soft) | 3 | Adjust ingredient ratios and baking time to achieve the desired texture
5. Concerns about ingredients | 4 | Use natural and organic ingredients without artificial additives.
In this example, the customer requirements are ranked according to their importance (1 = least important, 5 = most important). The product specifications are then derived based on how they address each customer requirement.
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When selecting portable electric tools to make curved cuts in thicker (heavier) material, a ____ saw is a better choice than a ____ saw.
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When selecting portable electric tools to make curved cuts in thicker (heavier) material, a jigsaw is a better choice than a circular saw.
A jigsaw is designed for intricate cuts, such as curves, while a circular saw is better suited for straight cuts in thicker material. Jigsaws have a reciprocating blade that moves up and down, allowing for more control and precision when making cuts. They also have a smaller blade, which makes it easier to navigate around curves and tight corners.
On the other hand, a circular saw has a large, circular blade that is better suited for making long, straight cuts through thick material. While both tools have their strengths, a jigsaw would be the better choice for making curved cuts in thicker materials, such as plywood or hardwood.
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What measures long-run economic growth?
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It is calculated using the percentage rate change in real gross domestic product (GDP). The capacity of an economy to generate more goods and services over time is referred to as long-run growth.
In addition to price and supply and demand, a nation's GDP and population growth are closely related.The percentage change in real Gross Domestic Product (GDP) and the increasing market price of the products and services generated in the economy are two ways to assess a nation's long-term growth. In general, there are two primary factors that contribute to economic growth: an increase in the workforce's size and an increase in that workforce's productivity (output per hour worked). Both can expand the economy's total size, but only robust productivity growth can raise per capita GDP and income.
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Which part of an information system is the most critical?
O The system
O The information
O The data
O The knowledge
O The technology
Answers
The most critical part of an information system is the data. Data serves as the foundation of an information system, providing the raw material for generating information and knowledge.
However, it is generally agreed upon that the most critical part of an information system is the data.
Data forms the foundation of an information system and is essential for generating meaningful information and knowledge. Without accurate, reliable, and relevant data, the other components of the information system, such as the system itself, the information derived from the data, and the technology used to process and store the data, would be ineffective.
Here's a breakdown of the s and their relationship to the information system:
- The system: The system refers to the hardware, software, networks, and infrastructure that enable the processing, storage, and retrieval of data. While crucial for the functioning of an information system, the system is a tool that relies on the other components.
- The information: Information is derived from processed and organized data. It provides insights, context, and meaning to support decision-making and problem-solving. However, without accurate and reliable data, the information derived from it would be flawed.
- The knowledge: Knowledge is the understanding and insights gained from information, which can be applied to specific situations. While valuable, knowledge relies on accurate and reliable information as its foundation.
- The technology: Technology refers to the tools, software, and infrastructure used to process and store data and facilitate information flow. While technology enables the functioning of an information system, it is still reliant on the data being processed and the information being generated.
In summary, the data component is considered the most critical in an information system since it forms the basis for generating meaningful information, knowledge, and insights. Without accurate and reliable data, the effectiveness and reliability of the other components would be compromised.
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Select the examples that best demonstrate likely tasks for Revenue and Taxation workers. Check all that apply.
Brenda works for the IRS reviewing paperwork.
Jenny reviews buildings to determine how much money they are worth
Luke administers tests for driver licenses.
Vernice negotiates with foreign officials in a U.S. embassy.
Kareem advises businesses to make sure they handle their finances correctly.
Parker takes notes during city council meetings and creates reports for council members.
Answers
Awnser: A, B, and E.
Answer:
a b e is correct
Explanation:
which tool is most effective when comparing the impact of various combinations of production expenses and new customer acquisition on net sales profit?
Answers
Two-variable data table is most effective when comparing the impact of various combinations on net sales profit
Basically, in statistics, a single data table contain input values or variables in a single column or line.
The two variable data table shows how different values of two variables change with the same formula. The type of data table are used in calculating data with various combination of variables..In conclusion, the two variable data table will helps to compare the impact of various combinations of variables because it solves different value using the same formula and processes.
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what is the difference between net sales and gross sales
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Net sales are the sum of a company's total revenue less any reimbursements, allowances, plus discounts.
Calculating net sales is sometimes not immediately apparent from the outside. Frequently, they can be taken into consideration when determining top line revenues that are displayed on the income statement.
Unadjusted for manufacturing costs, gross sales are a measure of a company's entire revenues. In order to calculate gross sales, the total of all sale invoices or related revenue transactions is needed. On the other hand, operating expenses, tax expenses, and other expenditures are not included in gross sales; rather, they are deducted to get net sales.
