Suppose that the Federal Reserve System set the required reserve ratio equal to 0.3 and that the banking system holds ​$50 billion in excess reserves. If the amount of deposits is ​$3000 billion and the amount of currency holdings is ​$65 ​billion, then the currency ratio is

The proper cost of equity to use as an input into the Weighted Average Cost of Capital (WACC) would be 20.1% because it is higher than 9.5%.

The answer is D. 20.1% because it is higher than 9.5%.

The cost of equity represents the expected return that shareholders require for investing in a company. The Capital Asset Pricing Model (CAPM) and Dividend Growth Model (DGM) are two commonly used methods to estimate the cost of equity. The CAPM considers the risk-free rate, the market risk premium, and the stock's beta, while the DGM focuses on the dividend growth rate and the dividend yield.

In this case, the equity return calculated using CAPM is 20.1%, which indicates the expected return based on market risk and beta. On the other hand, the DGM-derived equity return is 9.5%, representing the expected return based on the company's dividend growth rate and dividend yield.

When determining the cost of equity for WACC calculations, it is crucial to select an appropriate rate that reflects the required return on equity. Since the 20.1% return calculated using CAPM is higher than the 9.5% return from the DGM, the proper cost of equity to use as an input into the WACC would be 20.1%. This higher return better aligns with the required rate of return of 15.2% specified in the question.

To learn more about growth rate

CLick here: brainly.com/question/18485107

#SPJ11

b. False. Economic models are useful tools for analysis and understanding, but they are not meant to replicate every detail and nuance of the actual economy.

An economic model is not an exact replica of the economy. It is a simplified representation that captures key aspects of the real-world economic system. Models aim to provide insights and predictions about economic behavior and outcomes by making assumptions and simplifications. These simplifications allow economists to focus on specific relationships and variables of interest while abstracting away from the complexities of the real economy. Economic models are useful tools for analysis and understanding, but they are not meant to replicate every detail and nuance of the actual economy.

Learn more about Economic models here:

https://brainly.com/question/28303573

#SPJ11

Carter and his partner may consider forming an S Corporation to avoid double taxation.

S Corporations are a type of corporation that allow business income, deductions, and credits to flow through to the shareholders' personal tax returns. This means that the corporation itself is not taxed on its income, but instead, the shareholders are taxed on their share of the corporation's income.

By contrast, a C Corporation is subject to double taxation, meaning that the corporation pays taxes on its income, and then the shareholders pay taxes on any dividends they receive from the corporation.

Therefore, if Carter and his partner want to avoid double taxation, they should consider forming an S Corporation. However, it's important to note that there are certain eligibility requirements for S Corporations, such as having no more than 100 shareholders and only one class of stock. They should consult with a tax professional or an attorney to determine if an S Corporation is the right choice for their specific business needs.

Know more about double taxation here:

https://brainly.com/question/29347842

#SPJ1

The organization of human beings would now not be focused to increase a successful consumer base of real property licensees.

Working as an actual property agent or dealer may be enjoyable and financially worthwhile, but it's no longer smooth. A career in actual estate requires drumming up business, promoting yourself, monitoring leads, managing complex paperwork, imparting customer service, and lots, much more.

One of the greatest benefits of becoming a real estate agent is the limitless earnings ability. As an agent, there's no restriction to how a great deal you earn. it's due to the fact real property dealers work for a fee. typically, the agent walks away with 2.5% - 3% of an asset's sale rate.

Real property careers normally require some fundamental math skills. the coolest information is that there are many apps, laptop applications, or calculators that can help you substantially. Many real estate careers involve economic decisions, fee selections, and other information that cope with math.

Learn more about Real estate licensees here: https://brainly.com/question/26067240

#SPJ4

Describing the involvement, influence, and areas of interest of each stakeholder in the project. approving the method of engagement to be used. Up until the project is finished, managing the ongoing relationship and making adjustments as necessary.

The method by which you manage your relationships with your stakeholders is known as stakeholder management. It entails methodically locating stakeholders, assessing their requirements and expectations, and organising and carrying out various actions to interact with them.

To learn more on stakeholder management

https://brainly.com/question/28606313

#SPJ1

As a sole proprietor, McAnem will find the business to be easy and inexpensive to form.

It should be noted that a sole proprietor simply means an individual who owns and manages a business on his or her own.

In this case, as a sole proprietor, McAnem will find the business to be easy and inexpensive to form. This is an advantage of this form of business.

