Answer:
30.967 months
Explanation:
We can assume the number of months in which the credit card will be paid off to be x.
Since we are given that the unpaid balance on the credit card is $807.91 with annual interest of 14.99%
We can therefore calculate the amount of interest to be = 14.99/100 × $807.91
= $121.11
Then the total amount to be paid is
= $807.91 + $121.1
= $929.01
Also, since the minimum payment is $30 per month, x would therefore be;
= 929.01/30
= 30.967
It therefore means that the balance in the credit card will be paid off in 30.967 months.
Which of the following do you prefer for business/ economic transactions.
1. Cash Vs Debit Card
2. Justify your choice
I personally prefer to use cash for business and economic transactions. I find that it provides a sense of security as I am able to physically see and hold the money, which makes it easier to keep track of my spending. Cash also allows me to have more control over my finances and helps me stick to a budget, as I can physically see how much money I have left. Additionally, using cash avoids the potential risks of identity theft or fraud that come with using electronic methods of payment such as debit cards. Overall, for me, cash provides a more reliable and secure way of conducting business and economic transactions.
Your email marketing service shuts you down if your spam reports exceed 3%. You are doing a mailing to 900 people. What is the maximum number of spam reports you can get without being shut down?
Answer:27
Explanation:900 times 3%=27
27 is the maximum number of spam reports you can get without being shut down. Calculation: 900 times 3%=27
What is a spam report?The act of categorizing electronic messages as abusive for reporting to an authority so that they can be handled with is known as spam reporting, which is more appropriately referred to as abuse reporting. Email messages, blog comments, and other types of spam are all examples of reported messages. Users can mark the postings of other users as having abusive material by filing abuse complaints.
Most websites that permit user-generated content either implement a range of user roles that enable users to jointly manage the site's contents or apply some moderation based on abuse complaints, such as concealing or removing the problematic content at a set threshold. By alerting hash-sharing systems to abusive message, the most difficult problems can be resolved.
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The operating budget provides a roadmap for financial plans for a short-term, future period. What is a typical “future period” for an operating budget?
An operating budget is a financial statement that outlines the organization's expenditures and revenues for a specific period.
The operating budget is typically for a fiscal year, which is usually twelve months. The future period for an operating budget is usually a fiscal year or less than a year. The operating budget is critical because it establishes guidelines for financial activities and operations in an organization. It provides a roadmap for financial plans for a short-term, future period, which typically begins on January 1st and ends on December 31st.
An organization creates an operating budget to aid in the allocation of resources and expenditures to achieve its objectives for a given period. A typical operating budget is for a fiscal year. A fiscal year is the period when an organization prepares its financial statements. It is usually 12 months, but it may be shorter or longer depending on the organization. An operating budget typically covers one fiscal year; however, it may be longer or shorter based on the organization's preferences.
The future period for an operating budget is frequently updated to reflect the company's current situation and financial standing. It takes into account the actual results of the previous period and the estimated expenditures and revenues for the upcoming year to develop the operating budget for a future period.
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what are the types of outsurance company
The main type of Insurance company includes:
General insurance companyLife insurance companyReinsurance companyWhat is the role of Insurance company?These are financial institution that provide insurance covers to intending policyholders.
Therefore, the main type of Insurance company includes general insurance company, Life insurance company and Reinsurance company.
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When is the only time to abbreviate on a job application?
Question 3 options:
In the Personal Information section
In the Position & Availability section
Only when space is limited
Signature section
A long-term incentive is a type of
incentive given to employees that
is designed to be paid over
or longer.??
All of the following are ways to be an effective team player except
-always be ready to help teammates if needed
-promote your own accomplishments often
- recognize and admit when you have been wrong
- show genuine commitment and strive for excellence
With the exception of frequently promoting one's own accomplishments, there are a number of methods for being an effective team player. Option B is correct .
What are the characteristics of a good team player?There are many outstanding characteristics in an effective team player. Let's take a look at these seven characteristics of effective team members:
Knowledgeable A good employee goes above and beyond what is expected of them and is aware of the scope of their work. To be knowledgeable, you must also be able to adapt and think strategically to take in useful information around you. Widen your insight by perusing, watching useful recordings on the web, or working with an improvement mentor.
Willingness to Learn Having knowledge is not sufficient. You should be willing to acquire new abilities, characteristics, and skills in order to fulfill your job responsibilities. Ability to advance additionally implies being available to your associate's thoughts. Find a mentor, attend conferences, or read books to learn new skills.
Always Ready to Help Successful members of a team are always ready to help others and reach out to them. In addition, they are able to adapt to the abilities and working styles of others, allowing them to adapt and assist when necessary.
