Suppose the following financial information for a firm: Sales = $1000 Expenses (including interest expense on debt) = $700 Total Assets = $5000 Total Debt = $2500 Which of the following, all else equal, would decrease this firm's return on equity (ROE)? [Assume taxes = 0%, and that return on assets (ROA) exceeds the interest rate on new debt]

A. Increase debt, relative to equity (holding assets constant).
B. Increase sales, relative to assets (holding profit margin and equity constant).
C. Increase sales relative to expenses (holding assets constant).
D. Increasing equity, relative to assets (holding sales constant).

The statement that best explains how the loss of reserves and deposits leads to the existence of the money multiplier is:

"Reserves and deposits lost by one bank become reserves of another bank and magnify available excess reserves to be loaned."

When a bank experiences a loss of reserves and deposits, it may need to borrow reserves from other banks to meet its reserve requirements. In this process, the reserves that were lost by one bank become reserves for another bank. These new reserves increase the available excess reserves in the banking system, which can then be loaned out to borrowers.

As banks loan out their excess reserves, the money supply expands. The borrowers who receive the loans deposit the funds into their accounts, which increases the deposits in the banking system. These new deposits become reserves for the banks, allowing them to make additional loans and further multiply the money supply.

This process of lending and deposit creation continues as long as there are excess reserves in the banking system. Each round of lending and deposit creation leads to a multiplication of the original reserves, resulting in a larger money supply than the initial amount of reserves lost. This phenomenon is known as the money multiplier, as it magnifies the impact of changes in reserves on the overall money supply.

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The retirement plan described is a type of employee stock ownership plan (ESOP) where Microsoft contributes money to purchase company stock on behalf of Tom, which is held in a trust until his retirement.

The retirement plan in question is an employee stock ownership plan (ESOP). In an ESOP, a company like Microsoft contributes funds to purchase company stock on behalf of its employees, such as Tom, who are participating in the retirement plan. These purchased stocks are held in a trust until the employee reaches retirement age. The stocks serve as a form of retirement savings for the employee, and their value may appreciate over time. Upon retirement, the employee can sell or redeem the stocks to fund their retirement income. ESOPs are designed to align the interests of employees with the company's performance and provide employees with a financial stake in the company's success.

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The value of the $9,000 gift in 12 years will be $24,678.This means that if Kara keeps the gift amount in the account for 12 years at an 8 percent interest rate, it will grow to approximately $24,678.

To calculate the future value of the gift, we use the time value of money concept and the interest rate of 8 percent. Referring to Exhibit 1-a, we find the time value factor for 12 years at 8 percent, which is 2.731. Multiplying the gift amount of $9,000 by the time value factor, we get $24,678.The nearest whole number.

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Stop Killing Your Ideas. "Ideas," John Steinbeck once said, "are like rabbits. ... Most ideas don't stand a chance.

Based on the information given, the amount that will be recognized as unrestricted revenue in each of the years will be $100,000 and $900,000.

Unrestricted revenue simply means the donations that can be used by a company or group for purposes that meet the goals that were set aside.

From the information, the unrestricted revenue in June 30, 2020 will be:

= 10% × $1,000,000

= $100,000

The unrestricted revenue for June 30, 2021 will be:

= $1,000,000 - $100,000

= $900,000

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Answer:

No

Explanation:

The premade products could have been contaminated with any type of disease because she doesn't know what went inside whereas making it from scratch means she is able to monitor and remove and contaminated product.

:)

Answer:

The answer would be b, determining tax deductions

Explanation:

All three of the other points are ways you can find out customers needs and wants, however tax deduction is used to figure out how much tax is owed.

The appropriate labels for Curves N and M in the nearby graph is that the Curve N is total cost and Curve M is total variable cost.

Because a fixed cost is constant, this is not shown on the graph, however, the movement of the variable cost impacts directly on the total cost as well but it will be higher.

Hence, the appropriate labels for Curves N and M in the nearby graph is that the Curve N is total cost and Curve M is total variable cost.

Therefore, the Option C is correct.

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Answer:

c

Explanation:

although all were good options for answers, but this graduate got through this in a year, Speaks volumes to me

Answer:

The answer is definitely:   D. Earn a "B" or better in my Introduction to Marketing course this semester.

Explanation:

100 % correct

Answer:b

Explanation:

Answer: The other person was right, go ahead an' mark them brainliest ;b

Answer:

Explanation:

The FBI spent more than 12 hours searching President Biden's Wilmington, Del., residence Friday, and found more classified documents.

Some of the items date back to Biden's time as a a senator, while others were from his time as vice president, said Biden's personal attorney, Bob Bauer, announced the extraordinary development in a Saturday night statement. The Justice Department also took some handwritten notes for further review, he said.

A spokesman for the U.S. attorney in Chicago, who is overseeing the investigation of the documents until special counsel Robert Hur is in place, confirmed the search, saying that the FBI had "executed a planned, consensual search" of Biden's home.