Learn more about sole proprietor on:

https://brainly.com/question/19176489

What Minos should tell Rashad to convince him that organizing personal financial records is beneficial is: A It will be easier to manage daily business activities such as paying bills.

To convince her spouse of the importance of organizing personal financial records, Minos should tell Rashad that organization will help him to coordinate his daily business activities better.

He will not be at a loss of the whereabouts of his financial data.

Therefore, option A is right.

Learn more about the organization of data here:

https://brainly.com/question/7622579

Answer:

All answer is nou XDDDDDDDDDDDDDD

Answer:

His lesson started late

Explanation:

A certificate of deposit, is the appropriate response to this question.

What is an account that A certificate of deposit is the appropriate response to this question.

A form of bank account known as an interest-bearing account offers the customer an interest rate in exchange for their money being deposited at the bank.

Because you agree to keep it in the bank for a certain amount of time, a certificate of deposit is an interest-bearing account that offers a higher rate of interest than a savings account or interest-bearing checking account. The CD may last for several months or perhaps several years.

TO KNOW MORE ABOUT  INTRESTING- BEARING.

https://brainly.com/question/12275648

#SPJI

A market-share pricing objective is often used when a firm needs to reach an economy-of-scale point.

The above statement is true

What do you mean by market-share pricing objective?

To know more about Economy here

https://brainly.com/question/29762284

#SPJ4

Answer:

False

Explanation:

The two sides are DEBIT and credit.

Answer:

bank line of credit

Explanation:

i got it right

Megan's monthly loan payment, we need additional information about the repayment term and interest rate for her private loans. Once these details are provided, we can calculate her monthly payments based on the loan amount and interest rate.

Megan, a resident of a San Jose suburb, is considering attending either San Jose State University or Santa Clara University. As she prefers living on campus rather than with her parents, Megan decides to utilize the Consumer Financial Protection Board's school comparison tool to evaluate her options. She qualifies for outside scholarships won through an essay contest and has $1,500 in savings to contribute towards tuition. Her parents are unable to provide financial assistance. Megan secures $3,000 in Perkins loans, $3,000 in Federal Subsidized loans, and $2,500 in Federal Unsubsidized loans. To cover the remaining balance, she plans to take out private loans with an interest rate of 7.9%.

At graduation from San Jose State University, Megan's total debt is estimated to be the sum of her loans, which amounts to $10,000 in Perkins loans, $3,000 in Federal Subsidized loans, $2,500 in Federal Unsubsidized loans, and the private loans she takes out. The debt from private loans will depend on the amount Megan borrows.

To determine Megan's monthly loan payment, we need additional information about the repayment term and interest rate for her private loans. Once these details are provided, we can calculate her monthly payments based on the loan amount and interest rate.

Learn more about loan payment here: brainly.com/question/30743836

#SPJ11

To put the keywords in order of the broadest to the most restrictive is Film themed portrait photography, Movie themed portrait photography, Photography, portraits and Portrait photography studio.

Photography is the art, application, and practice of making durable images by capturing light, either chemically by means of a light-sensitive material such as photographic film, or electronically by means of an image sensor.

Photography is used in many fields of science, manufacturing (e.g., photolithography), and business, as well as its more direct uses for art, film and video production, recreational purposes, hobby, and mass communication.

To know more about photolithography click on below link:

https://brainly.com/question/15084633#

#SPJ11

Answer:

The term personal financial statement refers to a document or spreadsheet that outlines an individual's financial position at a given point in time. The statement typically includes general information about the individual, such as name and address, along with a breakdown of total assets and liabilities. The statement can help individuals track their financial goals and wealth, and can be used when they apply for credit.

Organizational success relies considerably on effective purchasing and Supply management option (a)

Supply chain management (SCM) is a system in commerce that deals with procurement (purchasing raw materials/components), operations management (ensuring the production of high-quality products at high speed with good flexibility and low production cost), logistics, and marketing channels so that raw materials can be converted into a finished product and delivered to the end customer).

This can include raw material movement and storage, work-in-process inventory, finished goods, and end-to-end order fulfilment from point of origin to point of consumption. In a supply chain, interconnected, interrelated, or interlinked networks, channels, and node businesses collaborate to provide the products and services required by end customers.

Learn more about supply management

https://brainly.com/question/25032511

#SPJ4

Opportunity cost is the value of the next best alternative when a decision is made .