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You decide to decrease the price of your product to increase total sales revenue, because you believe your product's demand is
A) perfectly inelastic
B) unit elastic
C) price elastic
D) price inelastic
Answer:
C) price elastic.
Explanation:
How can you relate the careers in Finance as Bachelor of Science in Information Systems (BSIS) students?
What is the name of the legal system that gives judicial decisions the force of law? A Commmon Law B European Law C Civil Law
Answer:
the answer is A) common law
57. Mark Green is considering buying a new Honda Accord. The purchase price of the car is $21,000 but Mark has a trade-in worth $4500. Mark needs a loan to buy the car and knows that his local bank requires him to put down 10% of the purchase price after the value of the trade-in is considered. Mark also knows that bank will charge 8% for the loan and require monthly payments over the next 4 years. What is the size of Mark‟s monthly payments if he makes the minimum down payment on the car?
Note that , Mark's monthly payments will be approximately $335.89 if he makes the minimum down payment on the car.
How is this so?Given
Loan amount - $14,850
Loan term - 48 months
Interest rate - 0.0067 per month(8 % annual rate divided by 12 months)
Using the formula for a fixed- rate loan,the monthly payment (P) can be calculated as follows:
P = (Loan Amount * Monthly Interest Rate) /(1 - (1 + Monthly Interest Rate)^(-Number of Months))
P = ($ 14,850 * 0.0067) /(1 - (1 + 0.0067)^(-48))
computing we have
P = ($99.50) / (1 - (1.0067)^(-48))
P = ($99.50) / (1 - 0.7035)
P = ($99.50) / (0.2965)
P ≈ $335.89
Therefore, Mark's monthly payments will be approximately $335.89 if he makes the minimum down payment on the car.
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Ian and Harriet divorced in 2017. Their son, Preston, is age 10 and has lived with Ian for the last two years. The divorce decree gives Harriet the right to claim Preston as a dependent. Who can claim Preston for the earned income credit?
Harriet is the person that can claim the earned income credit because the divorce decree gives Harriet the right to claim Preston as a dependent.
What the law on divorce states
The law on divorce or separation decree states that the noncustodial parent may claim the dependent even when there is no written declaration from the custodial parent.
Other explanation includes:
The parent who the child spends the most time with may claim the dependent.If only one of the taxpayers is the child’s parent, that parent may claim the dependent.In conclusion, Harriet is the person that can claim the earned income credit because the divorce decree gives Harriet the right to claim Preston as a dependent.
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Answer: actually its ian
Explanation:
According to Paula scher how was the 2001 palm beach ballot impacted by design?
According to Paula Scher how was the 2001 palm beach ballot impacted by design by combining the emotional or psychological parts of the typeface along with contextual elements.
What is the The Art of Design by Paula Scher?The famous Paula Scher who is known to be a Graphic Designer says that a person need to be in the “state of play” to be able to make any kind of design.
She was said to have emphasizes on the fact by telling that the design is better when it is said to be combining an emotional or psychological areas of the typeface and also that of contextual elements to make a great message tool.
Hence, According to Paula Scher how was the 2001 palm beach ballot impacted by design by combining the emotional or psychological parts of the typeface along with contextual elements.
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If there is a drought, what would you expect to happen to farmers' revenues?
Answer: it would dry up the land leading to less growth in there plants
Explanation:
Answer:
it would get dry and they plants woudnt grow.
Why does the scientific method not follow an exact order?
Through testing and experimentation, the scientific method establishes facts in an unbiased manner.
What is an scientific method?Making an observation, formulating a hypothesis, making a prediction, carrying out an experiment, and then evaluating the findings are the fundamental steps. The scientific method's principles can be used in various contexts, including business, technology, and scientific study.
A set of steps are used in the scientific process to establish facts or generate knowledge. The general procedure is generally known, but depending on what is being examined and who is performing it, each step's specifics may alter. Only questions that can be tested and either proven true or false can be answered using the scientific method.
Therefore, Through testing and experimentation, the scientific method establishes facts in an unbiased manner.
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In organizational change, future search conferences are used mainly to:_______a. force employees to accept the changes to be implemented.b. involve as many employees and other stakeholders as possible in the change process.c. give executives an opportunity to negotiate with employees to accept the changes.d. train employees in the skills required for the change process.e. refreeze the desired conditions in the organization.
Answer: b. involve as many employees and other stakeholders as possible in the change process.
Explanation:
In organizational change, future search conferences are used mainly to involve as many employees and other stakeholders as possible in the change process.