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A real estate agent who writes up a contract for the purchase of a home is providing ________ utility.
Answers
Based on estate management definitions, a real estate agent who writes up a contract to purchase a home provides Possession utility.
This is because a Possession utility is a term used in estate management services to describe the proportion of suitability or perceived value from owning a product.
Therefore, in this case, a real estate agent providing possession utility for a home creates a financing term toward possession of the home.
This possession utility is expected to lead to a high chance of home sales.
Other types of economic utility include the following:
Place;Form;Time.Hence, in this case, it is concluded that the correct answer is "Possession utility."
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Richard owns Scholars Apartment House. His ownership rights include the right to sell or give away the property without restriction, as well as to use the property for whatever purpose he sees fit. His ownership interest is
Answers
Based on his degree of ownership rights, then, his ownership interest is a fee simple absolute
Fee simple absolute means an absolute ownership of land whereby the owner may do whatever he chooses to do with the land.
Because of his ownership rights that include the right to sell or give away without restriction and to use the property for whatever purpose he sees fit, then, his ownership interest is a fee simple absolute
Therefore, the Option A is correct.
Missing Options includes "a. a fee simple absolute. b. an easement. c. the right to adverse possession. d. the power of eminent domain."
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All of the following is a capital resource EXCEPT
a pickup truck
a factory
lumber
employees
Answers
Answer:
employees
Explanation:
This is because employees are classified as labor not capital
Answer:
d. employees
Explanation:
A stock with a beta of 2.0 has an expected rate of return of 13.15%. the risk-free rate in the market is 3.30%. what is the market premium? assume capm is true.
Answers
The capital asset pricing model of the question is 1.15.
What is the Capital asset pricing method?The value of a security is determined by the Capital Asset Pricing Model, or CAPM, based on the projected return in relation to the risk investors take when purchasing that security.
The formula for CAPM:
Following is the CAPM formula:
Beta i + R f = E(R i)
(E(R {m})-R {f})
The CAPM formula is:
The expected return on investment is equal to the risk-free rate plus the beta (or risk) of the investment multiplied by the market's anticipated return minus the risk-free rate (the difference between the two is the market risk premium).
The answer is calculated as:
Rf plus beta Equals CAPM* (Rm-Rf) E(r) equals 13.5% 3.3 percent
Rf Beta = ? Rm-Rf, sometimes referred to as market risk premium, is equal to 8.8%. 13.5 % = 3.3 + beta (8.8 percent ) beta = 13.5 percent - 3.3 percent (8.8 percent ) 10.2% is equal to beta (8.8 percent ) Beta = 10.2% / 8.8% = 1.15909Learn more about CAPM :
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The following company produces laptops. The laptops are assembled in 3 different plants. There are 3 models of laptops: single speed, medium speed and large speed. As part of the assembly process, the laptop requires a specific quantity of microprocessor installed based on laptop model. The unit net profits, maximum daily demand, and microprocessor requirements for these laptops are in the table below. The maximum daily assembly capacity, for any mix of laptops is given below. The maximum microprocessor production per day, in units, is below too. Product Model Sales price ($ / laptop) Maximum demand (laptops / day) Microprocessors requirements (units / laptop) 2 Single speed Medium speed Large speed $500 $1000 $2000 900 600 250 4 6 Plant 1 Assembly capacity (laptops/day) 450 750 425 Maximum microprocessors production (units/day) 750 600 500 2 3 a. . Formulate a Linear Programming that allocates the production of the three model of laptops in the three plants in a manner that maximizes profit. (Do not resolve, only formulate the linear programming with its components).
Answers
Linear Programming is a method to achieve the optimal value of an objective function, given some limitations. For the given case, the objective is to maximize profit while the limitations are demand and supply of microprocessors, and maximum assembly capacity. To set up the Linear Programming, we need to define the decision variables and constraints. We have to find out how many units of each model will be assembled in each plant.
