Suppose a bank offers to lend you $10,000 for 1 year on a loan contract that calls for you to make interest payments of $330.00 at the end of each quarter and then pay off the principal amount at the end of the year. What is the effective annual rate on the loan? You are considering an investment in a Third World bank account that pays a nominal annual rate of 18%, compounded monthly. If you invest $5,000 at the beginning of each month, how many months would it take for your account to grow to $125,000 ? Round fractional months up.

Answer:

4

Explanation:

Formula:  1 / Reserve money ratio   ->    1 / 0.25 = 4

Answer:

A

Explanation:

After adjusting the balances as per the bank and as per the books, the adjusted amounts should be the same. If they are still not equal, you will have to repeat the process of reconciliation again.

Once the balances are equal, businesses need to prepare journal entries for the adjustments to the balance per books.

Answer:The answer is C

Explanation:

Just took the test

An element that would NOT appropriately be included in this letter to recent purchasers of the computer game explaining the correct information and apologizing for the mistake would be blaming a specific employee or department for the error.

Instead, the focus should be on providing the correct information, expressing apologies for any inconvenience, and demonstrating the company's commitment to ensuring customer satisfaction. Thus, the element that would NOT appropriately be included in this letter is irrelevant information that does not address the issue at hand or distract from the message being conveyed to the customer.

An element that would NOT appropriately be included in this letter to recent purchasers of the computer game explaining the correct information and apologizing for the mistake would be blaming a specific employee or department for the error.

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The spot price of the market index is $900. the annual rate of interest on treasuries is 2.4% (0.2% per month). after 3 months the market index is priced at $920. an investor has a long call option on the index at a strike price of $930. . The writer will incur a loss of $14.00.

The writer of the call option will earn a profit if the market index price is below the strike price plus the option premium.

In this case, the strike price is $930 and the option premium is $4.00, so the breakeven point for the writer is $934.00 ($930.00 + $4.00).
Since the market index price after 3 months is $920.00, which is below the breakeven point, the writer will earn a profit.

The profit can be calculated by subtracting the breakeven point from the market index price: $920.00 - $934.00 = -$14.00.
Therefore, the writer of the call option will earn a profit of -$14.00. This means that the writer will incur a loss of $14.00.

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Ordinarily, to obtain an arrest warrant, law enforcement must demonstrate that there is probable cause that a suspect committed or is planning to commit a crime.

Probable cause (option B) is the legal standard required for law enforcement to obtain an arrest warrant. It means that there is a reasonable basis to believe that a crime has been committed, or will be committed, and the person in question is involved.

This standard is lower than proof beyond a reasonable doubt (option C), which is required for a criminal conviction, and certainty (option D), which implies absolute knowledge. Reasonable suspicion (option A) is a lower standard used for investigatory stops but not sufficient for obtaining an arrest warrant.

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An individual or controlling group that acquires more than 5% of a public company's voting equity securities must file a(n): Schedule 13D

When a person or group purchases more than 5% of a voting class of a company's equity shares, a Schedule 13D form must be submitted to the U.S. Securities and Exchange Commission (SEC). Within ten days of the filer acquiring a 5% share, Schedule 13D must be submitted. Another name for Schedule 13D is "beneficial ownership report.

A individual or group is required to notify the Securities and Exchange Commission if they purchase 5% or more of the voting shares of a corporation.

The goal of the transaction, such as a takeover or merger, is one of the inquiries Schedule 13D poses.

The beneficial owner must update their Schedule 13D if their assets change by 1% or more.

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Beta is a risk measure that shows the systematic risk or market risk of a given security. The beta of a stock measures its responsiveness to changes in the market.

A beta of 1.00 means that the stock moves with the market, whereas a beta of more than 1.00 means that the stock is more volatile than the market, and a beta of less than 1.00 means that the stock is less volatile than the market.