It's the latest in a series of disclosures that has raised questions about Biden's handling of classified material, and comes after the White House had said that searches of Biden's residence had been complete.

Biden says he has 'no regrets' on how he's handled classified documents discovery

POLITICS

Biden says he has 'no regrets' on how he's handled classified documents discovery

Biden has been defiant about the issue, telling reporters on Thursday that he has "no regrets" about how he and his team have handled the discovery and disclosure of the documents.

Answer: he fbi found classified documents

Explanation:

Consumers are the centerpiece of the marketing environment analysis framework. Option E.

The marketing environment analysis framework is a tool utilized in marketing to comprehend the numerous elements that influence a company's capacity to sell its goods or services. Both internal and external aspects that affect a company's marketing choices and tactics are included in the marketing environment.

The consumer serves as the focal point of the framework for marketing environment analysis. This is so because consumers are the ones who actually use the goods or services that a company provides, and they are the ones who ultimately decide whether or not a company's marketing efforts are successful.

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The complete question is:

The centerpiece of the marketing environment analysis framework is _____.

(a) green marketing

(b) corporate partners

(c) culture

(d) competitive intelligence

(e) consumers.

Answer:

you would have to use evidence from a different resource/source and let them know what resources you have used to answer the question from the english paper

Explanation:

thx make me brainliest :)

the answer is true

Explanation:

because sometimes other people can said that it is good or bad. so you can see if it is good or bad

Answer:

I would believe that this is true.

Explanation:

Especially now In the 21st century, we use the internet for a lot of things, and for good reason too. Websites are a great place to start off looking before an interview. Hope this helps!

Answer:

affecting wages, employment levels and thus equilibrium

Explanation:

The loan payments beginning in year 4 through year 25 will be $659.96.

To solve this problem, we need to use the formula for a fully amortizing loan, which is:

Payment = (Loan Amount * Interest Rate) / (1 - (1 + Interest Rate)^(-n))

where:

Loan Amount = $101,400

Interest Rate = annual interest rate / 12 (since payments are made monthly)

n = number of payments (in months)

a. To find the payments during the first year, we need to use the teaser rate of 2%:

Loan Amount = $101,400

Interest Rate = 2% / 12 = 0.1667%

n = 12 months * 1 year = 12

Payment = \(($101,400 * 0.1667%) / (1 - (1 + 0.1667%)^(-12)) = $402.33\)

Therefore, the payments during the first year will be $402.33.

b. To find the payments after the reset rate of 6% at the beginning of year 2:

Loan Amount = $101,400

Interest Rate = 6% / 12 = 0.5%

\(n = 12 months * (25 - 1) years = 288\)

\(Payment = ($101,400 * 0.5%) / (1 - (1 + 0.5%)^(-288)) = $609.18\)

Therefore, the payments beginning in year 2 will be $609.18.

c. To find the percentage increase in the monthly payments, we can compare the payment in the first year ($402.33) to the payment in the second year ($609.18):

Percentage increase = ((New Payment - Old Payment) / Old Payment) * 100%

= \((($609.18 - $402.33) / $402.33) * 100%\)

= 51.39%

Therefore, the monthly payments will increase by 51.39%.

d. To find the loan payments beginning in year 4 through year 25 with a reset rate of 6% after 3 years:

Loan Amount = $101,400

Interest Rate = 6% / 12 = 0.5%

\(n = 12 months * (25 - 3) years = 264\)

\(Payment = ($101,400 * 0.5%) / (1 - (1 + 0.5%)^(-264)) = $659.96\)

Therefore, the loan payments beginning in year 4 through year 25 will be $659.96.

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An arm for $101,400 is made at a time when the expected start rate is 5 percent. the loan will be made with a teaser rate of 2 percent for the first year, after which the rate will be reset. the loan is fully amortizing, has a maturity of 25 years, and payments will be made monthly. required:

a. what will be the payments during the first year?

b. assuming that the reset rate is 6 percent at the beginning of year (boy) 2, what will the payments be?

c. by what percentage will the monthly payments increase?

d. if the reset date is three years after loan origination and the reset rate is 6 percent, what will the loan payments be beginning in year 4 through year 25?

Given the existence of relative scarcity, resources can be rationed by political mandate, a system of prices, and queuing, or standing in line. Option D is correct.

Political mandate refers to government intervention and regulations in allocating resources based on policy decisions. Governments may impose restrictions, quotas, or regulations on the distribution of scarce resources to achieve certain social or economic objectives.

A system of prices is another method of resource rationing. Prices serve as signals that reflect the relative scarcity of goods and services. In a market economy, prices are determined by the interaction of supply and demand forces. Higher prices indicate scarcity, which can lead to resource allocation decisions by consumers and producers.

Queuing or standing in line is a form of rationing where resources are allocated on a first-come, first-served basis. This method is commonly used in situations where demand exceeds supply, such as limited ticket sales or during times of shortage. Option D is correct.