It should be noted that future search conferences are the group sessions, which usually involves the workers of organizations or companies coming together for few days, whereby recent trends or happenings are being identified and how to adapt to the changes are also discussed.
What was the name given to the first computer (machine) language?
A. ASCII
B. GUI
C. URL
D. ARPA
Paul’s grocery received 1,000 pounds of onion at $0.11 per pound. On the average, 3% of the onions will spoil before selling. Find the selling price per pound to obtain a makeup rate of 180% based on cost.
The selling price per pound for onions to obtain a makeup rate of 180% based on cost is $2.0350.
What is the selling price per pound for onions?Total Cost = Quantity * Cost per pound
Total Cost = 1,000 pounds * $0.11/pound
Total Cost = $110
Spoilage Quantity = 3% of Quantity
Spoilage Quantity = 3% of 1,000 pounds
Spoilage Quantity = 0.03 * 1,000 pounds
Spoilage Quantity = 30 pounds
Effective Quantity = Quantity - Spoilage Quantity
Effective Quantity = 1,000 pounds - 30 pounds
Effective Quantity = 970 pounds
Makeup Rate = 180%
Selling Price per pound:
= (Total Cost * Makeup Rate) / Effective Quantity
= ($110 * 1.80) / 970 pounds
= $2.03505/pound.
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In which of the following situations would monetary policy be least effective?
a. controlling inflation
b. slowing expansion
c. controlling inflation and recession
d. controlling recession
Explanation:
the answer for this question is c
Suppose your firm just issued a 30-year, $1000 par value bond with semiannual coupons. The coupon interest rate is 9%. The bonds sold for par value, but flotation costs amounted to 4% of the price. You have a 21% corporate tax rate. What is your firm's cost of debt?
The firm's cost of debt is 7.11%, if we have a 21% corporate tax rate and the coupon interest rate is 9%.
What is debt?Debt refers to the amount of money borrowed by an individual, organization or government from a lender, with the agreement to repay the borrowed amount with interest over a specified period of time. Debt can take many forms, including loans, bonds, credit card balances, mortgages, and other financial obligations.
Debt is an important aspect of finance and is used by individuals, organizations and governments to fund various activities, such as investing in new projects, purchasing assets, or meeting expenses. Debt can be either secured or unsecured, meaning that it may or may not be backed by collateral. In the case of secured debt, the borrower provides an asset as collateral, such as a house or car, which the lender can seize in case of default.
To calculate the cost of debt, we need to find the after-tax cost of debt. The cost of debt that has been adjusted for the tax savings brought about by the tax-deductible nature of interest payments is known as the after-tax cost of debt.
We must first determine the semiannual coupon payment:
Coupon payment = (Coupon rate x Par value) / 2
Coupon payment = (0.09 x $1000) / 2
Coupon payment = $45
Next, we need to calculate the total flotation costs:
Flotation costs = 4% x $1000
Flotation costs = $40
The net proceeds from the bond issue can be calculated as follows:
Net proceeds = Par value - Flotation costs
Net proceeds = $1000 - $40
Net proceeds = $960
The cost of debt before taxes is the yield to maturity (YTM) of the bond. Excel or a financial calculator can be used to determine the YTM.
For simplicity, we will assume a YTM of 9%.
The cost of debt after taxes may be determined as follows:
Debt service cost after taxes = YTM x (1 - Tax rate)
Debt service cost after taxes = 0.09 x (1 - 0.21)
Debt service cost after taxes= 0.0711 or 7.11%
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The topics of forecasting, inventory management and resource planning is associated with which part of supply chain and operations management?A) process strategy and analysis B) managing customer demand C) designing logistics networks D) statistical process control
The topics of forecasting, inventory management and resource planning is associated with managing customer demand of the supply chain and operations management, which means option B is the right answer.
Supply chain and operation management is the process of optimization of product from its creation till its delivery which will include its sourcing, storage and transportation. The supply chain covers all the economic, social and environmental aspects also. The demand management ensures the supply chain to turn its focus towards customers' needs while maintaining profit margins. Managing customer demand helps in understanding the present needs of the customer and thus optimization can be resourced in a meaningful direction so as to achieve operational excellence.
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"Group decision making is better". Do you agree or disagree with the statement? Give 3 reasons why do you say so?
Answer:
I agree because it make the group bring out more ideals
sometimes group decision make some people to voice out their problems
group decision help organization and firms to operate in good aims
Which question can best help a consumer assess risk when purchasing insurance? How much must be paid to make a claim? What problems are most likely to happen? What are the possible payouts on a claim? How much are the monthly premiums?
Answer: the answer is : What problems are most likely to happen?