Here, the beta of the stock is 1.17. Thus, the stock is more volatile than the market by 17%.Risk-free rate is the rate of return on an investment with zero risk.

The risk-free rate of return is generally considered to be the yield on a Treasury bill. Here, the risk-free rate is 0.018.Expected return of the market is the average return expected by investors of a market index. Here, the expected return of the market is 0.24. After holding the stock for the year, the market did return what was expected. However, the stock returned 0.15.

To find how much the stock over-performed or under-performed for the year, we will use the formula:

Actual Return = Risk-free rate + Beta × (Expected return of the market − Risk-free rate)Using the given values:Actual Return = 0.018 + 1.17 × (0.24 − 0.018)Actual Return = 0.27234 or 27.234%Thus, the stock was expected to return 27.234%.

However, it returned only 15%. The difference between the expected return and the actual return is:Difference = Actual Return − Expected ReturnDifference = 15% − 27.234%Difference = −12.234%Thus, the stock under-performed by 12.234%.Therefore, the stock under-performed by 12.234%.

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Answer:

All of following are "potential-advantages" of "de-centralization" EXCEPT (c) Potential duplication of costs.

Decentralization is defined as the process of delegating decision-making authority and responsibility from a central or top level of an organization to lower-level managers or departments within the organization.

The organization is distributing decision-making power to lower levels, allowing them to make decisions and handle day-to-day operations independently.

This can have potential advantages such as freeing up top management's time, encouraging the use of local or export knowledge, and providing training opportunities for lower-level managers. The potential duplication of cost is considered as a disadvantage.

Therefore, the correct option is (c).

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I made three to see which one's more logical. Its up to you after.

Answer:

. Make a list of operating expenses.

. List all the ingredients.

. Decide how much you will add to the cost of labor.

. Divide the total cost and the number of yield.

or

. Make a list of operating expenses.

. Decide how much you will add to the cost of labor.

. List all the ingredients.

. Divide the total cost and the number of yield.

or

. Decide how much you will add to the cost of labor.

. Make a list of operating expenses.

. List all the ingredients.

. Divide the total cost and the number of yield.

Explanation:

You really just need to understand the problem using the words in the sentences and the context of those sentences.

Answer:

Explanation:

ATM s are of great use to the banks as the reduce the number of people storming the banks for withdrawal of money as well as deposit of money it reduces cost of operation and from customer point of view it is available easily near by hence travelling further distance to the bank is not required

ATMs are one of the most convenient services provided by the banks to customers. It is beneficial to banks as it is to its customers. It helps banks to save cost and time in withdrawing money and various other services which are now provided by ATM.

Automated teller machines, or ATMs as they are more commonly referred to, are a convenient way to conduct one-on-one transactions quickly and easily. One can do self-serviced transactions with these machines without a physical teller's aid or a trip to the bank branch. Cash withdrawals, cash deposits, and fund transfers are just a few of the many transactions possible with automated teller machines, or ATMs. Although the majority of customers only use ATMs to withdraw cash, these additional transactions make the service more effective.

With the advent of the ATM, users' financial lives became simpler because they could now perform simple transactions on their own with the aid of an ATM, which was much more practical than often visiting the bank. The ability for users to transact between banks is another significant advantage of an ATM. This means you can still use basic services like cash withdrawals from the ATM even if you don't have an account with the bank that runs the machine. Again, this saves you time and comes in handy in an emergency because you won't need to go to the ATM at your bank every time you need a quick infusion of cash. ATM helps banks operate more cheaply by lowering the number of human operations. The ATM provides service 24 hours a day which means customers can avail of money and other services at any time of the day.

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Answer:

chick fil a

Explanation:

Answer:

Footer Margin

Explanation:

Just took this :)

Answer:

Footer Margin

Explanation:

Answer: False?

Explanation:

Hiring managers spend often 30 sec to 2 minutes reviewing an applicants resume.

Answer:

The gap between product design specifications and actual performance of the product.