Decision Variables: Let's define xij as the number of laptops of type i that are assembled in plant j. Here, i = 1, 2, 3 represents the model of laptops (single speed, medium speed, and large speed), while j = 1, 2, 3 represents the plant number (plant 1, plant 2, and plant 3).Objective Function:We want to maximize the profit of the company, which is the sum of the net profit of all three models of laptops. Let's denote the net profit by pij. Then, the objective function can be expressed as Maximize Z = Σ(i = 1 to 3) Σ(j = 1 to 3) pij xijSubject to constraints:
1. Maximum demand constraint: The total number of laptops assembled per day should not exceed the maximum demand for each model. Mathematically, we can write this as:Σ(j = 1 to 3) xij ≤ maximum demand for model i, for i = 1, 2, 32. Microprocessor production constraint: The total number of microprocessors required for assembling laptops should not exceed the maximum production capacity. Mathematically, we can write this as:Σ(i = 1 to 3) (microprocessor requirement for laptop i x xij) ≤ maximum microprocessor production in plant j, for
j = 1, 2, 33. Plant capacity constraint: The total number of laptops assembled in each plant should not exceed the maximum assembly capacity. Mathematically, we can write this as:Σ(i = 1 to 3) xij ≤ maximum assembly capacity of plant j, for j = 1, 2, 3We can express the complete LP model as follows: Maximize Z = 500x11 + 1000x12 + 2000x13 + 500x21 + 1000x22 + 2000x23 + 500x31 + 1000x32 + 2000x33Subject to: Σ(j = 1 to 3) xij ≤ maximum demand for model i, for i = 1, 2, 3Σ(i = 1 to 3) (microprocessor requirement for laptop i x xij) ≤ maximum microprocessor production in plant j, for j = 1, 2, 3Σ(i = 1 to 3) xij ≤ maximum assembly capacity of plant j, for j = 1, 2, 3.
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Question #4
Multiple Choice
Values are principles that typically guide or influence an individual's decision-making process. Two
areas of life most often affected or influenced by values include
emotions and reactions
decisions and responses
physical health and feelings
attitudes and behaviors
Answers
The two spheres of life that are most frequently impacted or altered by values are attitudes and behaviors. The correct response is option (4).
Define attitudes and behaviors.An individual's attitude is defined as their mental perspective, or how they feel or think about someone or something. Behavior describes the actions, motions, conduct, or behaviors of an individual or a group toward other individuals. built upon. Experience and observation.
When people put more focus on their own attitudes and feelings, they tend to act more in line with those feelings, therefore there is a link between attitude and behavior. Additionally, when people feel greater responsibility for their individual actions rather than the actions of a collective, their opinions are more consistent with their behavior.
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Which outcome will result from accenture teams successfully adopting agile ways of working?
Answers
Increased implementation speed caused by an agile strategy results in a shorter time to market and a more reliable manufacturing cycle.
"A change in process to one that is consistent with the Agile Values and Principles" is the commonly accepted definition of agile adoption. Process transformation is the main concern throughout the adoption of Agile. Moving from one process, such as waterfall or SDLC, to an agile process or framework is how you can conceptualize agile adoption.
The Advantages of Agile Adoption in an Organization
A greater sense of teamwork. Agile adoption increases team collaboration opportunities inside your firm. Teams are better able to work together to solve problems because everyone is more aware of one another's objectives. More efficiency.
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both dividends paid and dividends declared during the year are reported in the statement of cash flows. State True or False your answer:
a. True
b. False
Answers
Answer:
B. False is the correct answer.
Explanation:
Assume the expected return on the market is 14 percent and the risk-free rate is 4 percent. What is the expected return for a stock with a beta equal to 1.50? (Round answers to 2 decimal places, e.g. 15.25.) Expected return What is the market risk premium? (Round answers to 2 decimal places, e.g. 15.25.) Market risk premium
Answers
Expected return for a stock with a beta equal to 1.50:Expected return for a stock with a beta equal to 1.50 can be calculated using the Capital Asset Pricing Model (CAPM). CAPM is a model that calculates the expected return of an asset based on its systematic risk relative to the market as a whole.
The formula for calculating expected return is:Expected Return = Risk-Free Rate + Beta * Market Risk PremiumFrom the question, Risk-free rate (Rf) = 4% and Beta (β) = 1.50, Market Return = 14%.Therefore,Expected Return = 4% + 1.50 * (14% - 4%) = 4% + 1.50 * 10% = 4% + 15% = 19%.
Therefore, the expected return for a stock with a beta equal to 1.50 is 19%.Market Risk Premium:Market Risk Premium is the additional return expected by investors for taking on extra risk by investing in the stock market instead of risk-free securities such as government bonds.
Market risk premium can be calculated using the below formula:Market Risk Premium = Market Return - Risk-Free RateFrom the question, Risk-free rate (Rf) = 4% and Market Return = 14%.Therefore,Market Risk Premium = Market Return - Risk-Free Rate= 14% - 4% = 10%Therefore, the Market risk premium is 10%.
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One of the reasons that companies might merge is to diversify their
product lines.