According to  economic  thinking, opportunity cost can be defined as the value of the next best alternative that must be given up as a result of choosing a specific alternative or  a specific action. In other words, opportunity cost represents the benefits that could have been gained by choosing an alternative option.

When making financial decisions, a person must consider not only the benefits of a particular choice, but also the possible costs. Opportunity cost is a critical concept in economics because it helps individuals and businesses make more informed decisions by weighing the costs and benefits of different options.

For example, if a person decides to spend $100 on a concert ticket, the opportunity cost of that decision would be the value of the next  alternative use of the $100, such as saving it or buying another product. Understanding the concept of opportunity cost can help people make better decisions by considering all available options.

Read more about Adjusted Gross Income at

brainly.com/question/2011953

#SPJ4

To complete the inventory record for the drive-shaft subassembly, we would need information such as the gross requirements, scheduled receipts, lead time, and current on-hand inventory for each period. Additionally, the lot-sizing rules (FOQ, L4L, POQ) would require specific calculations based on those parameters.

If you have the necessary data or can provide more details from Figure 11.37 or the inventory record, I would be glad to assist you further in completing the last three rows and addressing parts (a), (b), and (c).

Inventory refers to the stock of goods or materials that a company holds for production, sale, or distribution. It represents an investment by the company and includes raw materials, work-in-progress (partially completed products), and finished goods.

Inventory management is crucial for businesses to ensure smooth operations and meet customer demands efficiently. It involves maintaining an optimal level of inventory to avoid stockouts (insufficient inventory) or excess inventory that ties up capital and increases holding costs.

The partially completed inventory record provided in the question includes various components such as gross requirements, scheduled receipts, lead time, and on-hand inventory. These components are used to track the flow of inventory within a specific time period.

To know more about inventory   here

https://brainly.com/question/24868116

#SPJ4

18. The partially completed inventory record for the drive- shaft subassembly in Figure 11.37 shows gross require- ments, scheduled receipts, lead time, and current on-hand inventory.

a. Complete the last three rows of the record for an FOQ of 50 units.

b. Complete the last three rows of the record by using the L4L lot-sizing rule.

c. Complete the last three rows of the record by using the POQ lot-sizing rule, with P = 4.

Answer:

$16,400

Explanation:

Sheldon has a home that is valued at $108,000

The outstanding mortgage is $70,000

The lender is ready to provide a home equity loan of 80% market value

Therefore, the amount of money that Sheldon would be able to borrow can be calculated as follows

= 80/100×$108,000

= 0.8×$108,000

= $86,400

$86,400-outstanding mortgage

= $86,400-$70,000

= $16,400

Hence Sheldon should be able to borrow $16,400 using the home equity loan

The overdraft fee is the fee that John was charged on his checking account.

This is a fee that has to be paid due to the fact that a payment has been authorized.

The overdraft fee is usually paid to cover transactions if there are not enough funds in the account.

This is a current account that lets deposit and easily withdraw for the sake of transactions.

Overdraft fees occur whilst you don't have sufficient cash on your account to cover your transactions. The price for overdraft costs varies via bank, but they'll fee around $35 consistent with the transaction. Those expenses can upload up fast and may have ripple outcomes that are steeply-priced.

Learn more about overdraft fees here https://brainly.com/question/1739416

#SPJ9

Answer: ATM Fee, Overdraft Fee, Maintenance Fee

Explanation: Looked for what was labeled fee on the chart.

The correct answer is D) sales and marketing.

The sales and marketing function is responsible for identifying customers. This function focuses on understanding the target market, conducting market research, and developing strategies to attract and engage potential customers. It involves activities such as market segmentation, customer profiling, lead generation, and customer relationship management.

The sales and marketing team analyzes customer needs, preferences, and behaviors to create effective marketing campaigns, promotional activities, and sales tactics. By identifying customers, the sales and marketing function plays a vital role in driving revenue generation and business growth. They are responsible for building relationships with customers, communicating the value of products or services, and ultimately converting leads into sales.

Learn more about sales and marketing: https://brainly.com/question/25369230

#SPJ11

The EISP component provides information on the importance of information security in the organization - True

Information on the significance of information security in the organisation is especially provided by the EISP (Enterprise Information Security Policy) component. The organization's general approach and structure for information security are described in the EISP, a policy document. Information security-related high-level declarations, objectives, duties, and recommendations are frequently included.