Explanation:
Answer:
b
Explanation:
who has to prepare the ethics code for an organization?
Who should be on the ethics committee?
The responsibility of preparing the ethics code for an organization lies with the leadership team of the organization.
This includes the board of directors, senior executives, and managers who are responsible for setting the organization's policies and ensuring that they are being followed by all employees.
However, the ethics committee should be composed of a diverse group of individuals from different levels and departments within the organization. This ensures that the committee can offer a wide range of perspectives and ideas. Some of the individuals who should be on the ethics committee include HR representatives, legal advisors, senior managers, and representatives from different employee groups.
The ethics committee should also be responsible for reviewing and updating the ethics code regularly to ensure that it is relevant and effective. They should be responsible for educating employees about the code and ensuring that it is being followed. In addition, the ethics committee should be the go-to resource for employees who have questions or concerns about ethical issues in the workplace.
Overall, it is important for organizations to take their ethical responsibilities seriously and to have a strong ethics code and committee in place to ensure that they are upholding the highest ethical standards in all aspects of their operations.
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Jorge has a new job in an office. Which of the following safety procedures will he most likely need to learn?
Answer: D) How to exit safely in the event of a fire
Explanation:
QUESTION 11
Whether targeting consumers or resellers, marketers need to focus on:
O Buying center synergy.
O Corporate profit sharing
O Reducing derived demand
O Creating value for their customers
Marketers need to focus on creating value for their customers. The Option D.
Why is creating value for customers crucial for marketers?Creating value for customers is crucial for marketers as it directly impacts customer satisfaction and loyalty. When marketers prioritize creating value, they focus on understanding customer needs and preferences, developing products or services that meet those needs and delivering exceptional customer experiences.
By doing so, they differentiate themselves from competitors, build strong customer relationships and drive business growth. When customers perceive value in what a company offers, they are more likely to make repeat purchases.
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Which example represents a reward?
A: long break times
B: an achiever's name on the "Employee of the Month" board
C: banquet
D: bonus
Answer:
To me, it would be all of them, D. Bonus?
Explanation:
Please help me with this. Please
Like organizations in other industries, the Houston Independent School District (HISD) believed it could direct, motivate, and improve performance with monetary rewards. The goal was to improve the skills and test scores of students at 40 underperforming schools.
Officials thought the underlying reasons for the underperformance were low performing teachers, as those at the target schools were twice as likely to be rated “ineffective” or “needs improvement” than in well-performing schools. Worse still, teachers at these same schools were half as likely to be rated “highly effective.” School district leaders reasoned that offering money—$5000 signing bonuses—would attract better teachers to the poor performing schools.
Officials spent nearly $7 million to incentivize highly rated teachers to move to the target schools in the 2017–18 school year, and they planned to spend a similar amount in 2018–2019. But there was a problem—it didn’t work. The 40 schools experienced tremendous turnover—40–60 percent of teachers at worst schools quit—but the teachers who replaced them had nearly identical (poor) ratings when they arrived.
This left officials scratching their heads. The dismal results might have been due to the fact they had no performance criteria for teachers to qualify for the bonus and move to one of the 40 schools. Moving to the worst performing schools could be perceived as very risky, as highly rated teachers’ performance could drop in a more challenging, underperforming school. Adding to the risk, some teachers would presumably be giving up a position at a “better” school. Of course, it also was possible $5000 just wasn’t enough for many.
Apply the 3-Step Problem-Solving Approach
Step 1: Define the problem HISD officials wanted to fix.
Step 2: Identify the potential causes of this problem. (Consider also the common reasons rewards fail to motivate.)
Step 3: Make your recommendations.
The problem that the officials here are trying to solve would be the fact that the students of the school are not doing well in the tests hence the need to get them teachers that would be better in ,making them learn.
What is a problem in research?This is the term that is used to refer to the situation that is in existent in a place that would require intervention and solution.
The potential causes of the problem that exists would be that the students are not learning in the best environment that would foster learning or it could be due to the fact that their teachers are not well able to teach in the most effective way. The environment may not be conducive for learning and it is possible that the students are not well motivated to learn.
The recommendation on how to solve this would be to ensure that the school is in a good situation where the needs of every child is meant to ensure that they are able to learn. Also the teachers have to be able to know the educational needs of the students and communicate in the best way possible.
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Which asset is the least liquid? O A. A stock B. A short-term bond C. A mutual fund O D. An individual retirement account?
Answer:
D. An individual retirement account
Explanation:
Hope this helps :)
what is the human resources strategy?
Answer:
Roadmap is basically for solving an organization's biggest challenges with people-centric solutions.