The complete question is

Given the existence of relative scarcity, resources can be rationed by

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(1) Balance Sheet Presentation for the Bond Issue at December 31, 2022 (Selling Price of 102%):

(2) Balance Sheet Presentation for the Bond Issue at December 31, 2022 (Selling Price of 97%):

To illustrate the balance sheet presentation for the bond issue at December 31, 2022, we'll assume the bond has a face value of $100,000 and a maturity date of December 31, 2027. The bond carries a stated interest rate of 6% payable annually.

(1) Selling Price of 102:

When the bond is issued at a selling price of 102% of the face value, it means the bond is issued at a premium. The premium is the excess amount over the face value that investors are willing to pay.

Balance Sheet Presentation at December 31, 2022:

Liabilities:

Long-term liabilities:

Bonds payable - Face Value                      $100,000

  Less: Unamortized Premium (1/5th of $2,000)     (400)

  Net Carrying Value of Bonds Payable            $99,600

(2) Selling Price of 97:

When the bond is issued at a selling price of 97% of the face value, it means the bond is issued at a discount. The discount is the amount below the face value that investors require as compensation for purchasing the bond.

Balance Sheet Presentation at December 31, 2022:

Liabilities:

Long-term liabilities:

Bonds payable - Face Value                      $100,000

  Add: Unamortized Discount (1/5th of $3,000)     600

  Net Carrying Value of Bonds Payable           $100,600

In both cases, the bonds payable are presented at their respective net carrying values, which take into account any premium or discount on the bond. The unamortized premium or discount is adjusted over the life of the bond through amortization to reflect the actual cost of borrowing.

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Private property rights  and market is  in which people buy and sell resources or goods and services.

Private property rights are the rights of individuals and groups to own property and the market is any place or situation in which people buy and sell resources and goods and services.

Laissez-faire and capitalism-The relation-ship between laissez-faire and capitalism is laissez-faire is an economic philosophy of free-market capitalism that opposes government intervention.

Specialization and profit- The relation-ship between specialization and profit is the companies specialize in making one product or one component of a product, if this product will make at large scale, companies reduces it's cost to earn profit.

Factor market and product market-  The relation-ship between Factor market and product market is the factor market is running by the demand of product market. The product market is sold their goods and services with the demand of factor market to production these goods and services.

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Answer:

Ratna is preparing q presentation titled "similarities between micro-level and marco-local ... - did not match any documents.

Suggestions:

Make sure that all words are spelled correctly.

Try different keywords.

Try more general keywords.

Answer:

D

Explanation:

Preferred stock holders have greater security.because in the event of the business failure,they have the first claim in the distribution of company assets.

I hope this helps

Answer:

D. by date due

Explanation:

The entries to a schedule of accounts payable should be ordered by "date due" (Option D). This means that the accounts payable should be listed in the order of the due dates, with the earliest due date appearing first and the latest due date appearing last. This makes it easier for the person responsible for paying the bills to prioritize which bills to pay first and to ensure that bills are not missed or paid late due to disorganization.

Answer: by date received!

Answer:

The average tax rate is 26.17%

Explanation:

The computation of the average tax rate having the taxable income is $130,513 is shown below:

$50,000 × 0.15 = $7,500

$25,000 × 0.25 = $6,250

$25,000 × 0.34 = $8,500

$30,513 × 0.39 = $11,900.07

Tax amount is $34,150.07

Now the average tax rate is

= Tax amount ÷ taxable income × 100

= $34,150.07 ÷ $130,513 × 100

= 26.17%

Hence, the average tax rate is 26.17%

Answer:

70 to 80 percent

Explanation:

According to various online sources, including Career Horizons, about 70 to 80 percent of jobs are not published. It means that these vacancies are not publicly advertised. The only way of knowing that the vacancies exist is through networking.

Getting a job requires one to be a member of a professional network. It is the only sure way of getting to know about the 70 to 80 percent of unadvertised jobs.

Business products can be classified into two categories: consumer products and industrial products. Consumer products are goods that are purchased by individuals for personal use or consumption, while industrial products are goods that are purchased by businesses for use in their operations or for resale.

Consumer products can be further classified into four types: convenience products, shopping products, specialty products, and unsought products. Convenience products are items that consumers purchase frequently and with little thought, such as food and household supplies. Shopping products are items that consumers compare and evaluate before making a purchase, such as clothing and electronics. Specialty products are unique items that consumers are willing to expend extra effort to obtain, such as luxury goods. Unsought products are items that consumers may not be actively seeking, such as insurance or funeral services.

On the other hand, industrial products can be classified into three types: materials and parts, capital items, and supplies and services. Materials and parts are goods that become part of the final product, such as raw materials or components. Capital items are goods that businesses use to produce other goods, such as machinery or equipment. Supplies and services are goods that are used in the daily operations of a business, such as office supplies or consulting services.

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