Explanation:

The term performance quality refers to the gap between product design specifications and actual performance of the product.

This ultimately implies that, a performance quality refers to a measure of the level at which the primary characteristics of a product that is being manufactured by a producer operates. Therefore, all the elements of the commitment made in a product that is to be sold to consumers by the producer is the performance quality of a product.

Hence, business firms or companies should endeavor to design a level of performance that is appropriate, effective and efficient to their customers, so as to increase the customer's level of satisfaction and enhance the chances of them using the product in the future.

The food handlers license is the cost that is the most important that would help to attract the customers.

Based on the fact that the business is licensed to operate, the people would be able to trust the food business.

Hence they would be more likely to be able to go there in order to get the services that they need in the business.

Hence the license is the cost that would help to attract the people

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One of Coppertone's marketing tactics is the sponsorship of the men's and women's Olympic soccer teams. To many of the over 3 million boys and girls playing youth soccer in the United States, the U.S. Olympic soccer teams are a(n) aspirational group.

To many of the over 3 million boys and girls playing youth soccer in the United States, the U.S. Olympic soccer teams are an aspirational group. These young players may look up to the Olympic teams as role models and aspire to one day play at that level themselves. The sponsorship of the Olympic soccer teams by Coppertone could potentially inspire these young players to use Coppertone products to protect their skin while playing soccer, as they see their favorite players using them.

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Disposable hand warmers: One-time use, chemical reaction, limited lifespan. Reusable hand warmers: Multiple uses, phase-change materials, longer-lasting.

Disposable hand warmers are inexpensive and generate heat through a chemical reaction when exposed to air, providing instant warmth for a limited time.

They cannot be reused or turned off once activated. On the other hand, reusable hand warmers are initially more expensive but offer longer-lasting heat, can be reheated or cooled multiple times, and are more durable.

They use phase-change materials or gels to release or absorb heat as needed.

The choice between the two depends on budget, desired duration of warmth, and the need for reusability.

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Answer: B- Organizations can become certified

Explanation: In the lesson it states:

"Here are certain facts about ISO 9000:

ISO 9000 is applicable to any business, regardless of its size or the industry in which it exists.

It includes definitions, requirements, and recommendations for continuous improvement.

ISO 9000 can also provide certifications to organizations.

Over 170 countries have used ISO 9000 certifications in their industries."

If you are struggling to pay off your credit card debt and cannot afford to make monthly payments, you may want to consider negotiating a settlement with your creditor. Here are the steps to negotiate a credit card debt settlement yourself:

Step 1: Understand your financial situation and debtBefore you begin negotiating, you need to understand your financial situation and how much you can afford to pay. You should create a budget to determine how much money you have left over each month after you pay your necessary expenses. This will help you determine how much you can afford to pay in a lump sum settlement.

Step 2: Contact your creditorContact your creditor and explain that you are having trouble making your payments. Ask if they have any hardship programs or if they would be willing to settle your debt for less than what you owe. Be prepared to explain your financial situation and why you are struggling to make payments.

Step 3: Negotiate a settlementIf your creditor is willing to negotiate a settlement, you should try to negotiate a lump sum payment that is less than what you owe. Start by offering a percentage of the total debt that you can afford to pay. If your creditor refuses your offer, increase your offer until you reach an agreement. Be sure to get the settlement agreement in writing before making any payments.

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The market price is set at $9, a surplus will occur, and the price will need to decrease to reach a new equilibrium.

If the market price is set at $9, it is higher than the equilibrium price of $5. This means that there is a surplus in the market, as the quantity supplied exceeds the quantity demanded.
Here's a step-by-step explanation:
1. When the market price is set at $9, it is above the equilibrium price of $5.
2. At this higher price, suppliers are motivated to produce more goods as they can earn more profit. So, the quantity supplied increases.
3. However, at the higher price, consumers are less willing to purchase the goods, leading to a decrease in quantity demanded.
4. The surplus arises because the quantity supplied exceeds the quantity demanded. This surplus represents unsold goods.
5. To eliminate the surplus and return to equilibrium, suppliers will need to lower the price to encourage more consumers to buy the goods.
6. As the price decreases, the quantity demanded will increase and the quantity supplied will decrease until the market reaches a new equilibrium.