True
False
Answers
Explanation: The most common factor is the potential growth of the business. A business merger may give the acquiring company a chance to grow its market share.They can reduce the costs of developing business activities that will complement a company's strengths. The acquisition can also increase the supply-chain pricing power.
In determining the effectiveness of sales promotions, which of the following metrics is NOT used by marketers?
In-store customer traffic
Consumer interactions (e.g., sweepstakes entries, samples distributed)
Incremental sales lift
Website bounce rate
Redemption rates and cost per redemption
Answers
In determining the effectiveness of sales promotions, Website bounce rate metrics is NOT used by marketers.
What is website bounce rate?
The percentage of all sessions on your site where users only viewed a single page and sent a single request to the analytics server is known as the bounce rate, which is calculated as single-page sessions divided by all sessions.
In web traffic analysis, the phrase "bounce rate" is used from Internet marketing. It displays the percentage of site visitors who arrive, "bounce," and then exit the site without viewing any other pages. By calculating the number of visits to a single page and dividing that number by the overall number of visits, the bounce rate is determined. Then it is shown as a percentage of all visits.
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Help this is super confusing
Answers
Answer: Reasons
Explanation: Crystals are collected for jewelry, sugar, salt, computer chips. So if it shows you all those examples it would be collected for many reasons. I hope this helped!
You have been invited to give a speech at a local restaurant. The person who is hosting the event has asked you to speak for 15 minutes on a topic of your choice. Walk though the process of deciding what to talk about and discuss the reasons and methods you would use to make an effective choice.
Answers
Give me some hint please
Answer:
talk about the recipes
Explanation:
If the firm is operating at full capacity and no new debt or equity is issued, what external financing is needed to support the 20 percent growth rate in sales?
Answers
Finance, financing, is the process of raising funds or capital for any kind of expenditure. It is the process of channeling various funds in the form of credit, loans, or invested capital to those economic entities that most need them or can put them to the most productive use.
External Financing needed = Increase in assets - Increase in liabilities - Increase in retained earnings
Income statement
2014 Projected
Sales $753,000 $941,250
Costs $588,000 $735,000
Other Expenses $24,000 $30,000
EBIT $141,000 $176,250
Interest Paid $10,000 $10,000
Taxable Income $131,000 $166,250
Taxes (40%) $52,400 $66,500
Net Income $78,600 $99,750
Dividend (40%) $31,440 $39,900
Addition to retained earnings $47,160 $59,850
Increase in assets = 2014 assets * Sales growth rate = $335320 *25% = $83830
Increase in liabilities = 2014 Accounts Payable * Sales growth rate = $55400 * 25% = $13850
Increase in retained earnings = $59850
External Financing needed = $83830 - $13850 - $59850
External Financing needed = $10130
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The primary purpose of _________ behaviors is to enhance employees’ skills and to create positive work relationships among coworkers and between the leader and his or her employees.
Answers
Answer:
relationship-oriented
Explanation:
The relationship oriented refers to building a good relation with the employees so that they gets the motivation that results the improvement in their work by giving their best effort to complete a task
Here, to enhance the employees skills and building a positive relation among coworkers represents the relationship-oriented and the same is to be considered
combine like terms to simplify 13q2 + 4q2
Answers
Answer:
17q^2
Explanation:
you add the like terms and 13+4 is equal to 17
Slogan for voice notes it’s a notebook that’s writes for u when u speak
Answers
If the industry is the market for groceries. Whole Foods has the following message on their website: "Who are we? Well, we seek out the finest natural and organic foods available, maintain the strictest quality standards in the industry, and have an unshakable commitment to sustainable agriculture. Add to that the excitement and fun we bring to shopping for groceries, and you start to get a sense of what we're all about. Oh yeah, we're a mission-driven company too." What is Whole Foods competitive strategy? Low cost competitor in a niche of the market. Differentiation based competitor across the industry. Differentiation based competitor in a niche of the market. Low cost competitor across the industry.
Answers
Whole Foods' competitive strategy is differentiation-based competitor in a niche of the market.
Whole Foods emphasizes their commitment to offering the finest natural and organic foods, maintaining strict quality standards, and promoting sustainable agriculture. They also highlight the excitement and fun they bring to grocery shopping. This positioning sets Whole Foods apart from traditional grocery stores and appeals to a specific segment of customers who prioritize high-quality, organic products and value the overall shopping experience. By focusing on differentiation within the niche of natural and organic foods, Whole Foods differentiates itself from other grocery competitors and targets a specific customer base.
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