Even while the EISP may discuss the value of information security within the company, its main goal is to offer a thorough and organized framework for managing and protecting information assets. It assigns roles and duties, outlines procedures, and lays the basis for establishing and maintaining efficient information security practises across the organisation. It also defines the organization's security goals.

Read more about EISP on:

https://brainly.com/question/31562024

#SPJ4

Complete Question:

The EISP component provides information on the importance of information security in the organization - True/False

Implementing just-in-time inventory management, improving collections, optimizing asset utilization, and negotiating favorable payment terms can reduce net operating assets and increase the return on net operating assets (RNOA).

1. Inventories:

Implement just-in-time (JIT) inventory management to closely monitor customer demand and adjust production schedules accordingly, minimizing inventory levels and reducing net operating assets.

2. Accounts Receivable:

Implement stricter credit policies, conduct credit checks on customers, set clear payment terms, and actively follow up on overdue payments to reduce the average collection period and improve cash inflows, thus reducing net operating assets.

3. Plant, Property, and Equipment:

Optimize asset utilization by assessing existing assets, disposing of underutilized or obsolete equipment, and making efficient use of remaining assets. This reduces the book value of fixed assets and lowers net operating assets.

4. Accounts Payable:

Negotiate favorable payment terms with suppliers to extend payment terms without penalties, allowing for delayed cash outflows and retaining funds for other operational needs. This reduces accounts payable and decreases net operating assets.

By effectively managing inventories, accounts receivable, fixed assets, and accounts payable, companies can reduce net operating assets and increase their return on net operating assets (RNOA). These actions optimize working capital, improve cash flow, and enhance overall financial performance. However, it's crucial to strike a balance between reducing net operating assets and maintaining operational efficiency and customer satisfaction. A holistic approach to managing these operating items will help companies achieve a higher RNOA and drive sustainable financial success.

To know more about RNOA, visit:

https://brainly.com/question/34026164

#SPJ11

The four factors necessary for marketing to occur are a desire to turn a need into a want, a way for the parties to communicate, two or more parties with unsatisfied needs, and something for the parties to exchange.

It is a document where the marketing objectives that will make a company well positioned in the market are described. It must be aligned with the company's objectives and the needs of the target audience.

Therefore, the marketing objectives correspond primarily to creating value for the consumer, through the satisfaction of their needs and desires and a focused communication that generates engagement and relationship.

The correct answer is:

a. a desire to turn a need into a want

b. a way for the parties to communicate

c. two or more parties with unsatisfied needs

d. something for the parties to exchange

Find out more information about marketing here:

https://brainly.com/question/24947409

The statement given "According to Bob French, stock prices move because of disagreements about the future value of a company among investors" is true because it correctly signifies what Bob French claimed.

Stock prices reflect a company's current valuation and future potential in the stock market. The stock market is affected by a variety of factors, including company news, financial performance, and global economic conditions. Furthermore, stock prices are not determined solely by the intrinsic worth of a business, but also by investors' perception of the company's potential for growth and profits.

Investors' views of a company's future value can differ, resulting in stock price fluctuations. Therefore, according to Bob French, stock prices move because of disagreements about the future value of a company among investors.

You can learn more about Stock prices at

https://brainly.com/question/29696452

#SPJ11

It's true that one of the basic realities of launching a new company is that it usually takes some time for the endeavour to build up sales and then generate revenue from those sales.

Building a consumer base, making marketing moves, and setting up effective operations are all part of this process.

A business is an inventive corporation or organisation that performs professional operations. They could be commercial, industrial, or something else entirely. Businesses that are for profit aim to earn a profit, whereas nonprofit organisations work to further charitable causes. Both the actual business activities and the things included by the business scope outlined in the company's business licence are referred to as the main business.

To know more about business visit:

https://brainly.com/question/3407426

#SPJ11

The amount of amortization in Colinda's first monthly mortgage payment is $443.67.

The amount of Colinda's mortgage loan is $125,000 - $25,000 = $100,000.

To calculate the amount of amortization in her first monthly mortgage payment, we need to know the interest payment and the payment towards the principal.

The interest payment in the first month is $100,000 x 0.04/12 = $33.33.

The payment towards the principal in the first month is $477 - $33.33 = $443.67.

Amortization is the process of paying off a loan or debt over time in equal installments, which include both principal and interest payments. The amount of amortization in each monthly mortgage payment decreases over time, as a greater portion of the payment goes towards paying down the principal, while a smaller portion goes towards paying the interest.

To learn more about mortgage payment

https://brainly.com/question/24174269

#SPJ4