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The computation of equivalent units under the FIFO (First-In, First-Out) method treats units in the beginning work in process inventory as if they were started and completed during the current period.

Therefore, the correct statement is: The computation of equivalent units under the FIFO method treats units in the beginning work in process inventory as if they were started and completed during the current period.

In the FIFO method, the units that were already in progress at the beginning of the period are assumed to be completed first before accounting for the units started and completed during the current period. This means that the units in the beginning work in process inventory are treated as if they were worked on and completed during the current period, regardless of when they were actually started.

This approach ensures that the units from the beginning work in process inventory are accounted for separately and not mixed with the units started and completed during the current period. It allows for a more accurate calculation of the equivalent units and helps in determining the cost per equivalent unit for inventory valuation purposes.

The other options provided are incorrect:

The second option is not accurate as the FIFO method does not treat units in the beginning work in process inventory as a separate batch of goods.

The third option is not accurate as the FIFO method does not treat units in the ending work in process inventory as if they were started and completed during the current period.

The fourth option is not accurate as the FIFO method does not ignore units in the beginning and ending work in process inventories; it considers the units in the beginning work in process inventory as equivalent units completed during the current period.

Therefore, the correct statement is: The computation of equivalent units under the FIFO method treats units in the beginning work in process inventory as if they were started and completed during the current period.

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Complete question:

The computation of equivalent units under the FIFO method:

treats units in the beginning work in process inventory as if they were started and completed during the current period.

treats units in the beginning work in process inventory as if they represent a separate batch of goods separate and distinct from goods started and completed during the current period.

treats units in the ending work in process inventory as if they were started and completed during the current period.

ignores units in the beginning and ending work in process inventories.

​

Answer:

D

Explanation:

motivation, desire, and attitude are the most important aspects when it comes to your job. Having your boss like you is great and all, but it won't get you a raise.

Your organization's core purpose statement is a step of Strategic Objectives and Analysis. So the statement presented is False

Strategic management is a term to refers to the process of building a company. In it, all the necessary aspects such as objectives, the public, the market, the mission, among others, are analyzed. This process is generally divided into several steps. Each of the steps is explained below:

According to the above, Great Lakes Medical Center executives who are writing a document to explain the central purpose of their organization are in the Strategic Objectives and Analysis stage. So the correct answer is False.

Complete question:

The executives of great lakes medical center are writing a statement that explains their organization’s core purpose. Great lakes medical center is at the strategic formulation step in strategic management.

True

False

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Answer:

$2,625

Explanation:

Interest is calculated using the formula

I = p x r x t

For Galindo family

I= interest,

P = principal amount : $10,000

r= Interest rate: 7.5 % or 0.075

t= times in years : 3.5 years( 42 months /12)

I= $10,000 x 0.075 x 3.5

I=750 x 3.5

I=$2,625

The terms matched to their definitions are: 1. Disenfranchisement 2. Opinion leaders 3. Pluralism 4. Political action committees (PACs).

Disenfranchisement refers to individuals being stripped of their voting rights, either temporarily or permanently, and can occur for various reasons such as legal restrictions or discriminatory practices. Opinion leaders are high-profile individuals, such as celebrities or politicians, whose interpretation of events significantly influences public opinion. Pluralism is a system of political power where numerous individuals and groups have equal access to resources and power mechanisms, promoting diverse perspectives and reducing the likelihood of a single group dominating decision-making. Political action committees (PACs) are organizations that raise and spend money to influence elected officials or public opinion, typically through campaign contributions or advocating for specific policies.